Bitcoin Forum

*Offering loans without collateral for special users.  PM me if you really need it.*
Do not bother me if you don't have one of the following:

- a solid reputation
- a good reason
- *preferred if you traded with me in the past


Offering microloans up to 1 BTC*.
*May change at any time

Current fund: 0 BTC
Current Pending Fund: 1.42 BTC

Must provide stable [altcoin] collateral worth 110% - 120% of the initial loan (depends on your trust).
Maximum time period: 1.5 months*

Interest Rate: 1%/day*

*Of course, these terms are all negotiable.
New users read here: https://bitcointalk.org/index.php?topic=577765.0

INTEREST FREE LOANS

Alright, so now I have decided to provided interest free loans.  Tips will obviously be accepted, but not required.  To apply for an interest free loan, your loan must be applied for charitable causes or for the good of others.  If you are not a trusted member, I won't believe you, and there will be no point in requesting for an interest free loan.

Also, I am willing to provided interest free loans to trusted members; members that have conducted many trades here.  This is simply to reward them for contributing to our community, sort of like a "veteran bonus".  
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I don't care what the loan purpose is, as long as it's legal :P  If you really don't trust me, feel free to request escrow.  you pay all fees.

Loans Supplied:
Successfully repaid       In Progress      Defaulted                
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BitZCoin: Borrowed 0.4 BTC, Returned: 0.51 BTC.  Collateral: 1500 NRS.  Loan time: 3 days
tins: Borrowed 0.01 BTC, Returned: 0.0108 BTC.  Collateral: 14501 DOGE.  Loan time: 6 hours
sonysasankan: Borrowed 0.4 BTC, Returned: 0.42 BTC.  Collateral: 11000000 RDD.  Loan time: 5 days
moniz: Borrowed 0.30 BTC, Returned: 0.35 BTC.  Collateral: N/A  Loan time: 5 days
coinmaster222: Borrowed 0.02 BTC, Returned: 0.0215 BTC.  Collateral: 1.625 MN1, and 0.5 LTC.  Loan time: 7 days
yogg: Borrowed 0.95 BTC, Returned: 1.035 BTC.  Collateral: 15000 ZET, and 500 PPC. Loan time: 4 weeks
CLE_Maximus: Borrowed: 0.03 BTC, Returned: 0.04 BTC.  Collateral: 65000 DOGE, and 0.3 LTC. Loan time: 24 hours
jdany: Borrowed: 0.8 BTC, Returned: 0.84 BTC.  Collateral: AM1 (ASICMINER)x6.  Loan time: 5 days
jdany: Borrowed 0.3 BTC, Returned: 0.31 BTC.  Collateral: AM1 (ASICMINER)x3.  Loan time: 1 day
moniz: Borrowed 0.2 BTC, To be Returned: 0.25 BTC.  Collateral: N/A  Loan time: 3 days
Darth0ne: Borrowed 1 BTC, To be Returned: 1.17 BTC.  Collateral: 2600 CLOAK  Loan time: 18 days

why do you think that people with 110% of altcoins as a collateral would want a loan from you? they can sell their altcoins to get btc.

The same reason that people don't sell their house when they want a car loan. If people expect the price of an altcoin to rise if they were to sell it and buy it back again they would buy back less than initially - however if it is used as collateral they don't have to worry about that issue.

This.  People like to hold onto their altcoins in case there is a massive spike upwards in trades.
Offer is still open, feel free to request!

Well, I cannot offer you a collateral, but I can pay you back on 23rd when i get paid for my signature campaign, and I want a 0.025BTC loan, and well according to your interest rates, ill pay you back 0.0251BTC.

Yes.  I accept DOGE as a collateral. What is your loan request and how much DOGE are you putting up as collateral?

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This microloan offer is still open.  Remember, you must provide a valid collateral.
https://bitcointalk.org/index.php?topic=577765.0

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Still open - successfully finished loan with BitZCoin, looking for more :)

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user "tins" has requested a loan of 0.01 BTC, for 0.0108 BTC to be returned in 6 hours or less. If more than 6 hours, he will repay 0.0118 BTC.

He has supplied me with 14500 DOGE collateral (plus fees)
Transaction ID: 6fa84377e407fcd638579a7b3913721bc7711310a7e0cba3eafb909fba92aea8

0.01 BTC sent to the address he provided: https://blockchain.info/tx/61fc81246e39cf5e2b49975df9349f9b57565fc541c29361e6e4563c258d52c2

Thanks so much...I was able to complete my other deal!
Your loan re-paid to your bitcoin address in your profile (0.0108 BTC).
My Doge address: DSuCfW4M4AJPAwZjUzg7VQWEVcZt9SvAvo

ah good work monbux keep it up..

