Bitcoin Forum

According to info on the page, you can mail them info@bankaero.com or make a phone call +371 25252040. As well as fill the question form on the web  :D

1. No telegram group, only channel which was created in May and still only has 4 members.
2. Wondering what this is doing in the coin section since it's obviously a token and no indication of developing its own native blockchain, but no biggie.
3. No team info or any information that hints at the competence of the team to deliver on the website - found it in the WP, but then social media links or linkedin to verify isn't there. Looks like We've gotta work to get infor here.
4. Banking license in 2021...? So, why present as a bank right now?

Where are the bitcoins stored in my wallet?

Also there are no guarantees of the banking license. Whitepaper doesn't convince me at all and there are not even legal disclaimers in anywhere.
Too many things are wrong already and this is just an announcement. I don't even want to think what happens when they start to build a bank.

And naturally they don't have physical office, only rented virtual one that redirects phone calls etc. Just google their address, you can rent an "office" from there.

I’m quite sure they’re stored in your wallet:) To be serious I think in the cold wallet though. Because that’s the most secure way to store them!

Completely missed out on investigating the "physicality" of their physical structure. No need pursuing this any further.  It's just another tokenized castle in the sky development. Looks like none of these bank products are bankable - bankera, bankex, bankorus...

Googling the given mobile phone number from contacts there can be found 2 interesting links.

1) https://www.city24.lv/lv/nekustamais-ipasums/pardod-zemi/Marupe/2884716 - Maxim Isaev sell land property
2) http://www.autoss.eu/auto/28759 - persons with same number sells Bentley

So at least 1 person from whitepapers team "Maksims Isajevs co-founder,  chairman of the board, Chief Executive Officer" is real  ;D.

The other fact can be - that this is "one-man-project", that aims to be the greatest crypto bank  ;D While other team members can be fake. But according to picture background and surrounding, they can be team of everything (their photos could be just takes for the whitepaper) :)

Actually I think you have to be extra careful these days since there are lots of villains wanting to steal your bitcoins.

Guys don’t worry Bankaero will keep your cryptocurrency safe!

You guys always have to practice safe things;) That’s why it’s okay to be too careful. Anyway I wouldn’t be one hundred percent sure about them. I still hesitate a bit.

Hi there, thank you to all who have interested in our project. While BANKAERO is not a full-blown bank yet, in some aspects it works similarly or even better than traditional non-crypto bank. BANKAERO has set itself the goal of ensuring maximum convenience for its users in making deposits by implementing a broad range of various payment system, effectively creating a hub for communication and conversion between traditional, electronic and cryptocurrencies. We are planning to apply for a European banking licence to provide high-quality, secure banking services (like overdraft facilities and personal loans) in compliance with all legal regulations.

BANKAERO is registered in United Kingdom, and there is one reason: the government of the United Kingdom and regulatory authorities had created beneficial conditions for companies in the digital and cryptocurrency sectors of the economy. However, our development team is located in Latvia, Riga, where we have a physical office.

We have been focused on our platform development since we have started the project, communication via social media accounts wasn't our main priority. However, we are welcoming all interested to register as a BANKAERO users and to leave a feedback in our Telegram chat: https://t.me/BankaeroChat (https://t.me/BankaeroChat)

Also yes, BANKAERO stores more than 90% of our customer assets in cold storage, thereby, protecting user wallets from unauthorized access.

Already seen more than 10 similar projects that have the exact same concept. I do not say that this is definitely a failure. However, there are a lot of such "Banks" and in reality they still do not work, everyone is waiting for something.

As we know there were a lot of projects which promised crypto-friendly cards and most of them are still not working due to wrong project management. These projects were so focused on the fundraising that they forgot to check the technical and financial requirements to launch crypto-friendly cards on market. Unlike these projects, BANKAERO team already invested its own money to develop minimum viable product and checked all necessary guidelines, just to be sure that our platform will comply with Visa rules and regulations, before we started promoting our project.

Are you just a startup or there will be an full ecosystem?

