Bitcoin Forum

This generation is actually looking for were to invest their money and earn returns.The banks are not helping here because even if you save your money in the bank it amounts to nothing because the interest rate is so low.

Is there any data or research that shows Bitcoin has significant adoption as a store of value or as a mainstream investment from young people.  Maybe it is a common belief but no evidence to support it.  Yes, some young people are interested in Bitcoin, but it is very questionable they are using it instead of traditional savings.  I dont know, maybe Im wrong, but Id like to see some concrete data. At least I havent come across any.

I think even without hard data I’d believe this, because we see a lot of young people now becoming millionaires. With so many investment opportunities online, it’s the younger ones who are really taking advantage since they’re better in this space. That’s why the trend is clear, young generations today are more focused on investing.

And as for banks, don’t put them in the same equation when we’re talking about investment. Putting money in a bank isn’t investing, it’s just safekeeping or saving while waiting for inflation to hit. You don’t really earn. Even if some banks offer small interest, if you look at the bigger picture it’s usually equal to inflation or sometimes inflation is even higher.

Let's be honest, do you see any much interest toward Bitcoin and cryptocurrencies from your Grannies and Parents more than the Youth and teens?
Most of them (Our senior members of the society) are even critics thanks to the rampant scams and Ponzi schemes that ripped them off at one point, and now they think Bitcoin is also a Ponzi scheme.

Here we don't need to research or look for graphs, just an observation from people around you tells it all.

Young people know about Bitcoin and have been at the forefront of its adoption. Bitcoin is to young people what stocks is to the old people. And I tell you there are so many rich young people I mean less than 40 years old are are multimillionares because of this.

As for the banks , I don't know whether to say they are losing or they are just confused on what to do. Some countries that are starting to have Bitcoin reserves will be the game changer for these banks if not, they will be lost.

From what I’ve read in the news, most of the older ones are the victims of crypto scams. That’s because they don’t really understand how Bitcoin works, they only see that it’s popular and then they invest. Some even fell for ponzi schemes. While the younger generation, we get it more because we grew up exploring the net. The sad part is, some smart but bad people from the younger side end up scamming the old ones who are potential investors.

It’s a sad reality that for us to thrive in crypto or Bitcoin investing, we really have to understand it well.
The challenge isn’t just about investing, it’s also about keeping our assets safe.

That only tells that banks are not the keys towards establishing financial stability in the near future. The amount of money that you let it sleep in the bank will just depreciate in the long run, thus making your time, money and efforts not all worth it.

What this generation needs is an innovation, and that’s where it leads to bitcoin. Lucky are those who are tech-savvy, because they have gained already an edge, and lucky are these new generation, because they have all the time and money to invest and accumulate bitcoin.

The term young itself is subjective. ;D

Someone in their mid-30s will still feel young while a teen looking at them and see them as old.

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Nowadays, everyone is aware of the importance of savings, investment and achieving financial independence even though it is not practical for everyone to reach but they are working for it but also the same people who spend money on buying new iphone every year instead of using the one-year-old mobile that works just fine. ;)

And keeping money in a bank account is never meant to be an investment purpose but it took us this much longer to realize how banks are ripping everyone off.

The acceptance of bitcoin by the younger generation marks another achievement for bitcoin. Where there is positive feedback and acceptance, that paves way for bigger promotion and development for bitcoin which I think is very crucial especially that we are working for bitcoin to gain its global adoption, not just as a currency, but as well as becoming a global asset legally.

If global adoption will be hard for the old generation, then this new generation is the key. They are actually the best assets for bitcoin.

Nothing much can be done for younger generation beside investing these days.

Every sector already being dominated by huge corporation and the only way to grow capital is investing, something that can easily be done by many people and bitcoin with its massive growth has shown to be promising alternative for most of us.

Honestly, in my opinion it's a good thing, But it's also a sign that tradfi is losing is dominance and that young people finally found a good place to invest with better returns rather than having some small 3% interest on their money.

