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Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

People will have different opinions about this. If I am making money, I mean enough money and if I am rich already, I can never go for education because it is the education that I have that makes me rich. It is not about going to school before someone can be educated.

But for my children, they are young and I will not want them to be inferior to their other colleagues, I will send them to school.

I may not be able to answer all your questions, but the most important thing someone should have is money, after good health.

The answer to this question will depend on the individual's goals and circumstances. Studying might be the best option if someone wants to gain skills and qualifications to help their career. However, acquiring assets as a source of passive income and working might be more practical if you need to earn a living and support yourself financially.

It definitely depends on the person's forte and the industry they think they are good. As for me, I know in myself that I have more chance of reaching financial stability through continuous studying, and so I did. Now, I am working, together with the passive income I accumulate through earning from the application of my skills and knowledge.

What matters most is considering your current financial situation, future career aspirations, and personal goals before deciding.

Everyone's life is different, there is no catch all that will apply across all situations. There are some people who may have free accomodation from their parents until they are 30, allowing them to fund both. There are others that may be kicked out at 18 and fending for themselves who will find it extremely tough to fund higher education. Both things can also come at different times in life, student loans may happen before you're 25 and housing mortgage costs may happen after 25. You have to be careful with higher education though and be sure there are plenty of higher paying jobs in the field you are studying if money is your aim.

IMO degree is worthless and you can always learn from free resources, but other options aren't about investing as well, since apartments & houses aren't a good investment compared to doing business or even putting your money in some investment plan. Don't forget that if you choose higher education, you'll still need to cover your daily expenses, books, clothes, etc. so it's worse than owning a house considering the costs along the way. You might be able to afford your daily expenses if you rent your extra house while learning by yourself and working to get some experience, but that option will vanish if you choose the formal education option. And the output? It's not guaranteed that you'll get a good job with the certificate. It's not worth it.

Investing your money on something that will generate you passive income every month then using the income from it to pay the tuition fee for your education sounds better right?

Meanwhile, you also have to work to bring money into your pocket, even you can do jobs while studying to make income in lot of ways so the only question is whether you are going to limit yourself to one choice or want to achieve as much as possible but for that, the person needs to work hard, I mean physically as well as strategically.

The follow-up question depends on every individual so there can never be one answer fit for everyone.

I think it depends on where you are in life and what you want because that's going to be a reflection of who you are. If you want to help people and share knowledge on what you have learned, you would probably get a higher degree. If you only think about yourself and just want to earn money, then acquire assets.

Know what you value in life. Personally, I love to learn and knowledge is very important to me that's why I would want to have a higher degree.

If you have the means to buy the property and still be able to live normally without worrying about money even though you've just recently bought a property then by all means go for that route because a passive income is much better than more effort in something. That would be my choice though as I prefer not working too much for money so if there's a means for me to make money with less effort then I'm grabbing it. Just don't be a landlord that your tenants hate though.

Depends in the country where I come from if going to school will get me a good job immediately I graduate from school then I'll invest the money on education but where their is no job after graduation I'll invest the money into business to see that I become financially stable , after getting established with my business I can now think of planning to go to school. It won't make sense to use all the money one has to invest going to school and after school start facing the heat of how to survive. Going to school is good but one have to consider after school what is the next plan in life .

Many people will have their own opinions in this matter, in my own point of view the two are very important but in this aspect someone have to look at the situation of the environment they live in, been educated is very good because it can take you a long way life.

what is more valued in life: to be or to have?
This is very important but to me the both are okey if I can have the two, but if it is only one I can pick I will rather go for " to have" in this world we are living in now people consider what you have than what you are. Education is a good one even beyond getting the white collar job but now still people don't look at your qualification rather than what you can create it your brain.

 It all depends on how much value you attribute to the two. I can't make choices for you and since both have their importance, some will go for education first; probably because you need it to be literate. But if I'm to choose? I'd go for property allocation. Lands appreciate over a period of time and if you invest in it, you can use from it's proceeds and personally educate yourself.
Sometimes, it's not everyone that is educated that can be financially reliant.
 

You made the question easier by adding concluding a superior course and wide job opportunities. Of that is what superior education attracts ideally on a normal circumstances because times are now different from what it was when you can be educated and acquire good job. So it is better to pay for school fees to finish up a higher course that will help you get better job because you can buy bigger properties in the future.


There is no time limit to buy property but education though does not also have limit but the interest might not be there again and your level of knowledge might diminish as you get older. So education should be priority.


To have is far better than to be. If you are and you can feed yourself then it makes you more frustrated. It is better you are not than to be yet you can't have but if you are and have, that is best combination.

None of the two options are bad to take, but we have to look deep into the situations around making any decisions with the person involved, first is that we all know that not all educated fellows are rich or successful in life, so is there a prospect in his country that could aid or fast track his employability rate if he badge in another additional qualification or he will still have to struggle his way out to secure a job, secondly on the other option as well, having a physical asset is not that bad, but we have to consider the maintenance to it, incase of landed property, when we sell it how are we going to enable a continuous flow of income again.


You can be whatever thing you wanted to become in life and achieve the highest level of qualifications and still be broke, you can also have everything in life that can make you remain being contempted but yet unfulfilled because you can't manage them and they begin to fade away, what i have to say here is that, any future you can see then you can achieve it.

Get educated, the little money you have to buy the land is an amount that you cannot get again if you get educated and get a good job. But if you choose to sacrifice your education to buy the land, you can lose that land or possibly something else happens and it will be too late for you to get the education that you should have gotten some years ago. You cannot do somethings when you pass a certain age, so do things when the time is right for them. Education may not be able to wait, but buying a land can wait.

It's literally depends on a person's mindset, goal and suitability. Cause even if I say that I'd rather have to own a land or apartment to gain passive income in which I could use for my education. Since here in my country (PH) even if you graduated with a degree there's still a lot of people are having a hard time to find a stable job. Some haven't even used their degree like going to the other path like you're aiming to be an engineer once graduated but you've ended up being a call center agent which is nothing wrong, my point is that it really depends on the environment and the people. Cause here if you have a land, you'll have a huge opportunity to have passive income where you can widen your options once you have the money since houses here are pricey as hell.

You can learn with free courses, free online resources and find jobs. Cryptocurrency job lists (https://bitcointalk.org/index.php?topic=5457166.msg62442427#msg62442427) with many job opportunities for you.

Education can help you to get jobs and money in long run and you can use your previous fund to buy an apartment or any asset to get passive income. With money or cryptocurrency you get from jobs, you can use it to buy bitcoin or convert altcoins to bitcoin.

Everyone has a choice, so I can't really speak for the others, but I will personally choose to pay for my education because it will allow me to learn a great deal of information that will be helpful to me for the rest of my days in this world. The importance of graduating from school cannot be overstated because it can open up a world of possibility and lead to a tremendous accomplishment that a person desperately needs. Investments are fantastic since they also make things better in the future, but I don't believe they can provide the opportunity that education can.

that is true, if you have a higher degree, it will open to a better opportunity when it comes to finding well-paying jobs. so afterwards, you can easily acquire good investments like apartment or other real-estate properties. it is only a matter of time before you reach such goals.
so i will definitely go for higher education if you are confuse on which one will you be opting to. but at the end of the day, you know your priorities for the time being, so the OP can read all these opinions but he will be the one deciding this on his own.

This question is highly dependent on the current circumstances around the individual and their personal plans and aspirations.

Quality education, despite what many people will say about it is very valuable and gives one an opportunity at almost every corner on the climb in their career. Basic education is imperative for a child, but one can be successful without furthering to college.

Passive income is great as well and any real estate investment is one that will give ROI for many years down the road.

Investment or business on which you would really be able to make some passive income and on the time that you are making money already then this is the time that you would really be getting your education or degree
if you do really persevere on having a diploma on which this would be definitely be course to be taken on on which you could really hit up two birds on one stone,right?
You would really be needing to be wise if you do really like on having that progressive life but of course its not really that a guarantee that you would succeed specially on having a business.
If ever you do have the chance on having a passive income with those common or casual properties or lands or lots then its impossible that you wont
really be able to see those opportunities.

This is why if ever i would be needing to choose on which one i would priority then i would go into land/properties/passive income. Education can wait and there's no such thing
about age limit if ever you have finished your degree on old age.

People have different priorities. Some value money above personal achievements, others have the opposite views. A person can be happier as a teacher with low income, instead of being a programmer, because they are doing what they love.

And even if trying to answer your question from a purely economic point of view, it will still vary from person to person. Sure, it can be highly efficient to invest the money while self-studying to become an IT specialist and earning more than people with a Ph. D., but think about long-term sustainability. IT work is not for everyone, many people burn out after a few years and don't want to work in that field anymore.

I'll be prioritizing investing in my personal knowledge.  With knowledge comes the capability to be able to tap to more sources of income then when we have extra earnings we can buy the second option stated by @OP.  Learning is not only limited to getting a job as an employee, it will also give us knowledge about setting up own business or to become an entrepreneur.  The more we invest in our personal learnings the more we can have an option to earn more money.

It actually depends on the preferences of the individual and what is perceived to be more important.
Having a higher level of education has for a long while been pursued with the notion that the degree gotten and only that, could land you a nice paying job that could set you up for life. Times have since changed and while having a formal education is still very important, they are good paying jobs that requires skills and expertise rather than a degree.

About what being more valued in life, it still has to do the choices of the individual. For some, possessions and assets acquired make them feel fulfilled which I find pitiful. Take away those possessions and their worth is gone.

its relative to the person itself but i honestly will always allocate my money to something that could always grow in value and in this case is property, education you can get quite literally from anywhere nowadays.
reading book also sufficient enough to give you all the knowledge needed if you are committed and its near free.
but with property, you could hardly get it if you don't really allocate the funds, and if you see the trend, the value of property kept on rising, it will be great investment if you planning to own one.
meanwhile with education, there are more and more cheaper options that you could get, so I guess my decision would instantly be investing in property instead.

In fact, everyone knows that insight or education is a very important thing for everyone who hopes for a path to success in the future.

But remember that insight does not always have to be obtained from formal education which requires a lot of money. But it can also be obtained from absorbing insights from experience and also independent learning (self-taught).

Back to topic,
So, in a situation where I have to make a choice, whether to use the money to get a higher education (get a bachelor's degree or something like that) or instead use the money to buy property or something like that?

So I am very confident that I will choose to use the money to buy apartments, property or other things that can make me have income from it.

Because when I already have an income and have a lot of money, then after that I will use it to broaden my knowledge by entering the realm of education and getting the degree I want to support my business in the future.

That's the concept I chose. Earn money and then education. Because we have to realize that looking for work by relying on a higher education diploma nowadays will not be enough to be accepted. The fact that we have to realize is that to be accepted by a company, we also need more than a diploma, namely we need money, we need connections from people within and so on. So that many graduates end up having difficulty finding work. Because they lack relationships, lack money and lack experience.

