Bitcoin Forum

Hey all,
If you look at my profile I have actually been a member here since 2011, but for whatever reason wasn't active on the forum.  So, I am new to the forum, but not to bitcoins.   Anyway, I notice people asking for very small loans (i.e. 0.1btc), And in return they "say" they will return 0.15 (or w/e).  I'm not lending out bitcoins, but, then again I wouldnt mind just earning 0.05 BTC,   Then I wouldn't care what happens in the market, (just kidding) but is there anyway for someone who does have a small amount of bitcoins (myself) to lend a VERY SMALL amount in a safe controlled way??

Thanks:)

Simple.  Request that the borrower provides a valid collateral to a third party escrow.

I feel like if they had collateral of any value, they wouldn't need a loan...?  And what would be some examples of collateral?  It would be nice to be able to make money off your bitcoins than just watch the market, and hope it goes up...  But I'd prob be getting in over my head.

Collateral would be Litecoin, maybe NMC or PPC. Other cryptos like that.

You must provide a collateral or forget about the loan.
Best collateral around are other crypto currencies. But not all of them will be accepted. People won't accept some new/unstable coins.

Value of a collateral should be ~110% of a loan value.

Why anyone would ask for a loan if he have any altcoins?

Well.. perhaps many reasons for example I can say that let say you have some altcoins but you need some BTCs.
You don't want to sell those coins because you see that the value is rising and you think that this is not a good moment to sell.

So you ask for a loan to keep your coins and payback from some other income. .
I must say there are only few cases when asking for a loan is reasonable.
In most of the cases it is not worth and better to wait for some income or sell your altcoins.