Bitcoin Forum

We always think of doing something for long term but we regularly spend a lot of money for short term happiness. I am not saying this for those who have a lot of money, but for those who don't have that much money, there is no need to buy an iphone for around $1200 to $2000 right now. 

Maybe buying an iPhone will give that person temporary happiness but when a person spends that amount of money on investment without buying an iPhone, but in the future he will get a good amount of profit from this investment and it will be seen that he can buy more iPhones from the profit of that investment. But our brains think very little like this, we prioritize what we get in the short term or what happiness we get for the short term as opposed to spending money. But intelligent people always think differently. I already have a smart phone now I don't need to spend two thousand dollars to buy another smart phone where all my work is going on with the previous smart phone. I don't know how many people have thought about this matter that I said here. But everyone should think like this, maybe the investment will not give you big profit in short time but if you can make a habit of holding it for long time then I believe that investor will be successful after reading it for a long time.

So we have to give up some temporary happiness to achieve something better in the future.

The comparison between investing in bitcoin and buying an iPhone since the launch of an iPhone has been done before  here  (https://bitcointalk.org/index.php?topic=5363284.0) which the image has been updated to fit in the latest launch, which is the iPhone 16, its price and what it's worth in bitcoin. It's clear that over the years the dollar value for those phones during launch was not much different, but the bitcoin volume keeps on decreasing to show how much they are worth over those years.
https://www.talkimg.com/images/2025/03/16/0oMlT.jpeg

It all depends on the purpose of the phone, but to me, iPhones are overpriced. With a little price difference from a previous version down to a newer one, they present it to their customers and make them believe that they need this new one in order to stand out. If you are not using the phone for any commercial purpose, I don’t see the need to spend such an amount buying a gadget that you only need to use for calls and other purposes, which other devices can even serve way better.

this is the rich vs wealth debate

rich are those that have excess money but waste it on stuff to give an appearance of grandeur to others
wealthy people have excess money but use it to grow and accumulate more money to secure a better grander lifestyle for themselves

however
if having a iphone gives the appearance of grandeur which gives you access to groups of wealthier people that can aid you to attain more money. then it can be an investment.
EG
some people cant join special business networking clubs and members only clubs unless they are well dressed and showing bling. so if you turn up in a tshirt with a motorolla flip 'burner' phone. you wont get to know the wealthy to expand your business potential

however
if its just to show off to the neighbours as a jealousy trigger of wanting to make the neighbours feel small.. its a waste

I have no issues if someone can purchase an expensive phone, whether it's an android or iOS phone. What matters is the availability of their pocket,s and there is no need to take any loan of.

But I agree that instead of buying these expensive phones, if they can invest it in Bitcoin, then that's so much better. IMO, if this makes them happy, they should do what they feel is right and if buying is then no shall stop them.

In today's society, this becomes now a status symbol and anyone who holds it may look rich in public especially in countries that are developing.

Mostimes people always think to invest on short terms things rather than long term and along the line they regret their actions for doing so.i had a friend back then and when we go into some deep conversation he'll say to me that if I get this money I'll but this and that and mostly it all falls on things that can't generate any reputable income and I'll use mine for something beneficial in the long and later he'll come to me regretting that he wouldn't have taken such decisions, that's how some people operate.

Depends on what you want to use it for. If it's just for showing off, then yeah , it's 100% not something you should buy but if it helps you a LOT in terms of your work then yeah I guess it can be worth it. Honestly don't know what work needs/requires an iPhone, let alone an iPhone of the latest models really.

I reckon in most cases, justifications may seem like it make sense, but this "justification" was made to make sense by the wants of the person themselves lol. And if a want justifies a need, then that's just what you want, not what you need. Well, tbf not that they'd invest it even if they knew, but hey, even if it wasn't Bitcoin ,I reckon any investment would just be as good as investing than buying.

Asking if you should buy a phone or invest sounds funny, honestly the name IPhone has gotten a lot of people wondering what’s so special or just the price. The price is expensive yet we can’t hide the fact people invest and buy the most expensive phone or car etc, it all depends on their financial ability. For a person struggling with investing should ignore buying an iPhone meanwhile the wealthy make their choice regardless, of course topics like this seems familiar with same point trying to prevent the masses from making wrong decision. Apple company produce smart and quality phones at high price, what I find more surprising despite the economy condition people still purchase big iPhones which shows they’re financially capable to afford investing.

Yeah, iPhones are pricey. But for me, and maybe for a lot of people, a phone isnt just an "investment".  It is something I use every single day. It is like a tool. And if it helps me do things better, then it is worth it to me.  You are saying iPhones are overpriced, and maybe they are. But "worth" depends on what you need.

Speaking of Iphones, the latest model that they have here in our country is like $500-$600 and the next one almost double that price. I look at those phone because my daughter's old Iphone is toast already and I wanted to buy her a new phone as a surprised.

Nevertheless, I'm on a dilemma here as I know that it's very expensive, but somewhat debating whether my daughter deserves it or I will just let her used a old phone that I still got, working and everything.

Even though I understand your point, I don't agree with the fact that a person should deprive themselves of the things that they like when they can afford to get them. This is the reason why I believe a person should save money for two purposes when they are earning more money than they need. They should save separately for investments, and save also for personal stuff like buying their favorite car, mobile phone, house, or whatever they want to buy in their lives because if you keep saving money and then think of investing that money but you wish to have that thing also, it will create problems for you.

We always say that we can do all these things in the future when we have more money, but can we see the future? Can you even know if you will be alive later or not? Besides, trends keep changing, something that you want to buy right now won't be relevant in the future, and the relevant trend will be more expensive by then, and you will be in the same situation once again.

So, people need to maintain these things. Have money allocated for investments, and have some money allocated for personal expenses.

I grab your point but then, I think this thread should had been better posted on the economy board as the context of the thread is not speculating about about Bitcoin market present or future price.

Rather the thread is fostered to advice and encourage newbie to invest on Bitcoin or even  virtuality of how N average or commoner could Invest of Bitcoin which is potential to give them profits and feasible hope in the future at a long term instead of spending luxuriously in material rh things that is just to give your appearance some classic address meanwhile... You must have used your all time savings for the expenses.

Sometimes the people in poverty today are responsible for their predicaments because they chooses to live largely today like there is no tomorrow than cutting their costs today to economical expenses so that there could be plans to invest for the unsure tomorrow which what the future holds could be uncertain but if you plan your future as earlier like Investing on Bitcoin, nomatter the storm there is always that golden promises in the future.

Well it is a well balanced to money management system well life is not all about saving all the time but also enjoying the fruit of your hard works or labour is not a bad decisions to me well most time people do have this mindset of making the wrong decision on depriving your self from enjoying the goodies of this lifestyle in or other to saving all the time, and sometimes most people might tell you that they are waiting for the right time to come i think that time may never show up well probably when it may comes your interest and desire may have changed, what we need to understand is that having a saving and entertaining or enjoyment funds makes it more easier to save more and invest more so when the money comes the guilt and hesitation may reduce on spending on your self that much, most people have ended up in this types of situation, when they where trying to balance thier spending life and saving life thier get caught up in the spending habits and mostly they forget the life of a savers and they meant regret it in the future to me striking a balance is key.

Well, if you do not actually need to get a new iphone, then buying it is a bad financial decision. There are people who shoot contents and they post it online to boost their followers and make money from engagements and advertisement, such people need a device with great camera quality, and they can get that through getting a new iphone.

That said, if you are only buying it so that your friends and onlookers will know that you have good money, enough to get a new iphone, then it is your loss and that money will be better put into a viable investment.

midprice sammys all the way

i consider 90% of top of the line iphone users to be pretty fucking stupid with their money

Nice image. I don't think I have seen this before. This image shows how powerful bitcoin is infighting against inflation. When newer model of iPhones are released, the dollar prices became more expensive but yet the bitcoin equivalent keeps reducing. I don't know what to call this type of chat because people who bought iPhone 4s would never imagine how much they have wasted in the past. Indeed, bitcoin is the king

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Discussing Op, some people buy gadget for luxury while to others it's a necessity or a working tool. If I use my iPhone for work, I wouldn't mind buying iPhone while still investing.

