Bitcoin Forum

Are there members here who do monthly investment in bitcoin irrespective of current prices ? This approach can be really helpful for majority of people like salaried people who get fixed monthly income and can allocate some part of it to bitcoin investment.

That's DCA, Dollar Cost Averaging, and it involves buying a fixed amount of Bitcoin in a fixed time frame which can be monthly, weekly, or even yearly quarters.

And you're right, it's a great way to acquire bitcoins overtime without bothering about buying low and timing the market.

You mean dollar cost averaging? I think majority of investors are doing that regardless of the current bitcoin value, they have allotted fixed amount for buying bitcoin and other altcoins. I know some investors doing the same way even if the value today is higher because they are used to it and it is included in their monthly expenses, They said that It will be worth it and by doing that in the long run, they already gain their profits.

It's me, maybe there are a lot users also use it too.

Unfortunately employees often not get paid enough, so their salary only enough to fulfill their monthly needs, probably they can save small amount of money. Since it's just small, they will use it as an emergency funds. You need to use money you can afford to lose or you have more than the emergency funds if you want to invest, moreover some people trust more in time deposit or stock, mostly they only invest 1% in Bitcoin because they think it's high risk investment.

We call it Dollar Cost Averaging (DCA) but for the investment period it depends on how someone can run it, whether the approach is done monthly or weekly. It is believed that the DCA approach can provide convenience for people who do not have large financial resources because they can adjust investments to other needs. I also allocate money for the DCA strategy but sometimes it doesn't have a duration because when I have the money I will buy responsibly.

This move was successful enough that there are many people who have accumulated bitcoins even though they did not have a large amount of money for the purchase. People must have a strategy in carrying out investments because if we rely on large purchases we will definitely not be able to afford it. This is what can be done and if we are consistent then the assets we collect will increase slowly.

People can do their Bitcoin investment with FOMO, spending all money to buy Bitcoin and wait with empty pocket or they can invest in Bitcoin with very good and thoughtful plan, with good strategy like Dollar Cost Averaging.

DCA means investing on regular basis like monthly (your question) or shorter time frame like weekly or longer time frame like quarterly.

Some websites and tools for DCA investment strategy.

https://dcabtc.com/
https://costavg.com/
https://bitcoinhodler.io/
https://bitcoindata.science/withdrawal-strategy
[ANN] JJG Sustainable Bitcoin Withdrawal Strategy (https://bitcointalk.org/index.php?topic=5479482.0)

We call it a DCA (Dollars cost averaging), is one of the best mode of investment which I have come across and I have been doing it for a while and trust me it's more beneficial than be initially think you don't have to worry about the market fluctuations let's say you have done DCA for a year or two and you would have bought BTC during both dip and pump which reduces the risk of being on losing end. Everyone should do this as it's the best form of investment.

I guess there are many investors like this who buy the coins irrespective of its price. Forget about monthly investments, there are many people who invest in regularly. These people know the value of Bitcoins, and they regularly try to accumulate the Bitcoins. They believe in Bitcoins and have seen Bitcoins rising from 1$ to 70k usd. I myself also buy the coins irrespective of the price. If i have some extra funds to invest, then I just buy it and hold the Bitcoins for some years.

DCA really brings confidence, especially when going through a price decrease, when the price increase returns, it brings a much more comfortable psychology when buying all at once. I also apply this method to investments, some of the income is converted into bitcoin and with specific expectations for it, I am sure it gives good returns if the plan goes well.

While I'm not sure about the take profit point, there is speculation dedicated to it and the action of just accumulating more bitcoin, long term there is not too much concern with this type of market approach strategy.

Count me as one, I do a monthly investment of 100 USD regardless of the prices since 2021 and so far, it paid off handsomely. It's a really nice system too because this way, I'm not spending all the money that I've got on other things besides necessities and it's also much better for my lifestyle, I eat more vegetables to make sure that I'm not spending so much money on food and my expenses on commute is greatly reduced and I get the exercise because I walk to work and when I'm going home. Some might see that I'm doing good but if you try to do what I'm doing, if you don't have the discipline and the will to continue building on that habit, you're going to be miserable at the first few days, weeks and months because you're not used to this kind of thing. You don't have to follow what I do, just need to be smart about your expenses and avoid spending too much on luxury if you can't entirely avoid spending on it.

Well due to security purpose it could be hard for someone to come here to announce how they hold rather they don't mind giving you guidelines to how you could succeed in your bitcoin investment instead of them openly saying that do monthly investments and besides DCA cover's that because when you keeps applying this principle you would end up holding much value of bitcoin within the period of working.
Monthly investments helps to secure your income but before you sink you into you must understand the volatility level of bitcoin so that you won't land yourself regretting putting your salary into bitcoin and now you end up gaining nothing.

It is for their doubled security. Security of their bitcoins and security of their life.

They can be kidnapped, killed in worst case if they announce they are a bitcoin holder and a nightmare come.

In history there are some Known Physical Bitcoin Attack (https://github.com/jlopp/physical-bitcoin-attacks/blob/master/README.md). Risk of physical attacks is not joking, it's real and very dangerous.

Of course there are many and in my opinion the members of this forum can be said to be the most active in implementing DCA, it could be every day, every week, or once a month. The most important thing is to ensure the source of income to implement DCA. But for now I have stopped using DCA, because the price has touched ATH and the halving is in sight, so the choice is not to buy but to be prepared to sell at the target price, maybe 100K-150K. ::)

Of course, there are people who invest in bitcoin monthly even weekly and it's called dollar cost averaging (DCA) which is considered the most reliable way of buying Bitcoin because it gives you the opportunity to take care of other responsibilities without altering your investment.

Yeah, many investors who you see with large amounts of bitcoin use this method of fixing an actual amount of money to invest in bitcoin after a monthly, weekly, or daily earnings. This method, known as dollar cost averaging, is very simple when it comes to bitcoin investment, especially for newbie investors who are yet to fully understand how the other methods go, so they use this method to acquire more bitcoins, and before you know it, you will see people with bitcoin worth thousands of dollars. But still, while using this method of investing bitcoin, don't forget to invest the amount you can afford to lose.


