Bitcoin Forum

Have you checked your attitude towards money lately? What is "your dream"?  bigger home, a bigger car, private schools, branded drink, gold?...

Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.

Land, properties like houses and lands. There is important one too that I have not mentioned yet which is bitcoin and also some altcoins that are of good marketcap which I believe can make me 10x or more in some years to come.

I do not like spending money on things like cars because I do not have the money yet, if I have money for it I can buy myself a car to make things easier for me but I just do not joke with something I think its value will increase with time.

With the little that I have as for now, I will prefer to use it to invest on bitcoin and good marketcap coins because they are easy to buy.

As long as the money doesn't cause me stress, that's enough for me. Although the more money you have, the more options you have and the more things you can do. And, yes, I often prefer to spend it on experiences, like with people I care about, rather than on things like cars and clothes, as you mention.

In reality, the car is often the biggest source of financial stress, especially for the middle class, and this is something that many people do not realise. Never buy a car to show off, get one that is reliable and that you can afford.

Incidentally, 1 week ago I decided to move from a rented house in the city center and returned to my hometown because I had finished building the small house of my dreams with my wife and children. This made me think that for 1 whole year I spent money on renting a house that I couldn't own. Decisions had to be made which turned out to be costly in the city, making spending even more wasteful.

For now, 2 wheel transportation is enough for me. Owning a car is ideal, but the taxes are much more expensive. Reducing unnecessary purchases makes me feel more economical. The cost of living in the village is quite economical and so far I know the difference between the cost of living in the city and in the countryside.

Honestly I don't have any dream, I work for money, I invest my money to make more money, but I never bought any expensive stuff that will not be useful for my life. Actually I use my money like a middle-low class where I only want to buy a cheap healthy foods and buy a quite expensive materials in order to use it for long time, I will never buy new materials as long as the old one still can be used without any problem.

But I'm happy with my life, I think I can enjoy my life without expensive products and flex my wealth to the public.

I've learnt this as a lesson for some while ago about money and how we spend them, it is believed that money has it own season of flow whereby each individual is place on the advantage opportunity to utilize the money for valuable things while it lasted, once the flow stops then what is left is the things we have engaged it doing while it flows, but many never reason it this way that money can stop or cease to flow, this is why we should understand that nothing lasted forever because nothing is permanent.

Money depends on what kind of person you are. If you just wanna live peacefully, you can spend all your money on your wife, sons, and daughters and even on your grandsons. And provide them with all your wealth and buy them 10K hectares of a farm for thier future.

To some, Money is power. For someone who is an attorney with money, he can sue you and take your property and tell the police officers you are a criminal with 10 lbs of cocaine under your bed all because he hates you and he wants your girlfriend.

Recently, I've been urging myself to get a car (which I can't afford) as I want comfort while riding or going places, but I've thought about it over the week and it turns out it is necessary, and what you've said will last for 10 years or make my life comfortable. Now I am urging really first to provide for the needs of my family and hoping to build a house because we are just living right now with relatives of my wife and I want to have our own comfort. I also want to start a business for my wife and add more funds to hold in bitcoin.

I don't need a big house, expensive cars, or designer clothing because they are not my priorities. I just need a small house that accommodates me and my family. A fairly used car or discounted clothing is ideal for me. It is not where you live but how you live and not what you wear but how you wear it. I focus on buying durable and quality things and not necessarily flashy or beautiful designs.

My main aim is to contribute positively to my community and keep some investment for my children that will at least support them financially. That is why I must cut every irrelevant expense that will reduce my savings and investments.

My big dream is to have assets for the long term that I want to maintain, for example property, houses, gold, insurance, etc.

I'm still trying to work to earn money so that my dream can be achieved in the next few years. Of course, the most ideal thing is a big house for my own family to make it look more comfortable and peaceful for them. I know it's not easy, however we have to be able to manage it. financially properly and don't be too stupid to spend just because of lust while the important thing is that it will mean now I'm trying to live a simple life so I can adjust more and not be too interested in luxury items if indeed my income is still not enough for those needs.

To be able to achieve this goal is to save and invest as early as possible so that in the next 10 years you can experience significant results, which means you can bring more meaningful goals.

it is difficult for me now to dream about something more and make a wish for the future, since the situation in the country is not the best right now.So far, my plan is to earn everything I can to provide myself with a more or less peaceful life and that would be enough for basic expenses.My dream is a country house that I will definitely build the way I want, and I think it is quite possible to do it for a period of up to 10 years.

I want to buy a house and a car for these 1-2 years and make my parents happy by taking them abroad. And until now, I'm still trying to save money by not spending on things I don't need. And that's why I still need money today and keep trying to earn it. Hopefully, by being in crypto, I can fulfill my goals and dreams and I want to see smiles from my parents when they are happy. And to get there, I'm still investing in bitcoin and altcoins and a few other things to diversify my assets.

Happy family is my main goal, as long as it makes them happy and makes sense to do, then I will do everything for their happiness. Henceforth I place items that will be useful in the future, home is the main thing because everything we do will definitely start from there, next is land, I think land will be very useful in the future. Now in my country, development is everywhere and even land prices are rising every year, especially if it's in urban areas we will spend a lot of money just for a piece of land. My dream is to have a piece of land in the countryside, I will use it for agricultural land.

I dream a lot for the future, including happy family for the sake of their enthusiasm but can only try in that dream for how to manage money correctly and save means we must be able to invest in the future but at this time I am sure what is invested in Bitcoin in the next 10 years will be their hope for my own family to realize a large gift including luxury homes and the car you want to travel far and therefore I will continue to invest because here in my opinion it will find a pretty good opportunity rather than saving on Fiat.

I am currently still working in a company because I know this is my needs in every month.
Small businesses are still working but cannot be relied on because they are still pioneering to be even better.
Finally I continued to invest in Bitcoin for the long term I know Bitcoin can change our lives for the better, including buying luxury items that are dreamed of.

The time now is to be patient and keep working hard to continue to pile up your wealth, don't ever be lazy if we work hard will not betray the results.

There's this great guy that I used to look up to, who in his old and frail days told something so profound I still think about it sometimes. "Money is meant to be spent", is what he says. Simple but holds so much value. You only have one life to live, don't spend it sitting in front of the desk working all your life and yourself to death. Not saying you should be a bum and forget about everything in exchange for experience, I'm saying you should look outward, find other sources of income that would allow you to have more freedom. That way, you can go out there and take yourself to adventures and experiences you have never seen. Bitcoin and the cryptocurrency industry as it stands today is a prime candidate for a venture that you might wanna try to expand your career and profit choices. Do yourself a favor.

Someone could see that i should be hitting my head in the wall now when i used to buy my kids stuff and decent food with btc in 2015. I remember one trip to a public common swimming hall costing me 0.3btc. But i don't regret it. That small luxury time that i get to spend with them, taking them to movies  when i was broke is something i can't put any price on. I could have saved everything and spend it now but that wouldn't give me same good memories that i got to do with them when they were kids.

And it's not like i spend it all. I spended a lot on ath as well.

Well. In as much as I believe that you are absolutely, right, I still think that one of the reasons we earn money is to enjoy life and the beautiful things it offers, and for me, having a family is a beautiful thing and taking care of them is an opportunity to enjoy life, achieving goals, wearing good clothes, shoes, eating good food, going to beautiful places with your family, having a good home, riding the best of cars as long as you can afford and maintain it without depriving your family the good life they need..
All this are very essential for us to really enjoy life and make it worth living.

There is a saying that goes, "After God, its Money". More like saying, money rules the earth. Somehow, some of us don't accord monet the sort if respect it deserves you know. I mean, I spend a great deal on what I feel is a necessity but, its really hard to tell what isn't these days. The thing is, your permitted to spoil yourself sometimes, to give yourself the Co.fort you deserve and can afford but, not more than often. You ought to make provisions to ensure hwta goes out has got another pathway of coming in, replacing what has gone sort of. Else, you just ain't using konet right or should I aay, awarding it the respect it deserves.

This is why I don't put my family on a limited budget. Whatever they like as long as it's on the range of what I've got, I'll take and buy it for them whatever the amount is.

Because we've learned as we grow up that we need to be wise with our spending habits and we didn't have that much when we're younger. Nothing wrong thinking that cars and clothes are important. They can be part of an income generating business for which you use the car for transport and clothes are authentic and can resell.

It's all about what we do and sometimes, on a rare occasion if you want to spend on something unusual you can do that if you've got spare money. You need to treat yourself as well for things that you want to have but remember, on a very rare moments.

Most of our modern culture revolves around derivatives of consumerism. We're encouraged to have a credit card at a young age and spend ourselves into as massive a pile of debt as possible. Our role as consumers is emphasized over all other aspects of the economy. This current arrangement relies heavily upon globalism and global markets. Our system of consumerism could be trending towards lower sustainability due to rising fossil fuel costs making it more difficult to outsource manufacturing and production to regions with low cost labor.

As a result of current day market trends, I think my attitude towards money should naturally be to reduce my role as a consumer and become more involved on the production side of things. Anything to do with boosting local manufacturing and production is where I want to be. Whether this ends up being profitable over the long term isn't particularly relevant. As it may be necessary to survival. I'm not certain exactly where others stand on this topic, as most are not being as forthcoming with their opinions as they used to be.

But if I had to pick something to invest in over the long it would probably be local production and manufacturing sectors which could see a healthy boost if globalism falters as some are predicting.

If we live to see a steep decline of consumerism coupled with a rise of producerism it may be nice to be on the uptick side.

Money is very very important I don't worry man does not have money it is when you see the loyalty of a man but when man have money you will see the difference in money will see some certain attitude that comes out from a man so money is very important or form everything you are doing today without money you cannot be able to carry out the activities

There are classes of individuals who make little money, but through good financial management, they grow their money. Some people in my town use the popular slogan "Money makes money" because some people have little or a lot of money but are able to invest it and do business with it to grow it, while others have enough money but spend lavishly until they become broke again.

There are some complications most individuals are facing that money can solve, but some of them have earned a lot of money in the past but did not manage it well.

I am still a bachelor, earning well, and my plans are to marry and start a family in a few years, but the journey towards archiving that begins now. I am living in a rented apartment in the city, and my shop is also rented. I don't intend to be paying rent for life, so I have to save up to build my house and possibly get a car of my own. It is also good to enjoy life, but one must note that too much of everything is bad. While enjoying life, it is good to check one's health status, which some people are ignorant of.

my people would boldly say, money stops nonsense, as much as it brings out some attitudes in people that you may never believe would possess such, it also kills for most persons alot of terrible habits the may have adopted due to the want of it(money).

