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I don't understand why things are so unspeakably hard to people. I couldn't hard a good feelings for some days after thinking of what must have trans-led this suffering of financial hardship in societies. Money is rare this days, am going through a lot but I just hope things well and better soon. Is not really funny here.

My children are at home chase from school, I could not pay fees again. What could be the cause of scarcity of cash?

The things you feel are things that have been felt by other people in this world, because the suffering caused by financial difficulties is almost very common, I find some people in my current environment and the only way that can get them out of trouble it is to work harder to erase the difficulty within oneself. Because it's true as you said that the current condition is not a funny condition, but this is a very serious condition and has also been experienced by other people too in the past.

I still don't feel a shortage of cash now so I also don't know what causes it to become scarce. But if you look at it in general, there are currently many digital transactions that can be used by many people, this might be one of several causes of cash scarcity. But if you look at the example of Nigeria (https://www.cnnindonesia.com/ekonomi/20230215112544-78-913300/nigeria-memanas-uang-tunai-langka-dan-antrean-di-atm-mengular), which has experienced a shortage of cash, this was caused by the banks not having a supply of currency, so the stock of cash was scarce.

It is expected, we are going through uncertain economical periods these last three years and it obviously will strike harder against developing nations.
Are you from Nigeria OP? Do you have a job at all?
Because I have read some stuff going on in Nigeria and how make things more gloomy for those looking for ways to sustain their families...

By the way, this could be me but in the case the economical crisis continues on this way, I would not think on getting children any time soon, it would only make things more difficult to me and them, at the same time.

Well. Inflation really. It plays a really large role in making it hard to save and collect money by making money less valuable and thus, you'd need more of it to buy stuff that back then would've costed a lot cheaper. Add to this the fact that the mean salary rate across the world still remains below the inflation rate, meaning you literally lose more money over time than you earn because the rate at which money loses value is faster compared to the rate in which salary increases.

All of this plus a couple other factors contribute to the current difficulty in earning money that we are facing, I myself experience it, stuff that usually wouldn't have costed that much like groceries and stuff are now breaking the bank, and my salary is not increasing. This is why investing and saving your money is one of the best ways to increase wealth, because not only does it give you profit, it also protects your money against inflation.

There's no scarcity of cash, when your wallet isn't filled with money then you have to find some job and hustle to work with so it's filled and you'll not feel that there's scarcity that's happening now.

Inflation is given and price of commodities and our needs have increased and that's why if you don't do something to defeat, you're just there sitting around and watching everything rise and you don't have any plan to mitigate it.

Then, there must be something wrong with you and the sad truth that one job today is no longer enough to sustain our needs.

The COVID-19 pandemic has had a significant impact on global economies, leading to job losses, reduced income, and increased financial insecurity for many people.
It's important to remember that financial hardship is not a reflection of personal failure or inadequacy. Many people experience financial difficulties at some point in their lives, and it's important to seek support and resources to help navigate these challenges. Additionally, you may want to consider seeking out employment opportunities or alternative sources of income.

The economy has not being doing well since the pandemic started and governments thought that stopping the economy was the right choice, everyone is suffering the effects of that decision but it is disproportionately affecting those which were the most vulnerable, and if we really think about it there is not much we can do except to find a way to fulfill our needs on our own, as it is clear governments around the world are not going to be able to solve a problem that was created by themselves.

There are many ways to earn money, the marketable goods are just expensive which somehow makes earning money, difficult. This is how I viewed things. But there are ways such as making the cashflow in one's household efficient; planning no matter how hard it becomes because of higher daily expenses. If you will be able to save a small amount in each day, it could give you enough 'allowance' for next months especially if it will be continuous. Know alternatives and seek for what will give you lower costing such as buying in bulk, avoid wasting the food, choosing to take a walk if distance is tolerable. We were used of the daily routine but since prices are increasing, things are not really the same, therefore, adjustments should be made as well.

Daily, the world is recruiting more of poor citizens, and it's endangering the lives of kids. Since 2020 life has never been the same. People lost their jobs, businesses crumbled, and most importantly citizens lost their lifes. These misfurtunes kept the economy at Bay or its brink; either we succeed or we fail. Getting a side job is one of the best solutions to the problem we face in this world. Please don't convince yourself to believe that money is hard to get, transform that thought to something positive and come up with a legitimate means of getting money online. Learn a new skill. Because only those who lack money would feel the hardship in the world, others who earn some funds don't care if their neighbors eat or not. Always endeavor to care for your family.

Presently, most country in world are suffering from inflation. These are one of the things being experience during inflation where we have little flow of money in circulation with high increase in price.


I think you should be in Nigeria where cash is so scares. Most people have money in their account but doesn't have cash. Most transaction are done online this days but we still hope it will be over soon.

Not rare money but basically the economy is really difficult in this part of the world, you have to work hard to get the money because if you keep quiet and complain all the time it won't make the money plus the world economy is like this bitter

Since things are generally hard for you over, I think you should cut your cloth according to your cloth. Is better your get an affordable better school for them if your government isn't running a free educational.

So what do you want the people here to do for you?


You are probably saying this based on the country you are in, because the scarcity of cash you talk about may not be what others are facing.

The bitter truth here is that, before making babies, it's good to always consider the source of your income. Raising a family always requires a lot of responsibility, and one really needs to make plans on how to handle those responsibilities before taking them on.

You didn't even mention if you were working or not. How do you expect the money to come, bro? Just start by looking for work or starting a trade.
don't take it personal 😬

The money circulation all around is quite low due to inflation. People accumulate money just to overcome unexpected hardships. People keep themselves restricted with spending. Many people spend just on what is necessary and unwanted expenses were completely cut to withstand the economic situation.

This continues for some time period as it takes more time for economic situation to get back to the better position. As said in the previous post OP haven't mentioned about his job. He needs to work on more jobs as he isn't able to feed his kids with the present job

There's no scarcity of cash, it is really just that you dont earn enough and this is why you are thinking that it does really have that shortage but if you do make out some investment and able to get some various
sources of income then you wouldnt really be having these kind of thoughts or things on your mind. Living is never been easy and simple on which it would really be that normal that we are really struggling up ourselves on finding money to survive on day to day living which is something that we do really need to sustain for us to survive. Each person does have that different problems in life
but it would be mostly fell into that financial problem.

majority are accumulating their money just in case, mainly because there has been many rumours of crisis, added with the fact that there's overwhelming inflation of course many would always consider saving to be better.
small business definitely gonna have hard time with this fact because their income would then reduced, which means lesser people have money, i'd say to face such condition we ought to increase our overall incomes. but of course it's not as easy as speaking, even investing nowadays only incur losses, only with cryptocurrency there's some increase in investments honestly it's tough.

Do you think everyone is like you?
This life inherently we need to accept the truth about fairness, I know many people will deny it and I myself also want the life of all living beings in the universe to be equal. . We have rights, but remember that comes with it is always an obligation to serve the community, to serve ourselves, I don't blame poverty on ourselves, but most of it is our own creation. the problem and blame the outside.
You may feel stuck with money pressures in your life, but I think you need to change this negative thinking by finding a way to solve the problem, maybe looking for a new job, cutting down on spending. , plan for what might happen in the future and how to respond to put you at ease.

If referring to the scarcity of cash, it seems that it is from Nigeria. but if he refers to "no money" in the sense that he doesn't have money or savings, it means he certainly doesn't have a job at all. And this is a problem for developing countries in the last 3 years since the start of covid-19, everything has become bleaker.

I think there are lots of money in circulation and since government can print more money. I know what you mean about it and I really understand the situation. It's people who can't find job that's why it's hard to earn money even in online.

Yes, inflation is killing us; making money has become more and more difficult as prices rise and prices continue to rise. We are going through bad times, I am a pretty stable person compared to the average income of the country, but I am also feeling the currency depreciating too quickly and I am also overwhelmed by what is happening. People with lower incomes than me must be having crisis days.

If you follow the thread of people from Nigeria, you will know that cash is becoming a very scarce thing there. Their government is making monetary changes but those changes are not reasonable causing a serious cash shortage.

"Money hardly comes" and the ones you get is hardly enough to cater to one household's need. As we have been told a stream of income is not enough to live comfortably in this present age which is why one must be diligent in managing two to three works together and have to have multiple sources of income.

There is too much money out there and this is the problem. Since there is too much money out there, everything costs more. Everything went up except wages.

Compared to a few years ago, before Covid. How much did you pay for food or housing? Probably went up 50% and how much did wages grow? Maybe 10%. Only the rich benefitted from this and not poor or middle class.

Its because of the prices of our basic needs like before your income is just enough in your family but when inflation starts your starts getting short from your salary which  means that's why you are hard time paying their tuition. Also your salary is not getting increased. When it comes to finding another source of income it is difficult right now because your idea was very known to others which they already made a business from it and you cant attract new customers.  Mostly the factors are competition in the market that is why  you are hard time earning money

Last one year the whole world was in a pandemic situation due to which all the countries are in economic crisis.Due to the variation in inflation, the country it self is in financial crisis and earning money has become more difficult.Countries like Sri Lanka are bankrupt.  Due to the covid 19 virus, all the countries are in this crisis today.  The prices of daily necessities are increasing in all countries.  Expenditure is more than people's income.  Majority of them are saving money, but those who are unable to save, are suffering.  But this depends on your income, you should find alternative sources.  Life has become very difficult nowadays.

Coping with financial difficulties can be very challenging, especially when it affects the well-being of our loved ones. It's understandable that you struggle to understand why things are so difficult for so many people these days. We live in a world where resources are often unequally distributed, with some people having access to more wealth and opportunity than others. This can create a cycle of poverty and disadvantage that is difficult to break, especially for those who lack the resources or social support to do so.

At the same time, there are also greater economic forces that can cause financial hardship for many people. Global economic fluctuations, changes in government policies, and shifts in consumer behavior can all have ripple effects that impact individuals and families in different ways.

And I think it's normal to feel overwhelmed and discouraged by these challenges, but it's also important to maintain hope and resilience in the face of adversity. There are often resources and support systems available to help people through difficult times, whether it's through community organizations, government assistance programs, or personal relationships with friends and family.

I hope you can find the support and resources you need to overcome this difficult time, and that things will get better soon for you and your family.

I thing the Financial work can be very stressful and overwhelming especially when it affects our ability to provide for our families and loved one.There are many factors that can contribute to the scarcity of cash, including economic downs, job loss  inflation, and other systemic issues. In many cases, these issues are beyond the control of indivduals and require collective action from governments and institutions to address.

I think the thing that makes cash scarce is the control of the central bank to maintain stock, when the government sees the threat of inflation the stock will be reduced, the direct impact of this policy is of course that people who are in need become even more difficult.

Covid-19 hit many economies hard that most of them experienced a recession. The world was gradually recovering from the effect of the pandemic when Russia invaded Ukraine. The sanctions against Russia led to an increase in the price of many important commodities. The high cost of these goods made many businesses suffer losses and most of them had to shut down. This led to a high rate of unemployment. Some well-managed economies are gradually recovering while many are still in shambles.

I don't think the end of this global economic crisis is in sight which is why we need to prepare for the worst. You can get a new skill in some high sort areas, search for good jobs online, Identify business opportunities, and also try to cut the cost of living of your family.
 

I think what you feel is felt by all people in this part of the world, it's just that the way you see them may be a little different, because the whole world is experiencing this and it's not just you, I also feel this, when the prices of goods go up very high in my place, and sizeable layoffs in some industries, make this even more apparent, I also acknowledge the scarcity.

Everyone is trying to make money, this is what makes competition for money even more difficult, I live in an Asian country which can be said to be lagging behind, the cost of living in my country is very expensive, farmers complain a lot because when it is harvested the government imports the same product as farmers so it makes many people are frustrated.

Available jobs do not meet increasing human needs, inflation and recession destroy economic growth, if today we get a salary according to the minimum wage and on the other hand the price of basic commodities continues to rise, then the salary we get will never be balanced.

That's why human financial strength is unable to keep up, resulting in an imbalance which in the end makes it increasingly difficult for us to get money, another factor that makes all this worse is that the prices of goods have gone up and the minimum wage (salary) is still maintained in the old format.

In my opinion money is not scarce, but the prices of goods are increasing, so that the amount of salary we get is not balanced when spending on basic needs and because of that it is difficult for us to save money and pay our children's school bills

Well, I also think we won't see an economic recovery anytime soon because the war is still very fierce and could spread to other countries. We are all going through very difficult days but perhaps not the hardest yet, we need to prepare for worse things to come. Honestly, other than having to work overtime after my main job, I have almost no effective solution at the moment, if we don't save ourselves, no one can save us. Don't rely on the government because they never care about us.

I see some problems of many people who are struggling with financial problems because they cannot afford to live, not only my friends are also facing difficulties, it really makes me think a lot. .
And instead of these pressures, I'm looking for new jobs that will help me pay the bills.
Many of us don't always lead a pleasant life, but that shouldn't be the cause of our suffering, just see it as a motivation to try harder, then everything will be fine, wish your family will have good luck soon.

I also think that the story told by OP is a story where he doesn't have a job at all so he doesn't have money to make a living and also the lives of his children including for his child's education problems. So I think of him as a person who is in need of a job as well as money because it's not a matter of scarcity of cash, but rather he is in need of cash in his pocket so he can fill every need he needs.

As I said, he just needs a job that can generate money so that his difficulties can be overcome, because maybe he is not in a country that is experiencing a shortage of cash and not all countries in the world are experiencing a shortage of cash except only a shortage of jobs that can generate money. cash so that was all he needed right now in order to eradicate the hardships he was having in his life.

Agree with this one, inflation hits so hard after the strike of Covid. Almost everything went up in the market, but the salary of workers doesnt change any amount. Meaning to say, it become more hard to budget their money on all expenses that they are paying, specially for the food for everyday. People need to double more the hustle that theyve been doing before to earn more to afford things in the market now. Rich people doesnt feel its effect since they can still manage to pay for everything compare to middle class family who are just having enough money that can pay their rent and needs.

