Bitcoin Forum

At the current market condition and having bull run in mind, these persons have $10,000 to invest.

• Mr. Bob goes 100% with bitcoin.
• Miss Alice goes 50% bitcoin and 50% random altcoins.
• Mr. theymos goes with bitcoin but $100 weekly DCA.

This is easy. Mr, Theymos is the wiser person. My reasons are, first doing DCA is a the most effective method when one is trying to accumulate because the average entry price balances the return on either loss or profits. Then secondly Bitcoin is bitcoin and no other cryptocurrency can be use to diversify it. If you are investing in other cryptocurrencies you are just trying to gamble some amounts to get more profits which is proportional to also losing it since Alticoins can’t be trusted. But with bitcoin there is almost more certainty that it will increase after bull run and if it doesn’t then the other Alticoins suffers too so diversification there doesn’t work.

But wait Mr. Theymos been the wiser one, where I have I meet this name before  ???

Haha theymos
I think u should have asked who was a better investor Anyways here is my conclusion

• Mr bob is a Bitcoin enthusiast and puts in a lot of hope in Bitcoin and I guess he is using an air gapped wallet because $10k is something one wants to keep in an exchange or mobile wallet
• Miss Alice might be a trader or rather she is scared of inputing all her investment into one crypto currency however she may later wish she had put 100% into BTC like Mr bob
• Mr theymos I guess is trying to invest what he can afford to lose which is very important in crypto investment

But I think they have their choices  and most importantly they should all keep their keys safe.😁

I would choose Mr. Bob and Mr. Theymos to invest everything in Bitcoin because in the long run Bitcoin has higher trust than altcoins so I don't choose Alice.

The difference in the bitcoin purchasing model used by Bob and Thyemos is only a difference in strategy and does not guarantee that there will be the best between the two. If after Bob buys bitcoin, the price continues to rise, then Bob is luckier because he bought more bitcoin at a cheap price. Meanwhile, the profits obtained by theymos will be less if theymos only buy 50% of bitcoin and the following month when he want to buy another 50% it turns out the price is already higher so theymos are forced to buy bitcoin at a higher price than the previous purchase.

However, the opposite condition will occur if after buying bitcoin the price falls then Theymos will be luckier because he can buy 50% of bitcoin at a cheaper price.

I will consider Mr. Bob wiser. For someone to have $10,000 that is ready to be used for investment, buying with that money is the best decision to make, IMO.
 
This is because when there is money with someone in their bank account or in their hands that was supposed to be used to invest in something and you enter the DCA method, where you plan to buy $100 on a weekly basis, there is a possibility that you might end up using some of that money on the process before you will be able to complete your buying order, which makes me see this part as not completely secure.
 
Then, for the aspect of altcoin buying with some of the money, it might look like a good one, but the success behind this is based on the investor's choice of tokens because if the wrong investment decision is made, those funds are gone, and it's a wasted effort.
 
But when you use the money all at once to buy bitcoin and secure it in your wallet, you might even be lucky to buy it at a cheap rate, and the only thing you need to know is how to securely store it.it until you are ready to take some profit.

I have thought of them all but in regards to your first statement which means it all about the bull run approaching fast so I have concluded that Mr bob should be wiser because they all have the same amount to invest not their only cash but the set outside cash for investment which also shows that they have put other things in order.
Put the $10k all now would be the best for someone who's ready to invest now in regards to bull run next year.

Bitcoin already has enough stress to think of than adding a whole lot more of stress to it by buying Altcoins that may increase during the bull run or may not. Which shows Miss Alice is wise but not wiser.

And theymos with his DCA strategy is fine but the price this season is always going to sky rocket so since they all have 10k to invest the DCA is wise but not wiser because by  the time  he buys for every week with a 100 box he won't meet up with 10k to buy before the market skyrockets so if calculate properly the wisest among them should be the one who put it all at once leaving himself no worries in the upcoming bull run.

Easily Mr. Bob because DCA is bad in the bull run as you will be buying less and less coins as the price is growing, while buying all the coins early is maximizing the profit. And buying half of a portfolio of literally random altcoins will surely be a loss. Buying hand-picked set of hyped altcoins is a better idea, but it's a very high risk investment, and you not only need to pick the "winners", but also sell at the right time. Buying BTC alone is much simpler and is quite effective if you can play the bull run right.

added factors.. the gentlemen win

Mr. Bob, he buys on $40k without having any trouble and thinking of the price might go lower during the next months because of etf's, halving and many other factors that will push the price up.

While for Mr. Thymos that will DCA, he'll get those quite high prices in the DCA but that's still a good strategy but much better if applied during the bear market than the bull run.

And for Miss Alice, I still like her because she's still got tha 50% Bitcoin on her portfolio.  :P

So your bet is that in the next 100 weeks, that's two years from now on the average price will be below the current one?


He clearly said $100 per week and hey all have $10 000.
Meaning Theymos will invest $100 a week for the next 100 weeks, close to two years.

Pretty simple question excluding the altcoins non-sense , it's simple about what you think the median price will be for the next two years:
- it's going to be above current levels , Bob wins
- it's going to be below current levels, Theymos wins
Will there be a bull run next year with the price tripling, Bob is well in the lead by at least $15k.

Mr. Bob
- All in with $10k to invest on a bull run, just like on what mentioned above, on which on the time that you do find yourself that invest on peak price
then you would really be ending up on having negative on which it might cause for you to have those impulsive feeling which might lead into cut losses, but if you are someone that could hold
up then how long you would be able to hold up? Another cycle? Thats too long i would say

Alice
-Diversification would be always that best, if you do invest 5k on Bitcoin on a bull market and invest on 50% on other alts then probability on
on making profits is there. It would really just that matter on how well and wise you are on taking up profits on the time it do hit up your target.

Theymos
-Weekly DCA would be ideal yet you wont really that mattering on the current price whether the market is in bull run period or on bear.
The main difference here is that you would really be receiving different amount of coins basing up on the trend that you are into.
In bull then less, in bear then it would be more.

Well, both have risks in what they will do, but among those three, I think the wiser is Mr. Theymos. Well, it's because it's good to do DCA now a days with the current state of bitcoin. If you are watching the bitcoin price, you will notice and see the sharp movements of bitcoin, either up or down movements, and from that, it's good to place a position on those down or sharp decreases in the price of bitcoin so you can have multiple good positions and a good profit. If I were to choose the second, maybe miss Alice simply because if you are waiting for bitcoin, as its investment is long-term, you can use other coins to do trades or holdings as well, but altcoins are too risky. That's why it is second. Last is Mr. Bob, simoky, because if you put all your capital in one coin and one position, it will increase the risk because your fate will be 50/50.

It is obvious that miss Alice doesnt really understand investing.  

If she really believes putting money into some random altcoin will pan out well, she is mistaken.  With so many altcoins around, just choosing one at random is not a smart strategy at all and  theres got to be a better way to decide which cryptocurrencies are worth buying into.  I would advise her to do some research first before throwing her money around randomly. ;D

Since there are limited funds, I will support the DCA strategy based on the current market. Because Bitcoin seems to be downtrending right now. So investing all the funds together is highly risky, and on the other hand, investing in random altcoins or shitcoins is more risky. So better buy from each dip and keep accumulating. That's why you aren't going to lose very much, though the profit won't be too high. If there were more funds on hand, then the strategy would be different.

