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 Procrastination: I call this the slow killer of destiny, it has caused setback for many people, there are some life changing opportunities that occurs just once and many have failed to seize it, why? Cause of Procrastination. Well, one of the best ways to tackle it is to set target, implement your goals and work towards actualizing it.

 Wrong circle of friends: Your circle of friends could determine your level of success, there's this advice my dad always use to motivate us, he said a poor person in the circle of five rich people is a potential rich person, and that's cause the person would get informations or help from other friends to elevate him/her. One mustn't only consider rich friends but atleast your circle of friends should be with people who's got the mindset of acquiring wealth and are working towards achieving it.

 Fear of failure: The fear of failure has caused setback to many people, once someone kill there fears and go into a business, investment or project with the mind-set of success such person is bound to succeed so far they're working hard enough but once fear is entertained it could cause the person to easily give up on actualising their dreams.

 Fear of risk taking: Taking risk could be harmful if not calculated but not taking risk is even worst cause their are many opportunities involved in taking risks, a good percentage of successful people today are risk takers, so I believe the journey to success still requires taking risks.

 I believe there's lots more, but these are the ones I could think of however you could add more if you know any cause I believe these informations could serve as a motivations to some people who would come across this thread.
 

Procrastination is a thief of time. It has made many people lose opportunities that would have made them move forward financially. To avoid procrastination, if you have any idea, don't wait for the ideal time to begin; start with what you have. Perfection is good but starting with what you have before moving towards perfection is important.

Hang out with people who have a positive mentality. Don't befriend people who believe that success is a product of luck. The Technology/IT/AI sector seems to have plenty of opportunities to be prosperous. It will not be a bad idea to hang out with people who know current and even future trends in the sector.

There is no safe business in this world. Every successful businessman took risks, and they also failed many times. It is more risky not to take risks. It is usually said that the bigger the risk the higher the profit. It is better to try and fail than not to try at all. Failure gives you more experience and helps you not to make the same mistakes.

Let me add diligence, teamwork, persistence, and teachability. To be successful, you need to take your work seriously and work hard. Learn to connect and communicate with business partners and clients. You should build a good personal relationship with people. Even if you fail many times, keep on trying if you are convinced that you are on the right track. Be always willing to learn. Be open to new ideas and don't be too rigid.

Things to avoid if you want to be rich: Believing you will become rich after you avoid something that will cost you money, follow the rich and focus on self improvement.

There's no rule to become rich, if Warren Buffet get rich from investing on stock, Jeff Bezos get rich from creating Amazon, Mark Zuckerberg get rich from creating Facebook. It doesn't mean you will get rich after investing in stock, creating the next Amazon, or creating the next Facebook.

Getting rich is all about luck, but working hard at least make your life better.

Sometimes it's good to not argue with points you're not very sure about, who told you there are no rules to becoming rich, for someone to become rich there are certain things the person must do or have and the most important of them is discipline, then hardwork before others, every successful investor and business person knows this, they know the sacrifices it takes to get to that level.

 Those successful people you mentioned might have been made through diverse ways, but that doesn't leave behind the fact they undergo certain stages before getting to that point they're currently and even though some rich people acquired generational wealth there are still certain things required to keep maintaining a wealthy profile.

 Getting rich is not generally about luck, though luck plays a role but hardwork plays a bigger role, self motivation, discipline, risk taking and many others still got their roles to play for one to acquire wealth, according to a research I made, it says to become rich one has to learn, earn, spend wisely, invest and also avoid being in debt too often so I put it to you that there are rules to becoming rich.

These are actually very important points to take note of, procrastination can be the downfall of every man that strives for successful life, there are steps you might have planned to take in order to leave your current situation but due to procrastination you might not make that  move on time, if you have an idea or you want to do something do it without hesitation and postponing
Following the wrong friends too is also something that can bring anyone down, in life we can actually be uplifted by the people around us
It's important to choose our friends carefully, networking is important, make friends that have business ideas

There is no universal formula that will lead us all to wealth or success, everyone has different circumstances and starting points, so there will be different formulas.

My advice, you should focus on your plan and life and find ways to get rich your way. Don't give advice or teach others to get rich, or teach rich people how to spend money while we are not rich and have never experienced that wealth.

If you really want to help someone or the community, you should share your experiences instead of getting general information online when anyone can find them easily.

OP, no offense, I skimmed through your posts. Now, after creating this thread, I have a question: Are your lessons based on personal experience? Have you gone through the entire path you teach? Does that mean you are rich? Can I think of that?

 Quote your post:

In fact, all of this has been online for a long time, all these motivational lessons, and so on. But forgive me, OP; it's just funny to see when people start teaching things they are not educated in. Is it possible to have more life experience and not hackneyed phrases about procrastination?

Tell us how you became rich based on all your posts.

I'm just sure that the OP is simply paraphrasing AI posts and passing them off as his own knowledge. :(

This thread is not centered on whether i am rich or not, but to motivate people on their journey towards success, I might not be as wealthy as some people here in the forum, but by God's grace, I've been opportuned to manage my dad's real estate business and if I wasn't disciplined enough to manage it, i would've probably squandered the funds that comes from the business like most people do.

 Talking about an uncivilised environment, who says everyone living in 3rd world countries are poor? Yes majority might having issues in getting ends meet but I want to correct the impression that it's not for everyone.

It is just like Robert kiyosaki writing a book rich dad poor dad as if getting rich is automatic when you read and follow what examples or ideas on the book. Sometimes, it doesn't just end with who you are friends with because if you are friends with the wealthy and you are not prepared with wealth creation and sustainability, you will find yourself crashing back after you have climbed with the financial support you get.

What is important for me is personal reformation growth to live ready for opportunity.

To become rich avoid excessive spending on non-essential items, laziness & negative influences. Steer clear of debt traps like as high interest loans & credit card debt. Avoid toxic relationships that drain your energy & motivation. Always resist the temptation to chase quick money schemes, focus on sustainable, long-term investments instead. Embrace discipline & a strong mindset for lasting wealth.

It's very important to figure things to be avoided as much we also beseech on things to when we outreaches for richness.
Negligence to understand to only focus on what would make you reach without minding what could be a setback towards your enrichment goals would always be a hindrance to achieve those goals.
Being noted, it's required that while we strive on getting rich, living below our incomes will help our savings to grow that we might not be able to get the best of our dream life in a main time. That's the necessity to cut cost of living not to live beyond our incomes should be noted.
Understand the ethics of the particular sector where your income is depended so that you don't you can stand on a good risk management.

OP, that's the point; saying and doing it are different things. Theory should always go hand in hand with practice; that's why I'm asking for personal experience, not fancy slogans. If you only speak slogans, nothing will happen; everyone knows how to read, as was said by Robert Kiyosaki and Napoleon Hill, as well as a hundred similar writers of motivators. But the problem is that ordinary appeals do not work; everyone has their way, and here on the forum, there are tons of similar posts. However, show me someone who follows the points you described. If you do not understand my message, I will say that the post is useless. The Internet is full of this rubbish; why is it here?

The most important thing that I see people do is that if they remove this habit, they will really excel in what they are doing. It is the automatic negative thoughts that come up all the time in that programming in your mind. This would translate into reality. You are harmful if you always think you are what you say.

It’s better to say positive things and make yourself that positive; it is like conditioning yourself as well.

It really depends on the mindset of the person, because if you want to reach something big, you will have to avoid things that may cause you trouble that will affect the direction of your plan. As we know, many people are working hard but are still not rich because they are not working smart.

Our future lies in our actions today, not just in our plans. It is impossible to become rich, but of course, we also have to change the way we think and plan our future. Learning things that may help us is necessary because it is a tool for reaching our goals. 

Most importantly, we believe in ourselves that we can do it better than we think others can. 

Risk taking is a very important one as I have seen some persons who were once poor but they are now rich and wealthy because they are risk takers. Sometimes we just have risk something in other to achieved success,though they is no guarantee that every very risk takers will be successful  but sometimes we just have to try.

I agree with the 4 points above and it is undeniable that procrastination is an activity that makes you lag behind others who work 2x harder than those who put aside opportunities as if they will come back tomorrow. The point is to do it now while you can otherwise someone else will take it. Competing in increasing your productivity is the best way to achieve success. Maybe I want to add some points like getting out of the rules and creating your own freedom to control the situation, don't let yourself be controlled. Become a leader even when everyone doubts our self-confidence.

Have I personally been able to do all that? of course not, because as humans sometimes lazy, at the lowest point, confused to decide, and not a few feel fed up with situations that seem unfair.

All the four points you’ve listed are valid points and they are all playing a vital role in anyone that ones to become rich. You have to work on this four things in order to be successful today. The fear of them can make you limit your capabilities and won’t make you achieve anything in the end even when time seems not to be by your side anymore. Fear of risk taking is also important to address very well because it has two things in them, you either risk to win or risk to learn, you can only get better with it. The risk taking could also be in some instances what you can afford to risk and not all of it, but if you’re determined and won’t stop taking the risk, you’ll one day make a fortune out of the many risks you’ve taken to be better and rich in the future.

Avoid wasting of Resources, those who make use of their time on things that are not worth it will definitely know how it pains when they are in lacking of what they used to have before, one thing about wasting resources also is that, we may not know about the consequences now until it has gotten to a certain stage where its been made visible for us to see, resources are meant to be conserved, if we really know about the pattern needed or to use on this aspect about whatever some in to our hands.

I think it's good to try to obtain good education and to get a fairly decent job (even if low-paying), because those can be places to establish good connections and move up in social vertical mobility. But I don't like the idea of trying to be friends with rich people to become rich. Friends should be chosen for other qualities.
Then the fears of risk and of failure might actually be helpful in certain situations, so that the person doesn't go all-in and ends up losing everything or ending up in huge debt.
It's important to assess the risks and the consequences of failure, so that decisions are made rationally.

Becoming successful doesn't even mean one must tie themselves with the rich circle before getting prosperous in life but what I usually says is that rich or becoming wealthy is from the state of mind and not the people role yourself with. There are many people who had the opportunity to be with some wealthy people but since they can't utilized the information gotten from them they still bounce back to square one where they came from because that mindset to recreate information given to them to be productive is where the problems lies.

What matters is determination, if you are determined to make success in life even though you found yourself in the poorest country you would still be Rich. For instance just take a look at our country Nigeria, there are lot of people who are crying about our economy today that is so bad but yet same country millionaire are emerging from it so does it mean that these people that are becoming wealthy has 100 heads or have all it takes to be wealthy? To me it's simply No because everyone nation has poor people and Rich people as well.

Our resources not only include things we all understand like money, but it also includes intangible things like our time, youth and health, as very often I see people that are wasting all three at the same time, and then some years down the line they wonder how is possible they are still at the same place without moving forward? And that happens because they wasted years thinking they had all the time in the world, only to realize this was not really the case.

If you want to be rich Nah, I say if you don't want to be poor stop procrastination because doing nothing will take you nowhere even if you are smart and have good plans but you won't be rich until you work on those plans sitting idle in your mind.
You might be surprised to hear but my parents told me otherwise they said if you are in the company of rich friends you will feel the absence of fun, enjoyment, night outs, and other fun and investment stuff they can do and you cannot. I realized their advice is good because no rich friend is going to invest for you but if you are smart and can do the hard work then your rich friends can invest in it and you can start your own startups. But making rich friends only for money is also not moral as you mentioned.

Fear of failure and risk-taking is what I have learned recently because for a long time, I wanted to start another website but due to funds deficiency I was not able to but I have learned that if you want to take another risk then you have to give up on something and that must be fear of failure and risk-taking its the most necessary part and I just love your post.

The points you made are all true and we must apply them in our daily lives. We must also completely eliminate the ego of envy. Do not envy others, but make it your inspiration. Stay away from anything related to debt, especially debt for investment.

In addition, there are several things we must do to become rich, whatever we do, look at the results, not the process, we must also be able to work for a while and be productive, not all day. We must also be consistent and expert in one field that is being pursued, understand and believe in the vision, be good at controlling emotions, must be able to make profitable transactions, manage budgets, divide time in great detail because time is very valuable, and finally, always look for new things, new insights, new challenges. It is easy in theory but when practiced it is difficult but all of this comes back to a strong intention.

What I think is that different parents gave their children advises based on their own experiences and your parents advice might be based on their experience with the friends they had well they're all right cause according to my dad's advice you don't really need those friends to invest in you but if you work on informations you get from them, you have the potential of becoming rich too.

 There's a saying that information is power and one of the key to success, one mustn't expect to leave under the expenses of their rich friends, at some point they could get tired and see the person like a liability instead of an addition to their rich circle but if someone can gather informations from their rich friends and work hard enough to be like them, then they'll be on their road to success.

 The person's success rate mustn't come fast but on a gradual process and if they put more effort and work hard consistently then success would be at their door step.

Is this still a thing in 2024? Why will procrastinating be the reason why you can't achieve your goals of being rich when the world is getting so costly that money is becoming the most important thing to have to enjoy life so then why aren't you doing things that can give you money instead of procrastinating. Is that thing that you're doing worth more than the things you should be doing for money that you have to give it more attention and procrastinating on your plans for acquiring wealth. Is just like someone saying he wants to use the money that he's meant to use to buy Bitcoin to drink and party, that's just stupidity and such person isn't ready to be rich.


