Bitcoin Forum

Hello, community members!

We’re excited to introduce a versatile platform designed for the European market and beyond, offering a complete solution for digital asset management. Combining a custodial wallet, an exchange, and a payment processor, the platform allows you to securely store, exchange, and manage cryptocurrencies while integrating with top global and European exchanges.

With support for over 20 cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Monero, the platform enables quick and seamless exchanges for both crypto and fiat currencies, tailored to meet the needs of European businesses and users. The system offers advanced tools like risk management, KYC protocols, and a powerful merchant API, ensuring compliance with European regulatory standards and providing flexibility for customized business solutions.

Key features include:

• Instant transactions. Process cryptocurrency exchanges 24/7 with minimal fees and no unnecessary delays.
• No holding periods. Funds are transferred immediately without being retained in accounts, ensuring prompt access to your assets.
• Automation & security. Fully automated processes and compliance with European security protocols, enabling businesses to operate efficiently and safely.

TrustChange provides everything you need to manage and optimize your digital asset operations, offering a fast, secure, and scalable solution for the evolving European market.

Contacts:

Email: support@trustchange.com
Telegram: https://t.me/TrustChange_robot

Another in a series of exchanges that collects all data about its users, IP, KYC...  :(

The fixed rate is 1%, but in the current comparison of the offered price on your site 1 BTC ≈ 61499.4632406 USDT compared to CMC $62,515.27, the difference is 1.6%. Where did this additional ~0.6% come from and why was it not emphasized?

Could you please provide us with the order number or any other relevant details? We will review the specific case to ensure everything is correct and explain the process to you in more detail.

Rest assured, we value our users' privacy and adhere strictly to the necessary legal requirements when it comes to data collection.

He is simply pointing out the inaccurate fees or hidden fees that the customer may not know about, which is unfair. I think an order ID is necessary. You should just check out your exchange using any test order and correct it.

I think @examplens comments are in good faith.

They answered enough that it can be considered an answer without giving any explanation.  :( Regardless, I will not push them further in any direction, their business.

New Instant exchangers appear every day, apparently, it has become a business that is easy to start, even if you don't have enough experience with it. Finding a way to stand out from the crowd is one thing, or you can just start a service and hope for the best.

Let's clarify the situation:

Fixed rate means you get the rate quoted at the time the transaction is initiated, plus a fixed fee (1%, 3% or 5%) + network and exchange fees. This gives you the ability to lock in a price even if the market moves within a tolerable range.

The floating rate depends on changing market conditions and is determined after receiving the required number of confirmations in the blockchain network. That is, the commission may vary along with the change in the market rate.

Regarding the 0.6% difference, it comes from the fact that when choosing the fixed rate, we add 1% to the floating rate to ensure a high probability of a successful transaction with a predictable outcome. So in the end, the total is 1.6%, as you correctly noted, but unfortunately, your conclusion was incorrect. There is no hidden commission.

All these points are explained in detail on our website. You can visit and learn about the difference between a fixed and floating rate and how our commissions work. This will help to better understand the process and avoid any misunderstandings.

Then you should clearly emphasize that the fixed rate is actually a float + 1%. Users should know exactly what they are paying for and how much it will cost them.
If you increase the % compared to what was highlighted, it is definitely considered a hidden commission, although there are worse names for such behaviour.

Before I wrote the first comment, I was looking for an explanation of what was happening here, but I couldn't find it. Maybe it exists, but it is quite hidden. A bit tricky, isn't it?
You can also share here where exactly all the details about how much you charge fees are explained.

Thank you for your feedback. I want to clarify that all details regarding how our fixed rate works, as well as fees, are transparently described in our policies available on our website. You can find the full explanation here: Privacy Policy.

Regarding the fixed rate, here's how it operates:
When you choose a fixed rate, you receive the amount indicated at the time of transaction initiation. You only pay the selected fixed percentage + exchange fee and network fee. If the market rate changes by more than the selected percentage before receiving the required number of confirmations on the blockchain, you will be prompted to either proceed with the exchange at a floating rate or request a refund.