Obviously it is better to save than to spend and I think that is what this boils down to in the end. Sure, buying a new phone is more exciting than saving money (maybe not when it comes to Bitcoin) but having an appreciating asset will surely be appreciated more by your future self. Life is about balance though…

When it comes into buying Iphones then it will really be just that depending on a certain individual since not all would really be that thinking up that wisely in regarding into the funds that they do have. Also, not all will really be thinking up on the same way in speaking about investment but rather they will really be that doing with that temporary happiness on which just like been said that not all people will be thinking up for their future but instead they would really be that going for that temporary happiness on which buying up something like iPhones. Well, its their money that being spent and not ours but it is really just that a waste specially if its really that not needed. We do know that these phones are expensive and we do have that kind of thinking that once you do have this then you are belong into those rich group.   ;D

I have this kind of mentality in the past but as i do get older then priorities had changed on which you've been that trying out to think about on the future and would really be that realizing that its better to put up that focus on spending up on investments or business rather than on spending tons on a mobile phone on which sooner or later those becomes cheap as years passing by.

That's one thing about some poor people they always like to acquire liabilities instead of asset.There are many people that will be complaining of not having a discretionary to invest in bitcoin or having a low discretionary income while it is as a result of the liabilities they have acquired.investors should learn to cut down there expenses especially those ones that are not necessary . To me spending such an amount of money on iPhone when one doesn't have an investment is unwise unless the phone is bringing in income.The poor prioritise acquiring liabilities while the rich prioritise acquiring asset.

Well, that is what sacrificing is all about. We delay things that tend to give us happiness temporary for us to get that happiness back in the long term. That image of iphone meter on how much bitcoin needed to purchase one, it's becoming lesser and in the future maybe even 0.001 or 0.0001 BTC, it could get us an iphone within the latest release and the top of the line of its version.

This is the reality and that is because on how the society looks at on the material things that we have. I'm blind to that belief before but goodness gracious, not anymore.

I am not really a fan of the iPhone, but there are people I know who are fans of the iPhone. They can't buy or use any other phone except the iPhone because it fits the kind of online job they are doing. They can't do such work with Android phones.

Such people buying iPhones because of their kind of work is understandable. For those who buy iPhones to show off, nothing again, that's the people we should tell to have a rethink of buying an expensive phone because next year, the iPhone company will produce another iPhone, and that iPhone they are showing off will appear old in people's eyes. The worth of it will depreciate.

For securing landed property or buying Bitcoin over the buying iPhones is worthy decision to make for someone who cares about his or her future

They are making iPhone to be some sort of status symbol on which once you do have it, then other people do sees you that you are financial capable.  ;D
Well, this is happening into our place on which it does have that kind of impression that be on this way, this is why some people or lets say women do end up on having sugar daddy because of trying out to get one.

Going back into the topic about investing into Bitcoin rather than on buying an iphone on which this one decrease its value overtime then there's no brainer on which one you should be choosing.
Smart people will definitely go for the investment side rather than on letting themselves buying unnecessary stuffs specially that we are already that having our own phone.
Some people do only buys up whenever it breaks but if its not then why would you?

^ Definitely right.

If you don't need the phone currently and it's capabilities - invest.

Stay strong and hodl.

Get the results.

Simple as that.

And that's how we get rich, we don't need those flashy or latest gadgets. As others say, those who buy expensive Iphone just wanted to be rich, as compare to rich people not wanting to buy expensive things.

So if we have a working phone, then why buy a new one? as long as it still serves the purposes, like calling or text someone, then I do not think that buying a new one is a good idea. We should think on our to grow our money by investing it and sooner or later we will be happy that we make the right decision not to buy any of this expensive phone in the market.

In as much as I like the advise to choose investment over immediate pleasure as a financial advice but thinking the investment of $1200 in Bitcoin will give many iPhone is what could be hard to be true because $1200 investment is actually common if being left stagnated without an intention of making it a flow investment, so the hire reward is from input, so actually if you are advising don't make the person to expect too much. However Bitcoin has really touch a lot of people in terms of there lifestyles because a lot has learn how to be adjustable because how to invest more than what they already have is always the first thought

That's simple as that. But someone's crave to own this device is unstoppable when they have saved for so long. We cannot stop them from buying after they have saved money. It's true that if it's not needed and it won't be used for making more money, don't buy it. And invest it first to Bitcoin but if you're unstoppable and you want that badly, choose your happiness because it cannot be given by anyone even if you invest and you have to wait a little bit longer.

Using a complementing smart phone is very good, you might think it's waste of money until you get to that level when you can afford it, then you will realise that it is not for publicity or being noticed that you have an iPhone. Most of the people who are buying these phones, are using it to promote their business online. Sometimes you need a good camera to shoot videos. Before someone has the heart to remove such an amount to buy such a phone there must be something that's giving the person such mind to that. That someone bought an iPhone doesn't mean they don't have investments, it could also be that it is profit from their investment that they got the money to buy the phone. Some people have iPhone gifted to them. Let's not always see people who use expensive phones like they are wasting money, they not. There's must be an aspect where that phone is being useful to that person. Especially in this era of content creation.

Well you might call or say those are temporal happiness but for some people that is what happiness is for them, that is what being comfortable is for them. Actually you have made excuse for those who can afford it multiple times, the super rich and wealthy but for those who barely can manage to get it, I think it is a lifestyle for those people. They are not the type that sees investment as what need to be done, for them the future will take care of itself and so no need for investment. It is natural for them to be okay with such lifestyle and mock those who think about the future. I believe most of those who deride Bitcoin as scam, those who fear to take other types of risk like real estate and properties, stock buying are part of the category that would prefer to show up with iPhone .

an iPhone which is better off termed a phone is just a normal gadget that has become a necessity for most individual.
if you can afford one, there is no point comparing getting one to using that money to buy bitcoin. investing in bitcoin does not mean you cannot buy fancy things that give you your desired satisfaction.

if the money is available that i can afford to buy an expensive phone and it won't affect my finances, i would not tag that to be a bad spending habit, it might just be that I want to use that brand of a phone while I still implement my investment plan. it is only bad when i am doing a misplaced priority whereby i don't have much and choose to spend above my means. that is wrong even if i am not using the money to invest in Bitcoin.

I'm not using an iPhone now because I can't afford it at the moment but I will definitely get myself one, buying an iPhone doesn't really mean that someone is spending lavishly because for anyone to raise a huge amount of money just to buy an iPhone that means they have many ways of making money and earning good. We often see iPhone users as people that doesn't know how to invest, I won't lie, there are people that purchase an iPhone just for showoffs and there are people that purchase it for their online businesses but either way it is still their money and they know how to make more money.

Every tool or device that we use must of course refer more to the level of need that we need because it will be more beneficial for ourselves than just considering the lifestyle through a particular mobile device. So the simple understanding that you said is not wrong at all as long as the reference is to the need so investing in Bitcoin while still using a simple device that is still safe to use is a much more beneficial option than spending more money just for a device with less commensurate needs.

It depends upon personal preferences. Sometimes the happiness is more important than to keep on investing and investing all the time. Remember we got only one life and limited years to live. I have seen people invest money all the time and never fulfill their wishes and eventually die leaving all that money useless for them.

As the example that you have given about iPhone, if someone already have iPhone 12 or 13, then he shouldn't be buying the latest version of the phone and invest that money elsewhere but if someone like the iPhone but doesn't have one and if he got some extra money, no harm in buying iPhone and fulfill his wish  :)

Yes, it isnt really that bad for sometime on which you do consider yourself on buying up on something on which that makes you happy. Not all the time you will really be that having the focus on dealing up with investments and would rather be thinking that you should be at least be putting up some focus on buying on things on what makes you happy or that you've been long time been dreaming or wanting on. The only issue on here is on the time that you do buy up things on which arent necessary then this is where things becomes shit on which you will really be that experiencing out such situation on where you might be having that shortage of funds because of unwise or non worth purchases. Some people do skip out on buying expensive things and they do rather put those into investments like crypto or whatever investments that you do want to deal on with. It all matters about someones preference into this state on which this isnt really that something new or shocking at all. Just let them on what they do want to purchase and since its their money then its full rights into it.