Why, what are you doing with broke friends or those with a different mentality than yours, you can't be with those that don't care about their future and expect to be different. Irrespective of your goals, you're slowly going to become like them because negative energy is more contagious than positive energy. Having friends with no financial education is the reason you haven't achieved what you want to achieve so you must let go of those friends and go build a better cycle that'll impact your life and when you get what you want, you can go back to help your friends.

Most of these theories are pushed by people who are not even rich, this is the reason I have reduced how much information I consume about motivational speakers. I can say I am self motivated because I'm really learning from my every day life. It is even rumored that rich people rarely share the secret of how they became rich as that is treated as confidential information else people will use it and kick them out of business. The most important thing is to understand what you want and then go for it with everything you've got, you need no motivational speaker because "difficult times make strong people". If you are pushed to the wall by nature, that is if you so much desire to be rich, you will respond accordingly.

I almost agree with your points on this but there are a few things I would like to highlight in this regard especially on the issue of procrastination and fear of taking risks.

Technically what you said is true but when talking about the problem of procrastination it sometimes happens from several aspects that make them always delay what they should realize and it is also related to the fear of taking risks and getting out of the comfort zone that they currently have which makes them have to always postpone the plans they will do for fear that the expectations they want do not go straight with the existing reality.

In addition, the natural factor of some human traits such as laziness is another reason where they are too relaxed to enjoy life until they do not realize that there must be demands that they must do to support their future.
If in the end we are serious about changing our lives for the better then indeed courage must also be fertilized early on so that the plans we want to do can be realized by taking all the risks without having to procrastinate first.

Being rich doesn't mean you have to work hard, but it's more on you have to work smartly so you can take advantage every opportunity that comes in front of you. While taking risk is the first thing to do, however learn to take things at your own risk. Know your limits and your potentials so you won't keep beating around the bush but go straight to the point where your goal is.

Although taking risks is not recommended, there are times when we do have to take risks, but of course there must be other considerations that are made as well, so it's not just taking risks in the hope that a miracle will happen. Of course, taking risks requires considerations, even though the situation is urgent, but don't let there be no considerations. I agree with what you said, taking advantage of the opportunities in front of you is one of the things that must be done.

and when you have succeeded in getting a stable profit or income, what must be considered is money management, one of which is paying attention to expenses that are not too important. many people have problems with their finances and I think that's because they don't consider and pay attention to their expenses properly, and that must be fixed to be even better.

Well, what I feel most about this is the environment and choice of friends. Many of my friends prefer to work in a government or private agency, and quite a few of them are competing for that. When I suggested making a business, they were not enthusiastic at all, and as a result, almost all of us felt the same lack of enthusiasm.
Therefore, I try to choose friends who are struggling to create their own business, or their own business with minimal capital. Even though progress is slow, it is already starting to be seen. In fact, some of them already earn more than their friends who work for a company. However, if we want to have a lot of money, then we need to build a business.

Successful people always take risk and always gamble to a new opportunity so for me the number one things to avoid is the fear, i think we don't need to be afraid of  getting some new opportunity new life style new ways etc., being afraid always kills ambition or maybe dreams, we need to always try even if we sometimes fall we need to stand again and have a new start with new hope for good.

If we want to achieve our goals, our environment and friends need to accept these desires. If we are not talking about a goal that we can achieve alone, it may be possible to achieve our goals with the support and good direction of our environment and friends. Therefore, the choice of environment and friends may be more important than all the details. Finding people with whom you can progress towards the same goals is priceless.

Since taking risks has become increasingly difficult today, it can be difficult to convince people to start a business. I can understand those who are not convinced because having a fixed income can be seen as a better choice than risking your capital. As a result, people who take risks and are successful can earn more income.

What you see is someone who took success and became rich but what you don't know is there are remaining 99% people failed in the same process despite doing everything same and that's what the reality so taking risk doesn't mean we will become successful but how long we can able to repeat and never give up attitude decides our fate. For that we need financial background and that's what most people lacks so once or twice they failed they just go back into their shell and remain in their forever.

Sometimes, what works for the next person might not actually work for the other person. Some persons might actually apply all these rules stated above just to get rich and the riches still won't get to them. Anyone who desires to be rich should just be smart, a smart mind should know what to do and what not to do at the right time.

Some persons are just too lucky to gather wealth easily while others have to work so hard for it. There is no set standard or rule anywhere that can guarantee 100% that one would get rich if they abide by those rules. It is left for the individual to be smart enough to recognise opportunities and be dedicated to fitting into those opportunities.

I get your point, anyone who has dreams of getting wealthy shouldn't be scared of taking risk, but not just taking risk fir the sake of it but calculated risk. There's no business, investment or anything people do to make money that doesn't involve or won't involve at some point, you'll need calculated risks to get to the peak or manage a business.

 Yes, money management is very important, cause for instance if a business person or investor or even someone trying to own their own business doesn't have the discipline to spend wisely and avoid unnecessary debt then they're not very far from financial issues.

Procrastination is the worst thing that should never be mentioned in the life of a man because to me I see Procrastinating as being stagnant and not going forward. The attitude of Procrastination has killed many dreams and opportunities, as humans one of the mistake we make we think things can be achieved whenever one is ready to go for it. Some people do have fear to start up something but they still have the courage to start even with the fear in them to fail but at the end surprisingly it ends very well but Procrastination no step is taking atl, no achievement and no result.

The bad thing about Procrastination is that time wasted is gone forever which you can't turn the hands of the clock and the opportunities that were available at the initial time may not be the same now.
In life their is time for everything and it is good when people are able to do things at the right time, when people do things at the right time without Procrastination it helps people in achieving alot in life. Humans are just being deceives by their thought that they can always get what they want when they are ready for it, and this is just Procrastination and their might not be opportunity to grab things because of one thing or the other.

Identify your needs - One of the reasons people buy expensive items is because they look good or smell good. But maybe they dont need it or they can do with a lower cost product, hence it is important to identify that and eliminate those things in life that can be avoided.

Leading a simple lifestyle - Goes with the previous one, excessive drinking, eating out badly affects your health, increasing the cost burden. Avoid them and consume healthy stuff made at home. This is often not possible for many, but should be sought after.

These are things that can be added to the list, its pretty generic but useful.

I do agree about having a wrong circle of friends. If you're in a circle of friends that just want to party all night and go out every Friday and Saturday nights then you're missing the whole thing of how important it is to have your own nights and do your things for your growth. Although it doesn't mean that you'd be already one of them when you're part of it, the influence that they'd give you is going to be big. There are people who despite having this kind of circles of friends, are successfully enduring them but it is within the person. But most likely, if you are the type of person that can easily be pressured and influenced by your peers, your chance of being successful is decreasing if the influence is bad and opposite from what you need to be rich or financially free.

with the waste of resources it is difficult to realize the desired wealth, it seems that we have to start with ourselves, changing our behavior into a way to learn habits and ways of thinking, because we have to stop wasting money on certain things that are considered useless, by thinking carefully before buying something, which is considered more useful, and some are missed, by delaying work or important decisions can hinder progress and achievement of the expected goals.

It is an important point in life but unfortunately most people seem to not care about the three and prefer to work hard to earn a lot of money. This is what I learned from some of my mentors. They said that discipline, exercise, avoiding dating and night parties are the way to success and wealth. There will be a difference between those who are successful in their economy and those who are successful in their lives. In your 20s it is important to have the skill of building networks and relationships. Because it will form a chain that will bind your success. And don't forget exercise because a good mentality will be formed from a healthy body.

If you want to be rich, then avoid women, if you already have the money, then you must avoid wasting it on pleasures, investment money is not what we should use and squanders the way we want, so many people were the cause of their condition in which they are into because they could not manage well what has been in their disposal as effectively, that is why if such people eventually have the opportunity of establishing a business or mange one for others, they will definitely fail along the line.

At first I would like to say that it is better for a man to prioritize achieving success than being rich. Because if it is successful it is possible to acquire both the person's personality and money. Now I can say that all the things that should be avoided for success are beautifully presented by your statement. Besides this I want to add one thing and that is to form a person's personality. When a man prioritizes his personality and strives hard to achieve it he has to follow all the things you have highlighted in the thread. So build personality and succeed, this principle is the best way to become rich.

That's right bro, the most important thing in achieving success is forming our own personality, when our personality has been formed then we can easily achieve it, because then our life has led to where we can seek profits and avoid losses, because it all depends on a person's personality to achieve it.

Then avoid ourselves from things that are not good for our lives so that we can safely live our daily lives to find work and be able to generate sufficient income, and clear our minds so that we can digest well so that we can process reach the point we want, the point we become a successful person, successful in terms of wealth and successful in terms of our career and life.

avoid:
decisions that are not planned out, whereby you have not concluded several possible outcomes to the decision

avoid:
basing decision purely on heart/emotion.

avoid:
taking advice and going along with it without doing due diligence

avoid:
investing into anything you have not researched or have no knowledge about

avoid:
signing anything you have not fully read all details and conditions of

One should also know to cut down his extravagant lifestyle. I won't say one should avoid women completely, as a matter of fact, if you have a supportive lady, you need to draw her closer because she may help you in making right decisions as a partner to share ideas with. What I will advise one to avoid is following women unnecessarily. Don't make it a habit to carry women around and spend unnecessarily on them.

Avoid living a fake life and invest more than you spend if possible. If you have the means, try to invest any penny you make, don't ignore little investments in the name of not having enough money to invest. As little as possible, try to put some money into some trades that will materialise and avoid spending all you make because you will need the money tomorrow.

Life isn't all about pleasure and having fun. Although there are times you have to reward yourself, but if you are still on the road to success, don't waste the opportunity to finally get there and give your whole focus and attention just to reap what you have invested.

Invest while you can and seize all the opportunities while you are still able to, all those pleasures and luxuries in life can wait but investment opportunities shouldn't be missed.

I have more interest in these two because they work together. Many people who have these two fears in life will find it very hard to prosper. You will most likely be a victim of failure whether you take the risk or not, so what is the essence of fear? So all I know is that if people can remove this fear of failure, they will find it very simple for them to take a risk because if you have no fear of failing, then why will you have the fear of taking a risk when you know well that taking risks is a 50/50 scheme. Although there are some risks that you will have a higher chance of succeeding, it is a simple explanation that if you can remove that fear, then you will actually be ready to chase the bag. 
 
I can even say that these are the two main things that will delay your change of getting rich because, with these two fears, there is no chance of success, so I will also say that those of you that have these fears should avoid them; it is very important. 

Well, all the points you have made are quite relevant, but there is still more to them, and they kinda work differently for everyone. There's a quote that says, "If an individual fails to make a plan, they are planning to fail." If an individual has a plan to archive success in life, they must do the needed things that can help them achieve the success they desire. 

I can agree to this that procrastination can be the slow killer of the future by creating obstacles for many who block life-changing opportunities. To overcome procrastination, one needs to set specific goals, implement goals, and work diligently in the process. Similarly, the company one runs can have a significant impact on success; surrounding with interesting and ambitious people can provide you with valuable information, support, and inspiration. While the fear of failure can be a huge barrier, failures viewed as learning experiences and development of resilience may build motivation. Also, taking risks is many times inevitable, although there is some line to be drawn between reckless and knowing risks. Other than these, self-control, challenging limiting beliefs, managing time effectively, and mentorship can increase one's chances of success. Such issues, if addressed, may motivate and set people on the road toward their goals confidently and clearly.

Avoiding yourself from unimportant things in life is something that should be done because for everyone who is trying to be successful in their own life including in terms of career and wealth, of course they must be able to place themselves in a more suitable and safer place for them when working and producing what they want. Because when we are able to place ourselves in a place that is more suitable for the skills we have, of course there will be no more pressure that we will feel in life. So be wise in placing ourselves in the surrounding environment so that there are no bad results from every effort we make.

Maybe you should add "social anxiety" to your list. Most rich people have great social skills and are pretty extroverted. The ability to communicate and build valuable connections with influential people is the biggest advantage of most millionaires and billionaires.
I'm pretty introverted and I have social anxiety. This makes everything so difficult for me. I guess that I will never become rich and successful.
The lack of confidence and the desire to always stay inside your comfort zone can ruin your life. On the other hand, I'm not an ambitious person and I'm not dreaming about huge success, money and fame. I'm pretty OK with my current life.
 

Well, it's your opinion, So, what You mentioned doesn't necessarily prevent or make you rich, it's something so complex that someone can become rich with a $1 ticket.

The first thing you need to do is define wealth for yourself, literally, calculate what makes you happy in the monetary aspect.

Since the concept of wealth measured in Fiat currency and in material things differs from person to person.

Then you simply get the percentage or average amount to support that idea of wealth, that number will then indicate the guidelines to obtain wealth.

celebrating something or appreciating yourself by celebrating is not wrong because I think that sometimes it needs to be done because we have to be able to think with us who have been able to stand strong to this point that is good enough based on ourselves. but indeed when that is done it does not mean that everything is over, but there is still a way that must be passed to reach a better point. self-appreciation is like taking a break when we travel using a vehicle. as long as we have not reached the final destination then everything is not over.

apart from that, investment is a good thing to do because it has the potential to bring profit, but not everyone understands investment and does not have to invest, also if we force other people like relatives to invest it is not the right thing, it is better to show the results obtained from the investment then it will motivate other people but of course not everyone will be motivated.

Here I also want to say most important thing for having good future is avoiding unimportant things because mostly peoples trapped in things like these and then having serious problems in finances with things have surely never been easy to bring back on normal after having troubling time because currently situation is worst in few countries but still peoples are not understanding and doing things which are not good for them and their good future.

