Bitcoin Forum

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

Went almost 100% on a shitcoin in 2016 that caused me to basically start over. Bounced back in 2017 by creating online businesses and went high allocation on bitcoin.

While I would've been in a far better place today if I didn't mess up in 2016 (still haunts me a bit, not gonna lie), there's nothing for me to do than to accept that huge loss as an expensive lesson and just move on.

Everyone may have experienced a difficult experience in their life differently, including me personally. But I try to get through it by working in a place that makes money even though the results are small, but as long as I can still use that income to eat every day, I will still survive and work there. And in general, I've never experienced anything more painful than what you experienced outside that country, so I'm just sad when I read your story that you wrote here.

I have not experienced a more painful story like the one you are telling. Because I always try to find ways to continue to earn money when I'm dying in life, because I feel that no one wants to help me when I'm having a hard time so I just try to work hard to support myself until now. I hope that experience will make you stronger and I hope to never experience something like that in the future.

Gladly until now I haven't suffer lowest point financial in my life, this because I'm not a huge risk taker and I always make sure I have a back up when I want to do a risky thing like gambling or invest in Bitcoin. However I'm not making a lot money too, because my financial quite steady due to my personality. Maybe there's will be an one point I will face it, but I'll make sure to learn every scam technique in order to prevent from it.

I think when I stopped in college and can no longer pay the tuition and can't even get a students loan. I am at that point of time that I went outside the church, sitted down and just cried and telling to the air that I still want to pursue my studies.

Well, it's also due to my recklessness when I was younger and that's why I have to come up to that point of life because I didn't became serious at first when we're living well not until, my parents financial status crashed.

In most cases i do end up spending over beyond budget whenever am gambling because the more you're gambling the nore it requires fund for you to use in doing so, sometimes one got off beyond control of himself and enjoy gambling having fun even when much money is involved before realizing that alot had gone through the process, I've done this to the very last of my penny at hand before i then came into realization.

I remember back in 2018, I had like $200 worth of BTCs which I earned from campaign signatures and a good friend of mine introduced me to USI-Tech. He explained to me that my BTCs can earn as much as 60% of its value after six (6) months of investing on it, not knowing that it was a ponzi-scheme. I even attended a seminar in our country wherein the owners of USI-TECH discussed its plans and futures.

Fast-forward and after three (3) months, my whole BTC was scammed and I was left with nothing. Unfortunately, $200 in a third-world country is relatively huge and I had to do part-time jobs in order to recover such money.

Got scammed by ICO sale. Literally that was first and last day of my life when I started ignoring every ICO sale that started coming up. Though it was not dead zone for me, I realised I have lost pretty big amount in the process of wanting quick profits. In fact it was ICO so it was not even quick Money but it was shit money and it was a shot worth nothing. That’s really sad one. Later, I started mining operation and it was real deal. Though I’m dipping as the market goes up and down all the time, however it’s still worth it and I’m getting up on my feet from every situation.

My whole life was a complete Roller coaster and I saw both extremes even before my mid 20s. As far as I know the worst ever financial situation is just left with 1000 dollars and that's all I had after my business completely broke but luckily I paid debt with gold and other assets.

Then started working on different levels from $400 per month to $5000 in a day now just enjoying my life and I hope I won't see a downtrend atleast in the near future.

When I quit my previous job, my financial situation was at its lowest, and my wife is the only person who earns a salary every month. The bitcoin price was also in a bad spot at the time, and then something unexpected happened to us. I was forced to sell all of my bitcoins, including the last of my mining rigs, because we needed a lot of money. Although it is regrettable, those bitcoins would have changed our lives, it also feels good that we were able to resolved the issue without incurring debt at the time.

The first time I worked. That's where the lowest and most difficult point in my finances. Maybe it will be a question because when working it should make money, but this is the opposite. lol.
This happened where I got caught up in associations that required me to be extravagant, and I was stupid at that time thinking that I still had a salary every month so it would be easy to handle my expenses. But the fact is not so, maybe at that time I didn't have the experience so I didn't think about what would happen when I adopted an extravagant life. I almost have financial difficulties every month, because of my bad habits.

I think this is what I hear a lot from people I know. Yes they are addicted to gambling and have no limit to where they should stop gambling, I mean they forget that emotions that they cannot control make them unknowingly spend a lot of money on gambling. I think the root of the problem lies in self-control, because I also gamble, but I can still set limits and not exceed them so I can still manage my finances pretty well.
Maybe the difference is that I gamble just for fun, while those who have collapsed financially because of gambling because they expect too much of a big win from what they play.

I was newly married and my wife was pregnant, we had no bed to lay our head and we just moved in to a new city far from relatives meaning there was no backup plan.... We did the following
1. We cut down our budget
2. We found out our skills examples my wife could make hair so we made a small sign post...
3. We needed money to start up but interest rate was to high for loan... So we borrowed from our mum and paid gradually without cohesion
4. We invested in BTC and hodl for long term...
5. We started giving you the poor around us and also we stopped collecting money from our parents and started giving money to them, honestly I don't mean to be too spiritual but this is the last key that unlocked our fortunes... They prayed for us and blessed us.... Since then we have never gone back to lack....

I've had no remarkable low point in crypto which other users can learn from and would not want to share orivaet experiences outside this space.

But what has allowed me overcome situations I've found myself is always staying curious. Curious for ideas, solutions, suggestions etc. It's easy to feel defeated if things don't go as planned and throw in the towel, but by remaining curious, you would remain open to new opportunities. This of course is just one ingredient out of many which we need to acquire to achieve success.

The interesting but sad thing is most people will face the same thing when they go all in for the shitcoins, mostly people leave the market with empty pockets that's good to see you didn't give up.
Talking about myself a few years ago I lost all the money I worked just in a few minutes because of a mistake I made while buying and transferring bitcoins, I remember I didn't even have enough money for buying cheap stuff, but after all those hard I could stand up and I got all I lose in a few months.

Actually, I've never been confortable with my financial life. I'm always trying to increase my income, to develop new income sources, to create and sell products, but it always seems it's never enough and I never succeed. There are goals I want to achieve, I want to purchase a property, to have an independent life, to have a degree and a profession, but all these things cost money, and the more time passes, the more concerned I become regards my future. I'm aware I'm not in a terrible situation, because there are people living harder times than me, but what most bothers me is that I feel my life just doesn't develop at all. The stagnant feeling for so long is even worse than a temporary poverty situation you overcome after a while.

Working and earning $5000 daily. While I would not want to cast any doubt on your earnings as it is none of my business, I must admit it is hard to believe. But nevertheless, you would obviously be enjoying your life earning $5000 a day. Who wouldn’t?
I do hope you don’t spend all your $5000 in one place  ;)

It is more challenging when you were ones financially stable and later face a downtime. Those that have been poor might not feel the pain of facing lack because they are used to poverty. My own case was the death of my well to do father. I was a teenager when I lost my dad and it put the family into total financial distress because medical bills drained my father's wealth. My mum was not financially stable so we had to stay for days sometimes without good food. We would survive on a cheap local snacks that only made us survive. I and my siblings would have to hawk vegetables and fruits in the streets of my area to assist my mother's petty trade. I had to sleep in classrooms when I was admitted in a college because I couldn't afford to pay for house or hostel rent.

What kept me going was the consciousnesses that the suffering wouldn't last forever. I had to get a dry-cleaning job where I manually washed and ironed cloths. I also was fortunate to befriend a girl that was wiling to help me. With my little income and her assistance, I graduated and got a job. Today, I look back at those days and I am grateful to God that I didn't give up. 

Although I've experienced many ups and downs in my life, the most agonizing was back in 2017. My eth was stolen by hackers as a result of my ignorance of the cryptocurrency sector, particularly about asset protection, and I sold my coin early in 2018 even though it would now be worth millions of dollars. I might be enjoying my life right now if I had just been conscious of things back then.

and those lessons can be shared with anyone in here, and this little bit out of topic what online businesses you do right know? Im currently depends on signature campaign only. It pay my bills and only couple dollar left to spend :( that's why I want to try something else


So whats happen now are you still in college

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damn I need to hear all your story guys.

anyway I will tell you mine but I'm still at the stage of recovery. I'm still living with my parent and my monthly cost is around 100$
this is not the lowest point of my life but still it happen recently. I got fired on my previous work when the covid 19 came. And then Im struggle find a new job I have been tried but still none i think it because I have lack of skill :( and then i browse Bitcointalk and found a coin called Idena that basically pays you for resolving captcha after that I life monthly basis using money that i get from Idena.

After that I do bounty like I'm doing right know and there is a token called ETNA and I got paid around 1500$ that huge, especially for signature campaign. and I'm starting to look other alternatives the year is 2021 when crypto reach bullish, Im doing all in to some of private sale ventures and ICO and yes it give me a huge money till Crypto crash coming on Q1 2022. and that's is my fault I think investing in new project always give u a dozen profit but when there crypto winter like this all is vanished and nothing all my invested money turn into dust and here I am but like @mk4 this could be huge lesson for other

A good topic to understand and learn about is how people motivate themselves after going through a black streak. It happens sooner or later to everyone, but it's important to get up and keep going. My experience is also related to starting a business in which a lot of money was invested, but taxing all the profits as a result did not make sense for continuing the business. Having gained experience, I started again, but with less ambition.

I totally understand how you feel. The stagnant feeling of not improving much is much worse than temporary poverty because it breeds fear that drains your spirit day by day. Poverty is something that stimulates you to run for living, which is sometimes necessary and healthy for our personal growth. Hope we get better eventually.

