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Local => Nigeria (Naija) => Topic started by: Fat_joeMD on November 23, 2025, 05:36:29 PM



Title: It’s important to take a risk but taking a calculative risk is the best
Post by: Fat_joeMD on November 23, 2025, 05:36:29 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: BIT-BENDER on November 23, 2025, 06:10:22 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
Don't take loan to invest in Bitcoin if those people are conversant with the don't of Crypto-currency they will know this. Also don't invest more than you can afford to lose, he who takes the highest risk don't always get the better rewards because they can either get the better rewards or get the biggest loss.
I don't like to take risk on coins based on hype I believe strongly in Bitcoin and even if the market is unfavourable I still hold strong because Bitcoin always recovers.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Perfectbaby on November 23, 2025, 06:11:05 PM
Yes that is true but the important thing is to be calculative and rational in their thinking to make a productive reward.
But to me all risk are the same, and is just like as people usually says that they sin is sin and can not be measured of quantified for any reason.
Most people who takes risk are those who are routed into gambling and likely to be an addicted gambler, for me there is always a limit to how I gambled and whenever the allocated fund are being exhausted then there is no reason to continue gambling anymore, Instead should be able to space the industry and whenever they comes to their sense they you will see them them regretting for that singular actions.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Cryptohygenic on November 23, 2025, 06:42:06 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds


How u want take know self say person take highest risk? Well make I reason am say highest risk depends on bear ability and tolerance level else, I no think say e get wetin be highest risk for bitcoin bcos, where ur risk tolerance no fit carry na even a start point for some others.
Wetin just dey there be say investing for bitcoin dey very risky and so e dey very wrong for anyone to go take loans all to trade because, trading on em own dey risky and unpredictable. Maybe we fit just com look am this other way to say loaning to trading on bitcoin na the highest risk but I disagree say na em dey give the highest rewards.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Donk1 on November 23, 2025, 06:54:13 PM
This has been side many times that using money you need for rent or borrowed money is very bad for ones investment why because it will make you take irrational decisions , definitely then your mind won't be at rest all you would be thinking about is how to pay back you rent or how to pay back the money you borrowed .first it will affect you psychology, second once the price goes down if you are not ready to take the risk you will eventually sell at a lose. How ever it's said that we should learn to plan things especially when it comes taking risks  because bitcoin investment is all about long term profit not short term gains .so anything that will make you take irrational decisions should be avoided if you don't have money to invest then I will advise you keep learning for the mean time do not ever think bitcoin is a get rich quick scheme because it's not .that's all  taking risks is good but we should learn to take risks that will not affect us in any mentally physically and so on..


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Creeper0 on November 23, 2025, 06:58:32 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
When it comes to risk taking, we should never take risks in any asset or in any matter where the probability of loss is very high. For example, Shitcoin investment or short-term investment. In this regard, the more risk you take, the more you will lose.

But in the case of Bitcoin investment, not taking risks is also risky or there are some assets where we should take risks at least once. That is, even if we take risks, we have to take risks wisely and have a clear idea of ​​​​where and how much risk you are taking.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Hardyrobust on November 23, 2025, 06:59:08 PM
It is not just about risking what you can afford to lose is about taking calculative risk. There are things that aren't worth taking risk for . It will not be good to take such risk without proper plan this will be like intentional wanting to waste ones money. There are risk that are worth taking and there are risk that aren't worth it . Before taking any risk we need to calm down and make some calculations to know if it is worth taking.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Agbe on November 23, 2025, 08:12:23 PM
OP even though Bitcoin is something that is considered as unstable due to it volatile nature i don't think that investing in Bitcoin is taking risk. Risk in what context are you referring to your thread is not that clear, you would have given a detailed description of what you me. I can't consider investing in Bitcoin as a high risk investments by all standards . The risk you are referring it's in terms of trading or gambling before you can be talking about calculative risk. Any nobody should take a loan to invest in Bitcoin which is best appreciated with a long term investment plan.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Su-asa on November 23, 2025, 08:17:55 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
First of all it is not good to invest into Bitcoin with loan money. If anyone wants to invest into Bitcoin it should be from the money they make from their job or their business. As a matter of fact, only a none business person and a jobless person their will become emotionally stable when the price of Bitcoin drops. Although, everybody wants to see their invest yield them profits but when it comes to crypto currency, you must invest with what you can afford to risk.  because there is no guarantee that you will make huge profits.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Ndabagi01 on November 23, 2025, 08:27:41 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

Taking loan to invest in anything even not bitcoin is a bad idea. No matter how certain you are of the investment going to yield profit, it is better you invest what you can afford to lose because that’s best for you when things later go sideways which may not be foreseen from onset. Taking risk is risky and when you don’t also take it, it is very risky. But you should be careful the kind of risk to take in order not to lose big in the end when things don’t go well. Taking risk is subjective to how long you can endure the bad outcomes of the risk taken and then plan  to take more in order to stand a chance of getting rewarded handsomely someday. Risk are meant to be tried again when you fail, but do not use everything you have to take risk, do it calculated to stand a good chance of getting to try again.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Bitcoin.com97 on November 23, 2025, 08:44:39 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
I can never advice anyone to take a loan to invest for the sake of their sanity , in as much we preach about risk , how one can take risk to invest but that doesn’t include taking loan , because bitcoins investment is volatile , so what if the loan ellipses and their is dip which means you didn’t take the right path.