Things like these don't ask for an opening, telling how much bitcoin someone has already acquired. The OP is just asking a question to know if there are people who invest monthly from their earnings, so any one who comes here and openly says what they have already invested, if anything happens to their investment, they will be the ones to blame. However, monthly earnings should not push someone to invest huge amounts in bitcoin as it is a long-term investment, so we should still keep in mind that even when we are using the easiest method of investment, we should still invest the amount we can afford to lose to avoid the story at the end of the day.

If we want to be successful in this market we must be ready to face any conditions in this market. I think there is, but adjustments to salary income also determine the nominal amount that will be invested. Maybe some people think it has been high since then, even though if we were able to look far into the future we would see that the price is still starting to reach the first 100K.

And if they see that BTC can provide more effectiveness, I think they will get more benefits and never give up and belief is the key for us to achieve our goals by joining this market.

You are talking about the DCA strategy and I believe you are not alone because the majority of people here are using that strategy and it is arguably the safest approach for any investor. Since bitcoin is unpredictable, using DCA is the wisest solution.

I also did that strategy continuously for the past 2 years but I stopped that strategy when bitcoin crossed $60k and I was changing my investment plan. I have accumulated enough bitcoins and now I will spend a small amount of capital to start accumulating potential altcoins in preparation for the upcoming bull season.

Read how many topics on the forum recommend using DCA. Do you think everyone just talks about it but doesn’t practice it themselves? If the question had been asked on some other forum, far from Bitcoin, the OP would probably have received very few positive answers. But this is a forum about Bitcoin, and only those who do not have any extra money at all will use DCA; I think that the majority wants to be in the same boat with everyone to fully experience all the benefits of investing.

I can't even imagine myself putting my whole salary into bitcoin investment without one having some physical investment because to whatever that happens automatically investment is gone so while investing we should also try out our best to make sure we have other physically invested place so that when the volatility or price of drop unpredicted you could hold yourself with the physical investment you have than solely relying on source.

It is called the DCA strategy. A lot of people practice this strategy because of the rise in the price of bitcoin, majority of people are not rich people that have enough money to buy a whole bitcoin or have a lot of money to buy and waiting to save up will actually cause them to miss out on the opportunity to buy bitcoin at a lower price because of it’s volatile nature so adopting the DCA strategy is best way for the less rich people to accumulate bitcoin. It is really helpful since you are not investing more than you can afford and there by reducing the risk of losing too much.

This strategy is best suitable for people who intend to hold their coin for a long period of time and it wouldn’t matter how much they invest on a timely basis because before they notice they would have accumulated a significant amount of bitcoin to make them some profit.


There is no way a person would invest his/her whole salary on bitcoin and not be disturbed about it, they will constantly be on the charts to see how their investment is going because they invested more than they can afford to lose. Investing in bitcoin is a not a do or die affair and i see no reason why a person should invest his whole salary and neglect his personal needs. This is a terrible investment idea because when the market crashes they will get frustrated and may be forced to sell at loss and such situations might have some effect on the health of certain individuals.

Investment should be solely based on what one can afford to lose as advised by experts.

There is a method of Bitcoin investment called Dollar Cost Average (DCA) that is used to invest in Bitcoin in a regular interval of time be it weekly or monthly. I have come to realize that majority of people who are building Bitcoin portfolio are using that method. It is suitable for those who have steady income that comes at regular interval of time like salary. Other income classes can also apply the DCA method to enjoy the benefits it offers such as giving you the leverage to invest little fraction of your income in a manner that it will not impact on your finances so heavily.

I started using the method when I learnt about it from this forum and it has helped me build my Bitcoin portfolio with my little income. Assuming I wanted to save the money to buy at once, I might not have even started.

Oh yes there are. It's either they're buying the bitcoin with the application of using the DCA purchasing method to accumulate their bitcoins or it's as a matter of fact that they majorly depends their incomes on monthly basis and of which that's only when they could have the fund to invest on their bitcoin journey hence they can't afford to invest with a borrowed fund due to the fact that no one knows what the future holds in the crypto spheres.

It's a good approach to Bitcoin investment because you just stick to a schedule and don't worry about the right or wrong time to buy. However, some believe it's better to pause DCA during the bull market, considering that the price is growing. I don't know what makes more sense, to be honest. Now we're in a bull market. Last time, the price went roughly 3x above the former ATH, eventually even higher than that. But even during the bear market, it didn't go low enough for a pause in DCA for bull markets (or at least for early stages of bull markets) to make sense.
Consider this. The ATH was $20k in 2017, and after setting a new ATH point just above $20k, the price of Bitcoin stayed largely well over $20k throughout the bear market, with an exception of around $17k in November and December 2022. What I'm saying is $69k sounds like a high price, and it truly is high, but maybe the bear market will drive it to $65k or $60k which, by that point, will feel really low, but that's very close to the current price.

I’m doing this before way back in the days when FTX crash while the general crypto market dragged down hard. I’m investing not in monthly basis but rather weekly  in addition to my initial weekly Bitcoin salary from campaigns. I’m confident that the current price that time is really low and it will surely recover in the future.

I’m not doing it anymore with the current price near ATH because I already have enough with my holdings. I’m there's still someone here that still accumulating despite high price specially those users that just recently start DCA when Blackrock ETF approved because this news makes the majority become bullish long term on Bitcoin.

I think signature campaigns are somewhat a DCA strategy.  Most of them pays like 50-150 usd per week  which means like a weekly bitcoin investment.

Some members may also buy a little more from time to time. 

There you have it, every members echoing the same thing, and it's the undeniable truth, especially for average income earners, the best way to continuously accumulating Bitcoin and hodling it for a long term is through none other than DCA method. It's not easy for everyone to raise the money to buy 1 Bitcoin, at once, it's only buy making a budget for it from your income that you can diligently with discipline be able to continuously achieve the aim of progressive investment. This method is however not for people who don't have constant sources of income, or the unemployed.

that's right and if we set aside 10$ every week from the bounty proceeds, I think that's good enough for each month,

Exactly, I think most of this forum users in bitcoin paid signature campaigns usually use this method. And the more reason why it is the most common DCA strategy is because of two things which is most people in government paid jobs earn in mostly salary than wages I think. And the other is the Monthly DCA helps to stretch the bitcoin price a bit than daily and weekly, That is there is much difference in price than this two although it can be wrong.