When it comes to financial difficulties, I've had countless of low points, mostly when I was still a student or a small kid. I grew up poor so it's kind of difficult to really pinpoint that lowest point. There were really bad days. We used to gather loose change just to raise an amount for something as basic as a kilo of rice. We used to share plain porridge for a meal. I used to sleep hungry. In short, I know what it is to be poor. But we're never really dirt poor. I think we never missed a meal, but a meal could only consist of boiled bananas.

I guess this experience contributed to my being a financial risk-taker. Somehow I feel assured that if all my financial decisions in life prove to be wrong in the end, and I will have to get back to where I started, that's already a familiar world to me. I've already learned to embrace it.

I also have this feeling, I have never felt comfortable about my finances, I am not greedy, and I still work hard day and night, but every time I look back at myself and my classmates. I have never been like them or equal to them, at my age, they have everything but I still have nothing. This year my finances have also improved a bit compared to previous years, but I think I need to work twice as hard to keep up with my friends. Sometimes I think, my time has not come.

My lowest point was the 2007 crisis. From one day to the next I found myself without a job and without savings, without money. Since then it happened to me like in the movie Gone with the Wind, I promised myself like the main character that it would never happen to me again, and I kept my promise. At the moment I have 4 sources of income, savings and investments. I was almost unaffected by inflation. I have seen prices go up, but since I had increased my purchasing power, I have been able to pay with the price increase and still save and invest more.

After reading all the story here, I feel lucky I have my loving parents.  I am jobless for about 3 years after my study.  I got more interested in Network Marketing so I joined lots of networking company.  I thought I was making money but I realized it late when I ran out of funds.  I come to think that Network marketing isn't for me so I stopped and been with my parents leeching to what they had until I found a new job.  I did not feel much troubled because I have parents I can rely during my down moments.  Even though they never failed to remind me about network marketing, they still support me when I ran out of money until I am back and up with my finances again.

1. Buying/selling digital goods (in-game items)
2. A small marketing firm
3. I run a few websites that earn a bit of passive income

You don't need to replicate what I did though. Everyone has their own skills/interests.

I'm not particularly low, I like to plan anything. There was probably only one time when I made an investment and spent more money than I planned. I misjudged and lost half my money. I will follow the plan carefully in the future. Even making money is within the plan. I admit that I am a cautious person.

Same with mine too. I took a loan and invested a lot in my business hoping that it will give me a big break from all my financial struggles, yet it end up in failure. So I have no choice but  to find some other sources of income so I can still survive together with my family. That failed business really leave me a traumatic experience, maybe that’s all we got if we want quick profits. For now, I’m starting to recover from my losses and I’m glad I have land into a well compensated job that helped me completely to build a new desire again to put up my own business hopefully soon.

My experience may be very different from yours. When I was still in junior high school, we couldn't study comfortably due to the conflict in the area where I lived. Almost every night we heard gunshots and during the day our parents could not move because of the large number of soldiers conducting field operations.
The peace agreement has removed our fear, people can carry on their normal activities and we can continue our education comfortably.

I can't remember what my lowest point was financially, as we always struggled financially when I was in school. I don't know if all of us experience this, but there are really times when we have nothing to eat, or if we have rice, we need to pair it with oil (yes, coconut oil or soy sauce), and we also have to beg for allowance and tuition from those who have positions in government. But I'm not thinking about it right now because my outlook is always positive. I've also had this experience with my family and one daughter(she is 6 months I think that time), and we got to the point where we needed to eat rice with coffee($0.053) as a dish to eat well because I'd lost my job at the time. But again, I don't want to recall it now, as it kind of hurt me. So yes, whatever happened in our past, let's be positive now and work our hardest so that we don't experience it again.

My lowest point financially was back in the last four months of 2019(September-December). I lost my job and I didn't have any side income.
My savings were down to around 1500 USD and I was spending them for food and paying the bills. I wasn't starving or homeless, but it sucked.
I got a job in January 2020 and I also joined the Bestchange sig campaign back then. I accumulated more Bitcoins and the BTC started growing later on. I wasn't that financially desperate back then and I really hope that I won't get into a worse financial situation in the future.
The future is going to suck. Inflation is high and the costs of heating during the winter increased more than 200% in my country.

Maybe those times when the market was totally up and high. I missed a lot of opportunities during that time and it's the same for 2017 and 2021. I sold too early and did have to decide because I've got no choice even if I want to hold longer. Although it has sufficed for my needs during those times still I think this is like the lowest point for which instead of making decent money, I have to spend it as soon as I've converted it. It may not that literally the lowest point but I think IMO it can count.

I'm good and thank God finished college years ago. It took me around 2-3 years to realize that I'm going nowhere and I have to set myself properly and choose the path that I have to go.

This has happened I think 10 years ago exactly or more than that. It's already long time ago but I can still vividly remember that moment of my life when there's no one to get some help and only very few is trusting me.

My lowest point financially is an experience that I can never forget, sometime in my third year in the university when I just moved to a new accomodation and all the money I had was what I spent paying for the accommodation. I was so broke, I couldn't afford a meal. I slept to gather energy because there was no food to eat, I didn't even know about bitcoins or have any to convert to fiat, It was a very terrible period for me.

I survived by getting a loan from a friend, I managed that money till the end of the month when I knew that I was expecting money. I struggled to repay the loan and within that period I also made the decision that once I was able to settle my debt, I was going to make conscious efforts so that I never find myself in that sort of position again and I never have since then.

The lowest point I have ever felt when investing in a project that has been very long and we can trust, but when I entered the project I lost a lot of money because those who managed the project there was a very big debate so they could not finish well and the project they managed finally could not Achieve the target that had been set, and at that time very many investors suffered losses and they couldn't sue anyone,and we all had to accept the bitterness,and this is also a very bad thing that I have felt when I made an investment,now I am very careful in investing.

Funnily enough it wasn't until I began making decent money that I could look back and actually realize how much of a struggle life was years ago. Spent many years bouncing around doing casual type work which brings a very low salary and instability, it gets you into a very short term mindset where you spend money now and worry about paying it back later. That is a tough place to be and can limit your options, when you have money it is a lot easier to make more money with it. Luckily managed to avoid going to wild during those low earning years which allows the higher earning years to be a bit more productive after a small loan was paid off in the first year of a decent salary.

My lowest point was many years ago - two months after I have moved from parents, rent an apartment and began living my girlfriend. Money flew away like water through fingers. It was my first experience of being fully independent. Went from $5k to several hundreds in no time. Expenses tracking app helped me greatly, as it stopped me from spending blindly.

As to crypto. It was 2018 probably. All the altcoins I’ve bought updated its bottom that year, and as being unexperienced, I’ve sold most of them. Sold, and instead of buying Bitcoin, I think I’ve went 3/4 into Waves, rest in NEO and Bitcoin.

My lowest point - lost my job, my rent was due, and I was kicked out of my apartment because I defaulted. I was on the streets for 2 months. Couldn't feed. Was feeding out of the trash. One day I met an old client who I had help secure a huge deal.
He couldn't believe it was me. One thing led to another; I told him my story.
Next day he met him at the spot where I always sleep on the street, he took me to one of his vacant apartments.
Got me some new close and in the next couple of days gave me some projects to handle. I started to get back up on my feet financially.
Within a couple of months, I was back to my normal self with some good cash in my account.
He gave me more projects to handle.

It so happened that I have several similar stories as life continues to test me. As a child, my father left us and I had to help my mother by working after and sometimes instead of studying at school. We had almost nothing and it was very hard to live through, but thanks to the minimum income from work in the trade, my family and I survived it. Then everything went well little by little, but there was not enough money to improve the quality of life. After that, I changed jobs and went to get non-ferrous metal at a landfill. It was a terrible but more or less profitable experience. After that, I got a job as a driver for a firum, but this also did not particularly affect the development in my life. After that, I got married and, together with my wife, began to build our life together absolutely from scratch and without much help from outside. It was also difficult, but my acquaintance with the Internet and Internet projects solved the problem. Then cryptocurrencies appeared and life began to improve. I made repairs in the apartment, bought a car, then bought another apartment for my already children and started to make repairs there, but then the war came and I lost all my property, so to say that somewhere around 20 years of my past life were in vain, everything I earned and bought, I lost everything. But my family and I survived and this is the most important thing. Now I'm starting all over again. I still have my laptop and work on the Internet. Now I have to survive another fall again and it will be very difficult, but I do not give up and I am sure that in the future I will be able to solve this problem.

It was almost a decade ago when I was still studying. Luckily, I got in on a scholarship which paid 100% of my tuition. Even though everything about my studies are already paid for, I still need to work for my family who's relying on me. It came to a point where I need to be up 22 hours a day in order to study and take two jobs to help pay for my siblings' tuition fees. Was almost at the point of giving up and calling it quits when bitcoin came and signature campaigns that pay well opened its doors to me. IIRC, after taking that shift off of a restaurant as a dishwasher, I'd immediately get my phone and start reading and posting here in the forum. I relied heavily on that for a year and a half then I graduated and applied for a job that pays well for a fresh graduate. Took the time off posting in the forum and just read and participated in a lot of altcoin announcements and pump and dumps when I got the capital to start. Everything boomed in 2017 and that's how I established my printing business that gave me the most money I've had in my life until I had to close it in 2020 due to the pandemic.

