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No matter how bad the things will be in the world If you keep this in your mind you always will be better even in the not best times.
So before you even talking about money you need to focus on those 3 things If those 3 things you have then you don't need to worry about money.

1.education and knowledge
you can and you should do is learning and getting knowledge not only School education.
While things go bad in larger scale the less educated people will suffering most the low education and low knowledge is the cause of poverty you can be poor but it doesn't mean you have to be this way internet books and access to info is for free to everyone nowdays only excuse is your own lazy mind If you have no knowledge.
If you have some spare free time it's always good to read some book or talk with some smart educated person or even watch some smart Youtube video.
Don't worry about to judge If the knowledge you learn is correct or not the more you learn and more you study the more base knowledge you will have in order to judge the subject what you study or learn so don't think you will have fast capability to judge the knowledge you learn If it's right or wrong you need to learn and study a lot so more you know the more you develope your ability to choose what's right what's wrong and making the right judgement.
Be realistic you don't get smart in one year not even 5 years it takes 10 years to get some basic knowledge once you get this then the next 15-20 years you will build some advanched knowledge top on basic knowledge the foundation If you follow on this you never rush things and you let your growth and success to grow naturally in the orcanic process.- that's why a lot good ceo -s of companies are the old workers who just been working long time in the company.
Don't never rush just keep it mind all the education and knowledge takes time step by step If you don't rush it means you let things happening orcanic natural ways and by that you build up strong foundation in your life.
That's why suddenly the people who was just working in 20 years without try to be shining over others they been just doing their thing and without loud announcements suddenly they will be successful and nobody don't get how it's possible that goes also not only to people and companies but also it goes to countries when other countries are like shining stars and on spotlight then suddenly some country will come out and surprise everybody so the power of patience and not rushing things is priceless but many people have no patience they want things fast as possible that's why they often fail or their success on something will be short.

2.The health take care of your health that's your biggest wealth.


3. Your time look how you use your time.

If you keep in mind those 3 things it don't matter the number how much is in your wallet the cash or number in your bank account you always are positioned better then other people.

You put it plainly, and I think many people will agree with that explanation. Meanwhile, I think to stay focused on the goal, we also need to be aware of various temptations that come from outside, either from our friendship environment or social media, which have the potential to distract us from the goal. The development of technology makes it easy for us to continue learning, even now certain tasks can be completed thanks to the help of AI, including finding ideas or learning certain skills that can make us develop to be better. The challenges will get harder every day, we are required to be able to adapt with various situations and circumstances.

On the other hand, even if later our struggle or effort cannot lead to the status of financial freedom, but at least it can keep us from poverty, I think that is a certainty. The cause of poverty lies in laziness, and that is everyone enemy. Therefore, we must use our youth well before old age comes, our healthy time before sickness comes, and our free time before busy times come. In the end, to achieve all that we must take action and keep moving.

Time is very essential, time is money. Time wasted can never be regained, this is why we are always encouraged to make good use of the time we have each moment because it never returns. The biggest thief of time are distractions in form of parties, friends, entertainment that has no educational benefits, that is why if you are able to really do away with distractions, the chances of becoming financially successful raises significantly.

And sometimes all we need is a little luck...

Too many people have walked and are walking this land, a zillion different stories, including some for the believe it or not column. There are no clear rules, many have had everything on this list and failed... they lacked a bit of luck, maybe the courage to take a risk. Anyway, it's up to everyone to try to make something out of what they have, and only those who decide to try have a chance for more.

It's nice to have material wealth, but it's obvious that many people don't have a limit. When is enough? In the race to have even more, some people go too far and cause harm to many others and nature... the future generations will have huge problems, we feel them even now.

While growing up, most people who couldn't afford a university or college education go into techno-vocational education through apprenticeship. Apprentices would have to spend two years and above to gain skills to excel in such a profession. These days young people are no longer interested in learning for such a long time. They are attracted to get-rich-quick schemes and don't have regard for hard work.

This is the most important means of creating wealth. A sick rich man is poor because he wouldn't enjoy the wealth. We have to take care of our health by exercising, eating healthy food, getting enough rest, and avoiding harmful practices. Ensuring we go for periodic medical checkups is also important.

Spend time mostly in productive activities. So people waste most of their time on social media platforms viewing content which are just for fun. Investing more time in learning and developing productive services or goods is essential in the pathway to financial freedom. We should also have time to rest and have fun with loved ones because that's what makes life enjoyable.

