Bitcoin Forum

Disclaimer: First off, I expect this thread will likely attract trolls. This thread is going to be un-moderated and it is likely that I will receive a fairly large amount of abuse.
I am a target of a handful of users on this forum that have singled me out and tormented me after my terrible decision making and lack of control sunk the Klyemax investors (https://bitcointalk.org/index.php?topic=642090) IPO BTC into JD. Not to say I do not deserve to be ridiculed for my actions, I do.. But some users without any vested interest in the startup have sent me life threatening / hateful messages which I believe are completely uncalled for.. :/

I will fully pay back all investors in as I have said, this must be done in order for me to regain any sort of honour on the forums and for my own peace of mind.

---

My name is Kyle and I go by the alias KLYE on these forums as well as many other places online. I'm 25 years of age and have lived what some would consider a very exciting yet unfortunate life. In my years on this planet I have lived through many trials and faced many challenges, most of which have been brought on by myself. I've had times in my life when I was on top of the world, dating models, making in excess of 50,000 a year, working 16 hours a day on the road. On the other side of that spectrum I've also lived through being homeless, living on the streets, sleeping under bridges and supporting myself through less than admirable means. Success and failure I know all to personally. The ups and down of my life have shaped me into a man that is surprised by very little, my story is that of a man who has experienced what I would consider to be more than most people ever will or should. The last year of my life has been a terrible low point. Ever since my last girlfriend left me for what I thought was my best friend I have been suffering from terrible depression. Insomnia has plagued me for months, even more so after the Klyemax incident and I have had great difficulty functioning as a remotely normal human being. Drowning my sorrows in whores and booze worked for a while, but I now see that it is only making things worse in the long run.

It has come to the point now where I need to regain some normalcy back into my life, I have been far to unproductive for to long and simply hoping and praying for things to get better is not enough to make them such. A decision to take affirmative action in my life in order to crawl my way out of this rut I have been dwelling in has been made, and in order for me to survive and become productive and profitable again I must take steps to do so, instead of idling my time hoping for miracles. The hope is now that school is starting back up again that the businesses in town will have an opening suitable for so I can resume paying back my outstanding debts and start being self sufficient again.

That being said, I need help to keep myself afloat until I can get back into the swing of things and start making paychecks.
What I am looking for is an open ended loan with a reasonable compound interest rate for the amount of 1BTC.
This loan is needed by August 28th, 2014 in order for me to not be evicted as well as put some groceries in the cupboards.

My plan of repayment is to take ~30% of each paycheck I receive and put it into BTC and put them towards repaying all of my outstanding debts. My rent is $400 a month not including utilities. After factoring in groceries and other bills I project I'll have around 30% of my monthly income left to throw towards the BTC repayments listed above. The loss of price in BTC is in my favour although I dislike hoping for BTC prices to drop, as I believe in it and want it to rise (although I'd like to pay off a fair chunk of the debt before the next rally!).

If you are willing lend me a hand and help me back into the saddle, please post what sort of compound interest rate you would be willing to offer or if you prefer to PM that is fine as well.


Thank you for taking the time to read this,

Kyle.T

I doubt that someone with -491 trust due to gambling issues will get a 1 BTC loan without collateral.

I am not attempting to hide any of my past indiscretions. I need to move onwards and repay what I have wrongly done.
But it's going to be terribly harder to do if I end up on the streets again. :/

Lesson 1: Don't use loans to sort out your life.

If you want to earn the money go do it. Work extra hours doing whatever you can.

I'm not going to receive a paycheck for at least 3 weeks. My landlord isn't going to wait for 3 weeks. :/

People take out loans to get cars, buy houses, etc etc..

To be fair they take out those loans from banks because those banks can track them and they are often secured if not by you by guarantors. Here people have no reason to loan to you at all.

Sorry man, I'm going to have to pass on this based on your rep. However my decision is subject to change, if you can come up with sufficient collateral.

 I will gladly give out my documentation to a lender. This includes my name, location, phone number.. I'd even go as far as my social insurance number if its a well known trusted member I believe wouldn't commit tax fraud with it.

Fair enough Tomatocage. Thank you for reading it atleast. Take it easy sir.

I cannot wait til your creditors see this thread... to be fair they're probably happy as they might get a slice of this loan a la ponzi.

This isn't a ponzi at all. This is me asking for aid so I can keep a roof over my head and some food in the cupboards so I can get back into being a functioning human being that can pay my investors back. -_-

Kyle, didn't you already learn what it's like to be homeless?    I guess gambling was more important.   Your free ride here is over.   :-\

I'm not looking for a free ride Vod :/

I don't want to be friggin' dank. I've actually landed a job interview for tomorrow which I am excited about.
Making an honest effort here. Yes, I fucked up gambling. I've lost a crapload of sleep over it and it troubles me that I was trusted by my investors and I squandered their funds. But I'm not going to let it end my life and put my investors out of their BTC.
Stuck between a rock and a hard place. Do you think I feel good coming onto these forums asking for a chance to get my shit together?
I don't. I'm an embarrassment to myself and anyone who knows me online. I need to redeem myself but I'm so deep in shit right now I don't know what else to do other than ask for help and hope someone gives a shit and sees that I'm not a completely useless write off.. :(

When was your little IPO incident.. what like 3 months ago ? In all that time.. how much have you paid back ?
Is it 0 ?