We are committed to full transparency and ensuring that users know exactly what they are paying for. If there is anything else you'd like us to clarify, feel free to ask.

Your personal crypto wallet at your fingertips

TrustChange Wallet offers a practical and secure way to manage digital assets. With support for multiple currencies, seamless exchanges, and real-time updates, it brings everything you need into one platform.

What makes TrustChange Wallet stand out?

▪️ Custodial wallet security
For those who prefer not to manage private keys themselves, TrustChange Wallet ensures their safekeeping. The wallet’s custodial setup means your assets are securely managed.

▪️ Supports crypto and fiat
The wallet allows transactions in both cryptocurrencies and fiat. Whether you’re exchanging one crypto for another or converting your assets to fiat for withdrawal, everything can be handled in one place.

▪️ Real-time updates
Deposits, exchanges, and balance updates happen instantly, making funds accessible as soon as the transaction is completed.

▪️ Crypto-to-crypto exchanges
The wallet supports easy swaps between popular cryptocurrencies like Bitcoin, Ethereum, Litecoin, and USDT.

▪️ Flexible fiat options
With fiat payment capabilities, users can deposit crypto and withdraw fiat, or vice versa, without complications.

▪️ Personalized wallet addresses
Each user receives a unique wallet address for each token type, automatically generated after the first transaction.

TrustChange Wallet combines ease of use with essential functionality, offering a straightforward approach to managing digital assets.

I have to say that this is not recommended, custodial services, i.e. centralized exchanges collapse and get hacked every now and then, there is no reason why anyone should prefer a third party managing their private keys for them and that includes your service here. Funds can only be secure when people use their self custodial wallet and secure their funds themselves.

TrustChange: Features to simplify crypto management

TrustChange offers tools designed to make managing cryptocurrency assets easier and more secure. The platform focuses on usability and efficiency for all users.

▪️24/7 transaction processing and support
Transactions can be completed at any time, with round-the-clock platform availability and support ready to assist when needed.

▪️Integrated wallet payments
Users can easily make payments and exchange funds through the built-in wallet system without unnecessary complications.

▪️ Real-time balance and order updates
Stay informed about your wallet balance and active orders with real-time updates for better decision-making.

▪️ Quick cryptocurrency exchange
Easily swap one cryptocurrency for another without relying on external services.

▪️Flexible deposits and withdrawals
Support for multi-currency deposits and withdrawals ensures convenience and adaptability.

▪️ Exchange rates and transaction history
Keep track of live exchange rates and access your transaction history whenever needed.

TrustChange is built to make crypto asset management straightforward for both experienced investors and newcomers.

TrustChange API. Simplifying crypto payments for your business

Crypto payments are becoming a key part of modern commerce, offering speed, security, and flexibility. TrustChange API provides tools to help businesses easily integrate cryptocurrency processing into their payment systems, catering to both customer needs and business growth.

Here’s what TrustChange API enables:

• API crypto processing

Generate unique payment addresses for each transaction, ensuring smooth payment tracking. Instant notifications upon confirmation make releasing products or services efficient and hassle-free.

• Payment link API

Create transaction-specific links with fixed exchange rates for a set time, offering a user-friendly payment experience. Choose between keeping payments in the original cryptocurrency or auto-converting them to USDT.

• Wallet payments

For customers with TrustChange accounts, transactions become faster and easier. Payment links connect directly to wallet balances, perfect for repeat customers.

• Crypto purchase & Wallet transfer

Customers can purchase cryptocurrency via card and have it securely transferred to your merchant wallet—all in one seamless process.

TrustChange provides flexible payment management with robust security measures to protect businesses and clients alike, regardless of scale.

Boost your business with TrustChange’s advanced crypto processing solutions!

How TrustChange ensures fund safety

Security is a crucial element in managing and exchanging digital assets. TrustChange employs multiple strategies to protect your funds and ensure a reliable experience. Here's what we do:

▪️ Licensed and regulated
Operating under a European license, TrustChange follows strict legal and regulatory guidelines. This ensures that all operations are conducted transparently and securely.

