Bitcoin Forum

I have always wanted to own some Bitcoin ever since I heard about it as the currency for the future and the best asset for investment which brings peace of mind, due to  government and Centre banks not having full control over it, but also I have also thought that if we want to achieve accumulating a whole 1 Bitcoin, then there has to be a strategy or way to do that. Which is why I thought creating this article for my follow newbies who may ever wish to someday want to own a whole 1 Bitcoin on the best strategy to accumulate 1 whole Bitcoin within a certain period of time (e.g 5yrs, 10yrs and 20yrs)


5 Years Strategy (How to accumulate 1 whole Bitcoin in 5yrs)

* To accumulate 1 whole Bitcoin in 5yrs, there are two ways to go about it, which is either you invest weekly or monthly.
*If you choose to invest weekly, then you need to know the number of weeks available in 5yrs,
* Because in 1yr, there are 52 weeks
* That means in 5yrs = 52 x 5 = 260 weeks
* That means 5yrs = 260 weeks
Hence, to know how much BTC require to invest weekly to achieve your goal = 1BTC/260wks = 0.003846 BTC
Therefore, that means in other to achieve accumulating 1 Bitcoin, you need to invest 0.003846 BTC weekly for the next 5yrs



10 Years Strategy (How to accumulate 1 whole Bitcoin in 10yrs)

*If you choose to invest weekly, then you need to know the number of weeks available in 10yrs,
* Because in 1yr, there are 52 weeks
* That means in 10yrs = 52 x 10 = 520 weeks
* That means 10yrs = 520 weeks
Hence, to know how much BTC require to invest weekly to achieve your goal = 1BTC/520wks = 0.001923 BTC
Therefore, that means in other to achieve accumulating 1 Bitcoin, you need to invest 0.001923 BTC weekly for the next 10yrs



20 Years Strategy (How to accumulate 1 whole Bitcoin in 20yrs)

*If you choose to invest weekly, then you need to know the number of weeks available in 20yrs,
* Because in 1yr, there are 52 weeks
* That means in 20yrs = 52 x 20 = 1040 weeks
* That means 20yrs = 1040 weeks
Hence, to know how much BTC require to invest weekly to achieve your goal = 1BTC/1040wks = 0.0009615 BTC
Therefore, that means in other to achieve accumulating 1 Bitcoin, you need to invest  0.0009615 BTC weekly for the next 20yrs



So what do you think? Because I think all methods can be achievable with consistency.

Accumulating 1 BTC is a difficult job nowadays. It means putting aside more than $100k over the time.

But the strategy should be: DCA, self custody (of course, also keeping an eye on withdrawal fees where's the case), no FOMO, no panic sell (even more, try to buy more than planned/DCA when the price goes down).
And don't put too much thought on reaching a specific amount, since you can have any amount of sats, you don't necessarily have to have an entire bitcoin. Keep in mind that many years ago there was a faucet giving out 5 BTC and now 0.1 BTC is already considered a great amount to have.


Since the price highly fluctuates, the long term strategies are most probably wrong (socially). I would not be at all surprised if in 10 years from now getting enough USD to buy 0.0009615 BTC every week would be impossible if you are not already rich.

This may look simple.on paper... But is most like going to be difficult to achieve due to the volatility and price changes that occurs... 0.003btc may be $1 today but in the next 1 yr it could be $10.. not to talk about the price in the next 4-5yrs... It will become more expensive to retain the buying consistency of a fixed amount of Bitcoin..

When you carried out your calculation, you forgot one vital piece of information. That the price of Bitcoin can never be static for a minute, not to talk of the next 5 years, 10 years, or 20 years. It will definitely rise. 0.003846 BTC is approximately $472 right now, and in the next 5 years, you can get that amount of Bitcoin at the same price. So your figures are wrong.

Anyone that wants to accumulate Bitcoin should do so according to their financial strength. Maybe it will give some persons a sense of fulfillment, but hodling 1BTC shouldn't be a priority.

