Bitcoin Forum

Well, I wasn't imagining about writing this, but here we are.

On February 19, 2023, I deposited a total of $200 into my CoinPayCard account. This was combined with my already existing ~$33 account balance to give me about $233 in account balance.

Then, I loaded $220 to my card, and they charged a $10.9 card loading fee for that. My account balance was deducted to $3.something after that. Everything up to this point was normal.

What was not normal after that was the balance was never credited on the screen, in my card. I only saw the card balance I had before loading the card (which was $87.2, since then reduced by my spending to $72.1.

Now I had been through this scenario two other times, and in those previous two times, the CoinPayCard guy manually fixed it for me, but now it seems that he has disappeared which is not acceptable (considering that now other people are suffering from this problem).

I am especially pissed because this was supposed to be reserved for future subscription payments.

And this hurts extra hard for me because I had taken the risk to review their service (as I would any cards service as I've done previously) and found no discrepancies initially. Now there are claims that CoinPayCard is being ran by one person, which I would understand as I had ran some things myself before, but to abandon your users like this without even a warning of "we will be on vacation for x days" causes a lot of unnecessary trouble.

The transaction I used to deposit $200:

eff773b76fc1f9464fff222843052ba5203688505af51cab8fc4ada43ff0226e

Proof that I had $87.2 in my balance prior to this action:

https://i.imgur.com/pRjbTOp.png

The message I sent to Guido asking him to fix the balance in my account:


The account will remain flagged until my balance is made whole again (and of course, that of everyone else's as well). I am very displeased at what you have done to us. You coming with a promising service and you just let things blow up like this is not acceptable.

Flag location (https://bitcointalk.org/index.php?action=trust;flag=3118)

Its sucks that it ended up this way, but once again its proven what I realized some time ago that getting a legit and reliable no-KYC debit card is just a pipe dream as sooner or later they either stop working or they end up being a scam, like in this case.

Anyway, flag supported and at least you didn't lose too much.

Yeah, that review of yours made me hope that maybe they're different...

...And I see the account was online in Feb 22, so 2 days after your message being sent.
I'm sorry...  :(

Supported the flag and also added a red tag. This looks too much like and exit scam  :(

If they do, I'll probably be the first one... that is if they even have the time to even attend to their website  :D

---

I just found that Ezzocard (https://ezzocard.com) is selling "Violet" worldwide VISA prepaid cards, so these are a good alternative for people who got screwed by this site. Never had a problem with them.

Well, it seems that that idea that an API problem between their system and the bank existed, after all it did not exist. Because neither API exists...

It is regrettable how these guys continues to assemble these schemes, apparently credible to structure money.

Thanks to all who gave the alerts early on.

I don't have much experience with VCC, so I have to ask, is it usual for such services to work in an anonymous mode?
I can't find any useful information about them on their website. Except for the email address and FB page, there are no other channels for communication.

Flag supported. Sorry about you loosing the money.

If it's just prepaid that you want there are other places selling them too.

Also, and everyone keep this in mind. Even though there is no KYC they are not 'anonymous' do you really think a place doing this is going to not reveal their records to the authorities if they show up with a warrant? They know where you shopped and from there it's just another breadcrumb on the trail to you.

-Dave

I think most of us who are doing this are not looking for anonymous cards per se but rather no-KYC debit cards.

I imagine that automated KYC verification software excludes thousands of people who otherwise have good IDs just because the software won't recognize them. For example, every wallet and service that's using Jumio for their KYC has a faulty provider because Jumio keeps rejecting all live photos of my (US) passport.

e.g. "Please make sure all four corners of the document are clearly visible and try again." (It's in a book form, goddammit, how can you expect to keep it open all the way without using your hands?)

So it could be that you actually have the selfie, the ID, the proof of address lined up but the automated KYC software doesn't accept one of them and you get messed up.

Flag supported.
I hate to be this guy, but I will say it again - I told you so  :P
Their scammer behavior was obvious from the start, with creating bunch of new topics, closing threads, avoiding to answer my questions and many other things that turned on my scam alert.
From latest information I received, we are probably dealing with some scammer from Nigeria, who created similar service for fiat payment scam.
I am almost sure he is going to recycle this scam and restart it with new name and design soon.

