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Economy => Service Discussion => Topic started by: The Cryptovator on September 30, 2023, 07:28:45 PM



Title: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on September 30, 2023, 07:28:45 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere. Funds could be sent through a banking channel as well as in a legal way that considers remittance.

I am not promoting it exactly; I am just curious if you guys are familiar with it. Pyypl solved a couple of problems, especially about virtual cards and bringing money into bank accounts in a legal way. I have been using it for a while and have never faced any issues. But if you don't want to submit KYC, then avoid it.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: dkbit98 on September 30, 2023, 08:15:34 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere. Funds could be sent through a banking channel as well as in a legal way that considers remittance.
I never heard about it, but I don't se any reason why people would use this instead of similar products from more reputable company, since both are asking for KYC verification.
Smaller company usually means more risk for hacks, frozen coins, and companies shutting down business without explanation.

Do you know how much we need to pay for creating cards, and what fees they have, since I found nothing about this on their website?


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on September 30, 2023, 09:58:41 PM
I used Pyypl way before they started asking for serious KYC verification. Initially, they just wanted names and emails address and then after several months, they asked for ID verification. Again, after a number of months, they wanted my proof of address but one thing I noticed is the KYC isn't that strict, or they do it just for formality.

- But I liked the service due to very low fees and no stupid card creation fees or monthly charges like I see with some services
- You can fund the account using crypto.

I have used the virtual creditcard to subscribe to a number of services and purchase a number of items from different online stores without any difficulties so far.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: PX-Z on September 30, 2023, 10:56:53 PM
I noticed is the KYC isn't that strict, or they do it just for formality.
What do you mean not strict, only names, address or all info that can be found on your ID? But why you just said you stop using them after asking serious KYC.

If there'a no huge risk of them except of getting hacked, i guess they deserved to get bookmarked with just smaller amount, i guess.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on September 30, 2023, 11:17:57 PM
What do you mean not strict, only names, address or all info that can be found on your ID? But why you just said you stop using them after asking serious KYC.
Sorry, maybe I didn't phrase it well.

What I meant is that in the verification process, it's like they never even checked what I had submitted. The documents I used get rejected by most platforms after a manual review, but this did not happen to me when I sent them over to pyypl. For example, the proof of address document which I used which was a bank statement which has a different address from that in my old Government issued National ID

If there'a no huge risk of them except of getting hacked, I guess they deserved to get bookmarked with just smaller amount, i guess.
The risk is always there. You don't see what is going to hit you until it's too late. Anyway, the amounts I use there are still little.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: The Cryptovator on October 02, 2023, 08:08:04 PM
Do you know how much we need to pay for creating cards, and what fees they have, since I found nothing about this on their website?
For each Master Card generation, they ask for $3 as a charge. You can create as many cards as you need. The card's name will be yours and you can use it without hassle instantly. You can freeze and unfreeze your cards at any time. I just enabled 2FA, and when I make any transactions through the card, the apps will ask for authorization. Their website doesn't have much information. You must download their apps if you like using their service.

It seems they have been using an auto-verification service. Not too strict like Binance or other exchanges. Regarding risk, it's everywhere online. So you need to secure your wallet, as always.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: robelneo on October 02, 2023, 10:54:22 PM
This is first time I read about this card I checked it on Google Play it has already been downloaded 5 million times, I know the figure is not right but could be anywhere close to that.

The latest reviews are very bad, those who will use this card better check those reviews on Google Play this may not be the card that you want that you think you can use on platforms that you expect to use like Netflix.

They better improve their service a 3.8 rating on Google Play is not good.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: The Cryptovator on October 03, 2023, 08:45:09 PM
This is first time I read about this card I checked it on Google Play it has already been downloaded 5 million times, I know the figure is not right but could be anywhere close to that.

The latest reviews are very bad, those who will use this card better check those reviews on Google Play this may not be the card that you want that you think you can use on platforms that you expect to use like Netflix.