I remember a saying that goes;
“Time, money and knowledge are resources in life and when you want to get one of them then you need to sacrifice two of them”.
This should make us realize that when we want wealth then we need to have the time and knowledge to do something that can lead us to that wealth and it is very important that we must have the knowledge and time to convert it into money and build your wealth.

Things ii must rotate, which thing you might have to take as a step forward to get your wealth, whether you will pursue knowledge first or wealth first or maybe take time first, don't take steps because time is spinning very fast in this world, if you realize that you have lived on this earth for a long time and you have not achieved your dreams of getting wealth, it goes back to what you have been doing all this time in your life.

This is the biggest thing that sometimes many people do not realize. Without them realizing that health is the greatest wealth in life, no matter how poor we are when we are still healthy then we will be able to enjoy something that is sometimes considered trivial. For example, when we can eat food that is actually simple, but when we are healthy we can feel pleasure. But the problem now is that we tend to think that wealth is something related to material so that we forget things like this.

When we have a disease then our wealth will run out quickly, I have seen many cases like this. Some of them initially had a lot of money, but when one of their members got a serious illness then slowly the money they had would run out for medical expenses and others, even among them many ended up selling many assets to be able to cover medical expenses. That's why for me health is the main thing.

I respectfully disagree with telling people not to care if what they're learning makes sense.  That seems misguided.  If you can't tell good info from questionable stuff, your brain gets full of junk and  saying it takes 10 years for basics and 15-20 more for advanced material is silly.  People can't fritter away decades on disorganized, random knowledge.

The world changes faster than politicians promise. Want to thrive? Be a chameleon and adapt quickly than a lizard on a hot rock. Instead of dusty textbooks, coding bootcamps teach you how cryptocurrency works. This is new education

Think fitness is just looking beautiful in a swimsuit? Think again. Health is a weapon economically. Healthier people are more productive, produce more money, and drain the system less. Domino effect, people. This is economic warfare, not just feeling good

Time is the most important resource, the actual currency. Your time choices represent your values, priorities, and economic prospects. You're losing your life and economic growth by wasting time on pointless crap

Op, For earning money, education should be at top because before getting knowledge we can't be successful. So specialized knowledge of any skill is important to be successful in life. Always focus on your goal. Make a long team goal then divide into small goals and then divide small goals into small segments of goal. Always do hard work and make a daily plan , weekly plan , monthly plan and Yearly plan . Always check your progress and see that you are growing or not . If you are not improving then do more hard work and change you plan . In life , hard work plays important role to get success, respect and fame in life. All things are necessary for living successful life and money matters a lot and people judge us by our money.

The world is ever changing and always evolving. Just like with Darwin’s theory, it’s the survival of the fittest. Whoever manages to adapt to their environment and survive despite harsh challenges, they are the one to stay and continue their specie.

This applies in the workforce or just life in general. Adversaries will always come but you need to be resilient and steady.

We always hear this popular phrase that is wealth. There is a lot of meaning in it that when we actually take good care of that our health, we would see the reward of it in this universe. Without a sound health, you can’t do and undo anything, you’ll always be on the lookout of your health when you’re suppose to be doing something else to increase your income or make your source of income flawless and expand more. The best thing you can do is to cherish you health and protect it because it plays an important role in making you wealthy.


Making good use of that ample time is what defines you more. It has a lot to do with how far you can go with making money. If you misuse the opportunities you have to make money into doing something that is not profitable, you’ll end up regretting it. Some opportunities comes only once and once they come, you should take advantage of them in order not to be left behind when others are making wealth. One step at a time but when you miss some steps, it’ll take you longer time to recover back.

I think your time is one of the biggest factors in acquiring wealth. How you spend your time where you spend your time at and what you spend your time doing are things that anyone who wants to create wealth in the future should begin to look into. From books and interviews I have had with wealthy people they value their time more than anything else in the world because they know that time is money and that is the reason why for some of them to appear in an event for 10 minutes they are paid in hundred and millions of dollars.

Did you realise you can still have these three things and lose them? 
 