It's not a pipe dream, service like this is not easy to operate but it is possible, one similar service exist today and works fine (for now).
I am following services like this and I will post any updates when they happen.

I see their are available in forum and there are several scam accusations against them from few years ago.
Even if they are not scam, I think you can't use this cards on many website.

I am well aware of the fact that service like is not easy to operate because if it was, we would have dozens of them while situation at the moment is diametrically opposite and from what I know, there's not a single one that continuously works for a couple of years, as that's what is needed to call something reliable.

Now that you mentioned the one that exist and works fine, are you referring to Coindebit? Afaik they paused their service 6 months ago as they are changing card issuer and who knows when they come back, so they can't be called reliable either.

No, Coindebit is still on pause, they refunded everything to customers, and they should restart service again but only for virtual cards I think.
I was talking about different service, but I don't want to advertise them here, I posted more about them in our local forum (big list of crypto cards).
Any service like this is always going to be risky for obvious reasons because regulators are changing rules and regulations all the time, but that is different from blatant scammers like CoinPayCard scam.

Everything on that site are actual prepaid cards so their list of merchants are more restricted than whatever debit card coinpaycard was selling.

Generally, I try to stick with sites that accept my prepaid cards because that makes life a lot easier for me (hooray for OpenAI).

I was surprised when you tried their "service" by sending $200. At that time I had already left them neutral feedback pointing out their lies, and that I don't trust them. My feedback wasn't even the first questioning them.
Maybe I'm just more paranoid than you are, but in crypto, that's the safest choice.

I've never dealt with cards in combination with crypto services, I just choose the ones that accept crypto directly. I always assume banks aren't allowed to deal with anonymous customers, so an anonymous credit (or debit) card can't really exist long-term.

I've Supported the Flag.

It is not anonymous to the card issuer, be it Visa or Mastercard. Or rather, it's anonymous... but it's not anonymous.

Let me explain: the card issuer (Visa/Mastercard) knows who ordered that card. But if the company that ordered that card offers some gift cards, it may no longer keep a record of who got it.

For example, you can go to a supermarket, buy a gift card with cash and then give it to someone else to use. This card, for the person using it, is anonymous. The issuing entity does not know who is using it directly. And you don't know how that person acquired the card.

These anonymous credit cards are Visa/Mastercard gift cards, which cannot be recharged.

If the card can be recharged, I advise you to be suspicious of this supposed anonymity.

After this scenario was repeated for the second time, you should have left CoinPayCard, because they do not have the competence to solve this bug so that it does not happen again with users, or perhaps it is not a software bug, Maybe they did it to steal the deposits of customers and users of this virtual card. Fortunately, I had not tried CoinPayCard before, although I needed a service like this without KYC; perhaps the NO KYC feature is an advantage to lure and attract and deceive users.

I'm sorry for your loss, mate, and I hope again that you don't deposit large amounts of funds on unpopular virtual card sites like this one unless you do your research and see many reviews from trusted people.

I supported the flag, and I hope CoinPayCard users will notice this cheap scam service and leave it ASAP.

Hey I'm sorry for your loss I think we gotta avoid new services that show up especially the ones with suspicious behavior. A lot of weird stuff happen these days

For the Ezzocard, I heard about them in the past, I think they don't link to google pay, you tried to link them before?

It depends on the type of card, you can see this on the company's website:
https://ezzocard.com/where-to-use-ezzocard-vccs/#google-services


This can be another problem with prepaid virtual credit cards. Some services may request specific CC characteristics, for security reasons and to reduce the danger of using fake CCs. And some prepaid cards do not have these characteristics. So one should evaluate well when choosing one of these cards.



EDIT:
I've Supported the Flag.

The way CoinPayCard.net have conducted themselves is unacceptable. I had high hopes they would be around for the long run but sadly the way this has turned out leaves a bad impression nearly all new business starting out with ANN threads in the forum. I have supported the flag and will be leaving negative trust too.

