Bitcoin Forum

The solution to using Bitcoin as an everyday currency despite its small  decimal fractions or Satoshi, involves using a Bitcoin wallet which converts your BTC to dollars so you can see it clearly and use for purchase without any maths or racking of the brain, then there's also the Bitcoin payment processor that will automatically convert your Bitcoin into dollars when you make a purchase.

Some great examples of Bitcoin payment processor may include Bitpay, Coingate, BTCpay server, Luno may be for the future emerging crypto currency markets and coin base commerce.
While Bitcoin wallet could include software/hot wallets with easy access to the Internet, mobile wallets for most of our smartphones, web wallets like Binance, kraken, coinbase, we also have the hardware or cold wallets and then the paper wallets which also qualify as a cold wallet.

If more businesses and merchant individuals were to make the use of Bitcoin for payments as basic and necessary as much as they also use Fiat currency for payments and transactions and trades, then the government may have no choice than to openly legalize it, while we are let alone to deal with the taxes.

* What is your excuse for not adopting Bitcoin in your startup or thriving business?
* What's your excuse for not using Bitcoin to pay your bills currently?

I don't have any business at hand, but when I set up one, I will definitely add bitcoin as an alternative payment method for whoever is interested to pay with bitcoin.

What bills are you talking about, because you cannot buy everything you want to buy with bitcoin. My government isn't free with crypto enthusiast, because they're understanding it from the opposite side.

1.Such payment processors already exist, but this isn't the main problem, that stops mass adoption of BTC as an everyday currency.
What stops BTC as a everyday currency is the expected growth in the value/price of BTC and the price volatility.
Would you ever spend BTC on buying stuff, when you know that the BTC price might increase by 25 or 50% tomorrow?

2.Bitcoin and cryptocurrencies are already legalized in most developed countries around the world. I guess that by "legalized" you mean cryptocurrencies being accepted by the governments as legal tender. This would never happen and actually there's no need for cryptocurrencies to be accepted as a legal tender.

Regulation of course. If my government allow Bitcoin to be additional payment system, I will use it and apply Bitcoin to my business. But if the government prohibit Bitcoin to be used as payment system, I don't want to break it because that can make me in a trouble.

That will break my country law because my government already clear saying that Bitcoin is not money and not payment system. Our people still use fiat to transact and use Bitcoin for the investment and our government tell that Bitcoin as a commodity.

Maybe that will change in the future so I don't have to think about that. I can still use Bitcoin for the long term investment.

Technically and fundamentally, there is nothing preventing the use of a Bitcoin payment gateway. However, in practice, this requires two basic conditions: First, the service on the site must have a legal activity license that allows the use of Bitcoin as a supported currency, which is not granted by most licensing authorities. Second, the targeted customer niche must be familiar with crypto payment systems and know how to use them. If these two conditions are met, site owners will be required to meet the needs of the market and thus support modern payment systems that are compatible with market conditions.

There are enough platforms to buy and spend your bitcoins and main barriers of making Bitcoin as daily spending and currency is legal issues with governmental regulations as well as on chain transaction fees that are expensive with many people.

Bitcoin Lightning Network, layer 2, side chains can be solutions in future.
Sidechain Observer - Projects & current state of development (https://bitcointalk.org/index.php?topic=5496743.0).

Make it more feasible in transaction fee, more people will use it more often.

No excuse because I don't even have startup or business.

Because I have cash and it's accepted by anyone, no one will ask what's that or what's it, no one will look me more than average person, and there's no fees should be paid.

I'm sure people prefer country who not ban nor regulate Bitcoin and they didn't tax it over country who regulate Bitcoin including accept it as a legal tender, but they tax it.

16 years ago, Satoshi created Bitcoin with the sole purpose of turning it into a currency, a peer-to-peer payment method. But in the past 16 years, not too many people want to use bitcoin as a currency, instead, most just want to turn and use it as an investment .  And by now, it can be said that the world has considered it an asset, an investment and not many people are interested in its original concept and purpose anymore. What everyone cares about when it comes to bitcoin is how to get the most profit, including me and you .  So I think it's too late to talk about using bitcoin as a currency .

By the way, I would also like to know . Do you use bitcoin for everyday payments instead of fiat, and do you adopt bitcoin as a payment method for your business?

I don't have a startup & thriving business...


Startups, thriving, and all other businesses need to start accepting Bitcoin so I can use it.