Alright, thanks for your opinion and view regarding this my  proposed strategy of accumulating 1 Bitcoin, due to it's volatile nature as a digital asset, as priority should be placed on accumulating any amount of Sats we can either below or above 1 Bitcoin, depending on our financial strength.

However, I literally just can't wait to accumulate some Bitcoin before the year runs out.

Accumulating 1 whole bitcoin requires strong finances and consistent determination because it takes 5-10 or even 20 years, which is not easy. This journey is full of challenges.

Accumulating BTC through DCA to the best of one's ability does not mean targeting a specific number of BTC each week, as financial conditions may not always be favorable for BTC, especially when prices can fluctuate.

Therefore, whatever amount one can invest in Bitcoin is what should be done—even if it does not reach a full 1 BTC, I will still strive to do my utmost.

I mean, that's fine. I don't think anyone would hate it if they could own 1 Bitcoin or more. As long as you remember that being impatient can lead to reckless decisions, you should be fine planning around your ways to get that 1 Bitcoin you dreamed of. I remember reading news on how people lose their coins because they click on malicious links, get hacked, and so on. You need to think around on how to secure your sats as much as how to DCA/buy your sats to avoid problems like that. I'm sure just by reading crypto security news will get you some decent understanding on what kind of attaks you might face in the future. CMIIW.

I think any strategy that might work for each individual that has this plan, just do it. The price just getting more expensive as years goes by and those figures that you've mentioned for the period of targets will be more expensive. So, as early as now, if someone has a plan to accumulate more bitcoins or at least target to have 1 BTC, this is the best time to do it. Or if you are in doubt, then wait for the bear market which is likely to happen next year but we don't know on how low it will be. Because the bears doesn't become more bearish today compared circa 2018 and other past bear years.

The best strategy works in different ways buy trying.but I feel there are key things you need to consider, having on board like, financial strength having patient and your knowledge to strategize your hold.if taking a buy hold position for as long has 10 to 15years can deliver massively.but you need to have that in mind,what you are investing is not what your hopes lies on.so you can forget about the investment and patiently hold with no worries.

The longer you accumulate 1 BTC, the more expensive it is. This won't be easy to achieve. Like others have said, BTC is volatile, and we believe it will become much more expensive in the future.
You cannot simply buy 0.003846 BTC on a weekly basis. You can afford to buy it right now, but what about the future? Unless you have a growing business, you may be able to accumulate 1BTC over 5 years, but if you only have a stable job, you may be unable to afford it in the future.

The best of the strategy is to keep on accumulating by buying at every dip, just as some have already bought by the way of the market reaction that occurred yesterday, holding and reinvesting at each stage of the market fall to buy and keep on doing this repeatedly, then we may later also determine to keep on holding for a season or more to make the value rises, the more we buy the higher the value and our profits as well, maybe DCA could be the best approach to use at this.

I know people who earn this much a month so it’s not possible for them to be able to invest this much money weekly into bitcoin. Though this is not to put down their confidence because it is still possible but it will take longer. It’s not easy to reach that goal but if we put our minds into it, I am sure it can happen. Just make sure to buy when you can in whatever amount you can.

Indeed - trying to accumulate Bitcoin in the long term with a set amount strategy
wont work because the price keeps increasing. It would work if the price was static.

The problem for a lot of people is indeed that Bitcoins price can make accumulating
1 Bitcoin impossible.

I dont know if there is a "best strategy" but if you want to get as much Bitcoin
today or tomorrow there are 2 options that I xan think of:

1. sell everything you own that is nit "essential" to your living.

2. Take a FIAT loan based on the amount you think you want to use to buy Bitcoin
per month. That means you are "pre-buying" your Bitcoin now instead of every
month for 5 years. (so you pay back the FIAT which is devaluing after buying Bitcoin
which is going in the opposite direction)

Of course this is a general concept, everyone will have to work out their own
costs to see if they can afford to pay back a loan over a certain time frame.

There is nothing that is impossible when you have money. If you are financially buoyant, there is nothing difficult for you to accumulate 1 BTC, and this can only be possible if you are rich.