That's it, that in order to raise funds, there should already be a working basis. And only then start fundraising. And then many start the collection with only an idea, no business plan or operating time. They just say give money.

No one’s using an ICO now when we have trending IEO. I think it all depends on their roadmap goals.

I don’t think the key concept itself will be changed. Maybe I just don’t get it.

By the way, do you have a roadmap? I’d like to see the timeline of your development.

Maybe it was a lot easier? They got the team, then made and launched their product.

Yeah, it’s not that hard nowadays. There are experts in every area who can bring a project into the market real quick.

It’s so easy to talk about it until you face the process yourself. I’m after high growth projects ‘cause it’s almost impossible to keep the small ones up in the market.

Hi there, you can check it on token.bankaero.com.

 How many users do you have and what are you up to in the nearest feature?

I’m not sure they speak the truth about it. People always come and go…

It’s impossible to track everything, but the developers are the ones who know the answer. I’m not sure about it though because it takes too many staff to track and monitor the number of users.

But it’s necessary to monitor the growth for a respectable company which decided to launch their project to be beneficial not only for a user but also for founders and staff. Otherwise there’s gonna be no happy ending:)

Do you have your own token? If you do, when are you going to launch the bounty campaign?

I guess they don’t have their own token, at least for now.

Actually we have our own token BANK. It's a utility token created in accordance with the ERC-20 standard, to be integrated in the BANKAERO platform in Q4 2019, providing a number of advantages to the owners of BANK tokens, such as discounts on BANKAERO services, advantages when ordering BANKAERO cards, etc.
We will announce when there will be possibility to participate in our bounty campaign, so stay tuned!

Is it possible that my money could be either impounded while transferring or transferred into unknown direction?

Wheeeew, fingers of one hand won’t be enough to count such cases. No one’s going to keep you from it, especially when the system is a brand new one and operates not to the fullest, but rather in a so-called test mode.

God only knows where your money went, although I’m not sure… It’s the old and well-known thing, the market is growing, more and more competitors are on it, each report equals one disappointed user more and leads to decreasing of your demand. Who would do that if it’s so obsolete and outdated? Such scam won’t take you far.

In your google play app, the last update was May 2019, but why up until now it is showing only 10+ installs?
https://i.ibb.co/6r099Wz/Screen-Shot-2019-09-07-at-7-26-31-AM.png (https://imgbb.com/)

Are you sure you are going to attract more crypto users later on?
And your Bankaero card has the Visa logo. Did you secure partnership with Visa already?

It’s a kind of theft and fraud by the companies themselves, the building of the virus that all the experienced users know about. The founder who treasures his time and money will not play these games.

I can say if this project is created by both of those guys only and there was a huge chance for this one to be the next scam. I thought that to identify that from only the phone number still not give us the best answer and it's much better for me to see someone can try to check whether those guys are using fake photos and name for their team or not.  ::)
So many fake teams these days and this name of this one is very similar to bankera.

So far, our app is released in beta to show our platform possibilities and to get first feedback from potential users. Currently we are not promoting our app to get large number of installs, our main target is to ensure that all working fine before going live. As you probably already noticed, there is some features like "plastic card order", "crypto baked loans", which will be available only after successful ICO / IEO.
We will not partnership with Visa directly, but we are ready to launch cards programme with one of Principal Members of Visa in Europe (with an ability to sponsor projects looking to issue Visa products).

Don’t you think that the annual deposit interest rate is unbelievably high?

20% is the annual percentage rate so that is your income if that’s what this is about. What is the interest rate? Where did you get it from?

Where is the head office of bankaero cards service located?

You better ask where the General Staff located:) I think it’s related.

The market is overloaded with solutions similar to this one. Is this a new business surge? I think if it goes on like this it will be difficult to keep it up.

Our company is registered in London, but the head office with development and management staff is located in Riga (Latvia).

That is, any potential client can come to you for additional help, even a regular consultation?

There are lots of competitive players so it’s hard to dive into this area and easy to lose everything.

