Bitcoin Forum

Alternate cryptocurrencies => Announcements (Altcoins) => Topic started by: xov on July 24, 2018, 11:39:08 AM



Title: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on July 24, 2018, 11:39:08 AM



The XOV Vision

The XOV project will produce the world’s first stable cryptocurrency banking platform for the blockchain by using a range of financial controls that stabilise the circulating supply of currency (XOVnet). These controls will be delivered using human and artificial intelligence methods.

The project will deliver a Central Bank that issues the XOV currency (a Central Bank Cryptocurrency – CBCC) and a Retail Bank that offers a range of decentralised banking services.

Unlike traditional Central Banks, XOV will be politically agnostic, be without geographical limitations and will be accountable to anyone using XOVnet.

The banks will operate within an academically backed stable currency network (XOVnet) that everyone has the trust and confidence in using. This highly secured environment will ensure that the value of the currency is price stabilized, can be easily used to make payments, and be used as security.



XOVnet

XOVnet will be a powerful digital currency stabilisation network that delivers highly stabilized digital currency. The infrastructure will be patented, underpinned and maintained by the XOV Research and Development Academy – employing leading academics.

The XOV currency will be asset backed against low risk tokenized reserves that are independent of the banks and supervised by market experts, against a risk management framework.



 
Token Supply + Distribution
Total Tokens: 70,000,000
Total Distributed via Airdrop and Team: 24,000,000
Remaining Tokens: 46,000,000


Distributed tokens available on the Mercatox Exchange.



XOV Management and Academic Support Team

The management team for the project comprises of our project team, professional advisors, and academic support team. We are actively consulting with representatives from the London School of Economics and the Imperial College, London. Once our project has concluded its initial Research and Development Phase and is fully funded, we will start to expand the team to include a full technical development team and appoint the Board of Governors (BoG) for the Central Bank, and the Open Market Operations Board (OMOB) for the control of the reserves.

The project is continually seeking new academic expertise and to expand its management team, to realise the potential growth of XOV.

David Alexander-Knowles, Chief Executive Officer, leads the project and is responsible for its overall commercial, financial and technical success. David has worked in senior roles in project management (PRINCE2 qualified practitioner), marketing and information technology. He has qualifications in business, finance, law, information technology, social sciences, project management and psychology. David is a keen advocate of decentralised banking.


Demelza Hayes
is one of our digital economists and is on the Forbes DACH Under 30 list. She is a Doctoral student in the Department of Economics at the University of Liechtenstein. Demelza is a research assistant to Professor Andrei Kirilenko at the Centre for Global Finance and Technology at the Imperial College, London.

Max J. Heinzle
is our Global Investment Director and holds a Masters’ degree in Global Banking and Finance. He completed his Bachelors’ degree in Global Business Management in London. Max has worked for a Swiss Investment Bank, an Austrian Venture Capital Fund and a German Corporate Finance Company and is the founder of the 21.finance Group in Liechtenstein.

Dan Feaheny
is a commercially focused executive with international business development and channel partnership experience. His background spans retail, energy, recruitment and Fintech. Dan also currently consults with Ripple.

Dr Andrei Kirilenko is a Professor in Finance and is the Fintech Centre Director at the Imperial College, London. His work focuses on the intersection of finance, technology, and regulation. He is a recognised world expert on technology in markets, including algorithmic and high frequency trading.

Jaspar Crawley is our Gold Markers Advisor. Formerly the Director of The Royal Mint, he is an experienced top-level professional in banking and the gold markets. He also worked previously as a Director at UBS Investment Bank and as a commodities trader for Deutsche Bank.
Dr Ania Zalewska is a Professor of Finance at the University of Bath, and part of our academic support team. She is also Director of the Centre for Governance, Regulation and Industrial Strategy (CGR&IS) and a Board Member of the Oxford Noble foundation. Ania provides specific research activities.

Jackelin Godoy is a Professor of Mathematics and was an Economic Analyst for Central Bank of Venezuela. Jackelin has also taught statistics.

Our Digital Currency Architect is a Research Associate at the London School of Economics and has qualifications in economics and engineering. He works closely with Professor Jon Danielsson (who is not associated with the project).

Michael Truitt
, is the Private Secretary to the CEO, providing a vital communication link between the Board, management team and advisors. He is experienced in bank auditing processes and also performs a governance and transparency role within the organisation.

Joe Edlhuber is our Private Banking Director, and responsible for communication with potential investors wishing to open and utilise private banking facilities in the future. Joe also performs the role of investor relations with the public and with influencers and co-ordinates token listings on cryptocurrency exchanges.

Arno Schalke is our Technical Operations Manager. Arno is a Director of a Dutch based IT company and is responsible for consulting on technical matters, especially networking and operating systems.

Richard Trostel
is our Social Networking Manager. Richard is a specialist in the cryptocurrency markets and is well versed in the marketing of digital currencies, particularly using social media channels. Richard also performs a role in communication with our public communities.

Additional appointments to be confirmed on updating of this post.

