Bitcoin Forum

Economy => Lending => Topic started by: Just Magicmann on March 11, 2015, 12:07:48 AM



Title: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on March 11, 2015, 12:07:48 AM
I want to purchase an SSD from a seller in the marketplace here, but I need to save the rest of my money for fuel for the next few weeks. I get paid on the third of April and will pay the loan in full plus ten percent interest no later than the tenth in order to give me time to find an exchanger. I'm on BTCJam, but they keep rejecting my income verification for some reason so I doubt I will be able to get a loan there.


-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

Requested Amount: 0.2 BTC
Interest Rate: 10%
Amount to be Repaid: 0.22 BTC
Date to be Repaid By: April 10th, 2015
Collateral: None
BTCJam Account: https://btcjam.com/users/37625
My Receipt Address: 1K88y9NKyp8qYbkppj4i9Xtd5fCTqPYsuw

I am Just Magicmann on BitcoinTalk.org and the current date is March 10th, 2015.
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Comment: https://keybase.io/crypto

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Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: franckuestein on March 11, 2015, 12:52:21 AM
I thought about giving you this loan, but an interest rate of 10% for 1 month IMAO it's too low…
Keep in mind that's worth ~6USD for lending you ~60USD during 30 days… (In 1 month can happen lots of things  :))

Anyway, you seem to be a great bitcointalk user with Trusted Feedback (https://bitcointalk.org/index.php?action=profile;u=387628), so good luck with the loan!


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on March 11, 2015, 12:55:35 AM
I thought about giving you this loan, but an interest rate of 10% for 1 month IMAO it's too low…
Keep in mind that's worth ~6USD for lending you ~60USD during 30 days… (In 1 month can happen lots of things  :))

Anyway, you seem to be a great bitcointalk user with Trusted Feedback (https://bitcointalk.org/index.php?action=profile;u=387628), so good luck with the loan!

What interest rate would you want to fill this loan request?


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: franckuestein on March 11, 2015, 01:01:49 AM
I thought about giving you this loan, but an interest rate of 10% for 1 month IMAO it's too low…
Keep in mind that's worth ~6USD for lending you ~60USD during 30 days… (In 1 month can happen lots of things  :))

Anyway, you seem to be a great bitcointalk user with Trusted Feedback (https://bitcointalk.org/index.php?action=profile;u=387628), so good luck with the loan!

What interest rate would you want to fill this loan request?

I'm not a professional lender (as other bitcointalk users) but in my opinion, ~0.05BTC for one month loan could be ok √ - ~20% aprox. (Keep in mind that's a risky operation - 30 days)
Anyway, I can't lend it now, but... I think that there are some members that are going to lend you the 0.2BTC without any problem ;)

Good luck @Just Magicmann!
P.S: keep in mind that's just an opinion, hehe.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on March 11, 2015, 01:17:03 AM
I thought about giving you this loan, but an interest rate of 10% for 1 month IMAO it's too low…
Keep in mind that's worth ~6USD for lending you ~60USD during 30 days… (In 1 month can happen lots of things  :))

Anyway, you seem to be a great bitcointalk user with Trusted Feedback (https://bitcointalk.org/index.php?action=profile;u=387628), so good luck with the loan!

What interest rate would you want to fill this loan request?

I'm not a professional lender (as other bitcointalk users) but in my opinion, ~0.05BTC for one month loan could be ok √ - ~20% aprox. (Keep in mind that's a risky operation - 30 days)
Anyway, I can't lend it now, but... I think that there are some members that are going to lend you the 0.2BTC without any problem ;)

Good luck @Just Magicmann!
P.S: keep in mind that's just an opinion, hehe.

While you are not able to fill the loan for me, I appreciate your fast and friendly responses! :)


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on March 11, 2015, 01:23:16 AM
I can fill this loan for BTC0.05 interest. Let me know if that's agreeable.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on March 11, 2015, 02:01:14 AM
I can fill this loan for BTC0.05 interest. Let me know if that's agreeable.

Make it .04 BTC interest and you've got a deal.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on March 11, 2015, 02:06:23 AM
I can fill this loan for BTC0.05 interest. Let me know if that's agreeable.

Make it .04 BTC interest and you've got a deal.