For instance, you have good education and knowledge, and you keep good accounts of your time, but without money, you can never have good health. I know you will be surprised why I said so, but when you are broke and hungry, you will be thinking more, and from that, you will get ulcers due to the hunger, and at the same time, you will be depressed due to too much thinking. So there is no way to maintain these three things that you mentioned without money. The best way to balance this is with money, and to get money you need risk, so there is no way in this life that you will say you will never worry about being wealthy; it will never happen. You have the urge to get whatever you see, and you can’t stop that, so there is no way to go further in life without money. 

I concur with all you said but this is subjective you know. I have a friend that works from home and doesn't go out in the day to even see his street a week, he order for food and do shopping once a month but he doesn't joke with parties when there is one in the night, he can party and do all sort of things but I'm not financially bigger than that dude and he makes more money way than I do and trust me when I say he hang out well in the night with anyone ttat his gets at that particular time.

What I think is there is productive time and there is play time, all work without play make Jack a dull brain, you must entertain yourself but make sure not to go extreme, you must make friends if necessary but don't do the ones that will disturb you when you want to do work and make money, make sure you disable anything that is eye distracting and forget anyone that is too financially dependent on you.

Time is precious to everyone not only the wealthy people but Including you and I which I know that you can not jeopardize your time for nothing serious or to what that won't add anything meaningful to your life. And of a true I mind what I does with my time and I am always conscious of it because anytime that is invented to what is not productive would always make us regret it at the later days.

True but at the same time, with how civilization has pretty much equalized how people generally study and educate themselves, you'd always need (and want) that bit of luck that can help you land something big for you. Might be a job, an opportunity to learn more, but yeah, it's usually those types of things that make the difference now imo. And maybe a bit of connections as well? Or screw it you can live well even with just connections ngl.

Don't get me wrong, all the stuff you stated is needed. But again, on level playing grounds against others, you'd mostly rely on luck and connections to bring you opportunities I'd say.

I believe that the pursuit of knowledge and information, maintaining good health, and time management are the basic elements for leading a good life. Money is of course important, but if you have these three you will be better equipped to handle situations. With education, good health and effective time management strategies one can always be in a better position irrespective of his financial condition. If you have these three aspects in your life then definitely you will be able to face different problems which include the problem of finance also. Having a sound financial condition is the outcome of managing all three aspects in a proper way. So although you may not always have a lot of money, having all three will bring you greater prosperity and peace than relying on material wealth alone.

Remember that cash is ephemeral but knowledge, good health and time well spent are perennial gifts of value to oneself. It is through centering on these real treasures of life that one can lead a richer, more purposeful and wealthier life.

I can’t believe somebody will actually say that. If it doesn’t matter what you’re learning to have any sense in it or not. How do you even go about doing a trade or learning a trade that you don’t find potential in it in a couple of years. How can one hope to succeed in such field, you wouldn’t be able to explore the opportunities within it and as such, its treasures remains lucked to you. You ought to have a purpose and be intentional in learning a trade, taking into cognizance every step of the way and making meaning of them.

Mind you, time is a very essential asset to every growth processes. Once lost, you can’t gain on it and it tells on the process. You’ll be wrong to note make sense of your growth phases, noting your wins and flaws.

The most important thing to create wealth is knowledge and connection, a connected man can acquire wealth that your educated can't give you. Human beings are a social creature therefore we need associations to survive and when you decide to not associate with you fellow humans, you'll be Isolated from information and opportunities. To create wealth you need a cycle that can help you achieve that because when you're the only one in your circle that is looking to get to success will others are living an unbothered lifestyle, you'll be drawn back by them.


You didn't include your network but the three you outlined are very important. Wealth creation varies depending on the individual that is involved but if you're not intentional you can never create wealth. There is a difference between money and wealth so let know what we want and know how to go about getting it. You can be employed and get paid salary that give money to live comfortable but if you want to create wealth, your job can't do that for you. You need to be an investor or a business owner and your need connection,

time is an effective management to increase your focus and increase productivity, greater focus allows you to capture ideas and business opportunities that are in front of us because time will not return, and time will not be repeated so we have to find a way to find business opportunities that are very important, because the success or failure of someone in achieving the desired wealth depends on how hard we try to achieve it, this also allows you to spend more time on projects and study them more deeply, that's the most important thing in this time to achieve greater priorities.

The three things @OP stated, Knowledge, health, and time are really important factors in gaining wealth.  But in my life it is not only about gaining wealth but also preserving it.  There are lots of people who amass a huge amount of money but end up poorer in the end.  I believe financial management and moderation is as important as these three because one can't preserve his wealth if he don't know how to manage and moderate himself on spending his hard-earned wealth.