We don't provide support services and consultations at our office, we are operating as completely digital organisation. However, in case you are interested in our project and would like to take a cup of coffee with our team, we could arrange a meeting in our office in Riga  :)

Are you always in the office or just for a meeting with a client?

I’m interested in the projects which provide cryptousers with bank cards. Their key concepts and the uses are very similar to each other even though every founder is trying to develop it with a twist however it becomes a twist round their fingers thanks to competitors.

No, not always. Just during business hours from 9:00 till 18:00 (UTC +3), Monday to Friday inclusive. But in case you have support inquires, you are free to contact us in any time by opening support ticket. We strive to answer support emails within 24 hours. Sometimes, when customer support is overloaded with requests, the response time might increase to 48-72 hours.

How to keep the arms safe? Should our fingers be beyond competitor’s reach?

they do have tough competition in the business they chose to explore. so if they can attract clients that will utilise their app actively, they might have the chance to grow and cement their position in the crypto community.
 however, it is always good to wait for the feedback from the users and lets see how satisfied they are! if not, try using their app with small amount of your coins first. because in this age, a project or app can disappear anytime without your knowledge, and such situation is not far from happening.

I am ready to wait at the moment, and we will wait for the opinion of people who use this project and invested money in it

I agree that there are a lot of competitors in the market, it’s difficult now to break into first places to be in the lead, as people invested a lot of money in advertising

 How much am I charged when I transfer money from my bankaero card to another bank’s?

I can’t tell you the exact amount but I believe that the fee should be not much more than the one you charged when you transfer money into the bank card. But it would be great if there was no charge at all. But then there won’t be any benefit for a bank!

 Will the currency range be expanded or there’s going to be only those on the website and the app?

Any respectable boss who felt the power of his work will want to expand his empire

I think it’s quite enough to keep the app clear. Don’t mess in there, we have enough trash already. Go zero-mess

  Expanding is needed when the demand or the currency is increasing. This is the market, the place where everything is changing really fast and all you have to do is follow the trends and demand of users.

 Did the team present the project anywhere? Maybe some events… It would be nice to attend them.

 I respect the teams which communicate directly, demonstrate their products and novelties, share the ideas and plans live, they make a step forward and have a big advantage. This is the way to see the flaws you can’t see in the boring office.

 I wish there would be more such events! And even more, I know what it’s like to make connections and find an investor to boot by attending them!!!:)

Show me your roadmap! How am I supposed to know that is the development stage you’re on? I hope you still got work to do, don’t you?

 Your website says I can buy and sell bitcoin and other cryptocurrencies but there is only a bitcoin. What will you explain this?

What do you want them to explain? This is a new project and they made it to add only bitcoin. I think there will be more currencies over time.

Maybe it’s not the thing. I feel like the copywriter couldn’t understand the task properly so now there is a mistake.

💯 the texts were checked before posting so soon there will be new coins.

 They will definitely add other cryptos, they just have to

 I’m more interested in instant transferring. It says I can send money only to app’s users. What does it mean?

Hi. I think you didn’t get it. Probably you can transfer it instantly on the platform but normally between networks.

  But then it’s not downsizing but just pictures.

 No, the thing’s that your currencies are stored in a cold walled. And whenever you want to transfer them there will be some charge but transferring in the same system helps avoid it.

Fair and profitable enough. It could be useful for all the exchanges, but not all of them use it.

Almost all the platforms focus on their profits now. BankAero is trustworthy and helps people to spare money on charges.

What does “our operations are as safe as the bank ones” mean?

It means the reliability of the service. But it’s not the best comparison with a bank.

You’re right cause we’re the community fighting with banks >:(

Oh, come on. They created a really cool service. Such a missing link between crypto and fiat currency.

The company’s website has been updated. Now it looks way better.

Yeah, the new design is nice. No one can call it a scam.

The design is awesome compared to competitors. Other companies tend to give up on it.

 I got the app by the way. The user experience is pretty smart. I see all the efforts and intelligence they put in it.