They better improve their service a 3.8 rating on Google Play is not good.
I think so. The I found a few days ago that the apps were not working after an update. I have seen some users already write about it on the Google Play Store. To be honest, I am not happy with their support system and app interface. I am just using it for what I need. It does help send funds into my bank account as remittances where the government doesn't ask any questions. Because it does consider freelancer earnings. So I cash out my crypto legally from there. Also, I can use the card virtually anywhere and keep it frozen when I don't need it. Anytime, I can unfreeze and make another payment.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: GxSTxV on October 05, 2023, 04:32:45 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere.

Yes I have been using it for quite a long time now and posted many topic here about it. Our local banks don't offer any working cards for online shopping or transactions and anything related to crypto is prohibited, So Pyypl has been the only solution for me. But I can't say it's the best solution since it has also high fees and serval other issues with zero support. In 2023 it seems that the United Arab Emirates government is pressuring this financial services company to verify accounts and take other measures which led to even worse experience. I have had to submit my documents and go through the KYC process more than four times in one year.
Recently they faced even more issues where Abu Dhabi Global Market required Pyypl to pay $486,000 due to a lack of Anti Money Laundering measures and unauthorized activities as they were accused. And because of this, last week they temporarily stopped all the cards but they were reactivated fortunately.
 Personally, I prefer to withdraw all the funds inside and be cautious during this period for any scenario.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on October 05, 2023, 09:11:43 PM
They better improve their service a 3.8 rating on Google Play is not good.
Reviews can be subjective. If I recall properly, they do have a 4.5 rating on App Store, but yeah, their KYC requests were so annoying. They keep asking from different details periodically and while they ask for those details they first freeze the accounts that remain unusable at all. This can definitely annoy customers who think they are already fully verified.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: fdlannda on October 31, 2023, 09:24:15 AM
Of course, KYC is very necessary for this type of platform, they must have valid data on all their users to avoid money laundering and other dirty things like that.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: albon on November 01, 2023, 10:38:30 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere. Funds could be sent through a banking channel as well as in a legal way that considers remittance.

I am not promoting it exactly; I am just curious if you guys are familiar with it. Pyypl solved a couple of problems, especially about virtual cards and bringing money into bank accounts in a legal way. I have been using it for a while and have never faced any issues. But if you don't want to submit KYC, then avoid it.
I used it for about a year, and I obtained a virtual MasterCard without paying any fees. I passed KYC and made numerous deposits on Pyypl, and I subscribed to many services using my virtual card, like Telegram, Discord, and so on. I was withdrawing my remaining funds smoothly and quickly and with negligible fees. However, one day, I found that they had updated their KYC policy, and they froze my virtual card without prior notice, which contained some funds. They requested more documents and other complex verifications, but after contacting their support, they managed to unfreeze my virtual card, and I withdrew my funds... My virtual card has remained frozen until now because I haven't bothered to provide further documents for their new policy. But, honestly, what happened I found unprofessional on their part, and it made me delete their application and no longer use it again.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: joniboini on November 02, 2023, 01:02:20 AM
However, one day, I found that they had updated their KYC policy, and they froze my virtual card without prior notice, which contained some funds. They requested more documents and other complex verifications, but after contacting their support, they managed to unfreeze my virtual card, and I withdrew my funds...
That kinda sucks. So you can't withdraw your funds at all before you submit a ticket? I can understand if they block any payment before the user does another KYC, but they should've allowed people to withdraw imo. I guess they can deflect it by saying that their ToS covers that.