So basically in those 3 months you have not bothered to get a job nor have you bothered to pay anyone back a cent... Is that correct ??
You've got money to use the internet...

But yeah.. you must be distraught over it.. thus why you have paid back 0.

I have paid back a small amount thus far Justin. I've been scraping by with the skin of my teeth and the money I have managed to make has been put towards food and housing. The job market out here in the summer is terrible. I live in a university town and nearly all the jobs are snapped up by students in the summer. I have been applying for jobs this whole time. Netted one interview that went no where. I'm not sure if my resume is terribly done or what but up until now I have had terrible luck on the job frontier. I even applied at Mcdonalds for god sakes and was not even given part time shifts. Now that school is firing up again local businesses are looking to fill in the gaps left by students. As stated in an above post I've got an interview tomorrow. I'm going to put on my least dirty shirt and a pair of tightish pants and go beg for this landscaping company to give me a chance to prove I can be an asset. Internet is included in rent. My cell phone has been cut off for over a month now and I'm lucky to hunt down a decent meal every few days. It's not like I'm out gallivanting and blowing my money and not repaying investors, I literally have no money. :/

KYLE, the thing is, you will 90% gamble away the bitcoins.  Don't say "I won't".  You didn't tell the investors of your IPO that you would gamble away their coins beforehand either. ::)

When it comes to rolling the dice or getting evicted and starving.. I'm not going to roll that BTC.
Self preservation isn't my strong point but basic necessities come before gambling.. -_-

You said these same words a year ago.  You were given coins and you gambled them away again.  Now you are on your knees again, begging for help.  Again.   :-\

There are only so many "good will" coins to go around.  You had your chance, let us help someone else.

From a business standpoint, why would anyone want to invest in you again? That proved to be an epic failure. You gambled away money you could not afford to lose; money that was not yours. What is to say you won't do it again?

From a personal standpoint, who would want to help you? You haven't made any contribution in any meaningful way, nor have you helped anyone else. And here you are begging for money and help. But lets say someone does help you out and give you a 1btc loan. This will get you through 1 month of bare necessities, but what if during that one month period, you still haven't gotten anywhere? There is a very real possibility you won't get a job during this 1 month. Then what?

Paid that loan back I am sure Vod. And why do you speak for the community as a whole?
Not once have you yourself ever helped me as far as I know.. Not that I would ask that of you.. You look down on me from your pile of BTC.
It's been a really shitty year. I know this because I look like shit, I feel like shit and everything around me has gone to shit.
What am I supposed to do? Give up and kill myself like a coward? Or at least attempt to get my life built back into something that is productive?

I chose the later, I've been weak for to long. Time to man up and start doing something.

Haploid, with all due respect I'm going to tell you this. My klyemax business was a complete fuck up because I made terrible decisions.
From a personal stand point though I don't think you even know me personally enough to even speak what you just have.
You are not someone I have impacted through my presence online. I get that. But saying I am useless and not helped anyone is rubbish.

Students are going back to school, The job market for lack of a better term is gaping waiting for me to fill positions.
I have an interview tomorrow. And I'm going to get the job. The off chance I do not I will be emailing a dozen businesses or more a day to see if I can fill a position. 1BTC is absolutely nothing to elitist whales like yourself and Vod. But yet some how you think by me asking for loan of 1BTC that is my end game.. It's not. I will not feel even remotely normal until I fully pay back my investors and am able to stand on my feet again. Sorry if this sounds like a rant. I just ask you don't resonate negativity towards me from your personal standpoint.

FIXED THAT FOR YOU.

 ;)

Honestly man?  :-\

No negativity here, you just perceive it that way. What I pointed out was that you gambled money that was not yours. Fact.

I do not know you on a personal level in real life, but putting all business-related things aside, I can only judge you based on the posts you've made on this forum. I haven't read every single one of them, but the ones that I have seen you post, there was quite a bit of trolling. I also have not seen you help a single person financially or through posts. If I'm wrong about this, then go ahead and make references to where you've helped to someone, maybe it'll help your case here. But as far as it stands, you're asking and not giving. So again, why should a stranger online help you out, considering your past activities on this forum thus far?

You tried to get jobs for months, and have not gotten one yet. I never said you're never going to get a job, but said it's a possibility that you will not get one. So again, in the off chance you DON'T get one, how are you going to pay back your old investors and the new "investor" that might give you the 1btc loan?

Why does it matter how much btc I hold, or anyone else for that matter? No one will loan you a dime if they don't feel you're worthy of it, regardless of what their financial position is. If you want someone to help you or "invest" in you again, you should come up with some strong evidence of why you deserve the trust of the potential investor. And it should be stronger evidence than your past actions on this forum, because all you're doing right now is begging.