:)

You as representative of grandritzcasino.com acted on behalf of that casino by saying i didnnot and cannot pay my loan back. THat is a clear lie so what im going to do is do so much seo on grand ritz it gets deranked by gogle and im going to write a 1500 word article on why the owner is a pedophile.

should of really not commented in my thread.

Hail Satan.

Confirmed.  tins has successfully repaid his loan early.  DOGE collateral has been sent back from cryptsy (marked as pending ATM).
Thanks for the successful deal, and this topic is still open for more loans!

Hey... can you take Reddcoin (RDD) as collateral?

https://www.cryptsy.com/markets/view/169
https://poloniex.com/exchange/BTC_REDD
https://www.bittrex.com/Market/?MarketName=BTC-RDD

I'm looking for .4 BTC loan (not a newbie here). Repayment can be anywhere between 2-8 days and I will pay the said 1% daily interest compounded for each additional day.

Well it looks like there are almost no buyers for RDD... except for a few big ones.  If they close their trade, it's all over xD
How much RDD are you offering?  I need a large amount to fund this loan as for it is not a well known coin.

Ok... sent 11 million RDD through two transactions:
10,500,000: 2e65e2a739131c333a3c9edec592399cf657a3efbe295a8ff0ac94c1b4271127
500,000: 5bf378dfbee8266d4f3f3a8138ff534eca72c90cae6870b74dfa95999c101ab8

My BTC address is: 1A9tF4Pd2A5VeHGMJpsNtksmatWBUwXgQj

I used to work a sales manager in an international bank at this is how the banks work :D
If you want to do something now and want it with all your hearth you can use the bank service, or just try something else. BTW i like this offer it is not bad at all.
BR

Current active loan with: coinmaster222.  He requested 0.02 BTC.  0.0215 BTC to be returned in 1 week.  Collateral: 0.5 LTC and 1.625 MN1 shares.  Thanks!

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Not a collateral.  and I don't like dealing with accounts.  Also, there was a reason for why you were banned, and I don't want to know about it, but just putting it out there. :P Sorry, denied.  Supply me with a stable altcoin collateral and we'll talk about it.

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Currently have another 0.08 BTC for lend...  I guess I'll take 3 active loans, as long as you have a valid collateral :) 

Hello i'd like to borrow 0.02 for 1 week offering 2500bct as colleteral would that be possible?
(https://bitcointalk.org/index.php?topic=628348.0)

.42 BTC returned.
https://blockchain.info/tx/e7e7a02d6eef76d304448cd2be83e4397c2d11cbca5487fd80487ca2fe893963

Awaiting the return of RDD collateral once market is unfrozen. Thanks :)

Awesome, confirmed :)  I'll send back the RDD as soon as the market is unfrozen.. do you know how long it'll take?  Hate to keep you waiting :/  Thanks for the great loan though :)

No idea.... but should hear about it on twitter. Will let you know once it does. No hurries :)

So I've noticed that a lot of competitors are copying my loan template.  That's great, to see people asking for collateral (remember to use escrow for un-trusted members!)  But I still think mine is the best ;)  Currently still many BTC to lend, shoot me a PM and we can get started on a loan deal. :)

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11000000 Reddcoin collateral has been sent back to sonysasankan.  Thank you very much for the deal, hope to conduct more trades/loans in the future! :)  Still offering loans :)

Repaid loan and got collateral back. Everything went well. Positive feedback left :)

This loaning thread is still very much open.
Also, I'm planning to allow no-interest loans for certain requests. :)

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INTEREST FREE LOANS

Alright, so now I have decided to provided interest free loans.  Tips will obviously be accepted, but not required.  To apply for an interest free loan, your loan must be applied for charitable causes or for the good of others.  If you are not a trusted member, I won't believe you, and there will be no point in requesting for an interest free loan.

Also, I am willing to provided interest free loans to trusted members; members that have conducted many trades here.  This is simply to reward them for contributing to our community, sort of like a "veteran bonus". 

The Original Post has been updated.

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Forgot to edit that all loans have been repaid successfully, and on time :)

I am still offering more loans, willing to go up to ~0.9 BTC as long as you have a valid collateral!

Monbux, it might not mean much, but I'd like to say I really do respect and in a sense admire what you are doing.
Offering interest free loans for people here and possibly supporting a good cause in the process is deserving of acknowledgement
in some form I guess.

