Bitcoin Forum

Z-pay Cheque is the 35 digit code, nominated is one of fiat or crypto currency and  redeemable instantly to receiver’s  BTC or ETH address, converted by current market rate.

There is no registration, no login - it takes several seconds to cash out cheque to crypto.

Cheques can be used as payment method, specially for those who do regular payments in crypto to workers, freelancers, without worrying about price volatility.


https://z-pay.io/

Here is $5 cheque to try service:
https://z-pay.io/auth/671236415046-19937084628194633802354

Or copy-paste code:

ok so i used this, converted the $5 to btc and withdrew it all in about 30 seconds it was in my wallet. $4.93 after the fees which was pretty cool. Very interesting service here im going to have to check it out some more. Good work!

Hello

required a password when i press on the link

read post right above. its already been used. i put the password on it before i used it so i could figure out how to use it before someone else could but ill see if i can remove it. anyway, its gone

Thank you very much for feedback!
The exchange fee now is 0.5%, but we will reduce it to 0.1% this week.
If cheque nominated in BTC or ETH, there is no any deposit/withdrawal fees. Service also can be used as free, instant bitcoin mixer.


PS. I will give away cheques for feedbacks / constructive criticism / bugs finding / any other help with service improvement.

I will post what I sent on site directly here

I saw your api page z-pay.io/api (http://z-pay.io/api) and noticed it wasn't available if you guys are planning to have an api for the service in the future that would be great.
When looking at your telegram channel as well I would recommend also adding the ability to join the chat group as well as the announcement channel.

https://i.ibb.co/zH6bF0P/1.jpg
https://i.ibb.co/sRTtMTN/2.jpg
https://i.ibb.co/M7CGSmm/5.jpg
https://i.ibb.co/TbMdJRS/4.jpg
https://i.ibb.co/1sxpFwz/3.jpg

BTC: 1Pa2c6cgQKDJ2gGFyHNiScssmaj8o2EfaR

Thank you! We do have API as integrations are our priority, however it’s not published  yet.
We have telegram chat - t.me/z_pay , will add link to the website later, thanks.
(I sent you a $2 cheque in pm, to try service).



——————-

This is $10 cheque, password protected.
https://z-pay.io/auth/301566190988-62703589964604503922679
I will post the password in random time later in this thread. 😂

i received 5 USD Cheque , and i tried these services

this is my review by the images

Split the Cheque

https://i.imgur.com/Au85Xml.png

Make a Password

https://i.imgur.com/AnldzjR.png

Merge the Cheques

https://i.imgur.com/6O1PfRn.png

Change the currency

https://i.imgur.com/8fS7Zi0.png

Change the details of the Cheque

https://i.imgur.com/91QGFjz.png

Withdraw BTC

https://i.imgur.com/Q7dn1eI.png

Received BTC on my wallet

https://i.imgur.com/CkoleRM.png


All was done without error and in no time

Good work

There is also telegram bot, with the same basic functionality as web application.

   👉 http://t.me/Z_PayBot

Pass: BitcointalkGiveaway777 😉


—————-

We also have android app https://play.google.com/store/apps/details?id=com.zpay

that cheque link is no longer working

That means someone already changed details of this Cheque. For privacy reasons there is no any history visible and the old number becomes invalid.

When receiver get cheque as payment, it’s good idea to “change details” - the new cheque with equal balance will be generated and sender wont see any actions of new cheque, as currency exchange or withdrawal.

Here is my review:
I recieved a cheque to try this service
The idea of this service is very useful, unique and helpful.
It acts like a real cheque online.

