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Title: [ANN] Sikoba, a peer-to-peer IOU platform Post by: sikoba on April 19, 2017, 07:52:10 AM https://i.imgur.com/UORr1yF.png
{ sikoba - the people’s banking system } Sikoba is a global and decentralised money platform based on peer-to-peer IOUs and built on blockchain technology. Visit our website (http://www.sikoba.com)! { Vision } P2P payments are already above $1 trillion annually. From almost nothing 10 years ago, P2P lending has grown to $26bn in 2015 and is expected to reach $900bn in 2024. We believe that P2P IOU systems have a similar potential and that they will soon become the next frontier in finance. { Sikoba summary } Using mutual credit systems that are not backed by money, but by IOUs of participants who trust each other, the need for an external money supply is limited to a minimum. Every peer-to-peer credit relationship is governed by a contract with specific conditions, fee structure and repayment rules. Using credit conversion, a kind of configurable rippling, payments between participants who do not trust each other become possible. The system will automatically take care of optimal payment paths, netting and clearing. We will support fiat money via gateways, cryptocurrencies as well as many use cases such as inter-company credit networks. Our goal is to provide a platform for operating any monetary system one can think of, together with the tools allowing all of these different systems to interact. { How will it work in practice? } The way it works that you grant other users, whom you know personally, credit on certain terms which you yourself specify. These users can then pay you by drawing on that credit. Fiat, crypto or other assets can still be used for payment, for example if payment by IOU is not possible or not desired. Also, fiat or crypto may actually be required to repay debt. Both for practical and philosophical reasons, Sikoba is not intended to be, or ever become, a pure IOU system. In the Sikoba system, a user will only ever have exposures to users to whom he or she has explicitly given credit. To give an example: if Bob trusts Alice, and Charles trusts Bob, and Bob allows what we call “credit conversion” for Alice, then Alice can pay Charles. However, Charles will only see Bob as his counterparty, and not Alice. { Sikoba token presale } Sikoba has launched a token presale. The goal is to raise enough money to produce a MVP (minimum viable product), based on which a token crowdsale will then be launched before the end of 2017 Some Links:
We are also looking for people who can contribute time and expertise to the project. Please contact us or leave a comment here. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: nagatraju on April 19, 2017, 07:55:57 AM I would like to take Marketing Part of your Sikoba Project.
PM Sent with more information. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: jacee on April 19, 2017, 07:58:03 AM Any marketing plans and/or bounty programs to get free sikoba? I am interested to take part. I also sent a pm.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: alvinmtp on April 19, 2017, 08:01:58 AM https://i.imgur.com/UORr1yF.png { sikoba - the people’s banking system } Sikoba is a global and decentralised money platform based on peer-to-peer IOUs and built on blockchain technology. Visit our website (http://www.sikoba.com)! { Vision } P2P payments are already above $1 trillion annually. From almost nothing 10 years ago, P2P lending has grown to $26bn in 2015 and is expected to reach $900bn in 2024. We believe that P2P IOU systems have a similar potential and that they will soon become the next frontier in finance. { Sikoba summary } Using mutual credit systems that are not backed by money, but by IOUs of participants who trust each other, the need for an external money supply is limited to a minimum. Every peer-to-peer credit relationship is governed by a contract with specific conditions, fee structure and repayment rules. Using credit conversion, a kind of configurable rippling, payments between participants who do not trust each other become possible. The system will automatically take care of optimal payment paths, netting and clearing. We will support fiat money via gateways, cryptocurrencies as well as many use cases such as inter-company credit networks. Our goal is to provide a platform for operating any monetary system one can think of, together with the tools allowing all of these different systems to interact. { How will it work in practice? } The way it works that you grant other users, whom you know personally, credit on certain terms which you yourself specify. These users can then pay you by drawing on that credit. Fiat, crypto or other assets can still be used for payment, for example if payment by IOU is not possible or not desired. Also, fiat or crypto may actually be required to repay debt. Both for practical and philosophical reasons, Sikoba is not intended to be, or ever become, a pure IOU system. In the Sikoba system, a user will only ever have exposures to users to whom he or she has explicitly given credit. To give an example: if Bob trusts Alice, and Charles trusts Bob, and Bob allows what we call “credit conversion” for Alice, then Alice can pay Charles. However, Charles will only see Bob as his counterparty, and not Alice. { Sikoba token presale } Sikoba has launched a token presale. The goal is to raise enough money to produce a MVP (minimum viable product), based on which a token crowdsale will then be launched before the end of 2017 Some Links:
We are also looking for people who can contribute time and expertise to the project. Please contact us or leave a comment here. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: potatos55 on April 19, 2017, 08:17:25 AM I am interested to take part. PM sent.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: wakier on April 19, 2017, 08:23:17 AM Looks legit project.. Iam interested to get involved
PM sent! looking forward for more Info Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: orenjebum on April 19, 2017, 08:28:53 AM sound legit here, reserved for the future ;)
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: prix on April 19, 2017, 08:30:47 AM Check your presale link it's not opened.