Looking back, it was a wild ride. I was so close into just giving up my studies and just living for myself and abandoning my family but I'm so glad I didn't. Now, I have 2 businesses, both focusing on prints and it's paying well aside from my job in the lab. This forum and bitcoin also helped me greatly as it extended my finances whenever I need it. I think I got around 2-3 bitcoins just from forum posting alone from 2014 - 2016. Kinda kicking myself that I sold those but I wouldn't be here if it weren't for those gigs in this forum.

During the considered lowest point of experiencing financial-related problems, I just go with the flow and do my best not to get distracted by anything even how hard it is. There are lots of times that I feel helpless but for some reason, some useful ways are coming to me unexpectedly and what I need to do is to take advantage of them.

Fortunately, with the spending effort and seriousness to survive the problem, somehow I managed to rise.

That experience will really make us a better person in the future as from there, we will try everything not to end up like that again.

In my case this happened more than a decade ago when out of nowhere the company at which I was working went bankrupt and I lost my job, I had some savings however the economy was not doing well at the time and it took me six months to get a new job, so for all of that time I had to be very careful with my spending and I was very close to go in the red, and while those were difficult times at the same time they taught me a lot and allowed me to put myself in the economic position I enjoy now.

My lowest point was when the crypto market crashed. yes, there are many losses that I experienced with the shitcoin that I invested before. that's why, I'm not interested in any other coins besides Bitcoin, ETH or BNB. However, fortunately I already have other assets that I got from profits when the market went up in 2017. I allocated most of my profits to invest to buy a few hectares of land.

note: in my country, the price of a piece of land is quite cheap. so, I can buy it with profit from BTC and ETH investment.

Post-covid, everything collapsed, as well as market turmoil with its downward trend. this makes us suffer, jobs are lost, income is not there. fortunately, I still believe and try with the skills I have. slowly but surely, gradually i have a job back. and lucky me, the land that I bought in 2017 from the profits of crypto investment, is now part of a government project. and its current price, increased by 8-10 times.

Basically, everyone must have had a story and a lowest point in their life. some are able to get back up, but many are getting worse. I just want to say, believe in yourself that you are able to get through all the obstacles that exist. with determination and hard work, there is always a way to lead to a better life.

by the way, we have an old saying. there are many roads to Rome, to make it happen you have to try and be willing to work hard.

What job did you lost? Real job outside or a signature campaign? I ask because your account was registered on 2015. If you have a job outside, you can always use your account in the forum to look for a sideline to earn an extra income. You can then use it as savings or just keep the BTC as a form of investment.

We won't get into a worse financial situation if only we are prepared financially. I can see that you are also living in a cold area but what if you can run a crypto-mining business? I can say this because a good number of miners can release an extreme heat. It has a double purpose this way so there is no need for you to use heaters.

I guess you are not alone that time as most of us here has also fail into shitcoins and lose our funds. That made me realized that there’s always less chances to secure profits when we put more allocation to shitcoins more than bitcoin. That is why I have learned from then on to focus more on bitcoin more than any other coins in the market. And I’m thankful for that since I was able to recover my previous losses slowly, and I swear there’s no place for shitcoins anymore in my portfolio.

Same situation which i do have lots of coins in my bag today and those coins are mostly on 2016 and been mainly focusing on that point considering into those ICO days where really that on main trend which it

cant really be denied that lots of people do make out huge money out of those altcoin pumps back into those years or on the time where the market is making up some bull run.I have stick into that kind of mindset
where the more the altcoins you do hold off the more chance for you to make huge money.Until the time comes where everything is going to the floor and most of them are already dead which is really that
devastating and something you cant just easily moved on, if you do mind off that what if those money had been secured and pull off then you arent living on the current you as of this moment.
I might really be that have lots of funds but ending up on a bubble pop.  :'(

Actually no, there are a lot of smart people here and not much trapped in stupid things like shitcoins. If you know it's a high volatility coin, your money management skills should recognize that you don't have to put everything in such a coin. The reasonable limit for spending money on coins with bad fundamentals should be very low, maybe only 1%-5% of your total assets.

This forum is full of wise people and also smart people. I am one of those people who have bought shitcoins , but I don't buy it in large quantities. We all know, that investing just a little bit in shitcoins, will bring 10x to 100x or even 0x profit with bigger possibility.

I could remember way back,my mom and elder sister made me got devastated, I had to leave the house to the street with nothing on me or any means of getting a way to survive on the street but I just need to leave them alone,so that they should know that without the family,I will survive. I went to the international airport sometimes in the evening to do some illegal jobs,which if I got caught by the Federal Airport Authority of Nigeria security,I will be sent to jail because am not a working in the airport. For the reason, I go there once in a while.

I do sleep in an uncompleted church at nights, and in the morning I will be on the street, men I was so broke that I had nothing to hope on,the friend I put my hope on to stay in his apartment, disappointed me, when he saw my critical situation. While I was on the street one day,I met an old friend who knows that I don't live in that area and when he saw how I was looking unkept,he sensed it that something is wrong, he asked me and I told him how I left the house,immediately he took me to his house and from that day,we both go to his business, eat together and many more. I became somebody again through his kind gesture towards me.

Yep, probably everyone has such a story, but this is what gives us experience, because who once lost everything because of shitcoins will never want to repeat it again. Why put your funds at risk when you can buy bitcoin and sleep peacefully. When you look at altcoins, it seems that they can give a lot of profit in a shorter time, but in fact it is also a big risk when we can lose money just as quickly.

Someone may say that bitcoin is a slower way, I don’t know if this is true, but at the same time it is a more reliable investment. We don't have to worry about it being scammed or delisted from some exchange, and for shitcoins, this is a very real prospect that will cause the price to drop.

Intelligent people don't mean don't invest in shitcoin, 2016 and 2017 is the golden age of shicoin and Ponzi projects, and if you want to make money, then it's normal for you to invest in shitcoin. I had memorable experiences at that time, I got a lot of profit from investing in them but since I am a newbie and can't understand how the market works, and when it crashed, I lost everything. Those are regrets, but I don't regret much because, at that time I was still a newbie and needed lessons to grow up.

2020 was a very bad year that almost took my life, but I later realized that my experience back then only added to my autobiography.

At first, COVID-19 sucked up all my finances, and I had to steadily call relatives to send money for me to feed because I was leaving in a different city from them. lately that year, I received a grant fund, but i lost it all to a forex company that had been paying investors 25% every month, but after I invested, the company crashed and all investors' funds were lost including mine. That money was my last hope of survival for 2021, but it was gone. I'm glad I made it through 2021 and started my business in 2022.


I feel sorry for your experience, friend, but I'm glad you sailed through it and it became history. Life has its ups and downs, and experience is the best teacher. Others can learn from your experience. 

So what happen now after meet with your friend, are u still u friend? and what happen to your mother and sister.


Well i think most of it hit very hard when crypto bearish come. anyway, what country do you live in? here in my country the land price kinda cheap if you buy it with dollar.

You are pretty smart buy piece of land, what i do is total wrong all in on crypto :(

Yes! It may look hard to be real but sometimes the life will give unexpected chances so all we need to do is utilizes it properly but now I am not earning $5000 everyday but surely enough to live better life style and also can take care of my family as single individual for years now.

And also I am saving and investing for future as well as any emergency situations so I don't be stranded when the rough phase comes at me hard next time.

Everything really has a reason; this was also experienced by a lot of people when COVID hit since most businesses and companies were firing people just to cut their expenses, and I was one of them who got lost my job. But again, you'll learn valuable lessons when you are in a very difficult situation, and that is really the time when you can see who your true friends are. But, as they say, if one door closes, another will open, and I'm glad that when the other door opened, I was able to find a better job than my previous one. So I am happy about it, and I've also learned a lot.

yeah moving on is a much better option, things never remain the same forever. It matters you a lot if one learns a lesson from the past experience. I personally have been through such a bad phase twice in my life, once when I invested in a shitcoin. The other time I invested in a coin comparatively stable but the market crashed and I am still hodling it since 2020. It still has a negligible impact on my lifestyle.

Patience is the key, this is what I have learned from my experience. I have faced something like this few years back. My mom died and then my dad left me when I was 7 months old, and my grandparents raised me. I have faced a hard life from the beginning. Despite that, I used to find joy in everything.
At the age of 18, I left the house. I was searching for a job. I attended some job interview. And was rejected for not having enough experience. I still remember how I used to wait 5/6 hours on the line just to get rejected.
Then got into a job luckily. Made some money and invested some on crypto. I still thank my friend who taught me about crypto. Now I live in a rented place and Alhamdulillah. I can afford to do it easily. Now I run a business and life is good.  :D

To those who are feeling down and can't be able to find motivation to stay alive (I tried to commit suicide once because of lack of money). Listen here man. God has planned a life for you, don't end it. You'll find the best moments in your life to enjoy one day, if you are patience.

I think during the previous bear run, when Bitcoin went to the lows of 3000$ and was not anywhere near to returning back to it's normal. I was screwed, i had invested heavily into shitcoins and they were dipping even further than bitcoin. Also I was a student who was not earning anything except from bitcoin, so i was completely duped at that time but eventually market picked up in sometime I got some return of my investment which I ploughed into better coins and got great returns.

When it comes to that extreme difficulties or into those times which i do really get depressed that much is into that particular moment where i was making myself tolerating my greed into that extreme level or

simply i want really more profits and that was on the time that i do have some altcoins and pumped up into that extreme level which if those money had been converted to my local fiat then i have might
able to buy some car and build my own house and having that business which i do let all those things slipped because i have decided to wait up even more and believing that i could make more money
but that wasnt the case happened but rather the opposite which until now im still that having that anger and frustration if ever i do remember it but well there's no way that you could change things back in the past.