However, I also wonder though if the trend keeps up whether it will be good for the economy or not. People aren't spending money anymore and they are hoarding it to invest. The money aren't being circulated.

There was an old research, if Bitcoin investors was dominate from 25-33 years old people. I think people with such age are no longer young, it's an adult.

I believe there are young people like under 18 years old who invest in Bitcoin, but the researcher not want to conduct a survey/add to the research because centralized exchanges only accept people who're at least 18 years old.

https://imgvb.com/images/2025/08/24/5fb1e49157e74702ad460738dc2df507.jpg
https://www.researchgate.net/figure/Age-Distribution-of-Bitcoin-User-Sample_fig1_286425346

They are not that young but they will still be regarded as young people. Or they can be called young adults. This is because they are different from old people. I am referring to age group of 25 to 33.

The age of 25–33 is exactly the time when we are actively searching for ourselves in our financial realization. At a younger age, we are still busy studying, and if there is any interest in Bitcoin, for the most part it is just introductory. Those who are older usually show less interest in innovations.

Normally I feel like yes it is thoughtful and not entirely out of place to think or assume that the Genz would probably make use of crypto currency more than the older generation but  not withstanding there is still a need to take a look at a statistic that proves that claim.

Personally I believe the Genz generation uses crypto currency more or are more exposed to crypto currency probably due to research and more time they might have to explore the options that is on the crypto currency

There is no need for concrete data to support this claim, I am one of those individuals who believes in the increasing acceptance of Bitcoin among the younger generation. When it successfully reached ATH some time ago, Bitcoin continued to be disseminated by electronic and print media, the news played an important role in spreading information about Bitcoin and attracting the interest of the younger generation to invest in Bitcoin.

In addition, the younger generation is very easy to understand Blockchain technology and accept the presence of Bitcoin compared to older adults because they are already familiar with digital technology. Bitcoin's accessibility also allows the younger generation to get directly involved with Bitcoin because it is easier for them to adapt to Bitcoin-related platforms.

In my opinion, the most important point is Fomo, the younger generation's vulnerability to Fomo can encourage them to follow in the footsteps of investors who have achieved success while investing in Bitcoin. Bitcoin is also considered as the best alternative choice for those who do not trust the banking system or traditional financial institutions because the system used by banks is not inclusive.

I have to says young generation is more acceptable to bitcoin compared to the older generation and i have said this because in my place bitcoin is so popular for the young people with average age 20-25 years old and why young generation is really welcome to bitcoin because they were open their mind to the new technology especially bitcoin was offering the future of investment who always be develop and will increases it price

I don't know about other place but on social media young generation has put their trust to bitcoin that they believe by investing on bitcoin it can make them to be a millionare in the future and one of popular proof about this condition is those people always buy bitcoin for every month and confidently showing their bitcoin asset to their followers

I am only going to share my own answer based on my surroundings, there is no data to back this up OP, the young men you mentioned are still very new to crypto and Bitcoin, most of them joined after 2021, like I've said this is my own surroundings, I've been accepting Bitcoin as payment for a long time now and since this bull market starts it has slow down, everyone want to hold their Bitcoin and not spwnd it.

With the little youths around me they don't care about holding Bitcoin, they want to sell and make some quick money, they lack patience too, many of them turned to Internet fraud for quick cash flow, it's very rampant over here, I guess parents have a lot of work to do, they raised their kids into grown man pressuring them to bring money home and these youths don't want to wait.

Previously in 2018-2020 I had introduced Bitcoin to my young friends, especially those who were still in college, but they did not accept it well, There are various reasons they reject Bitcoin, one of the reasons there is no guarantee of security from the government.

However, entering the end of 2024 after they found out the government adopted Bitcoin and also leading companies and intellectuals so that many of them wanted to know Bitcoin further.
But I said, you were late for you to ignore it, but even so they still want to continue to understand Bitcoin.

So, I am not surprised if many of the young people today want to get to know Bitcoin further, this indicates not development, Instead they see Bitcoin cannot be ignored as future investment assets with government support from various countries that have strong security.