I'd like to send a small tip your way even though I'm not taking a loan out.  Could you list your address? 

Since they are interest free, I would also like to offer you a free subscript to my service if you are interested :).

Thank you very much.  I'm not that heroic though, compared to you and your no-collateral-required loans :P
Keep your tip, buy yourself a beer man ;)  Thanks a lot!

But hey, if you have a friend who happens to be trustworthy with a charitable loan cause and just once again happens to have a stable altcoin collateral, just refer him to me, would you? :P

monbux you shoulda taken the tip and bought me a beer buddy ;D

lol ;D

Anyways, still open to loan requests guys!  Please do not PM me if you do not have a valid collateral to offer!
https://bitcointalk.org/index.php?topic=577765.0

Let's kick off the weekend :)

Hehe, nice comparison. :)

Woo, been some time since I've loaned someone!  PM me your requests or post here!
Remember the collateral :)

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Yet another week has past, let us sit back and turn on the TV.  Fifa world cup.  Also, Monbux is offering microloans!  Yay!

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A 0.95 BTC loan has been provided to yogg for a term of 4 weeks.  For full details, check here: https://bitcointalk.org/index.php?topic=652617.0
That is currently all the funds I have for loaning, will update once I get more! :)  Will get more in a week or less (33% repayment in 1 week.)

None! Mine is best  ;D

Seriously though, there must be someone available to lend when you exhaust your available funds.

I have got another 0.4 BTC for loaning purposes - shoot me a PM or post your request here!  Please don't bother me if you don't have a valid collateral :)

Have a nice afternoon,
Monbux

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Still open, still have 0.4 BTC to lend!

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I have another 0.75 BTC to lend.  Remember, collateral, collateral, collateral.  shoot me a PM!

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Still have more BTC to lend.  I am considering loaning some very trusted users without requiring collateral.  Not sure yet though.

What monthly interest would you ask on that?

Well, I guess that would depend entirely on the borrower's reputation and his reason for the loan.
I would require some sort of profit though :P

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*Offering loans without collateral for special users.  PM me if you really need it.*
Do not bother me if you don't have one of the following:

- a solid reputation
- a good reason
- *preferred if you traded with me in the past

Just a beta thing right now, we'll see how it goes.

I pmed you an offer for one of your microloans... Please reply back, even if to discourage it.

I know I have no collateral to give you, but I did offer a second idea that involves you not giving me the loan.

In my case it would be AAA+ cryptostocks bond acquisition. Loan duration 30-60-90 depending on the type of bond, ratio etc.

I do not know if purchased stocks can be offered as collateral. I am new to the site.

Just curious, what do you gain from giving out an interest-free loan with no collateral?

I'd like to borrow 0.8 BTC until Friday July 18th.

I have to cover an order for 1.85 BTC.
0.8 of it is hung up through Coinbase until Friday eve.
I can transfer as many AM shares through Havelock as you need for collateral.

182aYVmvc7rdw8WrNeCuZYjBGuxBtYQLmn

--


Amount Received
0.80 BTC
From Coinbase
To You
Message

Bought 0.80 BTC for $516.57.
Paid for with ********. Your bitcoin will arrive by the end of day on Friday Jul 18, 2014.

I am currently in the process of funding jdany with a loan of 0.8 BTC.  He has provided 6 AM1 (AsicMiner) shares as collateral.
Will post full details today.

I think it's awesome that lending in our community has matured to the point where you can take/make a loan with little risk on either side of the transaction.
I have to say, it would have never done that without the help of some of our senior members keeping lenders and lendees honest.  I have a lot of respect for Vod, DiamondCards and their ilk.

No longer the wild-west with lending.

To compete with all the other awesome loaning threads, I will be making some changes to this loaning topic soon, for the better.  Stay tuned!

Repaid:  16f4bb704079d0499b815147f53fa186d93d5e7a45ad7c1504a582554e2278ed

Confirmed, jdany has repaid 1 day early hence a repayment of 0.84 BTC (0.005 BTC reduced)  Collateral has also been returned to the email jdany sent me in PM. 

Thanks for the great lending experience.  Will leave trust feedback!

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jdany applied for a 0.3 BTC loan, and he returned 0.31 BTC the next day.  I am posting here for reference.  Thanks for being an awesome borrower. :)

Do you hold any Doge? If so, would you loan that out?

Hi,

Sadly, I don't loan out any DOGE, but you can obviously buy it with bitcoin if you need a loan of BTC from me.  I would still expect a repayment in BTC though.