OK I can do that. I'm funding the loan now.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on March 11, 2015, 02:12:16 AM
I want to purchase an SSD from a seller in the marketplace here, but I need to save the rest of my money for fuel for the next few weeks. I get paid on the third of April and will pay the loan in full plus ten percent interest no later than the tenth in order to give me time to find an exchanger. I'm on BTCJam, but they keep rejecting my income verification for some reason so I doubt I will be able to get a loan there.


-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

Requested Amount: 0.2 BTC
Interest Rate: 10%
Amount to be Repaid: 0.22 BTC
Date to be Repaid By: April 10th, 2015
Collateral: None
BTCJam Account: https://btcjam.com/users/37625
My Receipt Address: 1K88y9NKyp8qYbkppj4i9Xtd5fCTqPYsuw

I am Just Magicmann on BitcoinTalk.org and the current date is March 10th, 2015.
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Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

I have sent 0.2 BTC as a loan for Just Magicmann. TX ID:

616612634a272b719ae203042a21d7e1736a3775870dd6f094a4f374fd1a364e

Send back 0.24 to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2 by 2015-04-10.

Date: 2015-03-10
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Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on March 11, 2015, 02:17:48 AM
I want to purchase an SSD from a seller in the marketplace here, but I need to save the rest of my money for fuel for the next few weeks. I get paid on the third of April and will pay the loan in full plus ten percent interest no later than the tenth in order to give me time to find an exchanger. I'm on BTCJam, but they keep rejecting my income verification for some reason so I doubt I will be able to get a loan there.


-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

Requested Amount: 0.2 BTC
Interest Rate: 10%
Amount to be Repaid: 0.22 BTC
Date to be Repaid By: April 10th, 2015
Collateral: None
BTCJam Account: https://btcjam.com/users/37625
My Receipt Address: 1K88y9NKyp8qYbkppj4i9Xtd5fCTqPYsuw

I am Just Magicmann on BitcoinTalk.org and the current date is March 10th, 2015.
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Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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=Gxos
-----END PGP SIGNATURE-----


Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

I have sent 0.2 BTC as a loan for Just Magicmann. TX ID:

616612634a272b719ae203042a21d7e1736a3775870dd6f094a4f374fd1a364e

Send back 0.24 to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2 by 2015-04-10.

Date: 2015-03-10
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Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

I have received a 0.2 BTC loan from EcuaMobi.

I will repay it no later than April 10th, 2015. The total to be repaid is 0.24 BTC.

The repayment will be sent to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2.
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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=Dddh
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Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on March 11, 2015, 02:22:27 AM

Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

I have received a 0.2 BTC loan from EcuaMobi.

I will repay it no later than April 10th, 2015. The total to be repaid is 0.24 BTC.

The repayment will be sent to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2.
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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=Dddh
-----END PGP SIGNATURE-----

Verified and quoted for preservation. Thanks.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: MadZ on March 11, 2015, 10:00:16 AM
I want to purchase an SSD from a seller in the marketplace here, but I need to save the rest of my money for fuel for the next few weeks. I get paid on the third of April and will pay the loan in full plus ten percent interest no later than the tenth in order to give me time to find an exchanger. I'm on BTCJam, but they keep rejecting my income verification for some reason so I doubt I will be able to get a loan there.


-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

Requested Amount: 0.2 BTC
Interest Rate: 10%
Amount to be Repaid: 0.22 BTC
Date to be Repaid By: April 10th, 2015
Collateral: None
BTCJam Account: https://btcjam.com/users/37625
My Receipt Address: 1K88y9NKyp8qYbkppj4i9Xtd5fCTqPYsuw

I am Just Magicmann on BitcoinTalk.org and the current date is March 10th, 2015.
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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=Gxos
-----END PGP SIGNATURE-----


Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA256

I have sent 0.2 BTC as a loan for Just Magicmann. TX ID:

616612634a272b719ae203042a21d7e1736a3775870dd6f094a4f374fd1a364e

Send back 0.24 to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2 by 2015-04-10.

Date: 2015-03-10
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Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

I have received a 0.2 BTC loan from EcuaMobi.

I will repay it no later than April 10th, 2015. The total to be repaid is 0.24 BTC.

The repayment will be sent to 1ETowEnTbLSSfufoV7XKGD5ikRXuTfPGd2.
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.8
Comment: https://keybase.io/crypto

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Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on April 11, 2015, 11:45:17 AM
Just Magicmann, the loan has now expired and it hasn't been repaid yet nor an extension has been requested. Contact me asap.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: sinisuba on April 11, 2015, 12:59:12 PM
Negative reputation until you repay your loan and give us an explanation of why was the repayment postponed.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: jorjito25 on April 11, 2015, 01:12:42 PM
Negative reputation until you repay your loan and give us an explanation of why was the repayment postponed.