Simple as that... Some advanced countries had (and have) all sorts of services, but it's there... I still waiting for some changes in my country. But somehow I am patient, changes will come, and Bitcoin will come. To me, it's just a question of time.

I do not think that the government can be under pressure to legalize use of bitcoin for payments because they see their citizens using it. If the government do not want it, regardless of the pressure from the citizen, they can ban its usage and tag it illegal.

We are not all business owners. We do not all have the ability to handle and organize a business.

Merchants shouldn't always be blamed for not accepting BTC as a means of payment, because many accepted it and then removed it after a while - the reason is simple, almost no one or absolutely no one paid anything with BTC. It is true that very few people perceive BTC as a currency, and when it is so difficult to do so, it is difficult to expect any mass adaptation in that direction.

As for governments and legalization, in most countries of the world there are no legal obstacles for someone to enable customers to pay with BTC because no special law is needed for someone to do so. We also saw that BTC as a legal tender in El Salvador ultimately failed, which only proves that no amount of force or obligation will produce results.

Besides, asking governments to somehow approve BTC instead of their fiat is not something we can or should consider realistic - centralized finance is one of the pillars of control of human society.

It's hard to answer this because i'm not a business owner, but i saw most of merchants in my environment reluctant to add crypto due to the volatility.


1. Almost not service is adopting crypto.  So difficult to pay may bills with crypto, except using crypto debit card.

2. Volatility as always, you can imagine when i'm preparing like a 300 dollars to pay monthly bill, when i wanna pay it, the price of crypto decreased, then i can't pay my bill caused by impermanent lose.  :D

In the European countries, it will be and we will see Bitcoin at good hype because in last few years, we are watching more people who will take interest in BTC . More people will will mine BTC and it will be famous cryptocurrency all over the World but BTC could not take place of currency because currency had its own place and government want to handle the pockets of public and if BTC will be currency then government will get nothing and government will be against BTC but Trump could take action about that but he is also politician.So, it is looking very hard that BTC will be International currency all over the World but I think it will be more strong.

A whole lot of people would prefer hodling their bitcoin than spending it as a result of the growing value bitcoin possesses, the reality is that we all prefer to accumulate than transact with it because in the future your one bitcoin today has the the potential to do times 2 or more in value.

Another concern is that, true that bitcoin can be fractionalize (sotoshi) but where we could be having problems is how do I buy an item of $1 in BTC when just the transaction fee is almost equivalent to the what I am buying. In other words, bitcoin mostly fit in for transactional uses (buying and selling of items) that are with high price value like cars, sofa, house etc. or maybe I am just exaggerating.

In my country, bitcoin is not an official means of payment. From the point of view of national legislation, Bitcoin is property. At the same time, the use of surrogate funds for settlements in my country is strictly prohibited.

In this regard, I do not consider options in which I would purchase goods, works or services for the first cryptocurrency. Also, I do not consider options for accepting bitcoin as payment for the services I provide in my country.

Another thing is the virtual space. In the virtual space, I very willingly accept satoshi as payment for the services I provide. Bitcoin is actually a decentralized protocol for transferring value in the virtual space.

I do not see much reason to use it as a means of payment in the real world (there are many other excellent alternatives).

I do not own a business yet. Moreover, my country is yet to legalise bitcoin as a legal tender. Even if I must adopt Bitcoin in my business, the success of it will depend on the customers if they will be willing to carry out transactions with bitcoin.

Since bitcoin is not legalised yet, paying my bills with bitcoin isn't yet a priority. Especially when I know the business owners may not accept it.

---

Many people already know that there are wallets where they can convert their bitcoins to fiat to carryout easy transactions.  But then, how many people own bitcoins with the aim of using it as a currency? The truth is, volatility has forced many to hold bitcoin as an investment instead of the digital currency it was intended to be. Every bitcoin enthusiast will have to change their mindset about bitcoin to be able to use it as a currency.

Isn't that we already have fiat value on every wallet we use? I can see that on Electrum.

The reason for no adopting as payment goes beyond the mentioned reasons, Bitcoin transactions are slow and the network can't handle thousands of transactions every second and for that we have LN now but it's kind of not user friendly when it comes to an average joe who is not a nerd.

The solution can be, bringing swiping or tapping of crypto debit/credit cards on pos machines. And we also need governments to encourage the crypto adoption but it isn't happening either.

