Bitcoin Forum

I know the time which we are right now is a difficult time because of how price of every commodities and services have skyrocketed.  But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.

Right now food commodities are very expensive in the market,  but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home. Meeting up with project in this hard season one  just needs to be very discipline on how money is been spent and you will still live happy life.

Dem no de tell def person say war don start, im get eyes to see say levels don change. So with di devalue of naira, coupled with price increment of every commodity for market, everybody suppose readjust di way wey dem de take spend money.

I believe say project wey you mean na investment, dat one good, but you go understand say na secondary need im be. You need to meet up your primary responsibilities first before you begin to think of project to invest in, na wen you don at least satisfy dos needs before you go start to think of investment.

If increase in price of commodities for market make you come de struggle to make ends meet, best thing na to focus on the most important things wey be food, shelter, transportation
 etc. If e de possible to learn one trade, begin de use am hustle by di side, dat one fit help to earn extra income for your project.

My brother watin you talk no be lie, no body wey dey this country wey no dey see watin dey happen for the country. Like this person suppose get sense. No be for this kind weather person supposed they live reckless life. For me I don cut down some lifestyle wey I been dey live before. All this club, hookup girls and beer of a thing I don hands up because nothing comeout again. Infact I come make I resolution say any day wey clubbing hungry me, that money wey I for spend there I go use am buy bitcoin add for my bag. The same thing for all this hookup girls wey I been dey pay 30K per night. No be person advise me to focus on my girlfriend alone. As things be now I dey plan to go pay for my girl head make I marry because e no easy this period. Since I come stop those kind lifestyle I know how much bitcoin and some other strong Alt coins like Ethereum, Solana, Bnb wey I don gather. Imagine say I been dey spend like 50K and above every week on hookup girls alone. If me can adjust I believe say everybody can adjust their too. My advice be say spend less this period and invest more because the money invested in bitcoin is never loss if you hold for life.

Individuals make excuses out of every situation, yes, it is true that we are facing hard times, but it should not deter us from executing our projects to the fullest, though it depends on the project, the key to achieving whatever we want in this life is planning and budgeting, I know how difficult it could be most time for someone to accomplish his or her plans, it is not that easy, but discipline and being focused can help you as a person to make this a reality.
This time we are in, everything has to be captured in your budget both miscellaneous spending so that you will be balanced as a person, spending outside your budget can be detrimental, just imagine spending more than what you earn in a day, week, or month, you will be made to face the consequences, as the OP, has mentioned buying foodstuff and cooking at the convenience of your home will help you reduce cost and unnecessary spending.

As a salary earner you should know that the current time, things are difficult and you should live your life according to the way things are so you don't go into financial impediment.
If it is the time for us to go into austerity measure as a means of saving more for survival then you shouldn't hesitate to do so.
Especially with this period that we are going towards Christmas, food and other commodities will actually skyrocket, so is best you live within your means and stop unnecessary spending.

You talk well because hard times create great man, na in hard times wey people dey do things wey go change their lifes forever when the good times come. The last pandemic created millionaire plenty but e get people wey their own na just dey complain upandan. When times get tough you no support dey complain but find solution to wetin go make your life better. If you dey flex ₦100k when everywhere been good, you no need person to tell you to reduce am or look for additional sources of income if you wan continue dey flex that kind money without thinking you'll go broke. As lifestyle price dun high, you need reduced your outting and do things wey go reduced ur expenses so you fit get money wey you go use do other important things wey get meaning for your life like the projects wey you dey talk about.


Eating outside no make sense because you no dey there when dem dey cook the food and our hygiene for this country no be the best as dem no dey even inspect the food dem like that so anybody just dey do wetin dem feel go save them some expenses so dem fit make profits and you no go blame them. Many restaurants dey reuse groundnut oil wey be say nobi the best oil self to dey use fry something and when you reuse am you dey add more health damage to yourself. The cookers self, who know if them dey keep a good hygiene before dem cook food wey people dey chop. Apart from the expenses wey they dis restaurant e better we prepare our own food for house as we know say we go run am well as na we dey eat am.