Alright, not a big deal. I appreciate the quick response.

Still available for Loan?..
I Badly need 0.2BTC

Thank You

Denied.  I have no idea who you are, and IDK if you need it so bad that you might be willing to scam.
Sorry.  If you have a valid collateral to offer (which I'm guessing you don't) feel free to bring it up and I'll supply you with a loan :)

Ok no problem.

Thanks :)

Bump!  This stuff is still on, yeah! :)

Hello, I want to loan .01 BTC collateral is 120k Reddcoin.
3 days to pay

I NEED 10 USD skrill bal

or 0.02 BTC

, please help me this time, i will do whatever u say,

i WILL pay u soon, i am from india, please anyone.....

I'm looking for a loan of 1 BTC

I can offer CloakCoin as collateral.


I need the loan for about 2 weeks plus a day.

I get a cheque in 2 weeks for over $900 so that is how I will be able to pay you back

I say + a day to allow for processing cash-to-bitcoin.


As I said above, I have CloakCoin for collateral.

How many Cloaks should i offer up for the 1 btc? we can come to an agreement.

I will definitely want my CloakCoins back :)

The general rule is around 120% of the value that you are borrowing.

I would be more comfortable with more stable altcoins, but I will accept this one.

CloakCoins seem to be dropping heavily on the markets.  I would need a large amount (perhaps 150% of the initial loan amount) and if it drops down to only 120% worth, then I will message you.  If I do not get a response by the time the cloakcoins reach 105%, I will liquidate the collateral.  If you're still interested, PM me. :)

You can always liquidate the collateral immediately and then rebuy when the loan is paid back. ;) Essentially you'd be shorting Cloakcoin.

uh... that's stupid.  I wouldn't be holding onto the collateral very well then, would I? :-/

Say I sold at current market price, 0.001 BTC/CloakCoin.   In 2 weeks' time, it MAY be 0.002 BTC/cloakcoin.  I'd be making a loss.  Plus, a collateral is not to be sold unless the borrower were to default on a loan.

Cloakcoin is fungible, right? Assuming you return the borrower's collateral after the loan is paid back, it really shouldn't matter.

"Say I sold at current market price, 0.001 BTC/CloakCoin.   In 2 weeks' time, it MAY be 0.002 BTC/cloakcoin.  I'd be making a loss."

Yes. That's the risk of shorting a coin. It may also be 0.0005, in which you would make a profit. Of course, that is assuming the borrower will still pay back the loan if his collateral has dropped in value significantly.

check your PMs :)

I have agreed to lend Darth0ne 1 BTC under the following terms/conditions:

Going with the same terms as haploid:

Then here are the official terms: I will loan you 1.0 btc for a collateral of 2600 Cloak coin. Repayment is 1.17 btc due on August 31 2014 (EST).  Each day late will result in an additional 2% interest, up to 7 days.  After that, any payments will be kept and the collateral shall be liquidated.  I have the right to liquidate the collateral at any time after the repayment date IF the borrower (Darth0ne) does not keep in contact.

• In the event that 2600 Cloak coin price drops to 130% of btc value (1.3 btc), then I will request back the agreed repayment of 1.18btc for the return of your 2600 cloakcoin. If you cannot pay back the loan yet, then we can discuss other options.
• In the even[t] that cloak coin drops to 115% value of btc (1.15btc), then I automatically liquidate the collateral to recover my btc.

If you agree to these conditions, then send the 2600 cloak coin to: BuesFmEtSRjst44pvAA54TGkov7WhNfaUp (don't worry, I changed the address, lol).

And give me an address to send the 1 BTC to. 
Darth0ne, please confirm here.

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1 BTC SENT.
https://blockchain.info/tx/aadfc18970b0392ec95fb7941af378c9e84b416833ee8942d81ac80075704f87

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Denied.  Please get out of my thread.

wanted a loan of 0.1 :) for 7 days ..

Collateral?

i have no collateral only have this account ..

Denied.  There is no guarantee that you'll pay back, sorry :-/

pbmining my email plus password 44ghs .. and member account

Wasn't aware of this before it was too late  :-\




Consider having a self-moderated thread. I constantly delete posts from mine.

Gah, you're right, I should!  I was considering it before but wanted to create a new thread for a different type of lending, non-collateral loans.  I was waiting until then when I would create a new [self-moderated] topic :-/  but yeah why not today! :)  We'll discuss the rest in PM/

I created a new, self-moderated topic.
https://bitcointalk.org/index.php?topic=737639.0