This is the only solution. Bitcoin isn't the most convenient currency for daily transactions, perhaps we can learn from El Salvador's case, but I still don't think its viable. Debit cards such as Binance's (which has been discontinued) Bybit etc. are decent alternatives. Still though, I personally wouldn't use Bitcoin to buy groceries or to pay my electricity bill, we can already do that with fiat currencies and it doesn't solve any actual problem, is it? What benefit do I get from paying a centralized institution, such as fuel, or my bills, with Bitcoin?

Whether some of us admit it or not, Bitcoin has become more of an asset than a currency, if we ask 1,000 people here, the largest majority won't claim that they use it as a currency in their routine.

As for me I don't have any excuse of not using Bitcoin to pay my bills because non of the places I have gone to for shopping ever talk about anything Bitcoin or even digital investment associated discussion, so there no way you can make yourself pay those things with Bitcoin, if there is an option for Bitcoin bills payment then is a different story but this one asking to pay with Bitcoin is like telling them to either stay away or be careful with you, however the same reason is also apply on someone who is starting a business, so excuse is not the problem but people are the reason.

I sure don't use crypto as a currency, specially BTC. High fees, volatility, relatively slow blockchain - those are the reasons why BTC transactions are impractical in daily life. On other hand why would anyone use something that he knows will be few times more expensive in a few years?

The issue of accepting bitcoin is not a thing about countries because its a personal decision anyone can make if you are comfortable with adding it to your payment list then its not a problem because the lightning network that bitcoin uses is fast and reliable to any time any day is just for the receiver to put every important thing in place. And it as the potential to play the role of a currency the only thing that is remaining is for the government to give it recognition that's all.

But because of the decentralized nature of bitcoin the government will find it very hard to want to fully recognize it as a legal tender but I even prefer it as an asset than a legal tender because I don't think I will want to spend bitcoin on anything I will rather spend fiat than spend bitcoin because of the value to increase does are qualities that fiat does not have to they should both know there roles.

What about in a situation where you only have bitcoin as the only money as of the time you want to make purchase, will your prefer to covert of your bitcoin into fiat before paying for what ever you are buying or you will prefer to send directly to seller if they accept bitcoin payment, in cases like that I see buying and paying directly with bitcoin as the fastest way.

I am sure that people are not really spending their bill money into crypto, or if they are doing that it is not going to be all that important at all. I would guess that we are going to have some people who will spend money they shouldn't, we should be looking at this in a way where we are going to see those people end up with mistakes as well and they can't do that.

If it becomes an everyday currency however, then we would have a crypto price, not dollar price, and that could maybe change. Of course it is tough and of course things aren't always that easy but if we could make this work one way or another, then we would have something much better on the long run. We are going to get a lot better results for sure.

Regulation. That is what usually limits someone from using bitcoin for their payments. For example, in my country here bitcoin can only be used for investment/trading, but when you use it as payment then you will not be able to, because there is a law that prohibits that other than fiat, then someone cannot use anything else for payment. And because of that I and other bitcoin holders here cannot use bitcoin for our payments, even though if it was allowed I would probably use it to pay bills or buy things once in a while.

if i owned a business, adding bitcoin as one of my payment option is not going to be an issue but we have to face the reality that the knowledge gap between the people that knows about bitcoin and others that don't is really high. apart from knowledge gap, the other bitcoin holders would prefer to transact with the fiat rather than spending there bitcoin coupled with the fact that the volatile nature of bitcoin can make it a bit difficult to keep it for your routine spending. in the end, the way the whole financial system is connected is in such a way that the fiat has it advantage when it comes to making simple transaction like buying from small business while bitcoin comes in in areas that requires holding an asset or savings for a long period of time.
what are the basic bills i even pay? for power, transportation or gas? most of them don't have the option of paying with bitcoin so even if you want to pay through bitcoin they would not accept it.

Currently, except for El Salvador, no other government allows its citizens to use bitcoin as a legal currency, so this is a good reason why we don't use bitcoin as a currency. But even if the government allows people to use bitcoin as currency, I don't think many people will switch to using it instead of fiat. There is a truth that not many people want to admit that most people consider it an investment, an asset that increases in value over time and no one wants to waste such a valuable asset.

Are you comfortable using 0.01BTC to buy a product that will depreciate over time when you are sure that the value of 0.01BTC will double or triple in the future? This is the common mentality of all of us so even if bitcoin is legalized as a currency, many people still do not use it. Additionally, bitcoin's volatility, transaction times, and fees are also barriers to its use as a currency. Honestly, I don't feel comfortable using bitcoin/crypto to pay my daily bills because I have to pay extra transaction fees while with fiat everything is free and instant. I feel comfortable and supportive of using bitcoins as an asset rather than using them for payments.