Same here!
Negative feedback added.
Sorry EcuaMobi.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: franckuestein on April 11, 2015, 06:48:53 PM
Negative feedback sent, too. (At least until he/she clarify everything or repay).

As I said some weeks ago, the interest rate was too low for a 1 month loan, so... hope that the OP finally repay and EcuaMobi recover the 0.2BTC.
If not, I'm going to maintain the negative Trust Feedback as some of you.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Grand_Voyageur on April 11, 2015, 07:31:09 PM
-ve trust feedback added. I will remove it once he repaid loan to EcuaMobi.

Hope it helps!


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Tomatocage on April 11, 2015, 11:13:31 PM
How broke do you have to be to default on a .2 BTC loan?


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on June 01, 2015, 02:57:07 AM
I have sent .3 BTC to EcauMobi as (late) payment for this loan.

https://blockchain.info/tx/391638aa9085383e23d744c2060f997cf813fc4474558e02d961ed131a53dde2


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on June 01, 2015, 03:27:46 AM
I have sent .3 BTC to EcauMobi as (late) payment for this loan.

https://blockchain.info/tx/391638aa9085383e23d744c2060f997cf813fc4474558e02d961ed131a53dde2

Thank you, I confirm I received it. I really didn't expect to have this loan back at all.

I have updated the (still negative) feedback I left. Everyone who left a feedback on OP's profile please remove or update it as you see fit. Thanks.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Grand_Voyageur on June 01, 2015, 04:35:36 AM
I have sent .3 BTC to EcauMobi as (late) payment for this loan.

https://blockchain.info/tx/391638aa9085383e23d744c2060f997cf813fc4474558e02d961ed131a53dde2

Thank you, I confirm I received it. I really didn't expect to have this loan back at all.

I have updated the (still negative) feedback I left. Everyone who left a feedback on OP's profile please remove or update it as you see fit. Thanks.


I revised my feedback to reflect the overdue payment and be informative to others. I also turned it to neutral.
Quote
User repaid a 0.2btc loan from EcuaMobi (uid: 169515) almost 2 months late, apparently with little communication. I would always request him to give collateral to cover a loan.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on June 01, 2015, 05:36:56 AM
Now I just need to figure out how to heal my reputation from this incident.  :P


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: jenifer0012 on June 01, 2015, 05:44:55 AM
Now I just need to figure out how to heal my reputation from this incident.  :P

I suggest to send a pm to each one of those users who left you negative feedback and give the link to EcuaMobi's confirmation


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on June 01, 2015, 07:41:23 AM
Now I just need to figure out how to heal my reputation from this incident.  :P

I suggest to send a pm to each one of those users who left you negative feedback and give the link to EcuaMobi's confirmation

I meant after all that. I already know I'm going to have multiple neutrals/negs left even after all that. Since this is always going to blight my name on here, I want to work on building up my trust again so hopefully this won't affect me too seriously when I go into business and do some advertising here in the future.  :-X


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: MadZ on June 01, 2015, 08:11:30 AM
First of all, I'm glad this was resolved.

I have revised my rating to a neutral one with a reference link so others can judge for themselves. I will revisit this rating at a later date, it will serve as a warning for now. I hope you understand why I feel this is warranted.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Muhammed Zakir on June 01, 2015, 10:17:53 AM
I currently left negative feedback but I will change it to neutral if your activity is not shady. Good luck!


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: EcuaMobi on June 01, 2015, 12:13:02 PM
Now I just need to figure out how to heal my reputation from this incident.  :P

I suggest to send a pm to each one of those users who left you negative feedback and give the link to EcuaMobi's confirmation

I meant after all that. I already know I'm going to have multiple neutrals/negs left even after all that. Since this is always going to blight my name on here, I want to work on building up my trust again so hopefully this won't affect me too seriously when I go into business and do some advertising here in the future.  :-X

If you make several deals in the future without any problems I will replace my feedback by a neutral one or even remove it too. You did repay the loan so I'm sure your reputation is cleanable.


Title: Re: 0.2 BTC Loan Request - 10% Interest
Post by: Just Magicmann on June 01, 2015, 12:26:31 PM
All of your replies seem very fair. I look forward to proving myself clean.  :)