What do you mean when you say money is scarce and difficult to come by? Are you working but not being paid at the end of the month? I believe those questions must be addressed in order to completely comprehend your context. Assume you are working, the challenge that every country is facing is inflation, and salaries are no longer worth anything; once you receive your paycheck, the house necessities alone will consume everything, and having a decent life is now difficult, that is all I can say with the situation of money today.


Sorry, but the school would have to pay their staff too, I know things a hard a bit these days but that is why you are the parent, try hard and source for money and send them back to school, no matter the difficulties, make sure you provide food and education for your children, it is very important.

If you are in a situation where it looks like you are not earning enough or your skill no longer in demand maybe due to the economy, that is a right time to begin to see if there is another relevant skill that you can add or improve on the skills and certifications you have. As times go on, the income received by some people having an occupation or a skill may reduce if the services of their occupation or skills is no longer in demand. If you have such an occupation an skill, at that time, money will hardly come to you. Always remember that there are some people that because of what they know are always in demand.

It is mostly a distribution problem, you are too far away from the center of money distribution, e.g. FED and their friend banks, so you feel that the money is difficult to get, while bankers are swimming in trillions of dollars

The inflation crisis has a huge effect on our daily living but adults like us most especially if our children rely on us have no choice but to grind hard and find ways to earn so we could survive. Yes, the situation is upsetting but we shouldn't remain disappointed with what's happening because our time is being wasted and it might affect our loved ones at the same time. Instead of feeling gloomy, we could use our time to seek for opportunities to earn. We only need motivation and perseverance so our children won't die of hunger.

Money is not rare, but unfortunately it no longer has value. This is what we suffer from in most countries, although money is printed in an incredible way, but it has become worthless. The funny thing is that despite all this it is difficult to obtain it.

This is a big problem, especially in poor countries that suffer from many economic problems. Here in my country, money has no value because of inflation, yet you only get little by doing hard work and government jobs. Self-employment brings much more money, but it is also less.

Inflation has worsened the people's economy. Even if you are earning $400 per month, I think you too will know very well that it is not worth it anymore.

I don't know if you have a productive job or not, but amidst the current situation I think the complaints aren't just coming from you. I sometimes complain that fiat has lost a lot of value because of rising inflation, things get expensive and it's hard to manage expenses when your family's needs increase.

Have a job, it will definitely help you pay for your children's schooling. But let's be honest, fiat is losing value due to bad inflation.

Now I see why they're saying that cash is scarce because of the situation in some countries and that's just sad to know. Even if many countries aren't really well right now, there have been some contingency plan from the government to mitigate the inflation rates.

That's why we see some countries able to fight the inflation and slow it down but it's still scary that it's just slowed down and who knows if the next year or two years that there will be a surge after all of the combats that have been done.

It's true that people with lesser income and barely have something for their daily needs are the most affected ones. We also feel it but we know what to do.

I think due to covid we have seen inflation and not recession. Inflation is when nations print money and the value of money goes down, and that's a bad thing of course, recession is when interest rates are so high that companies do not invest back into the world but more like put their money into savings and that causes the money to be not in the markets and that lack of money right after inflation causes most people to be broke.

I cannot really explain why this is exactly the way it is, but it is always inflation is followed by a recession to recover from the inflation. We are in recession right now, and it will pass, there is time left, but it will pass eventually.

Because there really is a significant difference in the level of people's lives. Meanwhile, daily needs are increasing in price. This may not be directly proportional to their finances. On the one hand, their income has remained the same, but on the other hand, their expenses have increased due to rising prices for various basic necessities. And this is very natural, when someone or several people find it difficult to get money. Opportunities to work and get additional income are also not necessarily there. This is a financial problem that probably every country experiences. Moreover, there is the issue of a recession which may greatly impact various sectors.

Directly proportional on how they do earn or does have that income and we know that each people does have that different level and status which means, you might seen that you do lack of money then its not

because we do have scarcity of cash but rather it does simply imply that you arent earning that much for you to provide on what your family needs.Therefore, it would really be that just right on what are the things that you must do which is to find another source aside from your day job on which you could really be able to support your family needs without any hiccups.
Living on this world is challenging considering that there are really that economic problems which we do commonly facing on.

This is one if the outcome of the covid-19 on us. Things seem to be getting expensive everyday and I am so worried too because this is the kind of lives we had been living before the emergence of the pandemic that took the lives of many people, relatives and families and now we are nearing the consequences of our mistakes. We still don't know how long this will take us but I think we need to keep moving not minding when everything will be okay. This is when we need to be strong and focus on how to build ourselves.

I also seem not to understand the major reason you believe money is rare this day when the government are printing more fiat currency every year instead of spending the fund to develop the country's economy.
Is there something you're trying to point out?
If it's about the fiat currency, the government has already printed an excess of it and it's one of the things that triggers inflation.

OP, I understand that inflation is generally affecting the cost of things; even the money people earn these days is insufficient to buy enough items for the family's use. But I hope you have a job you are earning from. When I was younger, I lost count of the number of cash gifts I received from relatives, friends, and wellwishers, but nowadays, unless the person is extremely wealthy, people rarely gift money out. To manage your situation, you just need to establish a few sources of income—at least two. If your country allows you to work and get paid per hour, you could get two jobs that pay you per hour. It's just an opinion; that's how many people here are managing.

maybe the area where you live is experiencing an economic crisis, resulting in a lack of jobs, and an accumulation of unemployment.
there are many reasons for such a thing to happen, such as the recent pandemic or the country where you live has a large debt.
if it's like that it's better to minimize expenses, and as much as possible find a side job no matter how small it is.
so you can have income even though it's not much.

I still do not get what exactly is going on in Nigeria with cash, by the way.
I would have guessed that since the Nigerian government is going for the implementation of their E-Naira, the use of that CBDC's should not be a problem for the most of the population, unless there is a lack of internet access in the rural areas.

Also, someone could have a job and still not having savings or spare money at all, those kind of tight budgets exist.

I will look at the difficulties due to lack of money, this seems to be a massive problem for most people, even though a small number of people find it easy to make money, because they can take advantage of the moment and target the market correctly. but for me since covid happened, it feels very difficult to make ends meet, where prices are getting more expensive, and income is steady, so you have to be very careful in using money

We certainly don't know the details, the Nigerian government knows better about the problems in their country. But from the news circulating, the government is depreciating the currency, on the other hand import costs are rising. It slowly made nigeria experience inflation. For reasons why the government depreciates the currency, it is also difficult for us to know this information, except for the government of the country itself.

In this modern world, if you wont teach yourself how to equip with more knowledge and be competitive with the in-demand jobs you'll either stuck with your current day job and get pinned down with the inflation or if you'll lose that job you're going to be struggling to find another one.
We live in the world where 1 job are almost not enough to get through of all our responsibilities and bills. Getting another job would be a better  solution to this.

If you don't have a job, that is a totally different case. You couldn't pay your children's school fees because you don't have the money and maybe because you didn't earn money or maybe you do have a job but have not been paid for the month/week as the case may be. There is a difference in the lack of cash in circulation due to some government policies and not having cash at all. Someone might have cash in the bank but not on hand hence you are forced to do online transactions which will still resolve some issues but not have is usually not due to Money not being in circulation.

everyone's situation is different. right now, there are people who feel that finding cash is very difficult, there are also those who don't feel that way. it all depends on the backup of the business is run and also the job. However, if the economic situation is getting more difficult at this time, that is a natural thing, and I think it is experienced by many people, even me too. Several reasons such as the influence of Covid-19, a recession in a country, deteriorating economic conditions, and many other things. the way out of this is to find alternative income by adding a business or looking for other businesses that people currently need.

The reason why many people struggling to earn money is because they are not thinking right and they do not give enough service for them to proportionally receive the rewards from the service that they renedered. What do I mean by that? Many people nowadays are thinking negative, they do not see the abundance and prosperity around. Instead of thinking good things, they are thinking negative things that they keep attracting especially financial problems. If you can change your perspective wherein you will think in a right way, your life will be change. This is an advice that I got from my advisors, mentors and famous philosophers.

For those who are struggling to make money, ask these simple things to yourself: 1st is what you currently do to increase your income? Don't expect that you can earn money if you do not think how can you increase your income. If you are so lazy to find a job that can support your personal expenses, then do not expect that a huge money will come to you. If you keep thinking on how you can increase your current income, you will suddenly have an idea that can help you to reach that goal. for the next question is: do you have a good minset? Mindset is everything, if you have good and positive mindset, abundance will come to you especially money. try to fix your mindset then your life will become better.

Inflation causes teh salaries not to go up as much as the price of things does. In my nation our salaries rose like crazy, we are all making more than double what w used to make, more than double! Imagine making 1X one year and then 2X the next year, the increase in our salaries was insane. But you know what happened? The price of everything went even higher. I see westerners cry here about %5-10 inflation, that literally happens per month here. Which is why even after double and even more than double increase in our salary, we are poorer and we can't live like we used to because price of every single thing increased even more.

More precisely, the situation in the area where economic activity is bad so that the circulation of money in that area is very small, it is also very likely that as you said that many people are unemployed so little money is circulating there or it could be that people there are interested in online shopping which is located outside their area so that the economic actors in your area are dry of buyers. It could be a factor of scarcity of money in your area. Collecting money through rising taxes and interest rates in my opinion is also a factor in the scarcity of money which aims to suppress inflation so that money is tactic.

Life is hard and cruel, get use to it. As soon as you get relax, it will instantly penetrate you. So squeeze your ass, teeth and fight for a place under the sun.

Instead of crying here on the forum, find yourself a second job.

A bit harsh, but I agree with what you said, whining does not solve the problem, and no one is generous enough to be willing to help you. Everything is changing very fast and becoming cruel, we need to accept the truth and find a way to face it, that's the only thing we should do right now. Our lives are ours to decide, if you don't save yourself, no one will save you. I believe that with the development of technology today, we have a lot of opportunities to make money, and as long as we try, we will always find a way.

You and I are in different situations. Although I guess the entire world right now is facing a more challenging economic situation, our circumstances differ. So I guess the answer to your question is basically yours to give.

Why do you say that money come hardly these days? Is your business' profit growing smaller and smaller each day? Or is it because you have a growing expenses like school fees for you children? Or is the company you are working with closing? Or is it harder now to look for a side hustle? As for me, the biggest problem is basically the rising prices of goods and services. That, in the face of an income that remains steady.

You are certainly right. The scarcity of money recently is getting out of hand. But then we must be smart enough to device a means of survival. Scarcity of cash at hand is different from scarcity of cash at the bank. What i meant is that you may not have the money at your disposal but you have the money in your account balance. These are two different thing. There are many digital transaction today that can ease the situation at hand. Take Nigeria for instance, the Nigeria government want to adopt cashless policy which most of the Nigerians make transactions using digital formats.
Though the economy is really down and cost of living is almost kiling the livings. If we can survive covid 19 pandemic i believe we can get through this.

I am not here to judge but what are you planning to do about your problem? This story of yours says you are jobless right now, what and what have you done about this? I am also from such country where people are lamenting, but crypto have helped me to achieve what I may have never be able to achieve working day and night, I have spend few years promoting airdrops, accumulating bitcoin through faucets and more, some friend of mine made over 3,000$ yesterday claiming Arbitrum airdrop and selling on Kucoin, this is time consuming and now that you already have a family it will be hard to start joining airdrops, hoping to make some money. What you need right now is a way to make passive income because of your children, and passive income in crypto without some money is almost impossible.

Inflation and crisis affect a lot on daily living of a person that's why many experience hardship in life, but you can still do something to escape on that condition. We are now living on digital era where opportunity is wide you can sell goods which is needed on your place by posting it on social media to get wide reach or enroll some vocational skills to help you up equiped and can use it to provide service which can give you profits. We also have cryptocurrency where we can earn without any boundaries so exert some efforts to learn more things and it will give you profitable results in future.

Please be specific. What happened? Why were your children chase from school? There is a difference between not having money and general scarcity of paper money happening in my country. Someone could have money in the bank and be spending it electronically which is different from one who is expecting the scarce cash.
Why your children drop from school? Did you lose your job? Or does your means of earning money got closed?
Or you had no job before and leaving on people's benevolence and hence they stopped being benevolence, suffering started.

Sorry to hear of the OP's situation. Fees have increased in many schools but the only way to solve the problem is to avoid going to school or earn more to afford that new fee. Hence it boils down what salary OP gets essentially what job they are in.

Now not every job is pandemic resistant and people have been facing hardships during these years and will continue the next few years. While side jobs and all can be approached the main thing is to pull through the hard times. We can't create money out of thin air but we can reduce unwanted spending and limit our spending.

Let's hope the situation gets better in future but inflation will not go away easily so we have to keep fighting through it.

If there are still method or ways or options then you shouldn't stop schooling or wouldnt really be needing to but if there would be no choice then lets just accept the situation which its really that sad.
This is why it would really be just that right if you do make out or mind off on how to make other sources of income for you to withstand for whatever economic problems that we might faced up in the future.
We dont know on what the future lies ahead on which we should really be that prepared and dive in whenever we do see opportunity on making money.Yes its hard but you wont really be making yourself
any progress if you wont really be making any actions.

Im so sorry to know your condition i hope you find a way as soon as possible. Maybe you can find a better job that can fulfill your needs. But, it is kinda true money is hard to receive. The impact of covide 19 is still ongoing. The economy unstable + inflation really make situation worse.

One possible cause of the scarcity of cash is economic downturns or recessions, which can lead to high unemployment rates, reduced consumer spending, and lower economic growth. These factors can contribute to a shortage of available jobs and income opportunities, making it difficult for families to make ends meet.
Additionally, factors like government policies, global economic forces, and natural disasters can all play a role in creating financial instability.

What you feel today has indeed happened since the pandemic, and this is indeed felt by many people around the world, so the solution I can provide is to work harder in meeting the needs of life, because everything we want now costs money and never focus on one job because every opportunity we have to use well, So don't despair because all of us have problems in managing finances.

I think the factor that makes it difficult for money to come is due to very difficult economic conditions, as happened in my country where it is still difficult to find a decent living, but I am happy because the economic conditions that are happening to me are improving because I am actively working and of course I am always grateful.

