Bitcoin Forum

Economy => Marketplace => Topic started by: laydum on May 06, 2011, 09:45:04 AM



Title: Looking for small loan
Post by: laydum on May 06, 2011, 09:45:04 AM
I am looking for a loan of approx. $40 paypal or 12 BTC. I can pay back 15 BTC in under 2 months no problem. Probably under 1 but 2 is the maximum. I am 100% legit and can provide an ebay account to do the transfer with. I have 100&% positive rep on ebay so you know I value it and wouldn't jeopardize it over $40.


Title: Re: Looking for small loan
Post by: laydum on May 06, 2011, 10:02:25 AM
Btw, paypal would be easiest because I am going to sell the coins for paypal $ anyways. I can pay you back $52 on paypal or the equivalent amount of BTC


Title: Re: Looking for small loan
Post by: ploum on May 06, 2011, 10:14:15 AM
I don't want to sound moral but it looks like a very high risk to lend you money.

- You registered only 3 days ago on this forum. You don't offer any reference for your reputation.
- You don't offer any way to check your liability
- Your avatar seems to say that you are a drug user (which is never a good sign from someone asking to loan money)
- Begging for 40$ seems to be a very desperate situation (if you can't afford 40$ from your own pocket right now, you obviously have a long-term money problem)
- If you promise to give back 15btc in 2 months and that the btc is around 10$ at this time, you will be a very big looser.
- Making unrealistic promises is a usual sign of unreliability (promising 15btc for 12btc in 2months in a deflationary economy looks very unrealistic, unless you expect the prices to fall completely).

So, I don't want to judge you because I don't know you nor anything about your situation. I just want to point that your request looks very risky and turn on a lot of red lights. So if you want to convince someone to lend you the money, I think you have to turn off some of those red lights, by offering guarantees or by explaining how you expect to get the money back in 2 months.


Title: Re: Looking for small loan
Post by: laydum on May 06, 2011, 06:39:27 PM
I don't want to sound moral but it looks like a very high risk to lend you money.

- You registered only 3 days ago on this forum. You don't offer any reference for your reputation.
- You don't offer any way to check your liability
- Your avatar seems to say that you are a drug user (which is never a good sign from someone asking to loan money)
- Begging for 40$ seems to be a very desperate situation (if you can't afford 40$ from your own pocket right now, you obviously have a long-term money problem)
- If you promise to give back 15btc in 2 months and that the btc is around 10$ at this time, you will be a very big looser.
- Making unrealistic promises is a usual sign of unreliability (promising 15btc for 12btc in 2months in a deflationary economy looks very unrealistic, unless you expect the prices to fall completely).

So, I don't want to judge you because I don't know you nor anything about your situation. I just want to point that your request looks very risky and turn on a lot of red lights. So if you want to convince someone to lend you the money, I think you have to turn off some of those red lights, by offering guarantees or by explaining how you expect to get the money back in 2 months.

Well in my previous post I said I would pay back the bitcoins at the current exchange rate. I also said I could provide an ebay account. And having $40 in physical money doesnt really help get it into paypal. I'd rather not go through the trouble.


Title: Re: Looking for small loan
Post by: The Script on May 08, 2011, 10:52:23 AM
I'm willing to discuss this if you are still interested, but I would like a little more information.  Let me know if you are still in the market for a loan.  :)