Many hosting services take crypto.
Many things related to web do. BTC not so much as for Number 2.

I don't have a business but if I had, I would adopt Bitcoin because even if no one use Bitcoin for buying things, it is still a very good addition to website for further marketing from media websites. Bitcoin adoption is a win for business anyway.

Why should anyone use it for paying bills? Seriously, it's very easy to use your local bank and pay with your card. Also, in many countries, it's impossible to pay your bills and for other services with Bitcoin but even if you have a chance to pay, you have to pay some fees in transactions (which sometimes can be very high) and you leave a room for lots of UTXOs.

Bitcoin is illegal in my country, which is why Bitcoin is not accepted to pay bills. Very few people in my country know about Bitcoin and many have secretly invested in Bitcoin, this is also an excuse. We cannot discuss Bitcoin openly in our country, it has to be kept secret. Also some fees will be deducted for doing bitcoin transactions, which seems excessive to me. But if my country accepts bitcoins to pay bills, I would prefer to have a larger transaction. However, it is still far behind in our country, if the popularity of Bitcoin increases in the future, maybe our country's government will legalize Bitcoin and we can pay bills through Bitcoin.

High fees? Well, I don't remember the last time I paid more than $0.50 for a standard transaction (1 input/2 outputs) when it comes to BTC - and as for speed, keep in mind that it is a PoW protocol that is far more secure than most altcoins that may have fast confirmations, but when it comes to BTC you need max 2 confirmations to be sure that no one will succeed in "reversing" the transaction. In addition, there is LN, which offers instant transactions and fees that are literally so low that they are not even worth calling it that.

I'm not surprised that you think that BTC is not worth it as a currency (many think so), but there are those who think differently, from people like Laszlo Hanyecz to those who do not hesitate to spend BTC today.

Probably lack of enough customers willing to pay bitcoin.
If they could afford bitcoin they do not want to spend bitcoin.

If they can’t afford bitcoin then that is the reason why they are not using bitcoin to pay your bills. Not that these are my reasons but these could be the reasons why other people don’t use bitcoin for daily transactions. It’s not surprising because these are not exactly subjective reasons anyway.

The number one fact that is stopping me from spending my Bitcoin is the same thing that is stopping many other holders from spending theirs and that is investment, clearly Bitcoin is more profitable to hold as an investment than a digital cash for payments. Bitcoin holders will rather spend fiat than Bitcoin, they will even DCA to increase their stash. Another reason why people don't spend their Bitcoin for payments is because of adoption, many businesses don't accept Bitcoin, they prefer fiat so that they can easily use it to restock their goods. Almost every adult has a bank account compared to far fewer people that have wallet addresses. Most times bank transfers are cheaper and faster than Bitcoin which it's transaction fees can skyrocket during mempool congestions. These are some of the reasons why everybody is not using Bitcoin to pay bills but I hope that as the adoption increases in the future that the naretive will change.

You've asked an important question which i think it's something every bitcoiner should reflect on.  I think I would prefer to use bitcoin for the purchase but this would also depend on the seller if he would agree to accept payment in bitcoin.

In as much as what am buying is in bulk purchase I wouldn't mind paying in bitcoin as I know it's part of the ways we can have people grow interest in using bitcoin for  daily transactions even in societies when it has yet received a legal tender status.

The reason why bitcoin is not use in purchasing often is because most business centres don't accept Bitcoin for payments, that is why people always prefer using fiat.

Bitcointalk widely considered as an asset to invest is not bad too, if people are not using it for purchase or accept it for payment it won't slow the adoption of bitcoin because bitcoin as investment is what people are alo interested in to gain financial value.

I don't understand why an individual would opt to use Bitcoin through a service that will convert the Bitcoin to fiat for them to be able to spend it while paying the service fee they are going to charge because no such service will do it for free. People will prefer using fiat directly than doing this, and this is not going to bring any positive change because people will see the negative aspects and choose fiat over it without a second thought.

Normalizing Bitcoin transactions and spending cryptocurrencies is only possible if it becomes possible without having to use such converters or third-party services, and using these services won't make governments legalize Bitcoin or other cryptocurrencies but they will simply force the merchants to close their services.