▪️ AML & KYC protocols
To prevent fraudulent activities, we use advanced Anti-Money Laundering (AML) and Know Your Customer (KYC) systems. These measures enhance transaction security and align with global standards.

▪️ Comprehensive security measures
With services for both crypto exchanges and wallets, we implement industry-standard security solutions to safeguard your digital assets and ensure seamless transactions.

Safety and transparency are at the core of what we do, helping users navigate the crypto world securely.

Create and manage crypto addresses

Managing digital assets requires a reliable and convenient system. With TrustChange, you have the ability to create, configure and manage multiple crypto addresses without unnecessary hassle within a regulated platform.

Why create multiple addresses?

TrustChange allows you to generate as many addresses as you need for each cryptocurrency on the platform. This allows you to more efficiently manage transactions, separate personal and business funds, or track specific operations.

What makes it convenient?

▪️ Create an unlimited number of addresses
You can generate as many addresses as you need for any cryptocurrency supported on the platform.

▪️ Personalization and tracking
Give addresses custom names and add comments to easily organize and review your transactions.

▪️ Speed ​​and security of transactions
Having multiple addresses in one place allows you to make deposits and transfers faster and more securely. Every step is carefully monitored, providing you with additional peace of mind.

Manage your assets more conveniently and simplify your crypto journey with TrustChange’s efficient address management system.

Your questions, our answers!

We’re launching a new section where we’ll cover frequently asked questions about cryptocurrency exchanges. The goal is to clarify key concepts and help users navigate the process more confidently. Today, we’re explaining fixed and floating exchange rates, as well as how our service operates.

▪️ What is a fixed exchange rate?
A fixed exchange rate is the rate offered to you at the beginning of your exchange, and it remains constant until the transaction is processed. Before initiating an exchange, you can choose from three types of rate fixation: 1%, 3%, or 5%. For example, if you select a 3% rate, your exchange rate will stay fixed as long as the market fluctuation does not exceed 3%. This allows you to easily calculate the final amount you will receive during your exchange.

▪️ What is a floating exchange rate?
A floating exchange rate can change during the processing of your exchange. For instance, when you create a request, the rate might be one value, but by the time the payment is processed, it could vary slightly. This is due to market fluctuations and transaction fees on the blockchain. With a floating rate, the final amount may differ from what was initially quoted when you created the exchange.

▪️ How does the exchange process work?
Our platform runs automatically, ensuring that transactions are processed 24/7 without manual approval. This allows users to exchange funds anytime, with transactions completed efficiently and securely.

Have more questions? Stay tuned for future updates where we’ll cover more crypto-related topics!

Fast & secure currency exchange in minutes

Managing digital assets efficiently means having quick access to both fiat and crypto. TrustChange provides a simple way to convert between the two, making transactions smooth and accessible. With support for multiple currencies and security measures in place, the process remains both reliable and convenient.

▪️ Quick transactions without delays
Timely access to funds can be important, and instant deposits or withdrawals help avoid unnecessary waiting. A multi-currency system ensures a seamless exchange process, keeping transactions efficient.

▪️ Security & compliance
To maintain transparency and safety, transactions follow regulatory standards, including AML and KYC measures. These protocols help create a secure environment for exchanging digital and traditional currencies.

▪️ Multiple currencies for flexibility
Supporting various fiat and crypto options allows for smoother global transactions. Real-time exchange rates help users stay informed when managing their funds.

▪️ Integration options for businesses
For companies that work with digital assets, an External API makes it easier to incorporate crypto payment solutions. This can help simplify transactions within different business platforms.

With digital finance becoming more common, having a straightforward and secure way to manage different currencies can be useful for both individuals and businesses.

Real-time crypto transaction tracking

For anyone dealing with cryptocurrency, staying informed about transactions is essential. Whether you need to check a past payment, monitor an ongoing transfer, or keep an eye on spending, having real-time access to transaction data helps with financial awareness and planning.