Mr.  Bob puts all his eggs in one basket, betting big on Bitcoin as the most secure and promising cryptocurrency and  meanwhile, Miss Alice diversifies her portfolio across Bitcoin and some more speculative altcoins, hoping to hit it big if one takes off.  Mr.  Themos shows discipline by steadily accumulating Bitcoin no matter the price allowing him to get more when it's cheap.  There's merit to each approach - Bob's conviction, Alices risk-taking, theymos's patience.  For a newcomer, dollar-cost averaging into Bitcoin seems the wisest path balancing risk and reward.  Whatever your strategy, crypto's volatility means nothing is guaranteed, so invest deliberately and remain flexible.  One size rarely fits all in investing.

For a beginner, it’s wiser to invest only in bitcoin and avoid altcoins. On the other hand, a veteran trader can invest in Altcoins because he has the experience needed to identify genuine and scam projects. So if Mr Bob is a newbie, he made the safest choice investing in only bitcoin.

Miss Alice would be making a mistake even though she may think she’s diversifying her portfolio. Altcoins are extremely risky and it’s takes experience to know which project is going to stay or not.

For long term hodlers, I don’t think it’s necessary to DCA if you have 100k available to spare. I’d rather observe the market for a good buy entry and invest.

Depends on where did Bob enter, did he buy in one bulk last year, lowest low at $15,500? But in any case, I think it's going to be Mr. Theymos in the long run.

The game here is for the long run, so if he goes on buying every week and both started at the bear market, Theymos could have earn more and obviously going to make a huge profits as well.

So by ranking according to me, Mr. Theymos is the winner, and then Mr. Bob and Ms Alice.

This is a bitcoin maximalist.

She doesn't want to put all her eggs in one basket. She may soon learn that if she has a high -quality basket, she wouldn't have to worry about her eggs.

He doesn't like to rush things and do not want to feel pressured. He wants to enjoy the journey of investing in bitcoin on the go.

I think everyone likes bitcoin, also all those who receive weekly signature campaigns will be very easy and carefree to save and spend ;D, exchange to altcoins or to any new project to get active in certain oracles, I mean there will be no rush to get a target hit in an instant with urgent money. If I have a permanent job, maybe I will fully put it in my wallet for long-term investment, I can only save 25%-40% every week, although sometimes I can't resist if there is a new airdrop to exchange my bitcoin to altcoin ;D, even if the weekly needs are due to kitchen matters, of course I have to withdraw it :D

I agree that bitcoin is increasingly being used and currently I am still hearing positive news. the three people for me are good bitcoin activists, and investors should be, currently I am still digging holes closing holes in storing and using bitcoin.

I do not understand you here. Maybe you are not aligning with Mr. Theymos. But there's no $100k in the example or you wanted to type 10k.

If you read the Op carefully, you will understand that the condition is stated very fine. It says at the current market condition.

It seems the DCA is better. The reason be that, if price continues upwards, Mr. Theymos will not make good profit but then he will not also lose. But if the market reverses downwards, Mr. Bob will lose.

I'd like to say that Mr. Bob will gain massive profits in the end and would probably be the winner among others. However, we all know that no matter how bullish the market, bitcoin price will never move up all the time as there are chances that its price will be corrected soon. And investing all in is not a wise decision, in fact it will only add to your risk from losing.

In the end, I'd go probably with Mr. Theymos as his decision to DCA weekly is the wisest and safest thing to do. No problem if he can't make the best with this nearing bull run, there' still a lot of incomg bull runs in the next possible years. That time, he might probably gain life changing profits that will bring a lot of positive changes in his life.

Both Bob and Mr. Theymos make wiser decisions but if you ask which one of them is the wisest one I'd choose the DCA way method of purchasing Bitcoin since it doesn't involve a high risk than investing all at once.  However, the process may take longer waiting for the price until will dump to execute the DCA method because DCA spreads your investment over time, reducing the impact of short-term market fluctuations on your overall investment.  The problem here is those investors often struggle to predict optimal entry points when they're planning to invest all at once at a time.

Both are the same in gaining profit but the question of Bob, when Bob enters the market, is he an early investor?

Hmm. Tough question when looking at theymos because for theymos, it’s not about being wise but strategy. Well, the second guy is definitely not smart. Actually, he is the dumbest because he is investing $5,000 on what? Random altcoins? Waste of money. Evaluating these two, I would say the smartest person here is Mr Bob because he didnt invest in some crap he doesn’t know, and he equally doesn’t have to wait for 100 weeks (that’s actually how long it takes to DCA $10,000 at the rate if $100 every week) to completely invest his money. And if you further think about it, in that 100 days which is 1 year and 11 months, Bob may have cashed out. ;D

in my opinion, there is no concrete answer on this particular question because we don't know what the market will look like so there are so many factors in play to determine which option would be the best one. from what i understand, we are talking about profits here, right?

so if you want to really determine which one will give you the most profits, you need to consider a certain time frame and consider those 3 options and see what you will get. the option with other alts alone is quite difficult because it depends on the alt itself. the movement is also tough to predict. whereas, even if you decide to choose with btc, the variable of price itself is the factor.

but if we are talking about the risks involved, i can opt for number with the DCA method. at least you are taking action according to the market movement. on the other hand, if you go all in with btc all at once, it means, you are taking all the risks that comes with it before you cash out your btc.

also, if i may add. if a person will choose any of this type of investment. he should also consider what kind of dedication he can give into this. because if he has little to no time, of course it is easy to choose. just go for option 1. but if you have time to observe and make analysis of the market, you can go for either option 2 or 3.

They have different ways, but all wise in their investment.
Mr. Bob invested in a lump sum on Bitcoin, I'm assuming the Bitcoin was bought at a lower price.
Ms. Alice knows how to diversify his assets and take a higher risk for a much higher return. We all know investing in altcoins means having a higher multiplier.
Mr. Theymos investing every week, $100 weekly, or $400 in a month in Bitcoin is profitable in the long run.

All investment is wise, they just have different ways how to initiate them. But when the bull run comes, these strategies will make an unexpected return.

I assume they are investing based on the same time frame since they are investing the same amount of money too. Additionally, I think the aim of this question is about the investment strategy used, not the time. And with that, there is an answer and it’s Mr Bob who is wiser because  he went straight to Bitcoin without having to put his money where he doesn’t know or elongate the time for him to do his investment.

If they have $10,000 to invest, it is money that has been set side for this. Investing 100% of it into bitcoins and at once can be the wise choice if you understand the risk, and if you watch your entry to the market, so you can enter at a good price.

50/50 for bitcoin and altcoins is not wise. Always invest more or all in bitcoins.

$100 weekly for investment funds set at $10,000 will take 100 weeks to complete. That time is too long when they money for investment is already available. Mr Theymos should have increased the amount he wants to DCA with, so he can do it within a shorter time.

I wouldn't be able to guarantee that this is the most profitable method, but If I have $10,000 just laying round and all my needs is fulfilled, then I would go with Miss Alice, 50% on Bitcoin and 50% for random altcoins, or I could change the proportion like 70% bitcoin and 30% split in some altcoins. I won't go with Bob because I like my portfolio diversified, and I only do DCA if the funds comes from my monthly salary, but if I have some big money laying around I just invest it all at once.

In my opinion Mr. Theymos is the wisest of these three. Of course, I am not saying that my opinion alone is “correct” because each person may look at the issue from a different angle of view.

But given the strategy that I follow, I would say that DCA is the best at the present time, given that the bull market is still in its infancy and we expect a lot after the halving, so I prefer to accumulate and wait for ATH.