Roadmap 2.0 Release

The XOV team is proud to announce its roadmap for the XOV Global Financial Network. We have been working tirelessly behind the scenes and will soon be sharing the details of all we have been working on with our community.

At XOV our goal is to provide a range of financial services to our customers with the underpinning support of a stable currency.

The current XOV ERC-20 token will be swap-able for the XOV.DIV token (ratio of 1 XOV : 3 XOV.DIV) where users can then earn dividends from the XOV Decentralised Asset Management Platfrom (DAMP).

This has to be one of the most exciting cryptocurrency projects in some time that has the potential to add great value to the crypto market place. No longer will investors have to risk extreme falls in the value of their crypto, and will soon be able to earn interest on the stabilised cryptocurrency they hold with XOV.



We are very excited to launch XOV Bank! Feel free to comment and ask any questions below - we look forward to engaging with the community! We will update this thread with further details as the project develops!

Website : http://www.xov.io/ (http://www.xov.io/)
Telegram : https://t.me/xovercoin (https://t.me/xovercoin)
Discord:  https://discordapp.com/invite/dkJVJHB (https://discordapp.com/invite/dkJVJHB)
Twitter : https://twitter.com/xovercoin (https://twitter.com/xovercoin)
Email: info@xov.io





Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on July 24, 2018, 11:50:44 AM
This is a well research product that looks like it's taken the time to recruit a strong team that will be capable of delivering on the roadmap. Great work. I'm exciting to see where XOV goes from here.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Imaha486 on July 24, 2018, 11:54:45 AM
Why, ETH token?
If this is true, I think that the ability is insufficient.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on July 24, 2018, 11:58:45 AM
The current XOV currency on the exchanges is not the eventual stabilised XOV currency via XOVnet. The XOV token currently in circulation is an investment token that is linked to the progress of the project.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on July 24, 2018, 12:10:05 PM
Great looking team and very interesting project  :)


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: vabchgent on July 24, 2018, 12:25:36 PM
Is every single tool you use to manipulate the circulating supply for stability decentralized or are there any centralized control points within your system?


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on July 24, 2018, 12:31:28 PM
There are centralised control points that will be transparent to the XOVnet community.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: kaido19 on July 24, 2018, 12:54:56 PM
I think to simplify their work, need centralized control, and also, with it, it's easy for them to cope with the security risks that will arise


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on July 24, 2018, 01:56:45 PM
Very interested to see the completed whitepaper.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on July 27, 2018, 02:58:55 PM
The XOVnet stabilisation model will be ready within approximately 6 weeks (economic theory) and we have completed a critical appraisal of other stable coin projects including Saga, Basis, and Tether. Our model capitalises on weaknesses in these projects and will deliver the most truly stable coin solution available on the market. Without this you cannot have a stable blockchain bank. The two components are essential.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: kawetsriyanto on July 27, 2018, 03:17:36 PM

I am surprised to know that this project will deliver a Central Bank that issues the XOV currency as a future Central Bank Cryptocurrency. And further, this will be a Retail Bank that offers a range of decentralised banking services. It will be amazing if the plan can be implemented. But It seems not easy to control and manage the crypto currencies. As a future Central Bank Cryptocurrency to be, you should to think how to make the proper policy system for the management of crypto currencies as a whole.   


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: iHaveDreams on July 27, 2018, 03:33:47 PM
allocation of toke distribution. for an airdrop program really big, it catches my attention, where can i join to airdrop him sir?
I can not wait to join soon, and my hope, hopefully this project is successful and growing for the future


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 02, 2018, 05:53:48 AM
Total token supply is 70Million tokens. Current token price is $ 0.00444286. Therefore the marketcap is $311,000.

Is this possibly the most undervalued coin out there?


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 03, 2018, 01:12:17 PM
Price just shotup to 0.032USD per token

https://www.worldcoinindex.com/coin/xovbank (https://www.worldcoinindex.com/coin/xovbank)



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 03, 2018, 05:15:58 PM
XOV had a meeting with the Union Bank of Philippines today and discussed the possibility of collaborative working. Partnership opportunities are available on different levels, and further meetings are being scheduled to progress further. The option of the XOV Retail Bank being based within this opportunity has not been ruled out.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 03, 2018, 05:20:01 PM
XOV is working with a large investment group that has decided to invest in the long term future of the project which is reflected in the current market conditions. This group is committed to helping us reach our development goals with further investments.

At the time of publication the current price is $0.04 per XOV. The volume and price are rising, which is expected to continue.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: dumbtool45 on August 04, 2018, 06:35:58 PM
Very detailed OP, the pics look great – that's enough to convince me; no mediocre projects puts effort into their OP/ whitepaper. Such projects can be listed on the fingers and I think for them this is a very important indicator


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 07, 2018, 06:45:45 AM
07 Aug 18 - The XOV project has been listed on Coinmarketcap (https://coinmarketcap.com/currencies/xovbank/ (https://coinmarketcap.com/currencies/xovbank/)). XOV is building a global decentralised banking platform and stable coin which will be controlled via XOVnet (it's currency stabilisation network). New project update is due for release later today. The XOV has a low max supply of 70m coins and can be bought from the Mercatox exchange.