Money is not everything but everything needs money. We don't need to think about where our money will be spent, but the most important thing is to make as much money as possible. By having a lot of money, we can buy whatever we want and if the needs are met but we still have a lot of money, we can saving as much as possible.

It is also important for us to recognize the situation we are experiencing. Example:
Our money is right for monthly shopping, so it's wise for us not to buy things that are not important. But if our money has exceeded monthly expenses, then it is okay to buy secondary needs.

It cannot be denied because if there are people who think that money is not important, it means that people do not need anything and will not do anything in this world. Because it is very clear now that to carry out any activity one must always deal with money, without money every activity or work will not run as well as desired. So money is an important thing that has become a very important thing now.

Besides being able to kill bullshit, money can also make everyone look very wise if they get money in a very good way. And their every word will also be heard more by the general public when they speak in public or when they write something useful in their media. So there is no reason whatsoever to keep away from money unless one is numb in this world by expecting nothing more for himself.

Money is for the important things.

Priority List

• Spend on education
• Save for emergency needs
• Plan for retirement fund
• Spend to explore the world
• Spend on insurance

Luxury-Based on the earning(excess)

• Buy good home
• Buy Property

     Money as we all know is one of the essential requirements in life. Without money, a man can't do so many things as he would be limited from all aspect. It is a means of survival. Yes money changes everything, it changes mans character, his relationship with others, his physical appearance and also brings respect to a man. A man without money, is like a gun without bullets ie, it is useless to a policeman.
       What money can buy, depends on what interests a man the most. Some people sees spending as a norms, while others see it as a means of wastefulness. In life, a man should not just spend money on anything he sees but only on what is most important to him. His needs should be separated from his wants. A man should also remember to make plans, invest and not just squander all his money as this may affect him in the nearest future.

While you are still building your personal finances in a sustainable way, it's important to keep focused in spending money only with what really is necessary, thinking on your long term goals, so once you achieve it, you can start spending your money with superfluous things, like branded clothes, acessories, restaurants and travels without worring if you are going to have money later for your basic needs.

For everything there is a right time in life and I believe if we respect it, we can enjoy the fruits and rewards that reach to us gradually.

It's just as simple as I want to be in life and it is to have their land and houses with gardens, vegetables, rice fields, and fisheries, and a car that is not so sweet but there is still a former and never left behind by the It's time and a simple business that people are looking for in their daily lives.

       I also don't want to be a wealth of wealth, maybe it may be the reason for me to be a bad person to my neighbor. It's okay for me to be in the middle of the state of my life, not rich and not poor.

You should remove "spend to explore the world" in your Priority list and add it instead on your Luxury-Based category because I think it wasn't really necessary especially if one is poor however I think there are people who quit their careers only to travel the world because they think they are only wasting their time working and can't enjoy life that way.

Maybe these guys already save up a lot of money before they do it and then they only find ways to earn or to get a food in each of the place they end up. This only shows that whatever we do, money is still one of the most important things. The next would be the skills and knowledge.

You're right, don't spend on something that's just for nothing. We should not be extravagant and careless shopping. We must remember our future life, what impact will we experience if we still live a wasteful lifestyle and only do something in vain.

Money, money, money! It preoccupies us constantly. Money seems to dominate our thoughts, whether we are worrying about money or dreaming about what we could do with a fortune. As you noted, we must prioritize and focus on what matters.

I think health and family come first. However, occasional pleasures are fine as long as they don't compromise our long-term goals and happiness. Materialistic desires like a bigger house or a fancier car may bring short-lived happiness.

Thus, consider what makes you happy and fulfilled. Is it spending time with family, pursuing a hobby, or volunteering? After finding your calling, align your spending with your values. Money is a tool that can help you achieve your goals if used wisely.

The impact that will be experienced by those who have and live an extravagant lifestyle is that there will be no development whatsoever and will often experience difficulties when they need money suddenly. Because in living life everyone will not know when he will be sick and need a lot of money as soon as possible, so making savings and stopping being wasteful in life is a very wise choice and it can be done by everyone who wants a better life for himself Alone.

I'm dreaming about a washing machine right now, because my washing machine broke yesterday. ;D
I don't have any problems with my attitude towards money. My only problem is the quantity of my money. ;D The more, the better, but that doesn't mean that I'm greedy. Inflation freakin' sucks...
Fancy and luxurious stuff are for the rich people. If you are poor, dreaming about luxurious items(or directly buying them) is simply stupid.
I don't think that I have a particular goal in my life. I'm living day by day. Maybe this is a wrong approach, but I just hate making plans for my life 1,2,5 or 10 years ahead. You never know what's gonna happen, so long term plans aren't my thing.

There is one attitude about  money that I have discovered in myself recently.
I no longer think much about myself with my money. What I think is family friends and relatives.
Most times I see myself getting what I need, but I don't have for other people but I don't have it myself.
I don't like a luxury life, though I am not rich to live a luxry life. But with the little I have that can take care of me and people around me. I use it on people around me more than myself. I am beginning to understand that that is not the best way to live life. I mean, I should be happy first then others come but my case is the reverse.

Dreaming about more big earnings since it can really help a lot in times of crisis especially right now its hard to earn money due to what happen lately where covid hit and affect major industries. But now things slowly coming back and there are to many lesson to learn from those incident so I target to earn huge this year then have a emergency money to use when situation like that occur.

Luxury things is not my priority since at the moment my main focus is my investments and have comfortable life.

This is a great reminder not just for me but for everybody. Since the pandemic I lost nearly all my sources of income and starting last year, I've been on a very stiff budget. I do not want to miss the next crypto bull run which I expect to happen next year onwards. I felt like I do not have much life nowadays and most of the time I stayed at home alone. Not that I am sad because I am still feeling good but maybe this is not healthy for me as I am losing socialization, travel, and taking care of myself.

About money expenditures. We also need to enjoy and reward ourselves for our hard work. So I am not really against luxurious kinds of stuff as long as it represents a very tiny portion of your regular income.

the two wisest words above are very good in my opinion, people collect a lot of money, but they can't be happy with themselves and make those closest to them happy with it. I have a myriad of dreams in my head such as a vacation abroad - a nice car - the best educational facilities for my children, and I try hard to be able to make it all come true.

people say money is the root of evil, the sentence is not wrong because when you have excess money you become arrogant - when you chase money you become greedy - when you lack money you become a beggar but not everyone becomes bad because of money, many people are looking for money to live their lives happily - peacefully - safely.

Having a lot of money will give you a chance to choose which is what you really want in life. When you have stability and independence in life, you can achieve a clear mind with nothing to worry about in the future. I have the feeling that I may achieve such a state one day and will plan to have something I really own in life besides my very own family.

My want since a child was to become a fisherman, maybe I will go back to that significant goal and start living in my own boat that I may buy in the next 10 years.  ;D

Yes, I've been thinking about this ever since I was freed from dependence on my family, the surprising thing is when I use money that I earn myself and from what my parents give me, it's very different and I have a sense of responsibility more when I think that my money is enough for myself. So far, from several financial management failures, I have been better today in management and have expectations that I think are ideal and I must achieve them someday. as easily as possible, health insurance for me and my family is fulfilled, passive income is sufficient, and in essence I want to live quietly in old age without thinking about financial matters, even without a car or gold.

People now a days are really buying those expensive things to show off in social media. I myself don't understand it, but it is because they want attention. It is okay to live those wasteful lifestyles if they are very rich, as they can do it, but for us, that is only getting enough, and if we do that we are just wasting money. I do really see some people in social media doing those expensive things, for which I know they take out a loan just to do it. I am glad that I am not really into social media, and I just want to spend my money on things that I need in my life or for my family.

In general all of us who are here have a 'dream' about something they want, if they really have good money/economic value in their life.

But for me the dream will come alone when the money is in hand, there are many things to think about and take a stand to have something real for us and our families, one of which might be a house, land or a promising business and so on.

In this life, houses and businesses are the main foundations that in my opinion must be brought with the existing economy, so that other properties can catch up with business development, like cars, gold and so on, that's probably the attitude that's on my mind right now.

I think one should be careful in handing out money advice.  As a financial advisor that is what I do for a living, and I don't totally disagree with you, but I think it's important to point out some things.. for instance "do not be afraid to spend the money on your people when they really need it".  I understand what you're saying here, but you shouldn't necessarily do this if you're going to go broke doing so. 

My advice to all is save, save and save some more.  Diversify, live within your means, and help those loved ones who need it WHEN you can.

Talk about money. what money is, and what it is for, everyone knows. none other than, to meet primary and secondary needs or daily needs, as well as to realize various desires that are tertiary in nature. we all need money, people every day compete to make money, whether it's work, business, or whatever it is, so we will always need money.

I have a different perspective when it comes to money. "Money, Wealth and Happiness, and the search for a wise balance" is the central theme of a variety of popular topics that address ways to understand the relationship between money, wealth and happiness, from how to manage money wisely to finding a balance between time and  Money. we also have to learn how to make money a tool, not a goal, as well as avoid greed and the risks that may arise. Besides that, we must find how to achieve financial happiness by learning from mistakes. including keeping emotions in check, and acquiring material and spiritual wealth. because at the end of the day, true happiness isn't just about money. it is about the balance between materialism and spiritualism in our lives.

That depends on your income though. If you have a good enough income that you could spend less and less, while your income stays big and you could save a good amount to bitcoin, then you are definitely right and there is no issues about that.

However, if you end up with something a bit worse, something that will make you lose a lot more money, then it wouldn't really make sense to invest in that regard, like lets say you are making lower than you should and even your income is not enough, in that case you can't invest. I personally invest 10-20% of my salary into bitcoin every single month, sometimes I fail like this month, but usually I do, and that's how I like to keep it forever.

The best advice for people is to self educate on as many financial topics as possible, keep reading lots of books and content. Even experiment just a little bit with smaller amounts to get a feel for how things like the stock market works. Learn about what is good and bad debt, mortgages and credit cards, how to use these things responsibly. That way you will get a greater understanding of where to focus your money, rather than buying the latest fad or following trends blindly. Trying to emulate what "celebrities" are doing can be the greatest downfall when you're younger, as they can build illusions and might even be irresponsible themselves, plus they can often be shilling for free junk.

I think this is a real time wake up call because most times, money spent even on the wrong things at the right time isn't just a waste.
At every instance I get to talk to people about financial education not necessarily because I have a knowledge to share, but rather because I also want to learn something from the next person as well.
I think financial spending habit should be one of course to be introduced into study curriculum ( just my opinion).