The market is now very volatile and trading may be very dangerous for people who do not have sufficient experience in trading, so it is best to stay away from risks.

I think it depends on the time when you invest. Right now DCAing sounds better, but when BTC was below $20,000 it was better to invest 100% of that in it.

No one can guarantee which method brings the most profit. Bitcoin is just the safest asset but it is not the most profitable asset these days. So it would be wrong if someone said that investing 100% in bitcoin is the most profitable. I will also choose Miss Alice like you, altcoins have a chance to bring bigger profits, I don't think I will miss that opportunity when the bull season is approaching. During the bull season when bitcoin can bring x3, x5 profits, altcoins will bring x10, x100 profits. So why don't we take advantage of that?

I support all three of the attitudes mentioned here. Mr. Bob who goes 100% into Bitcoin will have to wait a long time and if the market grows very fast, he will have a lot of success. On the other hand Miss Alice who goes 50% to Bitcoin and 50% to Altcoin is a very good investment strategy. For example among altcoins (Ethereum 50%) it is a very good investment. Then Mr. Theymos who invests $100 per week must invest continuously. Investing using DC is very smart.

They are all wise investors. Who is this @theymos you are talking about? Are you referring to the admin in this forum? If he is, for me, the style he makes every week is $100 via DCA.

Then how did you know that he was saving $100 in DCA every week? Did you talk to him in the inbox? I'm just asking this dude. Then the one that is 50% in Bitcoin and 50% in altcoins is also a good style, in my opinion.

Well, the point is that Alice is gambling not investing. But she can hit the lottery and make a x1,000 with some alt, which does not mean that she is a good investor, but that she has been lucky.

Regarding the example raised, in the OP with the other two cases, it seems to me too simplistic because it does not take into account the personal situation and other issues. For example, for me the answer of who is wiser between Bob and theymos depends on whether apart from what they invest they have an emergency fund and other assets. If Bob has a paid house and an emergency fund of 6 months of expenses, apart from what he is going to invest in Bitcoin and theymos has nothing, the wiser is Bob, but if the situation is the opposite, the wiser is theymos.

I will support those who invest 100% in bitcoin because it is the safest option, but I will not agree if someone says that it is the option that gives the best returns. We can easily see and should not deny that altcoins will bring better profits than bitcoin when the bull season comes even though the growth of altcoins still depends on bitcoin. So, like you and CryptoBuds, I will also choose to invest in bitcoin and altcoins. It would be a waste if we miss the opportunity with altcoins when the bull season is approaching, which is the time when we will see projects increase hundreds of times, even thousands of times. And that won't be possible with bitcoin but with altcoins it's completely possible.

DCA is the wisest strategy. That doesn't necessarily mean Theymos will be the most profitable. Bitcoin and alts could triple in value and in that situation Theymos will be buying at a higher price while the other investors reap massive profits. If the inverse happens and there is a huge crash then Theymos will have lower losses than the rest. $10,000 is enough to DCA for 2 years. Over a long stretch of time like 5 or 10 years this strategy will have payed off because you will be better prepared for bear markets. You don't have to gamble on altcoins or FOMO into Bitcoin. Having patience is the key to a strategy that will have significant rewards.

In current market conditions it’s not good to DCA. Since he invests $100 a week, it’s for about 2 years. If he had $20000 to invest or just DCA $50 then it would be wiser to choose him however if you DCA after the bull market started, pretty soon it will peak and you will be buying dips that keep on dipping.

Honestly I think the best would be the 50% bitcoin and rest in altcoins, since there will be one which will be a great winner and boost their portfolio. However the alts they would need to sell when the market looks toppy because it would lose more value in a bear market than holding only bitcoins.

Forget the market, forget the current situation let me tell you the fact.

Mr. Bob's playing it safe, going all in on bitcoin.

Miss Alice is taking a gamble, splitting between bitcoin and random altcoins.

Meanwhile, Mr. theymos is staying consistent with a smart DCA.

Now from above theymos is having a balanced and disciplined approach. Be like theymos.

Remember: "Bitcoin is no longer a get-rich-quick scheme; instead, it's a way to avoid getting poor slowly."

I go practically and safer in MR.BOB why?


       1 - I don't have to check the market or do other things But waiting.

       2 - Don't have to Gamble in Shitcoins or other low factor coins but Bitcoin.

       3 - Bull market is not good for DCA as the price keeps rising.


but I respect other answers of course because it is our money to decide so act on it .

Without any sentiment as an investor, I say this without any doubt that Miss Alice is the wisest of them all. By investing in Bitcoin and altcoins, she's already diversified her portfolio and will continue to mean that she can't miss out on both Bitcoin and altcoins investments. Investing a whooping sum of 50% ($5000) in Bitcoin is big enough and there is no way she can miss out on any advantage possible in Bitcoin, this is inclusive of the situation where her altcoins investment fails her.  However, this is highly unlikely if she carefully selects her altcoins/tokens. The same goes for the altcoins as well.

That said, There is a high possibility that she will win more than what she could earn in Bitcoin with her altcoins, that's the reason for investing in the altcoins at the same time as Bitcoin. This has ever been the wisest option in investment, and you can attest to it as some altcoins moved significantly in the last few months where Bitcoin has not doubled its value since that time.

However, all of these guys are doing good, after all, they invested in cryptocurrency and time is the best judge of who will make the most money out of their investments.

Exactly my thoughts. DCAing in the bear market is wise, but in the bull market you're just gonna miss out a lot most likely with it, you should go all in if you can.

option 1... 100% for investment, I assume that is the amount of money already designated for investment, and other needs have been fulfilled. If I have to choose only among the three options provided, I would go with option 1. Bitcoin is more stable than altcoins, making it a good choice for the long term.

Now, why didn't I choose option 3? That's because option 3 takes quite some time, and that method is more suitable for securing monthly income allocated for investment. If this event is a one-time investment, then buying all at once for Bitcoin is wiser than slowing it down into DCA. We can wait for the next investment allocation to buy more and implement DCA on the next budget for investment.

This is what majority of poster or Bitcoin believers might choose because HODLING is what we have in mind since day 1.

This is for some practical  and other investors that believe in Diversifying , as long as they trust and know the altcoins then they might get bigger earning than Holding pure bitcoin


This works in normal to bear market but mostly does not believe in Bull market.

I chose the first point. My assumption is that BTC will be fine in the future and will get better. If you already know what you have to do in the long term, why should you use other techniques? If I had funds as big as Mr. Bob, I would do it because I would set the duration at 5-10 years and I think this is the best. Bitcoin serves its purpose (PerfectMoney).

1.It depends for how long Mr.Bob is willing to HODL his 10K USD worth of BTC. Will Mr.Bob panic and sell everything at the first significant BTC price crash? Can Mr. Bob afford to lose those 10K USD? If he can't afford to lose those money, his mindset will be different.
2.The 50% Bitcoin and 50% altcoins model isn't actual diversification, because all altcoins are simply following the Bitcoin price trends.
3.DCA is a less risky method and I recommend it to all Bitcoin noobs, who want to start investing in BTC.