Inflation due to infinite supply of the fiat, Corruption of your government or the man power rate on your country is too low. Also this varies on the nature of your work and the GDP of your country.

I never feel this kind of scarcity living in my country because our cost of living is so cheap even though we have a very low salary rate. Probably your country has the worst salary rate with high cost of living that makes your life very hard to live.

I don't think it's the scarcity of money that is currently happening anywhere, but job opportunities that are hard to find for anyone who needs them. With no work, finances will be difficult to obtain. the opportunity to work at this time is really very minimal.

almost every person is facing difficulties in getting job therefore they cannot afford their life expenses and I think that there will be no one during these days who will be happy with their financial status.

The things are getting expensive day by day and salary is not much higher to accommodate it. one should manage the things and avoid those things which are not not important for life activities therefore planning of using money will help you to spend your life easily.

there are other alternatives which will help you in getting income but first you will have to put money into it. Save some money on monthly basis so therefore you can lead the foundation of another business to make good revenue from it.

Because of the pandemic, businesses are just getting back up and running, focusing on profits rather than hiring people; there has also been a lot of competition over the years because there are a lot of graduates, so if there is a job opening, a lot of people will apply, lowering the chances of getting that job. Also in business, people right now are saving or only spending money on those things that are affordable and not really spending on their wants because of the inflation.

Let's just give OP some ways to express his feelings, after all, we all are free here to express what we're feeling and also our opinion. Might be hard for the OP's situation especially that he have his family to feed every single day but he got to find ways to earn a living because it's not just him who is suffering, his family too. He should learn to thrive much harder because this harsh world will always push us to the edge and we have to fight its challenge every single day just to survive.

You are not the only one suffering from the high inflation, many people all over the world are also suffer and they also feel the frustration, just always stay calm and be more positive and think about the time when we don't have internet or social media the time that we don't have cellphone or any kind of gadget and you will see how hard the life before than today.

I Think also important to remember that financial success is not solely dependent on individual effort, but is often influenced by broader economic and social factors. It's okay to acknowledge and address systemic issues that may be contributing to financial challenges in your community or region, while also taking steps to improve your own financial situation.

When 90% people in the society is struggling to meet their monthly requirements while the remaining 10% is having money for their next 10 or 20 generation and living fhe most luxurious life so its not scarce, we didn't understand how to acquire it, how to grow it, etc.

I assume that you are one of the middle class person who is affected by the inflation so you have to spend more for the same things you're actually buying before but there is no appraisal in your income either from company or profession so the gap is the hardship you're going through but it can be managed if you work in side hustle which is more common since making money from home is possible now but keep one thing in mind never fall for debt.

Not being able to pay for children school fees is not because of unavailability of cash because if you had cash in your bank account you can do an online transfer to the school. It is unfortunate with the complain but you are not the only one feeling the hard economic reality globally. However you have to take a step and effort to get things done for yourself, don't always wait for the government because they will not be able to provide jobs for everyone. Get a skill. Writing is already a skill, so develop on it and the social media can help you grow faster

Here in my country, inflations fucks almost everyone really bad and of course, that sets like the minimum monthly salary to survive higher than what it was last year. Even if you have business that profits, it might not cut it. It's like people these days need to have two sources of income just to somehow survive and live slightly comfortable. Even finding jobs is quite a hard work especially tech companies, and you know what's more depressing in tech companies these days? Those layoffs that you read around the internet. It really happens and it would suck.

Sorry to hear you are going through such hardship. There might be several reasons why things are getting harder and harder everyday. Probably the country you are living in is going through economic downturns. And I doubt there is scarcity of cash in your country, but in fact your country is suffering from hyper inflation, so with the cash you have now, is worth less than it was before, and hence you having difficulties buying your daily necessities. But remember, financial hardships that you are going through is  temporary and finding solutions to improve your situation may take time. Have you consider looking into government financial assistance? If you can genuinely proof that you are suffering, but trying to improve, I am sure there are some organizations that will be willing to help you.

Difficult economic growth makes us have to think creatively, do not blame any situation because difficult conditions can make us creative, many resources and sources of income that are around us, for example utilizing vacant land for us to plant vegetables or fruit, then sell Directly so that we can get additional income.

I think it because many rumors and guess what its not only rumors that world economy has weak, and inflation everywhere, production industry not going to well , and many people lose their jobs, scarcity of money make people scared spend their money, so there is no money around, if some goodnews come, suddenly the world will be normal again.

I'm not saying I'm better than anyone, but I'm also married with two young children. I once fell into unemployment, at one point, I could not afford to buy milk for my children and could not pay the bank interest. I also have relatives and friends, but no one helps me because they have to care for their families. The way I got through that period was to leave my hometown to work far away and send money back to my hometown. After 2 years away from my children, I was able to pay off my debt and earn some money to run my own business. Such is life, it is incredibly harsh. But in life, we need to accept, trade off for a better future, and don't expect others to help us. As men, as the breadwinner of the family, we should not shed tears, that only makes us weaker and more stuck.

That's a brave thing to say that difficult situations make us creative and sources of income are just around us. Resources and access to them are the primary things to start working things out and make income, poor people don't have that because even having access to those is expensive. These aren't just reason, these are facts.


The government should do their job. It's the least thing that they can do.

If your job is not paying enough, find another, but my advice is to be a man of value, be someone that the world will need, you can learn something that people will want to hire your service, this is what brings in good money, do not follow what majority are doing, like in my country people like copy cat, once the see their friends opening an electronic store for example they will so the same too, so find something you are very good at and expand the idea then start making money out of it.

A man of productivity and services will always do fine in life, people with money will come looking for you because your service will always be needed.

Especially during these days of inflation, it might be even a bit difficult to just "find a new job" I get that people like here in my country are usually job hopping and aiming for overseas jobs if possible. Other people's strategy which is also quite common is just finding an alternative source of income.

Let's say like freelancing after your usual 9-5 work though freelancing is quite of a tough nut to crack when you're still starting. This is when your job is not paying enough since it is all going to bills.

The US has seen the highest inflation rates in the last 40 years. As inflation rates increased, the Fed aggressively increased interest rates. However, the FED's ultra-hawkish interest rate policies did not solve any problems and the circulation of money in the market was adversely affected by these developments. Because money holders took their money to the bank instead of taking risks and engaging in commercial activities. As a result, we were all negatively affected by it. I wish there was no such thing as a global reserve currency and its fate was not at the mouth of a few.

I also think it's true that it was caused by covid some time ago, and now is the beginning of a new awakening or stage of economic recovery, so that many job opportunities are limited and most people only spend their money on essential needs. therefore finances seem scarce

It only becomes hard because you think it was hard but if you will only stay positive, I know that you can solve your own problems and you will have that good feeling again. I don't think money is rare or have been scarcer nowadays but it was actually the opposite. The supply of money have grown and the inflation rates are rising drastically making the value of money lesser.

I think I know the reason why you say money got rarer these days, and that is because you ended up with a lesser money on hand due to the rise of the price of the goods and other services but there are ways to overcome or survive this at least. Two of it must be budgeting and then finding a side hustle.

the country's economic order is almost not running smoothly due to covid-19, many people are unemployed increasing, fired from jobs. and what's even worse in my country is not enforcing schools during Covid-19. I feel sad for the next generation, what the teacher implemented this rule in the past. yes now it's back to normal

Life is getting harder each day but I think it can be solved by planning ahead.  The possible reason why we are in tough or tight spot at the moment is that we failed to plan ahead when we are in good status.  But I think it is not late to change thing.  If ever we are experiencing hardship, we can just hold on, plan our next move, be more hardworking and smart, and most of all never failed to pray for blessings and help.


It isn't about scarcity of cash but because we failed to see the trend and plan ahead.  It is also our own fault because of being slacks during the time of bliss or being lazy at all.  But as I stated, it is not too late to change things.

If you're into a business for long and not seeing any positive changes over a long period of time then it's high time to retrace your steps and relaunch a new approach for making your business run well, it's every time we do hear people making complain about lack of money but still yet some were building houses and buying cars and spending well from the business they do, all because they never settle for less and ain't tired of trying new things out.

Your topic head says “Money hardly come this days!” and you’re also asking why.
I think it’s obvious that money comes to people that work for it and if money isn’t coming your way, perhaps it means you aren’t actually working to get the money. Also, I think money should be somewhat rare as too much money in circulation does not fare well for the economy.

That said, I’m sorry you’re going through a lot and I can tell you that what you’re probably going through, a whole lot of people are also going through same hardships and also do not have money coming their way.
What most people do to try and rise above the hardships and the economic turmoil is to get and keep a job. Sometimes two jobs if you can. Perhaps you could also give it a try and hopefully, some money would find it’s way into your pockets.

During this time - I think people are working hard but it is inflation which is a drain on the people pocket which is not letting them save and hence the trouble comes in.

valid point - agreed!
After COVID the life of the people around the world  changed altogether - people realized that they could work from home - it needed the whole to go to an isolation state to realise the simple fact that there is online teaching and online work thing which do exist

In my country, for example, food prices have become very expensive to the point that people are starving, many companies have gone bankrupt in the time of covid, people's purchasing power has reduced a lot, it has become very difficult for someone to get a job, unemployment rates The interest that the banks in my country have been charging are very high, so it is difficult to have money in my country. but this is the fault of the corrupt government of my country that do not want to leave power and every year they are making my country poorer

A few days ago people in my country decided to take to the streets to complain about the bad management and corruption in my country, but the government ordered the police to shoot innocent people, with that kind of attitude the government of my country is showing itself to be an authoritarian government and consequently they won't be able to attract serious investors to create companies in my country and create jobs, people won't always have money, and traders won't have many customers, farmers will be seeing their products rot because they won't have customers

and it's all the fault of the incompetence and corruption of my country's government, I suppose this doesn't only happen in my country, there are many countries that are suffering and having the same cruel fate as my country, lack of money in most cases is to blame of governments

it is everywhere not in one country but everywhere the situation is  the same.
of course after COVID the Russian war has made its impact on the global leave. There is political turmoil in many countries and that has kept the situation very bad all over the global. This inflation will increase in the coming year.

we're suffering recession, the economy is inflated and the inflation isn't just in a place, it cuts across the whole world, though worse in some parts of the world but everyone's facing difficult times.
Just try the best you can, your children can attend a school you'd be able to afford, probably a public school.

This is a period to cut our coats according to the availability of our materials, Fate wiling,things will eventually get better

Money is not scarce neither does it went extinct in the country you may be, the government may only reduce the availability of excess cash for the benefits of abuse on bulkiness believed to be used for illegal activities, if you're trying hard and seeing less then change the approach you're using and reoriente yourself.


You need to take responsibility of the children because they don't want to know how good or bad the economy is, all that sinks to their heads is that they are having a father who should be able to take care of their needs, try give attempts on new opportunities and work harder, if it will take you engaging on menial jobs to earn a living and carter for the family, why not give a try

It's terrible to hear what you say, may I know which country you are from? In this case, the fault lies entirely with the government, who heads a country but has bottomless greed, thinking only of themselves without caring about the people. I really don't know what they're thinking because once the people are forced to the extreme, their power won't last long. Coups will take place and grow larger as the population's endurance reaches its peak.

Corruption always exists in each of us, corruption in government is not new, but excessive greed will kill us one day. My government is also corrupt, but not to the point of leaving people to the point of starvation.

If you have a creative idea, sometimes it's just the money factor where to start. actually like what I experienced, when I had almost no money and less food needs. the average person needs money first thing to do anything to make the idea work. and from the economic and financial side of the government, the allocation of public finances is definitely there, it's just that there are government officials who are not good enough. so that the allocation does not arrive

Currently our economy is indeed in crisis and many people lack money to meet the needs of life, actually this is not a problem of scarcity of money but we are difficult to get a job that can give us wages in accordance with the efforts we do, so the way to overcome this problem is to find jobs that match the salary to meet the needs of life, All problems must have a way out, so continue to try so that all problems can be facilitated.

Do you have a stable job?
If yes how many in your household are working?
Is your monthly income enough to cover at least your monthly expenses?
How do you budget your income in your family?

It isn't the cash that is the problem, but it's inflation that's the problem. Inflation causes the price of commodities or things that we need to go up to the point that our salary isn't enough to buy things that we need anymore. Before the huge spike of inflation happens, you can buy many from a 10$ bill, but now, you can buy way lesser now with the same amount of money.

As for your children, I don't blame you if your children can't go to school anymore as long as you teach them because you're the parents. However, if you can't pay the fees anymore, your children can't go to school anymore, and at the same time you aren't teaching them, then that's where the problem is because your children might now grow up the way you wanted to. Take responsibility for your children. Find a stable job as much as possible. A job that is enough for your family to cover it's monthly expenses. If one job isn't enough, find a 2nd income source. Budget your money as a family.

I also hope that what we are experiencing right now taught you to have some emergency funds. :)

everyone even hoped for more than what you expected at that time, financial difficulties in today's society are almost everywhere, not only in your country, in our country it is also the biggest problem right now.
I think the scarcity of money in today's society is caused by a scarcity of jobs, where people no longer have jobs that can develop the family economy, because of this many people don't have money

I think OP is more or less concerned about their income. I mean at least the post is sounding that way. In long run I know in thing you have to have multiple incomes sources to survive safely and with good lifestyle. You can not argue about your income, not your salary neither your employer nothing. All you have to do is jump in with high skills in the market, look for multiple jobs and along with that be a freelancer too.

They say there are no jobs or less salaries. Well, there are jobs and one should be capable of doing any sort of job all the time. If the case is complicated then one should be strong enough to clock more hours and get rid of the bad situation. :)

Capitalism which makes the economy controlled by some people or groups I feel the impact in my country, now many people are unemployed and frustrated because it is difficult to get money, they have large capital so they will buy land to build properties such as apartments, malls and so on, and the poor are only street parking.

Difficult economic conditions make it even more difficult for us to earn income, especially since the pandemic has been going on for almost 2 years and has made things even more difficult, if we continue to experience financial difficulties then it's time for us to switch or look for alternative income, there are many potentials that we can take advantage of so that we can be sufficient daily needs.