I know, the usability is great. I signed up in a few seconds.

Today there are not many projects with MVPs.

Did you install via app store?

Because it says the app is still in development and might be unstable. What other features are they going to integrate on this one? And its been a while that this is out in the market, but the number of installs in google play is just 10+. No feedback or reviews from the users yet? I don't know in app store how many people already installed and are using this app.

https://i.postimg.cc/cLfVkGkP/Screen-Shot-2019-10-05-at-3-45-40-AM.png

Sure you got to know what an MVP is. They all are different.

I like projects that bring new technologies to the world, this is what attracts large and medium-sized investors.

Hi all. What is BANKAERO? What are the main positive qualities of the project?

What will happen if the borrower does not return the funds that he took? What methods will be used?

It's very simple, the system is configured perfectly. If a borrower does not repay the Loan in the due term, BANKAERO will initiate an automatic loan repayment process by selling deposited crypto assets in order to repay the Loan balance.

In General, the system does not cheat and this is a positive factor, I would not be surprised if the scammers will find some kind of shortage and will use it for their own benefit..

Surely all these details and options are well planned, all the instructions are there.

Good afternoon, tell me, do you have a road map? Wants to assess the potential of the project to maximum.

The road map is designed for many months ahead. You can study it on the website of the project. I want to note that it is very important to adhere to the plan, otherwise the trust of investors will disappear into thin air.

Now is a really difficult time for all young projects, does it make sense to invest in such projects?

Young projects can give a huge profit, unlike old projects, it is the level of profit.

Is there a plan to launch a bounty company? Terms, restrictions, conditions?

Bounty company, this is a good tool to promote the project, extremely budget tool.

It is important to make a quality program that they would bring at least some results, at least average.

At the moment, everything is going according to plan.

The team adheres to the roadmap as much as possible, this is very good, potential investors should appreciate it.

I would also like to focus on this. Many people underestimate when the team fully adheres to the road map, it speaks about their professionalism, and we all know that the success of the project depends entirely on the level of the team.

It looks like something wrong happened with this project, have you guys owned by the same person?

Bankaero seems very similar to bankera or this has cooperation with bankera.  :D

Bankera is a young project but it becomes a scam project even before the developer (scammer) created something for investors.

it looks like this project used so many shilling accounts to interact one to another to make this thread alive.

It sounds like a scam.

How is the process of identification? What documents are required?

Usually require: a Valid passport and a utility bill.

Tell me, what punishment awaits those borrowers who will not be able to return the money in time?

Everything is quite simple and banal. If the loan is not paid within the specified time frame, BANKAERO will start the automatic loan repayment process by selling cryptocurrency assets to replenish the credit balance.
This is how most credit companies work

Quite a safe way, so do most credit platforms.

This project will be in demand in the future, I have no doubt about it. Now, it is important not to stop there, we need to move forward.

You need to have a really strong marketing plan and an innovative product to beat the competition.

If development is inhibited, the chances of success are minimal.

Such projects as BANKAERO are already actively in demand, and in the future, the demand will be even higher.

The future of cryptocurrencies is ambiguous, analysts ' opinions differ.

If we talk globally, then Yes, projects built on blockchain are gaining demand and popularity every year.

BANKAERO looks promising, the idea of the project is cool, but there is still a lot of hard work ahead.

We are pleased to announce that our IEO is live and open for sale now on ExMarkets exchange - https://exmarkets.com/launchpad/bankaero-btc
Don't miss this opportunity, Join the BANK token sale!

Great news, YOU're doing great, moving in the right direction.

What is the minimum purchase amount? I am a very small investor, I want to buy your coins, but I am worried that I will not have enough money.

The coins themselves are quite cheap. I don't think you'll have a problem.

Minimum purchase amount is 1 BANK token. You have great opportunity to buy tokens with discount before 22nd of October - just 0.45 USD for each token.
https://exmarkets.com/launchpad/bankaero-btc

Very strange, but I did not find anything about the minimum purchases, apparently, there are simply no restrictions.