Bitcoin is for the young age and they're mostly the ones into bitcoin because they love to learn and adopt new technology. I told my mom about bitcoin and she told me that she prefers keeping her money in the bank since that's what she's use to. The youths are the leaders of tomorrow and bitcoin is an asset for the future.

The new generation is already very smart bro they know where to invest they just don't know which asset is best for them and they also don't know which mentor is best for them to get knowledge. They will find a scam mentor and if they followed him, bro you know the consequences, they will ask you to buy shit tokens they are getting paid to share.

The young generation needs awareness and those who know the reality of some mentors they should not stay silent and share it on the internet using hashtags and eventually the world will know this is how we can reduce their numbers and the market will only demand for competitive mentors and the results will be great.

For me, it is not even about the banks. There's so much hatred and mislabeling of Bitcoin by those in government. They have already decided that their minds will be closed to accepting the idea of Bitcoin as an alternative currency and other of it real life use cases. In my estimation this is why people who are young like me are shifting towards Bitcoin and we are taking our friends along with us too. We form groups to speak about Bitcoin, we organize Bitcoin related events, we introduce some politicians to Bitcoin by engaging then in talks. It is bearing fruits slowly.

Eventually and inevitably, the younger generation would be the next generation of investors that will contribute to the widespread existence of cryptocurrencies.

This is definitely a good sign whenever we see the new generation being curious about BTCs. Their investments will serve as a key in determining whether they would contribute to the cryptocurrency world or not. I just hope that this trend continues even in the far future.

Just to comment also on what OP mentioned, bank interest rates are relatively low but they serve as the first-step into the investing world. If you want guaranteed returns albeit low interest rates, then bank investments would be the way to go.

When it comes to making money, the elderly people believe in working hard. They prefer to sweat so well before they can make any money. My mom up till now still believes that any money earned without any physical and mental stress is not a genuine way to earn a living. That is how they see life.

The younger generation right now are not like them. The younger generation believes in working smart. That is why they are out there taking advantage of the Internet, investing online and making money online.

We do not need research to see that the young people are the ones fully into Bitcoin, it is just so obvious. Young people understand tech more that the oldies do, they love it and are comfortable with it

Considering the many different assets that people can invest on, bitcoin offers a very best advantage and apart from that, it also helps for easy access of your money any time you want it and you can also do a quick transaction across the world at ease without moving to the bank to and fro. These and other characteristics of bitcoin is why this generation are adopting bitcoin as never before because it provides a lot of solution, apart from the profits, your funds are safe with you.

It all begins with their determination in learning about bitcoin, only if they wanted to acquire the necessary information needed to make use of Bitcoin, then discover about their areas of proficients and adopt the use of bitcoin, they can choose to trade or invest and hold for long, this alone is more profitable than the use of fiat for a long time deposit in the banks.

Bitcoin has been more trending on the Internet than before and people have also been using this digital currency to take advantages in the aspect of finances, bitcoin can help realize a goal if we know the exact direction to take by learning of it's procedural ways on investment, but you will need more of time to discover the strategy that works better, then also have the ability of holding for long to be in profit with your investment, because there are seasons in Bitcoin market performance.

Yeah, its true that young people have been early adopters, but honestly? That whole "its just for the kids" angle is ancient history now.  I think the vibe has totally changed.  Now its the suits and banks, hedge funds, all those Wall Street types throwing real money at it.  Some of the biggest players in the financial world are no longer on the sidelines, but making the headlines.

I agree with you that the younger generation are more interested than the older generation even as there is no data backing that up. In my country you hardly going to see the older generation talking about bitcoin investment, most of them are not interested in bitcoin investment, most of them still believe in banks, they believe their money is more saver in banks than investing in bitcoin, and why I think things like this happen is just because they lack proper knowledge about bitcoin, most of them do listen to news, and they have been brainwashed by what the government is saying about bitcoin.