You can meet up by accumulating Bitcoin consistently, but for those who are low earners, even those who may be earning well, accumulating 1 BTC is a lot of work because trying to meet the price of Bitcoin will keep increasing, as Bitcoin is volatile. The best strategy to accumulate 1 Bitcoin is to just have a lot of money.

Let me tell you this; if you think to follow any strict consistent plan like any of the aforementioned by our OP, it would lead to undue pressure and high BP.

The best bet to follow a consistent plan is to actually know exactly how much fraction of amount you intend to invest in a regular basis for a long duration, with 1btc target in mind, am sure being rich or being poor will have nothing to do with the end result as long as there's a source of income and a devoted mindset.

What matters when a DCA strategy like our OP"s calculation is in play is that of consistency, honesty and the willingness to see it through to the end.

Best strategy is by raising your fiat income, so you will have more money to purchase Bitcoin in a frequent basis. On this matter, the best method for each person will vary a lot, because there are many factors to be taken into consideration (educational background, country, economy, personality, fixed expenses...).

I would say that displaying a good mood and will to fulfill that 1 BTC goal is the first step in every cases. Once you develop the right mindset, you will start drawing plans and strategies which fit your local reality. The most important thing is to start from somewhere, doesn't matter how low you think it to be.

You gotta be wealthy to approach this strategy, accumulating Bitcoin even for 20 years planning will be very challenging considering income level, expenses, economic inflation and growth of Bitcoin over the next 20 years that you plan to complete the accumulation. Realistically if you can't accumulate 1 Bitcoin under one cycle, it will be challenging completing it inside another cycle due to increase in Bitcoin value.

I was bout saying the exact same thing casey15 said in his first sentence. So ill just add to it.

It is easier said than done. For this to be attainable you have to find a good paying job which is very difficult to find these days. But you can get a good skill that pays you high and in crypto. After doing that, you can have business, just make sure you have multiple streams of income. Where you can allocate all your profit from one into Bitcoin.

No matter the strategy you may come up with in accumulating a whole Bitcoin, the number 1 strategy to make it happen, no matter the class of investor you fall into, is having the discretionary fund to execute the weekly DCA you provided, and the discipline to never stop doing it at some point until you achieve it.

A lot of people have to make mathematical calculations to achieve a whole Bitcoin holder but fail to do so along the road due to a lack of discretionary funds, and the discipline to never give up when accumulating the BTC fraction every week.

All of these methods are just a math count.
Yes, you have divided the amount of btc and the amount of weeks needed. I don't see nothing really valuable.
The best strategy in my opinion is just to optimize the cash flow - earnings and expenses. It's useless to make counts with money that you don't have...or you will never reach.
Plus I would try to count also a constant increment of the btc value... I don't think that prices will be the same after 3-4 halvings from now.

This math will cause you more stress to your brain because you will be running around to meet up with the certain amount so that the Bitcoin will be competed in the needed years, I don't like this idea.

If you want the best for yourself it is better to do it accordingly to what you can afford, everyone has responsibility and DCA into Bitcoin might differ, you can be able to buy $200 worth of Bitcoin this week but only $50 in the coming week, just do it as it comes, don't kill yourself because you want to acquire 1 Bitcoin in some numbers of years.

DCA becomes a easy thing if you are getting paid via your job or business, this is all you need, the amount won't be always be accurate unless you are getting paid enough and don't sweat it, just go the easier route for yourself.

I don't know if this actually work for everyone or not, this only looks simple and easy just pressing calculator and dreaming about accumulating the whole one coin in given year, but in reality, things goes different.

When people see profits, they sell it immediately, can't go with the figure (depends accordingly). When the price goes down trend and they panic then sell it, they thinks it is a scam, if the price goes sideways for a long time.

If you just came here that someone said Bitcoin is the future, you must go in buy for it, which is nice but it is also very risky at the same time that rushing vastly & totally depending on Bitcoin (only aiming at for it), investing all your savings in one that you must know market is much volatile and can turn around the direction quickly.