I think in this case you only have to consider if you would have to make the transaction using Bitcoin since the seller accepts Bitcoin payment but you will have to consider the transaction fees because that's one of the things that affects the use of Bitcoin for payments as the transaction fees is way high in most cases. There's no way you will want to convert stress yourself to run p2p to get Fiat to make your payments when you have can conveniently do a stress-free Bitcoin transaction, I think minus the fees Bitcoin transactions as as a means of payment is actually the fastest and the best.

My excuse is pretty simple and legit.

It is banned in my country by the government. No business can accept crypto for their product and services here. The gov simply doesn’t acknowledge crypto as a currency.

I mean you can do that unofficially and illegally and nobody will care about it. However, if there is a police matter, like scamming, then it will become a very troublesome situation for the business owner.

The gov don’t want a competing currency.

Bitpay is actually a terrible way to spend BTC and we should avoid it all together because they implemented s proprietary method to send payments only through their own wallet... It's crazy that they would attempt something like this with a currency open as Bitcoin.

Actually I don't think the OP considers the real problems of spending Bitcoin for everyday purposes such as the confirmation times and transaction fees. Also a big issue is that there's limited block space. If we all start transacting on Bitcoin it will eventually become very expensive to pay fees because there's very limited supply for how many transactions can be in a block.

In case where you need to consider the transaction fee, even in P2P the transaction fee is also not exempted unless in a rare case scenario where the funds are already been hold on a centralized exchange which you don’t need to pay a fee to move it if not you will still pay almost same amount of fee to send to where ever you will swap it or even higher since some exchange might charge you again for trading fee which won’t be included for direct bitcoin payment not to talk of banking charges.

Am sure then that it would be alright to see Bitcoin as a currency of convenience and for special purchases where there is mutual trust between seller and buyer, and that's because of the understanding of cryptocurrency that both have, to facilitate such a transaction using the right tools.

Well, am also sure that regulatory policies may have to change the status of not just Bitcoin but most cryptocurrencies in any country right now  and in any such place where Bitcoin or crypto currency use is regulated, then I doubt I can in my thoughts classify Bitcoin as a currency of convenience or only for special purchases type of buying and selling currency or as investment only choice.

yes of course that is their hope most of them prefer to save bitcoin, rather than spend it all that is done because they hope a lot for the increase in bitcoin which continues to increase, and will provide many benefits to them especially for the future, and that is something interesting to continue considering the growth of bitcoin continues to increase, they try to think smart in the current progress.

Well, I do believe that before anyone will adopt it in their business, they will consider if there are also customers that are willing to pay in Bitcoin and also if their country is Bitcoin friendly because as far as we know, there are some country that ban the open use of  Bitcoin.

In my country where Bitcoin is not ban and people are freely and openly talking about Bitcoin, I decided to accept Bitcoin in my business because I know that Bitcoin was free to be openly used in my country and I know that there were so many Bitcoin investors, although from the start, I didn't even know I will have so much customers that will pay until I placed a signage in front of my shop to announce that I now accept Bitcoin payment. That was when I started getting multiple customers paying with Bitcoin.

* What is your excuse for not adopting Bitcoin in your startup or thriving business?
If you are business that tending to adopt Bitcoin then its good since it will really be that a good option and just like been said that there are already payment processors exist.
Everything will really be just that depending whether an individual would really be  that wanting to sell or use their coins or not. We do know on how valuable it would be.

* What's your excuse for not using Bitcoin to pay your bills currently?
Its just common sense that just because of its potential and money making opportunity on just simply holding it. It will really be just that too impossible that you cant be able to determine that
opportunity on which that most crypto people been that wanting into. They cant really be just that wasting up their precious coins and as long they can buy something with their fiat then
they would actually do it rather than on using up their own coins.

I was thinking about using it for small transactions for example buying bubble gums - it would be expensive to pay 50 cents for transaction for one bubble gum pack that costs 1$.

Also blockchain would be huge after few months of small transactions like this.

For larger transactions 50 cents is ok price comparing to bank transfers.

While I do not agree with him, I can say that it's still worse than for example a credit card payment, or even a QR payment. With a QR payment or any style on mobile phone, I just read a code and I am done, it's both free and instant at the same time, and we have to agree that bitcoin isn't that fast.

While I know bitcoin is far more secure than anything else, it's still not as cheap, or as quick, which makes it hard for everyday use, it makes it great for long term holding. I paid 2.5 dollars for my latest transaction (which was probably about 10 days ago) so I can tell you that it's still "a lot" compared to free, because while that may not be a lot itself, if someone does hundreds of these everyday, that's hundreds of dollars gone, instead of free.