I've seen people who see buying of cars as wastage and very wrong investment but I always have to disagree with that because in a society and country like mine, owning a car and not just a car but also a flashy one aids to uplift the status of an individual and at some point the saying " How you dress and appear determines how you'll be addressed " comes to play and there are deals you can catch just because you have a car and look well that you wouldn't have gotten if you looked the other way round.

In conclusion, one should spend money to get the things that gives him satisfaction as what seems right to a person might be wrong to the other person.

Landed properties and valuable materials are also seen as a means of saving by me, as they may increase in value in the future. Some people prefer to spend money on valuable materials in order to have something to show for it when they are depressed or regret how they spent their money.

Saving money for a long time is difficult; only those who are well prepared can do so in the long run. In a world where new inventions are released every year or month, you can't afford to overlook some of the most appealing aspects of your life just to save money. People advise you to spend your money wisely when you can because life is not guaranteed.

In every house hold money is important and it's like fuel use to activate or make things to be very easy in human living, so someone can be stingy in the family when you have no sufficient money, someone that had money most be a giver, seventy percent of people i know that is rich do help their people and also extend the help to the extended family, so the purpose while people make money is to Carter for the loved ones and also solve some life challenges. It's difficult before you can see people that have money without been a helping hands to their families.

On the time that you had reached out on a state where you could buy up things on spot cash or doesnt really need some bank financing or installment then you should consider yourself to be successful already because not all does acquire things on spot cash which means that you are really indeed capable on buying things you do want.Its true that you should not really not that careless
on buying things which arent that beneficial or in short that you are really that become too materiaslistic considering that there's no such thing about unlimited funds.
This is why focusing into other more income sources is more worth.

It depends on both the budget and the financial education of each of us, usually.
what is important to me, may not be important to you. For example, here in my country having a car is not as important, people get used to walking or public transportation, but that is rather a consequence of the economy and political situation.

I would say that the ultimate goal is happiness and if one can be happy in the long term with one's management of personal finances, so be it.  

But if you don't have money, you don't have health and family. When you have an accident or illness, if you have no money, no one will save you, and no one is willing to donate to help you. And if you don't have money, your relatives, even your wife, won't be able to be with you, and no one will treat you well if you don't have money. Today's society has become pragmatic, everything is measured in money, whoever has money has rights.

At some point, a person grows up. He understands that he already has an apartment, a car, clothes, and, most importantly, free money that he can afford to spend. But you're already reluctant to spend on yourself, and this is not because there are no desires—a desire to buy something better, maybe always—but there is a question: why do I need this if what I have works well?
This is what is happening to me. The main thing is both children and parents, and is for them that the desire to make life better and easier never stops. And there are always ideas on where to spend your money with pleasure if it is spent on your loved ones. In this, I think we are similar, and it is not for nothing that I pay attention to your posts so often. :)

Agreed! Cash purchases show financial prosperity. But, don't obsess on material items and realize that there are other methods to get money. Stocks and real estate may be good long-term investments. Always maintain a broad income portfolio.

But who doesn't adore getting something they've wanted without worrying about financing? It's satisfying and a reminder that hard work pays rewards. It's vital not to let our items determine our worth, yet indulging ourselves occasionally can be a terrific way to reward our hard work!

That's very much correct. If you have money then don't just use to fulfil your own dreams rather take care of people in need around you. There are people around in your family that are in need of money but cant ask for it because of there dignity. Better to hunt them down and help them without realizing them (humiliating).  
Money is no doubt important thing in your life but one need to have balance between striving to earn more money and maintaining good family relations and personal health.

That is the unfortunate truth about the world we live in. I do not mean to generalize, of course there are situations where people donate and save someone, or love someone who doesn't have money, or even some people who live healthy lives until 90 years old without having any wealth. These all happen but they are exceptions, and that's why they are pretty rare.

However, if we are talking about the reality, money is the key to life and the more money you have the better life you will have, if you ruin your life even when you have money then it's a bit of your own problem, because money is basically the thing that will make anyone's life better and should be our goal to get as much of it as we can.

People generally should spend more on good things that benefit others more rather than on things that benefit just themselves and family. Things you buy should be profitable enough for you, to the extent that what you spend in buying them can be recovered at the right time.
I have nothing against bigger home, bigger vehicle, private school, etc, just make sure you use them in such a way that they can pay for themselves without additional funds from elsewhere going into them.

1. Invest in established businesses
2. Formation of passive income
3. Increasing the financial cushion
4. Invest in health :)
5. Search for new interesting, promising projects to participate in them
6. In winter, go on a good vacation with the whole family :)

It depends, on how you are ready for big money, someone will spend their whole life making a fortune, and will live a very measured life. And someone who inherits it will spend everything on entertainment and in the end will be left with nothing, because he will not appreciate what he received properly. We need money to live a good life, without money it will be difficult.

I am used to managing my finances. I even wrote down a list of my needs and wants. I separate which needs are primary and which are secondary and tertiary needs.
by doing this it will be easier for us to manage finances. and don't forget to record our income and expenses every day / week / month. so that we know how our financial inflows and outflows are.

I also always prepare a special fund allocation for investment, savings and emergency funds.
and talk about my dreams for the future. so I have been preparing since the beginning of my work. I invest in property and land. I sent money to my family to buy a plot of land in my hometown. because I know for sure that one day I will come home. and my family always support what i do.

from childhood I really wanted to have a large piece of land. and I made a house in the middle of the vast land that I have. so that I have a large yard. live in peace with family. farming, writing books peacefully alias not under the control of other people and also have passive income from investments made in other fields. I also always set aside a little money to invest in crypto like bitcoin.

We spent money sometimes on things we cannot account for and then people assume them to be money wasted on them, but on a reality base, we must be responsible for anything we spent our money for because we know what it takes to get money whenever we are in need and the work we do that fetch us money should also be considered in other not to always renders our efforts in vain whenever we work, make money and spend the money on unnecessary things that are unaccounted for.

The capitalist economy has succeeded in creating a consumer society par excellence. The same society that was before the capitalist era used money to buy its basic needs, where a very small group of society had financial surpluses to buy luxuries.
The policy of free markets helped in establishing excessive consumption patterns, helped by the modern media that present stimulating messages (advertisements) that encourage more consumption.
Economic psychologists provide explanations for all these consumer phenomena and assert that the consumer habits of a particular society or class of society without changing the entire economic model. The matter cannot be studied objectively based solely on personal experience. This is a societal phenomenon similar to an epidemic.

The role of money in a man's life is crucial. When you have money, you can use it to purchase the shoes and clothing you want. like going to clubs or visiting your ideal destinations. Nonetheless, spending money on worthwhile endeavors rather than frivolous ones, such as investing, is one approach to ensure financial security. A other strategy that, when engaged in, can unquestionably help you reach your aim of making a lot of money is the purchase of landed property.

Well it could either be that I am spending too much on something that I don't really need or I primarily focus on things that are just needed and kind of "over-saving" myself. Your happiness is what matters the most at the end. If you have a spare money to buy what you want, do it right now as long as you can still pay your next bill/s.

You cannot bring your money in your grave and we all know that we are all going to that point.

It is essential to have a healthy relationship with money, to understand its worth and to use it wisely to achieve realistic goals that align with your values and priorities. Saving for retirement, paying off debts, creating an emergency fund, investing in education or career development, and supporting causes that are important to you are all common financial goals. Balance present enjoyment with future planning, while avoiding excessive debt or overspending, which can cause stress and limit your options.

Finding that balance is really important. If you can establish this balance, the moves you have already made allow you to live comfortably. I'm trying to keep the value of the money I earn with the increasing inflation lately. If I can achieve this, I plan to act with a better plan after I pay my debts.

I would spend on my friends but every time I think about it I feel like there's a rivalry, like they want to show off as having more than I do and they wouldn't spend on me outside of buying food or drinks when we're partying.

It's like a common agreement that we often buy each other treats like one person pays for pizza, someone brings snacks, but although we know each other for more than 15 years we wouldn't buy each other expensive gifts. If I did that they'd feel that I'm on another level and looking down at them. That's why we rarely talk about money, we don't borrow from each other and so on.

What I'd like to have is enough money to feel safe. To know that I can leave at any moment and still have enough cash and bitcoin to start my life somewhere else. That if something happens I will be able to pay for medical treatment for my family members, that if I get into a car accident I'll be able to buy a new car. I don't want to show off, I want to feel safe.

Unfortunately, money is a vital asset and is necessary to enjoy a comfortable life. Whether we like it or not, money has the power to determine our lives since everything revolves around it. However, being obsessed with it and setting its accumulation as our primary goal can be disastrous for ourselves. I don't want a larger house or a luxury performance car; I want to have a comfortable life without having to worry about running out of money, while at the same time being able to afford a vacation or spending it on those I love, thus, as other users already mentioned, it's important to find the right balance for everything.

It sounds like you're going through a period of self-reflection and considering the value of your possessions and wealth. I can totally relate with you and agree that it's understandable to feel a sense of contentment with what you have and to question the need for more material possessions.

It's admirable that you, just like me, prioritize your family and loved ones and seek to improve their lives. I also believe that spending money on experiences or gifts for those closest to us can bring joy and strengthen relationships.

Other people may not like to judge us because we have money to buy anything from income or savings, we have dreams to buy something we want to achieve and we are responsible for that decision, even though other people consider it a waste of money but we have other funds for emergency needs and investment funds so what we buy is not related to the allocation of other funds, we also have to have passive income to cover big expenses and nothing is in vain if we enjoy income from work to buy our dream items, but we should consider not buying it if the price is above 30% of the amount of savings.

I have a few things that I want to buy but none of these is urgent. This is the main reason why I invest in bitcoin because I know I might need money in future but I don't need it now.
When you know bitcoin will grow in value over time investing becomes something clear and obvious because it can take 5 years before you can take some profit but eventually you will.
I'm not spending my money, I'm still saving. I know that one day I'll be too old and too weak to think of working and that's when all of this will come into play.

Yes, we cant really that be so assure that our kids would really be looking back at us on the time that we are old and having no job for us to support ourselves.We've seen the worst where
old people being abandoned by their children and this is why its really that important that savings is a must while you are still young because you dont know on what comes next.
Now its better to have other multiple source of income so that you do have the chance or ways for you to save up at least for future plans.
Stay fit and healthy and live according to your means and not into your wants.

Wise people should set priorities in their lives. It's not reasonable for someone to buy a car when they can't guarantee a steady source of income to meet daily expenses. However, everyone has the right to have a car or  luxury things that make them feel happy and comfortable, but not on the back of other important needs. Personally, I put my expenses and education needs first, then found multiple sources of income. After that, I bought a car, and all that happened thanks to crypto.