Things I liked:
. The variety of actions (currency exchange, the expire, the lock, edit the details...),
. The anonymity
. The way of withdrawing the cheque (like you can get the value of the cheque in BTC, ETH)
. The site works without registration
. The duration of converting the cheque to your crypto wallet
. The support
. The design of the website
. The telegram bot idea
. The Android app

Thanks a lot for your feedback!
If you see something what we can improve to make user experience better, please let me know. 👍


—————————



I have €5 cheque https://z-pay.io/auth/218294085333-96759360195873646170747 , password I will pm to the first person who will post here a screenshot of his own cheque, topped with any amount  (not empty). 😉

https://i.ibb.co/TmBHYMT/1-AB8597-B-2964-4005-B5-DD-339-F77-C12-E3-B.jpg

This is my cheque :)

https://i.imgur.com/c0Vpg9h.png

Thank you!
Sent you the password. )

Z-pay is looking for partnership with exchange services, for Cheque<>Fiat gateways. PM

————

I give away 5 usd cheques to  Hero/Legendary members for your fair opinion about service. Claim here

Sir, Can I participate?

as you can read the minimum rank is Hero/Legendary

---

honestly, I've never used your service before but after i check it around in the website and its look awesome
as for the withdrawals fee which is the lowest in the crypto scene
and i have a few questions regarding the service
1. Will you ask the user to complete KYC if the cheque in high amount?
2. Regarding the withdrawal fee, is the fee will be permanently 0.00001 BTC/ 0.0001 ETH? or you will increase it later?

I like you service. I tried it and add some money. Even traders can fix their profits through you service!
You can add some more cryptos also, it will be nice.
Also I did not find affiliate (revenue share). Are you planning to open it?

Answer for feryjhie: what KYC are you talking about? This is anonymous project!  ::)

Thanks!
We are planning to implement optional accounts wits extra features and additional services. Top up and withdrawal crypto will remain anonymous.

We will try to keep all the fees as low as possible.

Your cheque is in your inbox. ;)

Thank you !

We are working on integration of other coins, will we available later, sure.
Right now there is no revenue share affiliate program as we don’t change fees for most of operations. But, will be available later, when extra services added.

i just claim my cheque after that i withdraw it and i received the withdrawals is freaking fast

but do you planning to add bech32 address for bitcoin withdrawal?

Sir, AlexNeto sent me a 2$ cheque to test the website. I opened it (it was easy to use and user-friendly UI) and wrote the code. Then a new page opened with the cheque info, change the currency, withdraw the cheque...., it is simple to use the website, the option "split cheque" is very good as you can take a part of the cheque and keep the rest. When you make a withdraw order, the withdrawing process is very fast! And I like the android app you have. You can build apps with the API they provide.

And I have a question, Do you save a log for every cheque? If so, What do you save?

Edit: question 2: If I create a new cheque bought USD and use it before the date of expire, there will be no problem?

Thanks z-pay.io Team!

Some technical information are kept for limited time, no longer then needed for support. However we never ask any personal details, and web site is VPN/ TOR friendly.

Cheques expiration date gets extended for a year after each operation with cheque. You can store funds, but it’s highly recommended to set a strong password.

Looking for a reliable, robust and verified platform for your token sale? Then you are here, look no further!

Z-Pay provides a unique service for in-platform token sale. Do you want to sell your tokens? It is no more a problem!

Technically, you set an exchange rate for your token against a given currency. Then we create you a personal link where your customers may buy your tokens paying with a currency you set. All purchased tokens may be stored on a cheque (default option) or instantly withdrawn to any ERC-20 compatible wallet. All done!


https://z-pay.io/token-sale

Summoning LoyceV to check this out.

I can test your service.
You are charging much less than other comparable shapeshift-like services. The two taker fees you would need to pay on an exchange would eat up the majority of your profit.

I might suggest using USDT, or another stablecoin for USD based checks -- a person can fund a USD checks only with the stablecoin, and they can only be redeemed for said stablecoin. Similarly, BTC and ETH checks could only be funded and redeemed with their respective currencies. This would remove any exchange rate risk from your business, and you would avoid inevitably having to charge higher fees. 

Service is good, i try with $9, and got $8.64 im btc.
Immediate transaction.

I received a check number to try out the service. After entering it on the website (in a Tor browser), the "Open" button wasn't clickable. After adding the cheque to the URL it worked, and I redeemed it.
The same problem with "Split": I can't click the button. While playing around with the Top Up feature, it also doesn't update the amount the way I would expect it to be. I haven't tested it outside Tor yet.

Some testing and comments:
Change Details > Change: works fine. I got a new cheque number.