Meanwhile, relationships, experience and money can only be obtained from business and direct work in the field. There are a lot of smart people out there who never even went to high school. But they become bosses in the company and employees are graduates. It's funny to see a boss who only graduated from elementary school but his employees are graduates with degrees. ;D

A very tricky situation and question but if it's just me, considering the situation of the world where everything is becoming competitive. As much as I want to purchase the real estate and make an apartment out of it and because every year it appreciates, I'll still choose education.
Going with the first reason, the job market has been so competitive and that's why education and degree is what many companies are going to be impressed and get you an interview. But if we're going to talk about reality, if I can take and choose both I'd take them without any hesitation and I'll look for ways to pursue education while building that apartment now because sooner or later, the materials are going to be more expensive and the same goes with the labor and contracts, so all the cost will be more than next year than of today.

To have, what you want to be is still not in your hands so whatever you have is what you need to take care of.

Looking at those experienced people, it seem to be a fulfilling thing when achieving something is what they prioritize. So, yes.

In a life where the revolutionary fintech has opened up more job opportunities for people without a degree, is a degree really necessary or just optional? Education is an absolute necessity but it does not have to be pursued on a costly academic route.

However, I will not argue that the bad work culture in some parts of the world still uses degrees as a consideration for higher level job placement.

There is no one answer to this question. What is more off more priority. For me, my education is of more priority. It is the key to success. That is how I see. I would invest in quality education because I can always build a house, buy a piece of land and earn passively through it but for education, there is always an appointed time for it...you won't always have the cognitive ability as you age so get it while you are young. It 10x your odds at succeeding in life.

This is my opinion and I know so people would have their too but when we look at it, there would always be more than one way to earn passive income. There will always be a better model of an apartment, a better situated piece of land and what have you. So choose wisely.

IMO this depends on your specific goals and financial situation.  So if your primary goal is to maximize your income potential and career opportunities, investing in education may be the right choice, and pursuing a higher degree can lead to personal growth and development, expanding your knowledge and skills which your education typically doesn't lose value over time, unlike some investments like real estate.

At the age of 30 onwards, should you have your own business for the long-term purpose, the skills that you have you can use in your business that suit your skills.

This topic seems interesting because, again, we used to have education ever since that is where our mind was trained to go to school and do education. It is also highly debatable because, first, if you choose an apartment over education, there is a possibility that you will miss managing it because you don't have proper education, unless the choice is between continuing college or doing the real estate business. Though right now it is really practical to choose to own an apartment, we are not sure if this will be profitable for you because you are still not knowledgeable about it.

Do you love your career path? Do you see yourself in the near future climbing up the career ladder? Are you happy with your profession and you wish to improve it? If the answer is yes, then use the money for further education.

But if you are kind of tired working and wish to quit and just focus on something else, then use the money to buy a piece of land and build an apartment.

In the options to be or to have, however, to be is always the answer. Even in your decision not to pursue further studies and use your money instead to start a business, that is still in relation to the to be option. That is still for you to be living a happy life.

education is very important but make sure that we are serious about this. maybe if we have tittle or certificate then it will ease us to get job but the most important thing is knowledge and skill that we can use. I think knowledge or skill can change our life to be better.

Those are two very separate questions you're asking, though they're somewhat related. 

My opinion is that if you're saving for something you're going to have to pay for in the medium-term (like tuition or real estate as you mentioned), I wouldn't invest your money in anything like the stock market or crypto--it's just way too risky, and with those expenses you need to be certain you're going to have the funds.  Something like a money market account or a CD at a bank would probably be the best way to go, because you'd at least be earning some interest while keeping your savings secure.  But I can only say that about my country; I don't know how trustworthy banks are in other countries or how much interest they're paying.

As to the question of 'being vs. having' I'm going to suggest that if you've got children that you might want to leave an inheritance to, being acquisitive isn't a bad thing--and that would also go for anyone who is even planning on having a family but doesn't yet.  But what's good for one's soul?  Being able to do something in your life that has meaning for you.  If that happens to be your career, all the better.  And boy oh boy that's been an issue I've wrestled with my entire life.  Eek.

Degrees will become useless if your goal is to find ways to get a degree while your knowledge is still empty. Many countries are suffering from achievement disease in education, they not caring about the quality of education. Teachers and students are only passionate about pursuing degrees but forget about practical knowledge, making university degrees useless. But if you are serious about your knowledge then when you graduate you will never have to worry about a job. In my country, really good students are always sought after by top companies even before they graduate. There are people who graduate from school and are unemployed because they only pursue achievements with a degree but have empty knowledge. If you were a business owner, would you want to hire those useless guys? Don't blame education when that useless is of our own making. Education and degrees are never in vain, only those who do not know how to apply properly are useless.

If you are in an education stage, the biggest ROI you are going to get is by investing in yourself, that is, in education, studying something that is useful in the marketplace. If what you want to study is something that you are not going to get paid for in the marketplace or you are not going to get paid well, it is almost better to invest the money and dedicate yourself to it as a hobby, without training.

If you train in something that you like and at the same time is useful and pays well, you will be able to buy property in the future with the money you earn.

Much like what most of the replies here have stated, the answer depends on the situation of the one choosing. For example, for me, I'd rather choose education specifically in a field that will give me many opportunities. An educational degree that can open paths for business, above minimum wage, and good investments is a good degree to consider. Moreover, education can be used in various situations especially if an opportunity presents itself to you, essentially with education, you will have the knowledge on whether or not you should pursue an investment, business, or job instead of going blindly into something. Additionally, if we are being real here, education affects our image; and how the public sees and treats us. Even during work interviews, business proposals/transactions, and investments, the people we interact with can base their judgment of trust and skill evaluation on our educational background.

However, as I stated earlier, this is my personal answer. I'm sure there are those that will choose to allocate their funds on other things such as businesses and investments.

I've made the wrong choice in my life.In the past, I spent a lot of money to get a higher education at university. I didn't think that I would run out of capital when I graduated from college. So if I had to do it all over again I would prefer to spend my money on a field where I can make more money. Because I realize that to get a higher education we must first have good enough finances. So I would prefer to build my finances first. Because isn't the purpose of higher education also to be able to get a better life when you graduate? But that doesn't mean education isn't important. Well that's important. Only if it is in the options as asked by the OP. So putting money first in the fields that make money would be better.

TBH, it's very subjective question, and for sure, users here have different perspective when it comes to this topic.

There will be some who wanted to finish their school, and graduate from college so that they can secure themselves for many years to come thru having a stable job because what we believe is that, if you finish college, you will have a higher chance of getting a job as most of the companies are hiring college graduates. On the other hand, there are some people here who prefer doing business thus, acquiring an apartment/s, refurnishing it, then advertise it online, so they can get passive income thru rental income.

What will I choose between the 2? TBH it's hard, but I'm the kind of guy that don't value education that much. I've seen many people who didn't graduate from college, but now are successful in their life. I've seen people who are only graduated from secondary, but became rich. In terms of success in life, knowing how to multiply your money is far better than finishing your education. There are little to no schools out there who are teaching financial education to their students, and I believe that if you know how to handle money, you will be successful in life.

I don't disvaluing degree, because I still believe that it's still essential to one's life, but I'd rather have a money, then buy something and have a passive income from it, than spending too much money studying, and in the end, your chances of getting a job and earn is slim.

Your plan is not bad, but it depends on the country you live in, as there are some where a higher degree is meaningless. I made that statement because in some countries you will study to the point where you will earn more than a degree, but at the same time you won't have a job or anything to do, which means that all the money you have been spending on your education is wasted. Despite the fact that everyone should value education, young men in particular should do so because no one can predict what the future may bring, I will decided that this time around I would prefer to put my money into an investment that will increase my income so that I may continue to enjoy my studies.

Getting a degree is not something you can do on your own because you will need to spend a lot of money on necessary items. In my opinion, it would be better to use that money to start a business that would allow me to make more money than I would need to start something good for myself since many young people in some countries still lack employment after receiving their degrees.

Age is a key player in such choices. If you are under 25 years old, education is very important to you because after a good education and about 6 years of experience, you will find the ideal job and good work. But if you are 35 or 40 years old, even if your university education increases, there are additional living burdens from family burdens or obligations such as marriage and building a family, helping your brothers, and so on.
Sometimes combining education with labor market skills is an option, as you can learn marketing, entrepreneurship, and digital investment while learning more about Bitcoin and cryptocurrencies and investing in them, as it is very likely that the price of Bitcoin will double over the next year, and it is easy to get double the amount if you decide to invest.

A higher education does not guarantee you a better job with a better salary, because you are competing with a lot of other people that have similar qualifications and even more experience.

I would rather invest in a second property that can generate income that can be used to fund my future education and also help to pay the bills. (Many students fund their studies with loans (debt) and then live in poverty, trying to pay back that debt ... Example : doctors)

Ps... Choosing the right property in the right location are crucial, so do proper research before you invest blindly into the property market.

You're right; a college education doesn't guarantee your future, but it does provide you the adaptability and flexibility that are essential in the volatile employment market of today
Property may appear like an appealing investment, but let's be clear: worldwide property bubbles, erratic markets, and economic downturns make such investments erratic. In contrast, Bitcoin and the wider cryptocurrency ecosystem have demonstrated greater resilience and the potential for rapid expansion. Bitcoin is a fundamental shift in the way that we think about money. Additionally, keep in mind that the decentralized nature of blockchain eliminates regional restrictions when you consider where to locate your properties
And comparing student loans to just doctors, by the way? A limited perspective; medical school debt is not the only financial concern

There are means to still pursue education without spending too much. That's why there are public schools and at the university level, there's a scholarship program. Should not be that hard to comply with the requirements as long as the person is eager and determined to finish the goal.

There's still lots of room to cover the desire to put money into real estate and with proper money management, both can be successfully done. There's no need for another one to be left behind. I know and understand the feeling of others that their respective diploma didn't give them a chance to land a good job but I don't want to discourage not having an education.

The question is subjective. Responses can't applied generally in most situations. Follow what you believe is right.

Interesting question to tackle about. Well, my opinion might be wrong for someone else, but I would definitely choose to have the apartment or some commercial space that I could use to earn passive income. Why? because, education usually doesn't teach you how to become wealthy and be financially free with you as your own boss, instead it will teach you how to work properly for someone and let their business be successful while you remain in the same salary range. There might be a slight increase, but everything will still be limited. PLUS! there are a lot of fresh graduates who has to wait for several years before they could land a stable job that could potentially become his employer for the rest of his lifetime.  Day job does not allow you to do anything else during the 9-5 as you are focused on that specific task on your job description, but when you have a commercial space, you will have the opportunity to earn more with other business too.

Everybody will give you different answers about this.