Thanks for sharing your inspiring life story. I am sure you are giving so much courage and strength to those who are going downward in their life. I did not believe "Life is good" when I was young but as time goes by, I am becoming such a believer as life proves to be better than we thought if we hang on, work hard and never give up. Looking back, I don't have much complaints cause life has given me so much. I am grateful for having everything in life.

This happened year 2015, the year I started investing online because someone convince me to try what he's doing. Just join, pay-in then wait to pay-out. It's a facebook investment and there's an admin operating the scheme. The early you join, the high chances to profit more. Since i'm quite naive in this kind of business, I blindly join without knowing the risk. After getting my very first pay-out, I decided to invest more and more and even spread the news to my family since there's a commission if you refer someone to join. But then things turned bad as the admins suddenly deactivated their account and runaway with our money. It's my lowest point financially, I lost a significant amount plus the money of my relatives who also joined. We even tried to locate the scammer to file a complaint but we failed to do so. Clearly we're also to blame because of our greed and for thinking there's an easy money to profit, we learned the hard way.

I overcome those problems by working hard, building my own business and through investing in crypto. That's how I recover the money I lost for being a fool.

In carrying out this life of course we all experience different problems, there are times when we are above and below, especially this financial problem has indeed become a big problem in the lives of all of us, and my most historic low point is when I experienced fraud in investing in a company and at that time I had given a very large share and not long after the Company went bankrupt, of course this is a big loss that I have experienced, and until recently I have been more careful in investing.

Last two years was a tough year for me financially, because I just graduated from higher institution and no money to invest in crypto at the moment that made me to passed through so many difficult things in the environment. I was due for marriage but money is the main reason my marriage was delayed last year until I started saying money before I got this opportunity that made Bitcoin and other cryptocurrencies price to decreased for me to invest a huge amount of money on Bitcoin and other cryptocurrencies. Now that I have invested a huge amount of money, there is a hope my marriage will hold next year because the market price will definitely increase higher next year 2023.

We can all agree that most of the people around the world had one of their worse, if not the worst financial situation during the pandemic. A lot of us suffered from a loss, may it be with our jobs or business. We even struggled more in the process of recovery. I made 2 jobs and both lost it after a few months. That was a nightmare for me financially, as a family man.

Everyone must experience the lowest point in their life and we will try to survive by doing many things to help us survive. It's very hard and not easy to get through, but if you still have the confidence to get out of the most difficult situations, we can do it. And in the end, many of us have made it through well because we didn't give up on the situation and were able to turn things around for the better. We have to do this when we are in a difficult situation because if we don't keep trying, our circumstances won't change either.

Third Quarter of this year was my lowest; many p2e's "died" which made me struggle financially since I was not yet employed back then to support my needs. I simply focused on what I have and somehow boosted myself to apply for a decent job which helped me to be back on my feet and to this industry. Such thing simply showed me that despite of the huge profit from this industry an investor could earn, a stable job would still be necessary for us. Problem is that many people here are blinded by stories wherein there are investors who made millions out of this industry but are not aware of how many quit halfway. Things aren't easy and you need to balance things out.

Always sad when remembering this. At the time of the birth of our first child and we had no money at all and had to borrow from our younger siblings and help from our parents to pay for the birth at that time, I was very embarrassed. This was because our business went bankrupt a few months before our child was born. Until finally because we didn't have any outside jobs, we focused on the crypto world. Whatever is done umtuk earn money to at least be able to eat and daily needs. But unfortunately it's not that smooth, there are lots of scam and shit projects. And not as expected. Until finally this forum really gave us the opportunity to have a better life at that time and taught many things since then. Here there is a lot of valuable information and sharing experiences.

The lowest point in my life was when I was completely dependent on altcoins to survive and believed that if I kept investing in them, they would make me wealthy. I had no job at that time and no idea whatsoever that I have been hoarding shitcoins. The frustrating issue is that I sold some of my possessions, which I haven't yet been able to get back.

Thank goodness I learned my lesson and will never again put my faith in an altcoin, no matter how promising it may seem. I now invest in bitcoin with the amount I can afford to loss

Mine was when my laptop got broken and I have no money to replace it. I lost my online job and lost all my sources of income. I do 't have enough savings to buy a new laptop so I tried looking for an office job back then. I got hired but I had a hard time sustaining the necessities of my family. It's a good thing that someone lent me money to purchase a new laptop and was able to look for a better job online again. There will be unexpected problems that could come our way and that will be the time that we might think that life will be over for us, but looking back, you'll realize that good thing could still happen in the end.

I do have the same situation but this isnt my worst one, lets stick into that breaking on your own device whether it would be mobile phone or PC on which you are really that making income via with these gadgets

but ends up on being broken.This is where it do sets out on how important on making up some savings on which you could easily make out some replacement if ever these things get broken.
I do understand that we do have some other priorities but it cant really be just that you do let easily on trying out to miss on saving up at least.
You would be cutting your source of income and everything would be over if you do totally lost it.So its sensible for you to save up.

The lowest point in my life when it cones to finance is very definitive that I can actually date it and explain how i felt at those times. If I chose to tell the story of my lowest point in life, its going to come down hard and just might be large enough to for a new thread. It was basically when I was transcending to be my own person.
Without going down that lane as the theme already centres on a troubled finance, I'll rather go down as to how I took it to get back my fit.

My most proactive measure towards profounding a lasting solution to my finance was, seeking out gainful distractions to keep myself from being sorry. I fell to my books and looked out for ways to motivate myself.
There wasn't a time to be idle as it could lead to a lot of distressi g thoughts. Somehow, books helped to convince my mind that for everything, there is a season and with proper orientation, putting efforts in the right places, adverse situations could be swapped for a merry one.

I won't say am all merry yet but, am getting real close!

Isn't all our troubles both financially and non-financially usually gets better over time? I mean I have been going through some health stuff in the past year as well and it just passes with time. Even if it's a permeant thing then it's all time, I lost my grandmother at the start of September, and she is now gone, may she rest in peace, but that doesn't mean that it's not getting any easier with time, I feel better right now about it than I felt during September, and nothing changed, she is still gone, and yet with time I feel better.

So, it is similar financially as well, now you could be in big debt and feeling horrible, but how about 5 years from now? Absolutely no change? I mean even if so, you would still feel better about it at the very least.

Experienced the same scenario but not with crypto but in the real business world. I put all my hard-earned money and even took a loan, but only found out that I have invested in a scam investment. That made me feel so worthless and totally depressed that I have wasted a lot of money in just a short period of time, and everything’s gone. So I have to start in the beginning all over again, until a friend of mine introduced me to bitcoin. And the rest is history, and that made me open new opportunities for me again to make good profits and earn a living.

For me, my rash entry into investments that I didn't even study or research if it was safe says that my financial score is very low.

In 2017 and the years when shitcoins were still at their peak, there were also many who raised and lost money, I was one of them. It's hard to get out of the slump but I don't even think that I can return the money that I lost, all I did was look for a part-time income online to make up for what I lost using my job in the real world.
Now it's good and recovering even though we know the market is down but there are still opportunities to make money.

But yeah the 2020 pandemic surely do the most.

Even if there is some new rich guy born out of crypto crash and rise , there is a lot more people suffering in these unexpected events such pandemic and the crisis , we are all have that story at least once in our life journey ... the one who never surrender are the one going to back up sooner or later , just keep the heads up and the sun will bright shine tomorrow aftere these crazy storm & long winter.

Be sure to be grateful to those for whom you have gained this success. People say, "Never look back and just move forward". Well I don't agree to that. You looking back to your past and remembering your success that you have achieved in the past could also encourage you to move forward in the time when you are feeling low. Getting back that joy that you felt after your success will lead you to do more.
Make your life an example so that other people could get inspired by your life and you too. This is not an easy job, nothing is. What is easy for you may become as hard as rocket science to many others. Share your way of learning that which made it easy for you to learn and also learn from them too.
That's all I can say now.

I messed up going 100% into an altcoin that made me lose everything years ago and I started afresh, at that time I thought I knew it all, I  don't know that putting all eggs in one basket is a lame strategy when it comes to crypto.

I got through this by starting afresh and upgrading my research skills, I gave up on everything I thought I knew, later things started to change but I t took me over a year and a half to fully recover.

I have to admit that this is a common mistake, and it has happened to most investors since 2015, and I am one of them. I know bitcoin quite early, but I don't invest in it, I invest in altcoins for the promise of profit from them. I also lost all my assets while investing in altcoins, I was desperate and left the market for a while because of that. It was really a bad experience, but thanks to that, I learned valuable lessons and matured in this market. Since coming back to the market, I have almost lost very little, and the losses are not too big for me.

Ups and downs in finance is a natural thing for every human being, from the top to the bottom of society, especially those who have a business will always be friends with it, but as we know, some people get back up and some that are devastated can't get up, maybe they can. to be crazy depending on how the situation and condition of a person in living it.
I personally haven't had the worst feeling about the financial crash so far.
I think ups and downs that can still be categorized in control (in the stages of guesswork so you make more preparation) are a normal thing in business like what I've done studying other people's failures in solving financial problems helps a lot in solving and preparing for in the future.

Wrong steps always have a very commensurate risk even though it can be a very valuable experience later on for yourself. But as long as you can still get up with other capital or makeshift capital to recover what was lost due to your own mistakes, I think you will find back what was lost even though the time may be very long if the amount that has been lost is very large.