I do agree that an online business should definitely add in bitcoin as a way to sell stuff, because the amount of time isn't that important, a real life business adding it isn't really viable. If you have an ecommerce website, say selling something simple, like books.

You are going to offer bitcoin payments, and you will get paid, and you can wait for hours if you want, and then when the confirmation happens, which doesn't even take hours, then you can ship it. But if you have a burger joint for example, you give the burger, and people eat it, and when it comes to payment, both of you waiting there for 10+ minutes just for it to get confirmed. That is why most people who run a brick and mortar, do not put bitcoin as payment.

The primary aim of it has not been utilised more as the secondary use of it is. The primary aim of bitcoin is to serve as alternative to fiat currency but after that, it can still be used as an investable asset which is what many people coming into bitcoin technology are after. So when it is viewed in that regard, less people will be ready to use it for payment at a go when they know that the value of it will go up and they make more money from it.


I have not actually come across so many things I can easily get to but using Bitcoin but when I see one, it’s easy to make payment using it because of how decentralized the process it. Yet again, people will not want to always use that option to pay money when they already have in mind that it’s an asset they’re waiting for to grow and profit from.

It depends on the nature of business you're doing and those that are your target audience. The country of Operation matters a lot. You definitely cannot operate a business in China and add Bitcoin as a payment medium since the Chinese government banned it in the country


Books are what of payed often, would you be comfortable paying transaction fees as often as you pay bills?

I guess it's still more economical paying your bills in Fiat or stable coins. Even if Bitcoin fees are finally very friendly, I don't think you can compare it with bank charges when paying your bills constantly.

For the first reason is that there is no legal policy regarding the bitcoin method so that it does not allow us to make it a payment option or business/enterprise transaction.

The second reason because I don't want to waste a few sats just to exchange them for disposable or easily consumable items. It's not functionally worth it and we slowly lose the value of bitcoin which will continue to be valuable at any time.

To pay bills? oh it will never be too much to do it just to pay for a few payment receipts that end up in the trash. Better to pay with fiat which in essence remains in the inflation space.

Exactly what i had in mind. No one will want to start something that their customer will not adapt to it. It is better for your customers to be the one requesting at first before you introduce it to them. However it dont need to be always like that.  In our business we can introduce new technology to out perform other similar business owner. You know Bitcoin doesn't require much to setup, they just need to start using. What is required is wallet and the Bitcoin address and internet too that's all.

First of all I don't have a growing business and secondly the reason for not using bitcoin to pay bills is because there is no such option, so using fiat would be more convenient since it is accepted everywhere.

Actually using bitcoin as a currency for daily life is very unlikely because of the high fees, plus slow transactions and of course volatility. On the other hand in my country bitcoin is strictly prohibited for transactions, bitcoin is only allowed for investment and trading. There was a case in my country, there was a car rental business but the payment was made using crypto but in the end both parties were arrested by the police for breaking the law. So it is very impossible in my country to make transactions using bitcoin because it is the same as going against the state.

That's sad but you are still lucky because you still can use BTC as an asset means. I think they do that because they are afraid that their local currency will get surpassed by Bitcoin. On the second one, what about if the item is not disposable and not easily consumable? Will you now use your Bitcoin? But no matter what type of item it is, as long as they are not useless, both must still be the same or can be treated with our Bitcoins. Spending a Bitcoin won't lose its value but it makes it more valuable in fact, as it is the main purpose of it which is slowly diminishing all throughout the years, only because people see that its price grows over time.

plenty of countries already allow bitcoin as means of payment, I don't think it's matter of whether it's legal or illegal, it's more of problem of adoption, which shows promising sign as of now.

it's because most of the companies still only accept the traditional means of payment, if I can pay electricity with bitcoin I would, but most are still stuck with credit card and cash, so the only way is bitcoin debit card, don't know if it counts as using bitcoin though since there's conversion under the hood.

If one wants to consider Bitcoin as a means of payment the first thing to look out for is if bitcoin is friendly and well accepted in the place where you are  and if it accepted then one has the right to accept Bitcoin as other means for payment.  Accepting bitcoin for payment is an advantage to every business because it can make payment to be easy , one don't have to bother to change from bitcoin to fiat but thus can be done without Aby consideration.

I honestly would love to see Bitcoin playing it's role in transactions and serving business purposes too but since the government is unwilling to lay the foundation practices then there shouldn't be any need for pressures.It seems it's going to take a long time before the government will facilitate this promising sign for Bitcoin Investors and lovers.There're basic conditions and there're limitations to it but I'm pretty sure they understand the potential implications of legalizing that feature into e-commerce.

