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The biggest and most common financial regrets people will have.

1.  "I should have started investing and making financial plans, earlier."
2.  "I wish I had taken more risks and tried more things, when I was younger."

There are some who say its bad to have a tattoo. "The tattoo will look bad, when you're old." There are also many who wish they had tried more things when they were young. Before their window of opportunity closed. Before they had kids who rely on them, where they have less time. Before they were in a position where it became much more difficult to start a business or try different methods to tap other revenue streams.

For those who profit with stocks, crypto and other assets as other means of income. The most common regret is not having started earlier. Time spent idle could translate to opportunities missed.

There are some who believe the biggest danger is taking a chance. They play it safe. Not realizing not taking risks, could be the biggest risk of all.

Please share what you believe to be the biggest risks in finance.

It is the random risk that leads to regret and then you will stop thinking and simply say that bitcoin is a scam, it is illegal, there is no way to make money except by working hard at the job.
Calculated risk, which involves initial knowledge of the investment you decide to engage in, is required.
The lack of surplus money is not afraid to lose it is another reason.

Honestly, those people who think that if they are married with kids and can't try new things do not realize how many hours in a day we have. I have seen so many people who just hours and hours on useless stuff that if you are planned and organized then you have plenty of hours left. I used to work in a different business industry, I worked there for 4 years, and in 2 years of that period I worked every single free time I had, while married (albeit no kids) and still spent time with my wife, all thanks to being planned and organized. Still doing the same thing, my work takes a good chunk of my time, but I don't waste the rest on just relaxing all the time, I try to develop new skills and use them for fun instead of work now.

You would definitely be having these lines on your mind on the time that you had realized that the things that you had missed out is already flying when it comes to value.
Just like into those early years when im still 20+ and does have the money earned from crypto bull run before which i have been thinking on buying some real estates
to have some investment which is good for long term.When i was tending to buy out a particular property, i do have those doubts that this might just a waste of
money and would be sitting idle for too long or doesnt really have a potential which it causes for me to changed up minds and after several years
then the said building does have that multiple fold when it comes to value considering about its location and some developments on that area which do really give out that extreme regret.

Probably many of us are just drinking and smoking during our high school days.  I wish we didn't sell our fishing boat, I would have continued the business.

One of the biggest regrets that rich old people told me is that they didn't produce many kids when they were younger.  I think I already understood what they mean by it. Because you want the things you have to give to them  If you have big properties, gold, and BTC, you would want your kids to have them after you die but having none or just one is just not very productive.

Sometimes the obligation to there child will make those adult people fear to try new one because they can't afford to risk the future of their children for risky matter. That's why they decide to stick on the things they know that it can give them sure money with low risk even if they can only get small amount of money with it. For sure if they could just have a chance to try new one and doesn't have obligation for sure many people will try to venture new opportunity that can possibly change their financial status even if this is risky ones.

Its a matter of risks taking and we do know that it isnt really that something you cant blame out into other people who do love to play less risks or safe play when it comes to their finances.They cant just bare out the

risks involved when they would be tending to go other ventures specially on investment.I dont say that it is really a bad decision but we do have our own perspective and risks handling in our own lives which there are

ones who do decide on sticking into much safe and less risky because they are afraid that they might be messing up their finances if ever they would decide to take up some risks.
Well if they are contented on what life that they do have now then so be it and just let them be.

The biggest financial regret I think most would come to regret is having not taken the risk to try out other means of earning that would have brought fulfilment and wealth in total.
Some regret already having not learnt about Bitcoin earlier, am one of those who think I started my Bitcoin journey rather late, but the financial status of my nation right now, has rather motivated most of us to up our game and seek out other means of earning, of which Bitcoin is top.
Also, the period when one is single, without family or siblings that are really dependent on you for survival, is the best time to follow dreams of the heart and be daring with financial investments. This is one regret most persons make and regret later.

Seeing an opportunities you think that would yield a meaningful results at last you couldn't venture into it due to lack of finance, some are seeing someone whom you should help by the street side and you couldn't offer a help makes one feels bad.

When I came into this forum I was seeing bitcoin as risk making me not to take a bold steps to venture into it but today I am regretting why I haven't done that is one of my most financial regrets.

the feeling of fear that is too strong in all actions that lead to financial life is basically bad.

-like being afraid to try new things in business.
-fear of taking the first step before others
-fear of loss when we haven't even started yet.
-fear in accepting new changes or new innovations in business.
-And the worst thing is being afraid to take the opportunities that have been offered before our eyes.

too much fear in us can bring regret for us in the future. not only financially but also in other ways.

I say this because in the past years I have been confined by excessive anxiety, excessive fear, anxiety and many psychological disturbances that I have experienced. even I often repeat similar things. and felt like I still hadn't done it until I finally realized I was doing it over and over again.

now I'm starting to recover psychologically and realize that all the mistakes I have made. and I'm sorry I didn't notice it for so long.

I have experienced many regrets, but I will use this as a motivation for the future so that I will be more courageous in taking steps forward.

This should be changed into "I should have keep atleast 5 bitcoins when the price of each was ridiculously low". Pretty sure that alot of us bitcointalk folks didnt keep decent amount of bitcoins few years ago. Well its not really a regret unless you are not content with your current financial situation and I believe that everyone has their own rights to decide whatever kind of futures they want without following any financial standard advice

Feelings of regret over missed financial opportunities are easy to sink into. Unfortunately, dwelling on the past is fruitless at this juncture. Instead, we can concentrate on the here and now, doing everything we can to make the most of the situation. When we see others making money off of a new and developing asset class like cryptocurrency, for example, it's only natural to feel a twinge of FOMO ourselves. Yet, keep in mind that hindsight is always 20/20. Since there are always new opportunities, we should learn as much as we can, diversify our investments, and be aware of the risks. It's been said that "Trees should have been planted 20 years ago when they would have thrived. This is the second-best time."

I find it normal that we will miss many opportunities in our lives because we can only choose one or maybe a few. Time is the most valuable resource in my opinion. because we may have heard from a young age that investing in stocks and other assets is beneficial. However, many of us lack the financial resources to invest in it. And even if we have spare money, we may not have enough time or be well-equipped to understand how to invest effectively. Investing is also risky and given how young we are and how little money we have, the risks may not be right for us. We must stop harboring regrets and embrace reality with optimism. As time passes, we live and learn. In any case, anyone can achieve success at any age.

I think the most appropriate sentence to say about this situation is: People will regret when they have done something and people will also regret when they haven't done something. Since in this life there's a lot thing we can do and it's almost impossible if we can do anything in this world, everyone will have a feel about regret and it's really normal.

Since we're in Bitcoin forum, I believe everyone will regret for not bought Bitcoin when it's beginning especially when they've heard about Bitcoin.