You Dey very correct. I agree with wetting you dey talk because on daily basis things they skyrocket and e dey hard for common man to survive. To meet up to family demands and to flex your life as a young man don be problem. Who dey even dey reason bear wey 1 bottle na #500 some place self na#700.  if person wey dey reacieved #40k as salary go buy 6 bottles of bear plus other things under say na flexing, atol atol you go spend not less than #5k. you go see say you don even short the money wey you sopos plan with your family. Na this thing they make many young guys don dey drink ogogoro  like (monkey tail). That's why dem say "poor man say bear beatter" because Dem no ft afford expensive drink.

Me self when I dey pH I dey always dey tell some of my guys wey dey like chop mama put, say nothing come out o. Say the kind work then dey work and the salary Dem dey reacieved no even sopos make them dey go buy food for iya rice and beans hand, because that thing go make them no ft save money. Some of them way reason my idea, them buy cooking item come dey Cook, Dem come see the difference wey dey to cook and to eat outside, Dem come they thank me say no wounder I no dey too much complain say I no get money. Because that thing been dey help me save money.

Even as the economy hard like this I think we also need to reduce drastically on the kind of unnecessary expenditure wey we dey do. Just like as them talk say " sew your coat according to your size" if person no learn how to minimize your expenses as a young man wey never marry. If you Mary e go definitely affect you and your marriage. Because many married couple dey face challenge of money mismanagement and you go dey see your wife as the problem meanwhile you no even see say the life you don dey live tatay don dey affect you.

Yes, I believe this information 100%, but with the high increase of commodities daily in Nigeria, it is turning to something else to the extent that many people find it hardly to have something to eat some days, not even talk of going to a club to have some drinks. sincerel Nigeria is becoming hard for salary earners. What they have to do is just adjust; if not, it will be very hard in the country, and if we are not careful, we will start hearing of squid issues from various sides of that country due to hardship, but we are not praying for that to happen. We should try our possible best to help the needy, and some of the money we spend on expensive and luxury items can also be used to help the low-class people living in Nigeria.


This is just a fact: eating food now in the eateries will consume a lot, as you say, and even due to the cost of food in the eateries, some people prefer to stay hungry and decide when they will reach home and eat rather than buy food from the eateries. If they are not making these plans, they will end up not meeting their needs and also the needs of their families, but still, food commodities are increasing daily.
 And again, those that are engaged in hunger just to provide the possible need for their family can end up facing some medical challenges like ulcers, which are caused by hunger and are a critical health issue that is happening to many people, especially those that are responsible for providing the need to their families. That is why I am emphasising those who have the money to help others who are still suffering and struggle to survive.

This way you talk nah the legit matter, I fit recall those years when the price of things dey very much friendly but this days the price if things just dey give pipo hart attack and still the price of commodities just dey increase massively.
Gonna are those days wen pipo dey spend more carelessly but now the way the country hard so, e no dey easy to see somebody way go even dash you money if you no do anything meaningful for am, just in few days back, I heard two children discussing while I was going to the market, and the shortest among them said "e don Tay way I see money for ground oh" I was like you never see anything, abi you no know say this country done hard, and the children laugh and tell the younger one "nah true em dey talk oh.
We can't go back to the past but it seems that the future might be getting more harder than the past,,,, I wish we can go back ??? ??? But e no dey possible sha.

Things are really hard right now, everywhere in this country. I remembered when the fuel hike stroke into the land and things began to change drastically. House rents don skyrocket. Vehicles don dey expensive for market so even as a car dealer, you no go dey make profit like before again and na so car don dey very expensive now. Everything is on the high side.

As the economic crisis been come in, car wey I dey try use jejely use am hustle, no dey easy to fund again.  I dey buy fuel of 10 litres at the rate of 2,000 Naira before now which use to take me around 100 kilometers, now the same 10 litres cost 6,500 Naira now. Mind you, salaries did not increase and the naira have further devalued over the time.

So, it's like the case of when the blind lead the blind, both will fall into the ditch. If you mislead yourself by failing to adjust your means with the reality, you will only lead yourself to more distress. It is better to cut your coat according to your size. I had to delimit my movements with vehicle and whenever I travel, I make sure that I have to factor in all my appointments for a day and attend to them all at once.