Instead, there’s no need to be in rush. Buy in small amounts according to what you can afford and hold it for the long term. 

What you think is the best is no t a best for others. Someone can get 1 BTC in a year if he wants to and in the five years plan the person can have up to 5 or more. All depends on the income of the person. The best way to do it is a the DCA strategy. Though your analysis is also DCA strategy but there was no need to go that far analysis. Op I will advise you not to pursue what you can't achieve a specific period but be consistent and persistence on the buying of the coin weekly or monthly with what you can afford and not to over spend to empty your account. You can use disposable income.

These are all great strategies,  its easy to lay them all out on the table for everyone to see but the execution of this actually takes quite a bit of effort and sacrifice! This is also assuming that 1 bitcoin will still be attainable by the average working man, I hope that everyone can achieve this milestone but unfortunately not everyone can have 1 whole bitcoin!

The most important thing you have to do if you want to achieve it quickly is not to rely on just one source of income, you have to build other sources of income. If this is done well and smoothly, you will certainly achieve it much faster. Secondly, avoid a luxurious lifestyle. Successful people usually postpone their gratification first. I think if we are disciplined and consistent in implementing all of this, something that seems impossible will definitely be achieved, even though we built all of this with a lot of struggle and hard work that took a long time.

The strategy you have created is easy to think about but not easy to implement. Saving such an amount every week consistently for many years is not possible for everyone. The amount that needs to be saved every week in a 20-year plan is like $107 according to the current price of Bitcoin. But the price of Bitcoin will not stay like this, it will cross a bigger milestone at the next ATH. So saving such an amount for 20 years is possible for someone who is already rich. The supply of Bitcoin is very limited but the demand is very high and its demand will increase even more in the future so it is almost impossible to acquire a whole 1 Bitcoin unless you are at least a millionaire

The bottom line of Dollar Cost Averaging DCA strategy is using your money for investment gradually over time with different purchases at different prices and on different times. You must manage your finance generally and your investment capital particularly well enough so that you can spend your money for investment very regularly with comfortable investment fund for each purchase.

With DCA strategy, there is unnecessary pressure on investor like overspending for one purchase or sudden need of a large purchase just because you feel the market is giving you very great entry opportunities.

Investing a certain amount in Bitcoin every week is a difficult task because everyone's financial situation is not always the same, so if you continue investing in Bitcoin by following the DCA method according to your financial situation and ability, you will accumulate a good amount of Bitcoin at a time. However, it is very difficult to acquire the entire 1 Bitcoin. Those who have the ability to accumulate the entire 1 Bitcoin in a scheme system can also buy 1 Bitcoin in one transaction. So I think that according to the op's strategy, you should continue investing in Bitcoin by following the DCA method according to your ability without taking a specific time or amount target.

You don't have to put yourself in unnecessary pressure, Bitcoin investment is here to stay, so do not feel you are lacking behind. accumulate bitcoin base on your pocket, we have people that are buying 1 bitcoin daily because they can afford to buy it. they have the resource to accumulate that. But if you do not have like them, buy at your level while you invest in other things that will generate you daily money.  the most important is to have some quantity of bitcoin in your wallet, you can also set a target of buying some certain amount of bitcoin at the end of the month.

In our generation we still have the opportunity to own 1 bitcoin, but lack of funds to use to buy is the major problem. Next generation will find it very hard to own one 1 bitcoin, the price will sky rock. the fact that you are buying it a bit by bit is a progress. so do not panic  keep hodling with time you will have our desire 1bitcoin.

I agree.

With DCA - nerves disappear, becauce if you work toward yours goal properly, you do it the same way you did it the last week or month: and you don't give anything to what the market entails, dip or bullish sentiment, you just push forward.

Would love to see this calculation compared to bitcoin's projected chart and see how many of you think they can afford the 20 year.

As if bitcoin is only $1 million dollar, that 0.0009615 turns to $961.5, and if it's lower than that. And if it's less then $1M, was it even a best possible investment anyway?