But man, education is very important, and for the land and houses you said I won’t buy when I’m looking for where to invest my money and I’m not rich, I think buying land and houses is for people who are already rich because land is something that you will buy and keep for years till maybe the area you bought has been developed more, then you will think of selling it so you can see that they don’t need to worry about if the investment generates money as they earlier, but for someone who is struggling to have business, I think I will prefer to invest in where I can be getting money at least every week or every month so that I can be expanding my business more.

Higher education is like bitcoin, it is just a tool we use to make money. Why can many people work at large corporations like Apple, Google and earn millions of dollars every month, while many people are unemployed and blame education? The same goes for investing in bitcoin, why do some people become rich but others lose everything when investing in bitcoin and call it a scam? Don't blame education, or bitcoin, because all of them are just means, tools for us to make money. And whether we can make good use of them or not depends on our bravery.

Additional to this is that if your apartment or commercial space is really a success, meaning you are earning enough money so you can go to school like other businessmen do, why? It's because there are still a lot of things to learn, like fundamentals. That is why most of the rich people you noticed went to school after they got rich, but again, they prioritized their business before going to school or when they were able to.

This opinion will depend on where you are leaving, what the possibilities and values of educational people or educational qualifications are, and how easy or how guaranteed it is to get work after obtaining a higher degree.

Some countries have a high rate of unemployed graduates, and new graduates are emerging annually. If I stay in such countries, I will prefer getting an apartment or business that will sustain me, bring food to my table, and make me an independent person rather than waiting for governments that are not ready to give me work with my degree.


These sentences can be interpreted in different ways, but compared to the above topic, having an apartment or a working business is better than being a degree holder.

You remind me of the story of what we need.

I remember that the story started with the question what do you need? Then the answers like money, beautiful wife, rich husband, famous people, successful people, billionaires, ... answers about material and fame forever have no end. And the answer that woke me up was "we all need one thing only, that we don't need anything more".

Every nuance in different lives will let us feel what we are being taught, the choice is up to us to decide, in the right position for the conditions, there is no need to make the formula too complicated. someone to apply should someone else. And when looking at materialism and fame as just something we create, not something that creates us, I think anyone will be satisfied with their stance.

In my opinion. Because everyone has a plan when they have money, I will say that I will just invest my money in different places like platforms, so that I can earn passive income, I won't use the money to go forder for higher degree, because education now is not something that will make you rich, just to gain knowledge, many people didn't go to school but there are learning online, and getting money online, my target is to invest money in Bitcoin for a long time. You must acquire a job or a place where you may get a monthly salary before you decide to go to school, because if you use your budget to go to school, you will lose all the money you get because you don't have another source that bring you income, and I don't think you'll be able to finish it since I'm sure the money won't be enough for you and you don't have any money to contribute to it. Instead, invest in a legitimate place where you can make income from home.

About ten years ago, I would have answered a similar question by saying that I would choose education, thereby saving time for the future, so that after studying I would start my own business. But that was before. Now I have some life experience. I will first buy something that can be rented out and receive the money that I can use to study. I think that these are the more correct steps for our time. Likewise, I have a lot of successful students and literate professionals who, despite being so good, are still poor and unemployed. No matter how strange it may sound, now you can get a job and get promoted in the process, and additional earnings will always be a good safety cushion if, for some reason, a person loses his permanent job.

The skills and certification you get from going to school open many doors of opportunity to make money. You can secure a job or start a business with the knowledge you get from school.  A house gives you just one option which is the income you gain from rent. I will choose to go to school and study a course I have a passion for. Your earnings can provide the funds needed to build houses. Education is also good since you can move to any part of the world with your skills and qualifications. Alternatively, you can build the house and use the rent to finance your education. But we should also understand that education doesn't guarantee good jobs and building a house doesn't also guarantee a constant flow of passive income

This is an important point.
I don't know OP's basis and background. If he is young enough, he actually has many opportunities to slowly acquire both. And I don't know if the cost of getting a degree in his country will be as expensive as getting a property, say 1 house, unless he only wants prestigious school. I personally would have chosen to get a certain degree if I had known the opportunity.

Wel, well this depends on where you are coming from, there are countries that does not only value education but there is 70% chance of securing a job after your acquiring your certificate. So my advice is this:

If your country has an assurance that after your education, there is going to be a job for you or you have the tendency of securing a job after school, then I will advise you to go school and get that certificate, by default that's even the best thing anyone should do but things are different these days of 21st century. However, if there is a limited job, no assurance to secure one for yourself after school, I will advice you to use the money as an investment. I wouldn't advice you to buy property because when you do, it's the land that appreciate with time, what's on it will need maintenance which will be a liability to you in the future.

If you have the capability to afford any investment I guess its time to change your lifestyle because today the rich are the people who have tons of investments and good cashflow if you don't have you can call yourself close to financial freedom if you have just enough funds, there are some services offering by the government with their programs while doing payment for taxes your child have a chance include with their program to get a free tuition school and they can graduate without expenses to the things they need I don't think so if your country offering with this services, actually tons of services by the government does know by the community so widen your network.

I will finance the property if the allocation is small. that's more realistic than me having to take education, it's like I have to spend more money because after education it will go straight to practice in industry, why not do that even if we don't take the education route. education is good, but property is a simpler way and does not require much money than education.

If you are in dire need of money, property is obviously the better option though you should choose a home which would provide great ROI in the long-term. If you don't desperately need money, education is the better option.

You can invest money to educate yourself adequately in order to recover your initial investment and earn profit overall.

If you intend to obtain benefits from investment in the short or medium term, you have two options: Either you go with safe options such as investing in real estate and land, the value of whose benefits will be determined by the type of investment, and in the best cases, the benefits in the short term will be low. Or to choose risky investments whose success cannot be trusted. One of those risky investments is investing in cryptocurrencies.
It would be best to determine the amount you have allocated for investment and the extent to which you hope to obtain a percentage of profits that is sufficient for you.

I believe the answer to this question depends on someone geographical locations because what works best in Europe, America or other part of the world mightn't work well in Africa (which is my continent). Education is the most important thing over here, education is the reason we can communicate to an extent that foreigners can understand us so education is the key, now why some might argue that it isn't the key is because there so many people now trying to secure the little joys that the government have been able to provide so it seems education is no more important but it still is because an education person is always different from an uneducated person and with the help of extra skills that aren't learnt from the classroom we can equiped ourselves with skills that can put us ahead of our peers.


As a christian we understand that we'll leave this world the same way we come so to be is always important than to have but we can always find a way to balance everything that is we'll be fulfilled by being and having. You can have both education and all the properties you want in life, don't give up one for another. First get the education and use the education that you have gotten tin build the wealth that you'll use to acquire all the things you desire in life. Education is very important and it should never be neglected.

Depends on the career you choose, if you're want to become a doctor, education is a must because there's no patient want to get diagnosed or surgery by unknown person without certification. If you're want to become an illustrator, influencer, developer etc, education isn't a must since you can learn by yourself, though you need to learn harder.

If you only have money to buy a property, it's better to not buy property, you can run a business or taking more riskier investment.

This is a difficult decision but personally I would go for the apartment option, the reason for this is because you can get an additional source of income immediately with it that then you can use on whatever you want, like affording the education you are looking for, this way you can get the best of both worlds without the need to sacrifice either one of your dreams, now you could try the opposite approach as well but I think it would be way slower as it will take you years before you can get a good job thanks to your education and then buy the apartment you want.

If I did not know what I know now, the first response that would come to mind when this question is asked is EDUCATION. You know how the story goes, if you want to be successful, the best route is education, so they'll tell me. But with all the experiences I have garnered, my response to the question is that I would buy the property. It never depreciates in value. See this latest news.


He made $1 dollars  profit from the sale of his property which he bought about 4 years about. Within that time, he could rented it out on short leases and made money too off of that. No education would have made him $1 million in a space of 4 years. Assuming he spent 3 - 4 years acquiring that education.

Having a degree at this moment is not that highly valuable anymore. You can be educated if you want by doing your due diligence to learn from all the free resources online. That way, your knowledge will be limitless.

On the contrary, buying a property that will provide you passive income is very practical. Not only yourself will benefit, but your family as well. As long as you also have the prior knowledge and skills to make your property productive, and bring your life progress later on, I think that will be a very valuable idea. Your success will not depend on your educational achievement, but on your attitude and life’s perspective that will pave way to reach your goal.

This is an interesting one. I thought you just mentioned that you would buy property without having any other plans to it. Since you mentioned that you just have limited budget to it, it might be better of just making passive income out of a piece of land then just use that money slowly in getting an education.

Having a BS degree does not guarantee that you would get a job easily and it would even depend on what study did you pursue. Considering how fucked the job market is right now, I wouldn't even think twice on putting it to something that would make me survive passively.

Well, obtaining a certain education is not just equated with formal education, as some people think. Learning about Bitcoin investment, trading, and mining could be a course that someone can pay to take. Although everything one needs to learn about Bitcoin is online, some people in my country are teaching about it, and some people are paying to learn, so like you said, if the person has limited funds that they want to invest in something, they can still invest them in education, depending on what the education is all about and also if they can get a well-paying job after they are done with the course. There are some educational courses that one can take, after which the person can get employed by an oil company. So, if I were to make a choice, I would have to know if there's any guarantee of a well-paying job after learning the course. If there is any job available, then I will have to allocate the asset to education, but if no job is guaranteed, then I will have to allocate the funds to a piece of land or landed property that I can lease or rent out after I have bought it.

It's a personal choice and depends on what you are good at. Also, age matters too. If you are at an early age, you will need to learn the basics in order to understand the world and how everything works. In order to invest and make profits, first you need to learn how money works and how you can grow it. But if you're into higher education, this is when you need to choose what's the best fit for your career.

Education is a long process and it requires investment that you can only get back when you graduate and get a job using your certificate. You could get a higher-paying job if you are capable enough.
And there's this investment into property. If you have the ability and funds for this investment, then go for it right away. This is the best passive income so far. And with this, if you wish to continue your study in the future, you can do that too. Kinda like reinvesting what you are getting from your other investment into your future.

So it's a personal choice, and for this reason, I will not advice you to do anything. It's up to you to decide what will be the best for you.

I chose to invest in property rather than personal education, the reason is simple, that's because property can be mortgaged to the bank if needed, Apart from that, there is a big possibility that the value will continue to increase in the next few years, but it's different from personal education. however, I'm sure some people have different thoughts about the above options and educational background is a major factor.

It depends on the individual mindset, if they believe that education is the only way they can achieve their goals in life then the dream will come true because they believe in it, The mind is very powerful and it can manifest the desires of the heart, if we believe we can do it then it will happen.

I strongly believe that education is not everything,  there are millions of educated people around the world and yet the top millionaires are dropouts, it's good to be educated but to an extent, money and wealth stands on one lane while education stands on the other.