Always peoples those are going with good strategy and having good hobbies into their early life go through without any problem we are living in society which is complexed and mostly peoples need to go with their solid way, but they are fail to do just because of having ego and other things with after having troubling time they learn from their mistakes, but things like these are surely having huge negative impact on their future and having good future.

Stress is a new thing I learned that causes you to lose money. Two reasons for that, and they could either both happen at the same time, or just one of them could happen. Stress means that you may not work very well that easily, I haven't been working very well lately, for the past month or so I think, because something bad happened in my life and I am seeking therapist and trying to be better and I am taking medicine as well, but in general being this unhappy and sad makes me not work as well as I want to, and that is why in another business you might make less money, if you won your own business then you would certainly make less money.

Secondly, if you have stress then you may want to spend more, to make yourself feel better, you just open up amazon and order stuff and keep checking the entire amazon collection, which has I guess tens of thousands of products, maybe more I don't know, so it is not going to be easy.

1 is already hard and how much more if 4 of them? But, we can always take one step at a time. By there, we are also building an important trait which was called as patience. Fear of something as you said, may not totally prevent us but it might only limit our potential.

Like for example me as an introvert, I have a fear of going outside but the good part is it makes me keep on learning new things inside of my house and I even found a job online. Of course, it will be better to work this fear out in order to be versatile and attain more benefits in life. Risk-taking, actually automatically comes with the two goodies you mentioned there, though indeed that some will only choose to win and not learn but they can hardly win because they lack in learnings anyway.

There are many tips and advices to consider for anyone who wants financial freedom in his career. I bet most if not all people want to become rich or at least make enough for a good lifestyle. The difference between a hardworker and another is how and where they spend their income, and that's important to determine your future in any career or job you have taken or chose.
Sometimes it doesn't really matter if you have a great income and you don't invest it or save some of it for the future. That's why we have seen some football players that were making millions of dollars a month, however, they ended up losing everything and they went from rich to poor.
I want to share few things to avoid from my perspective:
- spending more than 80% of your income most of the time.
- wasting your young age in enjoying life early, and starting to work in yoir 30'.
- falling into addictions, such as drugs, alchol, gambling and anything that will waste your money.
- fear of investing in long term.

While procrastination, the wrong circle of friends, fear of failure, and fear of taking risks can all be obstacles, but not every situation can be reduced to one variable. There are many other factors that play into a person's eventual success or failure. For instance, variables such as background life opportunities, support available from society and mental health weigh heavily upon an individual's success. Getting through life's challenges is not always as easy as setting goals or getting into the right circle of friends; sometimes external circumstances beyond our control (like the economy) or having a tough personal situation can impede a person from being able to succeed no matter how hard they work at it or handle their fears. Risks should also be taken sensibly and not just for risk's sake.

Success, after all, is a rather holistic thing; it keenly dawns to us that everyone is on a unique path where there can exist no universal formula.

If a person wants to be rich, he must be a little different than average people. The number of ordinary people in the world is more but the number of rich people is less. The view of those common people and the view of rich people are not the same. A rich person is definitely more industrious. He is most focused on his work and determined to achieve his goals. Moreover, in the circle of wealthy individuals, everyone has a goal, everyone is optimistic. They are busy coming up with new action plans and ideas. Fear works for the poor to take initiative but not for a rich person. Those who are poor are always afraid they can't dare to take risks but a rich person can take decisions whenever he wants. Those who are poor can surely become rich if they change their attitude. Besides, there are other things that need to be given importance.

https://talkimg.com/images/2024/08/11/5Og0w.png (https://gisuser.com/2022/02/15-financial-mistakes-you-should-avoid-if-you-want-to-become-rich/)

I agree with you, but in some cases, there are people who, from the beginning, are always aware of what they are washing their resources on, but due to the level of earnings that they are having, they consider those resources, which they are wasting on something else, as nothing when they could have either saved them for rainy days or put them to good use until their source of income either stopped giving them the amount that they were receiving or their earnings stopped entirely from them. That's when they will start calculating all the wasted efforts, as they never believe that such a day will come.

Out of all those mentioned things I could say that procrastination is going to be on the top. Most people do not get rich because of that procrastination, not only getting rich but they also can't get anything in life because of that procrastination.

Hard work is important to get success and riches in life and those who procrastinate can't work hard, that's a fact. How can one be successful or rich without hard work? I believe it's not possible and that's why if someone really wants to be successful or rich then he/she should focus on hardworking.

You just hit the nail on the head, people sharing secrets to get rich aren't rich but hoping to be rich when they sell you the so called secrets and you buy. The average human won't share you their secret of wealth because they're scared that if you know what they know, that you might use it and become better than  them. Don't be the ones they sell the products to consume and make money off you. I always say there are thousands of ways to succeed so you don't basically have to follow the exact path that others use to become wealthy but since people are looking for the quickest way, they tend to look for a blueprint which isn't a bad Idea but we should just be sure we're not being lied to.


You can be working hard while someone that's working smart will become wealthy while you're still killing yourself with hardwork. Hardworkers are the 9-5 workers and that's an older way to be rich. We should be working smarter and utilize the time we have for multiple sources of income and become Investors with the money we get from the works.

Some of them share their experiences on their success journey with others, but maybe they don't want other people to be as rich as they are. Some rich people are afraid when someone else can compete with them, but some others are not afraid at all and they are actually happy when someone else appears and is successful.

There are many success tips out there from the experiences of the richest people in the world, some of which are very inspiring. The thing is, we don't all need to follow the same path because in fact we can find our own path to success in various ways.  The most important thing of all is being willing to try and being willing to work hard, success is a bonus from all of that which is then considered an achievement.

Health, family and personal growth. After all, true wealth is not only reflected in the number of bank accounts, but also in the overall happiness of life, but this is difficult to achieve, and many people cannot afford to be too busy with life.

There are many roads to Rome, this expression is very relevant to the purpose we are discussing now. Those who share success tips do not say that they must follow, but they only open our insights and thoughts with the options they teach. Of course we must have our own filters in filtering the information conveyed, in fact the secrets revealed are not secrets, sometimes people expect too much. In my opinion, successful people who share tips with many people through various media have a personal branding goal, and indirectly they want to have a community that they can direct for the sustainability of their business. However, there is always useful information that we can get from them, take what suits our needs.

You also have to avoid living beyond your means when you're just trying to make it. It's one of the biggest mistakes that people commit when they're just breaking it into the poverty line towards middle or upper class. They start buying shit they don't need, subscribing to stuff that they don't have to, and basically upgrading their lifestyle when they haven't figured out their finances yet. They also become very generous, thinking that the money's never gonna stop and they could always just make it back as soon as they spend it.

Before they know it, they lost their source of income, they have no savings, and the people they once tried to please with gifts and favors are nowhere to be found. So yeah, be frugal, know how to budget, and when you're just trying to make it, live humbly.

Well, that's also true but again there's no substitute for hard work. Hard workers need time but they always get success and become richer than others. I know some people who are lucky can work less smarty but still get success and rich but those people are very few in number. Hard workers often face tough times in their lives but in the end they are the happier ones.

Indeed, everyone's advice is not right and life cannot be lived by following everyone's advice and we don't necessarily need advice or motivation to achieve success. We make the standards and principles of living ourselves and follow them. It is impossible to follow the path shown by others for a long time, but I do not deny that motivational speakers and encouragers impact our lives. It doesn't matter if we have someone to encourage us in our life, we don't give up easily.

People who have legitimately earned money and gained wealth show it through their legitimate earnings, but many people who get rich by following wrong methods mostly follow their own whims. I also agree with the fact that they hide the story because they fear that if time finds out how they got to this point, their position may be taken away from them.

It is very difficult for a person earning a modest salary or living a modest life to progress very quickly, but if one does not lose heart and continues to work hard, he will surely achieve success one day. The more we work hard to live a good life, the more we can make the best of our lives.

 Things to avoid to become rich; avoid joining the bandwagon. We are created uniquely and differently and as such it's not always that you do what others are doing that would ensure your wealth because if you check all these rich people we are hearing about now, they decided to think outside the box and created something for themselves. It's easy to grow your wealth when you engage in a business no one has thought of because then there'd be no competition, but that doesn't mean you'd take advantage of that to control the market.
 Procrastination is what most have talked about here and I will still mention it because this seemingly harmless delay of something can cost you a lot being that the time you should have achieved things, you'd want to "rest" or as people try to deceive themselves " plan well". Time waits for no one and every little space you see, you utilize it.

Imagine someone earn $10K per month and he saves $1K every month. After 10 years now he have $144K, he choose to resign and open a business with all of his savings, he's working hard for 3 years to make his business to survive, but he ended up bankrupt.

The guy has being discipline for 13 years, taking risk to open business and hard work, yet he didn't get rich.

In order to work smart you must work hard because if you have experience in something you mastered, you will know how to solve it quicker than before. Taking every opportunity require you to work hard since you need to spend more time than before.

@OP the top of the list that should be avoided is overspending.  No matter how a person applies all the knowledge about acquiring wealth, and is circled with lots of rich people if he can't manage his acquired wealth properly, he won't become/stay rich.

Overspending will exhaust the person's accumulated wealth easily especially if he spends more than what he acquires monthly.  Between the person who procrastinates but knows how to spend his earnings wisely and the person who does not but overspends each time he receives his paycheck, I am sure that the person who procrastinates will be way richer than the one who does not. I am not saying procrastination is a good thing but this simply show the severity of overspending over other factors that kept us from gaining and preserving wealth.

So I think before mentioning other things to avoid, the person who aims to gain wealth and become rich must first understand that overspending should be the first one to avoid.



In this story, I think the fault lies on the person who established his business.  There may be some gap on his decision or possibly, his skill is not inline with the business he opened. There are lots of possibilities but I think it is more on the connection, skills, and choice of people around him.  Critical thinking and making decision on each situation are also important.  There are lots of factors that contribute to a business's success like strategic planning, proper financial management, good service and product quality, etc.. and missing some of them can lead to bankruptcy.



I think in order for working smart to take effect, it should be coupled with working hard.  Working hard and working smart are two different things, they can produce a synergized effect if combined.

All these are basic things that people already know. Fear of failure, fear of taking risks, and procrastination are all things everybody knows they should avoid but these things come in different ways that you might not even know when you're falling for any of them.
The thing is you can avoid these things and still not be rich. What I mean is, that these are not the only ingredients you need if you want to be rich. Most times I see people talk about things to do in order to be rich, yes, I agree that there are general things you can do if you want to be rich, but I don't believe there is a pathway to it that everybody must follow.
Theres no point in not being afraid of failure when you don't learn from your mistake and thing outside the box. If you don't do that you'll just keep failing time and again. So like I said there is no set out pathway.

Lack of fear of taking risks has wrecked some people and has made so many people so saying people shouldn't be scared of taking risks is not as simple as it sounds. I am tempted to say it should be calculated risk, but even calculated risks go to shit, so again, it is not that simple.

Choice is more important than effort. If we choose the wrong path, choose the wrong career and cannot maximize our potential, hard work and effort will never lead us to success.

People always advise each other to work hard, which is not wrong if we want to have a better life. But just working hard is not enough for us to become rich and that is why some people work hard until they die without escaping poverty.
Getting rich is never an easy path and each person will have their own path to success, so always stand up every time you fall and find your own path. Don't just imitate other people's success.

Take rick is the only way to survive in this world but the risk have be calculated risk, some people misunderstood the taking of risk, you found a young man having thought of becoming a rich man and since he's aware that to make it in life is all about taking risk then he will decide to take a risk in borrowing 100% of the capital for business thinking maybe he can manipulate and succeed but unfortunately it doesn't work that way, am a fans of borrowing money for business but I don't used that process and I will not advise any beginner to follow that way, those way are made for people with huge capital and aslo ventures in many things, anytime new business show they went and borrow money to start that particular business then depending on their existing business to be servicing the loan they took to fund this new one.

In my opinion everyone will want to be rich but the way to get there is also different. There are many things, obstacles and sacrifices and that is very normal. But in achieving that I always ask the extent to which the rich standard you want to achieve? In my opinion it does not need to be a target because if someone is really diligent and tenacious in his work then he will be able to enjoy the pleasure of life. So this life must be carried out fully with art.

There are some wrong decisions in life that if you don't move away from, you will never be able to improve your life.  One of the most bad decisions is suffering from indecisiveness and making mistakes in making the right decision. If you don't have confidence you will never establish yourself and if you don't have the mindset to work hard you will never progress in life. If you don't have the educational qualification then there is no problem but if you don't have the mindset to work and the will to establish yourself then you can never make yourself a rich person.

right, avoid this unnecessary waste often done to fail in achieving a target. should be prepared in terms of material, because this world is harsh for middle class people for me must be mentally prepared and fight with work, disciplined time if you want to be rich. but for me accepting conditions with sufficient circumstances every day is more grateful because there is no shortage. and the mind is comfortable the body is healthy

You can avoid all this do all you can and never be rich. it's as simple as that just find one thing you are good at fucs on it and do it over time even when you don't feel like doing it and watch yourself explode. it's just the rule of consistency once you find your goal in life stay consistent on it and your luck will shine one day. perhaps what I'm saying in essence is that just following the rules doesn't make you any better or doesn't guarantee that you would be rich but it does help on your way to succeed.