It’s not a Problem still to DCA in bitcoin even if the price is increasing as long as long as you have price target. You will definitely be in profits until that price target. Now since your target is $100k plus, your investment from this current price can still be in a profit of 1.5x and more if the price target is higher which is a lot better

It is not problem if an investor is clearly about his target price and time to stay and time to exit the market. Like I afford to spend $5000 into Bitcoin and consider it as my saving for retirement next 20, 30 or 40 years, I less likely care what what will happen in this market cycle.

I can do this of I understand well about past market cycles and if I can afford to lose that $5,000 capital.

Bitcoin price history, ATHs and bottoms (https://bitcointalk.org/index.php?topic=5488293.0)

Yeah it’s actually great to have your own strategy and to stick with it not just to follow crowd. Just like you there are many that have not even a price target but also the amount of bitcoin they wish to hold and if they reach that target they just invest in other things.

The post I quote was about stopping DCA because the ATH has been smashed but the market is still rising and I was all about that DCA can still be possible in a bull run but have a target. Probably his strategy his to not buy any more after the past ATH but if he hasn’t reach the target amount of bitcoin they want then he can still DCA

All Time High Prices are what make people feel exciting and FOMO but what will happen after ATHs.

Price will be pulled back, bull market will finish and gives a turn for bear market but the fundamental point for long time holders and investors is, Bitcoin makes its price, yearly lowest price, to be higher and higher with time, year by year.

The trend of Bitcoin yearly lowest price is strongly upwards. It means a lot, first about the upward trend, second it is about growth even we look at worst time, worst price each year.

The way you think is perfectly fine,
Investing a part of your income in Bitcoin is a good way but remember that it is for a long time.You will benefit by holding the investment in Bitcoin for the long term.It gives you earning potential over time and gives you an opportunity to avoid market fluctuations.  In the long run the price of Bitcoin is expected to go up.

There are a lot of us here who does DCA. It's a rather rudimentary strategy of investing but it works. You just have to make sure that you are strong-willed to be able to not give in to the temptation of selling when the prices are low. Bitcoin has always proven itself to appreciate in price as time goes on, and it is proving it to us now by reaching a new ATH. Even if you're working around a fix income, I think you can still allot a portion of that to bitcoin or other investments if you really wanted to, and that is perfectly fine.

Hi, can somebody explain this solution with earning bitcoins throught tis online chats. Thank :♧ :) :)

It's the best investment strategy.

Since I make money anything of the week I don't even DCA every month but it's something I do mostly on every weekend, either for signature payouts or my fashion designer business, I am always dollar cost averaging into Bitcoin.

Now that Bitcoin is growing higher, I have reduced the DCA amount to 20% lesser than before and that's because the amount of Sats are very high already, profits can still be made right now though but not as good as buying Bitcoin in the 20s range.

The advantage of DCA is that you will be able to get some sats cheaper depending on the price you meet it after a week or a month, it's a nice investment strategy, I highly recommend this instead of using all your money to purchase Bitcoin at once.

This is the best way to acquire a lot of crypto investment because, when you are talking about investment, you will not only expect to invest in bitcoin. I am not saying that investing in bitcoin is not good, but when you invest in other potential alt coins, you will see that you achieved a lot of profit, and that is what all of us are after, but to do that, you must engage in effective research. That is why I emphasize potential alt coins because, without research, you will not know the alt coins that are not potential, and when you end up investing in such coins, you will just end up losing, which is not a nice start. And especially since we are discussing monthly investments, if the money you earn monthly will not be enough for your needs, you are not expected to do it; if not, you will end up disturbing yourself.


Actually, many people who engage in signature campaigns do engage in this strategy, but I don't think they will be investing every week because some don't have any source of income unless this signature campaign, so when they say they will be investing weekly, they might end up making themselves in the stage of depression, which will not make sense at all. That is why you need to have a budget in any situation.

I do accumulate over the previous months that the price was still low everytime I have the chance to do so. I also have other token holdings but it is only Bitcoin wherein I'm most comfortable, but not too confident, because we all know its potential. Nothing's assured but it has proven its credibility over years. Right now, I took a pause from adding up my portfolio because a breakout or crash is on a 50-50 tendency. It is just my way of managing the risk in this industry but I do understand those who are still buying at this point, they might have a bigger risk appetite than mine, and that's good for them. Everyone's free to move with their investments in the first place. Just be sure to have all things planned and to not make any unnecessary decisions that could yield into an instant loss. Diversification is also advisable given that many coins are now in upward direction with a higher rate than with Bitcoin and other cryptos in the market. Just make jt a habit to set a stoploss to not be in regrets given how unpredictable this market could get during bullish season.

Eh how much I want to do this yet I end up in a casino having fun while losing money.I thought that investing in any chunk of Bitcoin and also having it stay with you it is a huge benefit for the people who can afford to do this monthly,people who are in a good job where I am right now but as they say God does not give you everything.

However I am taking this thread to the line and most likely starting early April I will try at least to add some like 100 dollars in Bitcoin every month or any other small cryptocurrency that has a potential for the upside,I am also mining as a side quest but my miner is a small one and only makes me 25 dollars monthly in cryptocurrency.

Of course there are those who do DCA approaches like that in fact there are many who do that here including me.

I personally still do DCA even though the price has stepped into a situation that is not even too unexpected like now that we have a new ATH.
This is a pretty good approach to investing especially when we are consistent in doing it.
We even always discuss DCA when a lot of new people ask about bitcoin and are preparing to buy or just ask about the comparison between trading and investment. So, its certain that we always mention DCA in every discussion.

This is not a new thing and indeed DCA like this is always recommended for those new people who are trying to invest in bitcoin and this you can also apply in your investment method if you are interested in being in bitcoin.

You will end up getting scammed, there is no way to earn bitcoin through any online chat, if someone is messaging you through Telegram or Twitter, they are trying to scam you, block any strangers off your social media apps right now.

The stranger will pretend to be helpless, saying that you are the only one who can help them to get some Bitcoin off a platform, I guess this is the case, do not visit any links they drop you, they will use you and scam you in the end.

If you want to earn bitcoin you should get a job first, a paying job will open the door for you, start to buy Bitcoin with part of the money, and maybe one day when your bitcoin grows enough you can consider to start mining Bitcoin using a BTC asic miner.

As far as I can see, there are many communities in this forum that do dca in bitcoin; there are weekly and monthly, depending on when they have extra money for bitcoin that they will sell. Now, as for me personally, I can't do it right now.