You should edit your link to: http://www.sikoba.com/www/presale/index.html Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: BETAWI on April 19, 2017, 08:32:02 AM Sikoba is derived from the London company, right?
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: moooonu on April 19, 2017, 02:43:48 PM On your signature campaign thread you can post a link of your ANN thread to make it more easy to find ANN thread. And great revenues.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: jacee on April 19, 2017, 03:31:04 PM On your signature campaign thread you can post a link of your ANN thread to make it more easy to find ANN thread. And great revenues. The signature thread already cointains the link of the ANN. Thank you. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: kaolin on April 19, 2017, 05:48:28 PM what kind of token is it? waves, Dapp, or ethereum
based on the simple ann it has good market potential in my opinion Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: samspaces on April 19, 2017, 07:20:49 PM Blockchain IOU is an oxymoron.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: player514 on April 20, 2017, 06:58:09 PM https://i.imgur.com/UORr1yF.png { sikoba - the people’s banking system } Sikoba is a global and decentralised money platform based on peer-to-peer IOUs and built on blockchain technology. Visit our website (http://www.sikoba.com)! { Vision } P2P payments are already above $1 trillion annually. From almost nothing 10 years ago, P2P lending has grown to $26bn in 2015 and is expected to reach $900bn in 2024. We believe that P2P IOU systems have a similar potential and that they will soon become the next frontier in finance. { Sikoba summary } Using mutual credit systems that are not backed by money, but by IOUs of participants who trust each other, the need for an external money supply is limited to a minimum. Every peer-to-peer credit relationship is governed by a contract with specific conditions, fee structure and repayment rules. Using credit conversion, a kind of configurable rippling, payments between participants who do not trust each other become possible. The system will automatically take care of optimal payment paths, netting and clearing. We will support fiat money via gateways, cryptocurrencies as well as many use cases such as inter-company credit networks. Our goal is to provide a platform for operating any monetary system one can think of, together with the tools allowing all of these different systems to interact. { How will it work in practice? } The way it works that you grant other users, whom you know personally, credit on certain terms which you yourself specify. These users can then pay you by drawing on that credit. Fiat, crypto or other assets can still be used for payment, for example if payment by IOU is not possible or not desired. Also, fiat or crypto may actually be required to repay debt. Both for practical and philosophical reasons, Sikoba is not intended to be, or ever become, a pure IOU system. In the Sikoba system, a user will only ever have exposures to users to whom he or she has explicitly given credit. To give an example: if Bob trusts Alice, and Charles trusts Bob, and Bob allows what we call “credit conversion” for Alice, then Alice can pay Charles. However, Charles will only see Bob as his counterparty, and not Alice. { Sikoba token presale } Sikoba has launched a token presale. The goal is to raise enough money to produce a MVP (minimum viable product), based on which a token crowdsale will then be launched before the end of 2017 Some Links:
We are also looking for people who can contribute time and expertise to the project. Please contact us or leave a comment here. Do you have sources for that expected value of P2P lending? I'd like to take a look at the data where that's coming from. I think a lot of things could go wrong in between the span of then and now, so I'm wondering how that conclusion/proposition was reached. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: memequiserle on April 20, 2017, 07:42:52 PM can explain detail youre coin dev
total suply coin, token coin, ethereum, waves or NXT open translation bounty or not dev, i want resever indonesian translation Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: uneng on April 20, 2017, 07:53:24 PM It promises to be a good lending platform for trusted users and more than this, a way to introduce more persons to crypto world by the easy method to receive/give money and low fees, low interest to pay, very different from banks.
All the best for Sikoba team, I hope you help to make the bitcoin community bigger than now with your project. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: Nathan047 on April 20, 2017, 10:37:39 PM This is defiantly an interesting concept, although I know an interesting concept don't guarantee success.
Regardless of the outcome, this doesn’t seem like a scam coin and probably won’t dissipate overnight (and I’m not just saying that ‘cause I’m part of the sig campaign). Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: davide72 on April 20, 2017, 10:38:29 PM hi dev could you reserve for me italian translations , thanks!
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: shamzblueworld on April 21, 2017, 03:17:41 AM This definitely is a promising project, glad to be involved in the campaign to promote it. Looks legit and I hope it prospers in time.