There are also outside variables that can affect one's accumulation of wealth.  Just like @CryptopreneurBrainboss stated, the connection is as important as these three factors.  The mindset factors on making money, spending money and saving money also play a great role in wealth accumulation just like the things stated in this article : https://www.investopedia.com/managing-wealth/simple-steps-building-wealth/

We often hear "health is wealth".

And whoever made that quote and the ones that are relying on it is actually true. Our health is our wealth nowadays and this is the reason why if you stay fit and healthy, you're a wealthy one.

No bad blood to the ones that are wealthy and yet they're bedridden and they're not healthy. This is why if you are waking up everyday without having problematic with your health, consider yourself as a wealthy person.

For having your own time, you're also a wealthy person. You can do anything you want without compromising having source of funds and continuous cash flow.

Saying these things are important, is missing the entire point. You want to learn something? If you are poor and going to work all day, and then taking care of the house for the rest of the time, how are you going to learn? How are you going to get education or knowledge?

If you do not even have that problem, but you do not have money, you can try your best and while you can still get good at something, someone with money could not only learn from the best sources that costs money, they can have the best tools and best mentors as well. I learned graphic design all by myself, do you know how much better I would be and how quicker it would take if I had a mentor and all the tools I needed? Meaning if I had more money?

Would have been half the time and twice the quality by now. Or health, you think that poor people hate taking care of their body? If you have the money you can eat the best food, live in the best conditions, and go to best hospitals to be sure that you are doing fine, whereas if you are poor, you eat whatever you can, even your bed makes you sick, and you do not go to hospital all that much to prevent high prices. You can literally buy TIME if you are rich, and you sell your time when you are poor. Remember all that.

Time is also wealth because we cannot buy back if we let it go by without doing anything. Or family relationships can also be considered wealth because once we lose a loved one, we will never be able to find them again...It can be said that our lives have many important things and we should find ways to balance everything instead of just focusing on one thing and considering it everything.

Health, time...all will mean nothing if we cannot take advantage of them to create money to take care of ourselves and our families. Therefore, we need to appreciate what we have and balancing everything in life is what we should aim for.

Though maybe even more valuable, time and relationships are currencies as actual as money that we all know yet ignore. Man, time is lost forever. Like it is with catching smoke. Dollar signs help us to forget the true wealth we create or lose daily.  What counts is how you grow your relationships and financial account

Constant are time and connection; the economy changes. Apart from creativity in business, technology, and other spheres, we have to enhance our emotional intelligence and temporal perception as well. That's the actual conflict, man. What if we gave time, money, and emotions our due attention? Imagine the return by knowing how relationships, time, and money interact. Not balance, but rather it's fucking synergy

Suppose time had the same value as money. Everything would change. World would come to know real riches

One year I agree but, 10 years that's too exaggerated to get smart on anything you're learning except that person is a complete dummy. If absolute concentration is giving to the learning of any skill or knowledge, at most 5 years should be sufficient to know what's needed to be considered a smart expertise in that field or area, all other years ahead is just to keep improving on the knowledge as things
evolves.   
Time is a very scarce resource and at same time its a determinant to how the first two things (knowledge and health) takes shape in our lives when we'll maximized,  it makes every other things fall in pleasant place for the individual. In other words, to acquire knowledge or maintain good health you've to intentionally make provision for time for each.

A lot of people don't take their health seriously, they engage in smoking, drinking and other unhealthy things that can cause a lot of havoc in the  future, taking care of your health is of utmost importance so when you finally become successful you wouldn't have to deal with having an health issue, so many rich people are dealing with health challenges due to the poor lifestyle they lived in the past, this can be a major setback on your finances

That is true.

And that's why the wealthiest have the most time in their lives. They don't need to work a lot and dedicate their times to the hustle that we used to do.

Because them, they buy people's time for them to earn more money and that's the salary that we're calling. That's how the wealthiest people do for them to have more time although technically all of us have the same 24 hours but they're adding more to it through outsourcing and employing people to their companies.

Yes, I can confirm this which is indeed a fact, I also feel quite strange about why I often see rich people where on average one of their family members suffers from a disease that is indeed a serious disease, or an unusual disease such as heart disease, liver and tumors, one of them, I do not know what the cause is but what is certain is that an unhealthy lifestyle as you said can certainly be one of the triggers for the emergence of the disease.