Your struggle is extraordinary because when you have experienced a loss, you still want to do research to be able to get back up in not so long time even though you have to start over from the beginning again. But you look extraordinary because you are still willing to fight and have the passion to get what you want.

Sorry to hear that happen to you, I also had some experience with this but it wasn't me doing the gambling. It was my friend although today he has gotten over it and it wasn't that complicated to achieved. I just want to share it with you so you could try it yourself and it could be of help to you. Gambling is very addictive and if you don't attack it with smartness you mightn't get over it

Firstly do you gamble just for fun or as a means or income. If it's as a means of income then you have to get something doing that can pay the bills for you so you don't totally depend on gambling for income. You can also assign specific account that will only be used for gambling if you're doing it for fun then gradually you decrease the amount you put in that account and finally you might get over the addiction.

Everybody has a story to tell about their financial or non-financial struggles, so we all know that life is not perfect. However, all I can say is that in order to achieve our goals, we simply need to put the past behind us and concentrate on the future. Even the successful posts we see on the internet are not without their challenges, especially when it comes to careers in business.

But as for me is when my father was in a sick bed for over three years. My father was a diabetes patient at Same time he was suffering from spinal cord injury, so we spend a lot of money to cure him to extend that drained his account and my mother's account that later we are we are surviving on loan and last last he lost his life.so from that three good years I was always in seriously struggling condition because I have no job doing and I always stay with my father take care of him. it is hardly I eat two times in a day some times.

In your case, the mistake was that you invested in altcoins, but apparently there was a moment when they could be sold at a profit, that is, the mistake was that you did not sell them on time. Or when you talk about all the eggs in one basket, do you mean that you all invested in some one altcoin?

If we are talking about investing in bitcoin, then in this case this is a good strategy. And the rule of not keeping all the eggs in one basket, I would apply in this case in such a way that your investment in bitcoin should not be the only investment, except that you can find other investments outside of cryptocurrency, this will definitely reduce risks.

We try to do our part in the forum and warn people about the dangers of investing in altcoins, especially the ones that have been recently released, and while some of them listen to our warnings and decide to change the strategy they had in mind, the majority of those people disregard our warnings as they believe they know better, and while a few of them reach the success they were looking for, the majority loses a great deal of their capital and they get very disappointed with their results to the point of some leaving this market permanently.

It's the "success stories" that I love reading or watching because it usually shows they did nothing different from most people, and yet they got lucky that's it. Most rich people in the world did something that anyone can do, and they did absolutely nothing that is shocking to the investor world or even any person who tried their hand at a startup would tell you it's nothing special, but they got lucky.

Like look at facebook, it's the most mundane and ordinary thing ever, and look at how big they got, the idea is nothing special at all, and yet they are huge. Which is why those success stories matter, shows they did nothing different than the millions who tried and failed, the only difference was luck.

I can really agree into this one because there are things which we have done the same on where those successful person do able to do so when they are just starting but ending up on a disaster instead of success and this do proves out that there's really something lacking on what you are doing.Its true that luck does play some role on someones success.

You could really read tons of success stories and trying out to copy but these things wont really be that simple but would rather be the most challenging of all.Majority of us would really be that impatient
which it would be ending up on rushing our decisions and ending up on lots of mistakes and errors.

It's the actual diversification that everybody has to do. Not that wholly diversified as long as you're good with something you focus with and you're very optimistic with it as you projects that there's a certain target that you're looking at, it's okay to stay on that like in bitcoin or real estate or jewelries and so on, etc. The risk will be reduced based on the market that you're in with those investments but the same risk as taking something uncertain because of the possible up and downtrend of those markets.

actually the process of going down and up that has been experienced by me is so much in the past. But I have learned a lot from the experience. so that I can build an independent business (small business) now and have several employees.

But I have felt something very sad in the past when I was still working at a company. I become a good employee. and my boss really likes me. even put high trust in me. But it seems that my boss's subordinates (fellow employees but have a higher position than me) have instigated my boss in the past. so the situation changes drastically. I was transferred to work. given a heavier task and outside my field. my boss's cynical eyes kept staring at me every time he saw me. I was so innocent back then. and not prejudice. But the new reality was revealed after 2 months later. and I decided to leave. But before leaving I had made an achievement that would surely make my boss miss me and he would definitely feel sorry. I left suddenly and loudly said I would open my own business. and Finally I built my business from the ground up to today. when my business is getting stable. it turns out that a tough test is back. namely during the Covid 19. But fortunately my business can survive. But not fully recovered yet. Small and independent businesses sometimes make us live more comfortably than working in large companies that have much greater mental stress. and I think stories like what I feel must also be experienced by many people who have now built independent businesses. because I have also met someone who has almost the same story. build an independent business after getting disappointed from the initial job in the company. which makes our motivation to be high.

Was into bunkering, and was doing almost very well in it , it was my seventh month and never knew I wasn't going to stay long in the business and when a ban was placed on the job, there was nothing else I could do so in a bit not to go broke again, jumped into a Ponzi scheme which I never   knew and it broke me without mercy and sent me bankrupt, later bounced back and last year, I did a business with a friend and it failed I had to shoulder the responsibility of paying for the whole loss and it wasn't an easy one for me back then last year.

It was a rise and fall story and like you said human life is full of such and it will get to a point where you will be a little more stable and if you are stronger then you could rise forever. I thank God for all those times and now because he preserve my life and a living soul still has the opportunity to be better. It takes effort and not to lazy around. Doing odd jobs is not the end of our lives but how we are able to struggle through it that matters. I may not have shared a particular story but I tell you there are very many of them but above all I was hopeful and I kept fighting and with God my future is better than my past.



So where is the lady in your life today?  ;D I hope she is somewhere special in your life or if not I hope you made her know you appreciated her role in your life because it is always good to show people how much we appreciate them while they were still alive and not in death.

Everyone has a bitter story about the life they live in, the money we earn is no longer balanced between income and expenses, while the necessities of life are increasing, the price of goods is rising and inflation continues to affect the economy. This incident affected almost all regions and the financial sector played a significant role. Jobs are becoming harder to find and layoff rates are higher across the region, not to mention that fiat currency continues to lose value in the ongoing recession.

The solution we can do is by changing lifestyles, spending what is needed and rebuilding small businesses according to the skills we have and most importantly focus on developing the business we are running.

It would be a fatal mistake if someone is addicted to gambling, for me, gambling is just a pastime to relax in stressful times, don't focus too much on it or maybe think it can bring profit or income for us.

Even if you are a person with a stable income, you should not be too passionate about gambling because when we lose, our reason will lose control. We just want revenge, but in the end, we will never win it until we lose everything. I have never met anyone who became rich through gambling addiction.

I was born into an underprivileged family who lived by raising goats and agricultural labor in the countryside. Of course, to get a lot of money, it took me about two more years to make my goats worth selling. The most difficult thing about finances was when my father sick because as the only breadwinner for the family, the thing that makes me sad is when I didn't have money when I saw my younger siblings eating rice with only salt at that time, but I couldn't help my parents because I was still sitting at school, the solution at that time was that apart from continuing to try we must also be grateful and patient rather than complaining about circumstances.

The problem with raising goats is that it really takes time before you can sell them, so there are definitely a few months that you don't have income from them. I don't want to go deep into your experience, but let's just make it a motivation to work hard so that we won't be experiencing it again. Work as if there's no tomorrow. I use my past experience as motivation mostly when I feel tired working, as I don't want to go back to those stages of my life.

I feel like this is my lowest point with all my money in investments and the market going down for more than a year now.

I've never been really poor and never had to borrow money from others but as time goes by I kept investing more and more, putting all my money into it and expecting to have enough left to go by but in the recent months the prices of goods went up so much that my bills are 30% higher than a year ago. I'm spending 50% more on food every month and all that with 70% drop in bitcoin, so I'm not doing too good.

Sometimes in investment or whether storage of value, it would help to just keep it in one coin and yeah I know and you know it is Bitcoin. Other shitcoins out there aren't worth "diversifying" for and might just yield you hundred percent losses in the end.

Optimism won't help if project devs would just run away with you money. I've been optimistic to some projects back in 2017 up to 2018 until I went all-in to Bitcoin. Sure there are still alternatives like ETH, but I prefer it to Bitcoin.

Being single is easy in times of financial difficulties but if you have a family with a kid, bills, and a mortgage to pay it's the lowest point where you are almost going to beg for a job with a higher rate. Family men are the most vulnerable, they might commit crimes so they could put food on thier table.

I was single at that time and I live in a city where no one else to rely on, I end up finding my old schoolmates and asking if I could hang around their shop. Sold my motorbike just so I'll have some funds for my meals.

Menh i totally understand what you are saying, i can remember when I was living the single life when i had to think about only my stomach to feed. It was way more easier to cope with especially when you are in country like mine where the unemployment rate is really alarming and the cost of living really high. Feeding a family is like everyday war ground and if you are financially stable it becomes a major issue in your life.
  My lowest financially point i experienced was when my wife was pregnant for me and she was due for delivery(around 8months) but Just as faith programmed that period i was eventually sacked from work and it was like hell for me surviving through that period i had to work myself out everyday just to make sure i meet up with the needs of a pregnant woman and every husband will know how demanding they can get.
  I thought i have seen hell but not until the day of delivery and the doctor called me and told me that the baby had to come out through cs(operation) and that moment i felt like melting because the funds to carry out such process wasn't there and it was something of dier urgency. But luckily i was save by my aunty, she paid for the whole process and even funded me with enough money to care my wife and my new baby. I just pray that i won't experience such times again.