I totally agree with wetin you tok for hear, Op. These economic situation don dey since only say e no bin dey as harsh as e dey now and wetin we sopoz understand be say days dey go, cost of tins no go dey as e bin dey before and if we begin to blame am for why we never for accomplish anything for life then we never start.
Nah during difficult situations you go know whether you dey capable to handle tins and if you no get laid down plan on how to cope, you fit get pushed to the side.

Nah who fail to plan dey plan to fail. In life, ups and downs dey nai make when person dey make budget, e dey necessary to plan for miscellaneous so that e no go warrant you to touch pass as you plan. As the economy dey, e no go make sense if you dey spend based on impulse or because you feel say you want the tin. If you plan to buy something tangible, say land, nah to carefully work towards am, avoid unnecessary spending and jolly wey no dey needed because if any of us don observe, nah that time you get something you wan carry money do, nah the time careless bills go dey come up.

This na nice suggestion as the economy bad reach so, every body get to minimize the way we take dey spend our money, any opportunity we get to avoid to spend money make we just better adjust.
Normally for me make I say wetin dey make me eat outside na base on the way dey season their  food pass the way I dey cook my own, despite anything you no go compare but no be on the regular we suppose dey do am. Omor to cook for house is economical but base on some days to eat outside for any of the republic no bad even if e go cost cos this life na just one, all the money we dey try gather we no dey carry am go anywhere and na from when we go patronize dem dey go from there pay their workers salary make dem fit still survive.

Here are some examples of how companies have overcome economic challenges and become even more successful:
- Airbnb was founded in 2008, during the Great Recession, and is now one of the world's most successful startups.
- Netflix was founded in 1997, during the dot-com bubble burst, and has since become a global leader in streaming media.
- Microsoft was founded in 1975, during the recession of the early 1970s, and has grown to become one of the most influential tech companies in the world.
- Facebook was founded in 2004, during the dot-com crash of 2001, and has become one of the largest social media


You're absolutely right! Economic challenges should not be a limitation to any project, especially when it comes to innovation and progress. Even in times of economic hardship, it's important to remember that creativity and perseverance can lead to new solutions and opportunities. History has shown that some of the most successful businesses were created during economic downturns, as entrepreneurs were forced to find new and innovative ways to solve problems. So don't let economic challenges hold you back - they may just be the catalyst for your next big breakthrough...

OP you make sense o but base on the fact that we are making efforts to earn a living and meet up our projects doesn't necessarily mean that we shouldn't have time to also enjoy ourselves or rather go out with friends to have fun. Inasmuch as life is concerned, we should not be too attached to anything that will deprive us from taking good and appropriate care of ourselves all in the name that we want to meet up life obligations.

Some persons due to the fact that they are handling a project or rather making investments, the deny their selves good and healthy lifestyle simply because they have a target, ofcourse we all have targets in life but we should also know that the most important need of human is the daily bread, inasmuch a man can provide food for himself and his family every other thing comes after.

We should understand that we didn't create ourselves and nobody can predict exactly how the future is gonna be so we should be able to do things at our own reach and not go extra miles to please ourselves or anybody. Am not saying that we shouldn't invest, investments is very important because the investments we make today stands as a relief to our future generation as they will not struggle too much to meet up life obligation since we've already set a path for them.

I join hands in solidarity for this encouraging post which stresses on how the economy has become this past days and currently. The dollar rising and falling has done much to make a mockery of our Naira and well, corruption and its Hench men in political positions have in one way been contributory to the national delimma we face daily.

Still, anyone with a good project in mind should endeavor to think last about how to get the funds and first about how to go about realizing the success start and completion of the project.
Make proper analysis first, ask the right questions, find the niche, locate and talk with the supplier of materials or the delivery person. Make a move already and draw out a good workable plan. Seeking investors or sourcing for the funds should come last. Sorry, but that's how the current economy had made everything become.

As someone who lives in Cameroon and Nigeria, what I can say is that between these two countries, Nigerians have a resilient spirit. I live most times in Nigeria and whenever I am around, I take my time to walk around and I see a lot project springing from one corner to another, if it not a residential building, it is a shopping mall, someone opening up a restaurant and all. Naija have a fighting spirit despite the the 200% hike in the price of everything. Well, the way e be na say, if you nor advice yourself by yourself na mad man go advice you. People have realli cut cost but come to think of it, is it the cutting of cost that does that would enable one reach their project goal or working more jobs, asking for salary increase or even leaving your present organization to a better with higher pay. Which of these does it?