Are you a threat to someone's choice of happiness?

You don't need to say cruel things when the choice of others doesn't satisfy your cravings.

Phones are an important part of us, reason why you see people have more than one (two) because it's satisfying to live according to technological advancement. You must not be wealthy to get what you want, happiness is measured by what it is worth personally, even the amount spent obtaining the iPhone cannot be a life changing amount if spent on Bitcoin.

That's right, the price of these phones doesn't change that much at all. But the value of dollar depreciates and the value of Bitcoin increases over the period of these years.

This is a good chart that I am always looking forward if some of my friends ask me what is a better thing to do with their money. And if someone who holds around 0.01BTC on their stash and aims to have an iPhone. Maybe some other years and they'll see to have it in lesser price equivalent to Bitcoin and at the same time they'll have both of it still.

I always hated this type of comparison, never made sense to me and the fact that there are still people who support this makes no sense to me. If buying a PHONE, the most basic item that we are using every single day, makes our investments smaller, then is it our fault? Shouldn't we making enough money that buying a phone should be as simple as buying a few burgers?

I mean you could make it a bit more expensive than that, like 100-200 bucks, but 1000+ dollars? Most recent ones were like that in price, and that never made sense to me. Telling people to spend less on stuff, instead of telling companies to pay better, is a wrong way of thinking. Companies make tens of billions, and people support them, people buy a phone, and you tell them to invest instead.

Actually the answer could be for either because its what you do with it that matters most.   The greatest value is in use not the purchase prices which are nominal labels.   So I could easily say the iphone is the better to 'invest' in if you require it for some work or in gaining work, why the iphone and not a cheap clone smart phone Im not so sure on.

Apple have gigantic margins to their products, to buy this brand is almost a kind of cult.   However if you need some specific feature then sure but Im told by an Apple user they dont do that much extra special, the other reason is just pure luxury and personal preference so you like the magnetic stuff they do as most phones dont etc.

When it comes to video recording, photography and video editing...iPhone can be considered as one of the flagships that offers the best quality in the mobile market. Therefore, those who are working in the field of content creation on social networks such as youtube, tiktok...will need to use it, and owning them will be much more convenient and economical than owning genuine and professional cameras worth tens of thousands of dollars.

Yes, it depends on the purpose of use and needs of each person. And honestly, I don't even think comparing buying an iPhone to investing is a fair comparison, they are completely different. After all, everyone has their own life, needs, interests and thoughts, we should not judge others just because they are different from us.

It is wiser no matter how you put it, even if the scenario favors highly on buying a new iPhone, the wisest choice will always be to invest in it rather than buying a phone. Phone is a depreciating asset and you don't want to be caught in that part of it's life cycle, be content with the flagship but cheap phones on the market if you really need a new phone but other than that, invest money for the future, you're better off having money in the future rather than not knowing where you will get your next money. It really offends me when people ask me this kind of question and then they try and justify the wrong choice, if you justify the wrong one then you should've never asked for advice in the first place and you should've chosen to get the wrong choice in the first place.

what is funny is you will see people with iphones still struggling to make ends meet because they decided to buy smart phones instead of saving up the money to invest and get more profit there are definitely good functions that only iphones can provide but honestly a lot of people only use it for aesthetics
there are much cheaper phones out there that may not be as good as iphone but can still get the work done and functions properly that is enough for us who does not have that much money yet

 Everyone has what they regard as priority and even if investing is better than buying the latest iPhone, some will still argue that the risks involved in trading and investing is not worth it and for their peace of mind, it's better to get the phone after all they can use it for other means that can still fetch them money in a ' much safer way'.
 Some people always have this belief that being equipped with the latest brand of iPhone is a means to measure status but truly it's still a liability because imagine where you can't have access to powering the phone as regularly as you like, it then becomes pointless because no matter how many upgrades they bring in the iPhone products, they've still got a disadvantage of poor battery and this is what other phone products have capitalized on to make their own much stronger and better.
 No one needs much explanation or convincing on which is the better one of the two but like I said every one has their choices and what they place as priority.

I'm glad that your emphasy is on people that can't conveniently buy an iphone, it'll be financial illiteracy for them to buy it for luxury sake. The difference between the rich and poor is mindset or decision, the rich will buy expensive things from the profits of their investments while the poor will use their capital to buy expensive or luxury items. I can afford to buy an iphone but my Android phone is giving me what I need so an iphone is not a priority for me, I have more important things to spend my money on than secondary needs. If you're not rich and you don't specifically need an iphone for your work, you should invest the money and from your profit you can buy the iphone.

While we make fun of people who buy iPhones, other latest gadgets or expensive things when they barely make ends meet, those people can be understood also. People love to have that one special moment of happiness, make a present for themselves, people cant live all the time saving, economizing on themselves. There is always a cheaper device that can perform same functions, there are always more cheaper food or clothes. A person can always use rag as clothes, eat rise 365 days a year and only drink water, use mobile with buttons, free wifi and live in carton box. But that is not a life.

Undoubtedly it is wise to invest money, saving money is important. But spending money is also important. Buying or using the most cheapest item or service is not a solution. How long a person is going to save and invest then? Until he dies? He wont be needing money then. Anyway, when such investor or money saver buys something one day, the next day that purchase will be already unprofitable due to value loss. Then what, never spend money at all?

Depends on where you live.

If you live in first world countries, you only need to work for 1-2 months to get it.

But, if you live in third world countries, you might need to work for 1-3 years to get it, the gap is way to big. Many people in third world countries buy iPhone with monthly installments, this is really hilarious and stupid.

I still use the same cell phone I bought 4 years ago and it's just middle range Xiaomi.

We only live once, all our efforts and attempts are only for one goal, which is to make life happier. So I don't see anything wrong if someone is having a hard time in life but still wants to reward themselves and make themselves happy just once. Because they deserve it and they have the right to do it as long as it makes them happy.
It's true that we shouldn't be extravagant or show off...but there's nothing wrong with rewarding yourself because life is meant to be enjoyed. Don't be too stingy with yourself.

Indeed, if spending and rewarding yourself is considered wasteful. Should we save more money to invest by fasting, stop spending completely and only invest in bitcoin and never sell it because it will go up to $1 million, $10 million in the future? Investing and selling bitcoin for less than $1 million would also be a waste as we would miss out on a huge profit.

If you just buy iPhone for life style, that will waste your money especially if you don't have much money. But if you okay with that (which many people who have a lot of money will not think much because they want to chase the life style), you can buy that. But for someone who can think about his future and trying to be wise, he will not spend much money to buy iPhone but choose Android phone which is much cheaper. He can do the same thing as other people who use iPhone so he think that is not a big deal if he use Android phone. He can use the rest of the money for investment and if he know Bitcoin, he will use it to invest in Bitcoin. That will give him the opportunity to make a profit in the future.

Well you are right buying an iPhone or an luxury item for the purpose of lifestyle can be a costly decision well for those who love iPhone that means it a personal choice, recognizing an smart phone is necessary but an luxury brand is not advisable to  buy when you are not financial capable of it extra expensive, well if we check what an iPhone can do some Android phone can offer some similarities functionality at a low price, well if am to be realistic here I rather allocate that money to invest in assets with profit such as bitcoin and estate investment or other investments opportunities, a word is enough for the wise.

That would depend on what the individual needs an iPhone worth that amount for. Some persons I know do buy iPhone as luxury to flex it or massage their ego among their peers and colleagues. However, there are those persons who means of making income requires a gadget (phone) with a camera as sharp as iPhone to help them deliver quality work with their business.