I was talking to someone yesterday about how much money was spent on his brothers for education purposes, the parents went through a lot to make sure these brothers bagged some good degrees, at the end of the day the money they spent was so much that if they have started a business with the money the parents won't be expecting the children to do something for them now.

The brothers are all still struggling even with the education and all, they can't secure a very good job yet, we go to school for better life but some times what we are seeking for is already within our reach, many educated people still ends up starting a business after years of running after degrees. Lord have mercy.

When you do have an educational background then you would really be having the advantage on which you could really be able to apply for a better job but its true that it wont really be that might enough on bringing you

into a state on which you could really be able to buy with your property on which this is usually that brings you on becoming on having that 8-5 job kind of cycle and only a few could really be able to get out with that shackle on which it would really be just that normal that you would really be having that kind of mindset on getting out and wont really be ending up on this kind of cycle forever. Not all does have that degree would really be successful in life but i agree on what you have said that there would really be people who do really see out that great importance on having a diploma or degree in someones life which its partly true but in the sense that
this is the talks about on survival then you would really be choosing up on having a property on which it isnt something that anyone could easily obtain.

You would really be thinking about education to be your second priority and this one would be the first because we know that once you do have a property then you could really be able to make out that an investment or
assets on which it could bring out that income which could really be passive and this is something that much preferred.

The question needs clarification :)
1. If you have earned money to buy a good real estate - we can conclude that you have enough knowledge, experience, and practice to continue earning. And your success implies that you can engage in self-development, which is close to the value of education.
2. If the money for real estate just "fell on your head" - here it's more complicated. If you do not have a job, and knowledge to start earning - real estate will solve a small part of your problems and temporarily. Why? Because you will still have the costs of maintenance and maintenance of real estate, taxes, utilities, .... And sooner or later, you'll sell your property. And you'll be back to the question of what's better? To buy knowledge or to buy real estate. but it's cheaper.
If you have a job that allows you to support yourself, but does not allow you to save significant sums, for example, to buy real estate - then it is logical to buy.

PS for one reminder - not all real estate is liquid. As well as not all knowledge - useful and can be applied :)

You've chosen property but it doesn't mean it's the best for every one. There isn't one answer for all. It's down to the ppl involved to work out what's best for them. For others it could depend on which country they're living in or complex social factors.

Education can catch up when you have all the money and  the financial capability to do so. You can't do that with financials, so in the choice between financial independence and education, I'd always choose the former in a heartbeat. Now I know, some people may argue that "getting yourself a good education is more important, and besides, you can easily earn back the money you would've gotten from a good financial venture once you land yourself a good job, but I say why wait? or why take your chances especially nowadays when things are so hard and employment even after getting a degree isn't guaranteed? it's good and great to get your diploma and I'm not saying you should stop studying and just work for your money, but at the same time if I were given the choice between the two with choosing one meaning that I'd have to let go of the other, I'd choose money first and foremost.

Depends on the market available in your place, I mean if you have access to stocks and crypto then this could be a great place for you to invest your money and prepare for your future. Be more financially literate so you can know what is a good investment and what is not, since you are aiming for a longer goal better not to rush things and also see professional advisor. I also have the same goal and to be more safe, I’m working with the banks to handle my finances since they have investment options that are less risky.

I'd say it depends on what "education" you wanted in the first place? The market has a lot of opportunities for free lancers, so being a graphic related type of guy/IT guy could net you a lot regardless if you have a degree or not. You probably won't be getting any big positions in a while, but given the time you spend on freelancing, one or two opportunities are bound to open up to you (hopefully), and you can then use the passive income from apartments to live for a while. If it was something a bit more specialized, say accounting for example, I'd go for a degree.

Though to be fair, (this depends on the country btw) even with a degree, the return you get isn't exactly anything big, even past say 3-4 years. You probably wouldn't even get enough to buy a plot, let alone build an apartment for it. So I'd say most would take the apartment, use the money from there for daily expenses plus some self-studying materials and I reckon you're good to go.

Those are the essentials in having a job but don't you forget to have the attitude is also being considered by many employers. Yes, skills and educational background is a must but there have been employers lately that uses this factor to hire people.

If they've found out that you've got a good attitude through the interview, skills can be learned and educational background is like the second priority for them.

And to have yourself choose between affording quality education or a property, really depends on your situation @OP. What you think you needed most as of now?

Education all the way here  ;). Education is not limited to the four corners of a school wall.  Aside from that, I bet the person who is choosing is already a bachelor's graduate and the money is to be used for specialization of some sort, making the person get a job way more easily with higher compensation.  While this reply stated the flaw of both options...


I still think investing in one knowledge is still the best because we can carry and apply it anywhere we go.  It can even earn us money to buy more properties. 

Yes, that's right, friend. Even today, a bachelor's degree no longer seems to be valued. Even to work in certain companies, what is needed to be accepted for work is connections and money. Often people who excel in the world of education end up being rejected by the companies where they apply for jobs. So in the end, many graduates end up working in fields that are not actually the ones they studied at university. I think cases like this are common nowadays. And we have encountered many in the lives around us. Unless it's a genius and such.

its kind of no brainer honestly to choose real estate property investment over education for me, considering how many people are having degrees nowadays it somehow become quite ordinary attributes to have one for an individual, i have experienced it first hand and we all know how real estate worth that much could fare very well just find best deal there is and you could flip your money easily. when someone makes money about 1 million off real estate like that education can follow, after all, even if youre really old you could still enroll for that bachelor degree or even higher but the chance of investing in real estate rarely comes twice.
like the news you mentioned and I do agree that if someone is working 9 to 5 the chance of them having that much money is really slim.

One might use the limited funds to sponsor himself through school, later he gets a good job that pays handsomely and he gets to afford whatever money can buy. On the other hand, he can still use the fund to see himself through school and not get a job there after. But the person that used it to establish a business is able to realize more money, expand his business and later went to school and acquire more academic qualifications. So I think there is no correct answer to this question because what works for a particular person might not work for another.

It still depends on the person because no matter if you have gone to school and graduated using that money, it is not guaranteed that you will have a job after you finish the school, and you will also get a high salary, if you are lazy and not doing anything to find a job. It is still about the personality. Take for example those people who haven't finished their school but are still able to get a decent job because they do hard work and they invest in their skills so that they can get a good job.

Comparing yourself to another person is not good because you are right, it might work to others, but to you, it won't work because it is not your formula to success, it is his formula, so you need to discover it for yourself. But as long as you are not lazy, no matter what you choose, you will still be successful.

Everyone must have different wishes about this. But if I personally would prefer to use the budget money to finance education. Because for me having a higher education is very important. Because I believe, by using the money to finance education. Other things, such as houses, apartments, land or investment assets, I can most likely get. Because by having a higher education, scientifically, understanding and action will definitely be more directed.

Apart from that, I think I will have more chances to be accepted quickly in a company when looking for work. Although in reality, finding work is not easy, even for people who have higher education. But at least the knowledge that has been studied in
universities/schools will still exist and will not disappear. So basically I have nothing to lose.

Because in my view, finishing school to university, the main goal is not just to find work easily. But in essence is about knowledge that is very valuable. Because with this knowledge, you will definitely be able to do many things. By having knowledge and education, at least morals or morals will be better.

And why can I choose education? The thing is, several years ago I finished college, after that I had a job, and that's where I started to have capital. Although the capital I have is not that big. But so the result is that now I have investment assets such as bitcoin (crypto) and gold, and now I have also started a business, although it is not very big. So with the evidence from my real life, basically having a good education is very important to start everything.

That's a hard question to answer, because you mentioned a limited budget and a limited budget is probably not a very big number. And how can this budget be for higher education, an apartment, a house or a piece of land and also for passive income.
And if anyone does, that person is pretty cool. And I realized that I might not be able to do that, because depending on the size of the budget, I think I have to have a large amount to do all that and also work hard, be very frugal and also be under pressure. Especially for passive income, because it is for the necessities of life.
And I try to answer it as best as possible, and if my budget is limited and maybe only enough to buy a big house. And maybe turn a big house into a boarding house so you can get lots of boarding rooms so you can make a lot of money from rent.
For example, only getting 5 or 6 boarding rooms.
1. For passive needs.
2. For educational expenses.
3. For Bitcoin investment
4. Other investments.
5. Savings.
6. For unexpected expenses.

And for 3 and 4. I can use it to buy land, apartment or house when I make a big profit.
and 5th, I can use it for reserve funds when I really need it without involving my investments or anything.

I think personal education is an ability or an asset to acquire it education has no age because by being properly educated we can be employed not only in jobs but in all fields education makes us future.
I think education is necessary first because it is one of our basic education that helps people to achieve their dreams when it is time to achieve it is better to achieve it.Education gives children the capital to shape their future, so if we send our children to school first, they will be left behind.There is no substitute for skill and competence to act according to the situation.Affordability of property or wealth is a very important aspect of human beings but the modified form of education is the acquisition of property.Before dealing with any situation you need to consider your situation.The opportunity to acquire education can stop at age 30 for some, 25 for some 18 or below, so depending on the situation, people have to try to acquire wealth, but all through education. It can be institutionalized May be through familial socialization or self-educated among the educated.Strategically we can achieve both together if we work hard.Higher degree is required to gain knowledge to help people and wealth is also required if you want to do something for your family, but I personally think you should try to do both.If you should try to get education according to the social environment and status then you will be ahead of the mind and think about your status after education from the position you are in And if you can't consider the post-graduation situation, then you should try to save as much wealth as you got from where you got your education.Property will value you for a period of time, but education will value you forever.A man after being a rich boy sometimes thinks about himself what have I achieved then he doesn't choose education then he doesn't choose education If I think I need education I can do it before I get wealth, and if I think I will get education through it, I can do it for wealth, it all depends on the situation.I can finally say that education is not something you have to acquire by going to school, you can be educated through self-education, you can take different courses from one country to another in different institutions Education can be acquired Education is a matter of achievement it can be by any means in any environment at any time and property will help you according to your ability.You will always be able to afford property and education will help you to acquire property later, but you have to try to acquire both.Both are equally important to me, so I don't want to separate either as different people may have different opinions I like it.

It all depends on you, but if the first choice is the best, you will not think about the second choice ;) it's mean buying a property is better than personal education for you.

As long as you understand the purpose of the property you want to buy e.g. to rent it, for business, or selling it higher, it's completely fine. No need to ask everyone opinions about financial decision because it's pointless. What do you need is how to safely buy the property, how to calculate the best price, etc.

I like how you lay your plan like this, it makes it easier to understand your answer and possible plan if you go along with it, unlike the other replies that only show how better their answers are. Honestly, I answered investing in personal education for this question of OP. Considering my situation and how the system works in the country I live in, education is vital. However, your answer made a lot of sense to me, though it is also (in my opinion) hard to pull off. A big house that can fit 5-6 boarding rooms costs a lot here in my country and based on OP's post about having a limited budget I doubt that I can do that, maybe 2-3 ones is more possible. This only emphasized my (and surely a lot of others') points about having different answers depending on our own situations. However, perhaps if education is not as vital as it is in my country, I will go with your plan as it is an easyly understandable plan that takes lesser effort compared to others.

