Bitcoin Forum

Economy => Lending => Topic started by: moreia on September 08, 2014, 11:18:35 PM



Title: OFFERING up to 4BTC loans - collateral required
Post by: moreia on September 08, 2014, 11:18:35 PM
Available: 4.03BTC

Welcome! I am offering up to 4BTC in collateralised loans to anyone who needs some BTC. Read the terms for more info

Terms:
Repayment can be made before the deadline of course.
Loan: min 0.1, max 1.0
Rates: 1 - 30 days: 3.5%, if you need a longer loan offer a interest rate.
Collateral: Minimum 110%. Any stable altcoin on Cryptsy/Mintpal/mcxNOW is accepted.
Escrow: Yes. Accepted are OgNasty, Maidak, DannyHamilton
Fees: You pay all transaction / escrow fees.
Defaulting: If there is no repayment until day of loan end 00:00GMT the collateral will be collected immediately.

Requesting a Loan:
Please give what your loan will be used for, and means of paying back if initial means fall through.
So if the loan is for daytrading, give me information on how you'll repay if that doesn't work out (mining, signature advertising, etc)
State the loan amount, interest rate, and amount of time needed until repayment.

Template:
Amount:
Days:
Reason:
Collateral:
Escrow? (Y/N)


Title: Re: OFFERING up to 4BTC loans - collateral required
Post by: ACCTseller on September 09, 2014, 12:57:04 AM
You shouldn't ask if the user is going to want escrow as part of the application process. It makes it look like you will be more willing to grant the loan if they agree to not use escrow.


Title: Re: OFFERING up to 4BTC loans - collateral required
Post by: moreia on September 09, 2014, 04:49:59 AM
You shouldn't ask if the user is going to want escrow as part of the application process. It makes it look like you will be more willing to grant the loan if they agree to not use escrow.
If they say no to escrow they send collateral first.


Title: Re: OFFERING up to 4BTC loans - collateral required
Post by: Serculius on September 09, 2014, 05:19:14 AM
You shouldn't ask if the user is going to want escrow as part of the application process. It makes it look like you will be more willing to grant the loan if they agree to not use escrow.
If they say no to escrow they send collateral first.


Template: Loan
Amount: 12:02
Days: 1 week
Reason: for mining
Collateral: 14 KHS in Hash Profit
Escrow? (Y / N)


Title: Re: OFFERING up to 4BTC loans - collateral required
Post by: moreia on September 09, 2014, 06:10:07 AM
You shouldn't ask if the user is going to want escrow as part of the application process. It makes it look like you will be more willing to grant the loan if they agree to not use escrow.
If they say no to escrow they send collateral first.


Template: Loan
Amount: 12:02
Days: 1 week
Reason: for mining
Collateral: 14 KHS in Hash Profit
Escrow? (Y / N)
Denied


Title: Re: OFFERING up to 4BTC loans - collateral required
Post by: Serculius on September 09, 2014, 06:31:55 AM
You shouldn't ask if the user is going to want escrow as part of the application process. It makes it look like you will be more willing to grant the loan if they agree to not use escrow.
If they say no to escrow they send collateral first.


Template: Loan
Amount: 12:02
Days: 1 week
Reason: for mining
Collateral: 14 KHS in Hash Profit
Escrow? (Y / N)
Denied


amount 0.02 BTC