There is two solution to this. Things are no longer looking funny, but we must survive and how do we go about this? We have to uplift whatever we do to meet the economy standard. As you said earlier that price of things have skyrocketed and everyone has increased their own price, to continue to finance your project, you also need to increase your ways of income. If you sell things for instances or offer a service, make sure you double the price as well so thay you can also be able to purchased things as well, there is no other way than this one.

There is a big challenge though, if the federal government doesn't increase the salary earners, they will continue to live in darkness for long time. Look at it, a person who have 3 kids and a wife been paid ₦35,000 a month, how do you think they will be able to keep up with such economy lifestyle that literally everything has triple in price, how do you not expect criminality not increase my brother? The only way for projects not to die is either the government reduce inflation and make sure that the price of goods is reduce or increase salary payment and for other non government workers, they should also increased their service charges to meet up with economy standard.

Na now wey we just land the bus stop of cut your clothes according to your material. No wasteful living again because inflation don turn the economy up side down. This one na either you are in the rich level or you are living as poor person, those people wey dey been live like rich people, the economy don blow their ynash open. If you enter some rich areas for night you self go know say something don dey happen for their pocket as the place dey take quiet because dem dey respect demselves on fuel consumption.

Above all, the economy don make families use their hand abstain so that dem no go just dey born full house, this one na wetin dem dey call natural family planning.

Wetin you talk, na so e be and we dey really see how the economic situation don scatter everything for person, even our personal expenditure don change because of how the economy of the country dey reall eat us up. But with d way the tin dey go, e don dey show how Nigerians strong and no go allow any negativity wey dey happen for our country go take affect the people. Everything na time and dis kind hard economy na him still dey show the potential of person and great talent wey dey hidden inside am. We no pray for bad economy but if he come, we go still arrange well how to live an average life without been clamped down by the bad economy situation.

OP, you really had made good point here and no contrary.
I have a friend who lived in one of the economical cities in the South East with a lower cost of living but has relocated to my City  somewhere in the South South which is regarded as one of the most expensive cities with a very high cost of living for this country.
Back then we lived together at the South East, he is unknown to lives outdoors and the unproductive spendings then at his arrival to join me in the South South,
I clearly let him know know that aside the hard economy that the city is exorbitant because I needed him to take early conciousness measures so he doesn't feel the enough money in the bank would take him a life time to maintain his reckless and luxurious spending lifestyle but guess what?
He said to me that he is not better than those in the village so if he goes broke he still has a room at this father's house there in the village.
I felt sorry for him but since he isn't a kid, I stayed back and watch how things goes with him and not up to 6months he is complaining giving blames to the federal and state governments due to the unusual value rate he that tends to drain his funds with no tangible reasons as a caused of my early notice to him.
But after the 6months has thought him lessons we could limit his spendings.

Morals >>> Learn to understand the kind of people you are surrounded and the kind of advices you are offered.
Learn to grab the goal of the one that says... "Let's merry to infinity" and when the other says "be conscious for tomorrow's" at when the finance is yet unstable and imbalanced.
Learn to give benefits of doubts at where your well-being concerned is preached.
Learn to live by advices of the experienced because there could be probably no second chance offer at your ignorantic time.

Op you have a great point here, take for instance I use to work with a telecommunications company whereby I am a sim registration officer during this period I never bothered about any thing the money was coming swifty so there was no bigger plan to save or thought I will ever stop working with the company fast forward to this point I have learnt to cut my coat to my size me that use to spend about 1500 and above now manages 3000 naira a whole week.

The summary of this whole thing na your last sentence wey say we gat be disciplined with our spending this time around. Na now person really need to cut coat according to size. The way things dey go now, if nothing is don, problem go dey o. Even people wey been dey do well before, most of them are crying unto say nothing dey. Even some people wey dey work still dey struggle to feed their families.

Even when we dey encourage people to spend wisely, make we try also support people to get alternative sources of income wey go fit dey support.

