Bitcoin Forum

Loan Amount: 0.10
Amount to be repaid: 0.11
Repayment Date: 7/10
Bitcoin Address: 1PqMzYoSzi6dZms83BuVGbFyDzvJ1CDvhd

Funding this after I do a quick check. Message verified.
Sent! tx: https://www.blocktrail.com/BTC/tx/97eba93f78016910c68a59c5ca5bc8e447f9b69be5446c494255a11e92bb13f7
Please repay to 1Loan7X7wcyMZzhP3pGAQ3iPYQdCq5DyL6

Confirmed. Thank you

Any update? I do expect repayment by tomorrow, since I was gone until today, and I posted on my thread that loans due within the time I'm gone can be extended till today. No PMs were recieved from koshgel.

Edit: Still nothing. Overdue by 1 day now, 3 more days till I consider it defaulted.

Last Active:   July 11, 2016, 12:04:02 AM



Repaid a loan several weeks later with poor communication.

but it is not late, yet? koshgel reputation shows many proofs of honesty

It looks like deja vu :) and again he disappears.
repayment deadline it was 10th July,so he is later almost week ,
but I feel confident, that he will come back with repayment for sure :)

Is this loan pay back yet? This is strange to me

Nope. Its still pending
The amount is not that big as compared to the loan history he have
I hope he adds some extra interest as compensation once he comes back

I am NOT late on this loan because I never took out this loan.

It looks like my account was hacked and the hacker used it to borrow some BTC.

I am contacting theymos now

Obvious troll/impersonator is obvious. What about signing a message with an address posted long ago by koshgel?

Just a FYI: This excuse doesn't work when the OP signs a message with an old address and even receives the loan there  ::)

Not sure what the point of this imposter attempt is... I verified the messages, and saw that the address was posted here over 6 months ago by koshgel, and was used to take out many loans. I'm not an idiot. Example: https://bitcointalk.org/index.php?topic=1280281.msg13658186#msg13658186
I think he might have just ran into some problems.

Good luck getting your money back then. I tried to explain what is happening, but if you don't believe it then I really have no motivation to explain further.

so do you mean your private keys got hacked too so the hacker can provide a signed message from the real koshgel? i doubt it, you would even notice it in your wallet if its true

I'll explain what I know once the antagonism stops.

The OP was last active about a day after the loan was due.

@DarkStar_ - did you receive any message from the OP letting you know the loan will be late?

edit - xinzark why are you answering for the lender ???

I am doing that because I trust koshgel. He was also late once if you see his loan history
Also according to his loan history this loan is 5x lower then why would he scam ?


This is probably an account of any signature spammer who wants to make some posts on this thread with the help of this account
koshgel signed the message on that day kid. So your trolls are worthless here

I don't think koshgel would scam for such a low amount.

If he wanted to exit bitcointalk he could make more than 0.1 BTC by selling his account.

You wouldn't notice it, since unless they make a transaction, you wouldn't be able to find out anything. There aren't IP logs for bitcoin.

No, I haven't. Technically, the loan was due on the 15th, since I was away for Sunday - Friday last week, I posted on my thread that all loans due on that timeframe can be extended till Friday. I think koshgel just ran into personal issues or something. I highly doubt he would default now, since he has taken larger loans in the past.

Right he has repaid larger loans in the past, although he did repay a ~.23BTC loan very late not long ago.

From what I can gather, he plays poker with the money he borrows and when he loses he takes a long time to repay, a very long time. He had given me multiple deadlines to repay his previous loan, all of which he missed. Although to be entirely fair, BTC was skyrocketing at the time, so if he was planning on buying BTC it would have cost more for him to do so possibly resulting in it taking him longer to get the money together.

The fact that a troll created a fake account is not something that I would appreaiate.

Gambling is a hell of a drug...

I have repaid this loan for koshgel:

http://blockchain.info/tx-index/058d71fe788aede7e71d59c660a45fb2e03bc5c5856ff8e14baf95cefde6fccd

Wow, thanks for the 0.04BTC tip from this loan, and 0.01BTC from cooldgamer's! Thanks, really appreciate it. :D I'll mark both off as repaid once both transactions confirm (just want to be safe). Confirmed. Thanks again!

wow bpb back again, so what happen to kosghel account will he still got a negative trust?

That was very nice of you BPB.

Hopefully Koshgel will be able to use the money that he no longer needs to repay his lender to build up a little bit of savings so he doesn't needs to borrow money that he does not have in order to gamble.