Let's see how Mr. theymos do DCA. He invests in Bitcoin 100 USD every week and to reach 10,000 USD it takes 100 weeks or 1.9 years, which means he will likely miss the opportunity for higher profits in the bullrun. Or Miss Alice, she only invested 5000 USD in Bitcoin and the rest in altcoins, she also won't be able to get maximum profits on a bull run if that happens in the near future.
I would say that Mr. Bob is the wisest of the three people. The reason is simple, Mr. Bob realizes that a bull run is about to occur, and Mr. Bob did a lump sum - buying a large amount of Bitcoin and holding it until the bull run occurred, at which point his chances of making more profits were much greater than those of the two people.

I would agree that Mr. Bob is the wisest because there'll be massive profits in store for him, but I don't think in reality a professional investor will decide to do that, unless if you see that amount you can easily afford to lose. Most of us will surely follow the strategy of Mr. Theymos since its more practical and we can still make huge profits years after hodling, but for certain we can't make the most of our profits with the near approaching bull run.

At the end of the day, I will still prefer to imitate Mr. Theymos strategy because for me, that's what a real investor's right mindset.

Well it depends on what their goals are

I’m assuming that Mr. Bob is here for the long-term hence why he put all of his money into bitcoin there’s nothing wrong about this especially if Mr. Bob has 10k usd to invest but still has other assets
Miss Alice most likely is a trader and she’s looking for a short-term profits but at the same time is looking into long-term investments
Mr. Theymos dca method can work if he is not confident enough to give all of his 10k in but if we think about the upcoming halving, i’m not sure if buying btc at a time where the price is increasing is a good method to go by

If the $10,000 is free money that is not used for other things or to meet daily needs, he can use it to invest in bitcoin. He can also directly buy bitcoin with the $10,000.
But he should use some money to buy bitcoin regularly even though it is free money. That can help him buy more bitcoins compared to a one-time purchase.
However, an investor must have a strong reason why he chose one method because if he just follows what other people do without knowing the reasons behind that decision, he may experience difficulties such as panic if the price decreases.
So I will choose Mr. theymos, who buys bitcoin regularly using the DCA method.

For those using the weekly or monthly DCA method, they will not have to worry about what stage the market is in and their goal is not just the upcoming halving. Furthermore, we are preparing to enter a new bull season and if not buying now, what is the right time to buy bitcoin? I don't think there will be a bigger dump for us to buy bitcoin cheaply. I think DCA is still the best method because the real bull season is not yet here and bitcoin has not made a new ATH yet.

I don't think there's a definite answer to this. A lot of details are missing so if we were to use only the details provided we would be making inaccurate decisions.

If Mr Bob is going for the long term then his decision is solid and he keeps his assets in a non-custodial wallet. I guess he believes in Bitcoin and has nothing to do with altcoins.

If Miss Alice has a good understanding about the altcoins she's investing with then she's all good too, except she intends to keep them for a long-term investment. $5000 on Bitcoin is not small, and judging by current market conditions she could make a lot of profit from it in about 2 years.

Mr Theymos made a very good decision. I think if I'm to judge without any assumptions he's wiser.

Mr. Bob is brave to put all of his money into Bitcoin, but his strategy lacks diversity, which is a basic rule of investing. He's putting all of his eggs in one basket, but its a good one. Miss Alice's 50/50 split between Bitcoin and altcoins shows that she is taking a more balanced view and protecting herself against market instability. But the "random" altcoins she chose make me wonder how much study she did. She might strike gold or miss entirely.

Then there's Mr. Theymos, whose $100 weekly DCA into Bitcoin is a great example of strategic waiting. This method evens out changes in the market, which leads to a more stable growth path. In the short term, he might not make as much money as Mr. Bob, but he's planning for the long run. We need to think about who is smarter. The one who tries to get quick wins, the one who tries a lot of different things without a clear plan, or the one who builds slowly but steadily? In this case, Mr. Themos's plan is very similar to smart investment ideas.

Since you're sure bull run will happen, Mr. Bob make the best decision while Mrs. Alice makes the worst decision.

Now the question is, how can someone suddenly have $10K before the bull run happen? I don't think selling your real estate or other valuable thing just for invest in Bitcoin is a wise idea, if someone take a loan then the person is definitely stupid.

Investing $100 in Bitcoin on a weekly basis is a wise strategy to invest in Bitcoin safely in the current market conditions. However, it is not guaranteed to be more profitable than other investment options. If the bullish trend continues, investing 100% in Bitcoin may be more effective. Investing in altcoins carries more risk, but selecting a good altcoin could lead to higher profits.

These are some of the different ways anyone person considering investing in BTC or cryptocurrency would adopt and as such, the wisest person would be the one who does what's best fiiting to the size of their wallet or earnings.
Investment doesn't need much pressure to commit thyself to it, any strategy picked from the above is therefore heavily dependent on how the investor earns, spends and plan for the better future.

For me however, I would think Mr. Theymos to be the wisest because a weekly $100 DCA investment strategy will amount to much overtime and it would have helped him develop a good money habit that would sure pay better than commiting huge funds that may soon be needed to sort out other more pressing demands.

None of the three of them made the wrong decision, i will also support them all because they are being sincere with their own choice base on their way capacity of investment and the risk taken is not above the opportunity they've got ahead of their Investment, we should know that despite altcoins are not the best to get the most accurate trust on investments, there are still some of them having nice performance if we Invest in them, we may reali more than we ever expected or on the same view loose than we thought we could, as long as bitcoin is in their individual decisions, they are free and safe not to loose their entire Investment in taking risk.

I like Mr. Bob investment style and am also very interested in what Mr. Theymos is doing.

Mr. Bob has high hopes for Bitcoin, he does not have the slightest doubt about the potential resulting from Bitcoin. He has also been in the Bitcoin market for a long time, his belief in Bitcoin made him immediately put 100% of his money into one purchase.
Meanwhile, Mr. Theymos is more careful in making investments, the strategy he uses is one of the most popular among Crypto investors because it can help minimize risks and maximize profits in the long term.

You are making sense from this perspective. First bitcoin is yet to make a new ATH and secondly the anticipated bull run is likely not happening next year. Although, halving will be the first quarter of next year but I have read that the bull run does not happen immediately after halving. It takes more months for the major bull run to happen. If this be the case, theymos can still accumulate good fractions of Bitcoin without fear of lossing and the worse scenario will be that theymos will not maximise his profit but then he might also not lose.
However, if the market goes as speculated by many, Bob will be in better profit than theymos.

I believe the 3 persons make a good choice which they are after profits making in BTC investment and, if you look at Mr Bob plan to invest all the money in BTC show that he is ready to hodl BTC long which is the best plan bitcoiners can use to make their plans come to reality in the community. I think this Miss Alice have other things she can use money to solve in case the price of BTC is not rising in the market she can sell altcoins to solve the problem and continue to hodl the BTC which is another plan many investors use to operate in the community.

Even Mr theymos also make a good plan but don't forget that the market price can turn to the favour of Mr Bob, Miss Alice and Mr theymoy, but the best investors that made an excellent choice is Miss Alice that divide her money to invest half of the money on BTC and half in altcoins.

Considering the current price of bitcoin and the potential increase in the next month or so, I think that Mr. Bob is the wiser because he's already in the know that bitcoin's going to be going up after some time and he knows that he won't have to worry putting that 10k for too long in bitcoin because the return's definitely going to be a big one especially if Mr. Bob don't mind investing that money. Doing DCA right now seems kind of weird to me, maybe if bitcoin's still around 27k range, I would say that Mr. Theymos is the wiser but even in that market price, I can still see Mr. Bob making the wiser decision given that he doesn't mind the potential price dumps happening in the future.