People always believe that high risk bearer get a better result but I wound alway advice that it should be calculative risk ,which means you can invest in Bitcoin with money you can afford to loss, or with your discretionary income with that if anything happens it won’t affect your mental health badly , alway take a calculative risk , and mind you it’s also risky not to take risk .


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: SOKO-DEKE on November 23, 2025, 09:01:53 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

The best way to invest in Bitcoin is by investing only what you can afford to lose. We are advised to invest from our discretionary income so it is never a good idea to invest in Bitcoin with borrowed money because it is a volatile asset. It is very possible that by the time someone needs to repay the loan, the price of Bitcoin may have dropped, which could force the person to sell at a loss in order to repay where the loan was taken from.but, at the same time, someone can borrow or take a loan to invest in Bitcoin as long as he or she does not rely on Bitcoin profits to pay back the loan. What I am saying is that the person should be able to repay the loan without depending on Bitcoin investment profits.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: The Founding Titan on November 23, 2025, 09:03:40 PM
The idea is to work smarter not harder so it's already obvious from that alone that taking unnecessary risk is too much of a risk on its own, right from the very beginning bitcoin investment has always been a risk with no absolute guarantee of success but people have been investing in it for years now because it has a good track record and to alot of people that's all that matters. Taking a loan and hoping to pay it back with profit from your bitcoin investment is an unnecessary risk and it's bound to back fire, loans are usually paid in the short term, even long ones take months at most, your bitcoin investment profit wouldn't be able to cover at that time unless in a rare case but still it's too much of a risk to take since you might end of selling too early as a result, anyone playing on paying back a loan from the profits of their bitcoin investment should reconsider before they put their entire investment in jeopardy.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: DaNNy001 on November 23, 2025, 09:35:06 PM
I agree with you...in as much as taking risks can be rewarding it's better to be calculative about it, taking risks does not mean that we should be careless about it, try to reduce the chances of losing much by following the principles of risks management...before you take a risk its important to always ask yourself one question, what if you end up in a loss? Is the capital something that you can easily get back?


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Hustle2025 on November 23, 2025, 11:10:18 PM
When ever the world investment is menCtioned, what comes next is risk taking. Considering the fluctuation and uncertainties associated with the Bitcoin market risk is one of the things that comes to mind once it has it do with investment.
What is risk; Risk is the possibility that an investment or something may not go as desired, which can leading to a loss, damage, or an unexpected outcome.

Before going into any investment, it is expected that one takes a calculated risk in order to minimize loss and maximize profit. Not all risk are worth taking and sometimes when one takes reckless and unnecessary risk it could be regarded as foolishness.
It is important that an investor should be good at analysing the level of risk that is associated with the investment he is going into, this will enable you make wise and smart decision.

Risk can be measured by making proper analysis of the risk associated in a particular business or investment. It can also be managed or reduce through planning, knowledge, diversification, or precautions.
As an investor not all risk are worth taking and it's only a calculated risk that can keep you going.





Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: MD0706 on November 24, 2025, 07:00:41 AM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

 
You see this risk taking is supposed to be a course on it own for some to go study even before thinking of investing because some people take risks that will destroy there life or that risk is there last hope that why they take a calculated risks


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Mayor of ogba on November 24, 2025, 07:31:46 AM
OP even though Bitcoin is something that is considered as unstable due to it volatile nature i don't think that investing in Bitcoin is taking risk. Risk in what context are you referring to your thread is not that clear, you would have given a detailed description of what you me. I can't consider investing in Bitcoin as a high risk investments by all standards . The risk you are referring it's in terms of trading or gambling before you can be talking about calculative risk. Any nobody should take a loan to invest in Bitcoin which is best appreciated with a long term investment plan.
I think op is advising us to use what we can afford to lose to invest in bitcoin and we shouldn't take a loan to invest in bitcoin so that when the bitcoin price drops, it won't affect our mental health, but op's topic didn't correspond with his message. That's why you are finding it difficult to comprehend the risk op is referring to.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Pathsofglory38 on November 24, 2025, 07:58:34 AM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds

To begin with risk taking, I’ve always said it that one should not even try to risk any asset that he or she can’t avoid to lose. Because the market is highly volatile.