I would hope that by now, people would focus less on round whole numbers as they are relative.

Easy in theory, but difficult in practice. Assuming we implement a 5-year strategy to accumulate 1 Bitcoin, as you describe, it is extremely difficult. Let me do the math, there are 52 weeks in a year (on average actually), and let is assume we bought Bitcoin at an average price of $170,000. So, we need to save about $654 in Bitcoin per week, or about $93 per day, which is very difficult for most people (my assumption). Even if the Bitcoin purchase price were $100,000, that would mean we need to save about $384 in Bitcoin per week, or about $55 per day. The 20 year strategy you described is still difficult for most people I think, because we need to save about $96 per week, or $13.7 per day (if we buy Bitcoin on $100k), and I deliberately made the calculations simple to make it easier to do the calculations temporarily.

By the way, this is just an assumption, which means there is no certainty, because of the volatility of the price.

So, I think the most sensible approach is to save as much Bitcoin as possible each week or month, using a portion of our income (savings), and try not to disturb our Bitcoin savings for a long period of time. In addition, we should assume that the savings we make will increase 5 times or 10 times in the next few years (as self-motivation or self-reinforcement).

Accumulating 1 Bitcoin requires time, patience, and the right strategy. Using the DCA method is very effective in making it easier for you to achieve your investment goals. Financial capability is the most important factor in implementing long-term investment planning. The right strategy is also essential to make it easier for you to allocate a portion of your income to buy Bitcoin regularly.

To achieve the goal of having 1 Bitcoin requires a minimum of five years or more, of course this calculation depends on the amount you can invest periodically. I also want to remind you to be extra cautious when accumulating Bitcoin, at least by staying away from things that could harm you, such as clicking on phishing links. When it comes to long-term investment, you need to consider how to secure your Bitcoin to prevent your plans from being derailed.

Your accumulation target depends on your finance and your investment capital that you will likely manage to have for your bitcoin accumulation. 1 bitcoin can be an overhead target with you but it is easy and not a target of a millionaire or billionaire who possibly want to have 100 or 1,000 BTC if possible.

So let's be realistic with your finance and set up your own bitcoin accumulation target, then try to do it with a good strategy, for example with DCA strategy, a long time until a day you reach that target.

If your finance is not good, you will not be able to accumulate 1 bitcoin within five years, but as I said above, if 1 bitcoin is out of your ability, you can reduce that target to 0.5 BTC or 0.1 BTC and you must finish it first. Then, you can continue your accumulation and increase it with time.

My reminder is don't buy altcoins and hope that you will get richer and get more bitcoins through altcoins. Altcoins can weak, low quality and you can lose big money for altcoins while can not increase your bitcoin amount.

Even you showed good strategy for accumulating the 1 whole bitcoin but I will say that will not gonna be enough for the most of the people. Because I think most people in this world don't earn $110.21 a week, whereas following your strategy would take at least 20 years if we were to adopt Bitcoin at $110 a week at the current price.

So I want to say here that there is no obligation for us to hold a whole Bitcoin. We can invest as much as we can according to our ability. For example, let's say I have the ability to adopt Bitcoin at the rate of $10 per week, and if I continue this regularly for a long term, then I will get good benefits from it. And if I invest the majority of my salary only in coins to accumulate 1 whole bitcoin, then this strategy will definitely not be successful because the market will rise and fall and I will have to sell holding or investment bitcoin to meet my needs.

Not everyone has the same financial capacity or stability to follow a fixed accumulation plan like $110 a week it’s easy for people online to say “stack sats until you get one whole Bitcoin” but in reality many people around the world can’t afford to put that much aside consistently and still manage their basic needs what matters isn’t owning a full Bitcoin but being consistent with whatever amount you can comfortably invest without hurting your daily life.

