Bitcoin Forum

What happened:: Loan Defaulted

Scammers Profile Link: https://bitcointalk.org/index.php?action=profile;u=551372

Reference Link: https://bitcointalk.org/index.php?topic=5030169.msg63582341#msg63582341
Amount Scammed: 35$
Payment Method: USDT
Proof of Payment: https://bscscan.com/tx/0xdc5ee7fed9cce2957596532a3a77fb42d54a9119179a60db7bdf7be806551a6b

Additional Notes: Heartilly took several extensions but never repaid a single dollar though I have given several warnings.

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Flag:: https://bitcointalk.org/index.php?action=trust;flag=3295

Reserve

He/she literally put his/her Sr level account at risk for just $35 which insane to even think about. Most of the Sr members who are active on this forum could earn more than $35 per week from the signature campaigns. It's the stupidest thing that any member can do because $35 isn't a huge amount and risking a Sr rank account only to steal $35 is insanity.

Sorry to know that Shasan.
The account was not active last year. It continued to post from this year and was able to earn only three merits and the rest were from the airdrop. It looked like a Sr. Member account but for the account owner it was Jr. Member account. I don't know if you missed this aspect of evaluating a loan to a borrower.

Flag supported.
I will leave a negative tag too.

Flag supported

Unfortunately, negative trust means that you will not be able to get your money back, especially since I think it is difficult for a campaign manager to accept @Heartilly, but I hope you will be able to get your money back.

Be it less or much than a $35 amount worth his account rank or not it doesn't in anyway justifies his action.

The attitude of anyone taking a loan and not wanting to pay back is highly condemnable. Anyone will agree that Shesan loan  has  been helpful to many in meeting their emergency needs, and the only way to encourage it's continuity is by paying back money borrowed to the last cent.

It's just quite unfortunate some person as @heartilly would decide to act unscrupulous.

sorry you have to deal with another loan defaulter again.

the guy could have started building the account again and then maybe joined a signature campaign, Heartilly could've paid the loan and then earned more money in the process, too bad he/she decided to just not pay.

flag supported.

If you trace its history, the wallet address appears. Note:

https://ninjastic.space/addresses?address=0xBE3D84D65E493806a56d9E4c32D873A2B52ed8e9
https://www.talkimg.com/images/2024/04/25/ra7Ma.png

The account is its alternative; you can see that it also belongs to the Philippines, and the merits assigned to this account show an interesting picture.
https://bpip.org/Profile?id=3420284
https://www.talkimg.com/images/2024/04/25/ra9yo.png

The second account, which gave merit to chochi1621, also took a loan from the OP, and did not pay.
It is quite possible that this scenario was planned in advance, and the debtor has several accounts purchased for such purposes.

https://bitcointalk.org/index.php?action=trust;u=500899
https://www.talkimg.com/images/2024/04/25/ra8s1.png

I'm sorry, @shasan.

I think this one is also from this company. https://bitcointalk.org/index.php?action=trust;u=523501

I would like to warn you about this account, even though the first loan was returned. He already has active credit.!
https://bitcointalk.org/index.php?action=trust;u=525508

https://ninjastic.space/addresses?address=bc1qfapef6jykqevd96r2wwwdjqkueazasstchpal7
https://www.talkimg.com/images/2024/04/25/raqMv.png

At first, when I saw this thread created, I screwed through the profile a little bit, and my conclusion was that the owner of the account took the loan and struggled to get into a campaign but couldn't, which was the reason why he requested an extension multiple times and still couldn't meet the deadline. But even so, $34 is very small, which any average adult could afford within a couple of months unless the person didn't want to pay the loan back.
 
From the evidence presented by lovesmayfamilis, if DarkStar_ was active here, one of those accounts could have also been tagged for 0.01 BTC loan default, as it's clearly shown on the trust page. 

He may have given on that account but still a bad decision he could have rested the account and come back one day when he became serious about posting here and when there are a lot of new campaigns, campaigns are seasonal there were times that there were few campaigns and there are times that there a lot of campaigns on the service and the bounty section.