The XOV supply is not expected to last for long which may cause demand to outstrip supply.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Mi chael on August 07, 2018, 06:46:36 AM
The team and the project will be top-level. Now the crypts in the world are just not enough. reliable and well-respected project. I'm for it!


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Kasperiko on August 07, 2018, 06:56:30 AM
Very detailed OP, the pics look great – that's enough to convince me; no mediocre projects puts effort into their OP/ whitepaper. Such projects can be listed on the fingers and I think for them this is a very important indicator


The fact that there is a very good description of the picture and plans is excellent. Obviously, it is not a scum but a real working project. But they lack a comparison table so that investors can quickly understand and evaluate what they are better than other similar projects.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: 3dyx on August 07, 2018, 07:05:49 AM
reserved. I think this is the first project that has a very clear purpose and I am sure it will grow better.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: cryprourlbull on August 07, 2018, 07:06:49 AM
Hi, please tell me, are there any countries that are forbidden from participating in the project?
In which country is it planned to start using it first time?
Also what's the total years that will be completed?


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: darrenwgray on August 07, 2018, 07:12:39 AM
Very detailed OP, the pics look great – that's enough to convince me; no mediocre projects puts effort into their OP/ whitepaper. Such projects can be listed on the fingers and I think for them this is a very important indicator


The fact that there is a very good description of the picture and plans is excellent. Obviously, it is not a scum but a real working project. But they lack a comparison table so that investors can quickly understand and evaluate what they are better than other similar projects.
Yes, you need to show how your project differs for the better from others. Without this, it is difficult to assess


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: BitPotus on August 07, 2018, 07:33:59 AM
so this is just a project to "investigate if cryptocurrency is compatible with fractional reserve banking"...

we don't need fractional reserve banking in crypto.

there.

take that to your phd supervisor and sod off...


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on August 07, 2018, 10:14:44 AM
XOV is now listed on CoinMarketCap

https://coinmarketcap.com/currencies/xovbank/

https://pbs.twimg.com/media/Dj_WqhQU8AABSMM.jpg


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on August 07, 2018, 11:43:12 AM
You can now watch XOV on the BitScreener app

Available from the Play Store and iOS App Store

https://pbs.twimg.com/media/Dj_ah1iW0AEpMfI.jpg


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 07, 2018, 06:45:06 PM
XOV PROJECT UPDATE RELEASED

Research

XOV has been working closely with our Academic Support Team including our Digital Currency Architect on the economic model for our currency stabilisation. This has also been discussed with the Imperial College in London. The model is expected to be ready within 4-6 weeks. The model will then be patented and converted into a technical specification for development. Research is an ongoing activity within XOV. We plan to develop an XOV Research and Development Academy in the future responsible for the ongoing development of XOVnet.

Development

The development of XOVnet will start once our economic model has been completed. We will soon be appointing our Chief Technology Officer (CTO), blockchain architects and developers to start work on the technical specification. The banking and stable currency network will then be documented in a White Paper for publication and we hope to have developed an MVP by Q4 2018. The website will undergo some redevelopment work this month including the Management Team area for greater transparency.

Exchanges

XOV is currently looking for suitable exchange opportunities that will enhance the accessibility of the XOV token to our investors, and provide additional trading volume. We have a number of options and have been considered for listing on Coinex. Please join our bounty program to vote to get us listed.

Partnerships

XOV met with Wirex in July to explore a payment card for XOV banking customers in the future. These negotiations are still ongoing, and we are confident that our customers will be able to apply for a XOV payment card in the future.

XOV has also met with the Union Bank of Philippines (UBP) to discuss collaborative working. These discussions are extremely positive, and there are several possible scenarios including a retail bank presence in the Philippines, and a blockchain banking arm or XOVnet integration into UBP. XOV Loans All banks offer loans to their customers and XOV is no exception. We are exploring a decentralised preferential loan service to XOV investors in the near future. This will be one of the many components of our retail banking arm in the future. More details to follow


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: D1jay on August 07, 2018, 07:04:52 PM
Total token supply is 70Million tokens. Current token price is $ 0.00444286. Therefore the marketcap is $311,000.

Is this possibly the most undervalued coin out there?

Yeah, in terms of having a small total supply of just 70million tokens seem to make this token undervalued but in the case of usability to also match with price can't really say much yet, but i think with such small supply XOV is definitely a good buy at this present time, imagine when development is achieve with such supply it will surely worth the hodl.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Mr.Krot on August 08, 2018, 07:09:42 PM
Now the whole market is falling, so there is no opportunity to prove yourself, but in General I see the growth potential of this token,now it is not very appreciated and it is a good time to buy and keep it!


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Cryptodiscuss on August 08, 2018, 07:53:27 PM
I just cant believe that this coin have daily vol more than 12BTC! Even if its just dumping its significant vol for young coin.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: cptnSolo on August 12, 2018, 07:37:37 PM
why not just using BitShares smart assets like bitUSD, etc. ? there is _already_ a decentralized central bank in BitShares, just check them out, no big deal. and more than 1K TX/s


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 16, 2018, 06:42:05 AM
Latest update from the XOV telegram channel.....