The younger generations know more about bitcoin than the older ones, the younger generations understand the crazy things that banks are doing, and they know they can avoid all those things by investing in bitcoin. Most of the people that have seen investing in bitcoin are the young ones, I hardly see old people invest in bitcoin.

We should know that even if the young ones are investing in bitcoin, we can’t still avoid banks, even if we are not storing our money in banks, we still need banks for our daily activities, we still need banks for payment.

Today's young generation is more likely to see technology as their main need, including in the crypto ecosystem,
which is an option for the younger generation to build a portfolio and make more money in crypto.

Providing investments that can generate more profits but of course you must know how the risks are.
But indeed the dominance of the younger generation is increasing in the use or adoption of crypto,
they are starting to become developers or even investors who are starting to grow their portfolios quickly.

Bitcoin is the main attraction that makes the generation easy to want and want to get involved in crypto,
Bitcoin gives a lot of hope and they are starting to explore how the crypto ecosystem and Blockchain technology works.

https://www.talkimg.com/images/2025/08/24/UZyhzm.png

Global Crypto User Age Distribution:

18–24 years: 20%
25–34 years: 31% (largest group)
35–44 years: 23%
45–54 years: 18%
55+ years: 8%

https://coinlaw.io/crypto-user-demographics-statistics/
https://coinpedia.org/research-report/global-crypto-adoption-report/

It's not a welcome development, it's what supposed to be, there's no way old people gonna check what is Bitcoin.

Small group of old people might interested with Bitcoin, but they're either financial manager, investors or high knowledge in computer, rest of them will stick with the conservative assets.

Even stock is dominated by young people even it has been exist long ago before Bitcoin.

Then if I go with this logic, the younger generation around me (neighborhood) is not interested with Bitcoin and are more fascinated in social media activities does it represents the majority of the younger generation?   I think stating a statement that deals with a number needs a statistics that supports it else it is just an anecdotal statement.

To support the claim with statistics, it is said that in the US the largest percentage that own Bitcoin are the Millenials followed by Genx, Genz then the baby boomers. So it is not the younger generation that occupies the majority of the crypto holder but the number of younger generation involved with Bitcoin shows their interest that coincide with @OP.

https://coinlaw.io/wp-content/uploads/2025/07/1-demand-sage-crypto-ownership-by-generation-in-the-united-states.jpg (https://coinlaw.io/crypto-user-demographics-statistics/)

It is indeed a very good sign that younger generations are welcoming Bitcoin.  Since they are the next generation that will become dominant replacing the older generation, this shows a great potential for Bitcoin adoption and promising expansions of people getting engaged with Bitcoin economy.  This also show that Bitcoin will not have any difficulty when the generation transition since it already establish a foothold on the heart of these younger people.

Interest rate being low is one, that is in countries that the banks gives to its customers interests. In my country, instead of interest, you are being charged of different fees from one reason to the other on monthly basis, then the ones that comes within weekly intervals.

Invest ones funds in crypto currency, mostly Bitcoin is the best option for me in my country, and to all citizens who has the knowledge of crypto currency.

Banks interest are not that much for what we want as a profit or return. But I think people are using banks the wrong way, they're only giving incentives and shouldn't expected to give that much because they're just storage of fiat if you don't have a safe at home or you do but you want to keep as many as you can onto them. That's the reason if someone wants to keep their wealth and earn from it, bitcoin is the best choice.

There are many ways to test what Bitcoin is for the younger generation and Bitcoin creates a potential investment opportunity my idea the demand for Bitcoin as an alternative currency is now at its peak. It is largely true that Research on Bitcoin shows that El Salvador is leading the way in teaching Bitcoin to the youngest students, perhaps it is from among them that future generations will emerge as owners and investors of major Bitcoin companies.

In fact bank interest is very insignificant compared to our profits, which has created a tendency among young people to choose digital currencies because they are willing to accept the volatility and risk. It now appears that many countries are building strategic reserves, even it is true that middle-income countries are leading the way in hedging inflation and using crypto for payments.

I don't even see any different point you are making here. Just reputation of what I said, and it's just common sense when you look around, the Younger generations are more interested in Bitcoin vs. the older generations hence no need to look for graphs.