Although other cryptocurrencies I do dca to be able to save it, although I'm not saying that I can't get profit from bitcoin, of course it's not like that. Yes,  I can get some profit from bitcoin; it's just that it won't be enough to achieve the desired goal if it happens.

This category can include any of the signature campaign participants who receive rewards in bitcoin and don't sell immediately, but hold it further.

This approach is beneficial for everyone. Even if there is no fixed monthly income (and there is only temporary income), then the money that can be allocated for investment in bitcoin can be spent on the monthly purchase of btc, divided into parts. Well, you already know that this is Dollar Bitcoin Cost Averaging.

Personally, I don't. I just prefer to earn in BTC through signature campaign and avoid spending it as much as possible, so I keep part of the earnings invested in BTC thinking on long term gains. Instead of buying Bitcoin, I just save it. Consequently I also save on fees, since it's very expensive to buy and cashout Bitcoin from exchanges. Some of them are charging abusive 50,000 satoshis fees, which in my opinion totally discourage small investors from doing DCA strategy and holding their funds in a safe personal wallet.

However, if you don't have the alternative of earning in BTC, your only chance is to buy it and pay the fees along the process... In the end it will be profitable, anyway, since Bitcoin is constantly gaining more value on long run, as we can see by watching the historical charts since the cryptocurrency was firstly launched 15 years ago. I would just be careful with withdrawal exchanges' taxes and the need of declaring how many BTC you own to your local regualtor, which is usually done yearly.

You are trying to ask DCA aka dollar cost average, you can do it daily by following daily candle, weekly candle of even Monthly candle as you have asked. But the way you do it is very important as well as the timing. Now thag you ask, I want to believe you are a monthly earner, which means you depend on pay check, so if you want to do dollar cost average now, I'm not sure is the right time because right now Bitcoin is trading almost at the all time high and nobody knows exactly where the price will go next whether up or down.

If you are looking at the long perspective of Bitcoin as investment, then I will give you green flag to proceed, buy Bitcoin monthly and hold "if and if" you are not selling now. It would have been perfect if this was done se months back before this bill run begins, you would have rest of mind doing the month my stuff during the bear market to now.

Unlike the market price, buying bitcoin for a specific amount weekly, monthly, or based on some calculated time interval is the right way to increase the bitcoin holdings in our portfolio. Not everyone is able to spend a specific amount regularly on buying bitcoin for long-term profit. In such a situation, it is advisable to buy with the amount one can allocate. Whether the amount is small or large is secondary; one should develop the mentality to save in terms of bitcoin.

I do it in a way because I get some money from my signature campaign every week and I don't turn that into cash, but use it to increase my bitcoin position, so that's in fact buying, regardless of the price.
IMO it doesn't really matter when you buy, all it does is increases the time where you reach RoI and start making profit on your investment. For a young person it's good either way because when you're in your 20s and expect to hold bitcoin for 10 years or more, it doesn't change the fact that they'll make a lot of money from this.

This is funny because every bull market I see these people asking about the same thing and they always think that it's late and the price is too high. We had these people at 1k, 10k, 20k, and so on.
Once bitcoin hits $100k people will say that it's too late, and then it will hit 150k... You guys are never making a profit because you wait it out for months and then when it finally continues in a bull market for a year, you FOMO in and buy the top.

Dollar Cost Average is one of the cryptocurrency strategies that you could do on investing in Bitcoin or Cryptocurrency, I personally do it as well on my Bitcoin investment, investing every two weeks every time I get my salary so that I could have a piece of Bitcoin that I could save every time, it's mostly going to be a small amount of Bitcoin for sure but over time you could accumulate a huge amount of Bitcoin when I was just starting to accumulate in the past years it wasn't a huge amount at all, Then as times goes by and the price of Bitcoin continues to skyrocket as well, I could easily see my investment grow up to thousands of dollars worth of Bitcoin which is really great to see as an investor.


I have a few earnings through the signature campaign as well, and most of my earnings on signature campaigns go straight into my wallet, didn't really touch it and I just invested it for long-term investment. There are for sure some times when I need some kind of money at times, mostly half my earnings put fifty percent in my wallet, and withdraw the other half, especially at this moment when the market price of Bitcoin already reaches an all-time high, I might be a good thing but in my opinion, it's a good time to take some kind of profit or do some kind of cashout even though technically I wasn't selling my Bitcoin just not investing all of it because of the high market price, I need to lower the buying power incase the market pullback or have corrections.

It's for me, the best approach to investing in Bitcoin.

You can set it depending on your way of living. If you're a frugal person like me but at the same time, have a huge monthly salary then you can use a huge portion of your money investing or you can do it weekly. It will depend on you as the investor.

Well, as much as I want DCA since that's the strategy I'm using, there's a limit to it as well. Most of the time, we are hearing DCA in buying only, but we don't hear DCA in selling. Now that we are nearing the bull market, as much as possible, it would be better if you would adjust your strategy in buying Bitcoin thru DCA. If you will just continue regardless of what the price is, chances are, you might end up buying Bitcoin even though it's at its peak already and you might end up losing your money. Well, if you're a long-term holder of Bitcoin then it doesn't matter, but some only hold it for short to mid term. There's nothing with doing DCA, but consider the price as well, and decide whether it's still a good time to buy Bitcoin or not.

As always, the jargon associated with the activity one is going to undertake must be known, and it is not that bitcoin, because it is technology, has advanced jargon, in fact it does, but let's say that with a basic reading, you start. e.g. what you mention is known as DCA.
Then, bitcoin is the main investment medium of this forum, and it would be quite strange for anyone, even if they do not use any technique, to not have some satoshis.

On the other hand, its title seems more like one of those questions that seeks to know the trust of a community, the reality is that bitcoin, regardless of the price it has, both downwards (which is the most liked) or as bullish, always have Bid/ask.

Sure there are a lot. And as we advise people to DCA, it should be applied to ourselves first. I've been consistently doing that but it's just best to do it without no one knowing it in real life.

Don't get it wrong when people think that it's too expensive to buy Bitcoin and it's not worth it to DCA, let them be because they think that's how they approach Bitcoin.

But if you've been into this market for so long and you are seeing that it's definitely worth it to hold it for a long time and by adding some more through DCA, it's totally going to make you happy when the time happens that you're about to sell them. Or, there will be point of your life that you don't want to sell it anymore upon looking at how the value grown over time.

