Bitcoin Forum

Hi guys,

I wanna start doing my everyday transactions with crypto. I wanna start with some credit card or debit card that translates my crypto (does not have to be bitcoin) to FIAT at point of sale. So I don't wanna change to fiat before I actually pay. I also wanna have a simple way to reload my card with cryptos, if possible without going through an exchange.

Is there anything around that you know of?

Thx
Mike

Take a look at Monaco[1] and TenX[2]. I'm pretty sure these services are what you're looking for. Though I'm not sure how they're doing right now as I haven't heard of these projects for a while.

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[1] https://mona.co/
[2] https://www.tenx.tech/

Tenx has a waiting list for pre-orders on their cards unfortunately--check their website. Not sure about monaco, you'll have to do some research there. There are working alternatives to these however, though not quite the same. You can look into Coinbase's Shift card if you're U.S. based or the Wire X card if you're U.K. based...

Hope this helps

I'm not sure but I don't think Coinbase's shift card converts the crypto to fiat at point of sale though. I personally used XAPO's debit card in the past, that accurately describes OP's preferences. Unfortunately they've canceled their services.

There is also an alt called Plutus which has been in development for a while, they are now in Beta for their card and app, might be worth having a look at and see if it is suitable for you, they are also creating their own DEX.

https://plutus.it/

crypto or bitcoin is a tremendous breakthrough How electronic payment systems work and does not depend on any party or authority.

Try Tenx, you will love it.

Xapo was functioning that way but they don't have cards anymore. Card was directly connected with wallet and you didn't need to change the coins before you spend them, they were converted at the moment you paid with them.
Now I'm using Mistertango but they are exchanging coins the moment you deposit them on the card and the rates are very favorite.
Still I think that Bitcoin debit cards are the most convenient and the easiest way to spend Bitcoin.

Another thing you can do is support companies that accept crypto payments. If a company doesn't, tell them about crypto and how you would like to pay in it. It won't do anything at first but if everyone continues to ask their favorite companies to take it, they will start to take notice and look into it. It's our job to be good crypto ambassadors to help build the movement.

For better safety you should have direct offline traders that can easily accept cryptourrency for Fiat directly and vice versa .
And I would like to suggest you that keep himself away from any type of the debit card system because I didn't feel that debit card Fiat system are better for the cryptocurrency deals ( since they are better for the sudden load of money ad buy sell but sometimes results into not respsone and another big technical problem that I faced once and in that case bank employee didn't helped me :(   ) .
It will be forever for you have lots of people in your contacts that can make direct deals with you .

Actually this is very well convenient using cryptocurrency as a form of payment (e.i bills, load, etc...) if we face this reality I'm pretty sure lot of countries adapting this situation and thus this will recognize or hype others to use crypto on there system of economic and living.

Before you make your transaction, you don’t you try to see if you can find a store or person that sell the product or services that you are looking for and if they accept cryptos as a method of payment at the website. That’s going to be far easier.

You can check the shop which accept the crypto currency with online.Then you can trade with the shop accepting crypto currency,after the trade pay with crypto currency.If you are from Crypto accepting country,you are lucky.You can find huge offer.

In some countries, you can use your regular credit card and pay the bill with some crypto payment service.
And some countries has debid card that direct debit in your crypto account but i'm not sure how it works.

You need to reserarch the available services at your country.