I have had to submit my documents and go through the KYC process more than four times in one year.
Recently they faced even more issues where Abu Dhabi Global Market required Pyypl to pay $486,000 due to a lack of Anti Money Laundering measures and unauthorized activities as they were accused.
What do they mean by lack of AML measures? That sounds really weird considering how often you need to KYC. Do they never use those data or are they using it for other purposes? Looks like it is not an ideal solution for me if I want to use a virtual card.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: rat03gopoh on November 02, 2023, 01:22:58 PM
Does anyone which country is supported or not supported by Pyypl? I tried checking their privacy policy and use search engine with keyword
They don't directly mention the restricted countries, they only adjust to the main partner company they operate in, namely Mastercard[1]. That means the list of currencies it accepts too.
What you need to know is that they're regulated by ADGM which seems to always update the list of High Risk Jurisdictions[2].


1. https://www.pyypl.com/blog/5-things-you-didnt-know-you-could-do-with-the-pyypl-app
2. https://www.adgm.com/operating-in-adgm/financial-and-cyber-crime-prevention/high-risk-jurisdictions


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: blckhawk on November 03, 2023, 08:18:46 AM
I'm really curious about this one, are you planning to do a tutorial on how to use it or is there an existing one out there already. I can understand why some people haven't heard of it, it's a goofy name and that kind of name isn't really giving the vibe that it's a legitimate service. I like the idea of virtual card although I'm put off by the fact that you need KYC to access this one.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 03, 2023, 01:41:40 PM
Does anyone which country is supported or not supported by Pyypl? I tried checking their privacy policy and use search engine with keyword site:pyypl.com country, but couldn't find such information.
If for support you mean one getting registered and having an account with them then the easiest way to know is to install the app, try to do test sign up. You will see a drop-down menu of the different country codes they support for registration.

I believe very few Countries miss out of the list like the United States of America, the United Kingdom, North Korea, Myanmar etc

The other link (https://www.pyypl.com/send-money) is completely different. It's a list of countries that one can make an international transfer to if they are using pyypl and that list is smaller.

I can understand why some people haven't heard of it, it's a goofy name and that kind of name isn't really giving the vibe that it's a legitimate service.
Yep name seems weird at first sight, but it's pronounced as "People"  ;D



Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: blckhawk on November 04, 2023, 07:09:35 AM
~
Yep name seems weird at first sight, but it's pronounced as "People"  ;D
Oh, thanks for the clarification. If only OP added a way to pronounce the service I wouldn't have commented such a dumb opinion that it's a goofy name. Now that I know how to read the service, I would say that it's such a fitting name for the service because of how you say it and how it's in a way parodies Paypal, it's a clever name "A Paypal for the people" at least that's what I think is the reason behind the name of the service. I still stand by my words though, it's a goofy name if not outright weird.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 04, 2023, 06:04:34 PM
Meanwhile, has any of you folks who registered for Pyypl received this notification from the app?

https://talkimg.com/images/2023/11/04/tzli8.jpeg

I saw it this morning and was wondering what was going on so I checked on their Twitter and it seems some people have been complaining about not being able to make mastercard payments for a while ( it's like some people are still able to use the service while others are not. It's more like selective "system upgrade").
I haven't used the service for some weeks and have no money in there at the moment but last time i used it, everything was smooth.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: The Cryptovator on November 05, 2023, 09:22:27 PM
Meanwhile, has any of you folks who registered for Pyypl received this notification from the app?

I haven't used the service for some weeks and have no money in there at the moment but last time i used it, everything was smooth.
Nothing to worry about, actually. For a few days, they have been notifying users about their system upgrade. So the card is not working properly, but other services are working fine. I made international transactions two days ago, and it went smoothly, though there were notices about system upgrades. Their support system is very poor right now. It shouldn't take too long to upgrade the system. A lot of users use this card for various subscriptions, and they might face problems due to their upgrades. They should be more professional and faster. Otherwise, they would lose popularity.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: singlass on November 06, 2023, 05:13:22 AM
they've been fined 480k for "failing to adhere to anti-money laundering regulations", PYYPL cooperated & agreed to settle & pay the fine to which they received a discount of 20% (the fine was originally set at 600k), probably they're upgrading their system to comply with the regulations

source :   https://verify365.app/abu-dhabi-financial-services-regulatory-authority-imposes-fine-on-pyypl-for-aml-compliance-failure/#:~:text=Abu%20Dhabi%2C%20October%204%2C%202023,money%20laundering%20(AML)%20regulations. (https://verify365.app/abu-dhabi-financial-services-regulatory-authority-imposes-fine-on-pyypl-for-aml-compliance-failure/#:~:text=Abu%20Dhabi%2C%20October%204%2C%202023,money%20laundering%20(AML)%20regulations.)