Until finally sometimes there are also some of the rich people that I see who sacrifice most of their wealth just for medical expenses, so it's like you who are struggling tooth and nail from the start to achieve success and when you have achieved financial freedom you use all the wealth you have just for medical expenses, even though it is a reasonable action for someone who suffers from an illness, but when you know about the various impacts of the bad habits that you have in life especially in terms of consuming food or drinks that have a negative effect on health then of course that should not happen, in fact it is useless for you to have a lot of money but you do not feel happy because you suffer from a disease due to your bad habits, although this does not happen to every rich person but this is worth noting and is no exception for middle class or poor people.

Educated people appear to be more prepared for work than people without education or a college degree. Education plays an important role for someone in getting a job and being considered competent when taking the educational path, the person joins organizations that can develop their personality. Education must also be complemented by experience, because both are equally important as basic capital in finding work. Often found in real life, companies that need new employees prefer people who have educational degrees and experience in order to advance the company in the future.

Health is a priceless wealth, it is useless if you have abundant wealth but cannot enjoy life like a healthy person. Health is the most important part of life, every individual needs to manage their health well so they can carry out normal activities and enjoy life.

Time is money, everyone is always chasing as much money as possible to meet the needs of life. Time is also very valuable in life, so it is very important to always appreciate time because it cannot be repeated again, time will only continue to run forward without ever being able to be turned back again.

It's one of those things that comes from back in the day. Medicine wasn't always this improved, and it wasn't this wealth gap neither, well it was depending on your status, but it wasn't THIS big difference as in you would get a bad treatment, but you would get it, now you may not even get one if you do not have money.

So, when you say health is more important than wealth, you are saying it in old times, because health had nothing to do with wealth.

Many people think that average mortality rate in roman times was 20's or 30's, because that's how long people lived, but in reality infant mortality rate was so high, that if you go past 5 years old, and do not get any sickness along the way, or die in a war, you could easily live until 70 years old then too.

The difficulty was that most people either died at war, died at infancy, or got sick and had no medicine like ours. Instead, right now, we have medicine, so if we have wealth, we can buy health too, not all, like some types of cancer is still deadly, but majority of other sicknesses could be bought easily and you could stay healthy. So that is why do not consider they are two irrelevant stuff, they are still connected to each other very much.

Education is indeed important in securing a job and keeping a stable income, no disagreement there. A stable income source always cushions out the side hustles which are going to be more risky and money hungry. It is even better if the person is doing something that they are passionate it, they will earn and love doing it at the same time.

Health once again another important thing but often ignored by many people including many of the forum users. One fine day they make a thread about a mishap and we all get to know they were suffering from a disease which could have been prevented or not. Without health your wealth is useless, so make use of that.

Always make time for family, your own health and developing your own skills. These add to your good habits and make the life worth living.

The three things you talked about is very good and essential for the growth of an individual if it's utilize properly, but to be honest, if you don't have Patience, you are going to miss out of so many good things of life, so  patience is really a virtue someone must have, in other to succeed, because good things takes time, and if you aren't patient enough to wait, you might miss out.

Another thing that I feel like should be added to your list is focus, as an individual that really want to make it in life and really want to stay at the top, being focus on your goal is very important, if not l, you might miss out due to distractions around us.

To achieve a comfortable level of wealth focus on financial education to understand personal finance, investments & budgeting. Diversify your income by developing multiple streams through side hustles or investments. Prioritise saving a portion of your income regularly & invest wisely in stocks, real estate or mutual funds for long term growth. Create & adhere to a budget to control expenses while building an emergency fund for unexpected costs. Try to embrace continuous learning to adapt to changing economic conditions & seize new opportunities.

among your pond the one that interest me much is diversification of generating of income because if you want to be in positive side of wealth you have to diversify your source of income, and that is what some people don't know until date, some people always focus and base on one particular income source and when such place shutdown and they will face a hardship.

It's not that people don't know that diversification or having multiple sources of income is a good thing, but diversifying income sources is not easy and not everyone can do it. Not to mention, diversifying income sources is not always good if you have a high and stable source of income, there is no reason for you to look for another job and instead focus entirely on current work to maximize its potential.

It can be said that everything has its pros and cons and what is more important is making the right choice for each person's situation.