Government don’t really need to legalize bitcoin before the people can start practically using it on their business and for buying, government just need to give the people free will not to punish who ever chooses to use it and those who choose not to use it, that’s to say if two parties agree to use bitcoin for there business transaction they are free to do that as long as they both agree on that, but in some countries conducting a business deal in an unrecognized and approved currency can be seen as an offense.

The only reason why I haven't accepted Bitcoin in my business is because I'm not the owner of the business that I'm currently managing although when the opportunity present itself that my clients doesn't have any fiats on him and only has Bitcoin, I won't hesitate to take his Bitcoin as payment but this is unofficial as the business hasn't started accepting Bitcoin yet. I have tried to take to the owner of the business that I'm managing but he doesn't want to get into any disagreement with the federal government as he thinks, they're not in support of Bitcoin and he doesn't what his business to be closed or become a target, that was his excuse. For my bills, I make use of Bitcoin at times but for now, making use of fiats is more easier and less costly to use than Bitcoin because of the extra charges when using Bitcoin.

I don't have any excuse or anything against using Bitcoin as a mode of payments in my business or whatsoever, the truth is even with the personal usage or adoption of Bitcoin we are aware that cryptocurrency adoption is clearly not being approved by alot of country so I think this is one reason for hindrance and excuses. But in the other hand if it's been legalized and approved by that country then there would be smooth accessible means and ease transactions when doing business so with this anyone can pay up their bills and sort things out.

From an objective perspective, it makes sense for governments to be cautious about Bitcoin and decentralized systems, and it may not be limited to governments adopting an outright hostile policy.
- Primarily, governments fear Bitcoin because it gradually diminishes their power and could completely eliminate financial authority. This is sufficient reason to wage war on Bitcoin.
- Governments are not adept at dealing with the accelerating pace of technological development and do not have the technical infrastructure to even partially integrate Bitcoin into their markets. This means that even if a government wanted to friendly-use Bitcoin, it would be meaningless without a competent technical infrastructure. This is why the experiment in El Salvador and the Central African Republic failed.

Governments in technologically advanced countries still struggle to deal with the decentralization of Bitcoin (cryptocurrencies in general). Therefore, the pretext is often Bitcoin's association with suspicious activities, ranging from terrorist financing and organized crime to money laundering and tax evasion.

Bitcoin as a decentralized currency has blocked the government from getting any cut from the transactions we do from BTC address to another and it has also stopped them from knowing our net Worth in regards to our Bitcoin assets, now, if we use Bitcoin as our everyday purchasing/buying and selling method and abandoning the traditional way of doing our regular business, do you think the government will be happy about the whole thing? No, because using Bitcoin as payment method will stop them from getting their own cut from every bank transaction we make. In a country that Bitcoin isn't accepted using it for any kind of business will only make the government mad and they could ban it completely. My excuse for not adopting Bitcoin in my business or not using it to pay my bills is because our local business men that I buy from doesn't know about Bitcoin and they might think that I want to scam them if I mention it to them, they believe in cash payment or money transfer from bank.

Those who are willing to use Bitcoin for payment for reasons that have made it easier for them to no longer exchange it into fiat will only feel the benefits of it. While those who are willing to accept Bitcoin as a means of payment for them, the person will also feel more benefits when the price of Bitcoin increases the next day. So if we look at both parties, of course both are equally beneficial in this case, although for people who are willing to release Bitcoin into payment should not regret when they see the increase in the price of Bitcoin because it will be an advantage for those who receive it. So this is not only about whether Bitcoin is friendly or not in our own environment, but also about whether or not we are willing to use Bitcoin into payment for certain products.

If as you say, of course it is also against the law of the country. Every country has a reason not to legalize bitcoin as a means of transaction because the country has its own fiat when using bitcoin as a means of payment, then it is against the law. So you mean the country agrees that both parties can transact with bitcoin as long as both agree, right? but this is also against the law in that country.

So in order for people to transact with bitcoin, the country must legalize it. Because there is no other choice but that. The same thing applies in my country, bitcoin is strictly prohibited as a means of transaction even though both parties agree. Bitcoin is only intended for investment commodities such as stocks, gold, property, and others.

You don't need government approval to transact bitcoins whether your country has legalized it or not. It's true that you're breaking the law if you use bitcoin as a means of payment in a country where it's not legal - but do you need to tell someone that you're breaking the law?