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: joniboini on November 08, 2023, 01:12:21 AM
they've been fined 480k for "failing to adhere to anti-money laundering regulations", PYYPL cooperated & agreed to settle & pay the fine to which they received a discount of 20% (the fine was originally set at 600k), probably they're upgrading their system to comply with the regulations
So, from what I understand the government think they don't have a good monitoring system to check if their user is doing money laundering or not. This makes it a bit surprising if the number of KYC requests as mentioned by others is true. In other words, they don't really monitor user's activity but will keep their personal data updated as often as possible. What kind of upgrades are they doing then? Are they saying that it will apply a more strict monitoring process for every transaction?


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 08, 2023, 09:05:39 AM
they've been fined 480k for "failing to adhere to anti-money laundering regulations", PYYPL cooperated & agreed to settle & pay the fine to which they received a discount of 20% (the fine was originally set at 600k), probably they're upgrading their system to comply with the regulations

Sounds like a plausible reason. So the so-called "upgrades on the card system" are just a stalling tactic. Never have I seen a legitimate upgrade that take ages without even any ETA. In fact, for such upgrades, they even make alerts to customers in advance. What made matters worse was that the "upgrade" was selective in the beginning, and now it seems general.

So, from what I understand the government think they don't have a good monitoring system to check if their user is doing money laundering or not. This makes it a bit surprising if the number of KYC requests as mentioned by others is true. In other words, they don't really monitor user's activity but will keep their personal data updated as often as possible. What kind of upgrades are they doing then? Are they saying that it will apply a more strict monitoring process for every transaction?
According to the article, it looks like Government started investigating them way back when their KYC/AML policies were still not strict. I can confirm this because when I first opened an account with them, all they needed were just basic details. They started requesting for more details from customers later, probably due to panic after realizing they were in trouble or were going to be fined a lot of money.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: coupable on November 08, 2023, 07:16:26 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere. Funds could be sent through a banking channel as well as in a legal way that considers remittance.
I think that it cannot be used everywhere and that this service supports only a few countries. I mean veryfing accounts.
I have seen many local users in my country using it and selling credits on it. I verified its status in my country and found that it is not available, meaning that accounts cannot be verified in my country, in addition to many other countries in which the application works. It is possible to create an account, but it is impossible to perform the authentication process. Local users create accounts from other countries to use locally.
I once saw in one of the articles that they would expand the scope of their services to more countries, and I do not know where they have reached in that regard.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 10, 2023, 08:32:03 PM
I think that it cannot be used everywhere and that this service supports only a few countries. I mean veryfing accounts.
I have seen many local users in my country using it and selling credits on it. I verified its status in my country and found that it is not available, meaning that accounts cannot be verified in my country, in addition to many other countries in which the application works. It is possible to create an account, but it is impossible to perform the authentication process. Local users create accounts from other countries to use locally.
I once saw in one of the articles that they would expand the scope of their services to more countries, and I do not know where they have reached in that regard.
Wait, so they allow you to register, but they reject your KYC documents on grounds that your Country is not supported? Then what's the point of let people from unsupported countries sign up in the first place?