I know of a colleague's son who's into music, the young lad did all he could to get his savings up enough to get him an iPhone (the promax type) because he really needed it in his line of business and wasn't for luxury. I think people like this are doing something as equally great as buying bitcoin to hold for their future.

I have always been confused by my friends who bought iPhones instead of investing the money they saved. Yes, I understand that girls love guys with iPhones, and for them it is always the number one gift, but if someone understands at least a little about money management, then he will buy an iPhone only when he has achieved long-term profit goals. And if this investor's position is still in operation, and his money is invested, then buying an iPhone is stupid.

In my country this often happens because the general public prioritizes buying an iPhone compared to using the money to a much more productive place. In the provisions they live, this can actually provide pleasure but they never think in the long term it does not have a good impact on their financial journey. That is not a way to live a good life because we lose the opportunity to make the money more productive.

A non-ideal life is a step towards financial destruction and what should be pursued first is better financial ability while to fulfill a lifestyle, we must see how far the balance between income and expenses is.

In my opinion, the function of all smartphones basically has the same features or functions. There are indeed some systems that differentiate them, such as the iPhone being better than a regular cell phone. I think it depends on whether the person wants to buy it or not. If someone buys a cell phone, it means they are expressing themselves for their financial achievements, there is nothing wrong with this, it depends on the mindset of each individual.

If I were in that position, I would not buy it, I would buy according to my needs and the rest of the money I would put back into business or other things like investment so that the money would continue to grow in the future. Many of my colleagues or friends who bought the cell phone but they could not make money from it.

Running a business does not always run smoothly, sometimes today we get the money we get easily and not necessarily in the future you will easily get it like now. So use your money to buy something more useful before regret happens to yourself.

Sure that is true and I also think that what can contribute to such lifestyle in certain places is when someone feels comfortable with what they are seeing around them. Like there are people who are not quite rich in his generation but because they have access to properties, lands etc they can be living lavishly without thinking of how to utilize the inheritance. This kind of attitude are real where you see some people buying cars that are expensive, phones yet they don't have knowledge of investment for the future to bequeath to the upcoming generation. Well some people only want to enjoy now and let tomorrow think for itself.

I have a few friends who have that kind of life, they do not have to work and they just make rent income and they live a lavish lifestyle. It is quite sad really, not for them of course but for me. Because I work about 10-12 hours a day, and I can't even live a decent life and have bunch of debt, whereas they do not even work but because they were born into the "rich" family, they do not have to work a single day and never have to worry about money ever again.

I work about 60 hours a week, and make about 20% of what they make, when they spend all of that time reading, traveling, or just being lazy in general if they feel like it. That feels unfair of course, but you start to learn to just accept life isn't fair and you move on.

Buying an iPhone is a smart choice if you are making profits out of it. If you are a blogger or a content creator, that would serve a good investment. However, if you are struggling on your finances but still want to get an iPhone  just to ride with the trend, your decision is very wrong.

It won’t be necessary, most especially if you still have a working smart phone. Saving and investing should be your top priorities, invest now so you can prepare for your future. Don’t get deceived with material things and short-term happiness, you will get all of them when you are already financially stable in the future.

So I hope that anyone who does this should think deeply and consider their situation. If we belong to a group of people who still want to gain financial stability, investing should always be a priority for us. Unless this iPhone can be used to generate income. But if this is just for our personal use to gain praise, that is useless.

Anyway, at the end of the day, it is our money. We can do whatever we want.

And rich people can afford to buy expensive stuff without sacrificing their finances. But those pretenders, this is the stupidest decision that they have ever made.

There are reasons why someone buys an iPhone, it could be for investment or just for style. If someone buys an iPhone for investment, such as for their security or for their work, then their decision to buy an iPhone is very reasonable, especially when it could potentially give them income. However, when someone buys an iPhone just for style to look rich, I think it's quite ridiculous, because it's a big loss for me to spend up to $1000 dollars just to get validation from other people, I'd rather use that money for something more profitable for me.

When they spend more of their money on things that are not productive and spend more money on the pleasure for a moment then it makes them in financial problems because as much as as much income we have if we do not use well, of course it will run out easily and become important for anyone to be able to think of more productive things to be able to prepare for their future to be better in financial matters because it will be very difficult for us if we do not have better financial. The balance between income and expenditure so as not to have problems in financial matters in the future.

Generally speaking is that people who do buy up their iphones that we should really be that minding out our own business rather than on let us tell or advise them on what they should gonna do with their money.
This is who people would really be thinking at the moment or time that they will be buying up those things they do want then they would be just that simply neglect out into their minds on what are the possible things that they can do with those money or amount. It is really just that they will really be that wanting into the things that they do want to buy. If we do really that trying out to mind off about on the money being spend on buying an iPhone then this isnt really that something worth because it is really just that way too expensive for a phone on which we do really be able to do the same thing with those cheaper ones.

I do agree into those other points that this has become that a status symbol on which if you do have this iPhone thingy then other people do see you that you are better in terms of finances on which this is a BS kind of conclusion or approach on which we know that there are those people who do took up a loan just to buy iPhone on without even trying out to think on that its price is depreciating over the course of time.
They cant just that thinking up sensibly and just wanting to buy up things accordingly.

There's nothing wrong with getting an iPhone. In fact good investors don't play with other necessities while investing. In this modern world necessities may include: food, shelter, clothing and good gadgets that will help you smoothly control other investment. In as much as we criticize iPhone a lot, we can still agree that a good iPhone is among the best in the world, so there's no need for the argument.

My take is; don't live overtly lavishly especially without good investment. Eat right , stay heathy, have a good roof over your head, wear good clothes - not necessarily paying too much for a brand name , have a good gadget - it speaks of your taste ( it can also make other investors want to do business with you). Invest enough but also enjoy enough... Life is short. Teach your kids early, invest for them and groom them, but make sure u spend more than 70% of your wealth while alive otherwise strangers may do it for you when you're gone.

Why nobody talks about purchase of iPhone is a push to work harder in future and try to earn more? After making such an unnecessary purchase, buyer can set a goal to become better, so in future he would have zero hesitation about making such a purchase. Or nobody speaks that not everyone must be an investor. I see that some people have primitive logic. Instead of buying something for yourself - invest the money. Then instead of taking profit, reinvest the money. Then repeat it again. But in such situation people end with being rich and old, and not wishing to do, try, test or buy anything.

I remember when I was a kid a had a dream of a powerful gaming PC. I was saving money for year. When I had enough money to buy that PC, I immediately did it, but barely played any games, because it wasnt interesting for me anymore. Sold that PC after several months.

Buying iPhone or not will depend on themselves. We can not make them follow our suggestion because some of them already dream to have iPhone. But they should realize that the price is too expensive for them while they don't have much money. If they can think smart and wise, they can buy Android phone which have the almost the same specification with iPhone while they can still have money for other things. But once again, we can just let them decide what they want to buy. We should be wise with ourselves and it is better we use that money to invest in Bitcoin so we can make a profit.

A large number of people in the world use iPhones, celebrities, businessmen, content creators, employees, everyone uses iPhones to catch up. Some use iPhone to maintain their status and some use iPhone to fulfill their hobbies. It is not unusual for people who can afford it to buy an iPhone, but it is unusual for people who can't afford it to buy an iPhone very comfortably.  If you have to borrow money from others to fulfill your hobby of buying iPhone or family has to buy pressure iPhone I think there is no need to fulfill that hobby. The tasks that can be done in a normal smartphone can be done in an iPhone, but the processor, camera, design, display are all different due to which people give iPhone a little more importance. But if you can't afford it, I think there's really no need to buy an iPhone with that much money. When you can afford it, you can buy an iPhone, but first you have to focus on doing business or doing something else instead of fulfilling your dreams. When a person decides to push away his temporary happiness and start a business and when he succeeds in the business, he will be able to buy a few iPhones with a month's income.

If you think of investing rather than buying objects like an iPhone, for me it is good speculation and it must be done, investment in the long term in the crypto market, if patient to wait can buy more than one iPhone in the future, so I think that's a stepgood to do.