Good luck to the team and everyone involved. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: Gembul on April 21, 2017, 06:33:03 AM can explain detail youre coin dev total suply coin, token coin, ethereum, waves or NXT open translation bounty or not dev, i want resever indonesian translation Yeah, I think dev needs a thread in another language so people better understand in detail with this project. As part of the team that promoted this project I feel happy and hope this project will be smooth. Thank you Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: darthmaul on April 22, 2017, 06:47:51 PM Thanks for your great services. I love P2P always and ut is more easy with sikoba. I habe tried others but they are not as satisfied as sikoba. Keep it up and great enthusiasm. :)
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: xIIImaL on April 23, 2017, 05:54:13 PM Thanks for your great services. I love P2P always and ut is more easy with sikoba. I habe tried others but they are not as satisfied as sikoba. Keep it up and great enthusiasm. :) I have just checked the site completely about Sikoba investment and FAQs. It has clear explanation for all the people wish to invest on the right place. As p2p system have huge people do payment via this kind of service. Therefore, they have implemented the p2p Iou platform expecting with the great success and I sure they will rock. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: kipoel on April 23, 2017, 06:16:52 PM reserve indonesian translation sir
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: PokerDiceMan on April 23, 2017, 11:01:18 PM open bounty payment use sikoba coin dev
maybe facebook campaign ,twitter campaign or signature campaign i think you need masive promotion if you want succes in ico selling, but you must detail explain coin and project in youre thread Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: cotton ball on April 24, 2017, 03:03:21 AM Check your presale link it's not opened. You should edit your link to: http://www.sikoba.com/www/presale/index.html You can access it, The public presale will start tomorrow on Tuesday 25th April at 12:00 UT. I don't doubt this system because they use smart contract from ethereum. Thanks for your great services. I love P2P always and ut is more easy with sikoba. I habe tried others but they are not as satisfied as sikoba. Keep it up and great enthusiasm. :) I have just checked the site completely about Sikoba investment and FAQs. It has clear explanation for all the people wish to invest on the right place. As p2p system have huge people do payment via this kind of service. Therefore, they have implemented the p2p Iou platform expecting with the great success and I sure they will rock.Everything runs smoothly according to the roadmap specified, hopefully this can be successful in the future, P2P IOU platform sounds unfamiliar in our ears, but it would be a good thing if it continues to support. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: jacee on April 25, 2017, 01:55:20 AM PRESALE CONTRACT is now available. Join our slack channel: https://sikoba-presale.slack.com
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: Rahar02 on April 25, 2017, 06:16:49 PM This decentralized money platform should be great opportunity for everyone which has big potential in finance system. As Sikoba tokens presale has been started since 25th April, don't miss it as you can get many advantages ; What you get in this presale is more tokens per ETH than participants of a future crowdsale will get: either 60% more (during preallocation) or 50% (during public presale). What is not known at this stage are the terms of that future crowdsale. More information please visit : http://www.sikoba.com/www/presale/index.html
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: RJX on April 25, 2017, 06:30:32 PM If you are interested in Dutch translations for this project, I can deliver. Just let me know in this thread or through PM.
Thanks and good luck! Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: topesis on April 25, 2017, 06:59:12 PM There seems to be interest in the project, close to 600ethers raised already but what I don't understand is the ethers used for contract allocation, is it deposit by the team or from an investors
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: Pattberry on April 26, 2017, 03:16:36 AM I really do have a doubt regarding the presale ,it looks like you have provided an ETH address in your website to participate in the presale,but what i did not understand is that how would you differentiate between different users when everyone is sending the coins to one wallet, i am not an expert in ETH platform and so is the reason i am having this doubt,will you be distributing the tokens to the address who participated in the presale.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: satchelsidney on April 26, 2017, 03:27:40 AM Who are the team members of this project? Curious, why did you guys choose this name?
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: jacee on April 26, 2017, 03:51:40 AM Who are the team members of this project? Curious, why did you guys choose this name? There seems to be interest in the project, close to 600ethers raised already but what I don't understand is the ethers used for contract allocation, is it deposit by the team or from an investors For questions, it's best to direct it to sikobas slack channel, alex is active in there and ready to answer your questions and inquiries.https://sikoba-presale.slack.com Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: mana6 on April 26, 2017, 04:19:30 AM I want to know how to distribution ???
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: sri.bima on April 26, 2017, 10:48:24 AM Sorry, I don't understand about this "IOU platform"...Does this mean are the not real tokens? ::)
any campaign for SIKOBA project? Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: cakravothy on April 26, 2017, 10:56:13 AM { Sikoba token presale } Sikoba has launched a token presale. The goal is to raise enough money to produce a MVP (minimum viable product), based on which a token crowdsale will then be launched before the end of 2017 this mean sikoba coin can create coin in end 2017 i think is never people interest buy youre coin, only launch coin wait until end year Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: phr0stbyt3 on April 27, 2017, 05:39:42 AM Really looking foward to your presale i hope you get all the success you need.
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: wahyu5 on May 04, 2017, 09:10:02 PM Social media of Sikoba not available, i think that is important to help more promote to community and public
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: jacee on May 05, 2017, 02:06:29 AM Social media of Sikoba not available, i think that is important to help more promote to community and public You can follow sikoba in twitter here is their account: https://twitter.com/sikobaNetworkFor more informations, more can be found in their slack channel, alex is active and ready to answer all questions. Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: wakier on May 13, 2017, 05:48:13 PM few days ago I see someone wearing signature of sikoba presale which to be expected to attract more people to joining but why this thread its quiet enough, also I don't much heard about sikoba presale in several famous press release
Title: Re: [ANN] Sikoba, a peer-to-peer IOU platform Post by: sikoba on May 13, 2017, 06:22:35 PM Hello everyone, for information about sikoba please visit our web site www.sikoba.com or join our slack channel: https://sikoba-presale.herokuapp.com
Apolgies if I have not been active here, but this platform is not very comfortbale for me :-) Maybe this will change in the future... |