This tweet shows that all member using the APP might be affected at this point in time - https://twitter.com/pyypl/status/1720472360766038045


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 16, 2023, 01:27:44 PM
I would like to add on a new development here;

In the middle of the chaos involving the regulatory battle and having people's accounts suspended. Pyypl just decided to make an announcement that they have now partnered with PayPal Visa with not so much details ----> https://nitter.net/pyypl/status/1724706301949641118#m

I also receive a similar notification in my app.

I don't why they are trying to do with this. Trying to cool down the rage of their customers due to the recent service suspensions or the news is actually genuine?


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: joniboini on November 17, 2023, 01:28:44 AM
I'm not sure if partnering with Visa means they partnered with PayPal though. This partnership term they use is also a bit misleading if, at the end of the day, they just registered their service so that they can use the Visa network to process transactions like any other debit card. CMIIW.

The comments regarding their service also don't instill much confidence. Looks like a new user better wait before they start registering new accounts.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: rat03gopoh on November 17, 2023, 05:52:55 AM
The comments regarding their service also don't instill much confidence. Looks like a new user better wait before they start registering new accounts.
Pyypl has partnered with Mastercard which I know generally has the same orientation in the financial business compared to Visa. I don't think there's a serious concern with new partnerships of this type, if the previous ones have gone well (I'm referring to the benefits of their partnership).


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 17, 2023, 08:17:40 AM
I'm not sure if partnering with Visa means they partnered with PayPal though. This partnership term they use is also a bit misleading if, at the end of the day, they just registered their service so that they can use the Visa network to process transactions like any other debit card. CMIIW.
My bad... I actually made a mistake. I was supposed to type Visa, i don't know what was on my mind when i made the post yesterday.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: The Cryptovator on November 18, 2023, 07:10:30 PM
I am quite disappointed in their card service. It seems the card section has become blank, meaning I can't find any information about my existing cards. There are a couple of ongoing subscriptions from those cards, and I am not sure when they will solve this issue. It's been a long time since they paused their card service, though all other services are working fine. If they don't value users thoughts, then they must lose their clients. Card is a serious need; we create it to be used online. I hope they will enable cards as soon as possible.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: JeromeTash on November 18, 2023, 08:08:24 PM
I am quite disappointed in their card service. It seems the card section has become blank, meaning I can't find any information about my existing cards. There are a couple of ongoing subscriptions from those cards, and I am not sure when they will solve this issue. It's been a long time since they paused their card service, though all other services are working fine. If they don't value users thoughts, then they must lose their clients. Card is a serious need; we create it to be used online. I hope they will enable cards as soon as possible.
The way they have handled this whole thing is unprofessional and not transparent in any way. Things to do with finances require a lot of transparency, without that there is no way people are going to trust you with their funds unless if they ignorant about how your service operates.

So on trying to open up the APP, this is a notification I got.

https://talkimg.com/images/2023/11/18/F3vCN.jpeg
And yes, the cards in the card section have been wiped off  ;D
It looks like they are totally getting rid of the MasterCard partnership and trying to bring in Visa without actually telling us what is going on in details. Terrible way of doing things.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: The Cryptovator on November 19, 2023, 08:37:01 PM
And yes, the cards in the card section have been wiped off  ;D
It looks like they are totally getting rid of the MasterCard partnership and trying to bring in Visa without actually telling us what is going on in details. Terrible way of doing things.
Their service and support are totally bad. I thought their service would be beneficial for those who are looking for a virtual card that can reload with cryptocurrency and could be used everywhere. So at least we can use our crypto for our needs. They disappointed me with their recent activities. It seems currently their sending money through banks is also not working. I am not sure what's on their mind. Probably they are totally moving from Mastercard to Visa Card. If next time they do the same thing, then they will not find their existing clients. Everyone will leave them forever.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on November 20, 2023, 03:33:20 PM
@The Cryptovator, Another update. As per my account, I am now able to create a new card, Visa of course. The Mastercard is completely no longer there. Creating the first new VISA card is free of charge. In case you have some subscriptions that you want to renew, maybe you can try it out. But I haven't yet made a complete transaction to see if the operations are back to normal. Will try it out soon.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on November 20, 2023, 08:27:45 PM
@The Cryptovator, Another update. As per my account, I am now able to create a new card, Visa of course. The Mastercard is completely no longer there. Creating the first new VISA card is free of charge. In case you have some subscriptions that you want to renew, maybe you can try it out. But I haven't yet made a complete transaction to see if the operations are back to normal. Will try it out soon.
Yes, I saw it earlier. Eventually, they erased all the existing card details that were through Mastercard and enabled Visa card generation. I created a visa card a few hours ago but haven't used it yet. I had a subscription through my previous card that would expire soon. So I have to use my current Visa card there. I am not sure if the card is functional. I will update here once I use it.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: dansus021 on November 21, 2023, 02:16:28 AM
Just heard it today and I want to download it but the rating in Google Play is 3.4 is the service is good. and anyway is there a thread that discussed about Crypto debit card and Virtual card I want to know more since both Binance and Bybit not allowed user from indonesia