The answer is that it is a controversial statement for today's world.

Even if you find one education/profile that is profitable, this knowledge should be constantly kept up to date. The world is changing VERY fast!  Today you need doctors, today you need specialists in genetic development. And it seems to be the same field, medicine, but the knowledge is completely different. That's an exaggerated example.
In the same IT - everything changes very quickly, and having learned one language or framework, tomorrow it is not a fact that it will be in demand. You have to learn and develop constantly. Stable professions are usually somewhat "primitive" (I don't want to offend anyone, I just can't find a more appropriate description), which are not particularly affected by the passage of time.

I also think so, everyone has different goals and methods and everyone knows better what is best for themselves, there is no point in airing opinions, let alone forcing other people's ways, it means we won't succeed in anything.

Education and property are two very different things I think, both are important and it comes back to which thing will be prioritized in a person's life, some people will sometimes prioritize education and there are also those who will prioritize property.
So, it all comes back to each other and also their respective desires/goals.

Personally, I will allocate a lot of funds for education, because I already own property from my family's inheritance.
I already have a decent place to live and also have a property that can produce/rent out.

Investing your money in education and real estate business depends on your individual circumstances and your goals. If you are young and want to get a job and live your life peacefully and have fewer needs etc. then education is good but if you have limited funds then best suggestions will be to invest them in the real estate business. As Real estate become growing business day by day because of high population and limited land so by involving in such businesses will make your fund double and triple as time goes on and the age.
While at a same time when you took entry in such business another get into degree run. So after couple of time the same guy when he gets their degree and looking for a job at that time you will already took a huge growth in business so he will be alway one step behind you. Remember that education does not enrich you but instead, it provides you with some knowledge and a limited salary for living needs. Those who become rich from jobs means they are some how involved in illegal works like corruption. So if you grow up and do such bad things then it is 1000th times better to get into business with limited funds from the beginning.

If we are having a huge amount of worth in property and yet have no education about how to control and manage them will render them all to waste gradually before we know, it is not everyone that is willing to learn and know about asset management and also not every educated person knows the rightful application of asset management, which means we are expected to have both experience in asset or property management and also have a sound educational background to tackle any physical or theoretical challenges we may encounter in what we do.

Real estate value increases yearly, you might be able to purchase it today but will be more expensive next year. How long will be the study you're about to do?

Calculate on how much inflation and the appreciation of the property that you'll have to deal with. Honestly, I'll take the risk and gamble of my life to choose that property and will study later if I want too since there are short courses that I can just learn.

While studying, the purchased value of that real estate that have became my house or apartment that's generating me money through renting is also growing.

A very important clarification! As proof - you can check the world information about the lives of people to whom fate presented a gift and they suddenly got rich (received a lot of money), but at the same time did not have the necessary knowledge / education to manage this money. the total majority of them just .. spent on primitive satisfaction! And in a very short period of time they returned again to their usual state - a poor man in the street, with memories of a short period of "wealth".

It's never too late to go back to school, only if you want, but what should come first is having a source of income, you will need a lot of that to finance your education, I will gladly choose business first, and make sure money is coming in gradually and if or when I am ready to further my education I will proceed, age has nothing to do with education, you can always do this even in old age.

Fix the money problem at hand first, it's common sense, we all have parents and that's why we depend on them for our educational finances but assuming we don't have anyone, going back to further our education will be extremely hard, and if choosing from this option is all that's left, you will be stupid to spent everything on education because you can get all the degrees and still be stuck.

Also, all degree 🎓 owners end up working for money, let that sink in, it's always about the money, so to me, money first and education later, I can read and write, I know calculation, I learn from time to learn, this is good enough.

It depends on the land where you are living. If you are in a place where education is high potential and after graduation, you can easily find a job that gives you a healthy package then go towards education in case there is no job available then start your own real estate business which will make you richer easily. However, it also depends on your favorites which you set as a goal, your needs, and your family circle also. If you look at the world the person who is richer is uneducated while the people who have an education will be always in the middle.
So if you want to become rich then invest in the real estate business which will give you a higher profit in return than education and yeah your life will be gone easily with less fear and issues. And if you want to gain information and spread it to others then the route is clear for you.

It actually depends on what you really want to do. There are knowledge and skills that aren't being taught in school. So if you really have a skills when it comes to investment or business stuff, you can choose to use that fund for investment. Since before getting a degree, it'll take so many years and money just to get a degree.

But if you want to have a profession then of course, you need to aim for your education. And if you prefer to have a stable income with lower risk, then education is a good choice since you can find different jobs without investing money yet you're still earning.

I think it depends very much on the country one lives , but then, if I should choose based on the country I currently live in, I will with buying a house, or buying a piece of land and building one of the biggest shopping mall or business center.
This will not only earn me a passive income, but it also gives me rest and a complete peace of mind since I won't have to bother about working for anyone, but rather, other people will be working for me ..

This decision is based on the fact that the country I currently live in is a place where education is of no much importance or value, and besides, there are also no jobs for graduates, there are several people who have finished school, earned their degree and still walking the streets without jobs , buying a landed property or house, or a piece of land and building my own business is the best option for me .

That's a good point, entrepreneurial skills can't be learned in skill but you get only a theoretical approach there. But having an actual experience will make you better while running a business like renting business.

It varies to the person just as OP. If he values a stable income then he should choose the education and go with the corporate ladder. But if he wants to take the business path as of the moment then choose the rental and real estate. He can always go back to his roots of studying the course he wants.

Maybe that depends on your life situation, dude. If you belong to a rich family, do you think tuition fees will be a problem for your studies? The answer is, of course, not anymore. Because the family will give you everything, you can just finish your education. So you, as a child, do what your parents do if you have more money or allowances.

You will allocate more to other investment schemes that you think will grow your capital. But if you are not a rich person but instead come from a poor family and your only hope is education to get out of the poverty you are facing, you will surely prioritize spending money on your education. This is, practically speaking, based on my opinion.

Yes, that's right, because basically there is some knowledge that cannot be obtained at school, but in my opinion most successful people now come not from school knowledge but from theories that they managed to create themselves. We can see that many have done it, and even that is proven, I often hear that there are some of them who are even only elementary school graduates but can create extraordinary inventions or even have big businesses.

So yes, in my opinion, even though you have spent a lot of time studying at school, it cannot guarantee how your future will be, will it be successful? Of course it can, but for a mediocre future it is also very possible.

However education is not the only gate way to richness because some rich people who were not educated are now fixing themselves into schools or some just by their certificate from the school and that is it. Like if a CEO of an organisation only pays for school fees and other school requirements as a student but he doesn't attend classes for study of the course he registered for and at the end of the program he is called out for certificate award, it means he bought the certificate. So my point is education is not the only way to richness but except you are sure paying the fees is guarantee for job at the end because there are job loss across.

Remember when we all said that we wanted to be a doctor, lawyer, engineer back in the days? Yeah those were the days, now that we're getting real, we're being "practical" about everything. We all need money to survive and another money to be happy.

I could have invested all of my savings in high school for building small business for clothes early rather than buying some shawarma in the nearby stall. It's not really something that I should have regret of though as that was like back in the days already.

Honestly, those successful people are just really talented. It's not that they're great in something and learned it from somewhere else but it's also about them being them that they're simply talented.

Not everyone that finishes school are becoming successful. Our fate still depends on how we're going to drive ourselves, the wheel of our lives. Whether you'll be a successful entrepreneur or someone that goes with the profession that you've chosen and goes through that path, any result of it varies from how you do it.

It really depends on the person's skills and talent, if he find that for him to reach his goal by having a degree then he would choose to education, but if it's unnecessary then that's fine. I find that people here in my country differentiate successful person if they graduated with a degree which is not. We all have different achievements that can be consider as successful. There's a lot of millionaires that attain their success without certification cause they think that it's a waste of time and they are already knowledgeable enough plus they can learn on their own. But if you're aiming for a secure corporate job as an employee, you could go for education since a lot of companies are looking for graduates.

Too many variables for a blanket answer.

I see opportunity cost and leverage. But the property and borrow against it for the education.

Boom, done.

It's subjective. I'm of the opinion which comes from what I see around myself and that is — people get educated to have job and purchase property. If you are given choice to have latter directly, it should be no brainer. Wealth appreciation, usability, ability to make passive income are all huge plus points.

It is also the same with my country, they will look down on you when you haven't graduated with a degree, and they are basing their respect on your education, which is pretty normal in the country that I lived in, but in today's generation, only a few of them are like this because right now there are tons of people who, even though they don't have a degree, have gotten rich, and they know that even if you have a degree, after you graduate you still haven't found a decent job.

Learn, not for the sake of degrees or certificates, but to acquire knowledge at its finest. I greatly appreciate courses because they offer more specific and focused learning. Naturally, these courses will adapt to what you'll need in the future.

If you choose to venture into the field of tourism, one valuable skill to acquire is language proficiency. Particularly, a course in public speaking is essential. Neither of these skills requires formal certification to be recognized; you'll discover your own opportunities when you can speak and communicate effectively with many people. Communication is the key to reaching agreements.

If I were given a single opportunity without any financial burden, then pursuing education would be my choice.

I have a degree myself, but I wouldn't recommend it to others and I wouldn't do it again.
If I had the money to choose education or start a business I'd choose business, because I chose education once and it landed me in a worse situation than some of my friends.

It depends on the amount of money that you have. If it's 100k, you won't get a good property for that, but you can get decent education, so the answer isn't clear at every single situation. You have to approach it on a case to case basis

All the things you mentioned are very much important but where some people will like to invest in education first then housing estate for the second project. And  why they might chose education because it is to equip themselves with knowledge so that they will be more conversant with the happening in the environment. In life whatever thing we do, we need to work with the budget at hand, and if you invest on something that is bigger than your budget then your project will end in half way.

The most valuable thing in life for man to have is house. With a quality and standard house, you will be respected in the community. Whatever you possessed must be kept in the house or the compound, therefore I chose house

It obviously can depend on circumstances in which a person is stuck with but apparantly if you see this and also with normal circumstances around its obviously always better to go with education, because it's always like a seed you are planting which is destined to give many greater rewards in the times to come. Even though the property will also give good returns but it'll still be nothing in front of an educated mind, both in terms of the job you'll.get after the education and overall sense of money earning techniques an educated mind can create.

You may have a point there. If we’re so sure of the first choice, then we probably wouldn’t be considering this much a second or third option.
The importance and the relevance in having an education to be enable to land a sweet paying gig that pays really well is dwindling.