I can also say life is spiritual, you have to be rich your mind, spirit and mentally to succeed in life hence reading and other things like meditation are also very necessary for getting rich because in quite times that's where ideas are born.

many things to consider in this, being rich is certainly everyone's dream, many people work without looking at time just to survive. besides that for those of us who want to be rich must be able to eliminate bad habits such as wastefulness which is more expenditure than income, people tend to buy what they want not what they need, and this is one of the problems that I think often occurs in society.

as in the blog that I read there are many points that must be considered to become rich, and one of them is wastefulness, besides that self-confidence must also be mastered by ourselves. with self-confidence of course we will continue to be enthusiastic in doing things also by setting targets that must be owned. some people are lazy to move because they are trapped in a zone that makes them comfortable and people like this I think will not experience development for themselves.
https://talkimg.com/images/2024/08/14/7uk33.png
https://www.newtraderu.com/2023/03/14/13-things-to-avoid-if-you-want-to-become-rich/

indecisiveness always the bane of stagnating career and financial condition in my opinion, so many people hesitate, but if they keep heistating they will miss opportunity, such as buying BTC when it hits new low of $50k, some people bought and they be making real money right now, the hesitant people are making nothing but just watching the market :D.

this is why being decisive is important, if things fails then it fails, if we win somehow we win it big. but overall, I think as long as we have the necessary things required for us to take on new opportunity, always take it, who knows we might create big wealth out of it.

To be fair, working hard on a job that you do not want to do is still better than the job you love but don't work hard for. That is why I think it matters how hard you work, and which is why you should always hard work and do as well as you can, which means that you are going to get the good result.

Because if you dislike your job but work hard, you are going to do decent enough, and when you work hard for something you do very well then you are going to do even better, which is why it's quite important part of the equation. Don't get me wrong, it's true that if you love your job then it's likely that you will work hard because you love it, but I have seen lazy people who are not willing to work hard for anything, even if you provide them with their dream job, it's just a personal thing for them.

So all in all, I believe that you should not be considering if you should find dream job or a bad job, work hard no matter what and eventually you are going to end up with a good result. This should be important if you deal with what you have, because you are going to get a good result whatever you do so you should be considering what you have.

Actually this kind of thing could really be that reversible on which there would really be those people who are really that become too lazy on the time that they would really be finding themselves to work on something a job that they dont really like and there are ones who would really be working well on the  time that they would really be having their dream job. Most likely the case this would really be something that do happen,.
Working hard do pays of but we do know the reality when it comes into this aspect that there's no way that you could really be that make yourself be totally free when it comes into that common system where
you would really be always chasing up on paying up your bills and would really be that become an employee forever.. Some could really be able to get out but majority is really that trapped.

We are all thriving to become rich on which it would really be just that normal but you should really be that wise on what are the things that you must do for you to be able to rich out such thing.
Avoiding all possible things that could affect it out then it would really be just that a common approach. There would really be those individuals whose really that making up
those bad decisions due on being that delusional on which this one should really be that avoided.

When making decisions, we should act logically and all details should be considered. If we have a goal and it is not easy to reach that goal, we need to plan all our steps and know what to do in the face of negativity. We should ask what difficulties those who do the same job went through and what kind of a plan they made before starting the job and what difficulties they encountered, if possible.

We should be courageous and evaluate new opportunities when we see them. Of course, we should be planned and act logically in all our decisions. There should be times when we will take risks, but we should also try to minimize the risks.

Wrong decision making will always lead us into failure and even losses. Hence, we need to stick on rational decisions so that the risk to fail will be lessen while increase the chances of profiting. It's okay to commit failure at first and eventually lose some funds, but from then on, one should learn his lesson and apply it the next time he make decisions so that the goal to become rich will be possible at all.

This is true. Slow to make decisions and at the end not making any at all are one hindrance to becoming success. Some people are scared of making mistakes if they act on a decision. They do not trust their instinct. One thing i know is that not everyone we can be right and not every time we can be wrong. There is period when we are supposed to take huge risk not minding the outcome. Not taking any actions in a long time is going to be the highest form of risk because time is quick and waits for no man.

       -     May I ask something, Op? because there are some who give advice on how to get rich because they are really rich, and there are others whose wealth is just right, so they also give advice on what should be avoided or what should be done so that the lives of others can also improve.

and there are others who give reminders or advice on how to get rich because they feel rich or are just bragging that they just bought something that others don't have and they feel like they are rich., although there is nothing wrong with what you said. I hope you don't get offended. Because getting rich only happens through the system that is done or followed.

The "cult of hard work"? Sold to you by the people at the top, it's a damned delusion. They want you to be busy, desired, most importantly obedient. Convince the people that, if they only work hard enough, they will up the ladder - the oldest trick in the book. However, the game is rigged. The rest of us are only spinning our wheels; the wealthy get wealthier

Let's talk about your job. Love it or hate it; it makes all the same. Mindless labour without passion or goal? That is a formula for pain and mediocrity. We must stop elevating "hard work" and start honoring "smart work." Real success results from strategy, critical thinking, matching your work to your values

Change our relationship with our jobs. It is not only about surviving. It should speak to fulfillment. It should be about leading a life that speaks to you personally. So, quit working hard and start working wisely

Simply put, when someone wants to build wealth, they must avoid debt, unnecessary purchases and avoid waste. Building wealth is not as easy as it sounds because there are many factors that may have to be implemented. Risks must be calculated, not taking actions that involve risks without proper knowledge. Most people misunderstand risk taking so that they do something not based on knowledge but because of a sense of ignorance. How many people succeed without considering the risks and no less many people fail because they don't understand the risks.

Taking risks is important, but it is much more important to minimize the resulting risks. For example, when someone wants to build a business, it is impossible for someone to be successful if they don't understand how and making decisions about risks without understanding how to develop a business is a bad choice and is not at all appropriate.

but that doesn't mean we have to make decisions in a hurry or in a hurry. whatever the circumstances we must be able to consider it first so as not to regret the results that will occur even though they are disappointing. it's natural when they are afraid to make decisions because in my opinion it is a natural trait so we must be able to consider it, what if we decide this and prepare to accept the results and vice versa what if we don't do anything at all whether we will be able to accept it or not.

taking big risks without thinking about the results is sometimes necessary. but this seems to lead to despair, because not considering it in my opinion is a mistake. the point is in my opinion don't rush when making decisions.
there is a saying that the sooner the better, but in my opinion this cannot be separated from considering it first.

When someone is slow in making a decision then it is very likely that they will miss the opportunity to achieve success that they might be able to get on that opportunity and this happens because of their lack of understanding about something they are going to decide so they do not dare to decide on it, but it would be better when we want to make a decision we must believe in all the abilities that we have and must also be able to accept the risks that we will face from the decisions we make, because when we fail in trying it then we can correct the mistakes we made and when we choose not to take risks of course we will not know the results and also the extent of the abilities that we have and I really agree with you to be able to make decisions and face risks so that we know the results after we try it.

When someone wants to move on and have a better life but he doesn't make anything, he will be too late to moves. He will delay whatever he wants to do because he still fear with the result. He must realizes that nothing to be afraid with anything even the result that he will gets it later.

What he needs to do is how he can make a step by step from his plan. Not taking action of whatever his plan will not gives him a chance to make what he want becomes true. He will not moves to anywhere because he still afraid with the result.

You don't have to be like that because you must believes that every people will have the same power to do something. We only need to make one step every day and keeps trying to see the result. If the result is bad, we can fix the mistake and make it better. No need to give up before we success to achieves what we want.

People who succeed without considering the risks are people who have a large supply of capital, either through their own parents or through close relatives who already love them very much. So we don't really need to see this if we want to build wealth with our own abilities and knowledge in this world, because everything that is based on our own thoughts will usually be freer when we want to draw conclusions and decisions about what we want to do. So risk considerations must also be included in important things besides the level of knowledge and experience that we already have ourselves, although we also need to learn from the experiences of others who have been successful in this matter.

Having positive thoughts alone won't make you rich, a lot of people have a positive energy and they also have big dreams but the failure to execute your plans to make money is still going to keep you in the same position... saying positive things is very important because our life goes in the direction of our words , that's just a step to development you have to put in the work, make some investments ,and expand your networking to actually become rich

To be rich in life it does not have one process for someone to become rich because if something of that nature happen or exists I know that many people would have be over rich today, so to become rich is base on your method of applications, so I know that people get rich through determination if you're not determined I don't think you will be rich or you belong to average class, so therefore I can not agree with you op that we have a permanent way someone can follow and get rich in life, so that's something I know quite well that if their is a shortcut to make money in life without opportunity people have gotten money in different kinds

That kind of thing is very common on social media, and even taught by teachers in school, it is not the core thing to make yourself grow quickly, the fact is that many people understand that and not many people are rich.
Sometimes people know how to be successful and rich but they don't do it, and that kind of advice is like garbage to a person even though they understand.

Yes, you have to have your own way to achieve your wealth.
I always want to hear from the person sharing the experience, not how he got his success, the answer must be very common, such as hard work, smart work, study and others, but what I want to hear from the person sharing the experience is what kind of pain was experienced in the process of getting the ambition to become rich.

Yeah true, but it also depends on where you work and what you work on. Luck and fairness is also another factor that you need to consider without a doubt, because those are very important no matter how much you love/hate your job or how hard you work. For example, you love your job and work hard but you have a terrible boss, you won't make much, you love your job and work hard but started right before covid and everything closed so you bankrupted.

These are all things that you need to consider when you are talking about making money from working. Obviously loving your job means something, of course hard work means something too and also how good your boss is means something as well as being lucky means something as well, otherwise you can't make any money from any business. You should be considering how great you can get without a trouble, you need to just focus on every part of a business and not just one part of it and hope that would be enough.

Taking big risk also needs bigger consideration as well, the higher the risk, the lower you will drop yourself down if you seem to be careless and not considering the outcome first. While taking big risk could be sometimes necessary, but I say it's better to be prepared for it first and study the possible outcome, otherwise you will only take risk for nothing, and that will only result into failure and frustration when you know you can actually avoid it if you become cautious at first.

Does this two concept actually go together; loving of your job and working hard.

When you love your job, working hard doesn’t seem hard enough. You tend to enjoy every step of the way. I can imagine how those that clean sky scrappers feel when they are at that altitude. One place where this concept is completely exemplified is with footballers, those who are into sports. You find them to put in the work to stay fit, compete and enjoy the activity.

It doesn’t seem like hard work at that point.

And yeah, there are really terrible bosses that can make work a living hell. It’s important that you work in a good working condition.

Smart work requires hard work and money to achieve. Critical thinking is the highest consumer of brain power and stresses us like everyone else who wakes up first thing in the money and rushes to his workplace. Money is distributed by an invisible hand, which is the reason people work. Assuming money wasn't there a lot of humans wouldn't go to work every day.

So to be rich we must stop thinking so much about money. The time spent on money-thoughts can be transformed into money through real work. The invisible hand is responsible for rewarding everyone's work, by distributing buyers to all who have a product to offer to the economy.

that's what I said, however we must be able to consider everything well. for people who are careful sometimes when they are going to do small things they consider it because they are very careful and careful people like this are very rare, the majority of people when doing small things do not consider it because it has become a common activity. especially when we are going to do or take a big risk of course considering is something that must be done, the risk is there but can be minimized by us anticipating it well.

moreover we know that what is expected from the results that will happen is something that should be positive but if we do not consider it most likely the results that occur are negative and make us upset or frustrated as you said. considering decision making will not make us lose, I am sure of that. when you want to be rich you must be able to do everything well not by doing it with only one eye open without thinking about the risks.

I agree with you, yes, postponing an activity such as doing business and so on will certainly make it potentially difficult for us to achieve success because there are times when always postponing will no make good potential come a second time. and indeed by hanging out with smart people or friends it will bring us success as long as we also keep trying to be successful by discussing with them and finding out why our people or friends are successful and of course the point is that we take good things from people or our friends who  we the potential to become successful or more successful.

Indeed, having fear will of course have the potential to become a barrier in the business world because if there is fear before trying, of course it will make it difficult for someone to succeed because they don't have the courage and ultimately success will not be obtained. and indeed there is always a risk in any case and indeed if you don't dare to take risks it will definitely make it difficult to achieve success because of course the struggle of rich people before success always takes risks but with good calculations.

Your words are very good, I hope they are useful for everyone. Yes, the point is that there is an addition from me, namely that in my view the most important thing is that if you want to be successful, of course, one of the things you have to do is learn from experience when you fail and don't give up and continue to explore knowledge.

Things to avoid if you want to be rich:
1) Avoid procrastination completely, you want to be rich in life avoid anything that will make you not to do the right thing to get a right result, because procrastination is a destiny killer and it will never make you rich no matter the effort you put in place.
2) Spending your funds anyhow, when you continue spending your funds to things that will not bring any income,  and if you continue to spend the funds without putting an end to it, it will be difficult for you to become rich for the rest of your life.
3) Avoid small capital in any investment if you want to be rich, this is what is making some people not to get rich no matter how good they are in the investment like the way other investors that use huge amount of capital to start investment and they are doing greatly well.

Maybe the thing that should be done to be like the rich people is that we avoid the system that the poor people use, which is why they stay in the situation of being poor. Also, don't be like poor people who rely on quick schemes.

Avoid having the mindset that you might lose money when you build a business, even if you only have a small capital fund. Instead,  we should have a positive attitude and should not give up immediately when experiencing problems or trials in life.

Man are you serious? starting a business isn't easy for someone who have good career, if they decide to start a business, they must be have calculated everything. No one want to jump into something that they didn't know, they've learn from businessmen and have some connections.

