Bitcoin Forum

The SEC is now pushing a plan that would make stocks trade more like crypto. Instead of the usual settlement delays (T+2 before, now T+1), they want something faster, maybe even instant clearing through tokenized shares on a blockchain system.

If it works, this could mean cheaper transactions, fewer middlemen, and more transparency since trades would be recorded digitally in real time. It almost sounds like the stock market is borrowing the best parts of crypto.

But of course, there’s another side. Crypto showed us both speed and chaos, hacks, system failures, and manipulation. So the question is whether this will really make markets fairer, or just give Wall Street another tool to cut costs while keeping control.

Does this really benefit investors, or is it nothing more than hype in disguise?

[1] https://finance.yahoo.com/news/sec-pushes-plan-stocks-trade-200125153.html
[2] https://coincentral.com/sec-moves-to-tokenize-tradfi-stocks-for-on-chain-trading-in-web3/

This was already launched a few months ago by a company called xStocks. You can go to Coinmarketcap and see the various tokenized stocks which are listed. Most likely whatever exchange you use, you can probably buy them there.

Right now there are maybe 20 stocks there but I think 5 are the only ones with liquidity and volume like TSLA, APPL, SPY, MSTR, COIN, etc. You can trade them 24/7 and you can keep them in cold storage. Somehow they will even pay you a dividend when those come out.

Bitcoin and the crypto market operate non-stop, 24 hours a day, and ordinary people have been trading there. That’s why the market is so volatile, with panic and sudden changes, because retail investors have a big influence. Many projects get pumped, often without any real value, along with various pump-and-dump schemes. The market is completely free.

In contrast, the regular stock market has set trading hours, not everyone can trade everything, only authorized brokers can participate, and if prices drop too much, trading is halted to cool down the market. There’s little volatility and excitement, and there’s not much opportunity to make large profits
 Its natural that Wall Street would like this free market and wish they could apply it to stocks as well.

While it may be built on the blockchain, it will be completely different from cryptocurrencies and Bitcoin. The only similarity will be that it is based on the blockchain. It will be centralized, with the SEC responsible for regulating it, creating tokens, and even approving investors.

So it won't be similar to Trade Like Crypto.

I do not know for people living in United States, but I have been seen tokenized stocks on exchanges and it is no more new. If you go to trading discussions and altscoins discussion boards, you will see people that have posted topics about tokenized RWA. It is not something new to us.

USDT, USDC and some stable coins are centralized. They can be seized by the companies that are issuing them. I saw a token which is also linked to Trump called WLFI. If a whale that has the coin move it to an exchange, before it will get confirmed, it would be seized. I do not know the reason. It happened to two people.

The RWA coins are now more new to use. They are trading on both spot and future markets on crypto exchanges and if you see them there, you will conclude that they are crypto also. These are what is trendy now. Within weeks now, they have marketcap of over $65 billion.

https://www.coingecko.com/en/categories/real-world-assets-rwa


RWA coins are still new, but what is newest now is TradeFi. I saw it on Bybit last week and I even make a topic (https://bitcointalk.org/index.php?topic=5560748.msg65863760#msg65863760) about it yesterday but most people do not know about it yet. They are not tokenized RWA but they are real stocks on exchanges. Like on Bybit, they even have a separate account for it, but it is managed by third-party.


https://talkimg.com/images/2025/10/01/UQ0MC5.jpeg

They’re just trying to copy the original blockchain inventor, which is Bitcoin. It’s like they’re riding on Bitcoin’s popularity, but we all know stocks are still run by people and by whatever company is behind them. They’re just making it easier so they can compete, but honestly, I don’t think it’s good for them as people will always choose the original blockchain, which is Bitcoin.

This also shows how Wall Street now really sees the influence and popularity of the Bitcoin ecosystem. They used to hate it, since their focus was always on stocks they could manipulate, but now they’re jelly. What a turnaround. :D

Its like they are trying to digitalize those assets mentioned on the article but actually it doesn't have anything to do with crypto.

They provably like the idea to integrate this using blockchain and maybe try to replicate what cryptocurrencies achieve so they can lure people to trade those stocks they are offering to people.

But I think this is good for those people who usually trade those stocks, since somehow same with cryptocurrencies they can trade it out side on its traditional market hours. They can also clear up those custodians that slashing fees so with this they can maybe trade without getting to much hassle.

Maybe this will still lead us to why we continue to see the increasing interest for the Real World Asset RWA getting more tractions and they are now seeing from the centralized side that decentralization and crypto are the real time solution in this current dispensation, if we go through this and  learn what is means then we will see more clarification on what might have led to this by the RWA definition and transformation ongoing.

I don't think so. Blockchain technology provides high transparency, speed in completing transactions and buying/selling operations, so all of these advantages are not limited to Bitcoin, decentralization, or the popularity of cryptocurrencies.
Frankly, I haven't read how the idea will be implemented, but blockchain doesn't necessarily mean Bitcoin.

As it should be honestly. I've always waited stock to catch up with crypto market. The crypto market shown us how good it is to have fast settlement and 24h market.

If in the future it happens that they are trying to deploy it on the blockchain, it's even better. I mean there are RWA projects out there, maybe they can work together.

Certainly, it will be like WLFI i bet. It gonna have blacklist function. But I don't really think they gonna deploy it on the blockchain. Just creating better system.

What is funny is that if I recall, FTX was the first exchange to actually launch tokenized stocks. I think Robinhood was one of those stocks. But due to the scandal, no other exchange wanted to get involved in tokenized stocks because of Gensler. But when the Trump admin started praising and buying and promoting crypto, it gave tokenized stocks another try and it seems to be catching up.

If you are in North America, you are better off buying it on the stock market. The spreads are high and so are the commissions. Liquidity is very low. If you buy $100 worth then its fine but if you want to buy something such as $10,000 of some stocks you will start to cause massive slippage. There needs to be more liquidity until these start to take off.

SEC is now working with exchange like Nasdaq and NYSE to build a platform and I think they are looking at web3 integration here. I'm not sure if I'm right on this since Nasdaq is trying to change their rule and they are are allowing listed equities to be traded in tokenized form.

The question is what Blockchain they want to use or maybe they have plan to create their own.

I think they come up with this plan to compete on Bitcoin and altcoin trading. Since they provably see that marketcap of those assets is huge, then provably profitable for them if they could able replicate the success of crypto trading.

I do think they just want business to adapt and bring more opportunities, traditional world can't stay on the same foot with crypto leading the way - some will take steps to breach the gap and make some improvements at least in something.

 8)

People chase crypto more than stocks and they feel left out, people will confidently invest in a meme coin over stocks because of its fast money grab, and now they think going blockchain will fix this, I have my doubt though, but we shall see.

Something needs to drive the hype for people to start investing heavily in stocks and tokenized assets, right from the beginning stocks ROI has always been too little unless the company becomes excessively successful like Microsoft, Tesla and few others.

The chances that a crypto project will bring higher return is always higher than that of  stocks, I doubt it will be better going blockchain.

That’s how it changes depending on who’s setting the rules. they hate exchanges doing it, but when Wall Street wants to play the game, suddenly it’s a good change.

So you already know their intentions. it’s not that they want to adopt Bitcoin and make it grow, they’re just using its blockchain so they can trade more and profit more.
The popularity of Bitcoin through tokenized stocks… I just hope people don’t fall for it, and still see that decentralization always has a better future than those centralized stocks.