Assets that could steadily bring in income is every business owners dream. Having a formal education is important but it can always be acquired whenever the person is ready while the asset to be acquired would not remain on the market till when you’re ready.

I could definitely say this thing to be true on which having that a degree would somewhat would really be reflecting out on your reputation on the society or even just your standing in your family and with your relatives.
If they do see that you have graduated on a course which is something that it is really known like being Engineer or a Lawyer or even Medicine then they would really be having that appreciation basing up on what you had attained and this is where respect and appreciation would really be evident, compared if you havent been able to achieve something or not able to get some degree then you would really be seeing the difference when it comes to treatment or on how they would really be interacting you out but its true that its not education would be the main factor that could give out assurance on someones success but also in other means as well.
Although it doesnt really mean that you shouldn't pursue some education and would be focusing out on other sidethings that could make you rich. Always consider on getting a degree but if you do see some opportunity
or chances on which you could really be able to see that it has potential to make you rich then always consider on diving into those opportunities that might only comes one in a lifetime. It would really be entirely
depending on how you would really be managing yourself on such condition.

It depends on the kind of property I am getting and the kind of education that is to be gotten. If it is a huge property that I can get and I have some level of guarantee of how profitable that property will be to me later on, I can selectively get educated later and learn what I need to know. I will be too rich, some people will not care so far I am able to read, write and speak well. If it is also basic education that I need in speaking, writing and reading well, then it also becomes important to go for education first.

The whole "anit-college" movement drives me INSANE.  Here's the facts, the majority of the human race are complete idiots.  It's obnoxious how uneducated the average human being is, and this is leading to very noticeable "complications" with ourselves and our planet. 

Now which one is a better invest just depends.  Most people will not become educated unless they go to school.  Those whom would really spend the time to give themselves a college level education, okay college may not be necessary for them (just depending on what they want to do for a living).

We are on these years where those known millionaires or billionaires are college drop out and that what makes them getting influenced on taking on the same path which is really that bullshit kind of mentality.

We do know that it would really be that possible but somewhat been mixed up with some luck because not all dropouts did really be able to succeed on their lives. There are ones who do able to make themselves going into the peak but doesnt mean that it would also happen into you if you do have plans on taking this path. I agree on what you have said about being that INSANE kind of mentality. Just because you have seen that they are really that successful which you would already be reflecting out yourself on having on the same situation which i could say not really that ideal.

Its always been recommended on having that educational attainment or being able to finish up courses because not all the time that we would be sharing up with the same success to those
people who hadnt be able to step up into college but ending up on being rich. Not all person would be taking on the same faith.

I would definitely choose property. Education nowadays doesn't guarantee you will get a job and/or get rich. You can easily end up working in McDonalds or sweeping streets with a university degree. Real estate is a good asset, normally it's appreciating (with some rare downturns) asset and a good investment. 

For practical reasons, investing in an apartment or any productive property is more valuable for me. At least even if you sit all alone, you’re still capable to receive profits at the end of the month. However, with education come a stepping stone to reach our life’s goals. But know that there’s still a lot of risks that need to overcome along the process, and you might be successful or not in the future.

I have allot of college educated idiots working for me. Looks like they wasted their money.

I make more than my doctor does.

It drives me ISANE how these smug college buffoons insiste on how much better they are and somehow deserve more.

Me to most college educated folks "I like a large iced coffee"

A strong desire can make someone great and talented. And not a few people who only have reckless capital but they are able to achieve the goals they dream of. An attitude of optimism and high self-confidence is the main capital when we want to start a step in a more advanced direction.

School is not a guarantee that you will be successful. It all comes down to the effort you put in. Moreover, currently in the school world, both students and parents are too focused on the grades they get in school compared to exploring the potential that exists within each student. So that those who have graduated from school are only busy looking for work without making a new innovation that can generate profits or benefits for many people.

These days education is just a qualification, and the experience were well valued. However to get yourself at a better position education have its role. No one can deny it. Achieving through hardwork is good, but the same achieved through education happens in different style. Both have got difference and whats been spent on education too an investment. Just think of the investment on a property, everything won't give you the best return. So, some gives good return and some doesn't.

Well, each choice definitely has its own risks. Likewise in making decisions in this one choice. Taking the choice to invest in property and things that can generate passive income is also very good. Because we will get cash income that continues to flow. But the risk is when we are like building an apartment but no customer wants it. It's not a loss, it's just that the opportunity to earn passive income will be hampered. But in terms of investment, the price of places and apartments will continue to increase depending on location. And yeah it's still a great choice.
And if we succeed in getting passive income, isn't that when we can also use this income to get higher education. Wouldn't going to college after having an income be better? yeah that's better according to my version.

but if we choose education first then it also has many advantages. like adding insight. and one more thing, we will have acquaintances who understand and agree with us. That's where we can build relationships for our future goals after completing our education degree. It's just that the risk is that we run out of capital before the education is over. or we don't have capital after we graduate. or we have trouble getting a job after graduation. But if we manage to get a job in a good company after graduating from a high enough education then of course we can get a high salary. and it doesn't take long for the money we spend on education to be replaced.

well these two options have a balanced ratio in my view.

It's true that nowadays there are many resources already to learn, such as free online courses, tutorial videos that are beneficial if you want to self-study. But, having a degree is still different because this is your stepping stone to secure your future. Having a degree is an achievement that no one can take away from us. Therefore that's what I prefer. Buying a properties can come later after you finish your studies, had a decent job (or build a business depending on your plan) and savings.

This is subjective. Regardless of what you prefer and prioritize, as long as you're happy and contented with your life, you will be satisfied even you don't have this and that.

I don't know why there are only 3 choices even if we can make another chance to invest our money in bitcoin or crypto. That possible if you there is a crypto option, i would prefer to invest all in on crypto. Why?, because on bitcoin or crypto, you will be able to have it all in 1 time. If your crypto value grows, you can pay for your education, you can access the market, and you can buy an apartment to rent out.

This has happened to me before, in 2018 I had money, but i was confused about buying a house or car. but, at the same time, I got advise from a friend to buy Bitcoin. Yes, I bought Bitcoin, and I waited about 3 years after my bitcoin value grew up. I sold it and got both (house and car together). this is the smartest choice in my life

Now, I have nothing against your decision and in fact, I am happy it turned out great for you. However, it should be considered that each of us has different situations and thus different answers. It may have worked out for you to invest all in Bitcoin but it is possible that it will not be the same for others. Personally, I don't advise putting all my money in Bitcoin, especially with OP's example that income is very limited, the risk of that limited money turning zero is too high. Bitcoin is volatile, we cannot be 100% sure if it will go up or down so putting everything you have to it can be financially dangerous. Hence, in any case where an individual has the means to invest in Bitcoin, it is highly suggested that only a good percentage is invested. Going back to OP's example, you have limited money and of course, you wouldn't want to risk all of that, especially if you have to wait for years for it to grow and earn profit. Perhaps that is why OP only provided 2 choices. Then again, the answer is different for each of us, I'm just emphasizing the possible high risk of investing everything in Bitcoin based on the given situation.

I don't think there is like 'the best between education or property', I think the answer will be very personal, but it will very related to the age of the person. For me in my current age, I would definitely choose education, not only the formal education like Doctorate, PhD, or Professor, but also some side course to develop my skill in some field that I like. 

The main purpose of education is not to get a job. The money we spend on education should never go waste because education will make you a human being. People pursue higher education and try to become entrepreneurs themselves, and I have seen people who pursue higher degrees and work in agriculture. There are many differences between an ordinary farmer and a farmer with a higher degree. A person who is involved in agriculture after obtaining a higher degree will conduct his farming or other activities according to the principles of modern science, which will make him more likely to get success in agriculture or other activities. Proper education will make a person respected everywhere.  So we must receive education up to a certain age.

I also quite agree with the big plus point if this choice can give birth to wealth and usability through the capabilities we already have. Because when a person is educated to be better and get a very decent job for a more decent income in his life, it is clear that choosing education is not wrong. Even though there are many highly educated people who still work for other people's companies whose owners do not have a high enough education.

But that is not a measure that must be seen because someone who is able to succeed after getting a better education will be far more extraordinary than those who are successful without involving previous higher education. Everyone can acquire wealth as long as they know how to earn it, but there will always be some difficulty when one strives for it without relying on any knowledge on his own. So what you say I think is also quite logical to be used as an option.

People can always get knowledge from informal education. What differentiates between formal and informal education is a piece of certificate paper. By the way, I'm a business owner, and I hired people based on their skills. Simply assign the task and see how they perform, their degree doesn't matter. A degree is only a sign that you have accomplished something, and are somewhat responsible for finishing what you have to do.

The fact that you have none of this knowledge screams "I should learn more before bashing other people's comments."

First and foremost,  if we compare the two we can clearly see that investing in a piece of land or acquiring an apartment will require alot of capital and will probably take it in one bite leaving you will no change to spare, unlike going the route of education which you can pay as you go and will be friendly on the pocket.

Tbh, go for the education as this will make you job ready when you are done with your tertiary studies and if the chosen profession is high demand you could be getting that piece of land in no time thanks to a good pay!!

Honestly we are all wired differently and what I would prefer here someone will not want a piece of it.. and all goes down to preference!

We all come from different parts of the world where things are done differently, and some people don't really have rich parents that can even pay for their tuition fee in school. In some countries, like third-world countries, some people don't go to university because their parents are not rich, and in such a situation, if you have the money that can see you through your education, you can decide to allocate the money to your education journey or not, but before taking such a decision, the person must just really think of something that they can allocate the money to that will be very beneficial and profitable to them. Also, allocating funds to educational courses doesn't mean that the course would be just on formal education; it could be something else, like a course that could enable them to get a job in a big company or some online course.

That's something most ppl from outside don't understand. It isn't easy living in some countries. Poverty isn't a desire it's a consequence of political failures. Turning to crime shouldn't be an option so school, university, training courses enable ppl to have some dignity in their lives.

i'm sure there are thousands of people around your area who are unemployed even though they have higher education, this shows that investment in education today will not be as good as it was a few decades ago, based on what i see property prices continue to increase by several percent every year, this shows that investment in property is much more promising for future profits than investment in education, for the long term we must think about it in detail and decide for ourselves what is more promising in the future.

I'd allocate my funds into property and investments rather than education. Education is good, when you mean learning the basics, but then you can learn something by trying, watching tutorials and such.
Who are the most successful people with the most money? Are these lawyers and doctors, or are these stock traders, fund managers and owners of Internet companies.
I'd rather be an early investor in Bitcoin, than have a degree in economics that I can wipe my ass with.

It's like schools are just gateways to another opportunity and coming into it won't determine the success that you will have.

You don't say that. It's not that everyone who graduated from school don't make innovation for their lives. The typical thing is like that but not everyone is stagnant through it.