XOV is researching and developing a stable digital currency network (XOVnet) and a global decentralized banking operation (incorporating a Central and Retail Bank) that the currency will operate within. The Central Bank Cryptocurrency (CBCC) will be asset backed with fractional reserves and held and controlled independently by a reserve entity (RE) with full transparency.

Once the economic and technical model is finalized, XOV is poised to be a leading force in the decentralized banking sector, and likely to make an important contribution to a new banking revolution.

Learn more: xov.io
Discord: https://discord.gg/TuzvkkU
Twitter: @xovercoin

Soon you will see a new website, new exchanges and an upcoming bounty program to go along with the release of our new White Paper 2.0. Our community is active, engaged, and ready to serve you.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Kangheri on August 16, 2018, 07:07:51 AM
Hopefully third time lucky, c'mon people no moon and lambo talk, keep it clean and spam free. Please add constructive posts here that adds value to the project or that engage in healthy discussion. Good luck!


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: BitPotus on August 18, 2018, 02:51:52 PM
Hopefully third time lucky, c'mon people no moon and lambo talk, keep it clean and spam free. Please add constructive posts here that adds value to the project or that engage in healthy discussion. Good luck!


Spam free?

maybe you need to tell that to the OP who keeps spamming bitcointalk by opening new threads about his fucking shitcoin.

 ::)


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: marysay12 on August 18, 2018, 04:53:48 PM
Wow great raffle of xov great project to dev buy more guy's moon is coming i love this project


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: timenewroyal on August 18, 2018, 06:24:14 PM
This is interesting, is there a whitepaper? Am curious to understand how we would know the clocking on and off time being entered to be correct? Or if the right person is clocking on and off?


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: CORNEL on August 18, 2018, 06:46:01 PM
This is interesting, is there a whitepaper? Am curious to understand how we would know the clocking on and off time being entered to be correct? Or if the right person is clocking on and off?


No there is whitepaper link available in OP and as well as on official website too. I don't like the distribution system and the idea of this project it not looking serious project.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 20, 2018, 08:01:37 AM
The whitepaper is being worked on as we speak. It's not often you get the opportunity to invest in a project before the whitepaper is out.

Soon there will be a new website with lots of news about the progress of the project, just check out how active the team are in Telegram and Discord.

The project is already listed on Mercatox and just last weekend Bitexbay with more exchanges coming in the near future.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 20, 2018, 08:14:14 AM

The latest message on Telegram.....


Now trading on Bitexbay.com!!!

XOV is researching and developing a stable digital currency network (XOVnet) and a global decentralized banking operation (incorporating a Central and Retail Bank) that the currency will operate within. The Central Bank Cryptocurrency (CBCC) will be asset backed with fractional reserves and held and controlled independently by a reserve entity (RE) with full transparency.

Learn more: xov.io
Discord: https://discord.gg/TuzvkkU
Twitter: @xovercoin

Max Supply: 70m (circulating around 35m)

Trading at:
https://mercatox.com/exchange/XOV/BTC

https://www.bitexbay.com/Home/Orders/index/currency/XOV-BTC.html

CMC: https://coinmarketcap.com/currencies/xovbank/

Soon you will see a new website, new exchanges and an upcoming bounty program to go along with the release of our new Light Paper 2.0 (including updated road map). Our community is active, engaged, and ready to serve you.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 20, 2018, 09:20:29 AM
More great progress from the project on twitter....

https://twitter.com/XOVercoin/status/1031469991474880512

"Revolutionising the world’s global financial system is always going to be a challenge but here at XOV we have spent months rewriting it in theory. The outcome of this is a revolutionary roadmap and XOVnet. We also now have two reputable longstanding banks on our tail."


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: mrp1994 on August 20, 2018, 10:58:46 AM
Do you have a valid link to the discord? for some reason, I do not go to the channel of your group. Check, please.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 20, 2018, 12:22:43 PM
https://discordapp.com/invite/dkJVJHB


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on August 20, 2018, 09:55:40 PM
The Team is hard at it working on the new Lite Paper and website redesign. Two major banks are now interested in developing partnerships with XOV. Due to additional investment the roadmap milestones are being brought forward and this will be reflected in a new Roadmap which will be layed out in the Lite Paper 2.0.

Things are looking great on the business front. Once the word gets out the 70 Million Supply is going to get harder and harder to get your hands on.