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on November 22, 2023, 08:26:26 PM
Just heard it today and I want to download it but the rating in Google Play is 3.4 is the service is good. and anyway is there a thread that discussed about Crypto debit card and Virtual card I want to know more since both Binance and Bybit not allowed user from indonesia
Yep, they have low ratings due to their worst customer service. There is no way to talk to them easily. You may have to wait a couple of days to get a reply. And you know how people react when they don't get a proper solution.

Their card is active now and working fine. I have used it today on multiple sites, and everything looks smooth. The fact that I am unhappy only about their customer service. It seems only a virtual card is available right now; I am not sure when they will start a physical card as well.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: dansus021 on November 24, 2023, 01:51:27 AM
Yep, they have low ratings due to their worst customer service. There is no way to talk to them easily. You may have to wait a couple of days to get a reply. And you know how people react when they don't get a proper solution.

Their card is active now and working fine. I have used it today on multiple sites, and everything looks smooth. The fact that I am unhappy only about their customer service. It seems only a virtual card is available right now; I am not sure when they will start a physical card as well.

Well yeah most of the big sites always had the Customer service problem hehehe, so the Virtual Card doing fine I'm gonna check it out later then. Do u have a referral code I might use your referral as well haha. I always wanted a physical card but it hard to find :(


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on November 24, 2023, 06:37:22 PM
Well yeah most of the big sites always had the Customer service problem hehehe, so the Virtual Card doing fine I'm gonna check it out later then. Do u have a referral code I might use your referral as well haha. I always wanted a physical card but it hard to find :(
If the service is good, then it doesn't matter if the customer service is good or bad. But it seems they are having constant trouble with their card service. Once again, their card service has been on hold, and we can't make transactions anywhere. So it's very annoying for us who have been using this card regularly. They should find a permanent solution or close their company. We are suffering by depending on their services. We have some active subscriptions that need payment on time. Day by day, they are becoming worse. I am really regretted about their card service.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on November 26, 2023, 12:37:19 AM
So I decide to subscribe for some services today and all was unsuccessful. Apparently my card number is incorrect.
After digging in a little, I got to realize that the service is down again, according to some notification message in the app. I don't know for how long it will be or how long it has been there since the last update  ;D

https://talkimg.com/images/2023/11/26/Naqpo.jpeg


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto as wel
Post by: wallet4bitcoin on November 26, 2023, 02:46:47 AM

Smaller company usually means more risk for hacks, frozen coins, and companies shutting down business without explanation.


I clearly understand your concerns on small companies but considering how far their solutions have gone, the areas which they consider to provide services and their legalities, I don't consider giving them a chance anything of negativity.

The big companies also went through this same tracks and they are where they are today, why should we see it differently if the basic concept behind businesses is to solve problems and they are doing just that.