Investment culture is a culture to produce wealth in the future, meaning that if you think of doing so you have a good mind for yourself Alone and your future, there are many people who have succeeded in investing in the Crypto market, they can buy what they want.

The balance of expenses after having a routine income must still be properly regulated into more useful things such as doing business and also investing in Bitcoin or saving in gold if you like to keep the value of money from declining. As for use in life, I think it only needs to be listed in essence without anything excessive because economic pressure and income usually occur in excessive spending where it is not the main thing that is always needed by ourselves. So that's what needs to be fixed and balanced properly by anyone who doesn't want to experience difficulties in their own life sector.

That is why we need to realize that spending money just to pursue a lifestyle is not an ideal life because without good management it can actually cause problems in living life. The concept of living life is not as simple as it is thought because without a balance in achieving financial capabilities it will cause problems. Buying luxury goods is indeed the dream of most people but this step can be taken if the source of income we have has a much better level.

The inheritance left behind will also run out if it cannot be managed properly because tomorrow will not necessarily be like today. So if not prepared well then it is feared that in the future his life will be much worse. There are many examples that we can probably see in each area and how people who are left with so much wealth eventually become poor.

it depends honestly, if an iphone costs $500 then it wouldn't make a dent to your portfolio because $500 hardly helpful for investment.
more than that then yes saving is the best action, just imagine you bought apple stocks or even better bitcoin with the money you'd spend on iphone back then when steve jobs were still alive.
you'd already make some good profit.

but when you do really need a phone for something productive like doing your job, etc. nothing wrong with spending money for iphone, just don't be too frequent.

Not a single person so far has mentioned that investment can be unsuccessful. Then an iPhone is much better than losing everything. During these debates, nobody looks on dark side of investing. Nobody ever told that every investment is a successful. It might be that an iPhone that is loosing slowly value today is better than any profit in future. As well as nobody mentioned that purchased an iPhone on a release date is an investment, and sometimes such iPhones can be sold at x2 price.

If you can afford it then why not? Maybe it could have been a investment for others to have a good phone that will last for years. But if someone is buying just for the display and show-off, I think it's a bad investment as we all know that maybe that $500 could turn into $700 or higher if we invest it in Bitcoin right now and just wait for the price to go up in the near future. So still up to anyone on how they are going to see buying Iphone for them. And we can't blame others too for buying this expensive phone, maybe they can afford it or they have a lot of money, and that includes a investment in crypto already.

We can't call someone stupid just because they buy an iPhone instead of investing in bitcoin, we have no right to do so. After all, it depends on each person's preferences and mindset, as long as they feel satisfied with what they do, there is nothing wrong. Not to mention, it's their money and they have the right to do whatever they want with it.


Also, none of us here are financial advisors or have complete financial knowledge. Most are just poor people who want to progress in life and want to get rich quick with bitcoin. Just because we invest in bitcoin does not mean we have enough financial knowledge and become  experts, so it is unwise to give financial advice or criticize others.


Have you ever thought: You call  your friends stupid but maybe they are laughing at you too, because  you consider yourself financially  savvy and a bitcoin investor. But why can't you afford an iPhone?

Wiser or not will depend on them because if they still want to buy iPhone althought they don't have much money, they will buy it. They don't care with anything that may happen because they want to achieve their dream first. They can search for the other way to have more money but they can get iPhone for themselves.

If they can think about investing in Bitcoin and cancel to buy iPhone, they may get a profit after waiting for some years. That will help them to have Bitcoin investment with their money which can give them profit. But what is in the head will be different for each people so we can not force them to follow what we suggest.

What you should know that all hands are not equal. People will do what they like and what they can afford. There are people who can afford multiple iPhones without breaking the bank for it while on other hand they break the bank to buy the iPhone just to feel among. Another thing you should also know is the people buy iPhone for several reasons. Some use it for photography, creating contents and doing lots of stuff on the internet. So, you can't say people should leave fetches them money in life to invest. Basically, the iPhone will provide them the funds to keep up with their investment.

People buy iPhone for reason for personal reasons, some persons try to save their hard earn money to buy an iPhone because others are using or they are been influence by peer group, I think it is very unwise buying an iPhone worth around $700 without having a better source of income or an investment, investment is important because your are gradually growing your income and when your investment has grown to a certain level one can think of having an expensive iPhone but for those who has enough income or who's phone is part of their source of income that is for those who work online having an iPhone isn't bad since it generates income.

Not at all mate,I don't sense anything as such as debate there.The whole message is only implying a financial admonitions on two or more various perspectives.It's true that people see and understand things differently and I'll likely not blame you for your conclusions.
Anybody has the right to purchase whatever they wish and desire to own but based on financial credibility and accordance to fitting into the financial plans, people are advised to buy what they'll really be needing.
It'll be very unnecessary to ignore tips and tricks that savour your finances than to opt into unbearable financial mistakes.

Instead of spending all your money on expensive stuff - it's definitely better to invest. But sometimes you need to enjoy the fruits of your labor and not have to listen to other people's opinions completely if whatever you buy can support your big plans in the long run - I think it would be just as good.

You don't have to hold yourself back from buying a new motorbike or car when you can afford it with some of your money - but don't spend it all just to fulfill your lifestyle. Buying an iPhone will usually be considered a waste if it is to support your lifestyle - but if the iPhone you buy is useful for you in developing yourself - then ignore what people say.

Getting the latest iPhone is just for short term happiness and satisfaction, while investing in bitcoin is already for long term approach, for our retirement, that even our future generation will eventually come to benefit. It’s a matter of satisfying your present desire than fulfilling your satisfaction in the future where financial independence and stability is a big part of it. So just do the math, and think where you can benefit the most, mentally, emotionally and financially.

What you need the phone for, its features and what it can do for you will determine the value and price you can tag to it yourself, there are people whose job and earning are from that same phone will consider to be over priced, they use it for photography make money from it and the rest of them if it serves a commercial purpose I can’t consider it to be overpriced, but their are those who buy and use it not for anything but just to show that they can afford it.

Well I do have a very old android phone. But if I could buy the new android with my fiat or buy more Bitcoin then I would buy more Bitcoin.
A phone is just something we need to make some phone calls and some texts. We do not need to have the newest phone but we can always have alot more Bitcoin.

This is also what is on my mind. I am for the long term and we should be thinking of our future.

But if that guy can afford to buy the latest or any other versions that he can, buy it if that wont be a pain in the ass.

We will never know if we will be alive by tomorrow. So, buy that but make sure that it wont be the entire holdings you have that will be spent.

When a person has enough money, he prepares to buy expensive things. Now suppose I do not have enough money to buy a good iPhone, now I will not prepare to buy an iPhone at all. Based on that, I want to say that when a person has enough support, he will use money to meet his needs. Also, there is a matter of enjoyment and luxury in life. If you always think about earning money, you will not be able to do it. Of course, you have to enjoy life. If you can enjoy life beautifully, then the world will seem beautiful to you, your family will seem beautiful to you, and the society will seem beautiful to you. So, those who can afford it will spend money and those who cannot afford it will not spend money.

Correct. Such categorical statements always have some truth and some falsehood in them. If you have a net worth of $10M investing $1K more instead of buying an iPhone doesn't affect your net worth, i.e. you buy the phone if you feel like it and that's it. The OP's statement makes more sense for people who are starting to invest and/or have little capital invested.

Agree. An iPhone costs more than $1000. This is a big amount of money. And if we think of it as a long-term investment in the crypto market, then the chances of profit are high. And in the future I may be able to earn more than $2000/3000. Investing is definitely good and realistic people will think of investing. But if using an iPhone is your hobby, then it is a different matter. We can spend a lot of money to fulfill our hobby. I will not consider it wrong.
But if I only have money like buying an iPhone, and there is no extra money, and there is an option to invest in the crypto market or an iPhone, then I will say investing this money is good for our future.