That's really not wrong at all, because in this day and age it will be difficult for all humans to move to do an ideal job without having money in their pocket. So it is very natural if money is considered as an important role in human life because in reality it is. And besides being able to buy all the necessities needed, everyone can also open a business that they like with money and that allows them to continue to earn other money in their life to open more businesses or in savings to make their life more comfortable in the future.

We need to admit the truth we are thinking more towards for us than others with us compared to few decades back so people are attracted to things like you said luxurious car, branded clothes, watches and the list is being endless. Atleast we should back them when they are in need and I hope I am in that way and also I don't try to put down other for my progression.

Health care is very important these days so taking the appropriate health insurance for our family members ensure their life safety in case of an emergency.

As i'm getting older and after having my own family, my priority and focus are solely for my kids to have a better future. I'm saving and investing for them because I don't want them to go through the hardship that I had when I was younger.

Hence, I always prioritize the needs before wants and I can say i'm good in managing our finances. Though I still make sure to reward myself from the things that can make me happy.

Big house, luxury car, wearing branded clothes, or eating in restaurants… we can say we work, save, and invest just to achieve those things. I believe that is everyone's dream and desire, no one doesn't want it. But when our life is difficult, we can't achieve those things, so we consider those things as waste. For those who can't afford it, it's wasteful spending, but for the rich, it's normal.
The future of our children should be a priority, but when I achieve financial freedom, I will also spend on those things, that is a goal for all of us, not just my own.

Estate business, Bitcoin and family are my major dreams which I'm very ready to spend all my money to get all those things done, so that I will have a bright future that will make me to celebrate when the old age come. I have invested a huge amount of money on Bitcoin some years ago, when the price was very low in the market but I believe the price will definitely increase higher before the end of this year 2023 to enable me to achieve huge reward from my investment. I have also invested in my family members which there is a hope for me when they get there in future, they will never forget the assist I gave to them in financial aspect.

As we are getting older, we are now more invested in the future and taking care of our family. Before, when I still didn't have family or a daughter, my goal was always to party and drink hard every day. not in my mind, saving money or buying appliances for my future family weren't priorities. But now, even though I haven't fully regretted it, if I had saved that money and also bought things like appliances, we would be doing better now. We really prioritize our family first, even if we need to sacrifice ourselves just to give them a better life. My goal right now is to have our own home and live peacefully.

The time for having a good income, buying a house, getting a car, having a good life, and all of that is far behind now. Sure in first world nations maybe some people could join the work force at 22 and could buy a house until they are 40, it is possible. However in my nation one house worths 500 months of my salary, 500! And that's today, and it is the whole salary as well.

This is proof enough that I won't be buying a house, thankfully my parents had one, but I wouldn't be able to buy one as it is right now. This is why I think this whole "rich dad poor dad" logic has died, we just need to find a way to live a life that we are happy with, and just peacefully die, that should be our goal.

How important were the things we venture out money into, it's so common that people regret at the end of the day on things they have spent their money on because they lack the measure to control their spending rate, here we have alot of ways that can help us achieve a successful savings and curb the rate and things we engage money for with less value to us, not because we have the money then we should go for everything, we are expected to meet the needs in demand with the money with us and manage up for the other days.

Money is very important because it plays a very important role 8n life. Money is valuable,  it wise to spend money wisely on things that count. Having money is a privilege,  the money you have today might not be available tomorrow so it is important to treat money well on things that matters in life and not in irrelevant things.

The way we can't back time wasted that is how money his, that is why when we misused money wrongly we remember how money was been spent wastefuly and regret for the act.

In recent years, I have become someone who is afraid to spend money on unnecessary things. Pandemic, wars and natural disasters affected my psychology. I am aware of the situation I am in and I can control myself, but this deterministic pressure may affect the whole society in this direction and not everyone may be aware of the situation. I have mixed feelings about this issue. Everyone wants to be happy and healthy, but I want to be more self-sufficient and not dependent on others because I have a somewhat pessimistic view of the way the world is going. I'm saving for a safer future, not a better car and a better home or a better vacation. I wish everyone good luck and a happy life. This simulation is not an easy phase. We also need some luck. :)

Money is very important in a man's life; the people have made it necessary to exchange goods, but I believe that no matter what, I will look for money if not for my life. I have an AA genotype that requires me to take malaria medication twice a month, and the area where I live is not mosquito-free. As a result, I do everything within my power to ensure that I always have the money on hand to take care of my wealth. My long-term objective is to carefully accumulate wealth in order to be able to afford the greatest care in the best health environment. As wealth is defined as being in good health, I want to have health insurance.

Some people say that money cant buy happiness but in todays world on which having money would really be crucial and this is one of the reason on why we do really work our ass that hard for us to earn up monthly

pay because if you dont, then you would really be suffering when we do speak about survival and this is why we should really be that mindful about finding another source of income.

Even people wont really be that much that mindful about being under with money but this is the main thing that we do really need for us to survive.We cant
really just move on without having this thing and this one is really indeed that important.

They say money makes the world go round and nobody is going to change that! Knowing how money is key in pretty much everything, the mentality is get that money pay some bills and you are golden.

If you can sell and still make money then you are among the 1% in the world and that should be the target :)

Pretty sure everyone dreams of this, but nothing beats house, money, car the perfect trifecta as i call it...

Family will always be in our lives whether we like it or not.

I think this is were most of us get it wrong, you can't go on in life without spoiling yourself after all the hard work you put in to bring that money, don't think it's selfish to make yourself happy... If you are always thinking about other people's problems it could turn out depressing in the long run which is why you need to take care of yourself!!

Lands, home, businesses,etc is some of the important things now a days, land price in my country is rising together with the materials to build a home i think it is more advantage if we buy land this time because if we wait for the another 10 years land prices may get double, if we buy many lands it is a good investment, also in building a home if we build home today we will get discount because i believe that soon materials will get double if money is for the important things i think home and land is included on this because this is very important .

It can be said that money is everything, many even say that money is a measure of happiness, nowadays everything has to be paid for with money, the social and helpful value in my country is disappearing and people only think about money, the bad side of money is that it can create enmity or business competition until people have to lose their lives because of money problems.

I would say that money is a tool with which you can get a lot for yourself. But money is not always happiness,money can bring both fear and problems, a lot depends on the person and on his lifestyle and how he manages his money. And in another I I completely agree with you,today most people think only about money.

After the covid pandemic which occurred for almost 2 years made me lose several sources of income, this is what made me very vigilant and limit spending and only spend money for basic things, this is because my economic condition is still difficult and there is no source of income like before the pandemic .

To be completely honest with myself, I always value things that bring me joy. So I buy myself nice things like a house, car, and clothes, but I also spend wisely on other things and invest in things like gold and land that will appreciate in value over time.and also I work hard to provide for my family because they are important to me, and I don't play with their welfare because they are a big part of my life.
Although money plays a significant role in life, it is not always the answer. For example, some people who are wealthy but unhappy due to medical conditions that prevent them from doing what they want or eating what they enjoy, particularly those with diabetes, may have money. Therefore, it is difficult to cure this illness even with your money.

I agree, money is everything, today's society can buy everything, including happiness or time. Many people say that money cannot buy those things, but try to become a rich person, you will find that money can buy everything. If you have money, you will freely choose girls for yourself, when you have a lot of money, you will have a lot of time for your family.

As much as possible, I use my money for a long-term benefits such as investments and buying good assets. I always look forward to a comfortable living in the future so I save as long as I could. However, I still manage to provide for the needs of my family while rewarding myself sometimes so I will feel more motivated to work hard and earn. I think what is important is we'll know how to manage our finances wisely and always include our future when we are budgeting.

until you're in a position where neither you nor any man can figure out a solution except nature/God, then you'll realize money isn't everything, money can't do alot of things as proposed by so many of us.
And of cause If you have money, you'll be more loved and valued by your family but certainly not that you'll have time for them, some of us tend to buy or loved ones attention with money, the begin to speak highly of you because you have money to give.

i have some advice When it comes to spending money, it's essential to prioritize your needs over your wants and make conscious decisions about your spending. While it's okay to treat yourself occasionally, spending money on things that do not bring long-term value or satisfaction may not be the best use of your resources.

The idea behind needs defines it to be a you can't do without and that makes it pretty much a most have rather than wants that are more or less expendables that often comes with substitutes. Hence, its much easier to prioritize your needs than you would do with your wants. Any neglect to that would be doing it wrong and the results are not always far behind.

One important aspects to spending money is how you are actually getting them. That's where your courage to spend should be. You e got to be assured that, whatever your spending is sure to come back within  a defined period of which, your available spare funds could span through that time till you get your top up funds. Its one way to have some stability in life.

I think the worst part of economy is the things that are unexpected. Like one day you wake up and your washing machine is broken, now you either have to get it fixed, or even worse get a new one.

How could you calculate something like that into your finances, you don't and it causes a step back, even if you have a savings aside, it lowers the amount in your savings, and it will happen there is no way around it, you can't live with the same washing machine for 50 years, eventually you will have to change it, or your tv, or your laptop, or whatever else. At the end of the day it is always going to be some unexpected spending which ruins all of this financial planning.

Agree, that money is not everything because rich people with bad medical conditions cannot treat their illnesses even though they are rich but cannot do everything with money, they cannot enjoy their wealth to eat good food and have to reduce their activities to maintain their health. But we must be grateful under any circumstances even though we don't have much money but enough to buy basic food, we have good health without symptoms of disease, so are you grateful for the current condition because money can't change everything.

Money is meant to solve our needs that is why we need to be prepared and always have a scale of preference that would direct us on how we spend money and for the most important needs. There was a time that I have no control over the way I spend money but it got to a time that I have to plan myself and make sure that I make savings that would take me over the time when there may be shortage of funds. We need to attach value to money so that we will not spend it anyhow.

Money is meant to be spent. The whole point of saving money is so you can spend more in the future, or maybe afford something that you've been meaning to buy for a while. Personally, I wouldn't advise saving money for something that you wanna buy, especially if it's beyond your means and it's only going to be a liability, like owning a car or a new smartphone, but you do you really. It's just that, as someone who grew up virtually in poverty, I had this mindset ingrained in me that "money is supposed to be spent, but not wasted" so I make every cent count and then grew up to have a notion that's similar to Akon's, where if you can't buy more of the stuff you wanna buy in one go, like a car for example, you shouldn't buy it, because it is beyond your means.

In life everyone has a dream, aim and goal for them to achieve in their prospective life.
Your thinking and attitudes behavior and sense of reasoning might not be the same as others, if I most tell you something very shocking some people are too materialistic in way of buying spending money on cars, clothes and living luxurious life. Naturally we all know that money is meant for spending for that does not mean we shouldn't have a goal. Typical examples is Elon Musk, from my little research and understanding he never spent carelessly all less for investment and for business purposes.