My biggest financial regret is maybe not investing early when I was young just wasting money and now I have 3 children without having the slightest investment (savings).
from the life lessons that I experienced I started building savings and tried to take risks to invest in bitcoin and precious metals since 2 years ago, regret without change will continue to regret bad things, or happy regret why not from the beginning I invested in btc if I get profits like today

note: late is better than not making changes at all. get rid of regrets with more positive actions for a better life

       Probably most of us here in this forum regret not buying bitcoin when it was still very low in the market. Because that's my experience,
even though I could have done it in a way but I didn't do it at that time because my understanding of Bitcoin was not yet broad.

But in these times I am very different because I'll make sure I have holdings of Bitcoin and other altcoins too of course.

Hits me hard on this as I always want to play safe before now that I have a family this is the time that I calculate the risk and take it if possible. I think it is also a big factor in having an experience like before I am still young that is why I always want to party like hell and not take those risks but now that I realize and think of it was wrong and I should take the first step out of my comfort zone but again it is the past so I don't need to worry it, I should do it right now and won't miss any opportunity coming.

Like you rightly pointed out, not taking risks is the greatest risk in life. Fear and indecision are one of the banes to success. There is no guarantee that a venture will be successful that's why every business or project has a percentage of risk attached to it. The greater the risk is sometimes the higher the profitability.

Some person missed some good opportunities because they lacked the resources to finance it. Some person would have bought bitcoin many years ago if they had the funds to acquire it. People in the developing world are more focused on meeting their basic needs and surviving, investment is their secondary priority. But some people missed it out of fear and indecision.

I don't blame myself so much for my past events because I can't change them. The mistakes of the past cannot be changed but one can learn from the past and change the present life. I will not also say I came to bitcoin late because I am earlier than billions of people, so I count myself fortunate. I am also early because I believe that bitcoin price will still go high and I might make some profit. I came to bitcoin because I was introduced to bitcointalk, so if I have known about this platform a long time ago, I would have come earlier. In summary, let the past go, maximize the present and plan for the future.

The only regrets are:
1. 30 years ago there was no such accessible internet and so much information to study
2. There were no subjects on financial literacy, investments at school and institute

Those. the only real problem with my youth is the lack of information and the ability to get it. In the USSR, the speeches of the next, meaningless and useless "Plenary Meeting of the Central Committee of the CPSU" were printed in many millions of copies, but not a single book on the market, investments, financial literacy, etc. Features of the totalitarian system :)

In the presence of initial information and a functioning brain - to adopt experience and learn and develop - it's just a matter of time! :)

I think regret will be experienced by all people even if it can be said to be successful in general. Suppose you ever heard this sentence from a rich guy, "I should've invested all my wealth in bitcoin 10yrs ago instead of just a few cents, maybe I'd be in the top 100 of the richest ppl in the world."

I believe that everyone has their own lifeline. To reduce the feeling of regret, "be grateful for yourself today".

No matter how early, it's always too late to regret. The problem with many people is not that they lost an opportunity, they don't know themselves. What matters is knowing thyself then life will be easier. Why is it always difficult for some people to keep the same opportunity working even when it's available. Many early birds still lost their businesses. In life not making a mistake won't be possible, we can't see all aspect of a business, they is always someone elsewhere who sees the opportunity more than we do unless we move out of our comfort zone. Until then people can't see clearly what they want to invest into; time and money. Many married men made it while they got married, don't know if the Godfather story is non fiction or fiction, but Don Corleone made his fortunes as a father; 2 kids and a wife. If I'm not distracted then I can achieve anything I want in life, my only regret is being distracted by some things that never mattered to my career and not putting lots of time in my skills.

These two things are actually what I regret. But there is one more thing that I regret for neglecting Bitcoin in the past. before I was not interested and ignored it. and now i regret it.

and actually there are still many regrets that I can not express. but everything has become a valuable experience for the progress of my business now. and now I am grateful for having my own business and being able to employ some employees.

I am not a big risk-taker, and perhaps that's also why I don't have any big financial regrets. I thoughts that Bitcoin's price in hundreds of dollars was big and that it was worth to sell it for fiat, but that was due to the lack of proper financial literacy and also really needing the money I was getting out of it. Sure, I could try to save up some of it in the early days (early for me) and  didn't, but getting rich isn't among the goals of my life, so I'm okay with the decisions I've made and the reasons I had for them. I also lost 60% of my Ethereum holding in the early days due to using a centralized wallet that was popular back then but performed an exit scam, but it wasn't a lot of money, and I've learned my lesson, realizing why holding your keys is important and why custodial solutions are truly risky.

If life doesn't have a plan, it's like a tree that doesn't have fruit, that's what the proverb often reminds us of.

First point:
If initially we didn't have financial planning in determining investment, then now is the opportunity to start, it's never too late to start planning healthier finances, opportunities to invest are very open in technological conditions that have been so developed. Bitcoin is one of the investments that can be chosen, besides there are price fluctuations, bitcoin is also able to provide maximum profits, you only need to set a strategy and see opportunities for some people who have smaller capital, so that potential investments can provide much faster profits.

Second point:
If you don't dare to take risks then financial advice on bitcoin investment will never work, there is no form of investment that does not involve risk and that's why people will understand how to minimize every decision made when investing. Risk is the medium closest to success, if you don't dare to take risks you will never have the chance to get success.

Sometimes, there is nothing you can do about this, those who had kids at a very young age happened by mistake.

Some called this unwanted pregnancy, they won't understand how good this mistake is, until the child grows up.

No matter how good your plan is, let's not forget that, life has its own ways with us.

In today's world people in my country don't want to have any kid at a young age unless they are rich or have a high  paying source of income, things are getting harder every year and I don't blame them.  

I have also seen someone with over 7 children and who wasted all their father's property on drugs and gambling

This life can never be balanced, what appeared as white to someone can look black to others.

Yes, maybe when you count regret there are two sides, in the context of thinking I regret that when I was young I took too many risks in finance so I didn't have the right stability in the financial world, and sometimes there are also those who think I regret it because I didn't take risks in the past finance so I don't have experience in financial matters with big.
I witnessed this context firsthand from several members of my family.
When I studied and I found something in the case of gems, namely spreading risks into many sectors is also not a good thing because it will not focus and it is difficult to learn from mistakes.
In the second case, the person tends to be afraid of spending his money and that fear causes regret in old age.

I have regrets to this day because my parents didn't teach me money management and secondly I regret why I didn't know bitcoin earlier, maybe if I knew bitcoin earlier now I was enjoying the beauty of the world.

The word regret is something everyone has experienced, my greatest regret is me not giving bitcoin a chance then and it has affected my monetary life.
risk is one thing and regret is another but regret is of two types
1.Regret after investment
2.Regret before investment
I will talk about number 2 because almost everyone here is talking about it,  regret before the investment is for those who invested late on Bitcoin and I will say that's the only thing they regret most because it includes money.