Absolutely right, but almost all women don't care, they are ready for it, even if they will have to take out a loan for this iPhone later. In the country where I live, incomes are small and therefore girls are ready to pay for two years for an iPhone that they took out on borrowed money and I think that this is a very strange and ridiculous situation: to pay for something that will go out of fashion in a year, and the credit obligations will remain for another couple of years. This is ridiculous nonsense.

many people claim that they buy iphone for self reward, actually there is no problem with that because everyone is free to do what they want to do but sacrificing time and money for an item that depreciates every day is not a wise thing to do, it is stupidity.

now i prefer investment than buying luxury goods, the reason is simple because i no longer need validation from people out there, what i need is my bitcoin to keep increasing every month lol.

After all the acknowledgment and recognition of the inclusion of support that Bitcoin has gotten from some governments, organizations, and individuals all over the world. I feel sorry for any member of this forum who did not invest in Bitcoin but chose to buy an iPhone which will be an old edition in the next few months footing the current price of BTC which is below the ATH price specifically now that people like Saylor keeps adding Bitcoin more to MicroStrategy bag none stop.

There's nothing wrong on having that self reward and you do really that deserve it, specially if you have been long time saving up and sustaining all of those tough situations then buying up something for that hard work then its not really that bad at all. Just make it sure is that you wont really be that spending a huge amount or partition of your money. If its really that a huge amount that you do currently have then taking up some slice then its just really that fine but if its opposite then that should be a no go. You would be able to think about that there's so much important thing that you do need to prioritize on.

Investing while considering on buying an iPhone then its a no brainer on what are the things that you would really be needing up to prioritize. So it will really be that up to you on which one you would be choosing.
If you do want to save it for later then you can do but if you cant be able to wait then it will really be that up to you which one you would choose. You can see be able to make up some comparison in between decisions then you can make out point on which one is better.

People would prefer to live a horrible life that has absolutely no taste for 30 years, just so they can grow up and be fine when they are older. They are not even realizing what they are trading, because they are losing 30 of their greatest years, and instead they are being cheap and having no fun so that they can be wealthy.

This isn't about an iPhone by the way, if you do not want to get one, then don't, it is not really a big deal, I don't have one because I never felt the need to spend that much on some phone, why would I, but that doesn't mean I invested every dime I make neither, I had a good life. Sure I am not rich thanks to that, but I had a good life with my loved ones and I am happy with that in most cases.

One of my big regrets in the 90's was to buy a pc instead Microsoft shares, I could see the release of Win 1.0 and following versions would alter the world to the ordinary person as a magical box of tricks became a normal usable object.   I could have made do with educational provided pc and should have, so vs this iphone question its quite possible you should avoid a luxury product.

In fact, we should think that it is better to invest the amount of money that is used to buy an iPhone for 1200 to 2000 dollars. If 1200 to 2000 dollars can be invested, then it will be seen that this money has doubled in a while. Although it takes time, if you can invest patiently, you will definitely succeed in your investment. However, not everyone will accept such offers. There are many who are busy fulfilling their various hobbies. Their hobbies are much more valuable to them. However, if I were you, I would definitely do the same thing. I would buy a phone for 150-200 dollars and fulfill my needs and invest the rest of the money in Bitcoin.

This must be true because on my observation, I've seen more women who have iPhones than compared to men. Usually a guy has an android because they are aware of its advantage. It allows them to do more things to it, while women are only in for fashion and iPhones are for fashion or display. This is the same where a women can buy a high-end bag. Some men can also spend more on something like a techy stuff, for example when building a powerful PC.

Sometimes when you are poor, you think things like iPhone are everything, so you do what you can to get your hands on them. It is like a big achievement which is also/only fine. It can also help you to be more motivated to work hard. It doesn't really matter though if it is not a kind of investment that grows in value the longer it gets but if we can also consider them why not? It is like we are now killing two birds with one stone here.

In my opinion, this is more about the difference in each person's perspective, my friend and I know about investing in bitcoin and others, but with my friend himself when he has enough money to invest, he prefers to spend it on gadgets that are currently popular among the public, which is none other than the iPhone.

Different from my other friend who understands IT and has little time to understand the world of bitcoin investment, but when he gets a moment when the price of bitcoin drops, he invests the funds he has.

It is better to invest it, but we cannot force other people to do it, after all, he will do it if he already has confidence in the investment.

Contentment is what we do really that want in life on which its true that even if we havent been able to buy an IPhone but it doesnt mean that we have made out some investment because we could possibly having none of these things either on which this one will be the most common scenario on which that could happen into this life. People are living on average to poor conditions but surprisingly there are those individuals who do really that wanting to buy this expensive phone just to show off or letting other people do sees out that they do have that good situation in life since they can afford an iPhone on which this is really that indeed a laughable way of thinking that a phone will really be that showing or indicates your life status. Investing will really be that just not limit out about on this aspect but also in other simple decisions in life on which it will really be giving out that kind of opportunity on making some investment. There are really just that those conditions on which it will really be that making yourself that wanting to buy something for yourself on which it isnt bad either just like on whats been said above on which it do acts as a reward or gift for yourself, but before that then you should be making out some calculations whether its the right time to buy this thing or would be trying out to prioritize those important things either? It all matters about on proper planning in regarding into your finances. It will really be just that a non worthy decision if you do buy an expensive thing but you do still have tons of pending loans and borrowed money from neither banks or other people. It will really be just that ideal and much more preferable on clearing up it first so that you wont really be that getting buried with tons of loans and other pending on which it will be causing up that financial devastation. Actually its not really that hard to determine on what are your priorities. If you do find out yourself that being easily get fascinated on whats the current trend, then its better that you should be trying out to distract yourself with that and avoid it as much as possible and better focus on your goal or just like been said on trying out to deal on what are those priorities first rather than on buying an expensive thing on which its value depreciates overtime.

People who keep wasting money on gadgets and other superfluous stuff will never be able to thrive financially. On short term it may look inoffensive and just a lifestyle of the individual who prefers enjoying the present time's pleasures, but on long run it's a devastating behavior with serious consequences.

I've seen people spending their entire wages on clothes, shoes, jewels and gifts as soon as they receive it. After some decades these people are unhappy and frustrated because they achieved nothing substantial along the years of their youth. So they start getting annoyed by other people's achievements.

Of course it was their choice to live like that, but if we can advise friends and people in general about the potential negative consequences of not drawing long term plans, we should advise them.

same here, regret not buying apple, microsoft, and the latest one nvidia shares, instead I bought their GPU which after 3 years already losing 80% of its value ;D.
buying flagship of any company's product is like the worst decision I could make, especially when it come to electronics, the newest gen always outperform the old one by significant margin making the old gen kinda useless and since these tech derive value from the performance, it means value just gonna go down really fast over time.

people literally losing 80% of their money in just 3 years buying flagship without realizing it, if they were losing 80% of their money in stock or crypto they'd be mad ;D.

It all matters about someones mentality and we are the ones who do make out such decisions into our lives because on the time that we've been able to plot out our future plans then everything would really be set in stone. It will really be just that depending if you do let those things that you do able to face up will really be affecting your decisions ahead and this is something that we should really be that looking upon.

Buying a phone or anything which is really that expensive will really be depending into someones preference and someones interest because if you do really have that money then why you cant be able to do such thing? We do know that on the time that we do make out decisions like buying up into something will really be that needing up those considerations whether you do have an extra money to buy on? or you would really be that trying out to take a loan just because you do really want it so bad?

Investment decisions will really be that basing up on someones mentality and preference on which if you dont mind much about having that investment and wanting to buy just to show off, then you would definitely be considering on buying it out.

I would like to ask OP and those who criticize buying an iPhone is a waste and investing in bitcoin would be wiser. Should we stop spending money on gambling and other useless entertainment activities and use that money to invest in bitcoin? Most of us here spend a lot of money on gambling or habits like drinking, girls, billiards...and we hardly get any profit from them. If we could invest that hard earned money in bitcoin instead of gambling, I'm sure many of us would have become rich. But why doesn't anyone do it or complain about it, and we criticize people who buy iPhones instead of investing in bitcoin?

