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Title: Loan requested new Post by: TacoFell on January 13, 2019, 01:20:33 AM Hello guys i’m new here,
After a long search of finding a loan i found this website. So i have a question guys is there someone that is willing to help me with a loan of $2750? I will payback $3250 in three months in payments of $1000/$1000/$1250. I am prepared to sign a contract to get things right. I just need someone to help me before i get in more troubles. Title: Re: Loan requested new Post by: mj1337 on January 13, 2019, 01:26:01 AM If you have any sort of collateral, it shouldnt be an issue.
Without, then its gonna be hard. Its simply too easy for ppl to run away :P Title: Re: Loan requested new Post by: TacoFell on January 13, 2019, 01:51:12 AM I wont run away because i really need help and i will appreciate the person that is going to help me.
And as i said im willing to sign a contract or something to get things organised. Title: Re: Loan requested new Post by: astraleureka on January 13, 2019, 01:52:52 AM Nobody's going to do it without collateral.
Title: Re: Loan requested new Post by: UserU on January 13, 2019, 11:23:56 AM Contracts don't mean anything as long as the lender hasn't received any physical or virtual collaterals beforehand. Please read this sticky (https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902) to understand how loans work here:
Quote What is considered collateral? Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan. - The best collateral is another crypto-currency, such as Ethereum (also written as ETH). Coins must be moderately traded on multiple exchanges. - Some digital wares such as domain names can be considered as long as the user cannot recover it. - Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc. - Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan. Try localbitcoins.com What is not considered collateral? - Merit. Bitcointalk Merit is not a commodity and is not meant to be traded. Asking or doing so may get you negative trust (Trade with Extreme Caution!) - Items they want to sell. They don't want it back, so they will default. It's scammy unethical behavior and will lead to negative trust. Check their recent posts! - Items not in hand. Don't trust a user that promises to give you something *when* they default! Tracking numbers only show something has been mailed - it could be an empty box. - Future income. You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt. - Identification. So what if they can prove who they are. Are you going to spend more money and time taking them to court on untested legal grounds? You'll probably just walk away, like everyone does. ID is useless. - Games codes or similar. To verify the collateral you need to use the code, which destroys the collateral. Consider this a purchase, not a loan. (Post in Digital Goods instead) - Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight. - Most pre-coins/tokens are worthless, or may take significant time to be worth anything. - Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time. Escrow can't even help, as paypal charge backs can come over six months later! - Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account) Examples: Steam |