In my case, the biggest financial regret was when I earned lots of money on my hustle. I spent it on gambling, like poker and other gambling sites. I was 17 years old at that time, all I wanted with my money was to spend it since I didn't have plans for my future at that time. But when time goes by, I start realizing if, in that time, I know how to save, or invest? Will it be easier for me to achieve things I want right now or not? It was a regretful one, but that serves as a lesson to me. Since then, I have started saving all the money that I earn, and started investing where my money will grow. Taking a risk is the best thing that we can do in our life, because we will not know the answer if we don't try it. We will be living with a lot of what ifs if we don't try even once.

The two things you mentioned say it all for us, who missed out on a lot of financial opportunities at a young age. I knew bitcoin very early, but at that time, I had no intention of investing, nor was I willing to take risks, all I could think about at that time was having fun with my friends, branded clothes, watches... the things my friends have, I also want to have. Perhaps missing out on investing in bitcoin too soon is my biggest financial regret, otherwise, I would be a millionaire by now  ;D ;D.

Biggest risks that I've made in finance? Invested almost half of my savings back then to build my clothing shop business and it all went.......GREAT! Sure it is not the common risk of investing to something else like stocks (I am not a stock trader), buying -insert any luxury items here- ( I am just want to live a simple life and social status ain't going to give me shit in the end), and investing into a random altcoins in the market for obvious reason, but it's just that it was worth mentioning for me that some people here in my area are afraid of risking their money into businesses that does not seem to be like "for gaining social status".  Considering that clothing is like a basic needs for people already, I don't see any reason not to invest to that kind of business. :)

For my financial regrets, for the sake of the post title, was that I risked money to day trade which was not the strategy for me at all. It's not my cup of tea and I should have known that trading is not meant for everybody. Everybody can trade, but not everybody wants to trade.

I used to have the number one regret, but I also realized that I never had any good investment ideas then. I also lacked good financial management skills then. I remember giving my uncle a couple of bucks to save for me or put in his business; he assured me that he would put it in the bank so that it could yield interest, but he spent the money, a lot of money I gave him, and even the one I gave to my mom. After those times,I still had a big amount to start a business, but I was scared that I was too young to even run a business. From your second point, the risk I took then is what I sometimes regret; I invested the money in a Ponzi scheme while my uncle advised me to deposit the money in the bank since I had my account then.

Sometimes we are afraid to take risks when we want to take a step, whatever it is and not only in finance because our mindset is used to considering everything before making a decision.

And after trying to make a decision that we think is the best among others and seeing the results, sometimes we regret what we did and wish we could make another decision to fix it.

When we can still do anything, we sometimes underestimate it by not trying to find what is necessary for our life and instead, we just skip it. But after some time has passed and there have been no significant changes in our lives related to finances, we become regretful and wish we could try what we should have done a long time ago.

But it's all in the past and we can't turn it around. We can only keep trying what we can do right now, as hard as we can and not give up and still hope we can get something good from what we do.

I'm sure almost everyone has made mistakes and they are aware and regretful, in terms of finances many people are complacent by wasting money on pleasure, when they are old and unproductive they regret it because eating every day becomes difficult, from now on we have to get used to investment so that it can become an asset that can help when we are no longer productive.

For me the biggest financial regrets I had when I was got huge money from airdrop which could be a life changing for me but I did not managed it well that's why I am back to basic. I have many regrets over it that I wished I invested it something that can generate passive income monthly and wished that I could take profits during the 2021 bull seasons because my portfolio is struggling to recover due to bear market right now. Now, I am waiting for the next bull seasons so that I can huge gain and finally can take a profit from my holdings.

I will feel regret for the rest of my lives if I encountered even one of these 2 scenarios.

Luckily, I'm not encountering that financial regrets, and until now, I didn't encounter any financial regrets any. The first one isn't applicable for me because I started investing when I'm at my early 20's (just after I graduated from College), and I consider it still as early because when I'm still studying, I didn't even know that a thing called cryptocurrency exists, and I only knew it after I graduated.

The second one isn't applicable for me either because right now, I consider investing more than 75% of my investments in cryptocurrency as a risk already. Maybe the "tried more things" is where I feel a bit of regret, but I'm trying to learn some things that will help me earn more money thus, more money to risk for and invest. I'm at my mid 20's right now and I think I can still take risks because I consider myself young when it comes to investing compare to some others out there.

Playing it safe when you're young still isn't a good strategy. You got so many time to take risks and if you lose your money in your investments, you still have lots and lots of time to recover that money again. If you're still young, take risks and don't regret doing it. As for me, still I don't have every financial regret that I've ever made. Maybe I'm lucky. :D

The thing that we should avoid the most and this is actually something that makes a lot of people experience losses and even experience ruin in their finances. it is the level of Speculation Domination within us is too high. This is a habit that arises in someone who does more speculation and is even used to speculating in his life, including in business and in his financial arrangements. this type of person is always lacking in analysis, they are too lazy, but they have a high degree of greed. they have big dreams and usually these people have the advantage of an extraordinary courage to try new things. this type is not always bad. sometimes they also get lucky. but just relying on luck is another danger that threatens our financial. speculating at a reasonable rate is normal. but too much speculation is a dangerous thing.

My regret is that I never had the chance to own bitcoin when it had little worth, but I do wonder if I will keep onto it to now, considering my financial struggles. I asked myself that question to console myself because I might still be naive even if I had the chance to accumulate more bitcoin back then. The only thing I consider to be more of a regret is that I should have had the knowledge I have now earlier because it would have protected my finances and controlled my spending habits. Nothing is bad, however, hence I try to preserve the bitcoin I do receive from weekly forum payments and buy more. It's better late than never, right?

I feel nostalgic reading this because as the month comes to an end, I know I have to part away with over 70% of my income. Several years ago, my family ran into a tough time and my lost resort was a loan in six zeros. It was my only option. So, I took the loan and spread the payment over many years. It's been 3 years now and I have to pay back the loan while supporting my family and aged parents. The loan is one of my biggest financial regrets because I barely have any savings when the month ends and I have to rinse and repeat after every 25 days. I wish, I can magically clear it off but then I can't. Hopefully, bitcoin will come to the rescue in due time.

This is also what I think of if I ever bought bitcoin way back in 2016 if I wasn't tempted to sell it when it pumps like 300% which will triple my investment so sure I would be selling it off and not waiting until this time which is around 2000%. Even if we regret not buying it we didn't think that we can overcome those temptations until now because when we say we regret it we always based on the price right now so if we compare it to the roads we've taken until we reach this price for sure along the way we already sell it off.