Do you want to tell me that in your community, you have never across someone young with a Bitcoin wallet or crypto exchange app, at least in the mobile phone? Because I have come across them, several times, besides social media.

To start with, in today's world, people have moved from the use of traditional cash to digital platforms for their daily transactions, now imagine we have cryptocurrencies that exist exclusively online and come with other benefits of middle man exclusion, total control of our digital money, no maintainence fees and all that..if we do the comparisions of digital fiat vs cryptocurrencies we all know who the winner will be...and for the icing on the cake, this generation of today and the younger ones are all tech savvy so this acceptance of Bitcoin will be a walk in the park.

By looking at how young generation these days were able to accumulate investments and become millionaires at a young age, this is a living proof that they can easily embrace the current technology and the opportunities that come along with this digital era, and bitcoin investment is never an exception.

They are more passionate in dealing with cryptocurrency, in short, they love to take risks more than fearing it. And that’s what gained them higher advantage compared to those old generation.

Hard to find a complete and accurate data because not everyone is open about investing especially in crypto because we know sometimes the prejudices or maybe legal concerns
The young people are the ones who can’t get off their phones. Who do everything with social media. Who can’t survive without the internet connection so it’s only fair to assume that a lot of the new generation are using crypto for investment instead of traditional ones.

Yes it's really a welcome development, because it helps to improve and impact good knowledge  of trading and investment which enable our young generations becoming rich through the trading and investing, which has not been into existence before now.

A lot of our young generations have acquired wealth over night through the help of the technologies and existing of the cryptocurrency has helped in powering our generation and creating in kind of job opportunities for our young youth and others,in the sense that our generation today engage themselves in different kinds of trading and investment, which helps to reduce rate of poverty in   our society and our country at large..

Our fore fathers who didn't meet this or have no knowledge about the cryptocurrency, suffer a lot in order to gain a living, banking system was not a helping matters,..

What I want to happen is whenever we go to the banks and tell them that we own some Bitcoin, they'd give some special treatment to us. If they ask how much we own, it will depend on how much we're willing to mention to them. The early adopters are in advantage on it and we'll get some treatment that we like because before, the banks are not so fond of Bitcoin and have been against it. So, every time I tell that my money comes from Bitcoin, their eyebrows were raised and they think of it as sort of a con because all they know is Bitcoin was from the illegal traders. But that narrative is changing and if they will start to give some loans and collateral from a Bitcoin holder, they'll attract more holders on them.

Interest rate is so low and this is not really the main issue, the main issue is that inflation is on the other hand very high, extremely very high. One could lock up some funds in the bank for one year at an interest rate of 15% or maybe a little bit higher, by the time he gets this funds back with the interest, inflation must have caused the money to lose a significant percentage in purchasing power, which means that price of things in the market may have doubled or even tripled now compared to one year ago when you initially locked the fund, you then discover that even with your money and the interest you have earned, you are still in a big loss as this both of this money put together can no longer buy what only the initial capital could have bought one year ago.

This is one of the major reasons why those who are sensible well enough about this are all embracing bitcoin and investing in it rather leave their money in fiat currency, which is a gateway to a life of poverty.

The competition between Bitcoin and Fiat is similar to the unwritten competition between the young people and the old over technology, new order of life, etc. Majority of the older persons are kinda rebellious to the bitcoin tech and do not want to open their minds towards the modern technologies as they see it as unreliable, not physical and unrealistic. The younger ones on the other hands trust the digital currencies and are always in tune with the trends and advancements that follow these fintechs thereby making both the young and the old not to be on the same page.