Since the pandemic things has been crazily difficult but we all know it has to be because is like a world wide shut down of businesses works and all that has to do with our economy, not only that but you'd say schools and so many things went down, but later all was ok, you could see that things started coming back to the way it was. It will continue to be hard only if you keep trying a particular thing to get cash without changing, so I'd say is best to make a change in the aspect of getting money and before you know it you'll be making more money like the pandemic never happened.

For money to be activated or for you to have money you must to have a plan that will give you that money so I believe that you must still have your own strategies of making your money before you come get it yes or no

This is because a major pandemic like Covid had a major impact on the economy of all countries of the world from which all countries are yet to recover from the shock. And due to the increasing rate of global population, the unemployment rate is increasing day by day, due to which people do not hesitate to work hard for low wages due to which earning money has become very difficult nowdays. It is possible to get money from different sources but not everyone knows all the ways so in this case most of the people depend on only one source and live in hardship due to lack of money.

this is so true. besides Covid, this also happens because of inflation that is happening, that's why we need to create a business or find a side job to increase the income we have. it is the only way to improve the economy we have and get out of that state.
If you find it difficult to get a business, then creating a small business to supplement your income is highly recommended. I think a lot of people are in your position right now.

the end of the pandemic does not mean the end of all the suffering that we all experience, but the suffering as described is happening in almost every country.
There are lots of other alternatives to get money, but it's difficult to get started because it requires capital, while we are currently experiencing a financial crisis.
for example, those of us who know crypto today can do anything to get money, including trading crypto. but due to limited capital all plans will be destroyed

i would  think of it as "charge to experience" since nobody is born to know everything.  now earning a thing or two requires you to be more versatile in terms of skills, since you will be required to exceed what you are capable of. As they say "the price of exceeding someone's expectation is more work" is trrue.

right, the price of goods is getting higher while our income is stagnant, so this is what makes us feel deprived even though in fact an economical lifestyle has been implemented, inflation does make people depressed by the situation, if it's like that then we must be able to survive from this situation, besides needs, of course we have desires that must be fulfilled, to respect ourselves

Be calm my friend i think many people around the world is still suffering from the effect of pandemic not only you there are many more even me and my family is still at the financial shortage status as long as we are still alive there is always a hope after all this trials we will rise again just like in crypto after the bearish market there is always a bull market waiting.

@Supreemo, Sure, a person needs a skill to be able to fit in the required field of the job they get hired for, but how can the person acquire the skill? Even if the person decides to stay idle, they will not get anything or improve themselves, but what I will tell you is that as long as a person has perfectly working hands and legs and is not disabled, they have the hope of raising better plans for themselves. Does it require a skill to work in the supermarket? Does it require a skill to work as a cleaner in a bank or hotel? Does it really require a skill to work as a delivery guy?

As a delivery guy, the person can even work remotely in their area if they don't have a motorcycle to run around with. There are some side hustles, bro, especially for some people who don't have anyone to help them out financially. The solution is to start somewhere first instead of begging in the street.



So because of the inflation, shall we continue to suffer? Shall we keep making the same mistakes over and over again and just allow inflation to take the whole blame? We are humans with brains, so when we are faced with challenges like that, we must look for solutions to at least combat the situation a bit, not 100 percent.

For example, I used to buy 1 kg of cabbage for about $4, but it cost me $20 to buy 200 seeds of cabbage and cultivate it myself. Now I don't need to buy it again from the market; I can get it in my garden. Perhaps if I had had enough space to cultivate all the seed and resell it after it's due, I wouldn't have wasted $800 by buying cabbage within two or three months.
I also planted red pepper and a few other vegetables that can grow here, and the peace I am enjoying now is that I don't need to spend money and buy those things. Even if you are living in a rented apartment, you can plant some vegetables in a plastic bag or bucket.

Indeed. These are very challenging times for us, especially on the financial side. From the COVID-19 pandemic and then there's the invasion of Ukraine by Russia that greatly affected many economies around the globe. You and your wife need to find more side jobs OP if your current income is not sufficient for your family. If your children are schooling in a private school, you can transfer them to a public free school if possible. Think deep in silence OP so your mind can find ways possible for you to earn. You can also participate in airdrops, especially those big projects that are expected to launch their own tokens soon.

I also think that the scarcity of money that is happening now is the impact of yesterday's Covid 19 and it was made worse by the war between Ukraine and Russia, which in the end many companies laid off employees.
now that is happening many world banks are experiencing bankruptcy.
I think in the next few years will continue to fluctuate like this scarcity of money. my advice we should be able to save our expenses that are not necessary.

Increasingly difficult economic conditions have of course made the government through the central bank carry out strict policies on finances, the direct impact of policies like this is that it makes it difficult for many people to get money, businesses do not move and everyone is reluctant to spend or spend money because they feel life is getting more difficult.

Who says working in a grocery store or as a housekeeper isn't enjoyable? Have you and your coworkers ever gone on a late-night "supermarket sprint" or "cleaner chase"? Jokes aside, it takes commitment, hard work, and a good attitude to succeed in these positions, even if they don't call for particular expertise.

There may not be a specific set of talents required to be a courier, but the ability to adapt quickly and think on your feet are necessities. Discovering novel transport methods and the most efficient means of moving packages is a thrilling challenge.

The solution, then, is not to do nothing, but rather to seize opportunities when they arise. Each job, regardless of whether it requires certain skills or not, presents its own unique mix of difficulties and rewards. We need to come up with innovative and effective solutions to cope with them.

this kind of thing happened in almost all countries during covid 19, school activities and even office activities took place online. This was done to anticipate that there would be no major transmission.
with the passing of Covid, now we can return to doing activities as we should have done before. economic recovery is underway

I feel like it's going to be a bit harder to find money even still, because interest rates are increasing, and even when they do not, it's not going to decrease anytime soon neither. That is why it's going to be more of people investing into banks and earning interest, instead of spending that money and the currency circulating.

This hurts the workers a lot of course, because they make a single salary, but it hurts the business owners even more, unless you are Amazon (which also lost a lot this year but they are rich enough) then most small shop owners will bankrupt because people will not be able to spend a lot on their shops and they won't be making any profit at all.

There are always a solution of all the problem, i think many is having this kind of problem, only few percent of the society are rich many are poor or poorest of the poor, so don't ever think that you are the only one suffering, you must look into the other side of life, we all has a hardship not only in financial problem, but life has always a change if we are down this time maybe someday we will be rich.

Not really that hard to get money since its still there and we do know that printing money is really always that been in line.If you do find yourself on a condition or situation on which
you do lack of funds on spending something or into your priorities then it is really just that you do lack of earning and its wrong on blaming about fiat circulation or been
lacking because its never been scarce in the first place.This is why its better to make yourself that mindful if we do speak about income opportunity.

I don't know the part of the world that the OP resides but that's exactly what is happening in my country now. The government introduced monetary policies meant to improve the country's economy but unfortunately it has put human into hardship.
I have never experience or heard about it before that one will have money but can not spend it due in availability of cash. The funny thing now is that we are using money to buy money again. Very ridiculous  ;D
A friend of mine uses 10k to collect 6k the other day. We are however gotten used to the system but, very disappointing.

When money comes easily, it goes easily. When money comes hard, it becomes more appreciated and used wisely. Maybe that's why we are given this period, so that we can learn to evaluate our spending. And so that we can learn risk management in all aspects of life, not just in trading?

we need time to contemplate on what's really matter in our lives. because without hardship, we can't truly appreciate what we have. and that is true, if you put your effort to get that hard-earned money, you won't waste it in unnecessary things.
and when you talk about crypto trading, don't go all in if you are just a starter. learn the ropes, even if it comes slow on your side. there's no rush in learning things, this market is very volatile where one mistake, you can lose all your accumulated profits.

It's all because of the economic crisis. Inflation rates are bad so FED is rising interest rates.
By that, they are destroying the economy and lower inflation by making money expensive. Plus a lot of people lose their jobs because of that so they are getting poorer too.

But in general, there are a lot of things wrong with the world right now. Because of the covid, war, and inflation in the US, the economy suffers worldwide.

That's right, all countries must do the same thing. it's just that what is still carried away in my country due to covid19 is that many people are unemployed. because of the covid19 period many business people went bankrupt who until now have not been able to start working again. i hope this year many business people will start again, because many people are unemployed until now due to the impact of covid19

Because of inflation, fiat currency almost always loses value, causing our meager savings to be insufficient to purchase goods or pay our bills.
I understand how you feel, OP, because it is not easy to be in such a situation, especially when a small amount of money cannot pay bills due to the high cost of leaving.
That is why Bitcoin investment is a solution to such problems; when one invests in Bitcoin, he is guaranteed to make profit, especially during a bull run, which is the best way to save.

inflation and War on Ukraine both!
my country was a wheat importer from Ukraine now because of the war there is so much shortage of wheat in our country and the petrol prices have increased as well.

Earning money is become harder these days.
Because of inflation - people spend money only on the basic necessities rather than on luxuries.

The main cause was Covid 19 some time ago so that it has an impact to this day. I think it's very true what you suggest because of the unstable economic conditions so far.

due to covid19 is that many people are unemployed and hence the mess and money miss management
everyone wants to get money and basic things without working
and this has made the life difficult altogether

Money have got accumulated in specific people's account. Ongoing inflation have made people to use it with limitations. Even the top companies have suggested never to go high on spending these days. Overcome the ongoing crisis around the world is the only choice than thinking about making big money. Scenario will change, it takes time for the transition.

Another reason the unaccounted money getting accumulated is another reason. Governments need to act wise and recover those funds and use it for the betterment of the citizen. The corrupt system needs to change, only then we can experience the change.

Investments in bitcoin are characterized by a long payback period. That's why I personally would not recommend the author of the topic investing in bitcoin as one of the best options. Moreover, the growth of bitcoin value now does not keep up with the rate of inflation

Not having a job means no income stream. Perhaps it's time for you to get one and work for the money.or, if you have a job and it's not paying well, learn a skill or two and try to apply for that job that pays better. We all have it hard nowadays (except the ultra rich) but that doesn't mean the opportunity isn't there. We just have to widen our perspective and look for ways to make money, otherwise we'll always end up complaining that money isn't there to be made.

To make a profit investing in bitcoin requires capital and a long time, while OP is struggling financially for daily expenses, bitcoin will not be the perfect solution for OP. Life is getting harder and harder, the currency is depreciating, and it's harder to earn, besides having to work more, I don't think there is a better solution.

Now, OP needs to work harder, do whatever it takes as long as it makes money, and don't break the law. Also, when the difficulties are over, and you have savings, you should consider investing for the future. That way, life really gets better.

The current difficult economy makes us think that money hardly comes these days, many people complain, but as humans who have attended school, of course we have to do the best things, for example looking for a source of income, there are many sources of income that are all around us if we want to think.

that is correct - in this difficult time money does not comes in easy
The side hussle is a good option. But sometime we are lucky enough to be blessed to have get profit while on the other hand it is only the loss.

I feel you and I want you to hang in there.
Things are getting incredibly difficult and costly. The prices of everything is sky rocketing, sadly it is not so with our wages. My advice is to find some sort of services to render. Money is so hard to come by these days because of the current global economic crises from America to China to Europe, there's just too much going on and it is spilling over into the financial sector. For your kids, you may consider homeschooling them for the main time until things get better which we hope and pray they do.

I don't believe the cashless policy will have an effect on paying your children's school fees or purchasing food for your family because transfers can be made when you don't have cash. When you look at it, this cashless policy must be on a condition since it might signify that the government is planning something beneficial for change or something negative.

I can't remember when money was any easy to come by, you get you work for it or take steps towards investing to get some profits.

The difference now is that, cost of living has increased based on the happenings in our world starting from the pandemic and the Russia and Ukraine war. Its definitely lead to scarcity of some produce/products, increased the cost of production and transportation along with others.

Surely, you didn't fall from the sky not to have noticed these happenings so, yeah. There is definitely going to be changes but, there are those who will get it a little easier than others.

In general, being pessimistic, unproductive, lazy and greedy are the main reasons for staying at the same point without achieving goals and growing. And what’s the point of getting millions of easy money without working hard on them and struggling in life
In my opinion, life would be boring if we don’t face obstacles and get what we get what we want in an easy way. And yeah it is certain that money is hardly to get nowadays . That’s why we should  be updated always and find different sources of funds.

In fact, OP I know you are struggling and have a lot responsibilities and pressure but believe me, that complaining will never change anything. And unfortunately it will get everything worse. Plus, it is never too late change everything . Take your time by making researches , restart again and be optimistic  And I am pretty sure that everything will get better to you. Good luck

some countries does not have any issues in monetary aspect of dispensation it is this African countries that always have issues of inflation and the economical downfall so I believe that in foreign countries does not have issues of money not being dispensed because they always print a new currency Now always circulate Across The Nation so it is local communities all countries that always face difficulties for money

When difficulties occur, the first thing is to find a solution, when we are at school we are taught many things about problems and usually solve them with good grades, when these problems arise in real terms, we have to look for solutions, money problems are difficult to come because we rely too much on comfort that has happened, think hard to find a solution.

There's no scarcity of cash or money, there's money everywhere. Do you know that even the air you breath can give you money if there's anyway to refine the air to people around because all the environment is being compromised by air pollution.

For you to get money then you need to get yourself occupied by doing some job for someone for you to get paid, you don't expect to seat at a place and expect money to flow into your account. Usually there are lot of work outside your region whenever you go out to search for them you get it done and your being paid from then you may send your children back to school than complaining.

You don't expect a burning candle 🕯️ to keep burning without you replacing a new candlestick.
Meaning your must work hard to receive money at the end of the task.

The problem is that yes, there are a lot of things that you can get profit from on the internet or physically, but are they worth it in the sense that you will gain profit from them? It may seem easy to say, Find a side hustle online, as there are tons of opportunities there for part-time work, but the sad truth is that it is difficult and very hard, unlike before, since there are a lot of people like you finding side hustles for extra income. If you are lucky enough, you'll get that part-time job, but if not, you still keep looking.