Currently trading at

Mercatox Exchange https://mercatox.com/exchange/XOV/BTC

BitexBay Exchange https://www.bitexbay.com/Home/Orders/index/currency/XOV-BTC.html

and Token.Store Decentralized Exchange https://token.store/trade/xov



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Gabriellla on August 23, 2018, 10:19:36 AM
projects with interesting and promising concepts. this seems to be a good platform and provides very useful benefits for platform holders. so different innovations must be required in order for this project to compete and be successful.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Rowane on August 23, 2018, 10:23:02 AM
It is a great honor to be a part of this project. I hope that the official can update the information in a timely manner so that it can attract more attention.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: vinod360 on August 23, 2018, 01:19:22 PM
Good but hard Vision. But XOV team is very committed & determined to XOV Vision.
XOV is great project. Total supply is only 70 Million Coin. So The Rate will go to moon soon.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: cryptodv on August 23, 2018, 09:55:13 PM
I took a chance here and bought a nice bag. The team seems dedicated and are very helpful on their discord channel. I had to take advantage of the low price and low token supply. Good luck to the team, can't wait to see the new roadmap.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: ngangngang on August 26, 2018, 07:08:31 AM
The project is still new, hopefully much support for this project so that in the future run smoothly and many investors who joined


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: aovu3k on August 26, 2018, 07:11:39 AM
I still do not understand the idea of ​​XOV. Does XOV create a global decentralized bank? what is decentralized bank? And there was an error that prevented me from joining your cable channel!


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Sillyme on August 26, 2018, 10:27:22 AM
Do you have a valid link to the discord? for some reason, I do not go to the channel of your group. Check, please.

SCAM ALERT SCAM ALERT PUMP AND DUMP WHY ARE YOU HIDING BITEXBAY AND NOT SHOWING IT ON COIN MARKET CAP XOVBANK IS LISTED ON BITXBAY SHOWING IT AT 0288 BTC ON MERCATOX IT IS 043 ETH 01 BTC


SCAM SCAM SCAM


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 27, 2018, 08:17:11 AM
I still do not understand the idea of ​​XOV. Does XOV create a global decentralized bank? what is decentralized bank? And there was an error that prevented me from joining your cable channel!

They are talking about a Decentralized Asset Management... very exciting stuff!


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Kangheri on August 27, 2018, 09:03:27 AM
Cool idea. I think investors will support you and you will succeed.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: homez on August 28, 2018, 06:44:23 AM
Latest tweet from the XOV team

Just had confirmation from @xovceo the XOV Roadmap will be released on Thursday 30th August 2018. $xov #stablecoin #altcoins

https://twitter.com/DevXov/status/1034330384551608322



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Sillyme on August 30, 2018, 01:24:54 AM



The XOV Vision

The XOV project will produce the world’s first stable cryptocurrency banking platform for the blockchain by using a range of financial controls that stabilise the circulating supply of currency (XOVnet). These controls will be delivered using human and artificial intelligence methods.

The project will deliver a Central Bank that issues the XOV currency (a Central Bank Cryptocurrency – CBCC) and a Retail Bank that offers a range of decentralised banking services.

Unlike traditional Central Banks, XOV will be politically agnostic, be without geographical limitations and will be accountable to anyone using XOVnet.

The banks will operate within an academically backed stable currency network (XOVnet) that everyone has the trust and confidence in using. This highly secured environment will ensure that the value of the currency is price stabilized, can be easily used to make payments, and be used as security.



XOVnet

XOVnet will be a powerful digital currency stabilisation network that delivers highly stabilized digital currency. The infrastructure will be patented, underpinned and maintained by the XOV Research and Development Academy – employing leading academics.

The XOV currency will be asset backed against low risk tokenized reserves that are independent of the banks and supervised by market experts, against a risk management framework.



 
Token Supply + Distribution
Total Tokens: 70,000,000
Total Distributed via Airdrop and Team: 24,000,000
Remaining Tokens: 46,000,000


Distributed tokens available on the Mercatox Exchange.



XOV Management and Academic Support Team

The management team for the project comprises of our project team, professional advisors, and academic support team. We are actively consulting with representatives from the London School of Economics and the Imperial College, London. Once our project has concluded its initial Research and Development Phase and is fully funded, we will start to expand the team to include a full technical development team and appoint the Board of Governors (BoG) for the Central Bank, and the Open Market Operations Board (OMOB) for the control of the reserves.

The project is continually seeking new academic expertise and to expand its management team, to realise the potential growth of XOV.

David Alexander-Knowles, Chief Executive Officer, leads the project and is responsible for its overall commercial, financial and technical success. David has worked in senior roles in project management (PRINCE2 qualified practitioner), marketing and information technology. He has qualifications in business, finance, law, information technology, social sciences, project management and psychology. David is a keen advocate of decentralised banking.

Tim Rocho, Chief Operating Officer, is responsible for the day-to-day running of the operational aspect of the project. Tim is an entrepreneur and executive with a diverse, 30+ year background in financial services, including prepaid cards, merchant services, insurance, securities, commodities and most recently blockchain and cryptocurrency. Tim was Vice President of a national financial firm where he was responsible for recruiting and training agents and managers. He taught the NASD 6&63 certification courses for North American National Securities and the Illinois Life Insurance exam prep course as an adjunct professor of the University of Chicago. Tim obtained his CFTC Series 3 license in the early 90’s where he traded precious metals on the CME. In 2002, after a decade of working with direct sales companies, Tim formed a company that became a pioneer marketing co-branded prepaid cards that replaced checks as the method of paying commission and incentive payments to 1099 contractors (which is a ubiquitous solution in that industry today). After the card portfolio was sold to an international bank in 2008, Tim founded a transformative Fintech company Set for Life Financial (SFL) and built an innovative mobile and web-based banking platform based on behavioral economic principals to effect personal financial capability through education and money management tools. SFL became a prepaid program manager with direct relationships with sponsoring banks, processors and forged a brand relationship with MasterCard. SFL built custom prepaid programs for large Labor Organizations and was awarded the 2016 Pay Awards Prepaid Rising Star Award for that work. Tim authored the SFL AML/BSA Policies and Procedures and served as Compliance Officer. Because of his background, including raising several million of investments under SEC RegD, Tim is well versed in matters of compliance across a wide spectrum of financially related matters. Along with personally trading and training others to trade Cryptocurrency, he works with clients to develop and promote compliant solutions in banking, virtual currency payments, prepaid and blockchain technology (focusing on KYC and personal identity applications) to combat fraud and reduce friction in making and taking payments globally.