Each approach carries its own risks and potential rewards. Mr. Bob's 100% bitcoin strategy is high-risk, as the market can be volatile. Miss Alice's diversified approach spreads risk but also requires careful selection of altcoins. Mr. theymos's dollar-cost averaging (DCA) minimizes short-term market fluctuations. Consider factors like risk tolerance and investment goals before deciding.

This question can not be properly answered unless we know the full financial situation of each person you mentioned here.  There should be an option number 4 that states they don't buy anything, and put the money to better "proper" use.  Perhaps these people have a bit of debt that needs paid off, perhaps they are behind on saving in their traditional investments, such as their 401k plans etc.  Otherwise if I had to choose, I would go with the 3rd option.

From these comparisons among the three, I think all of them are fine, especially with the current state of the market. The only difference between the three is that they are different kinds of investment and techniques that they prefer to use. Also one of the factors that could affect their actions is their financial difference, if Mr.Bob afford to risk all of his funds which cost $10,000 then for sure we can consider that he is rich enough to risk that amount, while Ms. Alice, there's nothing wrong with exploring alternative coins if you want to have alternate option than Bitcoin. And lastly Mr.Bob, I think it is the safest way to invest with that method to any kind of behavior of the market, but in the bull run for sure, you would have difficulties to profit as values get higher.

Well in this situation I will choose Mr . Theymos because of the DCA methods. In my view, the best investment is one that has less chances of lossing funds and this is only provided by the DCA methods which minimize the losses and iincreasethe profits. The other two is not good according to me because if a person goes 100% to Bitcoin and maybe suddenly the price goes down all of his funds will go forever and the same case will happen to Miss Alice because when Bitcoin goes down the action also goes down and all of his 50 50% funds will be gone. So I think Mr . Theymos can make more profits than the others and will survive for the long term.

Well, what can we really take away from all this? The truth is, there is no way to conclusively answer a question like that.  We wont actually know how things shake out until each investor's investment timeline plays out.  So trying to definitively say whos the wiser one here? is pretty much impossible.  Cause, I mean we just cannot predict which direction the markets will move in the future.

Regardless of what every other persons here is saying, I myself consider miss Alice the wisest of them all, as long as a bull run is coming, 50 percent in bitcoin and 50 percent in random very good altcoins with good utilities and potentials is the way to go.

Let's all here stop beating about the bush, many of us here are quietly accumulating good altcoins as well as holding bitcoin, but when we come out here, we all act like altcoins are a no no in terms of investment, altcoins have made many millionaires and Billionaire same way bitcoin have done, and do I need to say that, right now, it's easier to make a good amount of money with little money invested in altcoin, than making good amount of money from small money invested in bitcoin?

Still boils down to ones plans and choices and level of risk intake though.

Mr Bob and Miss Alice story again after when they have finished the transaction in the coffee shop. Mr. theymos is wiser because $100 for weekly in DCA is a very good investment plan. Mr. Bob used the 100% without the alternative plan so he has to wait for long period of time. And for Miss Alice, she should not bother herself in Altcoins with the 50% because altcoins will delay her investment.plan therefore let her use all for Bitcoin. Though splitting investment is good but the duration is the main thing. Can she wait for like 10 years.

Even if Mr. Bob made the biggest investment and surely will end up with huge gains, but seeing how risky his decision is, my vote still goes to Mr. Theymos because DCAing weekly with an amount that you can easily afford to lose is always the safest option when investing. So I would definitely agree with Mr. Theymos even if it will take a year first before he will come to experience the fruits of his hardwork through DCA.

The story begins at the end,because no one know the reach of the bitcoin to this level.Even the Satoshi doesn't know the reach of the bitcoin to this much high value like 41-68k dollar for the single bitcoin.At the beginning,they deal with the bitcoin price for 100 dollars.After huge stuggle the bitcoin had reached out the value of 1000 dollars,this story was similar to the Ethereum.As we know Ethereum also stuggle to reach 1k and later reached to 3k after the good reach of the bitcoin.

If we back to the story,theymos will be the successful person.Because theymos had their continuous investment to the bitcoin for every week.So he was in the process of building their own place in the bitcoin world.He will have the bitcoin at the various prices,So he will never loss at the time of selling their holding bitcoin.

Using theymos is like you want to be biased here, so we won't say that he isn't the wisest? What's the deal here?


Not true. It's not the most effective method and this was actually mathematically proven. Google it and you'll see. They took a random period in bitcoin's history and checked how much money they'd have if they chose to DCA and lump sum buy and the lump sum came up on top every time.


IMO that's the worst choice.
Bob with a 100% lump sum purchase of bitcoin is the wisest. Prove me wrong.

We won't know exactly when the actual bull season will come, but if we rely on history, the bull season will come 1 year after the halving ends. So there will be a lot of time for us to buy bitcoin, unlike many people who think that the price of bitcoin has increased too high and is no longer suitable to buy.

As for who gets the most profit in your example, I think it has to do with many factors. They can buy at the same price, but whatever price they sell at is the deciding factor in their profits, so it's hard for anyone to benefit the most.

I think these three points are very good. But if I had to choose which one is the best, it would be my version. I prefer number one. Because I see the halving and bullish market will be approaching soon, buying bitcoin with such a large capital will be very appropriate and there is no doubt.

Mr. Bob is the person whose thoughts are good because he is selecting bitcoin with all amount of money as there is not another beneficial coin more than bitcoin. Mr. Theymos is most wise person among these three because he is using DCA method which is most profitable investment technology.

I think if Mr. Alice has choosed profitable altcoins then may be he gain good profits but if he choose randomly but altcoins are not worthy then his profit will not be more than other two fellows. He will surely gain interest from bitcoin because bitcoin will go further up but altcoins have no guarantee that how they will perform but if he choose Ethereum and BONK then he can achieve the target.

Mr Bob is wiser than Miss Alice and Mr. theymos. IMO
He has made the best decision with the money he has, his decision is based on the level of confidence in the price to buy. Based on the analysis he did, using 100% of his money in bitcoin was the right decision. He just needs to wait or use a long-term strategy in investment, maybe he is the type of investor who adopts "Buy and forget for a long time".

DCA method can be a good decision for an investor at the moment considering the amount of money mentioned. I think it would be a good strategy for an investor following the DCA method to invest in Bitcoin now and hold that investment for a long period of time and continue with his own investments as he sees opportunities. 
If you want to build an investment portfolio then keep more than 90% bitcoin and buy some trusted ALT coins with the remaining 10% but I think bitcoin is the safest long term investment.

With the state of the current markets condition of the bullish runs while it is expected the the bull-run is activated at any moment soon, first the expectations of every Bitcoin investors is to experience the bull-run in both short-term and the long-term hodlers. And It is usually opportunities that comes and if lost, the Investor has to either hodl or accumulate more for the next couple of years to take part on the next bull run.
The income rates in the Bitcoin markets demands that the higher you Invest is the higher your income.
So I would go with the support that Mr Bobs has the best advantageous chances to earn higher at the closest bull-run even though he bought the Bitcoin on a higher value as at the bullish run, what matters is that he would fast to multiply appreciably in his 100% investment at a time.  
So I would say he Mr Bobs of 100% made hast while the sun is set

Practical choice in this moment mate ,  while all three choices are best and will  generate us income yet we need to rely in which time it was asked and yes we are nearing halving and sure Bull will follow so better to add all to bitcoin 100% for better result.
we just need to keep it for a while before seeing the better profit at least a year or 2 from now.