My aim in life is a van house - where there is uninterrupted water and electric and gas supply. And the main focus this year is on health.
Money is important thing - but so is health, safety and wellbeing
We must find ways to earn money - side by side we must we must find ways to educate yourself with the new things happening in the world around.

The dream of my life is having a cottage by the wood with flower all around. And have a comfortable neighbourhood where nobody judges you.
I dont like rushy and noisey place. I just want to have money to have a joyful present and and some saving for medial emergency nothing more.

people have different views of what they want, all the things you mentioned to be the dream someone is very nice but we have to have another thing will bring return instead of getting luxury things that need your fund's for maintenance, the aspect of having a private school and branded drink should be a target of someone who want have a legacy on earth before departure on earth, my dream is to own a company of different brand which when I'm no longer on earth it will continue to exist and it will be controlled by my surviving family, so when I have such then will be happy. As I portrayed before that my ambition or vision will not be admirable by another person,  so we have different obligations.

There is one thing people always said about having money they have Joy, Money doesn't really gives you Joy but rather it makes you Happy. You can't have Joy while you are on sick bed, you can't have Joy while you don't have anyone around you like Parents and your Child there are many people today who don't have Joy in them simply because there is no one to be called theirs, Interiorly you might not noticed it because people won't open up to tell you they don't have Joy.

The Joy of every Married Woman is to have their own kids running around them.

How do you know he doesn't splurge or spend on expensive things? Are you friends with Elon, or have you just read his stories in the newspaper? You should know that people with money often have eccentric and very different habits. But they are very smart, they never show off or show off in front of the camera. But behind the scenes no one knows what they are doing.

The purpose we make a lot of money is to have a luxurious and happy life, only those who don't have a lot of money, can't touch those things, they call waste. I'm not too rich, but when I'm rich enough, I'll buy those things too, that's the life of the rich that everyone dreams of.

Money isn't useful in itself except when put to use. It really doesn't matter how much one has if one can't affect the lives of those around one. My mindset is whatever money I spend on myself is what should be spent. There's nothing like over spending or extravagant life for me.

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That's the mindset of a giver. There's nothing wrong with that. Don't be discouraged doing it but just don't overdo it. There are those who are going to mistake your generosity for being too rich or trying to show off. Don't lose focus on that which gives you pleasure whenever you do it.

Our economic crisis nowadays is very challenging and hard to deal with but I still focus on my purpose which is to have financial freedom in the future. I spend my money wisely by buying important things over only the things that I want but not needed. I always make sure that I have saved enough because years from now, I want to put up a good business so I would have a passive income so if ever I would lose my job I will still have a source of living. I want to have a good crypto investment and invest in assets as well. Goals could be reached by having the eagerness to control ourselves from irresponsible spending.

I think you need to read how he all started, i believe he now spent his money the way he wants but not at his preliminary stage that which was filled with lots of structuring. As a man you need a structure ( Planning and Focus) to determines how your future would look like, with you doing that and you involved in excessive spending then you may finds it difficult to meet up life.

We must be wise to use money at this time of economic crisis, but prioritize saving because in the future we will face the most difficult times, I also use some of my savings for crypto investment for the long term, because I see the potential for a high increase maybe in the next few years to improve finances For the future, I've been setting up my DCA strategy since last year and setting aside some of my savings to add to my portfolio assets.

Of course money is the most important factor for life, nowadays we have to value almost everything with money, so that makes me often have to think about making money, currently I work and when I have free time I use it for promotion on social media. I think as long as we have a strong desire then we can be successful and have a lot of money.

money is for important things but these days online shopping has made the life to much easy - we are wasting so much money on unnecessary stuff.
Buying it online from our couch.
I have been doing the same - wasted so much money on online stuff. But its been a few months that I have stopped over spending and saved a few bucks.

Money of course is a very important thing, almost difficult to find a place that does not need money, especially a lot of life needs that must always be paid routinely such as electricity, clean water, gas, etc., of course, makes everyone think of making money even in my country many officials who is corrupt for fear of poor.

For now, a strong financial condition is one of the important things that everyone has. Fluctuating world economic conditions can have an unfavorable impact on us. Yes, for that matter, saving and investing is the first step in how to manage finances well so that we have a sense of security about financial strength. Then as much as possible to avoid debt, because by being in debt, we have to set aside income to allocate it to pay bills every month, so that it will disrupt our balance sheet.

I certainly agree that in terms of managing finances, you must prioritize needs rather than wants. Setting a budget according to priority needs will give us a greater chance of feeling secure in the financial aspect in the future.

Source:  (https://www.cimbniaga.co.id/id/inspirasi/perencanaan/5-cara-mengelola-keuangan-secara-baik-dan-optimal)

First of all, we must provide ourselves and our family with everything necessary for a comfortable life, after that we need to increase our income, while keeping our expenses at the same level, so that you can create some savings.

After that, depending on the comfort of our life, we can start investing, or we can divide our funds proportionally in order to raise our standard of living to a comfortable level and at the same time be able to start investing.

Because saving and investing won't matter much if we're all denying ourselves trying to save on everything. You need to live in pleasure, the path to financial independence should be comfortable, if this is not the case, then something needs to be changed.

you are right, and I totally agree with this opinion. We certainly have to be grateful in every condition we have. especially for the health we have. it's just that, even though money isn't everything, we really need it, especially in the conditions mentioned. imagine if we were in that condition, but we didn't have money. it will get worse.
Because of such conditions, there are many people in good health who are trying to make a lot of money but do not think about their health or the environment. all for the sake of achieving their goals and dreams. however, it is something that is not recommended.
Personally, I feel that money is very important. I also try to make my dreams come true, and now I also have several assets because of the effort I put in. however, I also still pay attention to the things that are important to my life. it's probably a better way to use money. we need to put important things first for the use of money.

it's not that easy sometimes people have planned their finances but suddenly there are emergency expenses or whatever that forces them to use their money.
so any plan can fall apart if there are obstacles.
but if you do it right and according to plan i guess there will be no disturbance if everything is smooth.

Yes, we need to be grateful for life with what we have. But you have to agree with me, money is everything, when you have the money you get what you want.

For serious illnesses, money won't save you either. But in many cases, when you have a lot of money, there will still be a way to save you, but if you are poor, it will be the end.
When you have money, your children and relatives will have a better life, and when their life is good, they will have good health. And that's how money can buy health and time these days.

Most of the time, people associate money as the root of all evil, but I don't think so. Most common debates amongst the crowd are with this topic which can be refute by saying " that depends on how you handle your money", which is actually TRUE. Ever since the beginning of humanity, we people are gathering resources in order to sustain ourselves, even right now what we still gather are resources, money which can be used to pay for our food and shelter and other needs.

Although we seek greater fortune in order to live our lives more comfortably, it is safe to say that we should still view money as money and use it for what it was intended.

To the contrary, I sometimes think money can be a source of good. Narcissism and greed, in my opinion, have no place in society. Money just magically appears in our bank accounts and purses, and we all spend it responsibly and prudently. It is impossible to manage money poorly and get oneself or others into a jam. A scenario like that is completely impossible.

However, you are totally right in saying that one's relationship with money can either be stressful and a source of problems or a means to one's goals and a comfortable existence. Ultimately, it is up to the person to determine how they will spend their money and how that will affect them and those around them.

When it comes to dreams these days, we can't achieve them without money. We all know that, but I'm not saying we can't live without money because that's not true either.

    Now, how to have money? There are only two ways, the good and the bad way to have it. Of course, if we are sober and have a normal mind and understanding of what we will do is in a good way. Because for our life to be prosperous we just need to choose a good system and this is one of my beliefs that Bitcoin and cryptocurrency can be an instrument in reaching my dreams in life.

your post is part of the financial advice as well I think. using money only as needed and according to needs is better, if with lots of money and according to desires it is very dangerous in my opinion. better use the money you have as best as possible for the needs of us and our families.

Anywhere in the world are using money or some sort of payment system unless you are in a remote area or untouched tribe but most of now needs money to continue what they are doing though you can still lived without it but you'll struggle a lot. Ive seen a lot of videos on social media not sure if it is true but most of them lived in forest area like tarzan and they are finding food and not relying on the money but for us that we got used to it then it is impossible to us to survive.

Nowadays money is very important for the people. without it is like your life is nothing, why Do I say so? because you cant have things you want in life by just dreaming it, yes we have quotation money cant buy happiness but the money will help us to achieve happiness that we desire. I agree that money is for important thing especially for the essential needs to have better living. What we need is to know how to handle all the money that we have, where to spend it, is it beneficial or not. Way back 2021 when I hold huge money I don't know how to handle it. I spent it in casino playing poker games and others vises. But when I lost everything that when I only realized that I should have save it for my future. In addition, at some point in life its okay to spend it on the things we want like bigger car or home specially if its for our safety and it can help our life more easier. Judgement will always be on our surroundings but what important is we know how to spend our own money and where to use it without stepping other people lives.

Our perspective on money shifts as we get older. From the time we were children until college, we believed that money was used to satisfy our desires. We want to be attractive. We want to buy shoes, clothes, and other items that can make us look better. However, once we begin earning money, we also begin to value it and want to spend it only on essential purchases. As we get older, we gain wisdom. Because my child and family come first, I barely have a budget these days. Additionally, I must save for the future.

Getting older does make a lot of people wiser now I'm about 30 years old and already married and have children, before getting married what I thought about when I had money was to spend it immediately for fun there was no thought of saving, let alone investing, after marriage all the money I made was very I appreciate it and it's not easy to spend money.

Money is very very important I don't worry man does not have money it is when you see the loyalty of a man but when man have money you will see the difference in money will see some certain attitude that comes out from a man so money is very important or form everything you are doing today without money you cannot be able to carry out the activities

The more you improve the quality of life, the greater the costs to be incurred. Never get stuck with prestige that makes you improve lifestyle, Poor financial management will have a negative impact on life in the future.
You must be able to distinguish between what you want and what you need, avoid spending money on things that are not important because it will have a worsening financial situation. It is very important to know the current financial condition as a reference in order to cut expenses or increase income. Need to set aside money to achieve important goals in life, spend according to financial needs and capabilities for the future and a better quality of life.

There's a difference between squandering money and trying to live a comfortable life. The fact that I have family doesn't mean I shouldn't enjoy myself with my money. Getting a nice car, clothes doesn't mean I'm spending money on things that are not important. Yea I know I'll take care of family but I also got to take care of myself too, I've got to look after myself too. Planning for the next 10 years is good but also don't forget to live life in the moment for tomorrow is not promised.