When I click Withdraw, it shows my 5 USD is worth 305.15 Yandex RUB. When I change that to BTC, it shows me 305.15 BTC requires 2655325.35 USD. I suggest to adjust this to the BTC equivalent of 5 USD (the amount on the cheque) :)

Typo: When Withdrawing, it says "~ displayed amount is an estimate and can differ at the deposit time".
Typo: FAQ says a check has 32 digits, this should be 35.

I like anonymous payment methods, but that also means there's no possible way to prove I paid someone if there's ever a dispute afterwards.

Questions:
What happens if I close my browser before I copy the cheque number? I tested it (after copying the cheque number), and the balance was gone. Is that intentional, and if so, that's quite risky.
You allow very small withdrawals (0.02 mBTC with very low fee (0.01 mBTC). I like it, but it's basically Bitcoin dust that requires a higher transaction fee than it's worth to send. I've recently been playing around with a Lightning Network wallet (https://bitcointalk.org/index.php?topic=4792622.msg51235366#msg51235366), and tested some services that support it. Would it be possible to add LN support for small withdrawals or deposits?
The service seems to mainly focus on RUB as a currency, most of the world doesn't use that. More crypto options, especially the ones that can be used with low fees, would be a good improvement.

Thanks a lot for posting your expirience.
TOR browser support has been broken after latest update, will fix this soon. I will forward your comments to devs, thanks again,

Now Z-pay cheques can be topped/redeemed to
ZEC
LTC
XMR
DASH
BTG

And more coins to come.

Also, can top up with Visa / MasterCard (processing service fees apply)

I have been in crypto-space for quite some time and today I stumble upon your project.
I must say this is one of a kind service provided and I'm definitely gonna use it to fuel my side projects and pay people for their services who live abroad.
Kudos to you! I love it when there are unique projects that revolve around crypto-space, already bookmarked this website.

So you were given $9 to try out there service or you used your own crypto to fund the cheque? :-\

Who is in charge of this operation - where are they from - what experience do they have?
How long has it been operating?
Is this service hack proof?

If you had taken time to read the earlier messages on the thread, you have gotten the answers you sought because several reviews have been given on the website. On when it has been operating this can equally be seen at the beginning of the thread without any further clarifications from anybody.

And now you asked if its hacked proof? What exactly do you expect from that, a yes that it is which would mean the end of the business or a no that would then make them a target for hackers to disprove the claim that their site cannot be hacked. If you want to patronise, you do that then judge for yourself.

Hello!

I like z-pay and will give here sometime some checks to spreading information about z-pay! Also maybe some news!

So first check is: 173021464393-71235166950355354441738

There is 3$.

I will send in PM password to first who will write some testimonial about z-pay.

Now nice to withdraw money to ETH (there is not big comission).

So nobody want 3$ for short review? Still waiting it!

And now just giving for first guy 3$ who will open this check and withdraw it to ETH:
https://z-pay.io/tr/check?keyword=965651204709-32209091012686185426175

it will be nice to see review how everyting was!

Password: pay

If nobody wants it, I'll take it :P
I only Merited your post from a week ago, hoping someone would read it. I didn't really want to make a review, because I did that already in May (https://bitcointalk.org/index.php?topic=5143544.msg51250849#msg51250849).

To claim the cheque, I first tried Tor again, but it still has problems using the buttons on the site. Your link shortly showed some information, but it was gone before I could read it. In a normal Firefox browser, I had the same problem.
However, by going to z-pay.io and entering the check number there, it worked. So thanks :)
I withdrew Eth to Coinplaza.it and converted it to Doge, which I deposited to Stake.com, where I instantly lost it at Crash.

OP (AlexNeto (https://bitcointalk.org/index.php?action=profile;u=33521)) was last online more than a month ago. If he's back, he should consider moving this topic to Service Announcements (https://bitcointalk.org/index.php?board=84.0), I especially like the anonymous nature of the exchange.

I sent you password! Thanks. Anyway in Firefox I did not see things you are writing about. Anyway I find another bug in Firefox, when I click to generate new check - it generate 3 checks in one click! Will write to support about this bug.

For "Service Announcements" thanks, will ask also!

I can't reproduce that bug: clicking "New" gets me only one new cheque.

How can i use z pay cheque ? is there any manual or faq on your site?