Demelza Hayes
is one of our digital economists and is on the Forbes DACH Under 30 list. She is a Doctoral student in the Department of Economics at the University of Liechtenstein. Demelza is a research assistant to Professor Andrei Kirilenko at the Centre for Global Finance and Technology at the Imperial College, London.

Max J. Heinzle
is our Global Investment Director and holds a Masters’ degree in Global Banking and Finance. He completed his Bachelors’ degree in Global Business Management in London. Max has worked for a Swiss Investment Bank, an Austrian Venture Capital Fund and a German Corporate Finance Company and is the founder of the 21.finance Group in Liechtenstein.

Dan Feaheny
is a commercially focused executive with international business development and channel partnership experience. His background spans retail, energy, recruitment and Fintech. Dan also currently consults with Ripple.

Dr Andrei Kirilenko is a Professor in Finance and is the Fintech Centre Director at the Imperial College, London. His work focuses on the intersection of finance, technology, and regulation. He is a recognised world expert on technology in markets, including algorithmic and high frequency trading.

Jaspar Crawley is our Gold Markers Advisor. Formerly the Director of The Royal Mint, he is an experienced top-level professional in banking and the gold markets. He also worked previously as a Director at UBS Investment Bank and as a commodities trader for Deutsche Bank.
Dr Ania Zalewska is a Professor of Finance at the University of Bath, and part of our academic support team. She is also Director of the Centre for Governance, Regulation and Industrial Strategy (CGR&IS) and a Board Member of the Oxford Noble foundation. Ania provides specific research activities.

Jackelin Godoy is a Professor of Mathematics and was an Economic Analyst for Central Bank of Venezuela. Jackelin has also taught statistics.

Our Digital Currency Architect is a Research Associate at the London School of Economics and has qualifications in economics and engineering. He works closely with Professor Jon Danielsson (who is not associated with the project).

Michael Truitt
, is the Private Secretary to the CEO, providing a vital communication link between the Board, management team and advisors. He is experienced in bank auditing processes and also performs a governance and transparency role within the organisation.

Joe Edlhuber is our Private Banking Director, and responsible for communication with potential investors wishing to open and utilise private banking facilities in the future. Joe also performs the role of investor relations with the public and with influencers and co-ordinates token listings on cryptocurrency exchanges.

Arno Schalke is our Technical Operations Manager. Arno is a Director of a Dutch based IT company and is responsible for consulting on technical matters, especially networking and operating systems.

Richard Trostel
is our Social Networking Manager. Richard is a specialist in the cryptocurrency markets and is well versed in the marketing of digital currencies, particularly using social media channels. Richard also performs a role in communication with our public communities.

Additional appointments to be confirmed on updating of this document.

We are very excited to launch XOV Bank! Feel free to comment and ask any questions below - we look forward to engaging with the community! We will update this thread with further details as the project develops!

Website : http://www.xov.io/ (http://www.xov.io/)
Telegram : https://t.me/xovercoin (https://t.me/xovercoin)
Discord:  https://discordapp.com/invite/dkJVJHB (https://discordapp.com/invite/dkJVJHB)
Twitter : https://twitter.com/xovercoin (https://twitter.com/xovercoin)
Email: info@xov.io
[/size]



ALL OF THESE GODDAMN FUCKING CRYPTO CURRENCY ARE ALL SCAM PUMP AND DUMPS DO NOT BUY THIS WORTHLESS SACK OF SHIT TOKEN


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 30, 2018, 12:53:53 PM
Roadmap 2.0 Release

The XOV team is proud to announce its roadmap for the XOV Global Financial Network. We have been working tirelessly behind the scenes and will soon be sharing the details of all we have been working on with our community.

At XOV our goal is to provide a range of financial services to our customers with the underpinning support of a stable currency.

The current XOV ERC-20 token will be swap-able for the XOV.DIV token (ratio of 1 XOV : 3 XOV.DIV) where users can then earn dividends from the XOV Decentralised Asset Management Platfrom (DAMP).

This has to be one of the most exciting cryptocurrency projects in some time that has the potential to add great value to the crypto market place. No longer will investors have to risk extreme falls in the value of their crypto, and will soon be able to earn interest on the stabilised cryptocurrency they hold with XOV.






Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: luungocthuyhv on August 30, 2018, 03:20:03 PM
According to the information I know this project was on the floor Mercatox, the price is not high. This is a good start, by a very enthusiastic team XOV and aggressive to put the project on the floor. I appreciate this enthusiasm, hope the next time will be listed on multiple XOV floor and prices will rise


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on August 31, 2018, 09:37:03 AM
Roadmap 2.0 Release

The XOV team is proud to announce its roadmap for the XOV Global Financial Network. We have been working tirelessly behind the scenes and will soon be sharing the details of all we have been working on with our community.

At XOV our goal is to provide a range of financial services to our customers with the underpinning support of a stable currency.

The current XOV ERC-20 token will be swap-able for the XOV.DIV token (ratio of 1 XOV : 3 XOV.DIV) where users can then earn dividends from the XOV Decentralised Asset Management Platfrom (DAMP).

This has to be one of the most exciting cryptocurrency projects in some time that has the potential to add great value to the crypto market place. No longer will investors have to risk extreme falls in the value of their crypto, and will soon be able to earn interest on the stabilised cryptocurrency they hold with XOV.



This is a fantastic project. Led by a Team that is always communicating with the community. Cant wait for the Lite Paper.



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on August 31, 2018, 09:46:02 AM
Do you have a valid link to the discord? for some reason, I do not go to the channel of your group. Check, please.

SCAM ALERT SCAM ALERT PUMP AND DUMP WHY ARE YOU HIDING BITEXBAY AND NOT SHOWING IT ON COIN MARKET CAP XOVBANK IS LISTED ON BITXBAY SHOWING IT AT 0288 BTC ON MERCATOX IT IS 043 ETH 01 BTC


SCAM SCAM SCAM

BitexBay is not yet reporting to CoinMarketCap. Once the exchange sorts out the reporting, BitexBay data will be visible on CMC. Hopefully it will be sorted soon.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on August 31, 2018, 01:23:15 PM
XOV will be built on the Bitshares ecosystem, we are just in the process of signing up a development partner to help us achieve this!




Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on September 12, 2018, 06:34:45 AM
XOV is now listed on the IDEX exchange!

https://twitter.com/Aurora_dao/status/1039654732602720262

We will also soon have news of a new partnership with a development company that will be building out Decentralized Asset Management Platform (DAMP) on Bitshares.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: koalapizzakite on September 22, 2018, 12:58:21 PM
https://isthiscoinascam.com/check/xovbank
XOV Bank profile page now available on Isthiscoinascam.com


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on September 25, 2018, 02:03:04 PM
Great stride forward for the XOV project adding John Robert Conlin to the team!

https://pbs.twimg.com/media/Dn3NGgAX0AAxQSl.jpg


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: jedlhuber on September 25, 2018, 06:14:35 PM
Great stride forward for the XOV project adding John Robert Conlin to the team!

https://pbs.twimg.com/media/Dn3NGgAX0AAxQSl.jpg

Great news for the project! XOV looking good  8)


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on October 10, 2018, 07:46:38 AM
Hello XOV community members. Here are our latest updates:-

1) XOV is carrying out 2 major airdrops in Q4 2018 reaching a total audience of 250,000 people.

2) XOV is launching its Decentralised Asset Management Platform on 3 December 2018. This will be the retail product of the project based on the BTS network.

3) XOV is undergoing a rebranding exercise to include re-development of its website at www.xov.io.

4) The max supply of the XOV token is 70m and is reducing quickly.

The XOV token is currently available on the Mercatox exchange.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: ortim on October 22, 2018, 10:22:03 AM
Hello XOV community members. Here are our latest updates:-

1) XOV is carrying out 2 major airdrops in Q4 2018 reaching a total audience of 250,000 people.

2) XOV is launching its Decentralised Asset Management Platform on 3 December 2018. This will be the retail product of the project based on the BTS network.

3) XOV is undergoing a rebranding exercise to include re-development of its website at www.xov.io.

4) The max supply of the XOV token is 70m and is reducing quickly.

The XOV token is currently available on the Mercatox exchange.

hi, can you please explain what you mean by 4) ?
i thought token supply is usually fixed


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: aprojection on October 27, 2018, 09:45:31 PM
Quote
hi, can you please explain what you mean by 4) ?
i thought token supply is usually fixed
I think he meant by reducing = airdrop process


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: D1jay on October 28, 2018, 07:01:27 AM
Hello XOV community members. Here are our latest updates:-

1) XOV is carrying out 2 major airdrops in Q4 2018 reaching a total audience of 250,000 people.

2) XOV is launching its Decentralised Asset Management Platform on 3 December 2018. This will be the retail product of the project based on the BTS network.

3) XOV is undergoing a rebranding exercise to include re-development of its website at www.xov.io.

4) The max supply of the XOV token is 70m and is reducing quickly.