Having money is the avenue to living one's dream lifestyle. Maybe for someone who wishes to get all the material things they want, they need money to afford them; people with dreams to travel around the world need money to archive that; people with the desire to drive the most expensive and best car in the world need money to archive that. But one thing is for sure: "Money makes more money." For instance, if you are the type who is already living an extravagant life while earning little and trying to balance yourself first, you may be thrown off balance because money spent carelessly doesn't come back to you unless you work to earn again.

The richest man in the world today is not just a cryptoguy; he's not only a businessman; he's not only a shareholder; he's not only an inventor; he's not only a stock or real estate investor, but some who has different sources of income. Example is Elon Musk of Tesla; he is the CEO of Tesla, he's a crypto investor (Bitcoin and Dogecoin), and he also owns a high share in the Twitter social media platform and may also have other sources of income.

A person living his dream lifestyle is the person who understands that money makes more money, the person who understands that they need to invest, reinvest, invent if possible, start a business, buy shares, buy stocks, and look for any other thing that could earn them money so they can venture into it. Although am not saying that you can't archive your dreams if you only have one income source, but all depends what your dream is.

Dreams and desires are different, everyone has a desire for where they want to be in the next 10 or 20 years, but ability, zest, hard work, discipline, and commitment will determine where they will truly be when that time comes.

I love this topic 😃, OP; most old members in this forum have archived a lot since their time here because they understand that "money is for the important things." For example, I came across a post in this forum a few weeks ago in which a legendary member mentioned that he is training himself at the university using his signature earnings, stating that education is important and money is for the important things.

But whatever one thinks is important, they can spend their money on it because it's important to them too.

Money is important for the things that will make more money available that is investment and not just frivolous things that won't generate more money. If we are enjoying the good things that we get from money, we should also try to set some money aside to further reinvest it. Therefore, things like investment in land, property, building and going into manufacturing will further generate more income.

Some people are irrational with money, they spend far more than their daily earning power just because they want to be praised in public and get to be known in the midst of girls as a good spender but back home they are so annoying and frustrating with money. It is better to balance out spending with money, if you have it spend it but if you don't then hold back and be wise to build your money. We need some capital to grow out investment to have financial freedom.

Spending habits are what one really needs to manage and work on. I have tried so hard to make sure I don't spend more than I earn and focus on the things I really need, like tuition fees, rent, and other personal expenses I can't live without. Apart from that, I manage my spending to save for a rainy day. 
That's what we call delayed gratification. 
Suspend your today's pleasure for the betterment of tomorrow (the future). You invest your time, money, effort, and things that don't add much more value to your life other than pleasure and channel the energy into what will bring good fortune to your future. 

Carrying about the kids is more important here and money is what we need to pay all there bills and give them a better life. As a adult there is so many things to use money for that would give us a relaxed and comfortable free feelings of making life easier for the children.
There are some basic things we need to prefer that may seems unneeded to us that would need us to make sure we plan well for it. We need to get a good job or create a good business that is yielding good income for us to prepare for the kind of life we are looking for.

This is why most of us is really that desperate when it comes on earning or finding sources of income specially when we are a father who do raise up our own family.We cant really just afford on letting them see

on lacking in speaking about their needs and wants.We are really that held responsible for what they would be able to experience it out.Establishing and making them comfortable as possible.
Some saying that money isnt everything but in todays where goods and needs or necessities does come with a cost which means that having no money does certainly mean that survival is really that hard.
This is why we should really be that wise on finding sources of income on where we could be able to give out on what their needs and able to support them.

Increasingly difficult economic conditions make us have to use money only for essential purposes, don't be wasteful or waste money without calculation, and from now on we have to be strict and take into account all expenses, immediately remove unnecessary expenses and bring money only for needs that have already been we budget.

Nice plan buddy, Possessing land for farming is a very excellent and helpful thing for man; it helps in many ways, such as during times of food scarcity and economic activity, and it also makes you feel like a healthy man while earning money. Spending money on your family is a good thing that will make you a hero and man in the family, but you must do so wisely and not on things that are not useful to them.

There are various ways people are using their plots too for farming - for flower productions, they are planting fruit plants to have seasonal fruits - if not for the business purpose then for the personal consumption as well.

Money can change the people's mind and personalities that why it's better not to get more indulge with it because it will become more toxic if worshipping too much. Money is just a tool to be happy by spending material things that have value and significance towards to your families and friends. From any walks of life, every penny is important that's why we always spent what's for the best that comes with value in the end.

it sounds very easy to manage finances but it is not easy to apply it in life, very often you lose control when you have a lot of money by buying things that are not important.
sometimes we realize when we have made a mistake in managing money and will return to do it again in the future with the same regret ending, that is very difficult for my life and cannot be denied so I have to use the services of people closest to me to be able to manage it all.

a person's attitude will change when he has a lot of money, many people are like that including myself, that is the wrong thing and will result in a breakdown in money management.

thinking about the future is important but even more important is spending money on important things as you mentioned to meet the needs of families who need our help, money will not be taken with us when we die so use it for useful things.

almost all human needs now use money ranging from necessities of life to entertainment such as multimedia, all need money, a simple example to get the latest information on the internet, we even have to pay internet health bills also need money, so why is money important, simply because everything needs money.

I agree, but it's very hard to stop being a slave to money. It seems that a person has everything, but maniacally continues to make money, sacrificing health, relationships, and simple human happiness. One forgets that after death, everything physical remains here. Man forgets about spiritual development (at least most people do)

There are some things that are not really necessary to I just want to stay in a comfortable house, not really big and not really small, I want to have like two nice cars one for my wife and one for myself, am having a business am running already, I will want to expand it, I don’t need any branded drinks, to me it’s just waste of money and I don’t need gold, am not the type that values gold.

We all want to be secured with all of these possessions that we're hoping to have and that's the majority of things that everyone wants to have. But agree that it's all about how we're going to spend our money on these important things that will make us convenient and confident with tackling our daily lives. And for those people that are struggling in life, they may see the beauty of it if we're able to help them and show them that we've been there and a lot has changed because we're able to help them and soon that situation will also happen to them. They might be in a bad situation right now but it won't be the same forever and soon, they'll pass on the blessings to the others that they'll encounter and they'll remember all the good things happened to them so, it's just like passing all the good vibes and sharing it with others through helping if it's necessary to the right people.

if you think about it, actually all the learning that is done at school in general teaches us to make money with different methods so it can be concluded that money is one of the important things even in some situations to learn to make money we are required to spend money

Common sense, family is the reason why we go through all the shits in life we going through just to make sure we can afford them a better life and anything outside that is secondary. 
There's a popular adage among my countrymen tht says "we leave home to take care of home", what this means is that the reason why we leave our homes in search of greener pastures outside is so that we can be to take good care of our family and give them a better life.

Lavishly spending money on luxuries and fantasies while family suffering back home is just another height of insanity and regret is the end there of. Because the best investment in life is lives investment others are just complementary.

Personally a shelter is important, daily food is important, and clothes to cover-up is important. Without this it is hard to live. Beyond this what all we've innovated and making use of it is for our convenience. Money is important, same as that should be our preference. We should have better plans and execute one by one. In my understanding one who have got food, shelter and clothes is rich than majority population of the world.

Thanks for sharing your thoughts, It's important to prioritize what truly matters in life, such as family, health, and well-being, when it comes to spending money. While material possessions can bring temporary happiness, true fulfillment comes from pursuing meaningful goals and investing in experiences that bring long-term satisfaction. It's important to reflect on your values and goals in order to align your financial decisions with what truly matters to you.

I never intend to buy a car when alone, but I have no choice now because of my family, car makes things easier if you are no more alone, you will be able to drive your kids down to school and I am living in a newly developed area, very far to the city, there is no comfortable way to live in this area without any means of transportation, I don't regret buying one, if I manage to make some good amount of money someday I will definitely buy a extra ride, one for my self and one for my partner.

I don't think buying a car, or a big house is bragging because we all try to make money to make our lives better, as long as it helps us, it can't be called wasteful or bragging. Currently, I am still using a motorbike, but in the near future, I plan to buy a car because I simply think it can benefit my child's health when taking him to school or out...Owning a car costs a lot of money, but as long as it can bring convenience and comfort in life, I think it should be done.

A bigger home or a new car is not important for me in life and wouldn't bring me much happiness. The most important goal for me and my family is a good health. Just recently I lost my step dad due to a serious illness. He worked all his life and had his whole retirement age planned out and covered with private retirement insurance. Before he even reached his retirement age he got diagnosed and died before becoming 68. That's why there is no point in planning too far in the future if we don't have the health to enjoy the time. I would rather go on a nice vacation with my family than to buy something new for myself. The important thing is to spend time with the people you love a hope that they stay healthy as long as possible. All the money in the world doesn't matter if you are just laying in your bed all day.

Yes, it is right that car is really helpful for families for those where the school or the stores are far from their home. Just always consider your financial stability when going into investing like these. As long as you can afford it, just buy it since money is meant to be used for the things that would be helpful to us and/or would make us feel good. But, the point that middle class often had financial stress when buying thing is a valid point since most of them do not consider their financial capability when going into deals of buying cars. This is not a good move especially when the only reason why you pushed yourself on buying these is to show off. It is much better to be financially sound without having car than be stressed while having a car. The main point is that we should continue to strive to be financially capable and be able to buy the things for ourselves that is within our financial capacity so that stressed would not come our way.

I completely agree that money is important for things that matter in life, such as family, health, and well-being. However, it's also important to be mindful of how we spend our money and to avoid spending it on things that aren't truly important or that won't have a long-term impact on our lives.

In my opinion, one of the reasons why some people prioritize material possessions like cars and clothes is because they believe that these things are a reflection of their status or success. However, it's important to remember that true success and fulfillment come from pursuing meaningful goals and living a life that aligns with our values and priorities.

Money is a very useful tool to tackle many life challenges, you are not a man enough if you can't provide, you need to take care of your home, and family, love is the most important thing in life but it feels incomplete without money, because as a man, how can you show how much caring you are when you can't fix money problems? There is no reason to buy things that are not needed for you and your family, there is no point in trying to impress the world that you are successful, it brings unnecessary attention and even danger to your life.

This is so because the car also requires a lot of money for maintenance, and this must be considered before buying it. In my opinion, there is such a rule, I read in one of the books, that a car should cost no more than two of your average salaries, in which case it will never be a burden for you.

But a car for a family is very convenient, when you once tried to live with a car, it will be very difficult to refuse this comfort. Therefore, I say that we should always strive to increase our income in order to make our life comfortable.

