Bitcoin Forum

I need this loan of 0.03 BTC to practice some trading and rent a little mining power.

I will return 0.04 BTC to you within 5 days.

I have positive trust feedback from previous loans of a similar size. I have no collateral available.

This loan has been provided.

What exactly is your reason for looking for a loan ?
This seems a lot like a reputation builder , short time , small amount , no seeming reason.

Isn't it funny how your loan requests just keep on getting bigger and bigger?
Once it gets big enough, what can we do to stop you from running away with the bitcoins?   ::)

I wouldn't recommend lending to Prolifik.  Even if h/she is paying back at this moment, what can he/she do to guarantee repayment in the future, for bigger loans, no collateral provided?

No collateral available.  I'm not doing this to gain rep.

I only ask for loans that are within my ability to repay.

i can provide this loan

Thanks, pm sent.

txid: a6b53807d73dcf2d9ce824fce63480aa180944214defcb48f1f13f76b771c77b

please return 0.04 BTC in 5 days.  thanks.

Recieved

It is generally a good idea to make a note of all the details on the thread such that they are permanently stored , such as time , date of return , interest rate , amount lent , amount to be returned.

If you PM a scammer about changed rates and both of you delete the PM , it will be removed from all records. Then he can revert back to old rates and scam. ( I am not accusing you of being a scammer , just highlighting a possibility and why a public notice is better)

Hope you get paid back, Jonald. This thread raised a shit ton of red flags for me.

I think he will pay me back on time. It's only .03 and he has signature campaign.

This loan is now due.

Can I expect repayment today?

Can you please state the intentions of your loan? Loans to purely buy trust is frowned upon, you know.

Hey Prolifik, do the right thing mein!  Don't go ghost on this gentleman now!

He has 5 days to pay it back, what is this.

5 days starting on June 4th..now is June 9th

Oh, my bad, hope you get your coins. :< :D

And this is why you make the terms first before lending. There's nothing written anywhere that if he pays late, what the consequences are going to be. Also, this should be a serious red flag:

lets see what he says today.....  :-\

If he doesn't pay, contact the owner of Luckybit to drop him. And are you sure the day he was supposed to repay was when he got paid?

The request was for 5 days.  If he doesn't pay today hopefully we can work out a reasonable late fee and repayment date. 

But I'm hoping he posts at least today.

That way I can get repaid and he can keep his good standing. Everyone wins.

If we rush to neg feedback, then probably everybody loses.

Repaying

When ?

Prolifik sent me 0.03 +- by mistake ? have sent him back the coins and I assume based on his posts that it was meant to be used to repay some of this loan.

thanks...but so far havent gotten anything yet.

Can I expect some repayment today?

This is sad. :( Such a small loan and he isn't able to pay it back lol.

Could we get a list here on people who have loaned previously and paid it back in time? So we know who we can trust and who we can't.

just received 0.0302 .yay...

now he owes me just .01

I wonder if his account got hacked or something. I don't understand why he isn't even trying to give an explanation for the late loan, or even anything at all.

He has probably gained 160lbs, started drinking insane amounts of latte's, and is stowed away somewhere with his loot!

Unlike MK , he paid back the money (except the interest)

So that was a learning experience to not jump in a loan without fully making the terms, and without collateral. This is what happens when no collateral is involved. There's absolutely no repercussion if he doesn't pay back, or pay back however late he wants.

I was aware of the risk.  I actually have a lending thread where I offer no collateral loans.  Have you seen it?

No sorry haven't seen it amongst the pool of threads from newbies and scammers asking for loans. Recently this loan section has a really bad ratio of legit loans to all the useless noise.

Maybe you can leave the appropriate trust feedback for OP until he decides to pay what he promised to.

I will give him another day or two to pay the interest before leaving feedback.

how we doin today prolifik?

can i please have my .01 interest now :)

still didn't get the rest of the loan?

That list still won't help. Trusting somebody with a loan without collateral is mostly a 75% chance you'll get scammed from someone without good reputation. And even then, they can still default it. It's not a guarantee if you lend without collateral. What's the point?

Seems like he was active yesterday, did you try to PM him?

yes im PM'd him... so far i got the .03 principal back but not the interest.

I think its already way over, drop his signature campain a PM to drop him. Its an scam even if he did pay you the 0.03 BTC back but he still owes you 0.01.

He's late paying (2 days so far). Does that make him a scammer?

2 days late in a 5 days contracts thats nearly 50% over and he didnt pay you anything, you only got back your initial 'investment'. Yeah I would call him a scammer.

Agreed. You should leave negative feedback, I will do the same too. He paid late and didn't pay interest, and there was no communication at all.

I'm paying the interest and a late fee as soon as I can. Sorry about being late.

Jeez you are a really rabid bunch around here.

Well a lot of scams have been going on lately and people just want their money at a certain time.
its not weird that people call you a scammer when u actually havent paid on the specific date yet.

i'm guessing he tried trading numbercoin and got burned lol...

still, i'd like to get my 10 millibits :)

I will be able to pay the 0.01 interest + 0.005 late fee within the next 7 days.

I will try to make it within 3 though.

thanks...

was i right about your trading?

Verbal contract within a contract? Scamception if I ever saw it haha.

Just kidding. I'm sure that you have good intentions, but once you have paid the amount due back to the creditor you need to consider realistic terms for any future loans.

Okay it was only a small amount, but imagine if that was a bank you were dealing with, imagine the fat fee they would slap on your account, or debt that they would tarnish your name with. Just because it is a contract formed on a forum doesn't mean that you can take the piss.

People get twitchy around here because there are so many scams that go down - just even a little post or message to let him know that you're still alive would go a long way to calm the paranoia.

Dont make any hasty conclusions, It might be a good guy who pays it back like tomorrow or something. (not that im confident of that)

And yes, if he just would post one message with loan delayed, it would be another situation.

I gave him small loan once and he repaid in time. may be some problem with him thats why he did not paid in time just give him time he will repay.

Sent 0.01 btc for interest and 0.01 btc for being late. Sent 0.03 earlier.

Loan has been fully repaid

received.

Thanks!