Reducing spending on unnecessary wants is very important. These days, it is common to see people spend on designer clothing, luxury cars, and other expensive items. I am not saying one shouldn't enjoy his wealth but there should be some level of restrictions. Investing in the future is essential because people will not have the opportunity to actively engage in work because of issues like health problems, loss of a job, or even conflicts.

Another way people lose funds is by investing in areas they have little or no knowledge about. Immediately, they hear people discussing that a sector is profitable, they will just put money into it without doing research. This is why many people go broke immediately they lose their sources income. The economic space is dynamic, which is why every investor must be a researcher and constant learner. What is attainable in some sectors has changed, and investors should also change strategies. Investing in Bitcoin is becoming one of the best options for preparing for the future.

While both health and wealth are important, I would rather choose health over knowledge and wealth. Some might say you can't be healthy without money, but that's where they are wrong. You can be healthy in a very simplest ways possible while spending a little penny. I assume everyone knows what's a healthy lifestyle is but I bet not everyone can achieve what really is. I gladly share this humble knowledge of mine about health. We can call it Healthy Habits.

1. Nutrition and Physical Activity - where we can watch what we eat especially nutritional facts and daily exercise

2. Environmental Health - aside from out foods, our surrounding also counts when it comes to our health, there's a lot of infectious diseases.

3. Vaccine or Immunization - well the title describes itself

4. Alcohol and Drugs - well a small amount of alcohol is fine but what I'm saying in this point is more likely substance abuse or addictions.

5. Mental Health - well mentally healthy is also part of universal health care in our system alongside with physical health, reproductive health, emotional, social and such.

These are the very example of healthy lifestyle that even the World Health Organization is practicing in various countries. I might have the knowledge about that but I won't be able to share it to anyone if I'm not healthy ;) you can see the logic there.

Although I agree that the three things you have mentioned are extremely important for any person if they want to succeed in life, I believe knowledge isn't always necessary for one to get wealth. I have seen a lot of people becoming wealthy, having business empires, firms, and companies, all by being uneducated. How do they do it? Sometimes it's through inheritance and most of the time luck.

Many people say that hard work is what makes you succeed and luck isn't necessary, I completely disagree with this statement because I have seen people working extremely hard but not having a successful or financially independent life. Does it mean they are not working hard? No, it's because of a lack of opportunities and that is because they are unlucky. So, I do agree that knowledge and education are very important, but they tend to be useless if a person isn't getting good opportunities to show their worth.

Things like a stable income with a side job always helps. Take a look at the situation that emanated with the pandemic, people lost their main jobs, side jobs appeared as the basis of earning for many. We have a rise in gig jobs in the post-pandemic times and app based ordering systems.

Therefore new skills and methods will never hurt one. Investing in new things always has some good effect that may not be relevant right there but will be relevant sometime later in life.

Again it does not need to a job always, investments are sources of side income too, if they generate a good enough interest every month.

It seems that we should focus on the work that we do, having a variety of jobs and skills is very helpful in determining the stability of our income, something that we need to develop to maintain wealth, so that there are no difficulties in the future.

People will often only realize once they have grown up and spent a few years in the job market how important a good education can be, so your point #1 is critical. We are in an increasingly competitive world with some jobs often being possible to do from overseas and if someone else has worked hard to attain a better level of education, they might just get the job over you. Your second point is often tied to the first and last ones, if you earn decent money with a top job, you'll often find that after a few years you can get a lot more freedom with those earnings - maybe even allowing you to retire early. Again, lots of people will waste time with things like playing games and it is one of the most valuable things we have so use it wisely.

It depends on the principles and perspectives of each person because after all there is a case where they are satisfied with the type of work and income they have so that the remaining time they have is used for other things such as family gatherings and spending time there but there are those who have other thoughts where every time is money so they will try to look for part-time even though they have worked before but it is not an obstacle because they realize that their needs are certainly greater so they must try to collect income so that they can cover their needs and save the rest for other needs in the future.

Sometimes in other conditions looking for part-time jobs is not just to get more income but it is indeed a necessity and not a few people continue to try to find more income every month because indeed our current economic conditions are still in trouble so that with inflation that continues to threaten and the prices of basic commodities are increasingly soaring then inevitably we must compensate for it with more income so that we can still survive in difficult conditions like now.