Some have it that bitcoin is a get rich quick scheme but I do not see it that way. I see it as reward of consistent hard work and several trails.

However, it is not advisable to risk what you can’t afford to lose. but I think is more dangerous not to take risk at all cus there is a reward for risk takers either positively or negatively.
Therefore we should make sure when taking risk, do that in batch or take some percentage of your total assets and risk wait and see result if you do that consistently it would definitely be rewarding.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: SatoPrincess on November 24, 2025, 10:00:21 AM
Even physical businesses way them dey collect loans to invest in dey get problems talk more of crypto way you no know how e go be tomorrow. I dey laff anybody way go mumu himself go take loan to invest for volatile markets. That person just dey play with him life and make him ready to forfeit the collateral if e bust.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Sammye3 on November 24, 2025, 10:14:20 AM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
Taking risk should come with calculated research and not speculation to avoid regrets. Taking risk should not be based on instincts or perception as it could come with a great cost.

Investment on its own is a risk but should not be treated with ignorance and lack of self awareness.

Lastly, it's not advisable to borrow money to invest especially if it's a long term investment plan. Investment is a 50/50 probability and should not be considered as a source of income or a hope for loan repayment.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Zackz5000 on November 25, 2025, 01:05:52 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
There are risk we should not accept to take when investing in Bitcoin that is taking loan to invest in Bitcoin, many people take unnecessary risk because they think that when there is no risk there is no reward, taking a loan to invest in Bitcoin when there is no means to repay back the borrowed money can actually be stated not to be a calculated risk because you can sell your Bitcoin at lost maybe Bitcoin might have dip before you sold just to repay back your loan so that the interest of the loan won't be accumulating.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Scarlett_23 on November 25, 2025, 04:26:03 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
Investing in Bitcoin is not a risk but should be done with the right plan. For this, you must have your own permanent income system. If you have three to six months of emergency funds in hand after meeting your basic needs, then you should invest according to your ability. It is better not to take a loan from anyone to invest here. Because the price of Bitcoin always fluctuates. So if you invest with a loan, if the price decreases, the loan repayment cannot be made on time, in which case it will be a threat to your investment. Again, we often invest in the wrong places, so we have to be careful about this. There are many fake currencies in the market that often deceive customers, so you should refrain from investing in these areas at the risk of your own money.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: MainIbem on November 25, 2025, 04:48:56 PM
There's nothing in this life that's not risky, every business and investment got their own risk factors including Bitcoin investment but how to apply risk management (calculated risk) matters alot. Therefore in whatever we do we must learn to acknowledge the risk factor in it and learn to manage it. I see someone saying investing in Bitcoin is not a risk, yes it is since we can't predict the future but just hope and believe that it would keep doing better based on it's history, so it's a risk worth taking and some of the ways of managing the risk in it is patience and also using a secured wallet for storing it.


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: rachael9385 on November 25, 2025, 07:14:31 PM
However everyone believes he who take the highest risk get a better reward, when taking a risk try and make sure you risk what you can afford for you not to be affected mentally because with the price of Bitcoin now some people where affected mentally. Some take loan from several institutions and presently don’t have means or can not meet up with the demand for refunds
Taking risks can be rewarding when things turn out well but irrespective of whether things goes in the direction that we really want ot is important to always make sure that we take calculated risks. Every investment is risky but there are measures we can take in order for the risk to be reduced. For example if we decide to invest in bitcoin we must be smart about the amount of money we put into it. Taking losns to invest or using an amount you cannot afford to lose is not advisable because when things goes wrong you might be in regrets


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Makus on November 25, 2025, 09:53:32 PM
Taking risks have their good and bad sides so it is important to weigh them before making yoir final decision. Don't always be moved by the reward or profit, take your time to give it some logical reasoning and if you there is a way to make it less riskier than the way it is then by all means it is good that you do it. Before taking a taking a risk ask yourself what would happen if it all goes wrong? You either either end up in profit or losses but the level of losses you incur depends on how you make use of risk management, this is the calculated risks we are talking about


Title: Re: It’s important to take a risk but taking a calculative risk is the best
Post by: Cryptomultiplier on November 25, 2025, 10:26:42 PM
There was a significant amount of liquidation that occurred in October following bitcoins dip and that really affected the market up till present.
I cannot advise the less risk takers anymore than they already know, slow and steady DCA strategy still does the magic to guard against loss and be better positioned for the next ATH.

The best knowledge one can have right now and master that would help both online and offline for any kind of investment, is risk management practices and how to apply it effectively and efficiently mostly in cases like the sudden dip in a promising asset like Bitcoin.