One could have assumed the financial lowest circumstances in life as the moment whereby there's no means to earn a living when there's plenty of responsibilities around, this could be as a result of low income, joblessness, losses from business and other inevitable means to low financial records in life, when income cease from flowing as before, i count this as the lowest staye of financial situation in my life when am unable to pay my bills as the needs arises.

I have had many low points in my life but the most recent lowest point in my life, happened about some months ago. Honestly, I thought I wasn't going to make but I am glad I came out strong. The company I worked for became a target of oppressive government because they discovered and exposed huge corrupt practices between the board member and some government officials. First, I lost my job and wasn't paid. My accounts were frozen by the government and I had to live from hand to mouth and depended on the goodwill of friends. It was painful that someone who was a provider became a dependent. As luck would have it, I got a new job and things settled for me.

My lowest point was for sure in 2015/16. I really thought this could be the end but managed to power through with a bit of depression. I had a good paying job in 2014 and most of 2015. I kept on investing half of what I was earning into bitcoin and that was a lot of money in my terms, usually more than 1.5k USD a month funneled into BTC for over 18 months and then I lost the job and started watching my investment and that was exactly when the bear market was bottoming, but I was a newbie back then, thought only about how much money I had in bitcoin and how little it had become.

I was in deep shit, had maybe 5k in savings, my bitcoin investment was worth less than half of what the money would be had I not bought crypto, I had no job, so I said fuck that I'm not giving up if that's lost I'm starting from 0. I didn't sell and instead focused on renewing my apartment, rented it out and went to live in a summer cabin that my parents had in the woods :D A year later Bitcoin was worth more than when I started buying, I still had tenants in my apartment and made the cabin into a cozy place to live all year round. That's when the bull market of 2017 came and pulled me out of my financial problems. Never had any since that day.

This is really the harsh reality that every people just can't admit. People think that they can be the next Elon Musk, Zuck, Gates, Bezos, etc just by following their footsteps and they did not realize on how fucked up the world really is. You could turn Twitter around more than what Musk can do, but you'll never be able to accomplish it if the luck is just against you. Sure, hardwork would pay off sometimes to open opportunities and somehow open luck, but if people would discriminate or hate, they will and there's nothing you can do about it.

Just don't get it why some people do not get it.

well, in my case as I live in Africa where living conditions are not so good and it is normal to have some problems, I remember that at the beginning when I entered this cryptocurrency market I didn't have money in the bank to buy bitcoin so I had to sell my computer and bought bitcoin, but then I also spent years constantly asking my parents for money to buy bitcoin until a few years ago someone lied and stole from us and we had to sell a lot of things, it was a very bad phase of my life because I I saw that people already treated us badly because we were poor, it was shocking because when we had money they treated us very well

My lowest point was probably during 2017, my family was battling against inflation to the point we were struggling to get money to buy food. I had no money.
I recall that there was a time specially traumatic for my mother when she did not have anything for us for dinner so she had to improvise.
Fortunately, things have improved a bit I would not like my mother or anyone in my family to go through any of that ever again.

One simply feel defenseless when the food and medical attention is gone.

It becomes a bad situation, moreover, it concerns our family, it will definitely be hard to go through it all. Not everyone is strong enough to go through it, even my neighbor has experienced something similar and that made him lose his will and decide to end his life. The problem I see from this is, she doesn't want to tell anyone else and decides to keep it to herself so no one directs her on what to do to fix this. This makes me more sensitive, and tell anything to those closest to me about the problems I'm facing, whatever they are. Even though it's sometimes embarrassing, in that way there will be lots of input on what we should do.

Yes, it can be said that married people who have experienced unemployment can say that they can do anything including steal as long as there is enough food on the table for their children. I am a married person, it can be said that not having enough to feed my children is a thousand times worse than when I had nothing to eat when I was single. I never want to think about those scenes again, they really scare me every time I think about it.

It could be several things which do not let her to tell anyone or seek help.
She may feel embarrassed about it and does not want anyone to know the full extend of her crisis, the fact she has considered to end her life may be a clue on her physique. I am not a doctor, but sounds like she is mentally unwell.

I assume that even if she could benefit from some charity or social services, she would not apply to them?

The position when you are single and the position when you are married is certainly different and even some people who are married and already have children are no longer a problem if they have to endure hunger for a while to feed their children first and that is actually very common for a father who responsible for raising children in the family.

Everyone doesn't want to go back to the bad past even though at that time they were still single, because everyone who is married will definitely open their mind to earn money and eat in order to build a harmonious family. That's how I see and feel here in my environment now, so don't be surprised if someone who has become a father is willing to work hard as long as he can earn money to feed his children at home.

we must be ready for everything to happen and we must always have extra funds for expenses and we must always have investments for future because like what you said? your family is your priority and it is fine that we cannot eat but not our children and wife.
stand with your two feet and provide for their future.

Two years ago, I had over $100,000 in consumer debt, good credit, and a yearly income of $70,000, but I was also broke and had no one to teach me the value of money. I came across an article online one day that discussed the advantages and disadvantages of bankruptcy. I carefully examined it. Then I realize what I should have done differently. I was lucky to have only consumer debt. That happened two years ago. I used the strategies, paid off my debts, and am now able to save 70% of my income. I've seen what the depths of the financial pit look like, and I'll never return.

It should not be shocking nor surprisingly to you that you were now given preferential treatment when you now have money as to when you didn’t have funds in the bank. It’s just the way of the world we’re living in today. People most times, treat unfairly or look down on poor folks cause they’re poor.
It sucks that our society has been divided by class and treats and regards you on how deep your pockets are. Thankfully not everyone is a slave to money and treats everyone fairly regardless of how much you’ve got.

We cannot feel investment instantly, but when later in the future investment will really help,
anywhere I think family is a priority and that's a good thing,
Preparing for the future takes time and sometimes results are not immediately visible.

Maybe when my father left us, my mom is the only one who raised us from the age of 10 until 20. We lived in a third world country so it is really hard for s single parent to raise two children with only a few bucks salary per day. But we went though, thanks to our mom who is a hardworking one. When I was 20 years old, I started earning Bitcoin and I return the favor to my mom. I started spoiling her, she likes money since we didn't have that much before and that makes her happy whenever I gave him money.

She didn't ask me for it, I just wholeheartedly wants to give her all the good things she deserves because all of what she's done just to raised us.

I don't know if married people think like me. But honestly, for those who have a family, in addition to having a stable job and a good income, if there is no investment for the future, it will certainly be difficult in the future. Currently, my income is stable, it can be said that it is enough to take care of my 2 children but I still have to invest because like you said, have to be prepared for things to happen and as my kids get older, things will get more and more expensive. Our economy will be tough to stabilize without investment.

When you are already married, let alone having young children, I feel that having a stable income is not enough,
I agree with you that it is still important to invest for the future,
those who are married certainly want the best for their children.

One time I lost my job and had to literally live on debt till I almost gave up. Then I was called back. It made everything better with much respect. Once I started earning on bit coin, I had more than what I needed to divert to pursue the dreams that has been on my mind for a long time.
It wasn't easy, but the support of loving friends and family made that lowest point of MY life a memory I won't forget soon.

Investing is always necessary, if you have the conditions, don't wait until you have a family to invest, but invest right from the time you are single will help you a lot when you have a family. In addition to those who do not have the conditions to invest, I sincerely advise those who have not yet invested but have conditions to consider not to miss it. may not necessarily invest in bitcoin, we can invest in gold, real estate, or any other asset that can generate profit.

Even though there are indeed some things that might have to be private for myself, I actually make an exception rather than having to give up their life by committing suicide.
Suicide is not the right answer and when there are friends or anyone who can actually help, why not. Why should we be ashamed of the conditions in which we are under. I think put aside the embarrassment before you have to die because you don't want to tell other people about some problems.
We are beings who actually need each other. I think that as long as there is a problem, there will definitely be a way out and suicide is indeed a stupid thing to do.

Suicide will never be a solution to any problem. It will only cause pain to the people who value us, especially our family. We are all facing our own battles every day and I could say that there will never be a problem without a solution. We have to go through difficulties to stand firm. All of us could experience financial problems but if we sre eager to grind and look for alternatives to earn, we will be able to apss through it. Giving up should never be an option especially if we have a family that relies on us and if we still have goals to reach. Everything happens for a reason and remember that good things will always come after the rain.

You know people changed especially if they think that they won’t benefit from you anymore. It’s like when you have money, they know you, but when you got no money at all, suddenly they will treat you as a stranger. I have also experienced that, even our closest relatives treat us badly because we have nothing to share, but when I started earning from crypto, suddenly my family is already music to their ears, and they started treating us just like their closest friends.

I can attest to this on which people or even your relatives will treat you better if you do have the money but into those times on where you dont have much then you would really be just rejected and would be ignored.

Im with this similar situation on which you would really be that getting that attention on the time that you do already have the money.Same into my situation now where relatives and friends do
commonly approaching or give out some  interest and regards from time to time if what im doing or other related common approach
which is something that you would be feeling off because thats not how they do treat up when you dont have money.

This is very common even among family members, but those people will disappear as quickly as they came to your life as soon as they realize they are not going to get anything out of you, now I do not mind sharing what I have with others, but when people are so obvious about their intentions then it is clear I am going to make an effort to not give them anything, because once you do then those very same people will think they can get even more out of you and getting rid of them will be even harder.

that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.