Believe me my friend, those people way been Dey buy food for eateries and spending in clubs everyday in the good times still Dey do am till today o. Before you got get mind to Dey live that kind lifestyle, you get better backings. Drinking and making merry for club everyday before hand na small thing… no be small thing then nor now so, if them been dey archive am then, them fit still dey archive am now.

Price of things go up, that na if you no dey sell something o. People way dey sell still stabilize things by increasing the price of the commodities way them dey sell.

The general truth to the lifestyle be say, e no good and person suppose cut expenses. Also, person suppose dey archive en long and short term goals. If your lifestyle no dey allow you archive am, then that na lifestyle way no dey worth living. Watch yourself closely, see where e go end you in years and cut what needs to be cut short or off.

True, true...but funny how people still dey go clubs, still dey use their money buy alcohol and hard drugs. Person weh never chop finish  :D, sha country hard.

Anyways, one thing I've learnt about setting a goal or making a plan no matter how small it is that, the forces of evil would always be against you, but you must make sure you overcome  :D. I think that's the concept of "testing". Testing your faith, testing your intelligence, your discipline and many others. People will test you, the universe would test you, the economy will test you, whether you don wise or you neva wise up. So sometimes when I see challenges, instead of feeling downcast, I see opportunities. Na from problem, bright, brave and intelligent people dey rise.

   As the economy keeps getting worse, there's nothing else to be done to remedy it than just living with it even if it means giving up our comfort and satisfaction just to survive. There's a great work to be done and it's not something that'll be rounded up faster than expected, therefore we have to level up to face it. Yes some of us have this financial and plans which have been altered cos of the situation, the thing we have to do is to replan and reset these goals according to how the economy hits us.
  Our present condition doesn't necessarily mean that we halt all the plans, we can still accomplish them but the only difference will be in the time frame, depending on the new plans we set. We may set a plan that comes with bigger sacrifices in order to finish faster and some plans with less sacrifices to still keep us on track. We just don't have to end it all, we just have to dance to the rhythm of the economy.

The economy challenge for Nigeria na the major problem and I like the way you emphasize more on food, we all need food to survive and the price of food stuff gets high almost everyday and we don't except roadside food seller to sell their food cheap cause they also need profit, in my own opinion if anyone wants to save money that person should avoid road side food.
But everyday people still complain the Nigeria economy bitterly even family man wey no dey buy roadside food still dey complain the Nigeria economy, so even if we buy roadside food or cook at home the economy still hard.
Lastly how Nigerians dey grow when it comes to income and profit, people dey work hard everyday but the income matters alot, nowadays people work hard just to settle for less and why person like this no go complain about the economy. But I will say people facing this current hardship should involve in multi task, different kinds of job.

You dey very correct sir,  but I no gree with this one wey you come talk say e no dey possible for pesin wey dey receive money every month end to go drink,  club etc come still meet up with him project.
I want make you understand say pesin wey dey receive money month dey level by level or stage by stage,  e get some pesin wey dey collect 2million per month and e get some wey dey collect more 2million tell me waiting go make such pesin no meet up him project provided him get serious target.
Moreover,  project dey grade by grade make we take for example you wan start to dey sell phone  parts and you dey collect 2million a month tell me why you no fit meet up,  abi na the 2million pesin wan use drink? except say the pesin no get target.

Economic challenges na the major issue in carrying out any project. Like now I have a very big project to be completed at the end of December but because for the economic challenges that affecting the building materials I can not do anything So I am planning to complete the project when things have gone down again and when things will go down is unknown. How can you meet up your projects when the money you have can't buy half and half your project materials.
I have been going to local eateries to buy cooked food but as the day dey break my guy the prices of food stuff in the restaurants are increasing everyday so I have decided not to visit them again.

Good advice OP. I'll try as much as possible to avoid some certain thing that may seem to be aa distraction. I have some good plans on January and it's a big project but i do spend money in getting good dry gins every week and it now seem like a bad habit because it's always often. I just calculated and see that if i stop buying them and save those money it will go a long way in the project i am working on. Thank you, this topic was really helpful.