I see that it's not a regret, but it's a picture of how greedy people are. You say here he is a rich man we can conclude that should be more than enough to make ends meet. But he still wants to be the richest man in the world. Yes, he said that because he saw the price of bitcoin which had continued to increase since its inception, but when the situation changed, none of those words would come out of his mouth.
I agree with what you said at the end, so we must be very good at being grateful for what we have achieved today.

This was the regret my dad was saying,when he was young, he had the opportunity to travel abroad to study in the university with his cousins, they won very big from gambling. His cousins told him that they are using their own share of the money to go study abroad that my dad should join them but he refused. He said that let them go first that he will go later,but to him he wanted to stay behind and continue his gambling activities but after some years, things turn out bad for him and he couldn't have the money to travel anymore. The conditions of things in the country got worst,he got married to my mom. This was how he missed his opportunity to travel abroad to secure a better life,his cousins never came back home as they became citizens of that country.

I have missed lots of opportunities to travel when I was a youth leader in our community during my younger days simply because  I was an introvert and I don't want to mingle with different people. I feel regretful because I should have made lots of memories that I could carry until now. However, regrets will only disappoint us if we will not move forward. Regrets should serve as a lesson and not to feel disappointed our whole lives. I also regret that I didn't invest in Bitcoin during the earlier years but it's still not too late to try out what we have missed before.

The most common financial regret is definitely investing in something because people are quite afraid to take risks. Investing in something regardless of what it is can be rewarding or a waste of time, I believe that people tend to focus on being afraid that it'll waste their assets more than believing in what the possibilities they could actually get in the future. Better invest while you can rather than complain and regret when it's all too late.

Every one has regrets my major regret at a younger age was refusing to learn a trade when I graduated from High school and was waiting for admission into university. My friend venture into fashion designing and is already established although I actually completed university degree a year ahead of him but I feel at this current economic situation that the skill will be a great asset to me financially

Before there is money, have good financial planning. We will arrange what we will do first, as if what comes out of our minds has a good accounting book. It doesn't even cross our minds to buy a luxury car. The use of money is only for business, effort and effort. But when we already have money, we forget all that, we will buy a luxury car, the rest is entertainment. This is the condition of our management in controlling finances.

But awareness will come back after everything disappears from the front. Yes, indeed the saying goes that regret always comes in the end. Aren't people always present in our lives to remind something good.

Now let's see about crypto investing. Many of us wish to invest long term, but we can see how many withdrawals to the bank are in each month from the crypto yields. Of course that goes against what we said about long-term investing.

Out of millions of crypto users, only a few are the best holders, and they are average billionaires. As for low-end crypto users, they talk about the future, but they cannot deny today's needs.

When will regret arise? When they see what they invested before has reached the top.

Going back not only on highschool but even on college days on which you arent able to engage into something which does involved some investment or steps that could bring up some possible life changing financial
opportunities which could really be changing up your life after graduating on your degree.Yes, for those who had mind off into those early years and ending up on being successful or being progressive then
its really good to look at but we know that not all had ended up on the same fate.

Speaking about financial regrets then the only regret that i had always been thinking that missing out on buying some properties which i might end up on being rented and have that passive income.

I think what you are doing is good, namely completing education, when you have graduated from university, of course you have better thinking than your friends, maybe now you look left behind from friends who have skills as fashion designers, but you can run faster because you have a better basic education, what you are doing right now is to take real action immediately and don't think too much about the past.

Alright, now I'll describe more generally.

Humans don't know how big their needs and desires are in the future, so what they can prepare is limited to their thoughts and guesses.

Over time, the more they interact, gain knowledge and go through various kinds of life problems, the more they know their true needs and desires which they never thought of in their financial planning or didn't realize that it was an opportunity.

So stick to the previous opinion, everyone will regret it in the end which shouldn't be necessary (even for the poor though). I think it is precisely when regrets come they should start something asap.

My biggest financial egrets what I have experienced is selling crypto assets cheaply in 2018, at that time the price of bitcoin dropped more than 50% and I sold at $ 8500, if I can sell in 2021 when the price is $ 60k or more then I can fulfill my dream of buying fishing boats so that I can become a fishing boss, this is because I live near the coast which is mostly the biggest result of fishing in the sea.

The biggest risk in finance is when we invest but don't find out what and how it works and we just join in based on invitations from other people. We may have been in such a situation in the past and it has been our regret until now. But we can be lucky because we can have experiences like that which we should not repeat in the future because we will definitely find out more about that investment.

And regrets remain regrets without us being able to return to that time. We can only do our best while still figuring out how to reduce the risk so it doesn't get big. And to avoid all that, we must have the knowledge to help us decide something so there will be no regrets later.

Regrets of course there are many and related to crypto is when I sold at a cheap price in 2019, I heard about bitcoin since 2015 then started earning from faucetbox, giveaway and contests, the biggest balance I have ever saved was around 12 btc when the price was around $240, but mostly I use it for gambling, cloud mining, HYIP, lottery and so on so it's almost gone, if I hold it until now of course I can buy a luxury house.

Everyone has their own regrets in life, this is the nature of human some people are never satisfied what they got in life. I don't blame myself for anything what I have done in past. Whatever I have done in past, if I did something bad for time being but at the end it became good for me. I never ever regret in my life because whatever happens, happens for a reason.

Note: we can't change past nor can't predict future, all we can do is appreciate the present and live in the moment.

I think being part of financial issues and trying to invest through many disasters happening around you is eye-opening experience. I can count dozens of time I felt regret with my decisions. But things can teach you a lot more when you experience it at first hand. My biggest regret was to not take debt to invest in Bitcoin while I was hired and working. I wasn't spending a lot of money so I could safely pay it back with my wages. When Bitcoin hit top I could be one of these people that made a lot of money. Its hard to decide sometimes.

Experiences is a powerful thing for your personal growth especially in the financial experiences. It's normal to have mistakes and losses when it comes to financial it's up to you if you will never learn from those experiences in life. I actually feel the same, but I overthink too much that taking a loan for investment could be risky and a waste of money. Since Bitcoin's outcome is unpredictable. I kept thinking that it's too hassle to borrow money that you might lose in the process and end up paying for it. Like you're working for nothing right. Then Bitcoin pumped and that's the time I realized that in financial you could also gamble and risk for you to succeed.

experience is the most valuable lesson, maybe all of us have had different experiences and of course it can be used as a valuable lesson whether it comes back better or stops doing it again.
but regarding taking out a loan to invest, I think it's wrong, even though I don't have that experience yet, logically, I think it's not worth it.

and all big risks there will definitely be reciprocity, if you don't have risks then there will never be profits and if you want big profits then the risks will be big too, that's real economics that everyone will face.

Sincerely, we a;ll regret. Remember that mistakes are valuable because they teach us something. Huge! We can prepare for the future even though we can't see it. Goals, budgets, and opportunities? It works. Reduce your intake to reduce remorse. Life? Like a curveball, it's fast. Keep your priorities straight—family, friends, or enjoying life—while staying flexible and adaptable. It's significant. Let's leap into the unknown. Futures are uncertain. We can achieve our goals and avoid regret if we work hard.