I think this is just something you don't need to tell anyone because only you and the recipient need to know anyway - unless your country has legalized it. You are free to promote bitcoin as a means of payment in countries where it is legal - but you should keep your mouth shut if you are using bitcoin as a means of payment in countries where it is not. This doesn't mean I'm teaching you against the law - but it's the best way to maintain privacy everywhere.

Why should the government be the one's to detect if to use Bitcoin as payment option or the one's to begin the usage of it for that purpose. Bitcoin was created out of the reach of control by government, it will be against odds if individual sectors are not appreciating the use of Bitcoin instead waiting for the government to start before them. In a country were the government are not limiting people to accept the exchange of Bitcoin for payment and service, anyone can start, it takes time before others will follow the same footsteps. It will be difficult for small scale business to use Bitcoin as payment options, larger business and entities are the one's to use Bitcoin due to compensation on volatility.

Many people recognized it already but not yet approved by some governments, so those who deal with it can be seen as an illegal offense. There are governments that only approved BTC as an asset but not as a currency and I never heard that it was approved the other way. But it made sense since they think it can be a threat to their own currency. That being said, we can only use our BTC like a reserve for our business. Obviously there will also be no penalties for those who are not going to touch their hands on BTC. Some people are only looking at their safety and not that they are ignorant about it, so I won't blame them.

Something that if done can make someone break the law - then it is definitely not recommended anywhere and involving anyone. I don't think there is anything that forces us to use bitcoin as a currency or a means of payment - if it is legally possible, then go ahead. I will not use bitcoin as a means of payment if my government forbids it - I obey them, but otherwise I would be happy to use it if they legalized it.

I still consider bitcoin as an alternative currency rather than just fiat - so I don't expect bitcoin to become a mainstream currency and eliminate fiat circulation. Bitcoin is useful with all its advantages - while fiat is also useful in many cases of cash payments in traditional markets everywhere. If both are adopted without disturbing each other - then of course users also benefit because they have more payment options.

There are many people who want to see BTC as fiat currency but there is big difference between fiat and cryptocurrency. Most of the people in the World are uneducated and they have no knowledge of cryptocurrency and BTC ,So they have no knowledge of BTC and it's future. Millions of people got benefit from that and millions of new investors will be in the market in the future. But there should be awarebess program then  BTC will be use to pay for the product. Otherwise, there will be big countries in which it will be use as investment.Fiat currency is not safe because on it government has control and BTC has no control of anyone and anyone can get it easily and transaction is easy and safe.

I think Purchasing with bitcoin on low budget items can be quite challenging because its a decentralized currency so it allows users to make transactions without relying on traditional banking systems. Its beneficial for the people who has low budget especially in areas where banks are not available. Our every day small purchases like groceries, mobile data or any item can be done with bitcoin but it faces a little bit difficulty as the taxes are also implemented in equal price of the product. But bitcoin's ability to be divided into small parts make it suitable for micro transactions. Some drawbacks are also there in purchasing small items using bitcoin because transaction fees may increase when the value of bitcoin fluctuates which less economical for the budget conscious people. Its helpful for purchasing items like cars, household electrical objects etc which are costly.

For most, I think it’s the volatile nature of Bitcoin which doesn’t necessarily fit into a currency that is used for running a business. Not like the products that are being sold by merchants assumes the same volatility to meet up with the thriving changes.

Merchants who accept Bitcoins for payment of goods and services must be prepared to have their trading capital dumped at some event of a bearish move and a lot of them out there don’t want that. They don’t want a currency that they can’t predict or control direct how they run their business.

We would get there when merchants get a better understand on how to manage this situation.

When you use your btc as payment, it means, you are ready to accept the fact that it may really increase the next day but you need to pay something using btc. You don't regret if you really is using it for payment no matter what the price is. I believe, a lot of crypto users will use btc for payment if we have more stable price. That means, low volatility. The major reason why most people are into this market owed to the high volatility which can really give them good profits if they can sell it at a much higher rate.

That has being the way people has being using bitcoin to buy things in their countries, you have to know such thing, you can't use bitcoin without converting it to the Country currency you base, so I believe that we need to understand such that bitcoin in some countries its not legalize so you can't use bitcoin without converting it to the traditional currency of that particular country, so that's what we should ought to know about using bitcoin to purchase thing's.

It has been tried in san salvador
https://crypto.news/el-salvador-bitcoin-legal-tender-experiment-failure/