Interesting debate I must say, and for me, I think miss Alice is the wisest of them all, I choose her to be the wisest because this is what I myself normally do, I have a good bitcoin investment portfolio, but I also never fail to find some really good altcoins and invest in them as well, ya all will agree with me that, investing in altcoins (I mean not just any altcoin but the few selected good ones) have also proven to be very profitable in both past and present.

Coins like Ethereum, BNB, Solana, Doge, Shiba and a lot more have made alot of people millionaires, just same way Bitcoin has also made alot of people millionaires as wel, so, diversifying ones crypto investment portfolio is always the best way to go if I am asked.

And the next person I think is that wisest is Mr Bob - DCA can be a risky strategy most especially when a bull run is coming, because a coin you buy today and Wait for the price to come down so you buy more, you may come back tomorrow and discover that the price just keeps rising and rising, you end up buying even at a much higher price than your first buy.

DCA to me is a good strategy when in the middle of a bear season, that time, you are very that every is going down, so when you buy, you are sure that when coming back, price must have dropped even farther.
But in a bull season, it's better to just buy once and get your mind off it, and just wait for the profit to start rolling in.

I do not recommend people to invest in altcoins because it has too much risk but if someone understands it and is willing to take risks to earn bigger profits then investing in altcoins is not too bad. Especially when the bull season is approaching, investing in altcoins should be considered now. I will also choose Ms. Alice because I am also planning to invest in altcoins from now on. I stayed away from altcoins during the bear season but I think this is the right time to invest in altcoins because when the bull season comes, altcoins give better returns than bitcoin.

I would like the idea of doing the DCA every week as this will help to have your bitcoins accumulated with you with best possible average price and if you are able to do this DCA in the bear market, then you can have a good time enjoying profits in the bull season.

However I would suggest why not make division of 80% BTC and 20% alts. And also keep doing the DCA in the alts.

I wouldn't call any of the options being wiser because they are all wise in their own ways.  Under the prevailing market condition and the line up of activities beginning from next year, I think Mr. Bob who chose 100% Bitcoin is smarter. Smarter in the sense that he was able to understand that the halving of next year might lead to massive bull run for Bitcoin with other random altcoins posing a huge risk and uncertainty. 

Theymos is using a good method but $100 weekly is too slow that may see him buying majority of the Bitcoin at high prices. If there is any time to buy Bitcoin, it is now.

Most people only invest what they can afford because it's really hard to go 100% unless you are used to risking your wealth throughout your life and you are making your investment like gambling. I think others always choose the safest one we have pointed out above and to buy bitcoins with the money you don't have any use for is the right thing to do because after all, bitcoins are still volatile and anything could happen in the crypto market that could lead to your great regret of neverending happiness if you hit the jackpot investing at the right time with huge capital.

Even though the halving is approaching, there is no guarantee that bitcoin will not decline again and the bull season will come immediately when the halving takes place. So it's hard to say that buying 100% bitcoin now is better than DCA every month until that $10k capital is gone. Furthermore, during the bull season, many altcoins have crazy growth, don't forget that altcoins with 100x or 1000x growth mostly occur during the bull season. Take Shiba as an example during the 2021 bull season, it increased thousands of times. Honestly, it's hard to say who will have the best returns out of the three.

DCA for buying bitcoin is better than just buying all of it in one lump sum for two reasons:

1) You may not have enough money to buy all the bitcoin at once, so this allows you to spread it out.
2) In case there is an emergency after Bitcoin price dips, you're not suddenly looking liquidating your bitcoin investment at a loss.

Although if you do have enough money for a lump sum purchase, then by all means, do it.

It depends on when Mr. Bob makes an entry if he manages to make an entry at the lowest price of the Bitcoin its worth it to wait, next is for Ms. Alice its a good idea too to not carry out all of the funds in a single asset because once the market crash expect that you will burn your portfolio, next is for Mr. Theymos its a good opportunity to make a buy every market opportunity, all of the choices are still in a good day with different reason its up to them when they will get a TP.

• Miss Alice is going to have a lot of work to do, keeping up to date with these random altcoins for their peaks and ensuring that they are still liquid over time. Otherwise, Miss Alice will probably lose that portion of he portfolio. Especially if they are not researched and completely random altcoins.
• Mr. Bob and Mr. Theymos will do just fine if they have a 4+ year time frame and they keep up to date with how the market moves. If they take profit when it is reasonable to do so, and either DCA/rebuy later down the track after the halving cycle has finished, maybe they will both do well with both strategies. It really depends on their discipline and emotion when it comes to selling/holding, not just about the strategy they used to buy.

Who is wiser? The one who holds and manages their capital, position and risk responsibly, and appropriately.

Mr theymos is wiser than the remaining two, because DCA method have several advantages which include buying at different price lower than the initial price you bought the first Bitcoin.

I can also consider Miss Ali e been a bit wise because there are also me future in altcoins that’s if the altcoin have potential, it involves high risk but it is also profitable; while Me Bob have 100% believe in Bitcoin which I f he can hold for long term is also good.

Here I would say Miss Alice will end up losing 50% if she goes for random Altcoins and I think both Mr. Bob & Mr. Theymos are would be making wise decision and I personally would go 100% with Bitcoin or else 70% with Bitcoin and remaining 30% which I can afford to lose hence I will be using these 30% into the Altcoins like SOL, ADA and INJ as Altcoins can give much higher profits during bull run (comes with higher risk).

Considering the scenario you have in mind, Mr. Bob is the most wise investor, because he is investing on the most trusted and reputable crypto of the market, which is determining for another cryptocurrencies to go upside and down.

The other two investors commited some mistakes. The second is putting too much funds in altcoins (50%). It means 5000$ from 10,000$ and we don't even know which altcoins she picked. She may compromise her investment considerably if choosing a scammy pump and dump altcoin or memecoin.

The third investor shouldn't do DCA near a bull run, having 10,000$ ready to be invested. He is depreciating his money's potential this way. DCA is recommendable when you don't have a large budget to invest immediately, so you have to rely on monthly income from your wage or another investments to purchase BTC in small portions.

Theymos is the clear winner here but only if the DCA makes sense. For example: if the starting funds (100%) are 10000 usd then obviously it will take Theymos 100 weeks to fully complete his DCA. That is way too long and by then, Bitcoin will probably have significantly risen in price. And while he made a profit from past DCAs, they won't amount to much.

A daily DCA in such a situation would make more sense.

Current market condition? for how long the $100 weekly DCA will be made? I think that it's going to be him to be the winner of this if let's say this continues up to 10 years. LOL. While for some reasons, the second could be Alice that has some potential altcoins that she had randomly bought and like the meme coins. a $100 worth of meme coins there could blow up in time and will give her tremendous gains.

That's possible but there's no sense in here with the comparison as the three have their own unique ways of investing on this market. I think that's the best highlight that we can get from here and those that are still thinking on who's the wiser one, you can be your own wise man to yourself by simply applying any of the techniques from the three that you think is worth it and might work for your investing style.

Because if it doesn't work pretty much on you, then that only means that there must be other strategies that you might want to try next time. Another thought about the DCA, before we hit the bull run, this serves as a reminder that we need to DCA and accumulate.

Current market conditions are increasing, of course the price of bitcoin is rising as well as altcoins whose prices continue to rise, okay I will answer according to the knowledge I have.