A person regrets the things when he fails to get that when he was younger and had the ability to do but I thing we should not regret about the thing when we are not able to do that due to lack of money because we wanted to do but due to some reasons we become unable.

It is the reality that whenever a person achieved profit in one field then he start regret to initiate it before but he does not know about the risk so I think that always be happy with that portion which you have and which you get and never regret about the past. You have spent your past so it cannot be come back therefore try to do you best in future and forget about past.

I understand for others that the biggest danger is taking a risk but if you won't be taking a risk, then nothing will happen. In the end, you'll just regret the missed opportunity you once had when that risk had a great result.

For me, I do have regrets as well but I am glad I took the opportunity to get to know about Bitcoin when I heard about it during my younger age. For others, it's normal to have those kind of regrets but it's a lesson to not miss the opportunities in the future when it comes.

I reside in a nation where every student is programmed to become an employee for corporations. The higher the academic level one attains, the more significant the company they aim to match their learned abilities. There are no public teachings on entrepreneurship in schools, which leads many to opt for safe employment instead of venturing into investments, businesses, or other performance-based careers.

What I regret the most in the financial sector is my inability to find friends who are willing to discuss the future. They are all afraid to try something new and to take risks. Consequently, their experiences are limited to co-workers and the working relationship between subordinates and superiors. Their mentalities for competing against business rivals are minimal.

I am sure that many of us regret not purchasing large amounts of Bitcoin when we first heard of it.

many regret that, I regret that I used all my money to trade without buying real assets first such as land, or building a house, but from there I regret that I will not repeat it again. I will add to my list at the next opportunity.
due to bad trading 1 year ago i restarted now to collect it.

Paper profits are not real. I have gotten huge profits but in most of them didn't sell until these profits went bust. Imo, this way sadder than regrets mentioned in op, because here money comes to you and you turn blind eye towards it. I still have sleepless nights over amount of money I've given up by doing nothing.

This is a common instinct every human have and its universal that people have regrets and they always wish that they should have done this or done that at certain point of time .
I too have regrets of being quick about  quitting my job and I could have stayed there and give it some time.
So just get over with your regrets and live your life in today .

Regret always comes too late. Because if it comes too early, it's called the beginning not regret. But I salute you because you want to try again even though you have regretted the results of mistakes in the past, because a successful person is someone who always wants to try better even though he has fallen due to a storm that hit him in the past. Why is that, because everyone should not take the option of giving up before trying as hard as possible to achieve goals in life.

Talking about regrets, I think everyone must have regrets, whether it's in things that are not too complicated, even to the biggest thing they've ever done. But continuing to think about it and continuing to regret will not be a solution, in fact we will continue to be in uncomfortable thoughts all the time. What we have to do is make that regret a lesson, so we don't make the same mistakes that make us regret. There are many successful people who were born from the mistakes they made, I mean they learn from experience and they make it a motivation not to fall into the same hole.

To be honest, this mindset can be pursued and of course has different effectiveness, if we always play it safe and make it seem more comfortable it will create a point of stability which will lead to stagnation in entering and exiting finances and it will take a very long time to reach the point of success, different it's the case with people who take risks from the start, it may seem like gambling on their way but have a very dense fruit of experience which can help grow a mindset in executing the next opportunity and this process is much faster to change fate for the better (but if we can learn from every mistake.

In conclusion I'd rather take the risk early than miss the opportunity, even though the success ratio is 1:10 it's much better to learn the lesson sooner.
People say that big risk is seen from what can be lost when experiencing failure, but they don't see much knowledge provided by a failure that will make us better in the future.

Maybe when we start taking risks we will definitely fail in the process, but if we just keep quiet it is certain that he will fail before going to war.

Yes, we often encounter this behavior from most people who regret after investing who think that even longer they will get more profit, and after a while what makes it profitable turns out to be a loss because it holds on too long and continues to hold it so that regret is the final result because what he could sell is worthless due to bankruptcy.

Let's face it. Nobody here is a total risk-taker and sometimes we pass ip on opportunities that we feel aren't ours. I myself, a dedent investor as I am (I think so) happened to have a couple of financial regrets too in the past. For instance, I was one of the dew people who weee able to cash in on bitcoin when it was at its lowest price back in 2020, and I quickly reaped the profits too, but only after it reached 40k. I chickened out thinking that the bubble is going to explode st 40-45 so it's better if i cash on what I already have and not let "greed" as I put it take over my mental. Well judging from history we all know I missed out on something big.

But did it ever stop me from investing? Nope. In fact I take it as a challenge/inspiration to become more smart and risk-taking when it comes to investing.

Exactly, since we cannot know the future in advance this means that we will make mistakes and take a higher risk than what we want on certain things and regret doing so, but at the same time we overrate the risks of some activities and we do not participate on them until way later than we would have liked, so as we can see they are just different sides of the same coin, but as long as we have a good head over our shoulders we should be able to still be able to make the most out of our investments and earn money this way.

Well I've always know that regrets always comes at the end and that's why we always have people get to say "Had I know" which is a clear show of regrets.
I've always trained myself never to make regrets for any of my actions no matter how bad they mist have seem a s this is because I believe that every action I must taken in the past all shaped me to the person I am now and I've always told people because I'm a witness to the fact that every disappointment is an obvious business and no long in disguise..
People have to understand that they can't change the hands of time and they neither can't go back to temper with the past but the past should always be a mirror of reflection to make the right future decisions.

Decisions are always hard to make, we might only feel that some decisions were easy well that's because we know it's the safest for us. Regrets are inevitable and that's a part of being a human, however not everyone dwells on it but took it as an experience for you to grow and understand the things why opportunities like these didn't exist nor didn't caught your interest before.
Let's take your scenario as an example. What if you've made the debt and put it all in Bitcoin and then suddenly market crashed? You'll never know how would you react to that certain situation, you might have sold it at a lower price to avoid further losses. You can't be certain that your grounds are as firm as today in terms of holding and being patient before. So, that's just some of the things that might have happened and you've prevented it.

just remember, if you haven't experienced failure, you won't know your mistakes. so yeah, it is ok to make mistakes so long you learn from it and won't do it over and over again aware of your mistakes.
failure is not avoidable. most successful persons have experienced such at one point in their lives. you won't appreciate success if you haven't experienced failure.

Exactly mate and there is no need having regrets over the past and most times people tend to judge their lives with the lives of others forgetting that we have different roles to play in the world and at the end we're not leaving the world alive.
We only live once and people ought to do what seems right to them and stop bothering over what the future holds because even the future isn't guaranteed

This would really be a never ending kind of flashbacks and recalling and until you dont move on into this situation then you cant really step your foot forward.Im aint saying that someone
could really always be having that positive outcome or results into their investment because we know that decisions would really be that subjective to each person because we do really have that different
goal and targets in life. It is really just that when greed kicks in then it would be an another story.