But, it's easier to be said than done.

Even you've calculate everything, there will be something that could happen which you never thought, no one experience it, or high unlikely to happen.

Thoughts without more meaningful actions will indeed mean nothing because they only give birth to a fantasy that has no evidence at all. What is meant is that everyone must always have the will to act after making their own plans through their own way of thinking because everyone only has to care about themselves without having to care about others in anything, including in making money. What you said is also quite right to provide understanding to those who already have positive thoughts and have not acted more positively.

What systems do the poor use? What are the quick schemes that the poor rely on? From what I see, I feel like you are discriminating against the poor, not necessarily offering a solution to escape poverty.

Not all poor people are bad, lazy or not worth interacting with...There are many reasons why a person becomes poor and cannot escape poverty, so we need to clearly understand their situation and not think that all poor people are not worthy of being friends.
No one here is qualified to give advice or teach others to get rich because we ourselves are looking for it, and we are even struggling with life. Therefore, teaching others to get rich or giving ideas to get rich for others is not what we should do, focusing on improving our lives is what we should do.

Is it possible that success can be achieved without considering risks even though they manage their parents' business? Now there is a lot of competition in the business world so it will be difficult for people to achieve success without considering risks. Especially if the business being managed is not well controlled, especially regarding promotion and sales issues. Business currently has quite a lot of competition and if someone doesn't have the skills to develop then I'm sure it will be difficult for them to develop.

There is a big business risk if someone does not understand development patterns and in the midst of developing technological conditions, if they do not keep up with the times, it will make it difficult for the business to progress. Apart from risk factors, intelligence is needed to develop a business and that is not easy to achieve when someone does not have the skills.

Look, chance does not knock twice. It's like a goddamn freight train - you either hop on or get run over. Knowledge is power. Know the state of the economy; predict changes; respond forcefully. Get lessons from those who have gone before. Not only do their behaviors but also their attitude

Fear is the enemy. You get paralyzed by it. It keeps you small. Conquer that fear; evaluate danger; then, act deliberately. Effective people are strategic; they are not irresponsible

Failure? It's inevitable. It's the universe's means of providing you with a crash education in reality. Adopt it. Use it to learn. Learn from it

Fast changes are happening in the world. either adapt or die. It's that straightforward

If things turns out to be inherited with those children then of course it would really be still need to be continued to be handled up well and just like said that this world is really that having those changes when it comes to technology and other aspects. You cant really just that make your business to be stagnant for it to become that outdated. Competition on certain industries would really be that high and this is why for those people who had been left out with those inheritance then it should be something to be continued on the right way. Rich people would really be having that passive income
via means about investment and business. If you wouldnt really be that making yourself that mindful about this aspect then sooner or later you would be able to find out that your
business is really been left out in the competition.

You said correct, In business both losses and gains are faced.  It is important that we do not shrink our hearts when there is loss.  Every loss is followed by a new opportunity from which more profits can be made.  If we are in loss today. we may gain tomorrow.  We should believe in ourselves that we can handle any situation.  Success in business comes from constant effort and patience.  Every loss is a new lesson which helps us move forward.  Always remember that profit and loss are part of business.  The path to success is only for those who have the courage to handle both.

This kind of thing will not be easy to build quickly because after all, until now what I believe is that mentality and mindset can be built from environmental factors even though there are other factors but of course environmental factors always have a role in this so that when we want a good mindset, apart from the friendship environment, we must also try as much as possible to think about environmental factors because this will affect in terms of mentality and desire.

Many people do not want to get out of their comfort zone even though for their own good it is based on those who do have a fear of getting out of that zone because indeed their mindset and environmental factors are not supportive so they will find it difficult to try something new and do not want to challenge themselves with risks that they should conquer as a form of process to make life better.

I want to be rich you have to strategize well and make sure that you are innovative in life, despite that their is things that will hinder you spiritually not to be successful in life, but focus is one of the methods that gives joy and understanding of richness in life, different people will bring different ideas of cryptocurrency but I know very well that your strategy matters for you to be rich in life, so believe me, strategy matters but people will think that hard working is not the basic foundation of getting rich, so I know that you have to know things that's behind richness

I think procrastination and the fear of risk taking are most often the two factors that should certainly be avoided if you have set your goal to become rich. No one can be rich without taking a calculated risk, and getting rich will not be made possible if in the first place you are afraid to take some risks. While there are risk to lose and eventually lose all your capital, but I really think everyone who are in the rich position nowadays have endured a lot of losses before and takes no shortcuts to getting rich.

4) Diversification of income sources: This is the most important principle that most successful investors rely on, and it means not relying on one source of income, no matter how high that income is. When a person relies on one source of income, he is vulnerable to market fluctuations and economic changes that may affect his income. By diversifying income sources, he can distribute risks across several investments or different sources of income, which reduces the possibility of total loss. This also gives a person more opportunities to achieve greater growth, as he can benefit from various economic sectors and achieve profits in different circumstances.

I think for calculated risk, this is done by those who have been done taking other risk first with either investment or business. But those that have total zero knowledge about taking risks, they're more eager and brave in taking risk because they have nothing to protect for themselves and they just go all out and believes to what they're doing.

But those that have done well enough and understand how taking risk goes, they have to take calculated risk and won't just go all out anymore. So, the risk is there for the first timers and they have the idea that this is like all out or nothing but they have nothing to lose but will gain more experience that will lead them to a better understanding on how the rich becomes richer and how they are taking risk based on how much they have.

Procrastination has a big factor for those aspiring rich folks. When they've got a good idea and have good plans but never done anything towards it and remains laggard to themselves instead of making it happen.

You know alot of people can actually follow this rules and still end up being poor!? So what's the cause or Remedy to avert that.
Yes I would say all of this criterias you've mentioned are very much sufficient in making anyone rich but I think being rich doesn't literally depends on that.

What Matters aside not procrastinating, choosing the right circle of friends, taking risks and so on is your determination,alot of individuals find themselves abiding by this rules but the fact that they ain't determine to take on the task of becoming rich pends the ability for them to achieve that speedily,and another is believing in your self.
When you don't believe you can be rich, there's no magic from anywhere to make you rich.so you have to Believe you can actually make it having followed all this rules and also be determined to face anything upfront.

There are many aspects that have changed because humans have to keep up with the times and business cannot always be run with the same pattern. For example, in the past, people running businesses did not use media as a promotional step, but now the times require promotion to be carried out using many available styles and platforms. A child can handle a business well if he has skills and that is why parents need to teach children how to be responsible for the work they do or are involved in.

Competition in the business world is also increasing where people have to really understand how to do it. If not, it is not impossible that the business you are running will experience a setback and result in bankruptcy. It is not easy to run a business amidst the development of technology or the internet because if someone does not have the ability to develop it will make the business not run well.

You can only make this kind of decision when you are already rich and aside been rich this are steps you can use also before you become rich because procrastination is intertwined with laziness so the moment you can beat procrastination you are one step to making your life better, one of the things that have killed a lot of dreams is not more than procrastinating because, avoid spend anyhow is also a good thing because things are very expensive even if you want to invest some money you can save some for your upkeep, savings is very important so that you don't bother anyone for money, you have your own self respect to protect. The case of capital I think you invest what you have and that is why you will need to plan early you will be able to meet up with your budget, but it's a very good advice when you actually start with a big capital, but you don't have a huge amount just start with what you have, at least the amount you are getting from their should not be a problem small beginnings are not to be underestimated.

I think the most important thing is greed. If you are greedy, you can never be rich.

Well if someone is so rich than I do not think he is a procrastinator. The reason why procrastination is so bad is because it could delay your schedule meetings and certain deadlines that you have to meet many times people procrastinate because they get too comfortable.

I also believe that people that procrastinate and up having too many setbacks in life. And blame others because they’re not constantly sticking to their goals and meeting them.

A person must develop a risk-taking mentality to become rich. We  know that there is no risk-free way to get rich. Not only risk taking but also a person should change his company. Because if a person who wants to be rich hangs out with friends who are not into expanding their business or enlightening discussions then a person will never be able to prosper there. It is better to leave friends who have no destination in the circle. If you build self-confidence and avoid the fear of failure, chances of success will increase more. If one has such a destination, focusing on his goal will definitely increase the chances of getting positive results.

The OP subject emphasized on the things to avoid if you want to be rich and I very much agree with the points that she raised in the content. I believe that there are guides to success and if someone diligently follows them through, although they might not become super rich but they won't end up in poverty. One concept that I've held in my heart to becoming rich is actually a mindset and it's that if you want to become a millionaire you need to think like a millionaire. If you don't have the positive mindset to become rich then there's high chances of becoming or remaining poor. It's hard to become exceptional and rich in your comfort zone so you need to think outside the box and find our to make a difference that can attract wealth to you, this is the mindset of the rich.

That's a really wide topic when it comes to procrastination. And everybody who behaves in such way suffers greatly as a result. And that ought not to hold true for everyone of our personal qualities. If not, we will ultimately be the most important item to be destroyed.

Things like broken promises or disappointments that have a bad effect on the connection are among the things that can have an impact on us. Additionally, limiting beliefs are reinforced and given the wrong chance, or something to that effect.

Procrastination is not always bad. I believe that laziness is a necessary reaction of the body. After we have done something or do not want to do a new activity, because we obviously consider it useless. Although it may seem very necessary. The main thing in life is to live it happily, despite the fact that we are constantly forced to be productive and successful in the eyes of other people.

Indeed, in reality, we should not live in the expectations of others. The body also needs rest. Lazing around for a while to calm the mind before continuing other activities is sometimes very necessary. In my opinion, many people procrastinate before realizing that circumstances force them to keep working, even if it is not a field they like. Of course, everyone has experienced a phase of laziness at work, a lack of interest in doing something, it may be very natural and understandable, because there are many reasons behind it. Simply put, everyone certainly has a target they want to achieve, both in the short and long term. I think by remembering this, it can provide additional motivation to keep doing activities.

There is no such thing as being lazy when you have more responsibilities, especially when you have to pay for all your family's needs.
You have to get out of your comfort zone if you previously felt lazy at work, I mean you have to start setting targets that you want to achieve and never give up before they are achieved. Of course I only said about realistic targets, not about things that are so difficult to achieve.

In the process, laziness must be fought with all our abilities. You have to develop because it's not true that anyone wants to help you when you're poor. Work hard from now on, even if you have to lose a lot of time with friends in the process.

When talking to that responsibility will cancel the narrative of laziness because we have responsibility for the family and there is no other way because we must continue to make money. Children need education, health and living expenses so that when parents are unable to make money will affect the process of their family's life journey. Everyone must be able to get out of the comfort zone because we are not able to make the right predictions regarding our lives in the future so that there needs to be a concept to prepare everything well.

Intend as worship for responsibilities to the family so that whatever we do is more blessing and that is important because sometimes we don't see anything as important to do. Work more actively so that our family can live more properly, no need to be afraid of the results because the most important process must be passed correctly so that we will feel satisfied with the results achieved.

When a person becomes a personality he has to avoid many things which is one of the keys to success. I heard a frog story from my mother when I was very young - a deaf and emaciated frog decided to climb a big banyan tree near the well where he lived, which no other frog in the well could climb. When he went towards the tree to climb, everyone in the well raised their hands and forbade him and said, "Don't climb that tree and don't fall, until now we have not been able to climb any frog." But since the frogs could not hear he thought that all the frogs in the well were greeting him with raised hands. And he succeeded in climbing the tree.
Similarly if we can use or avoid all the negative words in our work or walk as motivation like the deaf frog then we will definitely be successful.

You are actually right and all what you stated down here are one of those things that can limit a person from getting rich no doubt, but I feels like their is something you missed, which is spending more than what you earn; sincerely speaking this one is the most important thing that shouldn't be overlooked if you truly want to get rich because to me, it's the fastest way to go broke, it doesn't matter how much you earn as a person, if you don't control how you spend your resources, bro, you will definitely get to a point where you will be struggling financially when earning a very good amount of money, so it's very much important that as a man, try not to spend more than what you earn.

Lastly, among all that you listed down here, almost the point you listed down here are very much valid, but we should not in any way joke with procrastination, this is the most deadliest killer of destinies, so procrastination and spending more than what you earn is the most dangerous things to avoid if you truly want to get rich.

If I get rich, I would try to avoid as much ad possible emotional purchases. The fact that now I can buy whatever I want or dreamed about can easily twist someones mind. And when we spend like this, we dont look on price tag, nor on out balance. And if often ends with lots of unnecessary purchases, as well as balance gets to zero quickers. People should pay lots of respect to money. Easy money were never good.

Very well example, the world is indeed round and it is not possible to please everyone. When a storm hits we close our doors and windows to protect ourselves. Likewise when people criticize you or try to put you down keep your ears shut. All you have to do is move towards your destination unhindered. People often don't want you to succeed, but you have to trust your gut. If you believe in yourself no one can stop you. The road to success must be tough but keep your intentions strong. You have to overcome every obstacle to reach your destination. Just believe in yourself and keep going.

only procrastinate when we already secured financially, at least that's my opinion.

there are many people who procrastinate their entire life that it has caused them such a really bad financial condition, if we are still in really bad financial condition, we have no choice but to be productive.
there's reason why people who have faced hardship in their early life are more hardworking than the people who always got it easy, because they know that the time we aren't being productive is the time wasted, procrastination have its own time and it's called holiday.