The last bull run on 2021 really taught me about how to manage your money. I have experienced when i have a lot of money and now i really struggle. It was a good lesson. Now, i know what should i buy or use it wisely. I will never make same mistake twice.

In living this life we all have goals, so from now on everyone wants to achieve all the desires they have long fought for so that for the next few years we no longer think about money problems and just enjoy the results of our hard work at this time, if at this time we have not been able to achieve success then fight until all desires can be achieved, With confidence in our lives, we can certainly achieve everything even though there are many challenges that we have to go through, so now we must be good at managing finances so that later we can enjoy when we are old.

Money is an important resource that can help people achieve their goals and fulfill their basic needs. However, it is also important to prioritize and use money wisely. Rather than spending money on unnecessary things, it's better to invest it in things that matter most, such as family, health, education, and personal growth.
and you can add more after that primary need fulfilled.

I'm simple person, what I want in this life is to have my own land and house, even a secondhand car, a small business, and most of all to save at least 1 bitcoin before the bull run season.

     And the most important thing for me to achieve those is that I must find a way to have money and I have to work and work hard for it. In our time, wherever we go in the world, money is always associated with the things we need in our daily lives.

Based on my experience money is everything, without having money we can't happy and get rest at the old age, I have planning above 60 years old stop working and get retirement having enough money saving in the bank or several assets in cryptocurrency keep help us how to increase every day.

I am so sad with many people still working until they have been older because less take care from government based on happen in my country, some of them less controlling or how good management with their money. Need have saving fund and we can't work every day until the end of our life so saving can help us keep continue how to get daily needed without working.

Money is definitely for the important things. Because people have different views and preferences, It’s now left to the Individual on what he defines and sees as important to acquire with money.
There are people that when they leave their parents bosom and finally go off on their own, will not really care about their parents anymore. They would rather spend on themselves buying luxury and sometimes irrelevant items.

I think people have the right to buy whatever they deem fit with their money and sometimes I might think their choices to be wasteful and stupid, I’ll quickly remind myself that it’s their money and not mine.
I have my own personal opinion of what’s important to spend money on and it doesn’t include the latest model of the Mercedes or known branded designers clothing. I love the good things of life just like the next person but I would rather spend my money and time on people.

Same thing with me who also had a simple dream at first. but then the dream began to grow and become more complex. and of course to make that dream come true and the very first thing to do is to find a source of income to bring in more money. and actually this is the first task which is also not easy. but I always pray and work to the fullest. and I started to realize my dream starting from small things and what I can reach now. because still, everything must proceed gradually and cannot be realized all at once. but I believe that in the end we will be able to get what we dream of as long as we keep trying our best.

in general, money is very important and is very everybody's dream to have all they desire talking about the house the cars and having to wear gold and many more.

And like they say health is wealth and considering what most of us want in life is to give our families a very comfortable life and there is no way you see your families and friend in need that you will not want to spend and the purpose of having them is also to be a support for them that love there is no way you can show love than caring for them.

What you say is true for the time being, if you look at it, everything in the world is dependent on money. If you are sick, you need money to get well, you need money to live a normal life.As long as you have money, you will be loved by your loved ones and relatives, wherever you go, you will need money. You are right that money is everything for happiness, but we should never forget moral issues while earning this money.

You're right.  Attitudes towards money are something we need to revisit.  I've lost a lot of money and years in the market but still got nowhere in the end.  After two bull markets I had no money left.  Although I have a lot of money, I can't find a reason to withdraw it.  Following trades cost me all my hard earned money.

It is true that its never been that a bad idea on spending up on things which are important which its of course it would really be just normal to do so but there are people who do just forgot on what are the priorities on life which they should really be focusing on.Of course it would be normal that you should be minding about the future on which you shouldnt really be that careless on spending your money without having directions.
There might be some unexpected spendings but of course your should really be making yourself that focused about assets which could bring out some profits or income later on
without needing for you to do some work.

That is something that is very natural for humans because of course we live also need self-development so that we are even better and not stagnant in places.
Starting from small things is indeed a difficult thing, but it is one of the most important things to do because nothing big will happen if we don't do a small process first and of course to make small things big it takes capital. Apart from the effort and determination, everything is rooted back in our finances, of course, because even though there are things that money cannot do, money is still one of the important factors to support it.

Money is an important thing for life, without money we cannot do many things, with money we can bring all things or happiness, but we must remember that money is something that can help others, so when we have a lot of money, multiply it to help others, and many crime cases are motivated by money, cutthroat competition is usually motivated by money.

There is no end to the needs in human life. People always like to dream and want to fulfill their dreams. It is difficult to find a person in the world who does not have any dreams. And what is needed most to fulfill dreams is money.People without money fail to fulfill their dreams. Everyone now thinks that money is the source of all happiness.  Who does not want to build a beautiful life, everyone wants a beautiful house, car,gold, high profile life style.Dreams remain dreams for those who don't have money.  Now I am really trying hard to fulfill the needs of my family.  What can be more noble than keeping the family happy.

That is why people are chasing money as without it we cant do anything. Also we should spend it on those important things like its better save it than spend it to useless things though sometimes you need to buy those to get happiness but if ever you've got a chance  not to buy it then it good. Dont also forgot to help those people in need like giving them foods or some donation as it can greatly help them

In my opinion, that is a lot, they are no longer a simple dream, a man if he has all that plus a happy family. That's a successful man, that's everyone's wish, not just you. And to get there, there is no other way to help us but money, but to have money we have to work hard. It can be said that money is the most important thing in this day and age, without money, there is nothing, including family happiness. Money is very important, it decides everything.

Everyone has a dream to earn money and do this job.  Someone has a dream that if he ever earns a huge amount of money then he will build a huge house with that money and someone dreams of buying a huge car. Everyone dreams but not everyone's dreams come true. Many dreams depend on money. That is, depending on the amount of money he has, what dreams he can realize depends on the money he dreams. To tell you the truth, till now I dream of being established in life and standing next to the helpless people.  Because it is really painful to see the people who live helplessly on the side of the road. So if the Creator ever establishes me, I will definitely try to stand by them.

Maybe you traded at the wrong moment in the past and lost money right away and couldn't take advantage of the bull market moment that followed. Even though you can just take your capital first when you get a little profit from your trade which profit you can also make capital back into your trade even though it's not much, but at least you won't experience any more losses if you don't get a profit in trading furthermore. And you can even get even better profits when the bull market arrives by using the capital that you have previously withdrawn in the previous trade.

All this can be done in parallel, if you met a beautiful girl and you decide to start a family, then it’s stupid to wait until you have money. I know examples when a young family started their journey together and they achieved everything together, these are examples of real feelings when a family can go through everything together.

If we are young and productive then we have to think that one day we will be old, often sick and of course unproductive, if at this time we don't invest immediately then we can be sure that our old age will be full of crying and hunger, start looking for investment even with a value small but always focused and don't be tempted by anything.

What happened today, I lost some money and that really annoyed me a little, even though the amount wasn't too big, it was enough to live for a few days, now I'm trying to let it go, hopefully there will be more sustenance for me.
Yes, use money as best you can, don't use money for purposes that are not important at all. In this day and age, we have to be smart to save money, otherwise we will encounter unexpected things like hardships. It is possible that everyone's needs are different, but surely we know when we have to use money, when to save it. We must be wise in this matter.

I always relate trading to sports betting. The market fluctuates like a team. Predictability varies. Don't regret losing money. Learn from your losses and win big! Focus on the now, not missed opportunities. Use market conditions to make informed trades. If you benefit, don't be greedy! Invest wisely. When the bull market returns, you'll be ready! Imagine the pleasure of a stock market home run! It's like making the game-winning basket or goal in soccer. Keep swinging! You never know!

haha. Looks like we have the same problem at the moment. The feeling of wanting to win the market makes us lose more and each time it is not wise to deposit money. I have been taught that making money is more important than showing what you win. Trades are boring because they have a principle of not putting a lot of emotion into them. I am working on my own with stopping trades and observing more. Hope everything gets better here.

If you think you need something in life which is important, and you can get it using money, then you are free to use it. But it is never a good idea to spend more than needed. Middle class and poor people are less concern about money management, because they want to lead a rich life and end up imitating the rich. Thus spending more money than needed.
So it is important to spend for only what is necessary and focus more on investing to grow your assets.

U are right bro. But we still need to look at some reasons for this. In most cases the poor have more needs than the reach. In an environment like Nigeria where birth rate aren't controlled it will be difficult to curtail the effect of money mismanagement. 
Secondly, the issue of salary / expenditure comparison which is the significant way of controlling the issue of money mismanagement,  is not even taken into consideration in some countries. For this,  people spend money without considering the strength of it's source.  And this is really bad.

Yep, it's basically the same, but it's my current condition, I don't use the money either in trading or in gambling, which makes me a little sorry for losing the money because I didn't really do anything there, but I feel aggrieved differently. If I did it for trading, maybe I more able to make excuses for myself when a loss like this.
But responding to what you said, self-control is much more difficult when something like this happens and when we can't control it, we are definitely ready to lose it there.

As a rational human being, one needs to be frugal in spending and saving for the future. Cloth and cars are important also but everyone should be based on the scale of preference and sometimes opportunity cost.

Of course I will use the money for the welfare of myself, my family, my children and those in need around me.

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at this time I want to buy a fairly large house for my family, because at this time I still live with my parents.
it is one of my dreams that I am currently striving for.

I want to open a business to open a business that I like and have dreamed of for a long time.
I also want to have land and gold investment assets because I really believe these two assets will be very valuable in the future.
and in the past I really wanted to invest in bitcoin, and now that goal has been achieved, just waiting for the results.

maybe this is very simple but all of that is very meaningful to me.

not very simple at all, you still think about your family that a good one, some people while chasing their dream sometime will forget everything.
and another investment you say, i think that already in good way, you just need follow the path.

right now my main goal is to buy my own house and I want to get married if I have enough finances, then have investments and savings for the future, it seems that if you look directly at it it will be very heavy. but if you live it seriously I think the way will look easy.

Yes, that's right, as long as we still have clothes and cars that we can still use, we should never buy too much, many people are tempted to buy because of the easy access to shopping, for example, online applications, which in my opinion do more harm and the impact is worse than the benefits, so hurry up. delete all shopping applications on the smartphone.

I don't like the trade-off in the case of big-risk trades. In my loss experience, it is advisable to set limits on losses and accept fewer wins to keep the money safe. Attitudes to using money and transactions need to be reconsidered.
I realize I'm not young anymore. The age of 30 is coming very close while there is not a cent in him. This is dangerous.
Know that everyone's money experience is different. Maybe I need to study more to overcome the bigger challenges. I am poor because I am not qualified enough.