For any one to survive and finave his/her project properly in this present economy one need to reduce and stop unnecessary expenses and cost like no excess buying of clothes and shoes ,excess feeding,not buying of unwanted items not immediately to be used, no careless giving out of cash except for something important so that you will have enough for your monthly expenses, you only pay attention to your immediate needs, because not schooling or the medication aspects of our lives are being spared in this tough time and so for you to be able to meet up family needs you have to be strict in spending
   

Omo you no need advice anybody for this one, shege promax dey do the job free of charge. Never in our history has people adjusted so much than now. You know it is in the midst of challenges that our creativity and resilience is unlocked, this is what is going on in Naija.

What I find surprising is that the number of people still doing very well on the midst of the economic challenges is so high. You need to visit the clubs, big shops and even hotels to see how people are lavishing money and you will begin to ask your maker some serious questions.

What I can only say is that while a lot of people have their mind fixed on the problems of Nigeria, some people are rendering solutions that is actually paying them heavily.

Well I can't say I will completely agree to this but partially in the sense that one can gather advise with research of people way of cutting down expenses on this present economic challenges but sometimes you can have existing project you have planned with your current income and nature of past economy market schedule or rate and the time triple some time increase hundred percent like many things have in Nigeria if it's some building project no matter how you step down you can't meet the time interval you have set. For the food aspects actually some have there reason why they eat on eatries their job mostly don't give them time because they believe that time spent in preparation of food if they are not married can fetch then doubles of what they are spending out there but in another way round it's more economical to step down from those eatries if your time and income can't withstand it pressure and with your planned project

    As the economy keeps getting worse, there's nothing else to be done to remedy it than just living with it even if it means giving up our comfort and satisfaction just to survive. There's a great work to be done and it's not something that'll be rounded up faster than expected, therefore we have to level up to face it. Yes some of us have this financial and plans which have been altered cos of the situation, the thing we have to do is to replan and reset these goals according to how the economy hits us.
    Our present condition doesn't necessarily mean that we halt all the plans, we can still accomplish them but the only difference will be in the time frame, depending on the new plans we set. We may set a plan that comes with bigger sacrifices in order to finish faster and some plans with less sacrifices to still keep us on track. We just don't have to end it all, we just have to dance to the rhythm of the economy.

For this sapa period wey we dey so, person wey dey complain say hunger dey wet nor fit manage emself well, naim just dey do em self. When I been dey for school I dey experience some kind funny acts dem wey my room mates been dey play, some times no food no money, we go dey for hunger until maybe God open road say person come send us small thing, some of my room mate go like to spend more than 3 for only rice and turkey forgetting say hunger go still strike after dem finish that one. I dey always bring the suggestion of preparing soup and garri, because na that one dey last pass. Even now sef aboki indomie wey we been dey fry for N80, N120. Now na N800. So person wey no sabi control em belle go chop the small money wey e get Finnish come dey count ceiling for night. The beat idea as the op talk na to make your own food because e go cost you less and last you more.

A friend once told me that their pastors asked them to stop prayer for things to get cheaper because they won't. He advised them to pray to God to support their hustle so that they will have the means to afford them. At first, this did not make sense to me but by the time I reason how things was when I been small and how it continued to increase till now without matching break, omo the man is right. Our focus should be how to survive and not to continue thinking about the problem. Base on this, as we see things, we gat chest am believing say Oluwa gat our back. The simple code will always be to hustle and pray.

With a plan, everything is possible. If we have money and plan how to spend it, we will be able to meet our needs because, with the way the economy is going currently, if there is no plan, then how are we sure that the money can be enough to cover some things that we need? However, you are right when you say we can avoid some lifestyle if we really want to meet up, because if someone says they must do what others are doing, then how do you think you will do the necessary things around you when you have already spent the money?
 

Clothes are also important things to buy, although you are also on point, but everything is planned. Someone who earns monthly can plan to buy clothes this month and then another month do other things important. I think that is how plans work: if you do this one this month and another month, you won’t buy another one unless you still need it, which is very important and cannot be fixed in your next budget.

This your matter make sense. We need to really help people with the alternative source of incomes if possible. If you have ideas on how people can make extra incomes don't alway hesitate to share it with the young folks. I don't why I always call on the young folks without mentioning the older people too.