Indeed money is everywhere and as long as you know the method on how to get it, you won't have much problems in regards of money. The thing is, people nowadays only look for jobs or opportunity to work which is why they usually think money is not around but in reality opportunities are the ones that are lacking and competition for that specific job you want is also very high. There are people also that are very creative and resourceful when it comes to finding ways to make money, just like how it is a trend nowadays to use AI to make scripts for videos, and unlike before that you'll have to think for a new and more attracting scripts to be used on videos. It is just that people only depend on what we conventionally/traditionally use, such as going to school and getting employed, coz it is a sure fire way to earn money. IMO it depends on how you really utilize your resources around you, or even make use of your talents and hobbies to earn money.

I would like to point out that the rapid development of artificial intelligence is constantly reducing the opportunities to make money - including on the Internet. Artificial Intelligence is already composing quite good music, drawing good pictures, and writing interesting stories. Progress is good, but how will it be possible to make money in five to ten years?

talent that has our skills can be used as capital to earn money. of course, of the many people there will be those who need our services, in any field. especially if we have specialization in a certain field it will be even easier to get money. on the other hand, if we don't feel we have the skills, then we should be able to create opportunities to earn money, even if we fail to become friends with the dean. and that's how life should be full of struggles

Why it is hard to earn money? Because we have huge competition everywhere and lazy people. People got used to comfort and doing nothing. Now even a regular task is considered as doing something extraordinary. I notice that a lot at work. For example employees task is to manage excel data, a person was hired to manage that data, a person agreed to manage that data, a person was taught to manage that data, a person was managing data for years. But in few years, he asks for a bonus for doing same amount of work he did years ago. And if he has done that task, he walks in the office like he has won gold in Olympics. People got used to receiving a lot, their appetites' grow. Now they consider that doing same task they must be paid extra and call it "hard to earn today".

Talents and skills are not the same, because talent comes naturally from your body; you were born with it, unlike skills, which you can learn online or by attending seminars and trainings. If you don't have skills, you can't create opportunities because you can't give any skills or services to others. That is why we need to learn more and train more as it is free to learn it mostly online. That is why right now people are spending like 2 hours a day learning more skills so that they have the opportunity to get hired and earn money.

I can feel the difficulties OP is going through because I also went through a period of unemployment and not even having enough money to take care of my children. But you are right, and I agree with you, whining won't solve anything, and no one will pity you, willing to help you. The only thing we can do is stand up, and only we can help ourselves and our families. Do not expect help from the government or from others. It's all up to us, if we want our children to be able to go to school, eat well and dress warmly, we have to work harder than others.

Yes, the economy is really bad right now. many people complain because they can't make extra income, or they are confused about how. However, we are in the same position. some of us feel that way, but continue to look for solutions and alternatives to increase income. besides that, the current business field is quite large, if there is a will, then we can easily create several businesses or businesses, especially now that social media has become a very good market for doing business.
What I'm trying to say is, instead of complaining, try to make some extra money. I think we are not alone in feeling the economic difficulties. some of my neighbors and friends also feel the same way. however they try to open small businesses, such as selling food, clothes, etc. to earn extra money. the choice is to complain or try.

The point is to find a solution to every problem in order to get out of the difficulties you are facing. And of the many solutions that can be found, I think the solution by prioritizing money is the obvious thing to pursue at this point. So looking for money to solve problems is a very common thing that is done by many people now even though at this time money may be very difficult to come if you don't look for it. But if everyone is still trying to find it, I don't think there will be anything difficult to come even though it's not that big.

everything needs a process and it all comes back to oneself in trying to make money, sometimes many people give up on the process and then make it a protracted problem.
any problems will definitely exist in life especially for those who don't have money maybe there will be many problems that come near because in this world everything needs money.
there is no other solution except getting out of the comfort zone and trying harder than you already have to earn more money or staying patient in the process for better results.

This twisted society requires everyone to contribute. The economy is a rollercoaster. It's like a black maze. However, we can't be depressed. The Caped Crusaders must fight financial pressure villains. Hope remains. We can conquer the world by working together like hounds. Like chess, each move has consequences. If we're lucky, we'll win the ultimate prize. Don't quit, friend. This problem impacts everyone. Roll your sleeves, everyone. It's a treasure quest with so many turns. Who's aware? We could make a lot

Need planning regarding the problems you face and you need to prepare solutions for financial needs. I heard this exactly happened in Nigeria a while ago, do you live there? There was chaos there under government policy, so the cash shortage was causing several sources of trouble there.

If you are not from that country, it could be that the reason for the scarcity of money is caused by recession and inflation, but actually it is more the value of the currency that depreciates because the demand for goods decreases and vice versa for exports or it could also be due to the influence of foreign currency which continues to suppress it.

Money will always be hard to come for those who think pessimistically, but for fighters who always make opportunities into opportunities then money will come easily, difficult economic conditions don't make us give up and blame too much, it's better to find solutions or ways out of our problems facing.

In most economies, inflation is majorly the cause of hardship, when prices of goods are on the high increase. For example in the last 4 years you are paid a certain amount as Salary, now most of the household need has tripled the price without an increase in your salary it can never be the same and this will make life unbearable

Fighters are not usually born, but become fighters by virtue of character. Also consider that not all people are quick to grasp something new to them. Everyone has a different level of development and different tasks in this world. And money is not the goal of life for everyone.

there is no real scarcity of money, you need extra work to get money, because money will always flow out of the wallet, it's just that the problem is in us whether we have money or not for everything
By the way, what work did you do that made you say the money didn't come?
no matter how small our efforts, the money will definitely come, but not a large amount

A good attitude about the value of money that will be obtained from your work, some people choose to work casually and make large amounts of money and some always complain about what God has given them.

Today's modern life makes everything difficult, the value of kinship is disappearing and interdependence makes everything look difficult, for example if we don't have money then the easiest thing is to borrow online with high interest.

One of the reasons is lack of jobs.
I'm so sorry you had to go through all of this hardship you're mentioning but the truth be told that, nothing good comes easy and just as you're complaining bitterly how things are so hard for you, some other persons are rejoicing and doing big figures same period and I also know a friend you built his house this year, got married and also buy a car during his wedding and if you can agree that those persons don't have more than one head, what you have to do is rather than depending on job employment, I would advise that you get a skill, especially a digital skill and put it to work and if you're a good writer, it will be good if you can try out freelancing which is nice but if you can raise some good cash then learning trading isn't a bad option after all.

Money don't just come like that any how, we work for the money and make things work out for us as expected, money also has it principles whereby we got served with opportunities to make money if we are sensitive enough to know or see these periods, we cannot get money by force, we work and create an atmosphere that enables us make money from the services we render or from what we sell as an entrepreneur.

Money will never come to us, but we have to make money, many sources of income let alone the presence of the internet that can open up opportunities for us to get money in a simple way even do not need capital, as long as we want to try then all the difficulties will be completed, so don't Too much blame the situation.

What you said is absolutely true, we need to work hard if we want to have money. But it must also be admitted that it is because of wrong government policies that lead to a weak economy and blatant money printing that causes the currency to depreciate too quickly. So making money is becoming more and more difficult than ever. If the government knew how to take care of the people and had reasonable policies, many people would not have to fall into the current difficult situation.

I have the same feeling, everything is getting more expensive and at the end of the month there is less cash available. Everybody is asking for more money, except for my boss who is unwilling to increase my salary. It all started with the covid pandemic where food prices started to increase a lot. And then the Ukraine Russia war happened which is basically the number excuse for every company to increase their prices. Especially goods where there is no alternative like fuel, food or heating increased heavily over the last 12 month. Before everything I had much more free money at the end of the months to spend cryptos, going out or gambling. Now we are in a high inflation and I don't really see any way out of it. Companies are not going to lower their prices again, it's the new normal world. The only real option we have is to try and switch jobs and hopefully find something that pays more money. Or we have to stick around and try to survive until our salaries finally rise.

Just work hard and work smart. The best advice that was given to me before was to continue what you are doing or looking for; it will arrive or get to you immediately, like finding a source of income. As long as you continue to search for it, you will really find it later on rather than quitting and not finding it, which means you will really not get it. No matter how long, just continue. Let's not wait for the government to take action; let's do it on our own and find another source of income so that we can fulfill our needs.

Regardless of the economic situation substantially as a citizen, Yes I agree with this, psychological encouragement also helps in terms of optimistic thinking which gives high self-confidence so that it gives a positive aura which results in productive attitudes and traits to make money by utilizing abilities and the opportunities that exist.
If our minds are burdened with thoughts of such things as complaining continuously, I believe that he will not earn money and will only contemplate the situation.


Yes, that is the problem that we are struggling with today in various parts of the world, the price of basic needs has increased and the minimum standard salary is what causes us to be very tired of the economic situation with policies that do not adjust to our needs, we will be suppressed slowly.

All human beings have their own path of sustenance and it all depends on how strong we are in trying, scarcity of money I think it's normal if you don't want to try harder to get it because with the current economy effort or hard work will determine the outcome what we get, but I agree more if you actually say that right now it seems that money no longer has value because indeed the prices of all basic necessities, food and clothing have gone up quite a high.

It all started with an increase in energy resources prices, which led to an increase in prices in all sectors of the economy. During such periods, ordinary people always suffer first, as enterprises need some time to stabilize all processes and adapt to new market conditions, and salary increases will always come last. Such difficult periods just need to wait out, it's not always easy.

Don't find any means of saying money is hard to get, if you're experiencing a financial hardships doesn't mean the same is applicable to others, everyone has one or two means whereby they earn a living from, try and think on providing yourself with alternatives to financial income level, if it takes you quitting your job to get another, or if you can device more additional means to have income through service provisions, you must not just watch and sit looking at things going the unexpected way.

The cycle of life always revolves, sometimes you can get money easily, at other times you experience financial difficulties which make your mind even more chaotic due to not being able to make ends meet. Money is not everything in life, but everything needs money to survive. Need action to get out of difficult situations, you can take advantage of technological developments to make money. Try to think clearly, then start walking slowly.
You can take advantage of internet media to make money. At the same time, you can open a small business (home industry) to support your daily needs.

Well, I've always thought that money arrive only from really hard work. It is really hard to earn it, so, you should keep focused on your work and try to do as much as possible, and also in smart way. It isn't easy yes, but

it is the best way to earn. Also, keep in mind that if you work on something that you really like it is the same thing as not workin, so, you'll be less stressed, you'll work better and most probably you'll earn better !

To be rich and successful you need to be honest and hard working.
Without honesty you can not be rich and successful at the same time

All the side hussle I started has not given me enough return
It is only bill payment and nothing in return - no saving at all

The circle of life is necessary for man to learn from his mistakes. If the lessons are learned well, there is always a chance to get out again; but if similar mistakes are repeated over and over again, there is nothing to be done - the person is incorrigible. And money is only a means to an end, but it must not become an end in itself.

I think the thing that can make it difficult for money to come at this time is difficult economic conditions, when there is an economic disturbance it will have a big and widespread impact so that making money is a very difficult thing, but we must be optimistic and be able to take advantage of difficult conditions like today to be able to survive.

In this time when there is so much chaos - people are getting crazy for money.
they want to have it by hook or by crook.
side hustle is a good option but it is not always profitable.

I remembered once there was a saying about life that when "talent/hardwork and opportunity meets exactly at the right time", you will have benefits beyond your imagination, and if you let those benefits slip past you, you will regret it for the rest of your life. Mistakes teaches a man when to be patient and when to be aggressive. Opportunities to make money isn't as common as fishing, coz even hardwork won't guarantee any success. Making money sometimes requires you to do things that are not commonly seen or heard in the community. Sometimes it will even make you the weirdest of all the weird, and only a few people managed to handle all of it.

True, money-making opportunities ain't always falling from the sky. And when they do show up, they often demand we ditch the cozy zone, embracing risks we'd rather skip. But listen up: those risks, sometimes, are the golden ticket to success. At times, the only way to nail our dreams is to leap into the unknown, trusting ourselves and our chops.

Easier said than done, right? Fear and doubt are natural when staring down a mega decision or a shiny new chance. But if we let cold feet call the shots, we'll never uncover our true potential. So when the next tough call comes knocking, ask yourself: will I let this chance slip through my fingers, or will I grab it with both mitts and see where destiny takes me?

War-induced inflation further lowered the standard of living of people around the world. Due to which it is becoming difficult day by day for many to meet their daily expenses. Moreover, when the world leaders of politics signal the financial crisis in advance, the artificial crisis also add the great impact. Therefore it is necessary to increase awareness in advance as a conscious citizen. Everyone should get through this difficult time with dignity.

It is still helping you, and you should be thankful you have that one because others are very eager to have one but they cannot find one. Just imagine: without your side hustle, can you still pay your bills? But you are sacrificing things; unlike when you have earnings from a side hustle, you can buy extra stuff that you couldn't afford without it. Even for myself, I am thankful that I do have a side hustle since it can make us survive for a month while waiting for our salary.

This is an excuse for lazy or not serious people, during difficult economic condition money still can get made, this kind of situations or means making money has been a little bit difficult then how it was when the economy was moving smoothly but that doesn't mean money has stopped been made. You have to push yourself above others in this kind of situations to progress.

For example, during the 2020 pandemic, while others were busy complaining of how difficult the economy was and how they couldn't make money, we saw a rise in millionaire been made in that same economy condition. Economic crises gives you an opportunity to solve problem and make money.

It's hard for everyone and it's always hard, even regardless of income level, the problems are there...

Money is not to blame for anything, it is something inert, material used to define monetary amounts of commercial or personal exchange, so,  I know it is shocking but business and money should not involve feelings.

On the other hand, if I understand you correctly, I hope you resolve your economic issue with her children. Good luck and strengthen your financial feelings if you can call it that.

If you properly call in money it will answer as long as you did the right thing as expected, we lack financial freedom because we keep doing the wrong thing but expecting the right result, not knowing that things don't work like that, there are sacrifices to every role expected of us to take in this life, we must set our mind towards this target in other to get everything about our financial ambition being fulfilled.