With TrustChange, you can:

▪️ Review transaction history
A detailed record of past transactions allows users to verify payments, track fund movements, and analyze financial activity when needed.

▪️ See live payment status updates
Instead of waiting in uncertainty, real-time updates help users check whether a transaction is pending, completed, or still being processed.

▪️ Monitor spending and cash flow
Tracking outgoing and incoming transactions makes it easier to manage funds, adjust budgets, and plan for upcoming payments.

▪️ Use it for personal or business needs
Whether managing individual crypto holdings or overseeing multiple business transactions, having structured access to transaction data provides better financial clarity.

Having clear, up-to-date transaction information ensures that users can make informed decisions and stay in control of their financial activity.

Financial freedom 24/7. How TrustChange enables round-the-clock crypto trading

TrustChange allows users to trade cryptocurrency at any time of day. The platform remains available outside regular business hours, which is useful in a fast-moving market. This can be relevant for those who want flexibility in managing their assets.

▪️ Why 24/7 matters
Crypto markets don’t stop, and access to trading tools around the clock can be important. TrustChange lets users respond to price changes as they happen, even on weekends or late at night. This helps avoid missing market shifts due to time limitations.

▪️ Uninterrupted service, stable access
The platform runs continuously with standard security protocols in place. Transactions are processed without interruption. It stays available regardless of time or day.

▪️ Support when you need it
Customer support is available 24/7 for technical questions or assistance with transactions. Users can reach out anytime if something doesn’t work as expected. The team aims to respond promptly.

▪️ Trading at your own pace
Whether experienced or new to crypto, users can manage trades on their own schedule. There’s no need to wait for specific hours. The system is designed for convenience and accessibility.

This functionality is intended for users who need up-to-date visibility into their crypto-related financial activity.

Automating operations. How TrustChange API helps businesses work more efficiently

The TrustChange API is designed to optimize routine processes in crypto-related businesses. It enables automated transaction handling and simplified wallet management, reducing the need for manual input.

▪️ 24/7 automated processing
With the API, transactions can be processed around the clock without manual involvement. This helps reduce processing time and minimizes the risk of errors.

▪️ Wallet management via API
Users can track balances, manage deposits, and operate multiple wallets directly through their own interface.

▪️ Payment link functionality
The Payment Link API allows quick generation of payment pages that clients can use for crypto transfers.

▪️ Exchange integration and order handling
The External API supports integration with exchange functions, and the Order API enables order creation with real-time status updates via socket notifications.

TrustChange API can be a useful tool for companies aiming to streamline operations and improve customer experience with less overhead.

Ride the crypto waves with TrustChange's adaptive rates

Crypto markets often shift rapidly, much like ocean waves. TrustChange reflects this volatility by offering dynamic exchange rates that adjust in real time alongside market movements.

▪️ No delays in rate updates
In fast-moving environments, price changes can happen in seconds. TrustChange updates exchange rates in real time, displaying values that align with the current market moment without delay.

▪️ Market changes reflected instantly
As rates fluctuate, users see the updated numbers immediately. This may support timely tracking or analysis based on up-to-date pricing.

▪️ Live data, presented continuously
Rates are not fixed or static. The system adjusts automatically, removing the need for manual refreshing or waiting for updates.

▪️ Consistent alignment with market activity
Instead of relying on past data or scheduled refreshes, TrustChange syncs directly with ongoing market shifts, offering a stream of updated rate information as conditions evolve.

This approach is part of how the platform presents exchange data — reflecting changes as they occur, in step with broader crypto market dynamics.

Using crypto without banks. How TrustChange works

TrustChange is a platform that allows users to exchange cryptocurrencies without relying on traditional banking systems. It is available to both experienced cryptocurrency users and those new to the field.

▪️ Independence from banking institutions
The platform does not require integration with banks to complete transactions. Users can exchange crypto assets without the need for bank approval or mediation. This can provide access to financial transactions in regions where banking infrastructure is limited or unavailable.