We dont really have any choice but to move on because if you dont then you would really be keep on coming back and minding on what you have done. You wont really be able to face up your life and move ahead
if you do keep on recalling things. Whats done is done and the thing we would be needing is to adjust according into those mistakes and learn from it so that in next time we do already know on what
we should gonna do if ever we do face up on the same condition once again but well it isnt something that easy as it sounds though specially if the said amount was lost or opportunity
is something that you can easily forget.

Working in finance, and I'm currently heading up my states retirement plan program, so I've go over 63,000 participants who come to me for financial help at any point in time.  The biggest thing I see with my clients is they don't invest enough early on, they have unrealistic expectations, and often they are investing properly.

The biggest regret most people have is not meeting with someone knowledgeable that can help them out soon enough. I can't tell you how many clients I speak with in their 50's and 60's who have no or next to no savings at all.

I've never heard a client tell me that they've saved too much.  Keep this in mind!

The way I see it, very few people don't have one or two things they wish they had done or didn't do when they had the chance. Life can be unfair that way. That's why I always say we should try as much as we can to live our best life while we still can.
I know it's easier said than done but it's something we can all learn. I'm certainly in the learning process myself.
I'm trying to see life a whole lot differently.
Like Nike said, "Just do it". If it's an investment you want to go into, just do it if you have the money for it. If it's kids you want, just get them if you have the resources to take care of them. A vacation? Go for it. Life's not always going to make decisions for us, most times we have to make decisions for ourselves, so we should try to make decisions we won't regret in the future.

We all have frustrations and regrets for letting some opportunities pass without grabbing them while we're younger but that should not be a reason for us to remain regretful for the rest of our lives. Opportunities are still around and it's not even late for us to grind and invest in profitable projects that we know or even put up a business that we want. Some successful people have reached their dreams when they got older so there's still time for us to grind hard and grab more opportunities. We might regret not grabbing chances before but our time will still come.

Why think too much about the past? Focus on building your future based on your present. Be happy with what you have right now and try to improve that to be more successful in that. The more you think about your past or focus on other's achievement, the more you go away from your own goals. Make your own plans and work on it.

I could have, I should have, why haven't I......... It's all past. I don't think about them, even tho I do have some regrets. But that should not interfere with my present and not ruin my future.

Regrets for always coming late, I'm sure we have done what we think was the best in the past, for example when in 2017 the price of bitcoin reached more than 19k then in 2018 we sold it for $ 12k, of course that's not wrong because the price continues to drop below $4000, we're sorry because right now the price is around $29k and it even reached $69k once, but if the current price is only $2000 of course we think we've done the best thing.

In reality the days more will go the regrets will more increase because the price of bitcoin will not stop at it current price and also the all time high 69k. The price will increase constantly so after four or five years later we will also regret like today's because after five or four years later thiere will be more increase of price we are gonna saw. So don't stay with those regret and look forward to the future because if we do those kinds of regrets then we will not do the exchange of bitcoin and the adoption will become low and the price not gonnna increase what we really wannt

Regret will always be there. but yeah it's true that we shouldn't focus too much on the past. unless we learn from the mistakes we previously made and made us unsuccessful. and at this time of course our focus is to build our careers today. having goals and staying focused on those goals can at least maintain our motivation to work hard.

The past cannot be changed but today we can be better because we learn from the past.

For me, the biggest financial regret I have is involving myself in a Ponzi scheme that promised to pay back a week to get double the amount of what I invested. This happened when I was in school struggling but with the little money I have, I entered, till today both the principal and interest are nowhere to be found.

Not taking profit early, profit taken is one of the things that I need to work on as a person, risk-taking is not a problem for me but not know when to call it quit and be on the sideline, the last bull market was good for me but decided to put my profit in Luna (UST) to collect interest on my money and I saw the value drop to close zero within hours, not doing anything at times is investing because you live to die another day, if you don't have money, even when opportunities present itself you have nothing to invest into it.

I hope you did not lost a lot of money at the time but I can understand you, there have been instances in which I have lost money as well and even if the amount was not significant at all it still makes me mad, still as long as you learned from that experience and never invested in a Ponzi scheme ever again you could say that it was money well spent, as it has saved you to make many more mistakes like it and over the long run it even saved you money.

3. I wish i had saved up my Bitcoin and ETH into those 2016-2017 year.
4. I wish had made out some wise action or move in towards my financial investment

Each one of us does have those kind of regrets on which it did really cause up for us to miss out those life changing situations or opportunity but well when it comes to reality
then this is something which cant be altered or handled out once things had been completely done or had missed out.

Thing here is that we shouldnt really get stuck into the past and would really be thriving to move on and do things ahead which its not still that too late on
making up that changes. Although it might be already that late since prices and values are already that on the rooftop but you could still
eventually deal up and made out some wise decisions which you could somewhat able to earn that much and make changes at least.

When it comes to life financial investment I don't judge it by how early you have started making an investment plan, I only judge it by how far you going to, end up finishing it. For example, those that invested in Bitcoin in its early stage and those that invested when it was a bit costly. You will get to find out that many sold off their bitcoin holding at a lesser price at the early stage when the price of one bitcoin is around $5k, and some even bought bitcoin when it was around   $15k and they are still holding till now.

The paradox of an early financial investment plan is how well you end up finishing it whether early or late

Honestly, the biggest mistake someone could make and it will affect him or her all through their life is going into marriage when not financially ready for it. In this case, it is better to start late and be financially buoyant than to start early when not financially ready for marriage. This will determine your future and the future of your kids

3. I should have kept my money in savings, they all wouldn't have vanished now. So, I am starting from square one.
4. I should have started saving in bitcoin immediately I knew about it.
5. I should have spent small money to buy a hardware wallet to secure my bitcoin. Now I am hacked.
6. ThankGod I didn't start then, there's time for everything. Now is the perfect time.

ponzi really bad thing for someone that's greedy about wanting to get rich someone because of economic pressure, these ponzi are total menace because they are always targeting some poor and broke people in which they gonna run away with their money.
i'm sure so many was also getting scammed by ponzi back then, it was really rampant and out of control and these nowadays aren't really prominent simply because many of us are actually becoming smarter and smarter not to get scammed by these shitty ponzi.

I had been in the Bitcoin scene since 2014 but stuck around only for a short while before re-entering the scene a few years later. I made plenty of mistakes that, at least now, I'm not repeating, and I've stopped looking back and thinking about what I could have done differently. As you've already mentioned, there's a decent chance that the majority of those who were here in the early stages would have sold during the first bull markets. Life is full of lessons. There are mistakes that I've made in my career, like switching jobs and ending up in a worse one, but regrets lead nowhere.