I'll pick the allocation of funds to the procurement of property instead of on education. As for education, I can literally learn anything I want for free on YouTube and it would be just as good as learning in a classroom.

With my funds in property invest, I can be sure that there would be a compound interest on it over time and I can get a 100% ROI if I take the profit from it and invest it in Bitcoin.

Investing in education to improve skills is very useful and quite important, but a person's mindset will greatly influence his decisions,
study more to get a degree so you can get better job opportunities or invest directly in property to get passive income. Usually, people who prefer property are those who feel they need a sense of security, while those who choose education are people who really like to continue learning and gain pride from a degree.
Choosing education is my choice because education will open up opportunities to earn greater income so that more property can be purchased compared to buying property for passive income, but Currently there are quite a lot of free courses available on the internet so it can also be put to good use for those who have limited funds.
Today's online world provides opportunities for people to gain knowledge so they can change their economy for those who want to learn.

In my country university is almost free and the property market is very expensive, luckily this not something people have to choose over here. In case university degrees would be expensive as in USA then I would probably choose an advanced degree over buying a property now. Investing in education is important and is going to pay off in the long run. During university there is usually cheap near campus housing and we don't need our own property. And after graduation we will probably make a lot of more money than we are doing now. This additional income will let us get a bigger loan, so we can still buy the property we like. Another issue we need to keep in mind is the rise of AI, if our advanced degree ensures that we won't be rationalized by AI soon it's another strong argument to keep focusing on education. Or how about a compromise? Buying a smaller apartment instead and going to a cheaper university for our studies? Just because it's not a top 10 university doesn't mean it will be bad education.

If the situation is that we have a limited budget then I will prioritize something that will make money first and if the choice is a property investment then I will do it. That's not all I'm thinking about, if my income is stable then I will start with what I didn't take before, which is investing in education.
For me we have to maximize any opportunity, and while there is still a chance and our budget is bigger than before, why not take something that we did not choose before.
I think both options are equally important and as I said in the beginning, I will start with the one that makes money first for me to fund the other option.

I think that stocks are more legal than in crypto so they are available in any country but many people are still prioritizing education over it because these people might be poor and it can only give them a distraction so it's better if they can just finish their studies first. Being financial literate mostly deals about budgeting, while choosing a good asset to invest can be done by a simple research. It was still good to have both of them.

This can help us to become successful easily. Just be careful entrusting the banks with your funds. Maybe you are not yet aware of the banks that closed down and their costumers losses their funds. The investment that the banks are offering are also not really profitable so they are a bad choice IMO.

The answer to this question varies depending on where you live and the culture. In my country, education is largely free and if your grades are good enough you can study in good schools. However, there is no guarantee of finding a job after graduation. Unemployment is very high in the country and there is a big race even among qualified people. Real estate is a commodity whose value is constantly increasing. There is a huge inflation in the country and one of the best ways to protect from this is to take a loan and buy real estate. So, while the answer to the question may be real estate investment in my country, it may be education for example in the USA.

Each person thinks differently about this matter.  Some people think that education is the backbone of the nation.  Some people think money is everything in life.  But I think there is no alternative in the world to education. When a person is well educated then he will achieve success in the sector he works in. If a well educated person works in agriculture then his profit will be more than an uneducated farmer.
 Because he will do various researches in agriculture and use advanced technology to earn more profit in a short time.  According to me there is no harm in good education. I think for myself if I have some money with which I can get a higher degree I will choose education and be highly educated.  I will earn money in the right way with intuition in life and live comfortably.

OP never explained well what he meant by investing on wide job market, such could be with bitcoin in cryptocurrency because it's something we can also regard as a wide market considering the market cap on bitcoin and the level of how people make use of these p2p network including other currencies in cryptocurrency or he could mean other things as well, so ones decision should only be when he himself personally have that perception that there's prospect in what he's planning to invest on and also ready to give it all it could demand.

Personal financial education and personal  education are very important for person's life. If a some don't have knowledge, he cannot speak like a knowledgable person because knowledge is wealth. English speaking skill should be strong, if someone wants to be successful in life. Without communication skills, we cannot express our ideas. Financial education and skills give a path to be successful. Property investment is a good investment when you have money to invest. But when you have no money education is compulsory. And there is no alternative of personal education. Skills are very important in any field. Without skills, value of person is nothing.

Education needs to be given priority. As said if a person have got good education and he is knowledgeable, then he can go into property or any kind of investment. When he have limited money and he can't think of two things, then education needs to be picked. If property investment is picked one should be lucky to make big profit out of it. When invested on education, the learning will give him the understanding which property is worth investing. Education travels with you forever and it have got the ability to make you good personally as well as in professional life.

A property is a long term investment for the future and a land can generate money through being rented or for growing crops but then you have more money to put in and a slowing down of growth. On the other hand education is something that will be a short term thing but gives you an edge over others. The future prospect will be much better if you have a degree and then think of a property.

However family problems and financial constraints are important to consider here. If you are in need of money education will have to wait but keep in mind that as you grow old the chances of going through the education grind is tough.

Why do you think education only brings short-term benefits? Education and knowledge will be the luggage that will follow you throughout your life, and you can even educate your children and future generations. Education is extremely important, not only does it give you an advantage over others in the short term, but in the long term, if you are highly qualified and competent, you will always have the opportunity to advance in your job. Or you can also become your own boss if you have enough courage and knowledge.

Meanwhile, property sounds safe, but without knowledge, you will not be able to maximize the profits it brings. I don't see anyone becoming rich without education.

Although I agree with some of your points I wouldn't say that education is only a short-term thing. Education is one of the biggest factors that is needed for a lot of things, for example, you need it to have an advantage in finding a good-paying job and earn the trust and respect of the people around you as they know you have the background in education as your pillar for your business (basically it gives them the confidence that you know what you are doing so it makes it easy for them to trust you). Above all, education follows you until you grow old. As cringe as it is, knowledge and education is something that you acquire no one else will be able to take them from you, unless you grow old and start forgetting the thing you learn. Education is a skill you will be able to use to your advantage, always.

I already have a college degree so if I have another chance for further studies to build my career or to use that money for an apartment, house, or a piece of land; without a doubt, I will choose to spend it on building an apartment. The proceeds from my apartment I can use for my studies if I want to.

But let's say I am only 17 years old and my parents let me choose to use the money for college or use it for real property to have a passive income then I will still pick having passive income. Although I doubt we are mature enough to decide on that one. Maybe it is our parents that will make the decision. But what I learned from life is that education is a never-ending process. So I actually do not care if I enter college two years late just for me or my parents to have a passive income.

Those are good personal skills that you've mentioned but for someone like who needs to be in the competitive scene of professionals like having a degree is gonna give an advantage.
Financial education is there but you get to learn that eventually when you are starting to make money from your profession. Both are good for long term, when you learn your degree and have an education, you can apply it as long as you live.
And that's also the same with property, you can have it for as long as you live but take what your heart and mind is telling you and needed the most.

Exactly right. This is also what I would probably choose if I were 17 years old and given the choice you gave. Because continuing your education to college doesn't need to be rushed. We can even enter college even if we are a few years older. I also entered college at a slightly older age than my friends in my college class. And that's fine.

Starting to think about earning passive income from a young age is a good thing to do. But at a young age, I personally was hesitant to have thoughts like now. Because now we have thoughts like now because we have gone through many things in our lives (experiences). But when we are young and don't have much experience, maybe we will innocently choose to continue our studies to college with the money we have. We change to become more mature in thinking after gaining experience in life. And it could be that in the next few years we will have a different opinion.

Personal education is important in every person's life every human being is a part of god absoluteness exists within each person. One of the aims of education is to develop the latent perfection in the individual. That is according to this logic the goal of education is self-realization which is reflected in individualistic goals. Also through proper analysis of various problems in life solutions can be found apart from this one can also prepare oneself by thinking about the future. The personal goal of education is to develop knowledge and intelligence through various programs being educated in the right way can save funds for the future.

Your statement really fits my logic, because what you say is enough to provide a comparison between people who are not educated and people who have education through the way they live their respective lives. I see that some people who don't have education always rely on people who have education to solve every problem they face in their lives and that gives an idea that education is quite important.

Especially for ourselves and the rest is for other people, because from several examples that I have encountered in life it is also very clear that those who have had a certain education do not find it so difficult to solve problems in their lives because they know what method they should take when facing a problem for himself and also for his own family. So the importance of personal education is very clear and it must be there for everyone who wants independence in their life and also to be able to overcome difficulties in their life.

No matter what we look like, education is really the first stepping stone for us. Even before that, education is a must because that is where we learn how to read, right, and again to prepare us to work. But those people who venture out into business don't want to be slaves in 9 a.m. to 5 p.m. jobs, which is why they build their own businesses like real estate.

If we are talking about a start like you are 4 years old and you'll be choosing between this, then for sure you'll be choosing education, or you don't choose any as you don't know both of them, but you just like to go to school. But if you asked it on your bachelor's life, that is where it starts to complicate because others don't have degrees but become successful in life, but those kinds of people still return to school after they are already rich because they want to learn more. Education is really the tool if you are prepared enough.

In the mentioned scenario if my choice was to be education, I would definitely choose this option after doing research on the contribution it would provide to me and its potential returns. Yes, self-development and developing in different areas by acquiring new information is also important for the continuity of life but it is also important to know what kind of contribution or return the education in the scenario will provide to the person. It wouldn't make sense to make this choice if it won't help you specialize in any field or get a better-earning job. In other words, it would not be a good choice to choose an education that will neither contribute to the person nor financially in the long term.

if someone is more interested in 9-5 jobs then college degree is the way to go but honestly, I think people that thinks about gaining financial independence would allocate the money for apartment or some other property and get passive income out of it just rent it away and you're set.
the education can follow from the rent money gained, moreover the fact that there has been more and more education online thats realy cheap make it more appealing to invest in something else.
the only reason i'd choose education if it's medical school or something like that in which really required to take the education directly.

We know there is no substitute for education.  But everyone has a different opinion on this matter.  Some people think that there is no way to earn without being educated, while others think that if you invest money in business without spending money on education, it is possible to make a profit very quickly.  Becoming educated is a long term process.  But if you invest money in business, you can get quick results.

According to my experience all those individuals who have lots of money in earlier stage stop studying because they have already find a way of earning. A students never possess such a huge amount because this huge amount is with his parents who decided how to utilze this amount.

But if I have such a huge amount of money and if I want to put them in something as a source of investment so i will choose to buy an apartment so this apartment will give me good profit if I use this apartment for the purpose of renting.

Buying land can also give a profit but it will takes time whereas renting apartment is a good source of monthly income.

Both of these methods to increase opportunities are indeed working, either through education first or not, because what underlies a person's success is knowledge and experience, we can get knowledge without following the world of education in its implementation because we can learn self -taught and find a source of knowledge from Internet, experience, books and many more, which is important we do learning to increase knowledge.