I once reached to zero - I lost all my money to the hand of a scammer and that was a loan money.
I was hitted hard. One the money gone and the loan payoff. It was horrible - for almost one month I was having sleepless nights but then I realized it wont work and I have to do extra shifts - and I did it! Paid off the loan in 4 months.

Luck are you that your wife supports you during the rainy day. Some woman knows how to save the money. They keep their children and husband at priority than their own wishes but these kind of women are a rare find. Blessed are those who found these hidden gems

I guess that’s the reality of life, you can be perfect for others if you have the money and wealth, but if you have nothing, you will always be unimportant to them. Anyway, I have also my own ups and downs in life but I think the most memorable one was when we I got scammed with my hard-earned money that I used to entrust with my old friend. I had even made a loan that time just to make that business possible but everything end up very badly that I don’t even know where the profits of that business go. That even until today I’m still regretting why I was really in a hurry that time.

I once lost approx 4000$ to the hand of scammer and it was my hard earned money and I was sick for almost a week.
Only my mother stood by my side - my friends made fun of me and no one attended my call. I now have no friend at all and I work 3 jobs to payoff my debt

This is why we should really put up into our minds that real friends are the ones who would stay on your side neither in good or bad times and this is why you should really be that careful on whose to keep and whose to let go or dont mind because in the end of the day your family and real friends are the ones who would stay on your side specially when you are down.

Just keep grinding man and you would be able to pay off those debts and majority of us does really have that debt problem which we are really that trying to pay off.
If you do make yourself being discourage or having that fragile emotion then you cant really make yourself on surviving these problems.

Having a lowest point is not really the issue, everyone has it, I am sure even the richest ever people on the planet had a moment where they just didn't had their cards or cash with them and lived "miserably" compared to their wealth. I am not saying they were poor at that moment, but for a day or at least for a night, they just didn't had anything more than us in their pocket hence why had an issue.

I had my lowest point when I couldn't even afford to buy a food, so I bought a soup as my dinner, not too terrible, they gave me bread with it and I mean a lot of it as well, so I did actually felt full by the time it ended, soup and maybe a whole loaf of bread, I wasn't hungry at least, and it was the cheapest ever thing anyone could eat. However, I did had periods in my life that I earned a lot more and I mean tons more and had even more debt and those periods were even worse. I rather have nothing and barely survive, than have everything and double the debt of that, it was the most stressed I have ever been during that time.

Agree. Those who find a loyal and supportive wife are indeed blessed. Women can live with their man through thick and thin are extremely rare nowadays. I guess in times of difficulty, it is not the money issue that really breaks a man, it is losing the support and care of his wife or close family that defeats him. I realized this point a long time ago and tried all my best to avoid that heartbroken situation.

yes not because we are gaining stable amount meaning we must be contented because there are emergency things to come , Like hospitalization and some other problems that may come along the way.

I also have children and I know that sooner they will need to go to school and that is the most expensive and most challenging time for parents.

Investing in crypto is one of the best option we all have as those are the ways others here gained from the past till now.

In general, money is not a factor to destroy a man in his family environment, because there are also men who have a lot of money, but their relationship with their family is also not very harmonious. But the destructive effect of not having money can also come one day if a man is consistently penniless in his family. Because guiding a family apart from needing support from the wife and extended family, money is also a determinant for the smooth running of things so that every man should not put money aside if he is already married.

Most of the time I have sleepless night how people drain you and scam you for their use
And you fell prey to them - sometime you are so helpless that you make big mistakes in life and then you find out how people react to you

It’s either you face your problem and works hard even more to have additional sources of income to pay the loan, or just let your mental and emotional health become damaged just because of your own mistake. I’m glad you do the right thing. But you know what, if you have the right mindset from the beginning, you will never experience something like this. People usually commit mistakes and losses because of their own wrong thinking, but if that’s the only way they’ll learn, then it’s better to experience something like this and just don’t repeat the same mistake again.

When you do have that money that you've been saving up for so long or do came from extreme effort on saving up and its just been wiped out or vanished into thin air just because you've been scammed?

You would definitely be having that sleepless night and would be having a hard time to recover or move on because you would be minding on how hard you had save up those funds and end up on nothing.

This is why self learning would take place out of these unfortunate conditions or situations which i could say that its a normal thing for a person or human being to experience on.
This is why making yourself that adaptable and versatile to such situations and learn up things accordingly.

I grew up in a family that was quite stable in terms of the economy, so as long as I was still under the responsibility of my parents (before marriage) I almost never felt a lack of money (both of my parents cared about me and sent me enough money a month including makeup & college snacks).


the story of your struggle is very worthy to be told to those closest to you!

if my story is above (without difficulty) then I know the bitterness and sweetness of life when I get married. now the pandemic has just started, my partner got laid off and we survived for almost 10 months from my income following the bounty (at that time I joined the signature bitvest campaign), that my second child was still breastfeeding, after feeling unwell withstanding the ordeal of the pandemic for 10++ months, finally in the eleventh month we moved to the city where my in-laws lived there for one year.

Thank God, at this time the economy of my small family has improved, my partner gets a stable job and I am also quite able to help the family economy from my bounty reward and online merchandise.

Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future  to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.

once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it.
I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time.

I think one of the times I went through an ordeal I thought I would survive was in 2019 when lock-down for covid-19 began here in my country, i travelled to a far part of the country and went broke there, there was not a single cash on me and I had no phone to call anyone, and those I would have borrowed phone and called, I don't have their off hand, I was supposed to go back to my place the day the lock down began, but I had no money, neither was there any vehicle on the road, I decided to trek, i hit the road at around 9 am on Monday morning, and by 4 am on Tuesday morning, I was still on the road trekking, I thought that at some point i would just collapse and die since I've had nothing to eat or drink through out the journey, infact, I was almost dying, I was practically had to force myself to keep moving since waiting was of no use..
God being so merciful, at around 4:57 am, I saw a truck loaded full with people, the driver saw me and stopped, those inside the truck helped me climb, and that was how i got to my place, it was indeed an awful experience, one I never would even wish my enemy to go through. 

While I read your comment it actually imagined all that in my mind.
Thank GOd you are were and survived - such a horrible night it would have been.

When it comes to friends then dont expect that they would really be at your side on the time that you are in great trouble or problem specially with finances.No one would be ever on your side but rather with your own mother or family which this is definitely a real story.Several occasions or situations in my life which i had been put up on such condition not only talking about financial problems but also in other personal problems we do have in life.You cant rely with friends because they are really just that good when you do have the money and you do have the benefit into them.On the time that you are useless then they
would just easily dump and ignore you which i have learned up that lesson entirely.

Basically yes , it's on how you have the mentality to overcome any condition ... it's on how you react and taking action after it. But money take a big part of someone else dark stories especially speaking about financial things ... that's what make most people break into pieces.

We need a support from each other and that's the biggest power we needed.

You've said the correct word that's on my mind when someone is dealing with such situation and that's all about "taking action". When you're too emotional, you'll barely do anything because you're letting your emotions stop or limit you on what you can do.

But taking action is a must when you've got into that point, when you're at the lowest point of your life that even your finances, you can't finance.

It's true that it's how you react on it and how you're going to deal with it. It's not at all times you'll be in that deep situation but you need to do something to get out of it.

Sounds like you have some friends who would dump you ruthlessly when you were down. I fully understand. We should take friends neither too seriously nor too casually. Too many people who you think are your friends usually turn out to be the ones who kick you when you are down. It's a harsh reality we have to realize and live with, a lesson we should learn from as early as possible. Once you are comfortable with all people coming around and going around, life will be sort of easier.

The lowest point I've ever experienced in finance I have no assets whatsoever, and also unemployed, to eat is very difficult and I have to sell around friends' products from morning to night to survive even though I only earn about $ 5, when walking I have estimated reaching more than 20 km and no products have been sold yet.

The lowest point in my life emotionally and financially was when my grandmother died. My dad is sick for a long time and already stopped working more than 10 years ago, he is getting almost no benefits from the government and couldn't support me at all when I went to university. All the money I got to study either came from my grandmother or from a loan. She died really suddenly, we couldn't even say goodbye which was very painful and I was struggling to get by in the month afterwards. At one point I was afraid I couldn't afford to finish my studies and would have to quit. Luckily I found a decent paying job very close to university that let me work freely after lectures and in the evenings. I am really grateful to my former boss for giving me a chance and giving me so much freedom to still focus on university. Without help from others it is really hard to get out of these terrible situations.   

For me, it is the time to buy a house when in the time of the economic crisis, land prices are inflated to the highest level.  It was also the time when my altcoin investment was the worst in over 5 years… The crash was so great and I couldn't seem to sleep at night with loans to it.  The pressure makes me feel extremely stressed but life has to go.  And I'm on my way to finding the opportunity again by working twice as hard to do all the things to earn money in the time allowed.  It's been a lot harder, but bitcoin gives me the motivation to try to change to something more optimistic.

That was hard, as you needed to walk around rain or shine and still not sell anything. But now I am sure you are very far from it, and you just make it a motivation not to go back and to work hard and earn money to buy our needs. My experience was that I just lost a job, and I have a family to feed and an infant, which we struggle with at that time. I've also gone to computer shops to apply as an attendant, which earns me $4 per day and 12 hours of work. It was very hard, but I said to myself that I wouldn't be back again on those days, which is why I am working very hard right now.

It means that you should still be considered lucky in this case because you still have help from selling around even though the merchandise belongs to your friends. Because you can still eat with the job, but there are still people out there who are sadder and more poignant when asked about the lowest point they experienced. A very close example is people who still don't have a place to live so they still have to sleep in an unfit place for a while.