Now to address the marriage topic you mentioned: getting married when you're not financially ready is neither the largest nor the most complicated issue. A young couple living together with two jobs can live quite comfortably with an average job and sharing expenses in half; the issue comes when kids are around. However, the worst mistake you can make, both on a financial and personal level, is marrying the wrong person.

Problem is, people are confused on the difference between being in a relationship and being married. Most of the youngsters think that marriage will strengthen the relationship but that's not how simple things work in such legal bind. Practicality would be always considered 'coz two parties are required to cooperate and share belongings with one another unlike when they are still on dating stage or relationship stage wherein two parties are technically separated still. Financial readiness should always be a requirement for things to work. But is it something to regret? Nope. Regret won't mean a thing, what's best is to focus on what is there and focus on working things out.

Every human has one or two regrets in life financially.
Either they have missed out in an investment earlier or being scared of the risk involved. Some times we forget that life is a risk on its own. There is no achievement without risk. I have such experience when i first heard about bitcoin from a friend, then i was so scared to invest because of the risk involved in bitcoin. I should have know that there is risk in every aspects of this life

In my opinion, the biggest risks in finance include:

1. Not having a solid financial plan: Without a clear plan for your finances, it's easy to fall into debt, overspend, and miss out on opportunities for growth and investment. Creating a budget, setting financial goals, and seeking professional advice can help mitigate this risk.

2. Over-reliance on a single income stream: Relying on one job or income stream can be risky, as it puts you in a vulnerable position in case of job loss, economic downturns, or other unforeseen circumstances. Diversifying income streams through investments or side hustles can help reduce this risk.

3. Failing to manage debt: High levels of debt can be a major risk factor that can negatively impact financial stability and future opportunities. Managing debt through budgeting, prioritizing payments, and seeking professional help can help reduce this risk.

That’s a really good point of view OP. Plus, people by nature are good at complaining. Regrettably, they over talk without making any actions that’s why they always stuck at the same point and end up regretting about decisions they have not taken. Furthermore, the pessimism is widespread in a lot crypto users, they always expect the worst scenarios and make terrible decisions. To be honest, if you keep playing safe, you will never succeed and earn huge returns. At the same time, taking unplanned and unnecessary risks may lead you to heavy losses. Crypto investment requires patience and discipline with these keys, you will definitely be able to achieve your financial goals.

Regrets of course are things we usually experience because now we think that the decision we made was wrong, many people regret knowing that the current bitcoin price is around $28k, if they can hold thousands of btc when the price is still $1 or less of course they will be people rich.

I fit in that category. But in my defense, I hadn't heard about Bitcoin back then and even if I did, I don't  think I would have purchased any, probably because I was more interested in just keeping my money in the bank and not having to bother about investing since those come with huge risks... _{childish thoughts I had  ::)}
 But just like you said it's not to late, I've put aside my fickle thinking and FUD and decided to invest since it's quite risky to lay all your eggs in one basket.

The biggest risk for me based on my experience is being complacent and greedy, I should have become an advocate of the word HODL back five years ago, it is so easy to accumulate 1 full Bitcoin 5 years ago on bounty campaigns when Bitcoin is still cheap, and there are good and profitable projects to promote, not having an insight in finance is the biggest risk.

Insight is what carries you to hold on to your portfolio and accumulate more, lack of it and being easily tempted to sell for a small profit when a bigger profit is yet to come is a disaster.

There are financial risks we need to be taking now that we sti have the strength and blood to take us through than to wait for people to come and remind us of what we need to do that we haven't done. If we don't plan now for tomorrow, a time will come when we are going to regrets our decision now of not complanning for what tomorrow has for us.

That's crazy because I saw a situation just like yours on social media. It's crazy that peoject we depend on to save us in times of a dump becomes the project that wipe all our profits from other investment and our capital away. I feel sympathy for those that thought of using Luna and its stablecoin as a means to protect themselves from the market meanwhile those projects were what they needed to protect themselves against.

One of my biggest regrets was me selling my Bitcoin too early, I had some challenges that needed money and I had no other cash on me because I have used them earlier to solve another problem that came up. I sold all my Bitcoin and now I'm regretting it although I'll bounce back and I'm strategizing to achieve that.

The biggest financial regrets is when I once felt was that I was too easy to use bitcoin for useless things like cloud mining, HYIP and so on, I once bought bitcoin at a cheap price which was around $ 230, in 2015 I was active for earning bitcoin from faucets and giveaway, I have use the lottery on freebitcoin and once won 2.5 btc, if I hold at least 10 btc of course I won't take part in the signature bounty again.

Oh Friend it seems if I put myself in the same position as you in the past. Then I will also have the same regret. And it's natural that this will be your biggest regret in your life. because in the past you actually had a chance to be better if you could hold your Bitcoin until today or until ATH in a few years ago.

Hopefully I can make the experience you share a lesson for myself at this time so that I can be stronger in holding the bitcoin that I currently hold. I don't want to have any regrets 5-10 years later about the Bitcoin I hold.

I also have regrets in my financial life that I have told maybe here (if I remember correctly) but I really feel more regrets that you convey.

In life there will be a lot of regrets that will happen, a person who graduates from school of course regrets not getting the best grades or grades because at school he plays too much or wastes time, when there is a lot of money of course there is a lot of temptation to spend extravagantly so that it will make us regret it, then the best thing what we do is read a lot about the experiences of successful people so we can manage finances well.

Gotta disagree, folks, with the idea that the worst mistake is marrying Mr. or Mrs. Wrong. Yeah, it's bad, but what about the cash catastrophe of diving into matrimony without a financial plan? Money troubles? Relationship wreckers, big time.

Don't forget, money matters when it comes to raising a family. Beyond the essentials, curveballs like medical expenses or fixing a roof can crash the party. Financial prep? Your shield against those hurricanes.

Life's unpredictable, and we'll mess up. But getting your finances sorted before saying "I do"? You're paving the way for a rock-solid, fantastic future.

These used to be the kind of scams that we had back in the day, Bitcoin doublers, HYIPs, and Ponzi schemes, and I have seen a lot of people becoming victims of these scams. Even in this forum, there used to be websites announced in the Investor-based Games sub-section, there can still be such websites but I don't visit that section anymore.

The only thing one needs to understand to be safe from these things is that crypto isn't a get-rich-quick scheme, and there is no way you can become rich overnight by spending a little amount, so when someone says that is possible, run away from them.

yes you are right because no one is happy with their own life and everyone think that the other person is better than me so in this situation all the activities which a person perform or not but they regret that thing in future. I think person should not think about the past because it has now gone and always make plans for the present of future so there will be no one who will regret the things which he missed due to some issues.