Yes I agree with all you said, but if you come to think of this, money don't change person, but it shows you who that person is. Some of the people that are purchasing cars and even some  clothes it is not important to them, some people live above their financial status just to please people. People with this behaviour live a life of depression and at the long run they lose everything and also be running at debt.

Having a good house is also good but know that marriage is not when you have huge amount of money, you can just have a little source to depend on. Building a house is not an easy task for someone who is not financially buoyant, but you can get yourself a renting apartment no matter how your financial status is you can still get your class that's  your status can afford comfortably. Someone cannot said he will do this or do that when is rich, you have to start from the grass then gradually to the Grace.

Sometimes someone will said it's because of too much money. This online shopping often pushed me sometime that's if you are the market you will like to buy any thing that you see even though you don't have money for it. I agree with you for someone to stay away from this online shopping applications. So that you can think of something that will help you to grow your in a positive way.

Money is very important to me, more than some people in my life, because they made me realize that I can't be loved unless I make money, and I keep on showing them, that I cant love either when I was abandoned because I have nothing, I won't ever understand why people you call family could treat someone this way, they look down on you like a piece of trash because you look like some one who have no dream.

Of course applying a loss limit and setting a winning target are the main things we have to apply when we trade. If we do not apply that discipline then we will feel a very big loss.

I really appreciate it when you say you are not qualified, because very few people would say that to themselves. But not having quality doesn't mean it won't be quality, right? By realizing this, we will definitely do everything we can to make us qualified, myself included. When we have such thoughts, we should never tire of making us better.

I don't think poor people need more than the rich. We just need good control over our spending. As a human being, we all desire the same thing. But the ability to get/achieve them is tough based on their financial condition. Over population is not a bad thing if you can use that in your favor. More man power equals more development. But the method of converting the population to man power is difficult. If used correctly, it could be game changing.
This is why every person needs to learn the money management. Anything that is done more than it's needed is bad in any situation. Not even a single institute teach us about this and we face the problem later on because of less knowledge. The system itself is broken.

Money cannot buy happiness, peace, or good health; however, there are people who have money but are facing some serious unexpected emotional challenge; they have money but do not have peace of mind. I am saying this out of experience. A very wealthy man in the city were I resid lost his mother; the woman was young, but her health issues were severe; the son was distraught; he had enough money for every treatment, but his mother died. He made a statement and said, "above all, everything is just vanity." We try to make money to at least help others who need help, send children to school, and do other important things like OP's topic.

Time and health is something that cant really be bought by money but somewhat you could really take things in cherishing up things if you do have the money and in speaking of health on which you could be able to

medicate if ever you are really that having a problem with it on which if you do really need up money.It is really that crucial that someone should be having the money, if you dont then you would easily die
if you dont have the money for you to make use of. This is why people or us would really be thriving our very best on acquiring or earning in different various sources as much as possible
because we are really that aiming for financial freedom.

When viewed from the psychological side, money is not a guarantee for a happy life. actually happiness comes from ourselves, if we feel happy even though we live without money, then there is no problem if we don't have to earn large amounts of money, but for me who live in the city, it feels like a requirement to spend money every time we do activities, so I think it's hard to live in the city if you don't have money, and savings and assets for the future when you retire

Difficult economic conditions make us have to use money for things that are important and not wasteful, the mistake of most people today is that it is too easy to buy things that are not needed, they are complacent with the income they get and don't think for the long term, it's time for us to think effectively and productive by saving money in various types of investments.

It all very often comes down to the fact that we need to get better so that we can grow and as a result our income will grow, these are all interconnected things. And in order to develop, we need to know what our weaknesses are, so whoever understands this will have more chances for growth.

Our society is built so that it is very important for us to learn how to make money, because money can solve a lot of issues, if you are a wealthy person, then you will be respected in society, you will have good housing, a good car and quality food, you will be able to travel and enjoy life , but without money to get all this is impossible.

I agee and I also believe money is important in everything however it depends on the person. While you are going to need money to take care of your family's needs like the same clothing, education, housing, health care e.t.c, it is equally important not to spend the one you have outside your budget. Some people want to buy what they cannot afford. I believe it is the spending habit that differentiates people in spending within their budget.

I remember with this term, the more we are willing to learn and seek new things, the less knowledge we will feel. It can be concluded that we should not stop learning, because there are many things we need to know, including this trading. Trading is not just analyzing the market with existing indicators that we usually use, but there are other factors that will affect price movements later. We must understand fundamental factors like this well, one of which is that we must always be updated about the development of the assets that we will trade later. So that we will get maximum results in trading.

The development of the era is getting more advanced, everyone has a dependence on money, unlike in the past, we could barter goods for goods.
if now to make ends meet we need money, even to reach a position we also have to control it with money. money already
we consider primary needs. in social life also with money can elevate a person's degree, therefore it's time
we are looking for all the opportunities that exist on how to get that money in a legal way, the current solution is the crypto world
that solution, by focusing on the crypto world we can make money even though we don't have millions of capital like we open a business like a supermarket and others. with money we can buy our desires and can also add economic knowledge because we can read daily economic analysis from the world.

For us to have that non stop learning then you should really not stop on doing up things ahead because if you do stop then it would be understandable that you wouldn't really progress out.This is why it is really just that right that you should really be sticking on what you are trying to aim because if not then you cant really make yourself that much more better than before. Money is indeed important and this is why we are really thriving our very best to find sources no matter what because we do know on how important to earn some income to survive on day to day living.This isnt something that could really be acquired so easily.
This is why it would be depending on how you would be dealing it.

I don't know about others, but for me money is the most important thing in this world.  Money is needed for everything, everyone's goal with money can be different, some peoples goal with money is  for wealth, but for me it is a little different, because I have Hemophilia-A it's a genetic disorder, there was no cure for it until a few days ago and  The treatment was very expensive until death, but recently gene therapy came out and it cost about 2.5+ million dollars, and my main goal now is to make that amount of money. So you can understand that there are many types of people living in this world for whom it is important to not only need money for car, house and entertainment, but even then I don't know if I can fulfill this goal someday in my life what kind of goal is going to come in my life after it.  :)

Many people say they don't have enough money to make them more skilled, but if they don't have the skills will they make any money? Yes, I understand that maybe most people have to start with money, but money is not the only option, but it could be the last option. Many people outside of me have skills even though they only live on the streets, this proves that skills can not only be brought in with money, but skills can be brought in with our persistence to study with or without money.
I want to relate to this discussion, which means when we have enough skills it will make money.

I agree that in difficult economic times it is important to carefully consider spending money and only buy things that are really needed. This is important to maintain our financial stability and prevent unnecessary debt.

Apart from saving money, investing can also be a good choice for maximizing income and achieving long-term financial goals. However, before investing, it is important to understand the risks and potential benefits of each type of investment.

Before making an investment, it is also important to strengthen your knowledge and understanding of the investment. So that later you don't choose the wrong investment that best suits your financial goals.

yeah off course that money is the important things to cover necessary of my life. i have a dream to buy a house with my primary income and take more saving from my side income in this forum for additional money to buy it, by joining campaigns and etc. I should do this because i have to send some money to my parents in my hometown beside covering my own necessary and achieve my dream .

off course that is the reason why i always spare some money and send it to the my parrents in hometown because this is my chance to return the favor of my parrents when they can not be able to get any income. In my faith returning favor of the parents will be a goal's booster that i made. So, i believe with maximum effort and goal's booster i will get to achieve my goal.

If you do know that you could buy something that you do like and the spending you have done would be easily be patched up via your passive income sources then i dont see anything problem in to it.

The only problem lies on the time that a certain individual who does have that sufficient amount of earning or income does really spend up like a mad man and doesnt considerate whether its a priority
or simply just a want which he does like for it to be purchased. We cant really deny that money is the most important if we do speak as of todays where surviving on buying your own food would already
be that something that you should mind.If you do only have one income source and when economic problems and issues do rise up, then you are really on a big problem.

Important things means differents things to different people.
Important things depends on what you need at the moment not what you want which may not be neccessary at that point in time.
Many people spend money unnecessary by acquiring what they dont need.
Cloths and shoes are important to someone who dont have such.
I d' rather invest my money than to spend it on things that doesnt worth it.

Yes i agree, when you still young don't buy things that you don't need and also don't hang around your money in back but rather invest it to gain more money and become financially stable like others.

People who understand how to manage finances properly must also think the same as you. because the first step that we really have to do in managing our finances is to recognize which ones we need and which ones we don't need even though we want it. And it is true that it is better to use our money to invest than to use it on things that will not make our finances grow. or on things that are only limited to wants but not needs. but sometimes we need to get entertainment by indulging ourselves a little but of course it has to be within the limits that we portion with reasonable limits.

What people don't understand about money is that, money is like a tree planted from level one the more you keeps nurturing it the more it grows in a beautiful ways, in other words is like a water fetched inside a gallon and whenever you kept drinking without refilling it the water keeps decreasing dramatically without thinking it might finished in a day.
We all may not desired same thing such is life but the paramount thing is to have a good source of income to get us in with the life we needed in this world.

Human nature is of course inseparable from the desire to achieve all of that, because in essence humans have lust and it is natural for a human being to want to pursue that perfection.

Each of us needs a decent life, health, welfare and education, but not all of us have the opportunity to achieve such a direction in life.

If today we don't prepare for something carefully, then to achieve all of that is difficult for us to achieve, to make life better we must be able to manage finances properly, by investing and saving to prepare for everything we need. Spending money on something that is useful is far better than forcing something that is not an urgent need, a frugal lifestyle and using enough money at this time is so important, given the uncertain economic conditions.

this is the concept people really value money. usually this concept is applied by people who really. We see many examples of the richest people in the world whose life is full of simplicity.
but this concept does not apply to those who are newly rich, usually they prefer to live with luxuries or expensive things which show that they are rich people or in other words they need recognition from others that they have a lot of money.

yes, I agree with your opinion.
Using money to spend on family needs is very important in my opinion, making the family prosperous with the money you currently have is the most feasible option.
but there's nothing wrong with having a lot of money you also need to do charity, for example helping street children, orphanages and sending neglected children to school. and more importantly also investment for your old age

It's purpose  is for getting our needs which is very important to us money serve several purposes but it's mainly on important  things and this thing will be something that will be seen more pleasant to us
Money makes us achieve something easily without us haven to do it ourselves
As money is important so as the user is also important and is well recognised money makes us feel free to associate with distinguished dignitaries who are important in the society it is only for buying expensive things but it creates way for us