To be honest with you,

I think that the real koshgel is gone long time ago.

I was PMing with koshgel over a month ago and he doesn't seems to be the real koshgel.

But I might be wrong.

The new koshgel left me a -ve trust feedback because I refused to let him join a campaign which I was managing.
He was very rude. That's why I think it's not a real koshgel.

A bit strange situation.  Real koshgel should be able to sign a message with one of his old addresses. Let's wait for a signed message from koshgel.


Best regards.

He signed a message in the OP of this thread:
That address was first posted in January of this year here (https://bitcointalk.org/index.php?topic=1280281.msg13569013#msg13569013).

He has repaid several loans over the past several months, although some of them have been very late. Based on my conversations with him, the loans he takes out are for gambling. He took out a loan back in April that he was several months late on -- he gave me a number of excuses as to why he was unable to repay, although he eventually went silent for a long time -- the price of BTC did go up a pretty significant amount, so it is somewhat understandable that it took him longer to come up with the funds to purchase the BTC.

as the BipolarBob has repaid his outstanding loan , will the negative feedback from his account be removed , can he be trusted in future??

With his past record with this all, I am wondering why there was no collateral taken for this loan?  I understand he is legendary, but this does not give him the OK to break the terms of the agreement.  That is just my opinion.

IMO, The negative feedback should be changed to neutral to warn lenders in the future.
EDIT: I think the negative should remain. The reason has been explained in the below post by EcuaMobi

I would not trust him with no collateral loans in the future.

No it will not. I've left a negative trust on his profile for a previous late loan and then changed it to neutral after it was repaid. Normally I do change feedback to neutral or remove it after a wrong is fixed, to encourage fixing it. However this has gone too far.

I strongly recommend not to ever lend to OP. If he has the chance again I think it's extremely likely he will be late at the very least or default completely. Therefore I won't remove the negative trust I left. Actually I did reword it after it was repaid by BipolarBob but kept it negative.

You have a valid point about keeping the negative.

If he wants to exit the bitcoin community he could sell his account and get a nice payday(Much higher than 0.1) and its better than defaulting/scamming someone.

Can please someone explain to me why BipolarBob repaid this loan?
If the account is ruined from red either way, why to pay it?
As a sympathy to the borrower perhaps?

Sorry that i am asking... :)

I think that only BiPolarBob can answer ;D

About feedbacks...maybe do not rush to conclusions until he did not come back ,
I want remind that very a similar situation, MZ outstanding loan have been repaid  after half year by third party, but all negative feedback have been removed,  Is this not a double standard???

Although my personal opinion, ve should be at least until he repay loan to bipolarbob, and than neutral.

AFAIK MZ's loan wasn't paid by a third person (I mean not with the third person's funds). MZ sent the BTC to an intermediary and asked him to pay whom he owed (https://bitcointalk.org/index.php?topic=1277728.msg15115567#msg15115567).

As I said I'm keeping the negative here because this was not the first time OP defaults a loan without any communication and I strongly believe OP can't be trusted, at least not on no-collateral loans. The previous time I did make the feedback neutral. Actually this has nothing to do with it being paid by a third person.

I don't think Bipolarbob is expecting it to be repaid. I think he gave it away and it's not the first time he does that.

Anyway of course I'll read what OP has to say when/if he comes back. But I doubt that will change my mind.

Had no idea this loan was still open or that BPB paid it for me. Seems that he has also been inactive for some time. If you come back BPB, I have Bitcoin for you.

Apologies to darkstar_ for the miscommunication. I also have no idea who this fake koshgel is. This account has never been compromised. I'm just been inactive on this forum.

Thanks  :D

Seems awfully suspicious that you decide to leave for almost a year and a half, and "forget" about your loan. At the bare minimum, sign a message from your staked address as I strongly believe the account is hacked.

I don't even use this forum anymore. It was shitty over a year ago and it still hasn't changed. People still spamming for their shitty ad campaigns without any real information being shared. Learning about Bitcoin and other alts has many other competent sources with helpful users.

Sorry that you think I would scam someone for what was like 100 bucks at the time. Dont blame you though this community is jaded as fuck. I don't ever intend to trade or loan here so fill me up with all the shitty red trust you want  ::)

https://i.imgur.com/kSa7Ug7.png

lol, you default a loan I gave you and call me a scammer?