A person needs to be healthy mentally, emotionally and physically to be able to be productive in any job, business or investment he will choose to go for. The same way a person invests so much in creating wealth, that same person should invest so much in living a healthy lifestyle.  People often miss lots of life changing opportunities when they are unable to stand, speak, see clearly and think clearly. Organisations and business partners need sound People to do business with and work with, only a healthy lifestyle can give a person the ability to be efficient and productive. 

People should not hide under the saying "time is precious" to overwork themselves to death, there should be a balance between their work lifestyles and their personal lives. While they strive hard to make a living for themselves, they should also consider their mental health and general well-being. Utilise your time well, but don't fail to put your health into consideration.

From the title of your topic, I was waiting for the regular tips of how to gain money and some sort of new investment. However, you summarized most important things and the real wealth instead of money and bills. We all agree that it’s good when your wallet is full and able to afford most of life expenses and comfort life, but with age and experience, these things will change in your mind, when you find your family beside you and compare it to when nobody is beside you.
For me personally, what matters more at this moment is family, health and the knowledge I would get in the future.

Anyone with good conditions like these ones above, he can make efforts in his life, get to see his dreams achieve due to stability. Compared to someone who has no family or health or even good knowledge, you will find him always struggling to get what he wants. That’s why wealth can also differ from a person to another.

I have to agree. Real wealth are actually those family and loved ones that will complete our real wealth and happiness in life. Money and bills are just tools, but they’re never the keys to achieve real wealth and happiness. Although life’s without money stability would create a very uncertain future, but who’s actually certain when it comes to our future?

Having sufficient knowledge in different life’s aspects and having a family that will help us mold into the best version of us, I think that would be enough that we have real riches within us.

People often associate wealth with property, assets or businesses that can make money, but most people forget that health is also part of real wealth.
If someone is sick and they certainly will not be able to develop the potential of that wealth to increase further and instead the property or money they have will be used up for medical treatment.

To pursue wealth in financial form, time is something that is quite decisive and time must be used well.
How a wise person sees time to work and they become time as a runway to move to determine the direction in achieving success.
Time is a sword because if it is wasted we will be left behind and opportunities will be taken by others.

Family encouragement is indeed quite important and indeed wealth is not always because of money but it cannot be denied that in all things money is needed to prosper life. Everyone has a different perspective on it, and I think there is nothing wrong with that because we do want different things and personally I prefer wealth with time, I think if there is a lot of free time in our lives we can do many more useful things in life.

 A person's skills and knowledge or the skills they develop can help them in doing business or side jobs, and this will certainly be a source of additional income for them, the pandemic that occurred had a very big side effect in the form of a decrease in a person's income or job, many lost their permanent jobs.


 People who invest as their side income have quite good potential in managing their income, the investments they make and trying to get income every month with the right assumptions in helping their economic development.

People are grinding, chasing dollars, but are they truly productive? A shaky economy makes everyone hustle harder, but it's a hamster wheel. Survival, not prospering is what it is. Real wealth creation That calls foresight, planning, and a readiness to play the long run. Give up trading hours for bucks. That is limited resources. Invest in oneself with appreciable assets. Try creatively. Where is the chance others are missing? Real wealth is created at that point

It's more about working smarter than about working less. Help your money to work for you. Create a fortitude of resources capable of surviving any financial tempest. At that point, you reach actual financial freedom - that kind of freedom that allows you to savor family memories free from continual concern about the next payback

In my opinion, there are 2 forms of wealth, the first is material wealth such as money and other assets, and the second is love, whether from ourselves, family and so on. Material wealth will be visible to us because it will be in the form of goods or things that can be seen by the eye. While the second wealth may not be visible, but we can feel it. If other people see material wealth from its type, this wealth will be seen directly in ourselves or our relationship with our family. Maybe this cannot be generalized, because some people will be different in expressing themselves, depending on their character. But the point here is that I agree that there is other wealth besides material.

This is why 99% of the coders in the world who work an office job, goes home and does some coding there too. Not just for fun, but to improve and also to build something they have on their mind. Think of a person like a painter, if you have painting skills, and you paint at work, when you come home, you may paint there too, not everyday, not all the time, but you may, it's a possibility. This is why having a skill like that which got you hired, could leak to home as well and you could do some of them at home too.

I personally believe that the best thing to do in this case would be picking up a skill that can get you hired but also could make you end up getting a good result at home too, which is how you build your own app or whatever and you make money that way.