The only challenges I consider them having is their competitors and oif they'd prefer collaboration over competition


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on December 01, 2023, 10:00:39 PM
They seem to have activated their card service again, but it is not working for all the terminals yet. I have tried to make payment for a Facebook subscription, but it has been declined where it was accepted previously. They noticed their card wouldn't work at all the outlets, but slowly it will work everywhere. So we may need to wait a few more days to make it acceptable everywhere. But yes, their service will remain the worst unless they become more supportive.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on December 06, 2023, 08:50:40 PM
They seem to have activated their card service again, but it is not working for all the terminals yet. I have tried to make payment for a Facebook subscription, but it has been declined where it was accepted previously. They noticed their card wouldn't work at all the outlets, but slowly it will work everywhere. So we may need to wait a few more days to make it acceptable everywhere. But yes, their service will remain the worst unless they become more supportive.
I managed to make a mixcloud subscription using their new Visa card, but as soon as I deposited more funds. I think this was within 5 minutes. The same old maintenance error message popped up, and I wasn't able to buy anything on AliExpress.

I withdrew all my funds and will never use the service again until they get their shit together.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: dkbit98 on December 07, 2023, 04:23:37 PM
I managed to make a mixcloud subscription using their new Visa card, but as soon as I deposited more funds. I think this was within 5 minutes. The same old maintenance error message popped up, and I wasn't able to buy anything on AliExpress.

I withdrew all my funds and will never use the service again until they get their shit together.
I think this is the problem with many virtual cards, and it's even bigger problem if you had to perform kyc verification and send them your documents.
Another virtual card I was testing recently was added to Aliexpress without any issue, but when I tried to make a purchase there was some error message and I couldn't complete purchase.
Maybe Aliexpress should also be blames for errors like this  :P


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on December 08, 2023, 08:02:15 AM
I am really disappointed in the Pyypl card service. At the beginning, their services were too good, though the support system was worse from the beginning. I have used their cards in many marketplaces and services when they were with Mastercard. I think their visa card gave service for a few times and shut down again. I have to find an alternative card service to avoid such an issue. I am going to withdraw everything from Pyypl and come back when their card service works perfectly. There is no meaning in holding funds there or using their services if the card system that we need is not working anyway.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on December 08, 2023, 12:55:30 PM
I think this is the problem with many virtual cards, and it's even bigger problem if you had to perform kyc verification and send them your documents.
Another virtual card I was testing recently was added to Aliexpress without any issue, but when I tried to make a purchase there was some error message and I couldn't complete purchase.
Maybe Aliexpress should also be blames for errors like this  :P
Initially, before all this chaos, I never encountered any error while making purchases using the virtual card via AliExpress. The maintenance error also appeared as soon as I had added more funds in the account, not when I was trying to purchase an item.

I set up an account with Cardrypto/alchemy pay and I have so far been successful subscribing to Tradingview paid service. I will update how it goes with other services



I am really disappointed in the Pyypl card service. At the beginning, their services were too good, though the support system was worse from the beginning. I have used their cards in many marketplaces and services when they were with Mastercard. I think their visa card gave service for a few times and shut down again. I have to find an alternative card service to avoid such an issue. I am going to withdraw everything from Pyypl and come back when their card service works perfectly. There is no meaning in holding funds there or using their services if the card system that we need is not working anyway.
Very disappointing indeed. Better to keep funds off their service just in case.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: dkbit98 on December 08, 2023, 01:12:14 PM
I set up an account with Cardrypto/alchemy pay and I have so far been successful subscribing to Tradingview paid service. I will update how it goes with other services
What card exactly you are using from alchemy pay? Is it from bit.store website or something else?
Please try contacting their ''support'' (Wu Norah bot) and tell me what you think about this service after that  :P
Don't add more money there than you are willing to lose, I think they are not going to be live for much longer...


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on December 08, 2023, 09:58:55 PM
What card exactly you are using from alchemy pay? Is it from bit.store website or something else?
There's another collaborating with Binance. Called cardypto but powered by alchemy pay, thought its interface looks like that of Bit.store. I am not yet sure about their reputation, since it seems to be a new service.