We are the ambassadors of this crypto currency called bitcoin and we will be the ones to promote it and set the right image for it. Although we have more population in the world than the other people which makes it easy for these technologies to go widespread due to our voices, but do not forget that the older people dominate the government positions so they are large in charge of legalising these technologies like bitcoin and designing policies that guide the use of these innovations. Now makes it more important for both the old and the young to work together

The younger generation understands that saving in a bank is no longer financially relevant. Interest rates on bank deposits are generally below inflation, meaning the value of the money will actually decrease year after year. Bitcoin also operates through a different mechanism, limited to just 21 million, so mathematically, it cannot experience excessive inflation.
Furthermore, Bitcoin transactions are global, transparent, and decentralized, independent of banking institutions that can change their rules at will. While volatility does exist in terms of returns, it also offers the opportunity for growth, far exceeding typical bank interest rates. In other words, I believe the younger generation today views Bitcoin not only as an investment instrument but also as an alternative financial system that is more efficient and resistant to typical manipulation.

You are right, this idea has changed somewhat now, as it used to be that banks were not willing to lend against Bitcoin collateral, but now banks in many countries, from the USA to Europe, especially banks in Switzerland, are now providing loans against Bitcoin collateral. This is mainly possible because people's misconceptions have changed, but another major risk currently is that banks' interest in Bitcoin has increased abnormally because banks want to make a profit by including Bitcoin. Although this is not possible in the long term, it could certainly affect many traders in the short term and that also could be massive.

our time is far more different from the previous generation, since most times education helps us to think better so for sure since they were not exposed to the kind of knowledge that we have right now, they can never make smart decisions like us.

When it comes to investment and finances, education is very important that is why we always seek that new investors seek knowledge first before investments, this is the ultimate thing to do to avoid mistakes along the line, Bitcoin have given us this generation that chance to make better financial decisions.

In the future, the young generation will not keep money in banks because the interest rates in banks are very low and moreover, if you keep a fixed deposit, the interest rate does not increase over time and the value of the money that is kept in the bank as a fixed deposit continues to decrease due to inflation.
So instead of keeping money in the bank, the young generation is now giving importance to investing in Bitcoin, so there is no doubt that Bitcoin will become an investable currency in the future. And banks will definitely be replaced by Bitcoin, that's for sure.

It all started with crypto exchanges wherein they are allowing their users to use Bitcoin holdings as collateral but of course, maybe 70%-80% of total value that they can give. It depends on their assessment but the banks are getting the idea now. It's true that the narrative has changed a lot for Bitcoin. Before, many were scared about it. This time, if they know that you own some, you'd be treated as if you're so rich. Little did they know, we're just holders but we don't have that much for them to be impressed.

Every generation will have to adapt to the trends or other circumstances in order to survive in life. Now that we are in the era of cryptocurrency, slowly it is becoming the norm. Few years from now even the younger ones will know and use crypto and they might not even uphold banks into the same standard the way the older generations did

That's also true.
This type of crypto based collateral is being staking through various centralized exchanges and currently we see many platforms that provide this type of loan service. And there are also things like adding liquidity. Basically, the risk here is completely on the user. The risk of the platforms is very low. So the profit in this investment is also high.
And that's why it's natural for banks to be attracted to it. I think in the future, most banks will be providing this type of loan, because here they don't have to go physically and waste time and money to take collateral, which is less risky.

The younger generation are more inclined to technology than the old one. You may be surprised the depth of knowledge of the digital space that these young people have so I am not surprised that they are more likely to be more easily convinced to invest in bitcoins than older people will be. You have people from the older generation who are already used to other means for investing their money and hence accepting this new digital opportunity to invest may not be something they will quickly accept. In some years when these young ones become old, we will then have old people who have deep knowledge of bitcoins, better than the old people of today.

The economy in our different countries is hitting the older ones that are doing 9/5 collar jobs so hard and some of them are finding it difficult to keep up with their basic needs so the younger ones are doing everything possible to rewrite their story by skipping the 9/5 collar jobs and probably escaping the same fate as the older generation by accepting Bitcoin and investing in it massively. Bitcoin has proven itself over the years that it is worthy of every hype it gets globally and the younger generation understands the crypto space better. We the younger generation are thinking smart and we choose Bitcoin investment to make good returns.