I am sorry that you ended up being out of pocket especially after you took the time make a review too believing it was a legitimate business.

Thx for posting this, I'll take a look
And yea, it can be very complex to choose a card that's usable with some services especially google and apple pay

I got scammed today as well $165 total, added credit to the card from my funding balance and the credit never appeared on the card, no reply from support after several messages.

uh, I'm sorry to hear this. As far as I can see, he did not appear on this forum after the first scam accusations here, but unfortunately, this service is still online and active.
Can you tell us something more about your case, how long and when was the last time you regularly used this service and whether you ever managed to contact them before?

Sorry to hear that, I was warning about them for months and hoping people would see that when searching for CoinPayCard.net.
If you can please provide proof, screenshots, communication with them, and anything that could help shutting them down.

We should all try reporting website and domain for scam, this is the only way we can stop more people from getting scammed.
I knew few websites that collect information about crypto scams, but I don't know if they are still active.

If we can get it out of the main search engine, Google, that would be good.

For those who don't know, you can report it here: https://safebrowsing.google.com/safebrowsing/report_phish/?hl=en

I recommend that all victims, who can present evidence, report it.

Is it that this the approach for a reputable organization like CoinPayCard.net? When I looked at the registration day, they just came on the 5th of December, 2022 which indicated that they came recently and here they are doing this nonsense. That means they were not meant to do legit business but to scam people by pretending to be good. I have seen such companies very much so it will hard for me to fall again because been scammed by them for about four of them.

I am also afraid of cryptocurrency exchange platforms, because they might be pretending to be good and faithful of do transaction smoothly without any obstruction but the day when they want run away, they can do like what is happening here. They can package all the funds in their custody and make it as exist package (exist scam) and go with it. What CoinPayCard.net did very bad. They should return your hard earn money to you.

It would be good if the site didn't appear in Google results, but I am not sure if your recommendation will work. That page is for reporting phishing sites as it says on the top.

https://safebrowsing.google.com/safebrowsing/report_phish/?hl=en

CoinPayCard.net is not a phishing site created to resemble a different service and trick users into entering their logins or personal information. It's a scam service that has started stealing its client's money. Maybe there is a better way to get Google's attention.

Yes it is true. But it might help them stop listing the site. Since this type of cases cannot be handled by Google. The least they can do is unsubscribe if they receive too many reports.

For something more specific, like the one described, you should contact the police in your country. Practically everyone has an online platform to post these types of cases.
Check with the authorities in your country, how to make this type of report.

I checked the activities of the coinpaycard.net here and I discovered that it's been a while since their representative was active March 01, 2023, 05:41:03 PM. This does not show any good sign of the organization.  If really there are possibilities that they are facing any internal challenges they should have made a statement so members registered on their platform would know what is happening than just being absent for over a month and. Now how will they handle complaints coming from the bitcointalk platform since their representative is offline for a while now with no sign of possibly being active in the nearest future.

I remain skeptical. Still, I don't know if submitting such reports has helped with similar sites in the past, has it?

If we go back to how Google handled the whole ChipMixer situation, we can clearly see they don't care what is right and what is wrong. I mean, you couldn't get the genuine ChipMixer domain to pop up in the Google results, but there were plenty of fake phishing sites. Those got reported, and Google didn't do anything about it.   

Yeah well you see, Google goes to bed with governments. They don't care about what plebs like us have to report, as long as they won't get in legal trouble for not taking any action.


Come on man, there's been a Type 3 scammer warning on the profile for ages now. What other signs do you need?

I understand. Sometimes it gets complicated to be able to do more, because the mechanisms that theoretically should work, don't work.
All we can do is warn of these situations, hoping that people will be aware and avoid these situations.  :-\

Well, maybe search engines have still indexed it but it seems the website is no longer functioning: https://coinpaycard.net

I feel sorry for the victims. I do not know how much the scammer managed to get away with but as the website was only around for a short period of time hopefully the number of victims and their losses will be minimal.