We do have our own lives
We do have our own challenges
We do have our own works and income source
We do have different problems
We do have different approach on things

This is why it would really be that understandable that not all would really be on the same situation.You might find that it would really be that
that challenging and this is why we should really be that wise on taking up decisions in speaking about investment and other opportunities.

While I agree with your statement, I think we should not generalize it. People do have different situation in different countries, so if you think it is that just easy to find a job, someone could be struggling to find it even though applying in a lot of companies. Life after the pandemic is hard for most of the people in the world especially those who are part of the marginalized sector. It is really hard to earn money these days and with the added effect of increasing inflation, it can be said that it is really hard to make ends meet these days for some.


As what I am saying we all have different lives. I agree that in this time of hardships in economy, we could start thinking every decisions that we do so that it could really help us to move forward to make ourselves be better. Use every opportunity wisely and do it after thinking and considering every outcome that may come. So all in all, I must say that for some it is indeed that money can be felt as something that hardly come this days, but what we can do, that's life, the only thing that we can do is to continue moving forward into the future.

Yes, It's a challenging situation, and it's understandable to feel frustrated and hopeless. It's important to stay optimistic and look for opportunities to improve our financial situation at a time like this because I feel it too.

The scarcity of money in modern times has many causes and can be attributed to various factors such as economic policies, political instability, high levels of corruption and financial crises. These issues can have a significant impact on the availability of money in circulation and the economic welfare of society as a whole. In addition, the global pandemic has caused job losses, reduced economic activity, and increased living costs, exacerbating the scarcity of money.

The truth of the fact is that after the effect of Covid19 which took place in 2020, things are yet to recover fully in some countries that were most affected. Moreover, I don't know the country you are coming from, but if is Nigeria, then I will say that the just recent new digital policy and change in the Naira note have a lot of roles to play in why things are still hard to date, as many businesses which closed down are yet to reopen fully to kick start as usual. So for the sake of your children, I will advise you to get into doing any paid job, because in as much as you are not lazy, there will always be a way for you and your kids to survive.

Don't assume it is for other people, the same way it is for you, life is an individual race, and how you run your race will determine how you enjoy life.

Look around you, cant yoh see people building houses, buying new cars, getting married, celebrating birthdays, throwing all kinds of parties,? I believe you can see them, that should tell you that in life, the circumstances you find yourself today, is directly or indirectly linked to the decisions you made yesterday, it is a wrong mindset to believe that because things are not going well for you at the moment, so also it is not going well for others, it is very wrong to think that way dude.

Frustration and despair are not good options to keep because it will not give birth to any profit at all and will continue to make your spirits drop when you want to restart your business. So stay focused on improving your financial condition under any circumstances for now.

Actually, the scarcity of money also has something to do with the scarcity of work space that some people can get, so there are still people who find it difficult to earn money because there is no permanent job that can make them make money regularly every month. The impact of economic policies and political instability still has an influence on this, but apart from that, work for some people can also be a trigger so that money feels like it's scarce to get.

everyone has their own financial difficulties, money is not rare but you still haven't found the best and most comfortable way to get it (sorry didn't mean to give you advice and be your teacher).

I vent a little, I also have a small family and my children are in school, sometimes we feel insecure about the income we get because it's not stable but we are lucky to always be able to get out of the financial problems we face. if you keep trying hard to find a way out then God will definitely help you find that way out, keep the spirit and make your family the people you want to make happy.

In my opinion, what is causing the suffering of financial difficulties in today's society is due to limited employment opportunities, the difficulty of getting a job so that a person does not have the maximum income and of course they have to save what they have to meet family needs. this is also the main cause of the scarcity of money as you mean

We all know that inflation is everywhere and the flow of money is limited now adays. People need to work extra time in order to earn the kind of people they really want andneven with that it is not even going to be enough. Since after the pandemic, things had been hard for most people especially for those that are still in search of job.
 To get a good job these time around is based on connection and for those that do not have any connections would have to enter the street and start looking for ways to get something doing since the street does not have anything to offer again.

Or is it because you are lazy, and do not try harder, knowing that life is getting harder and harder? Don't blame anyone when many people still live well while we are poor. It is true that life is getting harder and harder, money is hard to come by, but that's not why you blame it all and you are innocent, instead you should find a way to adapt and fight it.

Difficult economic conditions make it very difficult for us to make money, the state does not want to provide subsidies or policies that make the financial system easier, and the solution to this is that we must tighten spending, spend money only for important things, don't use money for things which is not important.

OP, I understand to a degree how you feel. It is tough when a parent is trying their best to take care of their kids and it seems things aren't going as planned. Getting money these days is hard but it is also easy. Here are some ideas, I have for you
-learn a skill: data analysis, web designing, graphics design, etc
- Start freelancing service: - Voice over artist, cartoonist, script writer, virtual assistant
- start a YouTube channel find a niche
Most of them do not take a lot of money to start and some you could even do with your smartphone
Additionally, if none of them appeals to you, the find a way to monetize your hobby.

we are all going through the very tough time of our lives.
I have not recovered fully and I am so much in trouble because of my failing health. Life is so unpredictable and we are all so greedy for money

Make commitment to yourself in your finances and work towards the achievement of financial freedom, if we are people that think we can go smart enough in achieving a milestone by combining one or two source of finances together then it's fine, because money is never too much, let us take good care of ourselves so that we can think right and apply wisdom in our financial economy that it would always yield good return.

To succeed in your chosen business, you must first correctly determine the direction of your business. Every day it becomes more and more difficult to find your niche, as the competition is constantly growing due to progress and a higher level of knowledge that can be obtained. The development of cryptocurrencies further narrows the possibilities for starting a successful business (maybe soon people will have to try to colonize other planets)

Yes, this situation cannot be denied in some countries that have worse economic problems. Not getting subsidized basic needs from the government is a very painful thing for us today, even though we can still get money today, the expenses are bigger because the cost of living is increasing. drastically due to inflation that swelled and was difficult to overcome.

An important lesson for us is that we have to prepare for difficult times like this from far away, have savings to live longer, I may be one of those who feel sorry because before Covid came they didn't pay much attention to the future budget if something happened to family economic stability and used money as they wished without think long and hard, in the future the economy will be increasingly difficult to control, as today we are in a very difficult situation and the global economy has not yet found a clear direction.

Money hardly comes to some people but still some easily to other people, it depends on how individual strategize his or her plans towards money or business, some business lasted longer while others is just short period of time, one have to have a rational in thinking and adopt to societal change. If What you are doing is no longer in existence, you need to change to what is updated, this will not make you left behind. We also need to be renewed as the change in product changes, it also calls for new innovation and plans to get in the ways or what to bring back this money.

it is good to set some goals and achieve them with honesty and hardwork

that is so true - all the businesses are at loss and there is so much depression around

That is really the problem now days because people want to have a business but when they think of their niche, let's say a restaurant in their area, there are a lot of them and some will quit and find another niche, but others will continue to build it because they know they have good food and their ingredients are not the same as other restaurants, which makes them unique. I also believe that if you try it, you will know that it will work, and if it does not, you will lose your money.

A reduction in expenditure may provide some relief. A person should have a balance between income and expenditure. However, expenditure should be reduced from the basic needs of people. If the expenditure is more than the income there is nothing to do. Because in order to meet the basic needs of the people, that expenditure must be incurred otherwise he will not be able to live a normal life. With the global financial situation taking a turn for the worse in recent times, it would be wise to go through this period with extreme caution. And since this situation prevails globally, there is no alternative but to accept it.

If your words concern fiat money, then due to inflation and the ongoing global crisis, the situation with jobs and working conditions is only getting worse.Previously, we could buy more for the same money.

As for cryptocurrencies - in 2016, money in cryptocurrencies flowed like a river. It was possible to earn thousands and thousands of dollars!
I still remember the signature of the Populus campaign. It was an incredible income. Now there are retrodrops, but there is not so much money there anymore.
Now multiaccounts get a lot.

Yes, op.I might not feel as much as you do, but I'm also going through something similar right now.It is very difficult to find a job these days in my country, and for those who are fortunate enough to get one, they complaining about their wages or salaries that it can not longer solve their problems due to the poor economy we are currently experiencing. Things are very expensive due to inflation, so even if you work really hard to obtain some amount money, it will soon lose its value.However, the reality is that we should never get tired of working hard to make a lot of money in order to fix our difficulties.

I think that sentence is no different from the motivators out there who sell tickets to spread sweet words like that, we should be able to see the situation and conditions beforehand in making an application or the stage of achieving survival by having a decent job, but sometimes the situation of different countries that have many problems in their economy will be very difficult to develop in the development of financial freedom because we will really need encouragement from the government to do so, not only commitment, not only working honestly and not only hard, if the economic situation is very bad, it will waste more energy and minimal results, in my opinion it is more precise that we must see the potential of each situation and the potential that we will work on before setting ourselves to make a commitment.

Every spending money must be wiser even though someone can easily get money in his life. So, in this case, if you say it is difficult to make money in difficult economic conditions, of course spending money wiser than usual is a solution that everyone can take to not experience difficulties in their life. Because it is impossible for the state to provide subsidies for everything that is needed by its people, except only for things that are very commonly used by its own people.

That is the importance of saving money for unexpected things like the illness you are currently experiencing, because everyone does not know when they will be sick and how long they will be healthy in their life. Actually this is not about everyone who is greedy for money, but about money that can be used to solve every problem they face in their life. For example, like you who are struggling to be healthy again when you are sick.

Money has become the instrument to control people. With IT technologies leap, banks turned into data centers. All over the world there is hardly any structure which has more information about every person than banks. In rich countries, countries in which for decades or even for centuries people are born with a loan and die with a loan, banks are the main data collecting centers. This tremendous system seeks improvement, and it's quite possible that bank data will become crypto-protected.

I think this greatly depends on what country/nation you live in.  Here in the United States there is certainly plenty of poverty, but money isn't necessarily "hard to come by".  We are actually having a situation where there's so many jobs that need filled that people are simply not willing to work.  Now this often stems from lower pay, but at least it would keep someone afloat (well, maybe).

We are of course going through hard economical times.  We can thank Putin's bitch ass for a good chunk of this, as well as China and N Korea who pose threats to the entire globe (believe me, I'm not saying that the US is perfect by ANY means, because we are corrupt as shit here).

Even if you work three jobs simultaneously, it can still be challenging to save money during times of economic hardship. When inflation devalues the currency and reduces the purchasing power of your income, your earnings may not be enough to cover basic expenses. Earning from a single job in a stable economic environment can be more fulfilling. but when the monetary value of the currency declines, financial freedom becomes difficult to achieve, and you may end up earning more but still struggling to save money, spending it on little, everyday expenses.

I recall a time when a menial job could yield modest earnings that were sufficient for enjoying good meals and feeling content but, nowadays, if you were to offer such a sum to a toddler, they might even turn it down and ask for a larger amount instead. This illustrates how children understand that small amounts of money hold little worth and cannot fulfill their desires for bigger items, this highlights the diminishing value of money in our society.

As far as you're having a difficult challenges with your financial situation doesn't mean it is applicable to everyone to be having same experience with you, there's a need for you to recheck yourself and make an additional efforts in creating values that could help you have upper edge in your career and financial economy, you cannot just sit with the fold of hands expecting things to be better without making some moves towards aspiring for a change, because you can't blame your government or the society for your situation, rather you need to take courage and source for a survival means for yourself.

Sometimes it's not as easy as it might seem, when you're in a situation where you're doing well, it becomes difficult to understand someone who can't get out of a difficult situation.

In such periods, it would be good to think about why it happened, what actions led to such a result, this is important because only by understanding what the reason is, you can prevent a similar result in the future. Each of us strives to increase earnings, this is a normal desire, and it is worth considering how this can be done. It is worth looking at what kind of work in your area pays well, and try to get a job in such a work, if necessary, hang up the qualifications beforehand. It is necessary to set a goal to develop without this result will not be.

Since the situation you're in is not unique to your situation and affects practically everyone in the world, I think you can resolve it on your own without needing to consult anyone close by. These can be accomplished through hard working since there are many individuals who are experiencing worse problems than you are, and the only method they have found to overcome them is by working harder.
I believe you can take your children along and pay their school expenses through your bank account by making a transfer into the school bank account if they are at home due to a lack of cash. You must feel off-balance when you return home and realize that your family is not attending school due to a cash shortage. I suppose you are from Nigeria, where they formerly experienced a currency shortage that was a really horrible situation for them.

The situation we are in right now is something that we should always ask ourselves what is really going on at first I thought I am the only person observing the error that is going on in our society today at first the youth were said to be lazy and even when you are interested in working there will be no job to apply then I will ask how will the money flow freely as expected or how will money come when there is not even a job to attach to
It will be very bad if things seems to be like this in the next coming years because the people will be confused of the kind of nation we are living in

It's not about the country we live in. The point is that there is now a constant reduction in earning opportunities (either because of the use of cheaper labor, or because of the acceleration of progress, which actually allows us to replace humans in many fields of activity, and because quite a few professions are disappearing). The solution to this problem is to colonize other planets, but humanity is not yet ready for this.

I do think that a country where you live in plays a huge factor in this aspect.

A person who lives in a first-world country may have opportunities and advantages available to the society. Compared to some third-world countries, you are basically lucky if you find yourself having a job even if it is far from your college degree.

For example, a person living in Japan can have the privilege of choosing any kind of job or their passion and they could at least make a living with it. In the Philippines, choosing any kind of job can get you nowhere as the bills are too expensive for the job to handle.

It's mostly because of inflation. FED raised interest rates so money simply becomes more "expensive". That led to people not being willing to spend, companies not willing to hire, and people not willing to buy. That all caused money to move slowly and that's why it's harder to git it these days.

But it will be over probably in 2024, so it's okay.

valid point mentioned. If one wants to have business - they should give their best to that business.
Sometimes people start the business and later they give up in the middle of they business.

very good - valid point stated.
the cost of living has increase so much that it is really hard for a middle class to survive in this time. But everyone will get used to it and will learn to live with it

What you say is not wrong, our economy is largely decided by us, we should not blame society, or the government, while we do not work hard but just want to help, luckily. But there are also many cases where we are poor not because of ourselves but partly because of the environment. If you live in a country with a corrupt government, hundreds of percent inflation, no job creation, and a depreciating currency, you won't be able to escape poverty, no matter how hard you try. The environment also plays a very important role in our economy.