I will send screenshots of how it looks like when I get on my mobile. It's funny because there is no support on the web or PC version of Binance app.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on December 08, 2023, 10:10:17 PM
What card exactly you are using from alchemy pay? Is it from bit.store website or something else?
There's another collaborating with Binance. Called cardypto but powered by alchemy pay, thought its interface looks like that of Bit.store. I am not yet sure about their reputation, since it seems to be a new service.

I will send screenshots of how it looks like when I get on my mobile. It's funny because there is no support on the web or PC version of Binance app.

Just let us know your experience with Cardypto. I have heard firsthand about it, and it seems Binance P2P hasn't added this payment method yet. Write more details about their KYC and deposit system. If the card system works fine, then most likely I need to use them. I need a virtual card as soon as possible. Because our government has a limit on spending foreign currency, it can't be used in many places due to limitations.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: Fivestar4everMVP on December 09, 2023, 09:12:54 AM
What card exactly you are using from alchemy pay? Is it from bit.store website or something else?
There's another collaborating with Binance. Called cardypto but powered by alchemy pay, thought its interface looks like that of Bit.store. I am not yet sure about their reputation, since it seems to be a new service.

I will send screenshots of how it looks like when I get on my mobile. It's funny because there is no support on the web or PC version of Binance app.

Well, I have never heard or seen this though, it's my first time reading about this company, one I've been using for a while now, and also has a very good support system for customers is chainge.finance, their crypto visual card is probably the best around, and it is also powered by alchemy pay, they also have a hardware wallet that I think is also powered by alchemy pay, using the chainge.finance visual card also requires potential customers first passing a very minimal kyc verification, by minimal, I mean you just have to select the type of ID card you have and enter the ID number, then submit, and then wait for verification, verification take about 2 or 3 days.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: Rimueng on December 09, 2023, 12:08:10 PM
Are you familiar with Pyypl (https://www.pyypl.com/)? Though it does require KYC, it could use crypto to create a virtual master card and be used everywhere. Funds could be sent through a banking channel as well as in a legal way that considers remittance.

I am not promoting it exactly; I am just curious if you guys are familiar with it. Pyypl solved a couple of problems, especially about virtual cards and bringing money into bank accounts in a legal way. I have been using it for a while and have never faced any issues. But if you don't want to submit KYC, then avoid it.
I'm so hesitant to use this platform, it seems like there are still a few who use it. if for the first payment problem, in my opinion, it's support and then the platform. I happen to work online too so I'm used to paypal.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: JeromeTash on December 24, 2023, 09:24:45 PM
Just let us know your experience with Cardypto. I have heard firsthand about it, and it seems Binance P2P hasn't added this payment method yet. Write more details about their KYC and deposit system. If the card system works fine, then most likely I need to use them. I need a virtual card as soon as possible. Because our government has a limit on spending foreign currency, it can't be used in many places due to limitations.
Cardrypto can only be accessed through the Binance marketplace on the mobile app. Not sure if this is possible minus one logging into the Binance account, but I did no KYC prior to using the service. The transactions I have carried out with them have so far been smooth.
The transaction fees depend on the virtual card you have activated but still manageable for small transactions. They do have some money fee and card creation fee as well.


Title: Re: Anyone been using Pyypl? It seems a potential virtual card can use crypto
Post by: The Cryptovator on March 18, 2024, 09:28:15 PM
Pyppl seems to have resumed their service again. Just use with caution since we don't know when they will pause their services again. The old card has been activated; I just saw it on my dashboard, and it's usable. They made a lot of changes and increased fees as well. They stopped crypto payments; before, it was possible to deposit through Binace, but it seems there is no crypto payment option. Don't make any big deposits there; try to use it with limits. Make a deposit just for whatever you need to do.