If everyone becomes happy of their life so the world will be a happy life and no one will regret about anything. This is the best feeling that if you don't have something or you don't have any progression in the past so this will be better for you because everything happens for our better life.

100% of people mostly have problems in terms of money, whether it's the economy or other things that are necessary for life. Knowing the world of crypto makes me prefer to set aside money for investment from all the problems that have been passed. aware that investment is important for the unexpected future. use money for rounds that produce in the crytpo world lots of ivents or airdrops with capital even though they rarely win at least try to increase income

I definitely agree with your first point and in many ways it ties in closely with your second point. After learning much more about financial instruments, namely investing, later than I should have - it's a real eye opener how much money there is to be made out there if you use your own money wisely. It was Einstein that once said that "Compounding interest is the 8th wonder of the world" and after doing it for a while you will definitely begin to see how powerful it can be. The younger you are the more mistakes you can make (financially) and recover from more easily, if you lose all your accumulated money when you are 60 it's probably going to be a real rough ride and recovery might be impossible.

The lack of children while they were younger was one of the main regrets that wealthy senior people shared with me.  I believe I already comprehend what they're trying to say. Because you want to leave them with what you have. For example, if you own large properties, a lot of gold, or Bitcoin, you'll want to leave them to your children once you pass away. However, having none or just one of these items is not very useful.

The earlier the better right?

We know that when we are still on our youth days then minding about your own future or having that plans on whats ahead is really unlikely for someone to mind off or think off and this is we do really see that most of people who are on this age bracket wouldnt really be minding about this stuff and this is why they would really be missing out these opportunities but of course time will come on where we would really be inevitably facing up the real deal on the time that we do gets older. This is where you would really be having those deep thoughts that you should have started earlier but its true that when you are still on the bracket of
20-30 then it would be still considerable since you do still have that time gap on which you could still be able to recover up those losses if ever you've been hit up big, unlike when you
are already that  50 of age then there's no time for you unless if its done for a couple of years in speaking about recovery. We do have our own regrets in life which is something
that really differs into each person.

Cryptocurrency is just a new invention so if anyone is saying that he or she regret of not starting early is wrong. Crypto is just decade old so why some would saying that he regreted foe not join on time. Then that person is more than 90 years. If the person is still on his or her 60s, it is not too late to join the blockchain and start investing. According to some educationist "we should not blame anyone of our down fall, because our destinies in our hands, the way we want it to be is the way it will come out". So why the regret. Sit up and start something. It is not too late. The journey is still far to regret at this early age.

I totally agree with you, mate; there is really nothing to regret because there is still time to invest into bitcoin and make more profit in the future. The regret some will only have is if they keep being skeptical for the next 10 years, and maybe if the price of Bitcoin doubles way more than it is now. Although I used to regret not having invested in Bitcoin since 2017, I really regretted it because if I had invested what I had then, I knew the amount of profit my investment would have yielded by now. But again, I realized that if I could invest now and just keep accumulating Bitcoin, I would still make a profit in the future because there is still time for the Bitcoin price to keep going green.

Some people actually did hold some of their Bitcoins from back when the price was very low, not because they speculated the price to be this high but because it was too common and everyone could have it almost for free since mining with a simple Pentium 4 desktop computer would give you hundreds of Bitcoins every day.

Those were golden days but only for those who believed in the technology and bought and held Bitcoins when the price was low. Even those who bought when it was below $1k would now be millionaires if they held onto their assets.

Certainly, in everyone's life there are always mistakes, financial or family regrets, landmark decisions in life, there are decisions that you regret for the rest of your life. I really experienced 2 regrets like OP's statement… I actively made money and took care of my life and family but forgot about this saving and never waited for the benefits of inflation will erase it. Fortunately, I still have time to make a change by realizing the potential value of bitcoin as a promising form of profit.

I have a lot of regrets right now, related to crypto of course because I sold a lot of bitcoin, eth, bnb, doge, and so on, in 2015 I had more than 2 million doge which at that time I bought from Poloniex, if I sell now Of course I'm already rich and can buy many things I want.

In any thing one does in life, planning and time management goes a long way to determine how successful it will be. Spending time on unnecessary things is what we all should try and avoid. If one plan is life well, you will try new things and as well develop new still even if you are married.

For the most of persons I have met, the biggest financial regrets they have had, has been not trying out an entrepreneurial dream at an early onset.
They had good ideas they didn't embark on while they had the nudge and that has left loopholes. Some of these ventures would have made them millionaires or billionaires today. Those who went after thiers and explored other potentials including financial investments like cryptocurrencies have little regrets these days as they an open destination to financial freedom.

Well this will indeed be a regret which can indeed be the deepest regret. Because rich people will certainly be confused to find successors for the assets they already have in large quantities. and if the rich don't have children then I think they will feel very empty even though they have a lot of possessions. Sometimes their happiness becomes incomplete without the presence of a child. although there are rich people who make a solution by adopting children. but please also note that affection without blood ties is difficult to do. The point is that even rich people have their own problems. we may not even think that way. but those who are already rich will certainly be confused if they don't have children and will definitely regret it when they are old. because they need heirs for the property they have. and in essence humans still need other people in their lives, especially offspring.

I feel a lot of regret about finances, seeing the current price of cryptocurrencies which is very expensive and I can be patient and hold on until now so I don't have to work anymore, but regrets at this time won't happen again if we dare to invest now and hold on for at least 5 years.

but people have their own thoughts, you can't say the choices you make are better than someone else's because their thinking is certainly different from everyone.
I want to spend more time with the people I love, even though sometimes I spend time in games.

Ive just recalled also that some of my friends talked to me about putting up a shop in our place that they see potential in our place but due to the people talking that it is not profitable because of this reason they haven't pursue it but now they just realize that there are a lot of shops about it in the place which is successful if they just pursue it for sure they are the first shop on it and they has a lot of customers. Taking risk is really the regrets of people because they are scared to failure that is why they will not pursue it.

I think one of the biggest risks in finance is overexposure to one investment class or asset. Diversification is key to mitigating risk and ensuring a more stable portfolio. Additionally, taking on too much debt or failing to plan for emergencies can lead to financial stress and instability.

Well, here it is very important to have a solid understanding of personal finance and to avoid making impulsive or emotional decisions especially when trading, I will give a small example. Look at the current reality, many are entering the market using payday money at the beginning of the month in the hope of getting additional passive income from trading results but what happens is buying high and selling cheap. financial regrets.

Both of these points are indeed problems that we must face later if something that we already know but currently we are still leaven to do it, even though there have been so many successful people in the crypto world but we are still hesitant and this is something that must be considered immediately at this time because someday there are so many new things that will happen and can give us luxury if we are now there Preparation, so for me investing is the biggest risk for me because we don't know what will happen even though we now have faith but doubts still exist.