It's about whether you want to have more entertainment in life, whereas the phone may bring you more potential. But surely, there are cheaper ways to achieve the same goal, clearly.

I think OP decided to use the price of iPhone to make reference to other expensive things one can spend on that doesn't bring good returns to the person so to you Op it may be buying an iPhone but to you I believe you know the things you spend on on weekly or monthly basis that has not added anything good to you like the gambling and other things you may be doing for fun that only takes money from you, you can decide to minimize the expenses you make on those things to invest the money for a long term you will be sure of making profit from your investment in the future. The Op should also remember that there are some people who buy iPhones because of the types of things they do like the content creators who makes millions from content creation they can't invest in Bitcoin for a long term instead they will buy expensive iPhones because it helps them to make their vidoes more beautiful and they make good money from their content.

It is natural that the rich think one way and the poor think differently. There are some rich people who are not serious about spending money. They do what they need or what they want. For them, buying an iPhone is not wrong. I think if they have money, they can spend more. Moreover, rich people spend a lot on luxuries.

When we review this issue from the perspective of a poor person, investing that money is definitely more profitable than buying an iPhone. If this person wants to spend like that rich person, he will never be able to do that. He must spend money considering his future. He must be a saver and continue to make efforts to increase his wealth by investing. If he is able to hold onto that money by investing it in Bitcoin instead of buying an iPhone, he will eventually get a return that will help increase his wealth, but if he spends that money, he will fall further behind.

But if the person in question has a good source of income and has investments, using that amount to acquire gadgets shouldn't be a problem or considered to be a waste. There are people whose work needs them to use luxury just like Franky1 stated in the beginning of this thread. If you find yourself in such a position where the accessory you put on needs to speak for you and not your bank account, then it's nothing to buy and hold them. It's not just about peer pressure or feeling oppressed by your fellow friends but about using what you desire and want.

All matters with your buying power on which on the moment that you would really be having that kind of capability on buying up these things without that affecting your financial status then it do really shows that you are really that capable enough and this is something that you would really be needing up to consider. Investment decisions will really be that basing up into your capability on such situation because if you are that having no capability on doing such thing and you've been that forced on taking up a loan to buy just because you've seen your friends does have, then it will really be that a very huge problem on this case. Buying up an iPhone isnt really that an issue on which i do agree into those words above that as long it wont really be giving out such impact into your money or savings then its just really fine.

Its true that they are really that making it as a status symbol when you do have these things then people will really be that getting amazed and this is what they've been thinking. Its part of our pride on really that wanting to experience those kind of views towards by other people.

I am happy that your emphasis is on people that cannot conveniently afford an iphone, if the job of such people doesn't include the functions of an iphone, it will be a misplaced priority. People should not buy expensive phones just to impress others when they can use the money to purchase what will add value to them, like Bitcoin which will yeild profit on the long term and they can use it to buy the latest iphone model in the future. Many young people are fund of buying iphones that they don't even understand all the functions, they only use it for calls and social media, something that android phones which are for cheaper can do for them.

Agreed through and through. If the phone will help in the future endavours eventually - then fine, it's needed.

If not - then we just need to invest.

The priorities of the individual thinking about buying the iPhone matters because you do not know if that iPhone will be used for his business and bring more exposure to the business. A content creator needs that new technology more than anything elses because even if he buys the Bitcoin and does not have any other business for suitability, he will end up selling that Bitcoin to feed. Our business comes first before any other thing but your message has alot of sense in it for people that are buying the iPhone for pleasure when they do no need a new phone for anything serious. But also they should not just buy Bitcoin because we say so but buy only when they understand what Bitcoin is and what they are doing by becoming an investors.

Gadgets and other techs will be only that relevant on the time that you making use on something which is that important like you do need it on school or research or you will be needing it for work to have that much more better productivity, then this is the time i would say that buying up some gadget will be that important and something which relevant but if you are buying up something new despite of your old device still works fine then this do shows that you are somewhat that materialistic or having that a fond of buying things on which arent supposed to be that bought or not necessary. I agree into those words that if you cant be able to afford it then its better not to take up some loan or will be that trying out to commit or buy even if its not needed. Extra money will be that much more worth if you are that making use of it on investment rather than on buying up into something that depreciates as the years passing by. So it will be that up to you on how you do balance up things accordingly or on what decisions be made on.

If its used in business then its good but if you do have multiple mobile phones then thats already luxury but just said that if you can afford then why not? Others cant just that accept that there are people who are that richer than them or who can be able to buy up things that they do want on which there's that jealousy into those people who do also want but they cant be able to afford. Investing do have that dedicated amount or budget with that on which it will be that up to you on how you do managed yourself on doing up such investing or business. There are things on which are more worth to do rather than on prioritizing on whats really that not needed like buying up some stuffs that their value do decrease over time. It is just that up to someones mindset on how they would be gonna handling it out. Nowadays, there are tons of models of phones on which you can be able to buy on and having different prices. There are just that those people who do want to buy on things that they do have in mind.

"Its my money to be spend and not theirs", This will be the words that would be coming up into your mind on which you will be that thinking that you can be able to afford it then there's no issue with it.
Same goes into the time that you have bought something then you do have also some Bitcoin investment or crypto, then thats a good thing for sure. It all matters on how you do balance things accordingly be cause there are those times or moments that you do become that naive on making decisions specially when it comes into this aspect.

Frankly speaking, iPhone purchases strictly depends on the individual personal situations, financial goals and priorities.Left for me alone I'll advice anyone to get an iPhone depending only on several reasons.It is wiser to get an iPhone when you can afford it without getting into debt or you're having inconveniences with your current phone and you enjoy iPhones productivity and compatibility so well.Meanwhile if you're already building wealth, getting an iPhone should not be second guessed for you.All I'm saying is prioritize future values more over instant gratification.

If you can afford an iPhone without it affecting your bank account, buy it. Where the problem lies is, if you are using your last amount in the bank to buy it. If nothing of such, go ahead and buy your iPhone. So far, it gives you joy. People spend thousands of dollars for enjoyment in a day and it didn't stop those who want to invest in Bitcoin to have a change of mind.

I hate to assume that those who bought an iPhone made the mistake of buying an expensive phone when that's what they wanted; they bought it according to their want or based on the type of work they do.

And I know many cases when iphone is bought on credit. :) Here in the discussions there are often disputes about not investing borrowed money in bitcoin. Compared to buying iphone on credit, this idea looks simply brilliant. It is better to borrow and buy bitcoin (which will bring profit in the future) than to borrow and buy a trinket on credit (which will only bring losses in the future due to the cheapening of the gadget). Btw, I am not agitating anyone to this or that action, but just thinking out loud.
 
This is the whole difference: buying iphone is not an investment, but a waste of money and, in principle, can't bring any profit, but only creates current expenses at the time of purchase. Comparing  iphone and investments is like comparing warm with soft.

But then manufacturers like Apple will stop making fabulous profits.

Those people who chase current happiness deprive themselves of something bigger (for example, income) in the future. Most of the people around are like that. Low financial literacy and the era of mass consumption are to blame.

There is nothing wrong when someone can afford it, they need it regardless of other people's point of view. Many do buy for lifestyle, but not a few of them buy because of the needs in their business. I do not completely blame people who buy expensive things when they can afford it, especially when they do not use their last balance to fulfill their lifestyle. Never mind an iPhone, they can buy anything more expensive if they are financially able, the problem only comes when they spend all their money just for lifestyle without thinking about their future.

I don't care if someone thinks I'm stupid when I buy a motorbike in cash with 1/5 of my money, I don't care if I spend 1/5 of my money to buy a car in cash and I don't care what they think if I can buy a house with 1/3 of my money, it's a necessity, but I never ignore investment.

Your money, your rules as they say. I also don't see a problem buying things you like whether it is for necessity or for luxury as long as you didn't take a loan for it. You also said that you always put some money into investment so your financial decisions is balance to me.

In the end, only us can decide how we spend our money. Each of us have different priorities and different situation in life so we can't meddle to someone's life just because they can do what we are not able to.