I think this is probably the most used way or strategy of stacking Bitcoin and it's even the most discussed crypto investment method here in the community. Many people don't have the previlledge to buy Bitcoin at once with big funds so they use the DCA strategy to help them constantly buy Bitcoin no matter the price difference but it better and more advantageous when there is a dip in the price .

It’s a good subject to bring in table as there many people or the majority are salaried workers who get paid on a monthly basis, with a fixed rate. Investing in Bitcoin has many strategies and ways depending on your income and spendings, this period specifically when bitcoin is going in a very bullish direction. Many investors are not stably investing in bitcoin depending on their salary, one of them is me, personally I invest whenever I get a chance not just when I get paid from my job.

If there is anyone who invest depending totally on his salary, in a very high chance I can say it’s a risky thing if he spend his income on that only, the best way is to have multiple incomes to not risk as much as a simple salary worker investing on monthly basis.

Hey there, OG! (you are practically ancient in Bitcoin years!  ;))

You have a point!  It can definitely seem like the same folks keep missing the boat on Bitcoin.  Ive been there too! When I first learned about Bitcoin, it felt totally out of reach.  The price tag was just so dang high at that point and  felt like all the lucky dogs had already gotten filthy rich off it. 

But the thing is - I think it is normal to feel unsure or cautious about this stuff.  I sure did! Took me a while to wrap my head around it and quit dragging my feet.  Reminds me of those five stages of grief -  denial, anger, bargaining, depression, and finally the eureka! moment.   

So maybe it is not so much the same people repeating the same mistake over and over.  More so just new batches of curious cats stumbling onto Bitcoin and having similar hesitations before coming around.

I know I did!

Sure, there are some people who invest in Bitcoin monthly.
I've some friends who use some of their monthly income for Bitcoin investment. You are right, it will be very helpful for them because they can buy Bitcoin gradually and don't need to use huge money. In this way, they also can buy at several rates, so they can use the money for buying Bitcoin optimally. If they only use the money to buy Bitcoin at once in a certain time, they may not experience to buy Bitcoin at cheaper rates.

There is no problem to use some of the money from monthly salary. But we must understand to use only few percentage of the salary, 5%-10% of the salary seems quite safety. Sure, it is very high risk to use big amount of money from the salary.

I remembered that I have seen a lot of threads here where they are investing in DCA strategies. Investing on a monthly basis should consider a DCA strategy. And it seems that strategy became pretty popular, especially when Bitcoin pumped hard. Because as Bitcoin prices rise, it becomes increasingly difficult to purchase large amounts. So those who are doing jobs can accumulate some bitcoin every month. So once a while, the amount will be decent when they hold on until they achieve their goal. 

What happen to the current price? Is anything wrong with it? If am opportune, then I will be investing in bitcoin daily, I don’t see anything bad in current bitcoin price, the price is just still kind of low, i know you are thinking maybe bitcoin price is already high, but just wait till when the bull run starts, then you will know that bitcoin price is low currently. But if you are investing in bitcoin, make sure you do your own research first, you don’t have to follow what people say, always do your analysis yourself, so that you won’t end up blaming people if things didn’t go as you plan.

Yes, some of us here are investing on Bitcoin weekly especially those that are in weekly payment signature campaigns.
The method is called DCA method which is the suitable method of investing in Bitcoin regardless of the market price and conditions, you can be able to buy Bitcoin with your allocated money weekly, if you are investing in Bitcoin using this method, you will accumulate a reasonable amount of Bitcoin in your wallet and you will profit from it when the price of Bitcoin goes up.

Yes there are people who have done it and it's called dca as others have explained. It is also been discussed many times if it's worth the time doing it or not if you are also looking for discussions like this if you are not sure if DCA is worth it. You can use different strategies if you want but since you mentioned DCA then are you planning on using that strategy?. If yes, then you should also ask them for tips and giw they do it since not all people have the same salary especially if the person you are asking for tips is from a different country.

Yes of course, a lot of people here do that and that’s the most preferred and most advisable method people use to accumulate a lot of bitcoin in their holdings. Dollar Cost Averaging is a very suitable method for people that don’t have enough money to buy a lot of bitcoin at once but rather depend on their monthly income to buy some after taking some to spend for their monthly expenses. This method works for both the poor, rich and average class people. As it’s more suitable for people with lesser financial means to use this method, the rich ones also have a big advantage to add this to their means of accumulating bitcoin which will give them a better chance to own a lot of bitcoin at the end of their accumulation phase.


Bitcoin volatility is a must and for anyone that have decided to DCA bitcoin when accumulating them, they should be aware that they’re doing it for the long term and not for short term purpose. Utilizing it for the short term purpose can make one to lose as a result of the volatility nature of it. When invested in them for the long term, the bull season always comes in to make all of your patience in the investment worthwhile as it comes with a one directional trend in the market which makes all investors profitable at that time. So investors that depend on salaries for investment should have the mindset of investing for the long term and not the short term, and also should not invest money they decide to use for short term purpose because they won’t stand to benefit from such investment.

Actually, not every month, but every chance I have, I'm doing DCA with bitcoin, so whenever I have extra money or allocated money to invest from my stable salary, I enter the bitcoin market, or, yeah, do DCA. When I saw a good position to enter the market, I would invest and buy a fraction of bitcoin in that. I don't do it monthly because I will miss the chances every time there is one or weekly, so whenever I have funds and whenever I see a good opportunity, I'm sure I'm not the only one; there are a lot of investors there who invest whenever they see a good opportunity to do so. Who doesn't want to make a profit? So don't miss a chance or opportunity, but of course, if you really don't have funds to invest, then you don't have to push it, but if it's a sure-profit or a very sure-profit opportunity, then you could take the risk of borrowing from others.

That is a very popular strategy on the forum, and this is because it allows a person to accumulate a nice amount of bitcoin as long as they are constant on their efforts to buy bitcoin, however it is important to remember that this strategy performs really well if you can buy bitcoin once the bear market has already started, but if you do so at the end of the bull run, it may take you years before you can recover the money you have invested.

Honestly, I wish I could do that. That was initially the plan however I sure realized that I do not have enough money to put into bitcoin as of yet. There are things to pay like bills and food and others. So, in my perspective it became impossible to buy bitcoin monthly. What I did though was I tried to save up money and when I think it has reached enough that was the only time I would buy bitcoin. Of course keeping in mind the price of bitcoin before I make the transaction.

