Users with no collateral tend to default so I go by this rule
No collateral, no loan! ~ No collateral, no loan! ~ ~ Valid collaterals will be decided upon my discretion
~ I will accept bitcointalk accounts above full member (default trust). Signed message needed!
~ Collateral amount should be a minimum of 120%
~ Maximum 20 days period
~ 0-∞% interest( depending of timeframe and collateral quality)
~ If you lose out and dont pay back in time without contacting me, collateral will be sold!
~ loan requests only in public, Avoid PM's.
~ Escrow accepted, but if they take fees you will have to pay them.
~ I reserve the right to denied request loan, without explanation.
~ Terms can change at any time, but wont affect running deals.
Requesting is easy just fill out using this code
[b]Loan Amount:[/b]
[b]Reason for Taking out a Loan:[/b]
[b]Amount to be repaid:[/b]
[b]Repayment Date:[/b]
[b]Type of Collateral:[/b]
[b]Bitcoin Address:[/b]
Account collateral with a signed message (1 month old recommended) -
I am *your bct username* from bitcointalk.org, today is DD/MM/YYYY. I am asking for a loan from ripplehd with my account *your bct username* as collateral. If I default my loan, ripplehd will be the new owner of my account.
Repayment Address:
1mn7drdXzmaW79mwGAiZnrtJrbhT87C3k
-----BEGIN BITCOIN SIGNED MESSAGE-----
Please send the repayment to 1mn7drdXzmaW79mwGAiZnrtJrbhT87C3k
All upcoming repayments should be sent to this address!
Date : 01/07/2016
ripplehd
-----BEGIN SIGNATURE-----
1mn7drdXzmaW79mwGAiZnrtJrbhT87C3k
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-----END BITCOIN SIGNED MESSAGE-----
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I wouldn't really recommend accepting bitcointalk accounts at all. There's a lot of account farming and even Full Member accounts are likely to be prone to be loan-sold. 0.0145 BTC also seems like quite a small amount, and most likely anyone that wants to take that loan from you would be a scammer.
Also why are you offering loans while you're trying to get a loan from getline.in to buy a faucet?
I wouldn't really recommend accepting bitcointalk accounts at all. There's a lot of account farming and even Full Member accounts are likely to be prone to be loan-sold. 0.0145 BTC also seems like quite a small amount, and most likely anyone that wants to take that loan from you would be a scammer.
Also why are you offering loans while you're trying to get a loan from getline.in to buy a faucet?
Exactly
Well if he is lending money we will most likely not scam people. Lending and asking for loans can be a good strategy. If you know you are reliable (and can get cheap loans), you can borrow in one side to lend it to another.