Sorry to hear that you are in the midst of a hard time now. I used to be unemployed for some time and although I didn't have family burdens then, I can still remember that pain and struggle every day. I am not trying to say anything beautiful here because I know you'll walk through the rainy days sooner or later. It's just life that each of us has to deal with. As a husband and father, I understand your family responsibilities and please hang on. Your family will be proud of you and appreciate what you have done. Wish you all the best !

That's very great friend, even I myself may not be able to do as you do.
Of course there must be people who are more difficult and sadder in their life financially and everyone has a lowest point that he thinks people will not experience, and he only feels that he is the only one who feels it, I think if you are able to make it a motivation to live better will definitely be better, because indirectly you will push your mind and heart not to be in that position.
The lowest point will be the foundation for achieving very strong success.

My experience happened three years ago, but that sympathy is something I appreciate, and I won't really go back to those struggles. There are really times when we need to walk through darkness so that we can find the right path into the sunshine. Also, your experience of losing a job is still a big burden on you because people have their own emotions and feelings, and there are people that the pain it brought to them is bigger than the pain others thought since the can't overcome it. That is why others who lost their jobs, even if they have families, tend to end their lives because they've gotten depressed.

Many find career loss upsetting. It can hurt emotionally and financially. Losing a job can make folks who struggle to find work feel worthless, depressed, and hopeless.

However, paradise and solutions are always possible. First, ask family, friends, or specialists like therapists or job centres for advice. Even if it takes time, be focused and keep exploring for new chances. Volunteering or joining a support group can help boost your self-esteem. Having a good attitude and remembering one's talents are most crucial. You can grieve, but don't let your work define you.

Regarding finances in the family sometimes it has always been a major problem in a family. However, if a husband who is responsible for his family experiences a financial crisis, but by his side there is a wife who continues to provide sincere support to her husband. so I also think the financial problem will be quickly resolved. because behind the success of a man there is always a good wife beside him. good relationship in the family is the most important factor. because that was the experience I had in the process of going through the crisis that I had experienced with my husband in the past.

 What really matters about hitting your lowest point and getting back up is your zeal and determination yo not remain at that spot. There's this belief where I'm from that the women excel at just being comfortable and letting the men do the providing for them, but since I didn't want to be placed in that mold, I had to break from it. I made some crazy, risky financial decisions that almost cost me the little savings I had, but I was able to recover from it since I learned early to not put all my eggs in one basket.

Although I agree with your point but in reality things might be very different. One of my closest fridnds lost his career last year and has remained unemployed for more than ten months. What's worse was that his wife has some serious health problems and was hospitalized for two months and went to several operations. My friend was devastating and almost got depressed. I met him two weeks ago and we talked about his situations. I even offered to lend him money without any interest rate and he could use it as long as he wants but he refused. I know why and I can not insist. Sometimes a man's esteem is more important than a helping hand. I am his best buddy and will always be open for any help if he needs. I understand that not everyone is like my friend refusing friend's help but there are certainly many more who value their self-esteem or simply want to solve all problems on their own.

Your story really touches my heart. It must be extremely stressful to have a family without any reliable income sources. You really see a lot in life, and this goes to show that investing in bitcoin is a good idea and that parents' prayers are a blessing to everyone, before you are lack and now you are no more lack, wow I'm really happy for you.

I also have to remind everyone that, even if you are a super wealthy person, there is a technically low point, like I am sure 87 was a bad year for Warren Buffet, doesn't mean he was poor, just means it was lowest point. There are always lessons to learn from different people, from rich and poor. I had periods where I had to suffer to find food, and I had periods where I got a brand new expensive car, so I have seen the best and I have seen the worst.

The best period took 20 hours a day of hard working to build something and a lot of money, ALL of my money basically, and the worst was the period when I was unemployed which is understandable, no income equals poor life.

looks sad your fate as you describe in this thread, I've never experienced a financial crisis as bad as you feel. But one of the things that made me suffer financially was that I was once deceived by a close relative of mine in establishing a business partner so that I had fallen to the lowest point in my life, but that was only 1 month apart and I was able to get back up because I  get a capital injection from my parents.

Indeed, some of us have felt the pain of this life when we were in a financial crisis. Maybe a little advice for the future, we must have the desire to save every income we earn in order to survive when things we don't expect happen to us.

Being thankful and praying up above or lets say we do attached up ourselves into divine things is recommendable but not something that you cant really say that this is the reason on why you had made yourself

get away from those hardships but rather it is really that result of your sacrifices and hardwork or even into those wise decisions that you had made out and this is the reason on why you do be able to get out.

Of course we shouldn't really forget to give thanks and be grateful for the good things that along the way.Both things are connected to each other.As an individual then you shouldn't really that forget on
these details. Challenges and problems is one of the most common thing and inevitable ones for someone to face on and its part of living and this is why we should face it out.

being unemployed is definitely painful experience someone could go through when they are already 25+, the thing is by being unemployed you're essentially being considered waste of space.
the only way you could get through it is by having some income or getting employed. but then again you'll surely face other problems along the way of getting employed but at least you're not financially lacking to the point you have no money at all that you couldn't even fill your basic needs like eating.

If you've been employed for how many years and you've been completely reliant on that and also didnt been able to make out some savings.On the time that you would neither be fired
or really be part for some company lay-off then this would really be a shocking thing for you and the most difficult ones since you had been relying your living out of those monthly salaries.
If you dont have any various earning sources then you would really be having a hard time to cope up or recover.This is why just like the rest been saying that it is always
been that recommendable on having at least some other sources of income.

After I graduated from school, I tried to find a job but no one had accepted it, because I was out of town while my parents no longer gave money for the need to make me do everything to survive, I had difficulty eating in almost 4 months before there was Friends who help me to work and get a decent salary. Slowly my finances began to improve and happy that the difficult thing was not repeated.

I just have made some dumbass financial decisions where huge money was handed over to me on basically a silver platter but I didn't take it. I was blinded by paper profits, not knowing that these profits aren't fructified until I sell it.

I'm doing fine with needs, it's just that it could be much better had I realized the value of money early.

once I lost a huge amount too. It took me 6 months to recover - along with money - I lost so many friends and trust on the people.
I don't meet people any more - most of the time I turn to woods and spend some time there. But I made very good friends with my mother during that hard time.

My lowest point came when I made the decision to leave my job in our province since I felt it was not worthwhile to stay any longer and to explore for better opportunities in the city. I was married at the time, and my son was one year old. It was difficult to find work at the time, and I was out of work for several months. We are really fortunate to have enough money to cover our living expenses while I look for a decent career that pays well. I'm grateful to my wife for her love and encouragement. If she is not by my side, I guess I won't be able to make it.

Thanks for sharing your story. You are blessed to have a supportive and patient wife. I guess she is the one who brought you luck when you were down. I used to be the same as you leaving your hometown and looking for fortunate and I certainly understand the tough times in the beginning. Thank God I also made my way to survive and did everything all right. Now I am also a family man married with a lovely daughter.

It can be said that, for married adults, falling into unemployment is really a disaster. When I was a student, I could fast for a meal or two to pay for tuition fees or lose money in investments...But all of that will never be more terrible than when we are unemployed, and we are the family's breadwinners. I also experienced the feeling that my children did not have enough to eat when I was unemployed, it was the worst feeling I have ever had, and I swear to myself I will never let that happen again.

The worst thing that you'll encounter in life is having nothing to feed your family if you are unemployed. That's what scared me the most, and it happened to me three years ago when I lost my job. I really needed to find another job, pay my debts due to unemployment, and make the lives of my family comfortable. But again, both of us survived it, right? as we are living a comfortable life right now (compared to before), for which we should be thankful.

Sometimes in our lives we need someone who continues to give enthusiasm to survive and become better, the wife is the person who understands the best and becomes the best motivator in life, I have also been married for about 5 years and many things have been passed during marriage, and when things are difficult I experienced the wife can help and provide the right solution.

I still remember very well when I lacked money to pay for my college tuition, because my parents could not afford to pay for me, so from the start I entered college to support myself by working part time at my aunt's friend's place, but suddenly the business went bankrupt and I forced to try to find another job, as a result I had to sell my handpone and also eat noodles for almost 2 months. that was the worst time i didn't have money.

Me living my old 8-5 job because I want to have freedom.

When I graduated at college, I was thinking of a way to earn money since I just graduated then I worked as an employee here in our town, but just a month after being hired, I don't feel that I will work long there for some reasons. At that time, I don't want to get ordered. I just want freedom. I want to do whatever I want to do.

Cut the story short, I quitted from that job and find a way to earn online. My problem at that time is that, I don't have money to spend at that time so I'm always asking for my parents to give me some money for food which is kind of embarrassing at that time because I need to work since I graduated already, but here I am asking for their money still. It took 3 months before I got an online job and that's the start of me earning money online. Right now I'm not asking my parents to give them some money anymore, but it's the opposite already.

TBH, I'm not like other users here who shared some very sad events in their life, but that's how life is folks. Problems are inevitable so the only thing that we can do is to solve them. Just hustle always so that we will not get to the point where we will be having a hard time financially.

My lowest was when when i was in my previous job, there was some issue at my office. later on that problem increase and it really effect negatively in my personal life as well because of that office's related issue me and my wife we got divorce and I lost my job. when i lost my job its really difficult to resolved that problem that's why i force to sell my bitcoin in vary low price. Still i feel regret if I didn't sell bitcoin that time then right now i can be in next. it also feel good I still have some bitcoin which really beneficial for me.