Don't force yourselves to invest big if you know that you can't afford to do it. Invest only when you, buying once in every 2 months is good enough at least we invest. By continuously doing this it will become big in a few years. Investing is not a contest and there is no rush, instead should be planned well and step by step. Take time doing this but never take it too seriously, it is just like we are saving our money but through investing in Bitcoin. As the days, months, and years passed by, it gave us a return.

Many of the people who first know about Bitcoin do not know that Bitcoin can also be purchased on a monthly basis. The first reaction among them is that how can they purchase such an expensive coin? They don't have enough money to buy a bitcoin. But when they realize that there is an opportunity to buy Bitcoins on monthly and sometimes weekly basis if one wants, they definitely try their best to use that opportunity. I try to do DCA on a monthly basis at one point and converted it on a weekly basis after a while. I try my best to hold bitcoins. But this moment there are many people like me who try to realize their dreams through Bitcoin. I took my hold not for the short term but for the long term. I am now profitable from my investment but my intention is not to stop in this rang. Hopefully Bitcoin can reach another level in the next few years.

DCA strategy is one of the common strategy for accumulating bitcoin, it's obvious not everyone will have the money to purchase bitcoin using the lump sum strategy. I adopted this strategy and I'm still accumulating gradually and I believe this is the time people will accumulate bitcoin using the dca strategy due to the current price. Buying bitcoin weekly, monthly, with a fixed amount is still advisable, accumulating bitcoin depends on your source of income so there's no need pressuring yourself or extending your limit.

I personally do that since it's the most reliable way for people who work on deadend 9-5s to even get a chance at earning a substantial amount of money in the crypto industry, and it works even greater for people who are not on that salary bracket.

But you couldn't just invest willy-nilly every month and starve to death the rest of the week. What you gotta do is create a budget plan that works for your finances, to make sure that you only invest what you can afford to lose, from there, you would have to pick the best date that would work for your salary dates and you should be good to go by then. If you're someone who's earning at least 20k per year, I guess you could invest as little as 100 bucks per month on crypto on safest options like bitcoin and ethereum, and just let your thing play out from there. The hardest part about investing is planning how to start your investments, most people are paralyzed at this early in the stage but at the same time, soon as you get past that you should be good to go.

Yes for long term holding. And here you will find not only me but also many other members who like this way make a fixed amount of bitcoin adoption monthly for long term purposes. Basically called Dollar Cost Averaging Investment, Dollar Cost Averaging method is popular for its simplest and low risk investment. Moreover, an investor does not need a lot of knowledge to do this, only with some basic fundamental knowledge, this investment can be started and profit can also be made. I have adopted a strategy of holding $40/month in bitcoins and intend to hold these funds for at least 2 halving seasons.

Yes, there are members of this forum that does it, even me,  it's call dollar cost average, it's one of the best strategy in accumulating Bitcoin, because by doing so, by buying Bitcoin weekly or monthly, before you will know it, the amount of Bitcoin that will be in your possession will be really surprising, even to you as a person, another wonderful thing about the DCA accumulating strategy is that you can buy at any price range and still be profitable.

DCA or dollar cost averaging is the only effective way to make loads of money safely and easily with bitcoin.
Only idiots will try to trade or time the market because in the long run 99% of traders and timers end up losing money.

When it comes to investing in anything there are only two things you should follow: 1. DCA and 2. KISS
DCA is great because it follows the KISS principle which stands for Keep it Simple Stupid.

I should add a third which is 3. HODL or "holding on for dear life" which means having patience and investing for the long run so you will be richly rewarded in the end.
Traders and timers almost always lose money because they lack patience to invest and hold for the long run.

Bitcoin is not a get rich quick scheme. There is a big difference between trading and investing.

There are 49,375 active users on bitcointalk who have logged in at least in the last 3 months (check here (https://bpip.org/)), so your question will probably be easy to answer if you think logically. It's reasonable to think that some users here have applied the DCA strategy to their regular investments in bitcoin regardless of budget, so there's no need to doubt it.

If that is your benchmark for investing, then maybe you still doubt Bitcoin's long-term potential. Bitcoin has even printed a new ATH before the halving, which is not a normal thing for bitcoin but it has happened in this period. A higher ATH will certainly be imagined by every investor and they will hope that it actually happens over time. Regular investments with DCA are good regardless of the price, so don't be afraid to take a chance.

There is no need to force yourself because being in bitcoin is ultimately not a compulsion and a requirement if indeed we still cannot divide the finances we have and it is still quite difficult to buy it then there is no need to feel pessimistic about it because it does force the will also in the end it can be useless in the end. But in this case when we do not try to improve the economic situation that we have then I think it will also continue to happen because in the end the needs we have will never decrease and will even continue to grow so that by looking at the situation that occurs it would be better if indeed you rearrange every expense so that there is at least a little money that you can set aside.
The movement of bitcoin will never be predictable and the more you wait it could be that the price is getting bigger so instead of us just expecting wishful thinking, it's better if we start taking action early so we don't feel too late to be in bitcoin.

The bitcoin DCA is veritable means of acquiring Bitcoin, hence you have a sustainable income to take you, at least for a six months period, because as we speak even as we've reached the ATH,  people are still buying regardless, even without using the DCA method, you can just start acquiring little by little in any capacity you know can. However I'm a bit surprised at your target of 100-150k. That's way too much of imagination bro, though anything can happen, but 150k looks unrealistic for me though.

If you can't save $100 every month - then try get $50, if you struggle to do so then try saving $1 every day where you will save $30 in a month. Forcing yourself to save is good - it means you can control your spending each month for investments that can give you returns in the long term. It doesn't need to be as much as someone else's - but having an investment of your own hard work by saving on expenses is great.

Dollar-cost averaging or DCA is a strategy for small investors who may not have a large amount of money to invest at once. And this is most suitable for investors who only have a monthly income from a job or side job that supports being able to do it regularly, and do it periodically at a predetermined time at the right time when they have the money to buy it.
And it doesn't matter what the price of Bitcoin is when buying it, and this allows them to profit from potential price increases because Bitcoin is great for DCA, as the investment will become more profitable as the price increases.
So I think a lot of people buy Bitcoin every month or every few weeks on this forum even out there, depending on when they receive money from work or whatever to buy Bitcoin to make it on time.