Bitcoin is the dot.com of the 21st century, it's obvious they will accept Bitcoin as Alternative method of payment and a store of wealth or value. Imagine where everyone decides to be their banks ,(self custody banks will begin to people and pay them higher interest save their money with them, but currently they pay people peanut interest on their savings in the bank, whereas they use our money to trade, lend and make huge amount of money on daily bases. The younger generation needs to wake up and embrace Bitcoin to be freed from this decades of banks enslavement.

Do not save your money in a bank if you aim to experience good returns, but push yourself to invest and reinvest, that’s the best possible way to acquire maximum returns in the long run.

Bitcoin acceptance and adoption will always lead to its greater heights, this isn’t just for the young minds, but even the old ones. As long as there is continuous positive feedback about bitcoin and that people are also moving forward on bitcoin, it will definitely pave way for bitcoin to a new growth and development.

This generation are mostly risk takers, so they don’t want to settle where there are no challenges, but would preferably want to risk with bitcoin. That’s because bitcoin is an innovation, and these young people do really fit for bitcoin especially their tech-savvy and easily get acquainted with bitcoin.

So I don’t get surprised why bitcoin acceptance is so easy these days particularly for this young generation. They love taking risk and challenges, so they get attracted with bitcoin.

Let's hope for the best. We will have that leverage if they will start offering that kind of service in the future. Because many of us might be in need of that. We've got more into crypto than in fiat and that's why we're having lesser privilege and services offered by them because crypto or having Bitcoin is irrelevant to them. So, if they will start doing that, they're the reason why their mark up is going to be high of having two markets that they have for their loaning services. For fiat and as well as for crypto customers that could be loyal to them once given that grant successfully.

I can’t speak for the rest of the world but in my country bitcoin is very popular with the young people ranging from teenagers to people in their 40s. And with the devaluation of the naira it is not surprising that a lot of Nigerians are looking for alternative means of store value and investment.

In fact same bank still uses your money for business, for instance they uses your money to loan to people, and after which they gives you a very little percentage, it doesn't ends there but they still went ahead to charge you again as service fee. Indirectly or directly you gained nothing while leaving your money in bank.

Naturally, you loses more when you leave your money in bank but with Bitcoin you aren't taxed or even pay charges at every month or yearly, you are only charged when making transfer and that is just $0.2 depending on mempool at the moment.

I could remember many years ago, saving money in the bank yields a high interest annually. Before banks used to have the highest interest rates, inflation was literally lower, and there were few investment assets with a good ROI.

However, now is different. Bank interest are low, and inflation investment faster than return of investment (ROI). The safest place to save or invest is Bitcoin.

Yes, that is good for Bitcoin because Bitcoin will get more support from them. That will make the adoption process grow better while the young generation has the right place to invest their wealth. Maybe they will be more open about something new so they will know that the world is changing. They want to participate in that because they know that a new world is coming and if they don't take part, they will not earn anything.

They can learn something because they are friend with the Internet. Most of them are familiar with the use of the Internet so that will be a benefit for them to search for how to use Bitcoin better.

Bank deposits remain the same and are even higher than many years ago but the problem is that the world is becoming more unstable and causing inflation to rise faster than bank interest rates. That is why we have the feeling that bank deposits are getting lower and lower.

Before bitcoin and crypto came into existence, there were also many investable assets that gave good returns but because the internet and technology were still limited at that time. Especially for third world countries. So we think there are not many investment opportunities but in fact, stocks, commodities or gold have been investments for over 50-100 years.

The younger generation is currently most interested in connecting with everything digital. The young people of this digital generation prefer online currencies over paper money. Especially in the current era, the popularity of Bitcoin and its privacy and value increase, and Bitcoin is at the top as a smart currency. I think that the future generation of young people will show more progress towards Bitcoin than the current generation, at present we trust Bitcoin a lot. The way we are constantly seeing the level of investment in Bitcoin increase, it will become the most popular currency close to people in the future. Already, every Dan Coin has been invested as their acceptable currency and future asset for a long time, so we, the young generation, will be more trustworthy on Bitcoin.