In fact, it is not so easy to save money from your salary. It is just that everyone does not like to save and this is an absolutely correct feeling. I have heard many people who lived very modestly all their lives and saved money, and in the end they said that they lived their lives in vain. Their health was bad because they did not take care of it, and these people did not see anything interesting in life, because they have never been to the sea or to the mountains. This is not a normal life.

When we think about being able to please everyone, of course we have to be able to accept all the treatment that other people give us, whether it is pleasant for us or not, and it will be very impossible for us to do because we also need to think about ourselves and not have to think too much about what other people do to us and also have to be able to focus on the goal in order to be successful with what we do and it is true that some people will not like it if we are better than them, but we must be confident with all the abilities we have to be able to continue to develop to be better than before, because if we continue to complain about all the circumstances we experience, of course it will be very impossible for us to focus on the achievements we want to achieve.

Being rich actually depends on many factors. There is no set path where you can easily become rich overnight just by working. Being rich can mean different things to many people.  For example, there are people who have a modest amount of money, a nice residence in a certain place, wealth and even a beautiful wife. But most of the time people think that being rich means having a lot of money. But it is true that having money today is the definition of being rich. I personally think that's why you must have a path towards your dreams or towards achieving your dreams. For this you need to have a specific goal and for this you need to work hard day and night with patience. In fact, it is not possible without hard work. Must have the ability to learn from wrong decisions and move forward. And its time frame is by no means fixed because if you continue to work hard on the right path then one day you will be well off and you will be rich. Also there is no way you will get rich.

it may not be as easy as people say to become rich, because in reality there are no definite steps that someone can take to become rich. even when they do not do things like you said, there is no guarantee that they can become rich, because to become rich it does not only require someone's effort, but also luck.

maybe many people only focus on external factors, but they do not see that rich people are people who have high luck. it is impossible for them to get their wealth like now with just business capital, they must have luck so they can find a way to achieve success.

I don't this is true because most rich people always feels they can get things done anytime they wish to and feels that highest it's gonna cost them money of which they already have the money to settle any disappointment they may encounter.


Procrastination is a dream killer because even when you have the urge to achieve something but the zeal with not be there because you will feel you can still meet up whenever you are ready and probably end up not being ready, losing focus or seeing the process as a very difficult and you gradually become very timid because at some point you will have the energy to do things and again you feel very reluctant about it just because you feel you can get it done anytime you wish to.

 If we must succeed in life we should remove procrastination from our lives and do things when the time is right and sometimes laziness also leads to procrastination because you will always feel that you can get things done some other time so will should be able to take proactive measures that will enable us to be very courageous whenever we want to get something done.

Some amount of luck is necessary, that is true, but as long as you remain healthy and the same is true for your family, then reaching some level of success is within your reach as long as you work hard towards it, it is just that many people do not want to do this and expect for success to come out of nowhere, which is not realistic as there are not many people out there which have become rich because they won the lottery or they inherited a lot of money.

Talking about procrastination, I have read on several sources that it is caused by stress.
https://www.mcleanhospital.org/essential/procrastination#:~:text=Procrastination%20is%20not%20laziness%3A%20it's,ADHD%2C%20or%20another%20underlying%20issue. (https://www.mcleanhospital.org/essential/procrastination#:~:text=Procrastination%20is%20not%20laziness%3A%20it's,ADHD%2C%20or%20another%20underlying%20issue.)

I am still dealing with this and I suggest to anyone who feels stuck in it and feels like it is really hard to change it. In extreme condition, you should consider to seek professional help instead of getting more stress of trying to get out of this habit.

Associating with rich people can not make you rich or wealthy, everyone's destiny is written, some are destined to be rich while some are destined to be poor, we just have to be a predestinationist and believe that we can not change our destiny no matter what that is a fact, you have to be educated and nevertheless be hard working because it will lead you to your destination and revealed your determination either to be successful or unsuccessful. 


Prevent lavishing money on unecessery things and learn how to be a manageable person, our resources is our desirable, it need to be reserved and conserved because it can serve as our assets which will be beneficial to us in future. inorder to be successful or rich you need to avoid bad influence, selfishness, laziness, and greediness. And be responsible, contented, hard working, eligible, motivated, heartening, and also always be honest because dishonesty doesn't pays.


Being positive is not the only thing to do, but it is also important too, don't be judgmental on every situation, always hope for positive non negative and wish to negociate, sometimes our lives go towards the direction of our reasoning, thinking negatively about a decision affect mindset, it get rid of the motivation, and kill your motivated part, so you will not be able to see any good reason to work hard and be successful because you followed your negative thoughts and believe that you will never make it in life. It is advisable for you to be positivity in every decision you choose to make in life, weather it ends up successful or unsuccessful.

Nobody is designed to be poor in life and again our maker created everyone to be equal he is not a partial God almighty, so he has destined us to be rich and wealthy in life. But what matters is how people plans their life it could be that some people are too lazy in a way that they can't vent for themselves or even push so hard for their success. While there are people who determined to be successful no matter the condition and situation they are striving much more harder to be successful, because most people does not work too hard to succeed while there are people who would work effortless yet didn't get what they wanted but if they keeps grinding it will become more easier for them to be successful in every thing they are doing, in fact the more they keep grinding the more luckier they go close to their successfulness.

You're absolutely right op, there are so many things that one need to avoid so as to enable us become successful in life. Talking about fear definitely fear is also one of the most common thing that hinders people from progressing, probably you might be thinking of doing something and at same time having this feeling that you can't do it perfectly, at this point you can just decide to let go off it. There is this saying that trial lead to success or failure but he who don't even bother to try fails automatically, what I'm trying to say in essence is that we should always learn how to make a trial because sometimes you can make and it works perfectly for you, why sometimes it might also fail you that's life, if you want to be a successful man on earth definitely you must  take risk to get what you want.

Like staying in the comfort zone when you have a daily routine, and you're scared of doing something else because you're already comfortable and you fear of taking other paths. Both of it are right, the fear so one stays and getting out of it. If someone isn't getting out of their comfort zone because of fear, that's understandable because this world right now is full of uncertainty and one cannot do so much for themselves and to their families to. So, they choose the paths that are correct and able to provide for themselves. No one can blame those that don't want to let go of their current opportunities and are stuck to that place. Whilst the ones that comes out of their comfort zone, they're adventurous and aren't scared to take chances because they can always start with whatever they're about to do.

If you want to be rich you must avoid all these things that you create.  But if you want to be rich, you must work hard.  No man can succeed if he does not work; if he does not succeed he can never become rich.  Higher education must be formed If higher education can be taken then surely that person can create something good by his humanity and his higher education whenever a person can create something good then good can be expected from that person.  Some people should be avoided in the journey of life such as gamblers, drunkards and dishonest people should be avoided if all these people are avoided then good things can be achieved in life.  But the most important thing is to work harder if you work harder a person can easily become rich because hard work never fails.

Everyone wants to be rich, but it all has its own process, it's not as easy as we think to be rich, there are a lot of struggles we have to do and obstacles we have to go through, to be rich we have to have good skills, because with With the skills we can easily earn a lot of money, with today's super duper advanced technology we can develop it and make money for ourselves, as long as we have the skills we can afford so that we can become one of the rich people. The thing we have to avoid is never wasting money on things that have no benefit, use money as wisely as possible without having to go on a spree and follow our own prestige.

Of course, making money can be done with skills, but with the mastery of only one area, it is not that easy. Today's economic outlook is really veered by many aspects, such as inflation and fluctuating markets. It is very true even in the technical industry, which is supposed to be a sector of "get rich quick," that has recently gone through some issues like layoffs and reduced consumer spending. Again, the opportunities have remained there, to a great extent, with AI, blockchain, and cybersecurity in the lead-areas where things look promising in the future.

That said, being "rich" is not only a question of skills but also one of time and adaptability. If saving does not cause too much waste, investment in learning new technologies and market trends is equally important to attain financial stability. It is, in fact, the combination of right skills, timing, and smart decision-making, not just saving.

The point is not to let income be greater than expenses because if that happens then anyone will find it difficult to gain wealth.
The process of gaining wealth must be prepared for many things and risks must also be calculated according to one's ability to live.
Most people take risks based on careful calculations and they know the impact of taking the risk.
If you take risks without calculating then that is called gambling because people do not understand what is at stake in the risk.

information must also be studied because the current condition is a lot of misleading information, learn to do something right so that the decision when you want to start has a correct knowledge.
If a person makes a decision without involving knowledge, he will not get any results.

To become rich there are lots of steps that one needs to take, Procrastination and not taking things serious are one of the characters that can deprive one from getting opportunities that can lead one to greatness. Getting rich is all about hard work and sacrifice, and one needs to have the believe whatever they are striving for it must be successful. The believe and courage you have becoming rich can give more motivation to work very hard but when one has fear in the mind it can kill positivity and it will even bring discouragement that one won't be able to take any step.

It also requires networking because definitely you must be ready to meet up with people to grab opportunities. It is something that requires hardwork and good reasoning.

To be rich you don't need to avoid anything, the thing is that you have to work hard and associate with people if you want to be rich, for you to be rich, you have to be committed in anything you're doing and make sure you have strategies very well, because richness come through plans and if you fails to plan well you will end you losing, for you be rich what you needed to execute is seriousness and reschedule yourself for better things that will bring you up to something, forget about procrastination, it's not the major reasons why people some people get poor, what originate poverty is plan l, if you faill to plan well, it will take you poverty.

I agree that it's all about hard work that one needs to understand that no one gets rich without working hard. Those that have been rich all of their lives could be from this, the natural way or they're born with rich parents or they've been involved with illegal activities. So, the latter part isn't a choice for most of us because we know that riches that comes from that source will be taken away quickly in any way that karma and fate will be. And once you have worked hard and you're able to understand the process of what you're working with, you'll develop that eventually and that's how you'll become smart, and soon you'll be working smart.

Yes, 'no man is an island' and having connections is one way of going to the top.

Indeed, there are several factors contributing to this aspect of life, achieving such feat does need a lot of things that you can acquire throughout your journey. It is not only skills but other life skills such as financial literacy, sufficient knowledge and many more. In time, you will understood that riches is not only defined by the money that you acquire, but how you go on with your life. If you have peace of mind - you will say to yourself that you are already rich. For some, no debt collectors or anyone bothering you for payment - is also another factor to attain peace of mind. Everyone has their own concept of being rich and stable in life.

Like you said, there's more to it. Rich people have lots of positive attitudes that made them where they are right now. Anyway...
This is the main reason why I find myself unproductive at some days in a week. There's a time where I feel that I want to just lay down, and scrolling, and scrolling. After a few hours of doing that, I will realize that I didn't do anything good at that "few hours" and if only I spent that time working, or upskilling then it would be better. TBH, I don't know how to defeat procrastination because I've done many things that people are saying online, but it isn't working for me. CAN ANYBODY HELP ME DEFEAT PROCRASTINATION?

There's a famous quote that states, "If you want to be rich, surround yourself with rich people. If you want to be a businessman, surround yourself with businessmen as well."
Point is, if you feel your friends or whoever is around you that isn't helping towards your growth as a person and isn't helping you on how to be a successful man or become rich, avoid them at all cost because they will just drag you down.

What it takes is just one. One single success after 100 failures. One yes is what we need in order for our lives to be changed. Along the way, we will experience failures, but as long as we love what we are doing, just continue. Failures = learnings. Failures = experiences that we will be avoiding in the future. Whether it's business, investment or whatever it is, there will be at some point at our lives where we will experience failure, and if we want to be a successful person, we need to stand up, do something and adjust to it. :)

Every successful businessmen right now took the risk at some point of their lives that's why they're rich now. As an investor, we are taking the risk of investing money into different asset because we want to be at least be richer.

It is true that when someone wants to become rich, of course they must be strong in facing many obstacles and also they must be able to be patient from each of these processes in order to achieve what they want, what you convey is very appropriate by having a skill that we are good at, of course it will be very helpful for us in accumulating wealth, but the skills we have, of course, are indeed needed by many other people and also us must have good quality of the work we do.
Financial management is of course very important when in the process of accumulating wealth because if we use money only for momentary pleasures, of course, then the income we get will always not be enough for our needs and also we will not have the opportunity to save and even invest for the future.

As a financial advisor I king of expected this write up to be filled with mostly nonsense ( no offense, it's just that the majority of members here tend to like to give their financial outlook, and it's often very misguided).  But everything you've list out are some basic principles that I just do not see very many investors sticking too which hurts them big time in the long run.  Procrastination might be the biggest one.  One of the worst things I see is people saying"oh I've got a lot of time to save money, I'll do so later on".  "Later on" will come a lot quicker than most realize.

Learning something is so risky these days because while you are looking for answers, you may find a wrong one, there are so many misinformation out there and you will learn from a wrong source and all your life you will go about thinking something wrong as correct. I am not even talking about just crypto, this is true for everything in life, but more importantly if we are talking about investment or trading then we are talking about something we can see active hurt from the results, we will lose money on the wrong information we get.

I learned something wrong the first weeks of trading, when I first started I was learning trading from this source that gave everything wrong, and because of that it took me months to forget what I learned and try to relearn everything yet again. I know not many people learn from the same place, everyone has their own place they learn from so we should be careful about what we are picking, pick somewhere safe to learn from.