Of course, I feel sorry for Shasan it's a risky business we should understand if in the future he will be more strict because of people like this guy, hope he can regain what he losses.

Thanks for digging dip. This might need further investigation. I think there is a huge farm of accounts taking loans and defaulting them using less valuable accounts. This people are going to make lending business unprofitable and impossible in this forum is not checked.

Let me see if I can get more details.

I know it doesn't justify his actions but it's strange that even someone with such a rank destroyed his/her account for just $35. Although, I'm totally against the narrative of account selling but this user could get 10x the amount by selling his/her account as there are many newbies willing to purchase Sr. Ranked account for quite good amount. Simply, if someone who's a scammer but stupidly unknowledgeable about a forum does what that Heartilly did.

It really is stupid to waste an account you could actually earn good money from after doing some good posts and getting into a sig campaign.
This stupidity is sometimes very hard to see.
I also have open loan with Shasan and this month for example I was also some days late and already felt really bad about it. For that reason I paid a good amount in late fees (even though others don't do that and just pay the extension fee, even though the extension is already some days late). I am doing this out of respect for him as someone providing this service.

Some people just don't care, it's just sad.

Only "lucky" thing is, it's "just" 35$. It's still money of course but it would be worse. I paid 32$ in late fees 2 days ago, so hopefully this makes Shasan feel a little less sad about his loss. Please keep this service going, it really helps.

It's kinda unusual that a Legendary account scammed $60, I used to know him as a gambling board spammer though.

account was created before 2018 and if you have an account farm of these accounts and were unable to join the signature campaigns, then the value of the account will be less than $60.

Exactly it will be difficult for shasan to collect his money back because of the flag and the red tag and as you said no campaign manager will accept him in any campaign with this scamming activities on his profile. I thought shasan has some criteria for accepting loan. Mostly if the person is in campaign before giving out the loan and if the person is not in campaign he didn't, that is what I thought. We really pray that shasan got his money back.

When a person has several dozen similar accounts obtained during hacking, he will not particularly worry about the reputation of the account, especially since his scheme, as you can see, works. In addition, if you say that he is a spammer, then the hope of being accepted into some normal company is very small; it’s easier to take out a loan and go nowhere. We will be watching with interest his second (or some) alternative account and how he will repay the debt.

Another one of shasan's loans turning into a web of account farm getting uncovered only now.

This is the issue with lending on the forum, more so if you are not doing a collateral-backed loan. However the OP is well aware of the risks and repeating the same statements over and over does not change anything.

Flag supported from my end.

I'm just seeing this, sorry about that. But still, the little I've seen and sensed about this guy, he didn't deserve your loan, the risk is high. It's so possible this is an alt the way I see it and he could be reading this thread and laughing, which is the most annoying part of all. Well, what you do requires risk, that's part of it, but next time, I think a better account than this deserves your loan.

Also, the guy actually might not have planned it that way but for his campaign that might have ended shortly after giving him the loan and his inability to join a new campaign might have caused it as he attempted to join Joya.Casino last month. Regardless, there is no excuse for this at all. The person who has the boldness to ask for a loan should have good repayment plans if such a person has integrity.

That's why there should be plans A and B, if not C to avoid issues like this.

We don't know the real reason, but a senior account if he improves his post can still get it on campaigns checking on his post and trust rating regarding his post behavior he is not marked as a spammer, $35 is not that huge amount of money considering that it takes a lot of times and effort to reach that rank level.
I support the flag, Shasan is a big help to many members who need emergency funds, and I hope he can recover the money in other ways.

We have also seen many high ranking members leave the forum with a small loan amount without repaying the loan to the lender. If they give a little effort and are regularly active in a signature campaign, then it is not difficult for them to repay the loan, and therefore the lender approves their loan with this in mind. But we don't know the thoughts and motives of those members, because their activities surprise the forum members.

It seems chaser15 and Heartilly are alternative accounts. Created scam accusation against chaser15  and also created flag. Reference: https://bitcointalk.org/index.php?topic=5494867