We do know that people would be always has something to say on whatever they do see around on what other people been doing specially when it comes to financial capacity and buying up things on which they cant be able to afford. There's always that criticisms like this and like that about investment advises and as if it looks that people decision on buying something turned out to be that a bad decision that they had made on. Its true that its none of our business on how they will be spending up their money. There are those times that we do get jealous just because we cant be able to buy on what others could buy and trying out to make up some excuses on giving out some advises about investment blah blah. Its true that iPhone is expensive but its true that as long you are happy on buying it and dont take any loan just to acquire it, then i dont see any issues with this. There are just that those individuals who are that not that happy on others success and would be rather that making up those words that they had made out some bad decisions because of buying something expensive. lol

Yeah possibly the person doesn't have any phone at the moment and having such funds at that moment what's wise to do is to get a phone maybe in a low range then you can invest any other money left after you must've undergone the process, cause with the help of your phone you can unfold many aspect that will generate you more money but using all for investment is a wise choice as well but can you be able to bear it.

The argument even as it's always been should not just be because we are talking about iPhone, it's about doing proper scale of preference analysis and choose wether or not getting an iPhone or an expensive item is good relative to investing that amount of money in bitcoin or any other asset class of our choice.

Because of the quality of iPhone and some other advantages that comes with it over ordinary android phones, I will choose to get it if I have the means to while still working to make provision for my bitcoin investment. Remember that for most investor, what you're looking out for is an investment plan that might take more than a period of six to ten years before you might look at yourself as a comfortable investor. For that period of time, the need to using an high quality phone can't be factored out and this is the reason why a lot of people still opt for getting good phone like an iPhone while still working to ensure that they are not left out in thier bitcoin investment. Getting a quality phone like an iPhone for me is on another priority level with buying my bitcoin.

It all comes down to what we can conveniently afford at any given time, an iphone is not what you buy everyday but before buying you need to ask yourself if it's a priority to you. If it makes your work faster or it has some features that enhances your output then buy it not minding that it's expensive. If you can't afford it or you're buying just for luxury or to feel rich, then it's not a good financial decision. If you're not financially capable to buy an iphone and owning it does not add value to you, it's best you buy an Android phone that you can afford. Use your hard earned money that you want to lavish on it to invest in a profitable asset like Bitcoin, wait for bull run and buy it with your profit, while your capital is still intact.

Yes, if a smart person certainly will not buy the item, basically the function of a smartphone is almost the same, all brands are almost like expensive smartphones. Most likely they buy luxury goods often triggered by the emotions of the surrounding environment and they want to have and want to show their social status so that they can be said to be capable people. Even though they know very well that the price of any cellphone in the future will definitely go down in price.

Even if I were in this position, I agree with what you say, it is better for me to buy a smartphone that is affordable for me and according to the criteria I want and the rest of my energy or money can be invested. Investment is much more important than having an expensive smartphone, with investment we can change our future slowly.

Yes, it all depends on our needs. But what happens to people in certain countries is different. Having a good device will increase prestige among them. They don't need it for its usefulness, but more because it shows their abilities to the people around them.
Android devices with cheaper prices are currently also many with good specifications. If it's not a necessity, I think investing money would be better. But anyway, some people also save their money for several months to get the items they dream of.

Buying an IPhone is never a wrong move if you can use it at its highest advantage like you are in the blogging industry or social media influencer. As long as it will make you profitable in the end, that will always be a wise choice.

However, if you are just riding the trend and you even take a loan just to get that iPhone, that’s a very wrong decision of yours. It could be acceptable if you invest that amount into bitcoin because for sure, that will yield an impressive amount in the future. But prioritizing your phone over an investment or other important matters, for me that’s very impractical for any person, unless he saves that money for that certain goal.

surely in as much as bitcoin investment is important so do people want what will give them happiness.  and i believe owning an iPhone is not a bad idea since you will need to download bitcoin wallet in it, where bitcoin can be stored. we all knows that without a mobile phone, it is hard to invest or do anything  to store our digital asset. the point is that for sure we will spend some money to own some liable property like phone, cloths, home gadgets and others as well try to invest mostly in bitcoin. because there is no how we can invest in bitcoin without having shelter, cloths and some home gadgets or appliances. where the problem comes is when people prioritize liability over digital asset. 

Investing in bitcoin or buying an iphone or using money to gamble...it all depends on each person's preferences and choices, we should not interfere in anyone's life. Just because we use that money to invest in bitcoin instead of buying an iPhone doesn't mean we've become financial experts and can criticize others for pursuing their own interests and dreams.

It's funny how every year there's a thread or two comparing investing in bitcoin to buying an iPhone, and most people jump in and criticize people who buy iPhones instead of investing. Meanwhile, many investors are also burning money on shitcoins, memes or pouring money into gambling every day but never mention these wastes.  ;D ;D ;D

You have a valid point that those who have enough money can go for luxury items like expensive phones, perfumes and other such stuff. But those who have limited money to meet daily requirements must look for investment opportunities. I have an inexpensive smart phone (price around 200$ when bought) that I bought 3 to 4 years back and trust me it's giving me everything a smartphone should have. There are people in our surroundings who accumulate money to buy such expensive items, if they keep investing that money in Bitcoin (DCA strategy) then they will get good profit after few years. IPhone value goes down with time but Bitcoin value goes up with time.

No one interferes in someone else's life, because the users discussing this topic don't forbid anyone to do anything based on their preferences. We are just discussing. :)

Let's look at this list. Let's start from the end.

Gambling - can't be called a profitable action, because the probability of winning is extremely small. That is, it is, in fact, a quick and easy way to lose money (based on statistics).

Buying an iPhone is already better than gambling, because you get something tangible for the money spent, which can be subsequently resold, or even, hypothetically, will allow you to earn money using this device (working).

Investing in bitcoin - this action is initially aimed at making a profit, which has been confirmed over the past decade and a half, because it brings income.

Each person's choice will be determined based on their personal needs: entertainment, owning a "fashionable toy", making a profit.

No, we can't criticize others for this. But we will do it! :) If this forum was dedicated to iPhones, there would be no discussions, but since the topic of bitcoin currently implies an investment nature, then any waste of money that doesn't bring profit, on this forum will be perceived literally as a waste of money. :)

Also, this money is spent on food, housing or entertainment offline. It would be better to buy bitcoin with this money, right? :)

Generally humans are naturally dynamic that alone implies that there is certainty of behaviorer differences, our actions and reactions but above all there is need for a scale of preference according their most pressing needs though a lot don't adhere to this which is normal in that people may tend to do whatever do like it should be rest assured to also face the prevailing consequences of their actions and reactions, personally with my current situation I can go such an expensive phone even if I have the money because in my own judgement I have more important things I would prefer do with such amount of money compared buying such an expensive phone, in life identifying one most important needs and working towards achieving them is the best, knowing what is right thing to do and sticking to them at any given time.

I wouldn't say that. You can buy a decent phone for a fraction of the iPhone's cost. You can even reduce that by buying a used phone, or a refurbished one.

Have you ever seen good Chinese phones, like the Xiaomi 15? Compare that to 16 Pro MAx and you'll see that

For instance Xiaomi has 16GB RAM vs Iphone's 8, faster charging, better benchmark performance, morecPU cores, higher pixel density, larger battery, 50MP camera vs 48MP, and so on, but costs less than the Apple product!

Buying an overpriced phone for over $1k is just a dumb life choice if you ask me.

That is the thing about phones, normally none of us "need" that unless your work requires it. If your work requires getting whatever phone then yeah you get it, but if you are not getting it for business reasons, then none of us really "need" it.

Also it's cultural, like in the USA (from what I hear), if you have an android phone, they consider it in poor taste, because everyone has iphone, and most even buy out whatever newest one is, because in turns, like 14 people buy 16, and 15 people buy 17, and some buy each generation of course. Whereas, when I bought a phone, I just bought whatever cheapest one is and just moved on, sure it was brand new, but it was cheapest whatever phone, because why would I spend that much on a phone.