How's that possible? If you could be having association with wealthy people it's actually a without of opportunity for you to find your way to the top too through their connection with you, except the individual next made a push to trigger the change by leveraging on those associations. And it's totally gibberish to think that people are destined to be poor while others are to be rich, it them mean God is unfair which is not. If you work hard/smart and mingle with the right circle and grabbing the right updates and informations you'll in no wise not be rich irrespective of your destiny. Let's stop being too spiritual about certain things.

But in fact, there are also quite a few people who have succeeded in achieving wealth or success after they socialize with rich people, I understand that socializing or being in the environment of rich people is not easy if you are a nobody or are not someone who has influence, but sometimes there are people who are in that situation with any scenario or intermediary.
I have seen and heard rich people telling their journeys through a local show in my country where they were motivated by the success achieved by successful people in their environment, starting from seeing the habits of successful people such as in managing time and money where he followed all the habits of rich people in his environment and when he applied it in life while struggling hard in carrying out the process in the end now he has also succeeded in becoming one of the successful people.

That means I can't say that hanging out with rich people has no effect on you at all, opportunities or bright spots are always there or can come from anywhere without you knowing and when you are able to utilize them well then of course it doesn't mean it is impossible for you to have the same destiny as rich people, remember that if you don't change it then who will? So the question is whether you want to change your destiny or not.

It allows you to have customers that have deep pockets, and maybe even investors if you can convince them but customers is easier. Like lets assume that you got friendly with one of the walmart family, you think you are not going to get them to shell out a few million dollars of company money to put your product on shelves?

You won't be able to get them to invest a few million dollars, but they can certainly put your products on their stores.

So, this is why getting to know rich people is great, you get to build products that they can buy and make you richer, and they may keep on buying.

I personally won't be able to do that because I can never really sell just to wealthy, while it may be a great business idea, for me that's wrong and I won't limit myself to a certain people. I would love to build something, whatever it is, can be used by rich and poor alike.

Instagram is the greatest example ever, every rich person has one, and you can have zero dollars and have one too, something like that would work better for my idea. I am not saying I want to build the next instagram, I am not good like that, I am just saying the concept should work for free, and be loved by everyone equally.

Some conservatives argue that knowledge alone is enough and that our wealth will be determined by the knowledge we possess. In theory it is not wrong but in reality everything is completely different, if we have knowledge but no connections, no money then do not expect to get a good position with a high salary. Even that is impossible, let alone getting rich with knowledge.

Relationships play an important role in today's pragmatic society. If someone gets a relationship with rich people then it is a great fortune and if they can take advantage of it, they will definitely benefit a lot from the rich people's environment.

Being around rich people helps you understand and gain insight into the stages they go through to become rich. The people around you play an important role in determining what you can do or in which areas you can improve yourself.

If you don't have the opportunity to be around rich people or people who will help you succeed, there are many useful life stories on the internet that can guide people in some areas. There may be more than one way to improve yourself and achieve your goals. Some people are in the right place at the right time, while others do the right research at the right time.

I consider fear of failure the ultimakiller of dream, because when you fear to fail, you are not going to do anything and you will just wait for opportunities to happen when life is not going to spoon feed everything to you, While we are still young, or our children we should cultivate to ignore failure and to motivate and educate ourselves that failure is part of life.

If we fail in what we are doing, it just means that we are in the right direction, because success is built from failure and not from not making mistakes. There is no such thing as a perfect struggle; we all have this, and it depends on how we treat failure.

Besides all the point you mentioned, I would like to add that over indulgence or spending more than what you can afford is what will hinder anyone from being rich, Even if you are ambitious and good at running a business or making a lot of money, if you are not living within your means, you will not go far and will always remain where you're standing, its not actually what you're making but how you keep what you are making that will make you rich.

Another one is gambling what you cannot afford to lose, I have seen one guy lose everything he worked for, in so many years in just one night of gambling, so even if you're making a lot of money, you are going to lose it fast if you are addicted to gambling, Your wealth accumulation depends so much on your character, so control yourself and do not overindulge.

There are many factors that cause a person to be poor and find it difficult to develop in life. The main thing is, for example, it is difficult to have capital to open a business, because the income he gets is sometimes uncertain, like doing odd jobs. Sometimes there are also those who already have sufficient capital but they only plan without executing their goals, this may make it difficult for them to develop their livelihood. What you said above is true, we don't have to avoid anything to achieve the goals we want, focus, work hard, learn from previous failures, these are important points for us to continue to hone our mentality to achieve something we want to become rich.

I think money is one of the biggest challenge for many people that want to start business and make it in life, I will admit to that but you see about execution of business and goals you are talking about, that's one of the most complex of all. It's one thing to write down business goals and it's another on how you want to execute those goals, many people have that dream of making it big in their goals and all sort of objectives they have but the reality is different.

I don't think anyone with unstable job should open a business unless they have another source for the money to start the business because how are you going to continue the business when the odd job refuse to pay you again, it become big problem to fund the business most especially if it's a new business and we all know that new business can fail even if you plan the business with all your medulla oblongata.

I totally get where you're coming from! Procrastination used to be my biggest enemy, but I started breaking my goals into smaller tasks, and that really helped me stay focused. I’ve also found that surrounding myself with driven friends has been a game changer. Their hustle motivates me to push myself harder. As for fear of failure, I’ve learned that every setback is just a stepping stone, so I try to embrace the lessons instead of dwelling on what went wrong.

This is very nice of you, see if you have time, work hard in it, earn money and use it, but don't take too much and useless things that will not benefit you.  You should also spend time with your friends, but the friends should be good ones from which you can learn something from them.  If you live like this, there will come a day when you will be proud of yourself and that day will be your success.  I believe that every human being should follow that which will make him feel good and also be good in the eyes of others.  But in this era, this thing is considered useless and because of shame, some people can't do anything with it, but like you, it should be attached to everyone, which will make everyone's life better.

One of the things that must be fixed is the sense of desire that exists in ourselves, because I am sure everyone has this feeling that sometimes requires us to do it even though it doesn't have to be done. Another thing is that we have a mediocre income with that we can't do much other than meet our main needs. However, some people still do what they want not what they need, well this is what we must be able to fix, don't let us always prioritize what we want because it can hinder us in finances. In addition, there are still many factors that must be considered, and I think when someone has thought about wanting to be a rich person, they will have their own thoughts about what they should do and what they should avoid. We all want to be rich and we have different paths, but in the process it is likely not much different.

I don't think I'm in any way different from what you said, procrastination has been my biggest challenge not until one day I made it a word that never leaves my head and any time I promise that I will never delay my daily tasks, it has been working for me, I don't skip any plan I had nor do I postpone it. What I have on mind for that day is what I will do and nothing is going to be change, the only little difference is that I'm a solo type of person.

I do have friends but I don't link up with them on work days unless on weekends or perhaps there is something urgent. The kind of person I'm, when I link up with friends, I can immediately leave my things and just enjoy that company mode and forget everything I have on ground and for that reason, I make sure I just do my things alone since in career wise, we are not related but hang out when necessary and support each other financially, emotionally and spiritually(religious activities).

That is why it is important to have the ability to verify the correct information so that we do not get caught up in something wrong.
In the context of trading or investing, one must be a little more selective in seeking information about its truth because there are many writings or videos that are made based on the experiences of different people and sometimes most of them lead to wrong conditions.
So make sure beforehand that the source that is followed does have a level of credibility and at least has a value of truth that is discussed according to the facts of the rules that occur in relation to trading or investing.

Everyone's abilities are different and some people have difficulty learning trading when they don't have a tutor and some people can adjust themselves with sources learned on the internet.
But the problem is not where we learn but learn to be responsible with trading based on good abilities.
If trading skills are not optimal, then to train trading we can try in small amounts first so that even if we fail it will not affect psychology so much and when people are able to take responsibility then what is done is much more optimal.

The point given by OP is very important, procrastination is one of the things that most people do because they are lazy or don't have time, but from OP's point it will be very useful and is the core of pursuing wealth if the consistency in doing it is very high, consistency in learning, consistency in applying goals, meaning not changing, because very often we find humans who often change their life goals and it is a big mistake if the first goal has not been completed because it will affect their consistency.

Working hard is indeed one way to make money and what you convey is very appropriate we must be able to use the income we have well and not use it for things that are not useful, by gathering with friends who will be able to make us develop for the better, of course it is very important and also we can motivate each other to continue to develop ourselves to be better than before.
When we have achieved what we want, of course we will remember that the process of achieving success is not an easy thing and we must be happy with what we have got, but if we do nothing, of course, it will make us far behind everyone so that it is difficult for us to achieve success like others have gotten.

Being rich if I must say starts from the mind it has to be an intentional and a conscious process because if you are opportunistic in being rich or got rich by chance the probability that you will maintain that riches is slim as such as such it takes a meticulous thinking of posible investments and businesses to keep being rich.

Self-motivation is important, asides from hard work, discipline, being consistent, reading, avoiding procrastination, you need to have a reason for doing whatever you are doing. So even when the journey gets though and it looks like you are not seeing a possibility, the end goal you have in mind should keep you going. Because it's not all the time in this race of getting rich that you see somebody that will encourage you, hold your hand or support you. Sometimes you are just alone to figure out things.

So having a strong motivation as to why you even started the journey will keep you going. So when you want to give up, you look forward to where you are going to and what you purposely achieve. And know that there is no point giving up halfway because what will happen to all efforts you've put previously? So you just keep moving forward.
So I say have a lot of self-motivation in yourself, as you emback on your journey to being rich.

A lot of people feel they have the principles that helps to become rich and some are sometimes right and sometimes when applied it doesn’t work. Some dispute the fact that hard work doesn’t provide riches but smart work and it works for them and some are a testament to serious hard work and it’s their reality. There are also those who stumbled upon wealth not by their hard work or smart work just pure luck and universal orchestration and they know nothing about maintaining the riches and are still lucky to be rich.

The point is a lot of things can work for you only if you try and stop looking for a cheat code. Hard work could be your route or it could smart wok but there is no true pattern to get rich.

With the motivation of what we will do, we will continue to try our best to survive with all the obstacles that you and continue to think of solutions to be able to achieve the goals we want and right as you said in the process of becoming rich we do not always get support from everyone and with the motivation and goals from within ourselves, we will always try to be able to achieve what we want and of course we will not easily give up with all the situations we are facing, when someone easily gives up with the condition of struggling to achieve what they want, of course they do not have the motivation to stick to the goals they want and of course that is a waste of their time.

Procrastination can actually cause a lot of financial set backs, there are people with creative ideas that still hold back, they tell themselves that they would work on it tomorrow and it gradually becomes two months. Time is money it's important to utilize it properly, take a bold step and work on the ideas you have. This brings me to the fear of failure, most people are actually reluctant about working on their plans because they doubt themselves, they think that idea isn't good enough, in order to succeed you must fail repeatedly. The fear of failure is indeed a limitation.

Avoiding the wrong circle of friends can do a lot of good, there is a saying that goes as thus" show me your friend and I will tell you who you are" what this means in essence is that there's a very high chance that you can be influenced by the company you keep. If you are around people that don't talk about investing money or people that give you good financial advice just know that your heading down the wrong path. The fear of failure is also a very good point, every wealthy person In the world went through rough times, you will definitely fail but this doesn't mean you won't be successful.

I don't know if there's any example of someone getting rich by imitating what I think, but those who work on something new and whose impression is different from others can usually succeed. Jeff Bezos or Mark Zuckerberg whom we talk about today are definitely different from others. Their impression is definitely different from others. Now that they have achieved it will be difficult for someone else to take their position. I won't say it's impossible but it's definitely difficult for a ordinary people to acquire that kind of achievement. In some cases I must say it is also a matter of luck. Because not everyone can be successful like the mentioned persons.

Everyone in this world certainly wants to be rich but not everyone can be rich. Because to be rich we must avoid several things and must be accustomed to managing finances well in order to build stable wealth. Everything you have described is true and to avoid all that requires seriousness in avoiding unnecessary things so that it will become a habit and change the mindset that in the end you can easily achieve success.

I want to add a few more, another thing to avoid is not having good financial planning. because without clear financial planning, you will have difficulty achieving your financial goals. You should also not set unrealistic goals. because setting goals that are too high or unrealistic can be a big obstacle for you in the future, this will hinder you and will also make you dizzy.

Next, don't be undisciplined in financial matters. because discipline in managing money is the key. Maybe this is the most important, don't get into debt for something unnecessary because the wrong debt can hinder your financial growth. And the last thing to avoid is to avoid impatience. because financial success takes time, and patience is the key to everything.

I don't know the theory you want to enact here or you want to introduce for shortcut of richness if you want to be rich you have a different diverse form that can make you to be rich so I know very well that richness is all about your objective your plans and the other things that will make you to achieve your dream when you fail to strategize where I don't think that you will become rich so therefore in a summary to become rich is all about your plan you carry out with a determination that will make you to be rich a business which people think that is minor business can be a business that will make you to be rich so I don't believe in anything that will make someone not to be rich except personal plan and obligation

This procrastination is more like a slow killer of destiny because people tend to take it lightly than it really is
Most times it could just be that one will say I can always do it forgetting that the earlier you do the better a whole lot of people are far behind life because of their indecisions as a result of procrastination
Secondly people who tend to repel useful, productive and educative informations tend to always be backward because of lack of info on current trends so it creates a major set back

There is no set rule or work to become rich but if you are disciplined and hardworking in life you can definitely improve in life. If you read the life history of the world's richest people, you will surely know how hardworking and dedicated they were. If you are lazy then of course you will never get rich no matter how many rich people you read. To become rich, however, you have to follow the path they showed and be as enterprising as they were. You must be frugal and must match your expenses with your income. If you manage your lifestyle in such a way that your expenses exceed your income, you will never improve your life.