It is true that inflation is making our lives more difficult. But inflation is not the main cause of all, there are many different factors because not everyone is having the same difficulty as you. There are still many people making a lot of money, no matter how high inflation is. But in the end, I believe that money is easy to earn or not is up to us. If we study, work, and work hard in life, we will surely find a better way than just sitting around doing nothing and waiting for miracles to happen.

most of the people live pay check to pay check and they fill their grocery first and then decide later.

Correct! many people are unemployed and many people are depressed too. I have seen people bad days too - they lost the job they have not thought they will leave any way. And they are standing at zero again in the middle of their life like myself.

In my country - the baggery has become so common - people beg all the time
they have taken the inflation as their shield and can beg all day long.

different people have different approaches in life. They have different advices to share to the people.
You have mentioned the good point - re evaluating yourself and your mistake is one of the best approaches in life.

My opinion, Maybe almost everyone has experienced financial difficulties too, yes, this is difficult and stressful to go through. Generally, the causes of cash scarcity can be manifold and vary depending on the specific circumstances of each individual. I think there are also several factors that might cause financial difficulties including high inflation rates, economic downturn, lack of job opportunities or low paying jobs, debt, and poor financial management such as excessive use of credit loans and this is becoming a trend for reasons of necessity.

everywhere around people are not able to get money because the businesses are going down and due to inflation most of the time people are just focusing on the important needs rather than wants.

Unfortunately, this also happens, but what about people in this case, how to get out of this for someone who wants to change something for the better in life?

The environment will always influence a person, if you want to become better, you need to find an environment that is better than you and you will reach for their level. It turns out that the only way out of this situation will be change of location if possible. Sometimes this is very difficult to do, sometimes it is impossible, and a person alone cannot change that place.

The environment is also a really important factor in the economy of each of us. We will not become rich if we live in an environment of high inflation, many social evils, or widespread unemployment...When I was young, I also thought of emigrating to a country with a more developed economy in search of a better life. But to do that also requires a large amount of money and can be said to be beyond many people's ability, including me. Moreover, it is easier to move to another country if you are not married, if you are married, it is almost impossible.

that is correct - you need to find a better space for yourself. for growth
but people are now preferring online work and solo business venture - it saves them from staff politics and many other unnecessary expense.

Yes, and sometimes what we do to get money is not worth the results, therefore we have to try hard to earn money, and not in a monotonous way we have to be creative

we are mostly unlucky in that case - sometime in fact most of the time hard luck embraces us more than good luck .

all we need is a bit of patience and honesty to our work and it will surely bring in good result.
I did a small home based business with approx zero investment and it bloomed because I worked really hard for it with honesty.

Maybe the main thing was caused by the chaos over the covid 19 disaster which made one's economic turnover quite low at that time and many people lost their jobs at that time. But now it seems that everything is fine and I believe that money will be easily found by working and applying to various companies to improve your finances.

Apart from that, what I can tell you is to save from the income you have because it will be very important when we experience a crisis that we did not expect beforehand.  Besides that, keep working hard and never give up, I don't think the results will betray us.

and whatever comes to you - you must take care of your money
losing money these days is the worst thing ever.

A part from the chaos - we have really lost so many lives
This has been the huge loss for the people

Covid is one of the reason. We had the war between Ukraine and Russia which continues, which lead to food crisis and other economic issues. Lack of oil supply and other basic requirements of the people increased in price.

During the Covid people were in the home, due to lockdown and majority worked from home. By the time spending is limited and we weren't able to understand the rise in the price of necessities. Once people got out of home we were able to feel the difference. In some part of the world improper governance is causing economic downturn and let's hope the best will happen soon.

Ukraine and Russia war is one of the reason there is so much inflation in the world
That is true that is one of the reason we are suffering the food crisis too

The fact that the money in circulation getting less and less dues these factors making the economic climate cloudy even dark , this situation could be avoided of only you had something to survive like ... bunch of foods in your backyard / field and you can take it to eat anytime for you and your family.

That's the key actually , you dont need much money if your stomach are filled and your family can just survive from this kind economic crisis.

I don’t think it is about scarcity of cash. Maybe you are pointing out is how you will be able to generate income for your family? As i am evaluating your topic it seems that you do not have a regular job? Nowadays a lot of employees had been laid off due to inflation and others have been suffering downgrading of their salaries. If you are experiencing shortage of money, i think you should find other option like part time job that you think that you are qualified for you to be able to sustain the needs of your family. Just be patient in finding other source of income everything will be alright.

It seems easy to say, but it is hard to find those opportunities. I have a lot of friends that are still jobless because of the pandemic, and they weren't able to get into a job because there were so many applicants. With that kind of situation, I do agree that if you just keep applying and finding a job rather than quitting, you'll end up landing a job. So it is better to find and keep applying no matter how long it takes so that you'll end up landing a job.

There can't be scarcity of cash as the banks are printing trillions of cash into circulation so there can't be scarcity of cash. We also have digital transactions that don't need physical cash in circulation as money are been sent digitally just like Bitcoin but the difference is that Bitcoin is decentralized while those mobile application used for sending money are centralized.

One job can't help you anymore unless you're on a very high playing job, if you don't have any high paying job then you need to get a side hustle. This sides hustle can be a new job or your personal business that'll help bring extra cash to help in bringing more money unless you're can't survive this current economy.

I think the way we spent our days during covid19 was better than the current situation. There were cases where many who lost their jobs made it difficult for them, but they survived anyway from the government or other relief funds at the time. But after covid 19 the war started and its impact started to fall at every level. Now everyone is going through this artificial crisis and the current inflationary effects are worse than covid 19. Now it has become such a situation that there is a job but the money that is received at the end of the month does not support the family. Our life is passing through a difficult situation and I don't know when it will be resolved.

Recently, it was reported that the Nigerian government is withdrawing old notes and issuing new ones, and this has caused a cash shortage in the African country. This is true but I don't know if the situation has improved now.
It must also be admitted that making money these days is difficult when unemployment and inflation are at their highest levels in recent years. But whining won't solve the problem. OP, you need to get up and look for any job that can bring you income. Do more than usual, although this can be exhausting, you will not have a better solution.

I am sorry to hear about the financial difficulties you and your family are going through due to high cost of living. The economic crisis is a global issue now, and there are many factors those contribute to it, including rising inflation and political instability due to many ongoing regional conflicts in various parts of the world. I would suggest you to consider taking  more than one job to increase your earnings. Consulting with a  financial advisor could also be helpful in developing a long term plan to address your needs and goals.

A person's economic cycle is always spinning, sometimes his finances are smooth, some are experiencing financial difficulties. The financial difficulties that you are currently experiencing are not too bitter, you can still eat and have a place to live. Always looking down to measure the level of difficulty in life, there are still other people who are more difficult due to having to sleep in an inappropriate place.

Start being creative with the skills you have to support the economy. I don't know how old you are now, my assumption is that you are still healthy and can think clearly. Technological developments are increasingly sophisticated, you can take advantage of the features available on social media to open an online business. Believe me this is only temporary, the wheel of life always turns, you have to be strong when you are at the bottom, there will be times when you will return to the highest point as expected.

Hey, tough times don't linger, but tough folks? They persist! Yet, even the stoutest among us need a boost. Enter: social media's superpowers! In a snap, you're an online business wizard, an entrepreneurial dynamo. Glamour? Maybe not. But using your talents and creativity to stay afloat? Priceless. Imagine – skyrocketing like Bezos (sans CEO resignation)! When life hands you lemons, make lemonade... or better yet, launch an online lemon emporium!

Hard times create strong men, strong men creates good times, and good times create soft men. It is just a mere cycle of life, we are now in hard times full of soft people and a majority of people are weak because they do not have the ability to PERSIST. The light is already in their path but they back down because of hesitation, fear and panic and that is why they cannot carry theirselved to where they wanted to be. Persistence is what we need, the another word for persistence is FAITH it only means that we believe on ourself. Right now is the best time to make a lot of money, and majority of people do not understand why. I think it is because of lack of knowledge wherein they are not aware to the game called "LIFE". They are simply doing without understanding and knowing why they are doing it.

One of the secret in this world is that you can create a lot of money on all jobs, it means that jobs is not the key for success. All you need to do is to have a plan on where are you going and having deep understanding on why you want to do it. You need energy to accomplish something and you will have it if you have desire on something but it is not enough because one of the key is PERSISTENCE wichi means that you can overcome all of the adversity that you will face and you will continue forward no matter how hard it is and you will have possession to the money that you really desire.

i live in a country where the government is corrupt and they are not ready to accept the fact that they are corrupt
people are frustrated and they want to get rid of it but they are stict to their chairs and not ready to go for the sake of people

The best practice these days is to hold all your unnecessary expenses.
If money is not coming these days - you have to make sure that you are not over spending and wasting on unnecessary stuff. People in my contury are saving up on petrol a lot

is it having financial advisor is expensive? this is really my impression that you need to be rich like a lot of money as it is additional expenses to us so like us wouldn't be having this because it is extra expenses and i will just prefer to learn online how to like budget or save, though if there are free once then i would be having that one . Also having a side job is really good but you need to sacrifice something like your time or sleep because you need to do your side job

Dear Op are you serious or this question is just a joke? Because inflation has reached new heights and making new records due to many economic factors and political behaviors among countries. And good and services have lost their value over money or i should say money has lost its value. So, tbh, if you really want to make money that hardly comes nowadays then you should search for a job that could make you money.

Your question has put me in a condition to think that, "Was it easy to earn money for millennials " because i am in Gen-Z and no wonder, i have observed the hardness of earning money and simplicity of earning money back then. Actually, many millennials have told me how easy it was to earn money back then because according to them things were simple and easy. People cared about each other and blah blah blah

What i think is, they don't really work hard as compared to the speed of the current world. So that's why they are saying "money comes hardly nowadays" and you know what, this is due to stick-ness with the past and not following the future trends. And those who have adopted the future technology have already earning a lot. I am also in the category of your topic's name. So i can understand, that the reason behind my struggle is due to less adoption of technology and new studies. I always wasted time on social media and thought of becoming rich but once i understand the mistake i am in. I forbid them and comes to reality. Haha as many used to say i can see the matrix

many parents are now home school kids due to higher prices and rates

differe people different stories - I know there are a lot of people who are devistated by COVID

it's a serious question - not a joke - everyone is struggling are you not?
we are also suffering from inflation - money is not coming in these days so easily.
and that is so true - we are also so upset for not having enough funds to spend the life.

unfortaunated this is not a joke and everyone is a sufferer there is no stopping to

Income is really complicated these days. Due to abnormal commodity prices in the current market. Many traders are claiming that their source of income has reduced a lot. Due to rising commodity prices, the sales figure has also come down. Due to not getting proper value in the workplace, common people are facing various problems nowadays

Most people are experiencing the same problem lately, when it's hard to get money at the same time commodity prices are increasing. Supposedly when commodity prices continue to increase, our income must also increase in line with the increase in purchase prices. But what happens is that it's increasingly difficult for us to get money, that's what makes our situation complicated. In the end we must have additional income that will help us balance the amount of our expenses and income. We have to really think and work hard to close that gap.

This is happening globally, no one is alone, and the only way we can do it is to find different sources of income to help us get through this difficult time. Personally, I'm also doing more than double what I did in the years before the inflation and crisis. I'm exhausted, but there is no better way to get rid of inflation. I hope everything will return to normal soon, otherwise, this situation will continue, and the poor will be excluded from this society.

I think the biggest factor that makes it difficult for money to come at this time is the world's sluggish economic conditions, when economic conditions are sluggish it will disrupt the circulation of money, many people hold back money so that it makes business or work difficult, this is what makes us have to look for alternative source of income.

Yeah since inflation is really high recently many people withdraw their money from banks and end up buying gold for saving their money value. Also, many businesses go down too since they can't pay worker salary and not generating enough capital to buy other raw materials to keep production go on. I agree if we should looking alternative source of income since there are lots of oppourtinity in the internet.

For me, money has never been easy to earn, and even harder in this inflationary period. If we want money, we need to work, and when inflation is higher, we have to work harder. It is only then that we will be able to sustain ourselves and our families. We can't expect the government or someone to bring us money, and we don't have to do anything. If we know money is hard to come by, instead of whining, let's find another way to make money.

This is currently happening in many developing countries. I have seen several reports about African countries. Among them, the video of a famous YouTuber named Ruhi Cenet is the most liked. Who usually travels to different countries and brings out some great experiences by traveling to those countries. And one of his videos is about an African country where he shows the living conditions of people who work together as a whole family and earn $0.50-$1 a day. And very few people in that country attend school.
Those people can earn 1$-2$ every day who have a bicycle because they usually get 1$-2$ as remuneration for delivering products by cycling all day. I only think about their lives and imagine myself how they live so hard.

In situations where job opportunities are limited, it can be challenging for money to flow freely within the economy. When people lack income from employment, it can restrict their purchasing power and reduce overall consumer demand. This, in turn, can affect businesses and potentially lead to economic stagnation or contraction.

Economic conditions, both at the national and global levels, can significantly impact the availability of cash and overall financial stability. Factors such as inflation, unemployment rates, economic recessions, or changes in government policies can affect the financial well-being of individuals and societies.

I've also seen a lot of this kind of documentaries, like how it won't even be enough for them, and others will skip meals like the father who doesn't eat breakfast and lunch just to make it enough. That is why we should be thankful for what we have right now because there are a lot of people out there that are struggling. This is really the problem right now; it is more difficult to find a job, and even if you are in education, a lot of new graduates still don't have a job right now, which is why they are forced to find another job that isn't their stack.

these days everything is so expensive that there is no way one can do an over spending.
Most of the people are saving up by eating at home

Financial advisor would not be helpful.
it's good to do your own research and then work well with honest and courage.

correct - the economy of a country are not being led by the freelancers after COVID
Many people turned to the social media and that is how life has change.