Tell us more about discounts. Will they be in the future?

There is already a 10% off discount, 5 days remaining. Currently we are not planning to announce any discounts in future.

Very tempting, everyone loves discounts, especially large discounts ;D

It does not sound very tempting, other projects give a discount of 20-30%. 10% is too little

The discount itself is not so important, as long as the coin does not become cheaper after the end of the IEO process.

Interest rate is not announced yet, but we will do our best to provide our users with high-yield returns, higher than traditional bank deposits.

A known loan rate for the borrower?

Has anyone already tested the BANKAERO mobile app? How does it work?

It depends from the projects. Big discounts are not good for the future token price.

It is a good idea to have bank cards to withdraw crypto at ATM. When bank cards will be available?

The rate of traditional bank deposits are very small, that is why a lot of people prefer to invest money to different projects. Investments are risky but the profit can be higher than traditional bank deposits. A lot of depends of investments.

True, the number of discounts should be limited, although, most investors like large discounts.

You need to calculate all the risks. There are a lot of investment platforms and credit institutions now, but only a few pay large profits to their investors.

What is the speed of transactions within the application? If I send money to my friend, how quickly will he receive it?

Instant transactions inside the platform, it is very convenient. What about commissions?

I want to understand in detail all the details. How do loans work? Get a loan can absolutely any user?

If there are big discounts very often after the listing the price of the token start to fall. It is not very good for the reputation and the future development of the project.

Very often project suggest big discounts during IEO only when there are no other advantages besides this discounts.  :)

In fact, the discount is a certain marketing move.

Discounts attract investors to the project but after start of the listing investors whose bought tokens with discounts strart to sell the tokens for a low price and this provocate the future drop the price.

Usually first investors have the biggest risks. Discounts for first investors compensate these big risks.

What you're right, we should not forget, the higher the risk, the higher the profit.

The task of each investor is to minimize risks and increase profits, it would seem that these are incompatible things.

Usually investors have to choice what is more important for them - to increase the profit or to minimize the risks. But in all cases it is necessary to carefully study the project before investing.

Security is very important for cryptocurrency platform. Hackers are very active and a lot of people lost their money. That is why on of the most important thing is security.

I completely agree with you. I hope there will be no security problems.

Bro, they use blockchain technology, which means that security will be at the highest level. Blockchain is completely secure, this is an indisputable fact.

A lot of cryptocurrency exchanges was hacked, a lot of cryptocurrency wallets was hacked. People lost a lot of money. Cryptocurrency need more security. Very often hackers find bugs in cryptocurrency and problems with security.

People lost a lot of money from the hackers attacks. Now many traders are not sure about security of their cryptocurrency. I think that secure platform will be very useful for people.

A good project. When do you plan to launch debit card? I think that cryptocurrency debit card will be very useful for people.

Thanks debit card it will be much more simple and comfortable to use cryptocurrency. A lot of people are waiting a launch of debit cards.

A good platform. It is very comfortable that you have a lot of deposits methods. Thanks this it will be much more comfortable to traders to work with it.

Many cryptocurrency projects wanted to launch a debit cards to connect cryptocurrency and fiat. But it is difficult to do this because it is necessary to have a bank licence to launch a debit card.

Debit card is very useful for people. Thanks debit card it will be possible to connect cryptocurrency with fiat. Hope team of the BANKAERO will  be able to realize all planned ideas.

According to the roadmap debit card for residents of EU will be realized in 4th quarter of 2019. It will be soon.

If debit cards will be available only for residents of EU or to residents of other countries too?

It is very good that on the platform will be used the debid bank card. Now only few projects is working with debit bank cards. Hope you will be able to realize all planned ideas.

BANKAERO is a very good project. A lot have big done from the March, 2018. Hope all planned ideas will be realized in time. Especially I like the idea with debit cards.

I think that realise the idea with debit card will be difficalt because many projects tried to do this but they could not to do this because it is necessary to have a permition for work with debit cards.