I believe bitcoin investment is a welcomed development to  the younger generation, because bitcoin is still a new technology in the digital market compared to stock and forex that has been there long ago.But despite that, it has made Young millionaires because of the growing interest among young people , the old people don't believe so much in bitcoin, the reason being that , they do not have the full knowledge of how it works , some of them look at bitcoin investment as a scam because of it's volatility nature . But the younger generation has come to embrace it because they understand it and millionaires are being made from it.

Will Bitcoin replace banks just because it is more profitable than banks?

No offense, but if you think bitcoin will replace banks just because of that then you don't seem to understand the role and mission of banks in the world economy. Banks is not just an institution that deposits money and pays interest, or just a system that is used only to make payments. They are a very important financial institution because they provide most of the financial related services to help people, businesses and also help sustain our economy.

Can Bitcoin provide financial loans to businesses, provide insurance services, and more importantly, can it act on behalf of banks to regulate the economy through monetary policies?

There is no way bitcoin will replace the position of banks. And why do some people here still insist that bitcoin will take place banks position in the future when even Satoshi himself does not see bitcoin like that, but he invented bitcoin so we can gain financial freedom without the banks and government’s intervention. We can be our own bank with bitcoin but it does not mean that bitcoin will definitely replace the banks from its existence.

Generally, people will still favor banks over bitcoin. It can co-exist with banks but it can never stop the banks from its operations.

You're right, the younger generation are becoming very wise, they aren't ready to see white collar jobs as the ultimate means of survival as the older generation did, so they coming up with strategies and possible means to survive the whole thing, the tech space will be more interesting in the coming days because the younger generation is shifting much attention to these area thereby making it very lucrative as such it will keep booming, people are becoming very wise especially the younger generation, as Bitcoin keeps declining and coming up, some of these guys are out there buying seriously because they understand that, it is not the first time all this is happening and for that they aren't ready to look back because they don't want to complain again.

This generation has started looking for other options because they are now aware that saving money in banks is not very helpful.
The reason is because it hardly beats the inflation, let alone grow our money. So if we our money is not growing then that is something to be concerned of.
Hence, people these days look for better investment opportunities and invest in crypto for diversification and growth.

Even though there is no official data to show that Bitcoin has been officially adopted by the younger generations of people you don't need any data to show that the people who are more affiliated to Bitcoin are the younger generations compared to the older once who are still struggling to come to terms with the reality on ground this is because Bitcoin has beaten the traditional banking systems and has given more opportunities to the younger generations by way of investment opportunities

Well, because they grew up watching those white collar job people amount to anything. Those are us, they saw us, they saw that if we do end up with the same life, then we will not have anything, so we should change something. Look at us, we work, we work hard, and we do not end up with anything, we are in debt, and we didn't get anything like our parents did. I do own my home, you know how?

Because I inherited it, not because I can afford to buy one. I mean we are talking about about 100 months and more worth salary to buy a house, that's insane for me, I would never be able to. Hence, they know they can get nowhere with this, so they are focusing on some other world, some other method, in order to make some money.

You're right, you know what? When I was reading through your text I felt emotional at some point because this is exactly what those young folks has come to realize and most of them with this mindset are growing in the tech world, you can never hear some of them say I want to work in an industry, the tech space has open their eyes, many of them are now much exposed that they don't want to make mistake of their fathers and grandfather that work all their life and became poorer after retirement, just imagine such bullshit, the younger generation is think from a very much different dimension, the new guys are really trying to make a good leaving differently.

Hopefully,the younger generation are open to new innovations and technology.Bitcoin is one of them,their acceptance of Bitcoin shows interest and adaptability to Financial technology.Bitcoin gives the younger generation a chance to participate in wealth creation in diverse ways.

This wouldn't be possible because the government owns fiat and controls the economy through fiat. Bitcoin and fiat will always work hand in hand. Bank will continue to exist because bitcoin is currently used more as an investment than a currency. You can say that youths will invest in bitcoin and only hold fiat for their daily spending.