▪️ Direct transactions between users
TrustChange supports peer-to-peer exchanges. The platform’s architecture enables users to carry out transactions directly with one another, bypassing traditional intermediaries. This may reduce delays typically associated with third-party financial services.

▪️ Real-time exchange rates
TrustChange displays current exchange rates that reflect real-time market conditions. This allows users to make transactions based on the latest pricing without relying on delayed or fixed rates.

▪️ Security protocols and transaction protection
The platform uses encryption and digital wallet technology to protect user data and store assets. Transactions are processed through systems designed to ensure consistency and integrity without disclosing sensitive user information.

TrustChange functions as a tool for those interested in decentralized financial activity, offering an alternative to bank-dependent crypto operations.

Free crypto storage option available via TrustChange

Some crypto platforms now offer commission-free storage for digital assets. TrustChange is one such platform, providing users with the ability to store a variety of cryptocurrencies without ongoing storage fees.

▪️ No storage fees
Users can keep their crypto assets on the platform without paying any commission or maintenance charges. This may be relevant for those looking to reduce overhead costs.

▪️ Accessible from multiple devices
The platform allows users to access their assets from different devices at any time. This could be useful for those who regularly check or manage their portfolios on the go.

▪️ Security protocols in place
TrustChange applies standard encryption and protection measures to safeguard user funds and data. While fees are not charged, security remains a core component.

▪️ Support for multiple currencies
The platform supports a range of digital assets, including major cryptocurrencies like Bitcoin and Ethereum, as well as various altcoins.

This is one of the available options for storing crypto assets with no associated storage fees. Suitability may vary depending on individual needs and preferences.

Crypto market faces record $19 billion liquidation wave

A massive crypto sell-off on October 10 triggered over $19 billion in liquidations within 24 hours, marking the largest in market history, according to Coinglass. The crash followed U.S. President Donald Trump's announcement of new 100% tariffs on Chinese goods and potential export restrictions on critical software. Markets reacted instantly, with global equities and crypto plunging.

Bitcoin briefly fell to $102,000, while altcoins suffered sharper declines — Ethereum dropped 14% to $3,700, and Solana dipped below $175. Overall, the crypto market lost nearly 10% of its total capitalization in a single day. Despite a mild recovery, volatility remains extreme across exchanges.

Coinglass reported that more than 1.6 million traders saw their positions forcibly closed, totaling over $19 billion, with long positions accounting for $16 billion. The largest share came from Hyperliquid, which recorded $10.3 billion in liquidations and a single trader loss exceeding $203 million.

Exchange platforms also faced outages under heavy load, delaying liquidation reports. Analysts note that the final figures could be even higher, as some exchanges — including Binance — release liquidation data with significant delays.

New York mayor establishes office for digital assets and blockchain

New York City Mayor Eric Adams has signed an executive order creating the Office of Digital Assets and Blockchain — the first of its kind in the U.S. The office will be led by Moises Rendon, Adams' former advisor on cryptocurrency policy. It aims to position New York as a global leader in the digital economy.

The new office will promote responsible Web3 innovation and attract top-tier talent and partners. It will also coordinate communication between the blockchain industry and city authorities. Collaboration with the Office of Technology and Innovation (OTI) will be central to its work.

Mayor Adams emphasized that adopting new technologies helps make the city safer and more accessible. He has been a vocal supporter of crypto, even receiving part of his salary in digital assets. Adams also formed a crypto advisory council earlier this year and endorsed the idea of Bitcoin-based bonds.

Newly appointed director Moises Rendon said his first priority is to assemble an expert commission to guide pilot blockchain projects. These initiatives will explore how distributed ledger technology can enhance transparency and efficiency in city services. The office will also focus on inclusion and expanding financial opportunities for underbanked communities.

Trump pardons former Binance CEO Changpeng Zhao

U.S. President Donald Trump has pardoned former Binance CEO Changpeng Zhao, who served four months in prison. Zhao confirmed the news on his X account. He previously stepped down from all leadership roles at Binance as part of a settlement.