Anyways my last post in here, as I won't be giving the loan so no point in further posting. I wish you luck on getting the loan or a job.

I'm not going to judge you on your irresponsible failure of a business, since in my opinion it is almost more ridiculous that people invested in your venture in the first place, however, I'm going to pick up on one thing...

I live in a university city and went to a university city for my education and in both these places the Summer had a LOT more job opportunities than in term time since the students are there in term time and need part time work to cover the bills. In Summer most are on holidays with families or back in their family house and few are where their university is located. It will increase in difficulty and competition when the students are actually at their university.

It's almost the exact opposite here Moon.

Very few students work during the semesters it seems. The towns population swells a large percentage but the amount of younger people in the labour force seems to diminish. I'm not looking for a coffee shop job or something in retail mind you. Construction / labour jobs are where the money is for someone like myself.

And as for haploid. I appreciate you chiming in and going on your way, It's refreshing compared to the constant harassment I generally find on the boards. :/

Again I can't see many students working in construction or labour during the Summer but good luck anyways... I think you need to take what work you can get and not discount retail etc...

I know I said I wouldn't post again, but this won't be anything new, but rather some questions already brought up in previous posts. They're constructive, meant to usher you to turn the begging into something more convincing. Don't answer it for me, but for the potential 1btc-lender:


1) In case you don't get the job (since this is still a possibility that you can't dismiss), does this imply that all investors, including the 1btc-lender will lose the funds?

2) Have you helped or done any favors for someone on the forum? Link it here, then possibly go ask those people directly for help. Seems like you had a few business-related transactions, but these don't seem significant enough.

3) After you get a job, other than your good words, what's to ensure that you'll use the income to actually pay back debt rather than keeping it for yourself, or gambling it away again?


If you can't answer these questions, then don't expect anyone to give you a 1btc loan for logical reasons. At this point, you're depending solely on luck that some overly generous person will give you the loan based on sympathy.

Welcome back I guess haploid..   :-[

1) Not getting a job isn't an option, I just got back from my interview now and I think that I will be getting hired. The manager there was really excited to see what skills I brought to the table and said he would be in contact with me in the next few days. The other kid that was their interview lasted about 4 minutes. My interview was a good 15 minutes. That right there gives me hope as the guy was willing to talk with me more and get to know me. The BTC is not lost on investors of Klyemax nor this loan. I am going to pay them back. It's not just me blowing smoke. I plan to pay everyone back and I will.

2) I have helped people in the past. Albeit it has only been small loans or helping cheer them up or whichever. Not only have I provided emotional support for people but I also patrol the forums giving new users heads up on things I find suspicious. I don't want people to get scammed. I red flag new accounts that appear to be alt's of known scammers or people spamming the forum with advertisements.
If I had the means to help other people financially and they were in a bind absolutely I would help. I believe in paying it forward as well as paying it back.

3) What ensures me paying people back? "Besides my good word"? Honour. I brought a large amount of shame to myself with the klyemax fiasco and I am not one to just screw off and run. A scammer would have abandoned his account and never returned, not answered PM's or questions or told his investors what had happened. This is not the case here. I am still here, active on the forums because I plan to pay everyone back as I can. As started earlier once I get working again (hopefully in the next few days) I will be putting a large portion of my income back towards my investors and lender. Instead of having a beer or going out dancing I will be using that money I would normally "play" with and be returning it to those who had vested interest in klyemax as well as whomever allows me this loan.



Thank you for asking these questions haploid. I do not believe you are trying to be completely malicious in your posting. You raise valid questions.

Kyle.T

Well either way, Good luck with your job interview.

I must ask.... Why the tight pants ?


*edit* BTW.. Didn't you get/have some mining equipment recently ?? Did you have that equipment for a while or was it just recently obtained ?? I guess you must of ended up selling it, yeah ?

Not asking to be mean :)

Tight pants to show off the goods!

Miner equipment was sold a while back. still have the PSU's though here (https://bitcointalk.org/index.php?topic=756561.msg8529728#msg8529728).

Are you serious ?
Most people I wouldn't even ask because I would assume its a joke... but you.. I am asking :p ?

Maybe you should repost when you actually have the job. It would give a lender some confidence.

Also, $400 a month for rent? Damn..where are you living? So cheap

Usually 400 dollars for a room will be if your sharing, I haven't seen prices like this for a while.  I doubt is a full apt probably a full room.  Kyle if this is true you should be searching for a job.  and no offense but you should have thought of this before you gambled IPO away.  I dont want to be judgmental on you bro but get up and get that job I know you can do it.  Online is very addicting.

I no longer need this loan as the community has come together to aid me in this time of need.
I would like to thank Bazza, AKcoinminer, Onechance, Manl, Gerry, Cowbay and a few others.
Thank you for not giving up on me. <3

Kyle.T