The XOV token is currently available on the Mercatox exchange.


hey, can you give more details about the two major airdrop that is xov will be carrying out i.e if the airdrop is already ongoing or when its schedule to be carried out and who can be qualified, nice update from the xov team by the way, more work are been carried out behind the scene, will surely stick around.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: blockchain-man on October 28, 2018, 07:09:17 AM
I see the project writing "XOV will be politically agnostic, have no geographic boundaries and will be responsible to anyone who uses XOVnet." That means the project features are optional and can adapted to every country, every area and for everyone ...? If this is true then this is a great advantage for the project to compete and develop.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: jedlhuber on November 02, 2018, 08:11:47 PM
Hello XOV community members. Here are our latest updates:-

1) XOV is carrying out 2 major airdrops in Q4 2018 reaching a total audience of 250,000 people.

2) XOV is launching its Decentralised Asset Management Platform on 3 December 2018. This will be the retail product of the project based on the BTS network.

3) XOV is undergoing a rebranding exercise to include re-development of its website at www.xov.io.

4) The max supply of the XOV token is 70m and is reducing quickly.

The XOV token is currently available on the Mercatox exchange.


hey, can you give more details about the two major airdrop that is xov will be carrying out i.e if the airdrop is already ongoing or when its schedule to be carried out and who can be qualified, nice update from the xov team by the way, more work are been carried out behind the scene, will surely stick around.

https://twitter.com/XOVercoin/status/1058112563895042048

Nov. 19th with Infinito Wallet.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: jedlhuber on December 03, 2018, 02:05:18 PM
Great stride forward for the XOV project adding John Robert Conlin to the team!

https://pbs.twimg.com/media/Dn3NGgAX0AAxQSl.jpg

Great news for the project! XOV looking good  8)

Big Updates!

https://twitter.com/XOVercoin/status/1069576476993949698



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: xov on December 04, 2018, 07:16:29 AM
Project Update:

(1) We are launching the new XOV website on 4 December 2018. The website is part of our new Roadmap 2.2 and was developed by award winning developer, Fishbat, based in NYC.

(2) The Decentralised Asset Management Platform (DAMP) is currently scheduled for launch on 10 December 2018 based on current testing information.

(3) XOV has an active listing application with an Asian exchange that is due to be concluded end Q4 2018.

(4) The XOV token is available to buy from Mercatox exchange.



Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: wadeo007 on December 05, 2018, 01:05:29 AM
The fully revised and updated XOV Website is up and running.

Check it out here: https://xov.io


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Sillyme on December 05, 2018, 10:53:51 PM
https://isthiscoinascam.com/check/xovbank
XOV Bank profile page now available on Isthiscoinascam.com

If this is such a great project why not list it on bigger exchange sites Mercatox is shit been months now and coin market cap only shows mercatox you would think they would at least put it on hitbc yobits cryptopia so yeah i am calling this shit coin a scam


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: jedlhuber on December 11, 2018, 03:39:35 PM
https://isthiscoinascam.com/check/xovbank
XOV Bank profile page now available on Isthiscoinascam.com

If this is such a great project why not list it on bigger exchange sites Mercatox is shit been months now and coin market cap only shows mercatox you would think they would at least put it on hitbc yobits cryptopia so yeah i am calling this shit coin a scam

Easy there.

If the community is willing to help pay for a listing fee, we'd be more than happy to list where you'd like. There are many options to trade XOV atm, but Mercatox happens to be the top. We are currently launching our DAMP, which will be an additional gateway into the XOV network.

So.....no real idea why you could say this is a scam project based on exchanges?


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: CryptoWhiteboard on December 17, 2018, 01:27:16 PM
I have started a telegram group for investors as there doesnt not seem to be one. This group is not offical and is just investors no one from xov is involved in this group.
XOV Bank https://t.me/xovbank


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Sujit32461 on December 29, 2018, 08:08:06 AM
Xov is not pump in long time so this is Lol coin
😂


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: Bazzzil86 on January 21, 2019, 07:07:51 AM

22 January 2019
XOVBank (XOV)
XOV Payments Partnership



31 January 2019 (or earlier)
XOVBank (XOV)
XOVBTC Gateway Launch


MORE INFO:

https://tothemoon.live/?IsPast=False&Page=1&Month=0&Year=0&CoinTypes=XOVBank+%28XOV%29&SortBy=0


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: ortim on February 14, 2019, 11:15:05 AM
Great team and business focus. Incredible to find this gem at this early stage.
Looks like there's more growth to come on the next weeks  8)

Team is mostly active on telegram and twitter, not so much on btctalk


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: umar25494 on April 21, 2019, 01:43:14 PM
I'm very excited about XOV stablecoin project as well as the ultimate global decentralized bank goal.David is one of the most responsive CEOs out there,I wish the team and community best of luck 👍👍👍


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: GrillmasterJ on June 28, 2019, 02:32:39 PM
The project team have decided to change their communication strategy for investors. All investor news and progress will now be communicated on the XOV website, Twitter, or on a broadcast only Telegram channel. This makes it easier for the project to manage news output and reduces unprofessional contact.


Title: Re: [ANN] XOV is creating a global decentralised banking platform
Post by: GrillmasterJ on July 07, 2019, 07:40:10 PM
Unfortunately I am not on that social media and was wondering since I cannot get a email to dev or admin to find out when XOVR will be released as I purchased one for €100.