What Mr. Bob is doing is actually good if he invests long term in BTC and of course the market will continue to rise because soon there will be a BTC halving and in 2025 there will be a bull run.

If Miss Alice buys 50% BTC and 50% Altcoin, that is also the right decision as long as you buy quality Altcoin, then of course you will get bigger profits because when the price of Altcoin goes up it always goes up very high, it can even be 500% during a bull run.

I think Mr. Theymos has done a good and wise thing, even when there is a price increase, the DCA system can indeed be applied and only buy when there is a price decrease, of course we always see that there is always a correction and it is during the correction that we take advantage of the opportunity.

I think in this case everyone has individual reasons and indeed the most appropriate and safest thing is to buy crypto during a bearish market and if you buy during a bull market it is of course very risky because crypto price movements are difficult to predict.

Every one is using own strategy which he believes that he can get profit. All mentioned three investment  have pros and cons and let's see who is the wiser man.

1. Mr. Bob (100% Bitcoin):
Pros: If btc perform well then he will get potential gains and his portfolio will skyrocket.
Cons: Btc is safe coin but still volatility is more than other assets so bob is lack of diversification and he will have to wait more if btc dive into bear market

2. Miss Alice (50% Bitcoin, 50% Altcoins):
 Pros: Diversification founded and any potential for higher returns if some altcoins outperform market..
 Cons: altcoins are riskier and more volatile. Altcoins could failed in the long term journey.

3. Mr. theymos (Bitcoin with $100 Weekly DCA):
 Pros: DCA will minimizes the impact of short-term market fluctuations and gives well disciplined approach to investing. No matter btc down for short
 Cons: Theymos can miss lower price and he would need to contribute every time period.

So it is obvious that Theymos has a best strategy in the market as his investment is totally save and best discipled which is key point for investing anywhere. Although I am also love to take risk on altcoins and I think second person with 30% altcoins will fit for me.

All three will certainly profit in the bull market but OP's question is, who is smarter and gets the most significant gains? The market fluctuates very unpredictably, so I think it is impossible to know who will achieve the highest profits. But if it were me, I would choose Miss Alice because altcoins will usually have better gains than bitcoin when a bull market appears. But what is more important is whether Ms. Alice will take profits on altcoins at the right time or will be greedy until she loses all profits because once the bull season ends, altcoins will plummet. Profit taking time is also an important factor that determines the profit of each investor.

I would say that the third one that you named after the Legendary Theymos is doing a good job by investing $100 per on Bitcoin by following a DCA strategy. But, I would like to add that instead of weekly DCA he should follow dip buying strategy because that has been known to give huge profits and the average price get better with each dip.

The 3rd one is obviously wiser because he knows that it's crypto market and the price can go up and down. Although, I firmly believe that Bitcoin is going to go up in coming weeks but still we can't just be right 100% most of the times. It's always better to follow a time-tested strategy that would allow you to accumulate for long term.

My preference would be to go with Mr Bob, it’s not as exciting as Miss Alice & the potential profits will be less than if Miss Alice hits random lucky altcoin pumps but slow & steady wins the race. I prefer the more proven method.
DCA can be good but with the bull run nearing I think if’s too late to take advantage of DCA, smash buying would be better at this stage in the cycle.

One and three are high risk, so I chose number two more wisely, the action taken by (Miss Alice), the 50-50 method has been used by many investors in investing, maybe I do too, that's what I see from several experiences in the field of crypto investment from time to time.

50% of funds for Bitcoin 50% more for types of crypto that have good potential in the crypto market, the saying goes.

The saying above shows a high risk for those who do that, meaning investing in several parts is a good idea, of course Bitcoin is the main choice.

Since you're talking about profit, the answer is no one can know who's wiser here.

Mr. Bob could make a lot money since he buy Bitcoin at once.

Miss Alice could make huge amount of money since she earn 3x-5x in Bitcoin and then 1,000,000x in Altcoins, who knows right? most people saying the 50% portfolio in altcoins will lose, how do you know which coin(s) she bought from 10K coins out there?

Mr. Theymos is unwiser because he want to ban mixer, sorry for OT.

Every investment is a game of choice played with informed information; each of them might be the wise person based on the information they have access to. But one thing is certain: the outcome is the proof of the wise on.

Mr. Theymos has a good and cool strategy for buying with dollar cost averaging, which will enable him to buy more due to the volatility of bitcoin in a short time frame.

Miss Alice Strategy seems to be an informed strategy because she might have seen potential in other altcoins as a trader.

Mr. Bob goes 100% with bitcoin because he might have a long-term investment decision, or that is the price for his DCA for a specific time.

In investment, everyone tries to play it safe based on their knowledge and how they can control the level of fear and greed.

I think Mr. Theymos is the wise one here because he has the advantage of buying more due to dip time.

This becomes a tricky question but I attempt from my own perspective.

In the case of Mr Bob who invested 100% into buying Bitcoin at one time can be seen if he had bought at the button dip, like when the price of Bitcoin was around $15k to $16k buying all at once would not have been a terrible idea but with the current price today if he buys now, there is every possibility of his profit to be or not bigger than the person who is DCAing.

Miss Alice using 50% to invest then 50% for Altcoin can be wise only if the Altcoin which she choose to invest gives her more than what she should have gained in Bitcoin by buying the DIP or doing DCA but if she takes loss then is she unwise.

Mr Theymos would buy at the current price, still buy lower and also higher due to volatility, there is every tendency of Mr Bob getting the higher profit, same with Mr Theymos.

But no one can tell what the future holds, as the person who makes the better profit becomes the wisest of them all.

Tricky question, I think that going with Bitcoin is the key at the moment to take advantage of all the upside potential that will come with the halving next year and all the new BTC ETFs being created. The question of course now is when another price jump is going to happen. So far, the Bitcoin journey in the last few months has been awesome and it's hard to say if the short term trend is going to continue like that or if we are seeing a price correction before the next bull run. Which is why I would probably prefer to use the DCA method to invest my BTC, but not with 100 USD per week which is too low. To invest our 10,000 USD at 100 USD per week, it would take us close to 2 years to get fully invested in Bitcoins. The weekly purchase rate should be better around 400 USD, so that we would be fully invested after 6 months. 

Nice answer, and I think I have read this kind of answer above. The person said that Mr theymos strategy is good but he needs to step up his weekly DCA to atleast $400. Which is exactly what you are saying here.
With $400, even if the bull continues from here, theymos will be able to buy better fractions of Bitcoin within 6 months than within 2 years. If in the other hand, bitcoin price drops, the impact will not be felt much by theymos unlike as it will impact Bob.

I say as long as you placed a stake at bitcoin and cryptocurrencies as early as possible, you wouldn’t need to really worry about much since the river’s run its course at this point. So if you’re asking who’s wiser between the three, I’d say both of them have been as wise as they can in theor own way given their circumstances. There’s a lot of things you hae to keep in mind when you’re investing in bitcoin, or any cryptocurrency for that matter. One of the most important being that you have to know what your capacity for risk and affordability is. Theymos in this example perhaps might not have invested just as much money as bob and alice, but if that’s what works for him given the circumstances, and he’s still able to invest money in bitcoin, I think that’s a massive win regardless.

You didn't mention timeframe, how long will they hold? What's the ultimate target? Without this info it's hard to tell who is wiser. At some point all three will dominate each other. We should assume that all of them are wise, because they bought Bitcoin. Alice likes to take more risks and put half of her money into altcoins. Bob and theymos are old Bitcoinheads, they know their investment will grow over time. In the end all of them will win.