I believe almost when cryptocurrency enthusiasts who understand the benefit of DCA invest either daily, weekly, or monthly in Bitcoin, and as you have said it's helpful because it's the major strategy that lets you invest while you're also able to perform well in other financial expenditures.

Bitcoin is an evergreen investment that people invest on a regular basis despite the surge In price. People participate in DCA, lump sum and dip and hold. No matter how btc price is High, people will still invest. People who procrastinated about btc investment are still regretting it right now, because they didn't invest in btc earlier. The most amazing part is that the more people are afraid of investing in btc the more btc price keeps on increasing effortlessly.

If you want to buy bitcoin monthly it's woul be very easy because you will achieve a good bitcoin it you would continue buying Bitcoin monthly. You can keep buying Bitcoin with DCAing strategy monthly they way it's helps is making a decent portfolio which you can keep up, even if you get $150 monthly $50 van go into Bitcoin and the rest $100 can be for expenses and expenses.

Buying a fixed amount of Bitcoins monthly or weekly and holding it for investment is a simple strategy for everyone. This method is the Dollar Cost Averaging (DCA) method. Investing in this method may be easy for everyone but it may not be easy for everyone to keep investing in this method. An important point for those who want to invest in the dollar cost averaging (DCA) method is that they must have some source of income from which they can fund their needs. By investing in the dollar cost averaging (DCA) method if one is able to hold it for a long period of time their investment portfolio will gradually become richer.

Maybe it can be a good decision if someone is able to earn $150 per month and from there he can spend $100 excluding his family expenses and deposit $50 in bitcoins. Although $50 is not a huge amount, it is possible to increase the amount of investment money if the income increases gradually.

A monthly Bitcoin investment would also be known as DCA strategy of investment, because as the implies, it would require one to have and maintain the discipline to put aside or keep or HoDL for a long time and it is such saved up input that can be used to finance a project or fulfil a goal or attain an achievement.

Of course there are members here that DCA monthly or weekly or quarterly. It depends on how much one can afford to let go of, after major expenses, bills and other needs have been met.
There are also those like Michael Saylor of Microstrategy who can afford to invest $12k from profits made from a business, despite the current $71k price that BTC has pumped to.

If you are new to DCA then I would suggest starting off your DCA journey by using very small amounts even just $10 or $5 every week (day or month) whatever you feel comfortable with.

Then after a few times doing this when you see that your investment is actually making money then you can start putting in more and more so instead of $10 every week
you can start putting in $20 a week, then $30 a week, etc. But first you have to start very small to prove to yourself that it is working and making money for you.

The important thing is to completely ignore the price and stick to a regular buying schedule.
There may be times you are losing money (at least on paper) but that is very normal volatility so don't panic and sell when it happens or you will regret it later.

Nothing can go up forever in a straight line. Bitcoin is not a get rich quick scheme. Understand that there will be volatility but in the long run you will be making money!

guess what you're referring is basically accumulating Bitcoin using the DCA strategy. Everyone has his particular method used in buying Bitcoin into his portfolio depending on what works best for him/her and using the DCA method can go a long way in improving and increasing how consistent you are in your Bitcoin accumulation journey.

It has it obvious advantage and disadvantages with the major disadvantage being that you could buy most times at a higher price which will technician that you have to stay longer sometimes before getting profit out of your investment. Let's use this bullish period as an instance, let's assume you've been regularly accumulating for months now when Bitcoin was at DIP, considering the current price you are obviously at your profit but if you're using the DCA method and you're working on maybe a five to ten year accumulation plan, buying at this current price will mean that you have to stay longer before getting profit out of your investment

Collecting Bitcoins regularly is done every month, of course we will be very confident that we can get a profit from what we have collected and using this strategy will certainly be very easy to do if we have a monthly income when we take a salary and set aside some to collect Bitcoins, but if we don't have a fixed income, of course this will make it difficult for us if the income we get is only enough for our daily needs and it is very impossible to collect according to the schedule we determine and we can only collect Bitcoin when we have more income or have to save first just be able to collect Bitcoins.

Most likely there is, because those here who understand very well the movement of bitcoin will not waste this rare opportunity, because i think events like bitcoin halving are only 4-5 years. Of course they will prepare it in advance and will wait for the right time to do it.

If I'm not mistaken in seeing and reading, maybe I often see users here who create topics about their plans to invest monthly in Bitcoin, Of course this is done from the money they earn, whether they put in 30% of their salary, what is clear is that I have to admit that many people do it the way OP asked.

You need to know how users invest in various ways, starting from monthly, weekly, daily, yearly and so on, it's all done based on the finances they have, of course the ultimate goal is to make a profit from their Bitcoin investment, That's for sure, there are those who target the long term and the short term, which is definitely a monthly priority for many investing users.

Yes there are members that can invest that much into Bitcoin or other assets that they believe in very much, OP is already receiving a monthly salary therefore DCA won't be hard on him as he can allocate a specific amount from his monthly salary for investing in Bitcoin. It's going to be a very good decision if he does it. He shouldn't be deceive by what others will be telling him that Bitcoin is too costly already. Bitcoin will continue to rise as we get closer to the halving.

Investing in Bitcoin through DCA will make you to be consistent in your investments and make you disciplined too. With having a monthly salary you won't have to touch your investments in Bitcoin by selling them to get money but you can hold for a very long time. Having a stable income is very important if you want to be consistent with your investment strategy. You can also buy Bitcoin one time and hold.

If you're still doing that now, that's fine, and you're doing a good job. Actually, that way is not only used in bitcoin but also in other altcoins and meme coins. If you think what you are doing is right, just continue what you think.

I don't see anything wrong with that. Keep it up, man! I am pretty sure that you can get a profit from doing that, especially if you give a lot of money to doing DCA for that.
Though for me I am not prioritizing instead I am doing it for other altcoins that has a potential in the market.

When it comes to investment then we do have different approach when it comes to this on which it would vary on the amount that we would be investing.

1. Financial capacity
2. Confidence and trust
3. Budget
4. Influence by fundamentals

Each person is different when it comes to perception and emotion or even mindset. On the time that you would really be able to encounter
those challenges then your goal or targets would really be definitely be affected.This is why outcomes and results would really be
that totally different to each other.