If you do have that kind of behavior about delaying things or simply being lazy or simply not mindful about your future then you would really be ending up on having this kind of approach. You arent that setting up some goals and would really be that wanting or liking or simply being contented on what you do have now. Its not really that bad for you to get contented on what you do have but it is really that something have it con's because you could actually be able to make your life way more better that it is really now or comparing on the current status you are in. It is really just that there were people who doesnt really that mind of
about things and really that wanting or focusing on what they are currently doing. If you dont have any plans into your life in terms of progress then you would really be just that contented on what you do have now.
If you do want on becoming rich. (Who doesnt really like this one?) then it will really be that needed for you to act out and set goals or plans or targets that you would really be that thriving to achieve.
It might not that easy but its not something impossible for you to reach on. There are really those times or moments that you will really be that feeling on giving up because of failures but its really that ideal that you
shouldnt really be stopping on what you are current doing. Sustain and survive until you will be able to hit up your plans.

The point is how you wish to get rich. Is it through the right means, or is it at all costs? The second is easier than the first, but there isn't any prestige and honor in the end, even if you manage to reach richness. So, I would say what to avoid from the perspective of following the right path, which means being transparent, honest and organized in the sphere of your personal life. Don't fool others in order to take advantage and money from them.

Set long term goals, but at same time, be ready to adjust your plans accordingly to the demands of the present time and environment where you are inserted. The path to richness isn't static and linear. There are highs and lows, and it's your ability to keep it up during the lows which will allow you to reach further in this journey. It's not about being happy, optimistic like a fool all the time, but just about being aware that a tempest won't last forever, so once a new lull comes in you will continue doing your part towards your objectives.

There isn't a sure recipe, but there are common elements such as the ones mentioned above which can be integrated by everyone when pursuing their dreams.

No matter how ambitious you are. The people you move with influences your decision. Another thing to avoid is the pair of friends you keep if you really want to be successful in life. Being around so dumb a** will influence you to being limited. You feel there’s nothing wrong with being average.
But surrounding yourself with people who have so much idea and are eager to make progress in life. Automatically you see yourself having same mindset.

That is very true because the circle of friends is an aspect that greatly influences the way each person thinks so each of us needs to filter the people we want to consider as friends in our own lives. This means that if we want to develop and be successful in life, of course the choice is to be friends with people who are already successful and have lots of experience in a particular field so that this can have a direct influence on ourselves.

While people who are still in an environment with stupid people will remain like that until the end of their lives because stupid people will not want to compromise with every idea and suggestion of others as long as they do not understand the idea so they will prioritize their ego and also their own ideas to remain stupid forever. So we all do not have to be friends carelessly in life because it can bring us into a bad environment if we ourselves are still looking for better development in life.

Exactly, The friends greatly influence student spending, perceptions, motivation and action both in the constructive and destructive sense. Indeed meeting people who have positive attitude and experience in different fronts must be full of many valuable lessons. In everyday life, they can encourage and help us become who we can be in our best earthly potential. Learning from those who have already achieved success we may become more prepared for the tests and know we can respond to different situations in a more efficient and nondefensiveness manner.

Friendship also has to be selective because with some friends, it becomes almost detrimental to making friendships because they stifle our abilities and keep us in a box. Environment that is less supporting will create some barriers to our progress because new concepts, problems and solution are not paid much attention. Having connections to people who challenge us to seek new ideas, work most efficiently, and aspire to change make it easier to create a better way of pursuing the goals in our life. We also have a right to select the type of friendship environment that will foster our growth in the future in accordance to the general life direction.

I recently read a scientific article about how intelligence is not so important to be rich. As a rule, IQ tests do not take into account the speed of thoughts and creativity, and smart people often refuse wealth. Rich people may be smart, but they are also decisive.
They act when everyone is waiting or freezes, not knowing what to do. And in the cryptocurrency world, we have already seen an example of this: someone acted in the tap game of NOT coin. And they won money. And someone was late and clicked on the Hamster :)

No matter your income is how much but which matters actually that is your management. Rich people always work for the management of money and they always invest in the assets which are profitable. Rich people do business and that may be small business or large business but they do . In the comparison, poor people feel proud to be an employee and they want only safety in life and they want to live in comfort zone. Rich people always work on their weaknesses and they improve theirselves to get more outcome but poor people work for rich people and they spend their all life in serving their boss .Rich know if they stop their learning,they will lose their position.

We think what he is trying to say here is that you need to be around people who are successful and that you can somehow manage with them, because for the most part successful people have their businesses, companies, jobs that employ others and that thought is good, it is good to Surround yourself with that type of people who will bet on our lives, I think that is where the saying comes from that says: "Tell me who you hang out with and I'll tell you who you are" that totally applies, plus it changes a person's mind a lot.

You are actually right you know procrastination is a major factor affecting %80 of people all over the world. When they have a little opportunity they become too much comfortable and not having the desire to expand or widen their knowledge. Most time they come up with a good idea but putting it to work becomes a problem. They keep procrastinating forgeting that time waits for nobody. And Morover each day that passes by we are slowly meeting our grave, and there is no time till most people become a history of there imagination. All I can say is the earlier the better " a stitch in time saves nine"

This is another important factor that need to be put into consideration. There is a saying which say" show me your friend and I will know who you really are" sometimes evil communication begot bad influence and may slow down ones carrear. Most of our youth today failed because they refused to acquire knowledge from well learned people or business person only because the listen to bad friends that they can't serve anybody or become slave to anybody, rather becomein a boss why they didn't plan anything.

Apart from this point I selected among the few you listed, the other factors are also a good one. Another problem most people face too is working hard in the wrong direction.

Not only about luck. But also about dedication and persistence. Getting rich is difficult, but not impossible. If you put your mind to it, you can achieve anything. You just need to follow the right strategy.

The problem is that most people fall in overspending, diminishing their ability of building true wealth. Getting rid of debt is the first step towards financial freedom. There is no magic button that will help you become rich in an instant. Spend less than what you earn, invest in BTC + Gold + real estate, and make a budget for complete peace of mind. If rich people like Elon Musk and Jeff Bezos did it, so can you. :)

The thing on here is that you do able to try and make out that risks on testing or make a shot when dealing up with something which you do know that it could changed up your life. There are individuals who are really that serious on changing up their lives and there are ones who are really that just contented on what they do have.Its not bad on having such approach but it's always best that you do target out on which it is really that better. In speaking about luck then I could say that there are times or moments that this would really be relevant or something which you do really need.On the moment or time that you do deal up with something then having good outcome or results is something can be obtained without hiccups or simply with less difficulty but of course this doesn't happen all the time. Getting rid with debt is something that I would primarily targeting to achieve on my part on which at the moment or time that I would really be having those initial steps then these are the things I would really be liking to clear up. Avoid on spending on something that could add up into your expenses or simply with those liabilities but instead it will really be much better if you do go for assets that could bring up some profits rather than on putting up yourself into trouble just because of too much liabilities.You might not be able to felt out immediately but time comes that you don't have that much money on your pocket, then this is where you would be starting on thinking.

Discipline yourself if you want to one day turned a rich person, those we are seeing being rich have what they are doing that keeps making them whom they are and what they are achieving till now, but when we are not aware of some of those things, we may not know how we could achieve almost same result as them, we must give ourself to a committed lifestyle for excellence, this will help in many things we do after being determined for it.

Let’s start with self discipline which is the primary factor. Then we move to avoiding the habit of not reading. There’s this saying that if you want to hide something from a black man African precisely. You should put it inside a book, because he will never open to read the book. Also avoid taking too many advice from too many people. Because you might end up being confused. Then you shouldn’t take advice from someone who isn’t in where you want to be in life.

One of the biggest enemy in life is envy now people want to catch up as soon as they can so they can told to themselves or just to show to other people is they are now successful we have different run in our life now if you want to keep chasing other people regarding with their success one of the factor is you get stress out and want to chase them out, might cause anxiety so make on your own pace. Another thing is the circle of friends reason why you must need to choose the people around you, most of the time you adopt their habit, and how they approach now, if you came in a bad circle of friends possible you will not grow, imagine how does the rich people makes a connection. Fear is part of the life if you will not take a risk you will not know the answer, self confidence is the key now if you skip a lot of opportunity its now your lost.

Discipline alone is not enough, people who achieve success have very good connections, know how to find opportunities and, what is very important, know how to find the means to implement their ideas, and are not afraid to do it.

How many times have I heard from people about good ideas, but when it is necessary to act, they find excuses why it will not work out for them, instead of looking for opportunities to start changing something in their lives. Yes, sometimes circumstances arise in which it is very difficult to do something, but more often it is all temporary and there are many opportunities around us, in almost any business you can earn good money, you just need to start acting, and discipline is already about maintaining the result.

Not every business that you start will be successful, but if you do not try anything, then nothing will work out.

Fear of failure

If you do really want to have that changes into your life then you should really be that making yourself having that kind of mentality and emotions on which you should really be able to sustain yourself
on whatever challenges or failure that you will really be able to encounter along the way. It is really that hard to do such thing but its not impossible. If you do have plans on having that good life,
then you should work hard to achieve it. You wont be able to achieve success if you dont be doing something or simply going out with your comfort zone.

Becoming rich wont be easy, you will be needing to have a business or investment that will really be increasing your financial state or condition. Who doesnt really want to become rich?
We are really just that good in planning but not really good on working hard and on the middle of something then you do immediately stop because you cant take it anymore on the hard
thing that you've been currently experiencing.

Definitely procrastination it's one great enemy of success and and knowing fully it affects alot one need to take a bold step in running pass this, I like the points you  that you stated here they are all major aspect that one need to avoid inorder to become rich or successful, and in the quest of riches one aspect that really matters is knowing the circles of friends you keep cause it validates your success and if I would want to add to this I think consistency in anything you tend to do to become successful should be taken seriously.

One has to move forward boldly through various plans keeping the goal in mind. Maybe this path is very difficult for you, so you have to move forward without looking back. On the way to achieving your specific goals, you will see many unwanted emotional dreams that will become barriers to achieving your goals and will destroy your dreams of becoming rich. The points of getting rich must be mastered with hard work and energy through hard work with right decision at right time.

I have seen all the rich people all over the world who are hardworking and have overcome all obstacles to achieve the impossible. Reality is tough so you can refer to a well known well-wisher who is a successful person for proper guidance. As reality is tough, you have to adapt yourself to the reality behind getting rich and start the journey with what your financial position is. Maybe this little plan is the focal point of your getting rich.

Procrastination has been the major problem of many people and that's why they have not been able to make decisions that will be suitable for them so they can get to the next level. Apart from having plans and business ideas, having the resources to set up a business can be a big challenge that's why everyone need to master the act of execution just like some business minded people that will go as far as getting loan or tricking a business deal with rich men that have money so that they can utilize their business idea to make things possible without any capital.

I get your point but I don’t agree with all your take on the topic. Luck has a role to play in getting rich in terms of presenting you with opportunities and you being in the right places at the right time to make those decisions that can get you to where you need to be. But luck isn’t all there is to it, you can be given the opportunity and still sleep on it because you do not recognize the value. It takes more than just luck to be rich, there are millions of poor people in the world today, you can’t tell me this people are poor because they are unlucky.

Becoming rich requires a combination of factors and cannot be based on luck alone, but I believe that luck is an important factor in the wealth of any rich person. I don't believe that someone can be rich without luck but there are many people who deny this and they think that what they have is due to their efforts and not luck. That is understandable because luck is considered an invisible force that we cannot see, so those who do not believe in it will find it difficult to believe that their wealth is due to luck.

Also, that doesn't mean we just sit around and do nothing and luck will come to us, we have to go out and find luck ourselves. So if we want luck and want to become rich, we must first make an effort to seek them, they will not come to us by themselves.

For me what I should not do to be rich is not spend on unnecessary things, not spend more money than you earn, only spend what is necessary to be able to live well and healthily, another thing is not buy luxuries or not give yourself unnecessary luxuries, many want to make others see that they have a good social status and want to show what they are not, and above all work hard, only by working hard and risking a little more is how you can become rich and the most important thing is not give up along the way, envy, telling our plans to others is something that can stop everything, with envy you can not do anything, but if we keep quiet, so that nobody sees what we are focused on and do not tell them anything, it is always better to keep quiet.

You can still spend on unnecessary things but if you have made ways for good businesses and other financial investments you will not find it difficult to remain financially bouyant, there are people who have been living a luxurious life style yet they aren't getting broke that's because they have a good financial foundation and their business is very active as they make profit on daily basis those kind of people will find it difficult to stop the life style because of what they have on ground. Your plans can be know by people but they can not stop you if you know what you are doing.

Most people who dive in the path of entrepreneurship, end up failing in the long run. Becoming your own boss and achieving financial independence is not as easy as it sounds. The fear of failing alone, is one of the many reasons why most people stay poor. Life is full of risks. But only those able to take on those risks, will be able to succeed in the future.

If Bill Gates, Steve Jobs, Mark Zuckerberg, Jeff Bezos, and Elon Musk did it, so can you. It's all a matter of spending less than what you earn, investing your money in stocks/real estate/assets, and having multiple sources of income. You need to start from below (zero) to reach the top (unless you earned wealth by heritage). I hope people make the right decision for the sake of their financial health and well-being. :)