The idea of DCA works best when it’s sustainable over time even $10 a week can make a difference if you keep it steady for years the goal should be to grow your holdings gradually without pressure not to match someone else’s target it’s better to hold a small amount that you never need to sell than to overcommit and be forced to liquidate during market volatility meeting your living expenses should always come before investing. The market will always move up and down and sometimes emergencies will come so flexibility is important Bitcoin accumulation is a long term process not a race owning even a fraction of Bitcoin still gives you exposure to its potential growth since it’s divisible down to satoshis it allows anyone regardless of income level to participate in the system.

You really try by breaking it down for some people on how they can accumulate their 1 Bitcoin, but as for me, I feel every method is the best method to accumulate 1 Bitcoin. All someone needs to do is stay focused and continue accumulating. The point is that not everyone knows how to keep accumulating with the same amount of money every month or every week, because there will be some months or weeks when we face certain challenges. It’s possible that our discretionary funds may not remain the same amount all the time.

I just feel that focusing on accumulating and having a target is key. One day, you will be able to reach that 1 Bitcoin. It’s even possible that someone can be accumulating Bitcoin monthly, and one month they could be lucky and receive an unexpected amount of money from elsewhere, which could allow them to increase the amount they use to buy Bitcoin at that time.so the point just just be that someone remain focus.

Such calculations are very easy, but quite difficult to do, because all of that requires consistency as you said, but consistency is what is more difficult for people to have, sometimes you have financial problems and that disrupts your accumulation, or other things that make you unable to accumulate consistently at that fixed amount. so the best strategy is to first organize your finances, and then invest your discretionary income, no need to stress yourself on a fixed amount like that, just invest the amount you can, and keep tracking your progress in the long term, without realizing it you might reach your goal.

Bitcoin accumulation may not come that easy for us to have till we get to 1btc, except we already have have the money needed and convert from fiat to Bitcoin, which we also knows the rate and value of 1btc to USD, but in life, there's nothing impossible, we can always be able to keep accumulating and holding, selling and buying and making profits, then reinvesting back into bitcoin and keep the asset profitable over time.

You are right, if we talk about the total population of the world being 8 billion people, then it will be seen that 80% of them do not have the ability to invest $100 a week in Bitcoin alone. And so, our plan will not actually be an effective investment, but rather it may lead to many people investing most of their income in Bitcoin and later selling Bitcoin after a loss to use it for emergency fund needs.

So the best thing is to adopt the DCA strategy and continue to make a regular investment here every week according to your ability. This way we don't need to see whether we have one Bitcoin or not.

Judging by these calculations, you must be new to Bitcoin, therefore, it would be wise not to hand-out advise on something that you're not quite knowledgeable on. Bitcoin is volatile, therefore, all your calculations are subject to change every single second. Moreover, your first, 5 year plan is unachieveable by post people, who do you think is able to allocate more than $400 per week to purchase Bitcoin? Only a few. I hope you realize that the market is subject to change by tomorrow, next week, month etc, let alone 5 or 10 years that you mentioned.

All these calculations have changed since you and I typed this post. Acquiring one Bitcoin now is almost unachieveable by the average Joe, we're talking about more than $115,000, do you really believe it's an amount you daily encounter?

Your Bitcoin accumulation model or strategy won't work due to time and price, It seems you didn't consider time factor and price changes, there's no way Bitcoin price is going to remain the same because from historical data and performances each year, Bitcoin has never remain same in value, the amount you will use to buy this 0.003846 BTC in 2025 won't be the amount you will use in 2026 and 2027 and so on, so if you don't have much money and consistency then you won't be able to achieve it.

I agree that all methods that can be done to add Bitcoin with consistency will take you to that goal.

IMHO, it's not about how much you'd do in a week or two by 5 years or 10 years. Because there are unforeseen events that we might skip one or two or even more of those windows and so the consistency is gone if that's the plan.

I think set yourself of the consistency in a matter of accumulating through any crises you face by doing it at any amount. You're not pressured and think of it just like you're saving in a bank and your vision is long term.

Soon, it won't be about aiming for 1 Bitcoin but becoming lesser. 0.1BTC or 0.05BTC and so on.