CZ was sentenced in April 2024 for compliance violations tied to Binance's operations. He entered prison in June and was released in late September. Since then, he has focused on an educational project called Giggle Academy.

Reports last year suggested discussions about a potential pardon linked to U.S. political interests in crypto. Zhao later submitted a formal request for clemency. The White House confirmed Trump signed the pardon on Oct. 23, saying Zhao was targeted by the prior administration.

Zhao thanked Trump for the decision and voiced support for crypto innovation in the U.S. The news sparked speculation that Trump may also consider clemency for former FTX CEO Sam Bankman-Fried. His appeal hearing is set for Nov. 4.

SBF publishes new claims about FTX bankruptcy
​
Sam Bankman-Fried shared a document on October 31, 2025, claiming FTX was solvent at the time of its collapse. He alleges the bankruptcy team effectively seized control of the company. The post was published on his X account by an unnamed associate.

The document states FTX held $14.6 billion in assets during bankruptcy and could compensate customers at 119%–143% of their balances. It claims 98% of users have already received an average of 120% in payouts. Bankman-Fried argues the crisis in November 2022 was a liquidity issue, not insolvency.

SBF also accuses the law firm Sullivan & Cromwell of intentionally pushing FTX into bankruptcy. He says lawyers sold assets at undervalued prices, prolonged the process, and caused losses of about $120 billion. According to him, FTX could have repaid all customers in 2022 without converting deposits to dollar values.

The publication comes as SBF seeks political favor, including a potential pardon from President Donald Trump. Critics, including investigator ZachXBT, dismissed the document as an attempt to shift blame. They argue SBF is misrepresenting the situation and exploiting the rise in FTX-related asset values.

IRS clears staking for crypto trusts and ETPs

The U.S. Internal Revenue Service has released new guidelines allowing crypto investment trusts and exchange-traded products to earn staking rewards without losing their tax status. The rules were published as Revenue Procedure 2025-31 and take effect immediately. The decision is aimed at clarifying how staking fits within existing U.S. tax frameworks.

U.S. Treasury Secretary Scott Bessent called the update a "clear path" for trusts to participate in staking while remaining compliant. He noted that the guidance strengthens investor benefits and encourages innovation in the digital asset sector. According to Bessent, this step helps the U.S. maintain its position as a global leader in blockchain and crypto regulation.

The document introduces a "safe harbor" framework that lets trusts stake assets like Ethereum without risking their classification. To qualify, trusts must hold a single digital asset type, use a qualified custodian, and maintain SEC-approved liquidity standards. They must also keep independent relationships with staking providers and limit activities to custody, staking, and redemptions.

Legal experts say the policy removes a major regulatory barrier for products like crypto ETFs and institutional trusts. Consensys attorney Bill Hughes notes that the safe harbor brings long-awaited clarity and positions staking as a legitimate, conservative income strategy. The update comes as the first U.S. spot staking ETFs launch, including the REX-Osprey ETH Staking ETF and upcoming Solana-based products from Bitwise and Grayscale.

Czech National Bank creates $1 million test crypto portfolio

The Czech National Bank has created its first test crypto portfolio worth $1 million. The assets were purchased outside international reserves to study how blockchain-based technologies function. The portfolio includes bitcoin, a U.S. dollar-pegged stablecoin, and a tokenized deposit.

The project was approved on 30 October 2025 after the bank reviewed an analytical report on new asset classes. Officials said the goal is to test the full operational cycle, including key management and compliance. Only the section related to digital assets was made public.

CNB Governor Aleš Michl said the idea emerged in January 2025 to evaluate bitcoin from a central bank perspective. He emphasized that bitcoin is highly volatile and investors must understand the associated risks. The experiment is meant to study diversification potential, not to signal a reserve strategy.

The bank stressed that it does not plan to add crypto assets to official reserves. It also has no intention of expanding the investment for now. The test portfolio remains fully separated from international reserves and does not affect monetary policy or currency interventions.