I don't know why you said a financial advisor is not helpful. Most rich businessmen tend to hire those kinds of people to do budgeting or know where their money goes; it is like an accountant. Also, most of them can do it on their own. I mean, it is time-consuming for them to do all of it, so instead of wasting their time on it, they will just hire people and continue to manage their business to gain more profit and improve it.

I think, the pandemic that took over the world economy for one year and some months responsible for the inflation that is affecting people wealth because during the process of lockdown many companies and other businesses where closed down. And many governments are yet to recover from the damaged the pandemic caused for their land, and many people are finding it difficult to pay their children school fees and other feeding stuff for the family. I believe, very soon things will return to normal where people will begin to enjoy steady money because many governments are very ready to legalize Bitcoin in their land.

try to find ways to earn more money and save as much as you could. This is the best approach in life and I have started living like this

One of the reasons why there is financial instability is inflation, for instance, a man has been working for five years collecting the same salary and prices of goods and services are increasing day by day, with time such a person won't be able to sustain himself or family with that amount. Just continue to look on the bright side and give life your best.

Indeed, I don't know how long will this inflation lasts it really affects me and makes my life miserable. It is hard for me to do another job but I need since my salary is not enough for us since I am a bread winner. Before I can easily get side jobs but now it is very hard to find and hard to get since my niche is Digital Marketing people cut their budget in some areas and they are now depending on bots.

Bots, AIs and machines in general are the reasons why there is so much jobs' scarcity. What the industry needed human labor to execute before, now they can achieve automatically with a robot. So there is a lot of excessive labor force without anything to do... Another reason is the fact that global population is growing in alarming rates, therefore there aren't jobs' spots to bear all those people.

Nonetheless, we have to keep digging for opportunities everywhere, especially at professional fields where we enjoy working due to having a natural aptitude for that kind of job.

everyone is in the same situation as you, things are worse than ever.  But we should continue to hope that this crisis will pass soon because historically, our economy has experienced similar hardships but then overcame them. I was not well prepared when war, inflation or crisis hit us. so I have planned when things stabilize again, I will work hard and accumulate everything to prepare for the further future because I think inflation will also return soon in the future.  It is almost a part of the world economy.

Money ain't rare if you're hustlin' a lot. But if you don't work then it's really hard these days. No need for more motivation for those that have been dealing with poverty, that's more than enough, and those that can't have enough a day, know that they need no motivation as they need something to survive in a daily manner.

We need to upskill and look for better opportunities for each of us. We need to upgrade and also think better than everybody else when we're at the bottom of our lives, no one can think better than us but only us. It will be a nonstop opportunity seeking until we find the one and the best that fits us.

therefore with the difficulty of getting money we should start spending money according to needs and if there are advantages then it can be saved in the right form of investment. that way it is hoped that we will build assets that continue to grow until we finally get financial freedom. on the other hand for those who are still struggling, at least looking for additional results to accumulate investment, because working from just one source of income I think it will be difficult if we work only as ordinary employees like me, because inflation will continue to rise and our salaries will not keep up, that's what i feel right now

in every stage and phase and time it was and it is hard to earn money.
There is  no way to get rid of inflation so one must try to find different resources to earn as much as we could and keep an emergency fund ready!

that is true - try to learn new skills and upskill yourself as much as you can
you can get a job due to a dregree but you get promoted because of skills

Earning money is becoming difficult with each passing year and month, where there is inflation shortage of jobs and limited resources with man its is getting harder to earn .
Spendings are out of control and alot of show off happening everywhere.

The big reason is that as the salaries are increases significantly so all other things are also becoming expensive therefore a common person cannot do anything for the betterment of life. One job is not enough because everything is so expensive and salaries are not enough, there are lots of other people that are not able to do any job and they take of their family very hardly so we should be thankful for every situations we face as we live a better life if we understand.

Nothing new and we should really make at least ourselves that do able to grasps out such situation on which we should really make ourselves able to sustain despite of the condition that we are taking. If good and services turns out to be expensive or simply with having that inflation then it would really be just that right that you are the ones who do make out some adjustments or would be wisely be looking out for other
various sources because if you dont then for sure you would really be that heavily affected which is something that we dont like. It would really be just like common sense that you would really be finding some other income sources aside from your main job if you are really that serious on trying out to combat against inflation specially if you do have a family to feed.You cant really be just that too confident
on what you are currently earning because year by year it wouldnt really be that sufficient anymore specially if we are really that going against on something which is inevitable
This is why its just right that we should really make out some adjustments.

I believe the only fields AIs in general can't replace humans are the ones from the human sciences' order, specially the ones which involve direct contact between individuals, such as psychologists, therapists, advisors, counselors, while at same time this kind of professional is going to be heavily demanded by the society more and more from now on, as we develop in technology, but retroact on social aspects. People are so lonely and isolated these days without anyone to hear them about their personal challenges, needs and difficults.

So I think for those looking for an area where to upskill their talents and find opportunities to work it must worth to give a look on professions of that nature.

it's the era we're in, the inflation, general rise or hike in price of goods and services, the only way out now is for everyone to try topping their games, it's really not easy, so many families are in lack but you'd agree with me that wealthy people are coming up as the day goes by...

You don't have to follow the world's narrative, create yours that's suitable and comfortable for you and work with it.

Money is hard to come for those who are lazy and always dream without taking action, the presence of the internet provides great opportunities, we can easily buy unique or newest items from amazon and we sell them with 3x or more profit, I once bought 10 locker boxes on amazon at a price unit is around $12 and can be sold for $25.

i keep a close eye on the movement of money in my business and usually, people will take care of ^(hold) their money when the price of basic commodities goes up, and i'm sure that condition is also happening to the economy in your area. 

i don't really recommend that you borrow money from a bank ^{(for business capital or to pay your child's school fees)} maybe you can wait until the economic situation in your country gets better so that people's purchasing power increases and whatever you do can run smoothly.

We must be forced to survive to survive, yes that's because times are getting harder. I don't mean to blame the times, but that's what happened. When we cannot adjust to circumstances, we will be far behind. Moreover, this is about money which is one of the important factors in life. The increase in all prices is not accompanied by a balanced income, in the end we have to find another side to be able to get additional income.
It's not easy to survive in the midst of the hustle and bustle of life, I feel at a time like this if we are not mentally strong enough to go through all this then our psychology will be even worse.

Almost all businesses that we run today are very difficult to grow due to the sluggishness of our economy after being hit by a pandemic storm, but when compared to this more severe pandemic. the only way the government has to open new creative ideas for young people to take advantage of the digital space so that make money.

This is repeated during times of crisis, but you will be better able to get through them if you have savings, or even better if you have assets that can generate passive income. In times like these, it is very easy to be left without your usual source of income, and it will be even more difficult if your only source of income is your job. Difficult times need to be taken care of when everything is good, it is much more difficult to think about this during a crisis.

Your plight is mutual as it's likewise for many other person's out there as yours. It's pathetic seeing how all economic policies are failing and dwindling the standard of living in a century where we have the best of scientific and technological advancement the world had ever known. Or maybe humans have grown more wicked than they were in centuries past that the few at the echelon or horizon of the pyramid don't care if the mass of people live or die as long as they're not yet hit by the magnitude of suffering people like us brar on a daily, struggling only to be able to avoid from hand to mouth repeatedly.
The height of suffering the world is facing today is a show of fact that both economically and politically those we view as world leaders have failed in their  competence to supposedly make things aright.  Can say less that there haven't been suffering in the past but this century's is worsen.

The savings fund should have been thought of earlier when we are experiencing a crisis, it will be a little helped by having savings, so even with income from work it won't make you more complicated, but we have to think that side income is also important to cover other needs.

We often blamed the pandemic in the past but now we are free, meaning the economy has started to recover again. We just have to think for ourselves what it would be like when there were no restrictions, we could do even more passive work, in the sense that we had to be able to look for opportunities to get out of this difficult zone because I feel that we are always comfortable with our current job, only covering our needs, but when times are hard, you will find it difficult and stuck in the old atmosphere again.

We need to extend our capabilities if there's an open opportunities to find a side job.

Savings is really important, if ever you find additional source of income you need to think ahead and make sure to focus
in saving portions of your income.

It helps a lot to finance your investment or your future own business, but for now, having good portions of savings will
help to improve your life and not to be worry that much if another pandemic will take place.

There might be cash scarcity in most countries but that doesn't mean money is difficult to come by. Money in our present era is attached to value, what a person can offer to the society can be converted to money of any form, it can be converted either to physical cash(fiat) or digital form either CBDC, Bank payroll, crypto or any other form of digital currency. Getting skilled is what every one who wished to escape cash scarcity should embrace.

Indirectly, in this case, especially with conditions that are getting more and more difficult, like it or not, we have to make our conditions more and more survive because that is what is being demanded at this time.
Blaming conditions and circumstances obviously won't make us much better off but instead this makes it even more difficult to deal with and in this case then we certainly have to try to survive more so that the conditions aren't too bad for us even though this obviously takes a lot of energy and thought but if it's not like that and giving up with that situation won't be too good.

Savings funds are indeed quite helpful in times of crisis, but if you only think about it now, it will only result in regret in yourself.
Yes, in conclusion, we have to move more and more today as a solution to anxiety due to difficulties that occur in the economy, complaining and lamenting the situation is just a waste of time and does not provide positive output for thinking and working productivity to bring in money. For now, maybe it's better for us to maximize the existing work to stay afloat longer.
Do the existing work, even if you only have a small income, at least enough to survive for your family, after the economic situation is better, things that have been regretted should not be done again.

Therefore, having a savings fund will help us a little when a crisis occurs, but anticipation must still be there because if you rely on savings, it will run out too if you only rely on savings, while work is the main thing that cannot be eliminated. I am sure that people thinking about savings means he thinks about the future when he will face a crisis later.

Yes, we have to be able to go even wider in terms of income. I'm sure in this world there are many opportunities for us to be able to produce more, but we ourselves have to think hard about that method because if we don't work hard, we won't get anything more than that. what you can do then do it seriously.

Never look back it will still be the past that must be passed, now thinking ahead with a fresh mind will be able to innovate in everything you can do so you can get more skills that can make money.

Not just single skill, peeps need to have multiple skills. On the modern level it even needs to be collaboration of different skill sets. For example, be a biotechnology scientist but at the same time have coding knowledge to develop relevant software’s. This is just one example which relates to me but truly industry is getting wider these days and it is getting better with multi Tasker only. They do get paid to higher extent and they are the cash suckers these days. On the other hand we always need to look after multiple income sources whether online or offline it has to be there for higher earnings and extra cashbacks.

That is true. Learn the skills and keep yourself uptodate. Excel yourself and be the best version of yourself. This is the time when freelance working is getting popular these days and more skilled workers are getting benifited with it

The increasing popularity of freelancing is the result of an impact that is not bound by time as well as place and by rules that in particular must be followed. So there are many people who want to choose this path to work because they will not feel more pressure through the freelance work, so it is not surprising that at this time more and more people are starting to make their skills better so they can work in several freelancing in his life.

After all, income through casual work is also much more now when compared to permanent work which is bound by time and place by following the rules in particular. In addition, those who prefer freelancing will also have more time to think about other important things in order to be able to do several jobs at the same time with a more tolerable level of income.

inflation has changed the life style of people altogether once you are in trouble and have limited money. Then this is surly going to change the way you do the spending habits.

I see a lot of people struggling financially and finding it difficult to meet their family's needs despite working diligently. Economic disparities and limited employment opportunities make it even more difficult for those who cannot secure a job. Even so, we still need to adapt to it because no one will naturally come to help you; only you will overcome it yourself. Instead, take some time to relax and then find new avenues and approaches, such as finding a side job, freelancing, starting a small business, or learning new skills.

We should know that things are becoming hard this days and we need to know how to do things and make our business works so that we are not going to end up making the biggest mistake of not getting what we really wants. We need to get something doing or a very good job so that we can earn very and take care of our bills so it won't going to affect to us.

we can get something doing very good when the government of that particular country is in order but we are by the where the government is not in order you cannot get anything good as employment or job to work under so the only thing that will favour the people that is living now is to establish a little business and manage it by yourself without any person support

Have you consulted with others regarding your current situation? Here, I would like to provide some insights on money in today's era that might help you.

IMO, it has become increasingly challenging for individuals with standard skills to find money in their lives. It is crucial for someone to specialize in a particular field rather than possessing standard skills in multiple areas. This is because a specialist will always find a more deserving and respected place.

The world of work and business always has positions that need to be filled by specialists. Only a few individuals with multitasking abilities are sought after in this context. Standard skills will only yield a standard salary, whereas specialists can enjoy significant leaps in their income. Reach that level by showcasing your expertise through portfolios and relevant documents.

Remember, it is important to seek guidance and advice from experienced individuals who can provide valuable insights based on their knowledge and expertise.

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For a different perspective, kindly peruse this.

Inflation rises rvery year, but wages don’t. There’s no catch up happening between the two, so people are forced to pay more for things that they used to pay less for, with wages that are barely livable. Leading to people thinking that money comes hardly these days.

What can we do to stop this?

Inflation can’t be stopped, for a perpetually reproducing supply such as fiat, it’s a common staple. What we can do on the other hand is to venture out for better income sources. Some people go out looking for a second or third job to make ends meet, some look into passive income ventures, some try out investing and entrepreneurship because of the massive returns, and some just look for a high-paying job to support themselves.

Money seems hard to come by i think is because of the inflation that results to widespread job losses and economic uncertainty. To be able to survive you need to search of other source of income to be able to sustain the needs of your family. Oline jobs are becoming increasingly popular, and many employers now rely on the internet. Consider exploring this option to supplement your income.

Unfortunately, as much as I agree with you, it's not as easy as it sounds. Getting a job these days is getting harder even to those who have good work experience and educational background. Moreover, if we don't learn how to handle our money and assets properly then having a good job wouldn't be much as it will only be enough to pay for our bills and foods. The problem with that is we wouldn't be able to save for future needs, like emergency funds.