Who's smarter is the two users that went straight with Bitcoin without considering any altcoins because they know Bitcoin controls the whole market and guaranteed security but that is something no altcoin investment can give you. Altcoins can make you better profits but at the risk of losing all your capital since no profit is guaranteed when investing in them. They're just tools used for pumping and dumping by whales. Many people don't like investing at once but there isn't anything bad with using this strategy if you're the type that won't mind hodling for as long as you'll need to realize profits.


Miss Alice would be thinking she's the smartest one but she's the dumbest. She has potentially lost 50% of her capital as there's no guarantee that the altcoins she invested into will be among those that'll do very well in the bull market. When diversifying, it should be between assets that aren't correlated. You have to invest in assets that don't depend on each other to do well. All cryptocurrency move in similar direction with altcoins been the less likely ones to get market attention to rise and give their investors profits.


He's just as smart as the first users, we shouldn't discredit one strategy when investing in Bitcoin above the other, all strategy are good provided they work best in your favour and you won't be uncomfortable using them. Not everyone is good with holding money so they'll most likely prefer a one time purchase to purchasing through DCA.


I think you have to add a condition about the profit-taking timeframe. If holding until the end of the projected uptrend season around 2025-2026, I believe Mr. Theymos and Mr. Bob would be the safest but less aggressive, and probably Mr. Theymos is the least pressured. However, the downside might be that their profit margins may not be as high as Mr. Bob's if Bitcoin continues to rise steadily from here without significant corrections. But if Bitcoin undergoes corrections next year, Mr. Theymos might have an advantage over Mr. Bob by still having capital to buy Bitcoin at lower price levels.

As for the highest-risk but potentially highest-return scenario, it's likely Miss Alice with such allocation. It's hard to say who would be wiser with such investment strategies; it depends on the risk appetite of each person. Higher risk can naturally bring higher profits, and vice versa. If it were me, I would choose a different approach—accumulating Bitcoin first and taking profits when the price breaks through previous highs. At that point, I would allocate into Altcoins because I believe Bitcoin always leads the upward trend, and Altcoins follow suit.

I think the easier, the more effient. so in my opinion Mr. Bob will win. let me record that the BTC price is $42000 at 20231227 today.

I'd definitely go all in on Bitcoin. Doesn't seem like it's going down anytime soon. And even if it will, with time it's definitely gonna break its ATH.

I'll go with Mr. theymos' decision to have a $100 weekly DCA on bitcoin. But if I can do it my way, it'll be a weekly DCA on bitcoin too but not 100%. I'll probably allocate 20% to 40% to altcoins depending on the future market trends. I could go on with a 100% bitcoin DCA but once I can feel some altcoins are starting to gain momentum then I'll trade some of my bitcoins into altcoins. When my altcoins are profiting already I will sell part of them back into bitcoins and then will HODL the rest.   

You don't just throw all your money into Bitcoin or any asset, it's a wrong move, price action gives you better opportunities if you DCA gradually, even if you have all the money it's still not a smart idea to go all in at once.

What happens if you run out of money and a much better price comes? You won't be able to take advantage because you've run out of money, even while I am confident that Bitcoin have passed it's Bottom price I still make sure that I have some money at hand just in case.

The confidence that a new Bottom can't happen is not a wise move, everyone have their predictions but most will not happen, because nobody is sure of what will happen tomorrow, it's safer to be prepared.

Always for 100% bitcoin , yeah the miss alice seems to be wise because he even diversified
His folio in which i believe what mostly do now but in perfect world of crypto , Holding bitcoin is always been
the perfect choice and the safest of course so i will be with Mr.Bob and will always do such (I am also having
altcoins but if given a chance I will choose purely bitcoin) lets see what comes to all of us in the near future
as the halving is really near to come.
looks like majority of us are for Mr. Bob here lol.

We know the potential of Bitcoin especially for a long-term investment, but going all in with Bitcoin would sound impulsive cause we already have the mindset that Bitcoin is the best coin. These three have their own way of investing so I could say that they are all wise, but in Mr.Bob's case, you could do a lot of alternative investments with that amount or you can take advantage of the market's volatility. This is why sticking with the DCA method would give you an advantage as you can enter the market with a low value. But if you are rich like Mr.Bob where you can go all in on one investment like Bitcoin, then I would prefer Mr. Bob's decision as well.

I will prefer to go for 100% percent to invest bitcoin expecially if the price of bitcoin is in good price when one can buy bitcoin to invest. I will rather go for only bitcoin than investing some of the money into altcoins because for me u don't really like altcoins because I'm not used to them because of how risky they are in the market.  I will be free with no fear to invest %100 of money I have in bitcoin which I know to be more reliable than other cryptocurrencies.

Miss Alice is the wiser of the three. She diversifies her investment so that if the other currency does not perform as predicted, she may still earn from the coins. And if Bitcoin rises, altcoins will follow, and the potential gain is enormous because they are more volatile than Bitcoin.

Mr. Bob is a Bitcoin devotee who values the security of his funds over the rewards. He is an clever investor.

Mr. Theymos is probably a weekly salaried investor. He put his extra cash into Bitcoin.

• Mr. Bob has the potential to make the highest profits, but he also has the potential to lose the most money.
• Miss Alice has the potential to make lower profits than Mr. Bob, but she also has the potential to lose less money.
• Mr. theymos has the potential to make the lowest profits, but he also has the potential to lose the least money.

As for the question of who is the wisest, for me it is Mr. theymos. Why did I choose him? The reason is very easy to understand. Because how well do they understand the cryptocurrency market? Do they have experience investing in cryptocurrency? So if you are new to investing in crypto, I recommend starting with Mr. theymos's strategy. The DCA method is a safe way to start investing in crypto, and you can adjust your strategy as you gain more experience.

For me it’s mr bob. there’s no other context so if they all have the money they can afford to lose then better invest it in bitcoin right? If Mr. Bob has a high risk tolerance and can afford to potentially lose the entire investment, going all in with Bitcoin can be a straightforward strategy.

We just have to keep in mind that individual circumstances, financial goals and risk tolerance should always guide investment decisions.

First of all, I'll just lay out my answer from the variables or information given and state that Mr. Bob is the wiser among the three.

However, if we are being more critical about this then it is pretty evident to state that we don't have much information actually to make a decision. For example, in which time frame is this scenario? What's the economy like? What's the status of cryptocurrency? How long have they been investing/holding? Are we talking about the actual money they have or the money they are prepared to lose? Have they considered the risks or is this just based on their own decisions as they are still new to all of this?

If we think about those things then it is possible that there are scenarios when Bob is wiser among the three of them, and there are also scenarios wherein Ms. Alice is the wisest, and of course, instances wherein Mr. Theymos is the one to make a wiser decision.

Regardless, if we go up front with just the exact statements given by OP then I'd say Mr. Bob. The reason is simple, it's a no-brainer move and much efficient.

I'll go for Mr. Bob as he will definitely gain life changing profits when he decides to sell at a real bull run. The bigger he will invest, the more massive his future profits will be. So since he invest all in, although there are high risk on that, but as long as he intentionally do it for his purpose, to earn a lot of bitcoin in time, then his decision is just perfect and right.

Mr. Theymos is also doing a good option through DCA. But when real bull run comes, he can't maximize his profits knowing its just only months away before we will witness another bullish market.