There is no doubt you may find a lot of members who are still buying irrespective of current price and as you aforementioned that monthly based dear it depends on the investors who want to accumulate/buy bitcoin because he/she will buy only the time he/she feels comfortable to buy it can be weekly buying, bi-weekly buying, Monthly buying or yearly buying and this is called DCA (Doller Cost Averaging) Where investors buy after a fixed period of time according to his/her goals irrespective to the price they just buy to Accmulate Bitcoin.

DCA is one of the best strategy for the accumulation of Bitcoin in which investors can easily invest and manage his/her funds at a fixed interval of time. If we talk about the current price zone if you think you should buy here you should conduct a good research before buying as it may help you a lot. well in my opinion there is still time to buy where you may get profit after the passage of time. Do Your Own Research!

DCA is an effective strategy most especially if your goal is long term investment. However, the risk to lose is still there since bitcoin price in the future is still uncertain. You cannot guarantee if the price will continue to surge high or will end up dropping drastically. That’s why if you chose to do DCA, stick with your goal price to sell, and never fall into panic selling just because others are into it due to sudden price plummeting. Because the moment you fall into it, you are not just wasting your earned bitcoins, but you are also throwing away your efforts with your DCA consistency.

Yes, that is the kind of investment that appeals to certain people, who can use it to make a small profit on a part-time basis. A few individuals present just engage in monthly investments. They only hold Bitcoin for little periods of time because not everyone enjoys investing in it and holding it for an extended length of time. When they notice that the coins they purchase have doubled by two or three, they just take their profits and hold onto the liquidity so that they would know they have a modest quantity to invest in when those coins dump in value.

Regardless of the present price, the majority of people are scared to afford to purchase Bitcoin, but other people don't mind buy the Bitcoin since they believe that they can still make some profits from it regardless of how high the price goes.

I think their are some people who do monthly investment in bitcoin, this set of people are well paid in there company/business probably they can decide to use 30% of their monthly income to invest on bitcoin. regardless to the current price, hoping that there will still be an increase in the value.even if they lose in the process,I don't  think there will be any negative effect on them because they invest with affordable amount.

This is a choice that must be made by people who want to invest and a regular way that can be done with a small financial structure is the DCA choice, because people have the choice to invest and make financial plans for their life processes. 30% of monthly income is the right choice for investing and we can continue to increase the investment amount after making a profit. The most important thing is to have a plan for your daily needs and also be able to invest some of the money in investments.

Without a strategy it is impossible for us to plan investments, while the money we have will be used up in unproductive places. By investing some of the money we have, planning and preparing for life will be much more focused, because if we are consistent then reaching the stage of financial freedom will be much easier.

Everyone who has income or monthly income through any business or company can also do something like that with their investment in Bitcoin. Because basically every investment requires capital and capital adjustments every month so nothing negative will happen as long as the Bitcoin they buy every month is really well looked after.

And it would be quite good if they did something like that from the beginning of last year until now where they have all seen some very satisfying results on their own investments. I also want to do something like that if my income starts to be quite stable because right now I still have to make small adjustments to my expenses so I still have to apply a different way of investing through Bitcoin, because it really isn't bad to do it periodically

I. I've been doing this since about May 2023 with a small initial amount. When I was still dependent on FIAT, I was always looking for solutions so I could make a profit even by saving. Finally, I converted my savings into BTC assets, where every time I set aside money to save, that means I spent it to buy BTC and stored it in my personal wallet. I do this regularly, although not much, but because of the recent bullish trend, it makes me a little more confident about the future of BTC.

BTC adds to my financial strength, it really makes me addicted to being a digital asset investor, rather than FIAT. To date, my cumulative asset growth has reached +50%, which is my biggest achievement in the history of saving. Compared to deposits which are only 6% per year with a complicated administration process, I am more inclined to recommend BTC even though it is a little risky.

We have complete freedom in investing, whether investing for the short term or long term, depending on each individual's expertise to benefit from it, especially so far Bitcoin investment has proven to us that it can provide benefits for us even if we invest in Bitcoin with a strategy. which is different for each individual, so you don't need to doubt the strategy you have prepared because the goal of all of us here is only to make a profit when you want to invest in Bitcoin, not a loss, prepare the strategy carefully. and enter the market when there is momentum to buy bitcoin.

Just like everyone said, it's called DCA.
Currently I'm doing this strategy for quite long time and I can say that it really suits my Investment style more, sure you will miss some quick market movements there but I'm a long term type of person so even the price is crashing then I Will still be patient to wait for the price to come back because I have the solid goal to when I can sell it

Also I don't really have much time to check the news everytime, so that's one less of a chore.

Day by day Bitcoin is becoming more and more popular among people so everyone invests in Bitcoin according to their ability. Among them there are many who invest on a monthly basis and there are also people who are constantly investing in Bitcoins. Their interest in Bitcoin is increasing because their money is increasing. Of course bitcoin investment is risky if we can invest and minimize it by investing by looking at the plan then surely we will get success through investment. We always have to have a long term plan when it comes to Bitcoin investment. If we can see the long term plan and be patient and check it, we will surely get success through investment.

DCA is a reliable strategy to secure good amount of bitcoin in your portfolio. Whether you do it weekly, bi monthly or monthly, that won’t matter, but what matters most is that you do it consistently. It’s easy to say to buy and continue with DCA, but the real challenge is how often you can do it, or how determined you are in reaching your goal. That’s why you have to be serious and keep the DCA method, because when it comes to bitcoin, everyday is a good buy and each price creates a good opportunity to buy.

The increasing popularity of Bitcoin among the public can certainly increase people's interest in investing in it. Their investment patterns will probably be adjusted to budget availability - I mean not all of them can invest regularly every month, but it is still possible to invest when they have the budget. They will learn about risks and how to minimize them - so they will be able to develop investment plans over time even though in the early stages they are often afraid of losing.

There is no pressure to routinely invest every month in these risky assets - but if you are able to do so then you will definitely be a user who is quite capable of managing risk and also has a good plan in the long term. Having a budget is important for consistent investing and accumulation - but not mandatory for everyone.

There are many investors who invest monthly bitcoins because they work and invest bitcoins with part of their salary at the end of the month but I use weekly DCA method to invest because I invest almost all of the bitcoins I earn in a week in bitcoins. Whether I invest using the DCA method weekly or monthly, the goal is to grow the investment, so the investment should grow anyway. Currently I am having a lot of success with my investments and was even more successful when new ATH was created in the market. But I'm not pessimistic looking forward to the bull market hopefully I'll have more success there.