This hard economic crisis have not only bited the young people but have also affected our old ones. Our parents and other senior citizens. Why I don't always call them first whenever I address poverty is not because poverty doesn't have anything to do with them but because they have more discipline and tolerance level than we do. In the society of today, before you mention an old man or woman who perpetrated in any form of violence as a result of lack of money, you must have counted 100 of related cases to young people. Because the younger ones are more desperate and have this youthful exuberant that always consume them to such crimes.

This is why I would usually mention that we look back at our younger ones and see how we can assist with any support we can render them in terms of incentives or income generating ideas or jobs that can fetch them something, else, our old ones are also in dire need of money and have been greatly affected by the economy downturn too.

I also don't like to specify this but sometimes e be like say we dey forget say our elder/younger sisters need help too in terms of finances and are very much affected by the current economic recession we are facing today. To the level that some of them battle with their underwears and other upkeep as basic as you can ever imagine. Guys, please involve your sisters in trades and any idea or strategy that can fetch them income. They need it at this moment, probably, more than you do right now.

The point is simple and clear: the season we are now in in this country, I must say, is very hard, but with your point, which is money management, everyone who has an activity planned out could carry it out if well planned. In every organization, time and money management is what they always preach, because if one does not make use of these essentials (time and money), it will probably lead to frustration.

Just as you have said, we should learn how to limit our luxuries now that the economy of the country is heading towards the opposite line. Make your food, reduce your spending habits, and focus on bettering yourself to achieve your goals. Always make sure you complete all your projects with discipline.

It's possible for someone earning #2m every month and still not meet up to projects obligations. See if you earn #2m your flexing and that of person earning 100k won't be the same. #2m na how many bottles Azul? As your money big na so your taste for pleasure go high. Even if you are earning #5m it's very possible you can't meet up with projects if you don't cut down some unnecessary spending. Guy there heavy drunker and drugs consumers who are spending all their money on these things.

We are indeed in a difficult time and this has caused us a lot of setbacks in our plans and projects, but nevertheless, as long as we don’t give up and till continue to find way of getting end means, we’ll achieve our target gradually. Economic challenge is part of the obstacle to success in life, we just have to overcome it and face what is ahead which is the bigger picture we are anticipating for.

It is laziness that is causing some people not to cook from home and prefer to buy food outside while few of them don’t just know how to cook and they end up finding themselves in restaurants to buy foods. I also agree that we should try and limit our spending so that we can be sustainable in this economic downturn.

This is exactly what the message OP was trying to pass but you ignored and choose this instead, seems you like extravagant lifestyles because I don't know how and why you will be earning ₦2M in nigeria and the next thing you will think of is Azul. Is that an achievement? In the midst of high cost of living and where I earn good money, I will spend more than 30% of the salary to buy Alcohol? This doesn't make sense even if you don't have any responsibility.

₦2M will give a good life in Nigeria but how you enjoy the money depend on where you live. If you live in Lagos state and you earn such amount of money, you will have nothing big at the end of of the month but if you earn that amount and you are settle in a place like Ekiti, Osun state or in middle belt where food stuffs are cheaper, you should live like a big man because you will have what you want all around you without feeling the impact of the hardship of the economy.

Omo the life of person wey hussle make 1 million and person wey dey get millions by dash or easy means no be the same thing oo. So person wey hussle to get am no dey too dey carefree to spend am oo. So no be say you  go still think say person wey dey get 5million go still dey flex am like every other person because some no still get their money easily like that. Mostly people wey hussle get their money and con make dey like to reinvest am because dem sabi wetin their eyes been see before dem reach there so dem no go just want to dey splash like that except dem no suffer get am.

Dis talk wey you bring put ground make sense well OP, because d way tinz take be now, na to just dey live below the money wey you get ifnot before u go know all d moni wey u get wey u tink say plenty go just finish one time and u go dey surprise how e take happen so me I dey advise make we no dey reason say we wan dey enjoy d way we bin dey do before because now and before no b d same tin and now sef tinz don cost pas before and dem no dey even increase salary sef.

To dey chop out side, apart from say e cost sometimes d food fit nor go well with your body and e fit cause you wahala because you no know as dem take run am, I know say all this big fast food dey try o but for all d small buka dem, some of dia pattern no pure at all so all dis na Miata u go reason before u chop outside.