Even sometimes you use your funds to do business, it cannot promise someone can succeed easily, I have two different friends, including he who goes directly to the business world and one more continuing education, but today they are still at the level The same.

In many developing countries, including my own area, the majority of people tend to feel content when they receive their standard salary, which covers their basic needs. This is often because they have never received such a substantial income before. However, within the realm of employment, this standard salary is just that - standard, and there are numerous job opportunities offering higher pay.

The standard salary in my area falls short of sustaining a comfortable life and paying for educational expenses. Consequently, many individuals find themselves stuck with their standard income and unable to advance their educational pursuits.

When making the decision to prioritize education, I am invariably reminded of this image, wherein a delicate balance must be struck between education and financial stability.

https://www.talkimg.com/images/2023/09/11/6XS4o.jpeg

However, I believe not everyone possesses enough self-confidence to opt for education when they have the means to do so, as investments also hold the potential for financial gain.

It depends on your current income source. If it's me, I have a limited budget and I have got to choose one of the two things you've mentioned, I will definitely first see where I stand in my life right now. If I have a job with a stable monthly income, I will probably go with buying land or property to secure my future as I can always get a degree later on if I've got the money as I already have a job and earning an income that I can use for daily needs.

However, if I don't have a job and just a budget, I don't find both of the options to be good choices since you won't get any immediate results from any of the two. It will take some time for you to complete your education and get your degree and a job after that, and it will also take you some time for the property to generate some money for you.

So you will rather keep the money and be spending gradually? Lol I think you are to choose one from the options given with your reasons. As for me, I will go for property. If I have limited budget that will cover one among the two options given in the OP thread, I will definitely choose the property because education can be acquire at any given time. The most educated person is not the richest person and we have seen various cases of school drop out becoming very successful. Education will make you wise if you are lucky but it won't put food on your table but investing in property will eventually does.

The main argument here should be what comes after when you are done with either investment or education. Are you successful after or not? If success is guaranteed in any option you choose then investment will still have me to her side. Educated people will pay attention whenever a rich man is talking. Someone made mention of speaking English when you are educated  ;D must you be educated before you can speak English? Hell NO! everyone with his/her opinion afterall.

Exactly, it depends on our income and what do we value in life more. Some will choose a property because they already have a stable source of income and only need a channel for an extra one. Some will choose the same but for a completely different reason like choosing education at a later time in their life as they want to focus on investments first and spend the majority of their time there. On the other hand, there are people who will choose education because having a degree is vital to them, especially if it is something their culture holds much importance to. I'm sure others will also choose education for various reasons. Lastly, there will also be individuals who will choose neither and instead focus on finding a job to have a better source of income so that one day they can afford both education and investments.

This picture very characteristically describes the balance in the current world and in the current time of stay. Not many people will understand its meaning. They will continue to be in their life aquarium and will never achieve the goals they have set for themselves.
What in the modern world prevents you from developing independently? Aren't there any tools for this? Just look at the information world wide web, where you can find anything. Do you know what bothers people? Banal laziness. Everything needs to be presented to them on a plate ready-made.

It is a bit unclear what is "personal education" and "superior course" ? Just a regular education that open door to something more exclusive and unique? And it is unclear what is the size of the budget. I mean, a person can choose property option, get passive income and in some years get that "personal education". It is property, that gives profit now, and education, that only might give profit later. Dont forget, that education, without experience, skills and funding is just theory.

This image literally shows the balance in today's world. It expresses that an individual who has no education and doesn't improve himself is actually stuck within his own walls and doesn't accept an outside opinion. On the other hand, it shows that an individual who is educated even if he doesn't have money can see the world outside his own thoughts while those who have improved themselves and received their education and have money can see a wider area through this window.

The worst thing this image means is that a rich person can see the outside world completely without any education. Although it is not clearly visible in the image the fact that such people are especially rich and ignorant unfortunately results in complete disappointment.

Oh my friend, I like the picture you show in this post. Because this picture actually contains a very deep philosophy of life regarding money and education. or related to Insight and economics. That is, a person who is too focused in his life on collecting money but he does not have enough insight, so when he is successful he will have difficulty seeing the world which is actually so beautiful and sometimes needs a helping hand. People who are too invested in money find it difficult to see the world at large. Because he stood too high and the wall of wealth had made it impossible for him to look down clearly. Different from people who have balance in finances and insight. They have a broad outlook and a beautiful life.

Everything on this world needs balance if you do really want for that peaceful living and live accordingly on what you do prefer but we do know that people would really be aiming for more money if they do have the chance.
Having a degree or education would be always an advantage not only on the fact that knowledge is power but also the fact that it would really be helping you out on making more money if you do engage on different jobs or positions or even trying out to make your own business since you do have the idea on what you should gonna do. Everyone do really aims on making money and no matter what the method or ways as long they would really be able to obtain on what they are really aiming for. We know that having more money does indicate that having that kind of power or freedom on which a certain individual could have.
This is why when ti comes to selection or choices then people would really be prefering on having a property where they could really be able to generate income or passive on which later on if they would really be deciding
on having a better education then they could freely do on what they do want since they do have the money that they could spend on.Doesnt really need that criticial or serious thing on which we would really be choosing up.

You are right that all things that are balanced will always bring peace and harmony. Because balance also implies a sign of equality or justice. That is why the symbol of justice is always displayed with the image of balanced scales. And it seems the same is true in the world of economics or in our careers. But things in this world sometimes don't always go according to what we planned. We are all aware of the importance of education, but on the one hand, we also definitely need life support such as good finances. So, in choosing to use the money for education or investing in property, there will be different views. It's just that choosing to make more money which we can later use to continue our education is also a pretty wise choice. Because when we already have passive income and we want to broaden our horizons by entering the world of education, that time will definitely be better. Because we can be more focused on deepening our insight without having to think too much about money. Because we already had income at that time and no longer worried about money.

For those who choose to continue their education, of course they have thought carefully about what they will do after they complete their education and for those who choose to use their funds to buy property, perhaps they realize that continuing their education requires quite a lot of money and if they cannot Of course, completing his education will be very detrimental to him in the future. I am more interested in finding a job that has a good income so that I can make an investment than continuing my education, because continuing my education without having a good income is a very difficult thing to do.

Well, isn't it just delightful to live in such an idealistic bubble where everything is about balance and peace?  I live in the real world, where the relentless pursuit of power and wealth takes precedence.  Not because of the "knowledge is power" you mentioned, but because it gives me that competitive edge to outsmart, outearn, and outshine

You suggest that everybody is just silently looking for money, but I'll let you in on a little secret: some of us don't just aim; we seize. And whereas many people consider investing in real estate for passive income, I consider expanding my empire. Why settle for merely a piece of property, really? Being the market leader is exciting, though passive income is cute and all. And education, too? It's not merely for one's own improvement. It is the most effective tool in one's arsenal for gaining global financial dominance. Viewing the world through rose-colored glasses is always amusing, but what about reality? It is ruthless and shows no mercy

Many people face this choice. A very difficult situation. Still, it is better to start investing as early as possible so that in a few years you will have money for both real estate and education. Other options are not suitable for me personally. There simply isn’t enough money for everything.
It’s hard to make ends meet, and all this requires finance. Too often you are torn into many parts by this state of affairs, but there is no concrete way out.

Exactly, and in the event of a problem in the future, you will always know there is something you can rely on rather than running up and down looking for help, and land can truly generate good money but location has to be considered in a way, if the land is located in a good spot then more money but even at that the owners profit is still secured, as long as it is a landed property. It is one of the best investments because there is always a market for it. That is where education shines, giving you an advantage and allowing you to handle any scenario differently. As a result, both property and education are essential.

I do agree with you that, the value of skills and experience is much more than education because we can always see that companies that hire workers usually check whether they have experience and skills rather than have a lot of degrees, I know that they also need you to have a certain degree to be able to apply for the position, but there are a lot of occasions in life where your education won't be of help if you lack the necessary skills and experience.

So, it's always better if someone can start building assets at an early age so that when they grow bigger, they won't need to be dependent on someone else or struggle to make money while also trying to pursue their education. If you already have the money problem solved, you can always get your education completed without any problems.

I agree with this because basically for those who are in the scope of property actually if you look at the financial condition of most of them it is already stable because they realize that being in property even though it has great benefits but they also understand that this requires large capital as well.
Someone who is in this business at least for my country can be said to be one of the successful people in business because by looking at what is done from the beginning when investing capital is certainly very difficult to follow where it takes time to return from the investment made so it is important to realize this if indeed we are still a little difficult in financial though it can still be done for the property business but it would be better to look for business options first.
Investment in property is indeed very promising but we must realize that our initial capital and financial condition must be balanced so as not to feel financial difficulties in the middle of the road.

There are various factors that will determine what a person will choose in this scenario.
Factors like: Academic status, social status, environmental factors, and financial factor. And each of these factors are interrelated in a way depending on the person's position on the social ladder.
For anyone that hae basic education but doesn't have a high social, financial status and from a hostile environment that even with a said acquired superior course the chances of bagging a good paying job is slim I'll make use of the money to acquire a property that'll yield passive income that can be used to get a superior degree. But for someone that is at an advantage of all the factors I mentioned above, getting an additional academic qualification is more to increase his portfolio than to earn a living. The question of what is more valued is different in perspective and it depends on what place on the following factors that are mentioned above. Cause really of what value is a superior degree when it really cannot be practiced and even when praticed can not be milked from to solve one's challenges?

I agree that if someone has the opportunity to own a property and build his assets at an early age, it's also an advantage and a good experience to have. When someone experiences that at an early age, that's going to make them learn more about the reality of life and that also going to open them more to risk-taking.

In our country, there are a lot of people that graduate late and that's totally fine and there's no taboo in our society even with that. It's true that you can get that education without any problem when you already have a continue cash flow and passive source of income.

In investing there are also many things that we need to prepare for what type of investment we will choose and also a large amount of capital. If we don't have a good plan in investing, of course we won't be able to last long and we will experience losses because we don't understand well what what we have done. I think this is our own responsibility to meet our living needs, not other people, so we have to keep doing our work to generate our income so that we don't depend on other people.

Everything should be balance and should really be considered because if you do rush up thing on making up some investment but couldnt be able to sustain in the middle because of possible expense and other problems then those things that you do hard work for would really be going to waste and  this is something that we should really be carefully thinking and planning because if we dont then for sure it would really be a disaster.
When it comes to real estate or having those property then it cant be denied that return of investment would really be taking lots of years or even decade but we know that as long it would be slowly but surely kind of pace then time will come that you would really be able to benefit out on the time that you had able to get your investment back and now earning that passive income which it cant really be easily taken on you since your the owner or the one who had established it out. The only main issue or thing that you could really be needing to solve out is on how you would be able to make such start up? We know that investment on something like this wont come cheap which means that you would really be needing tons of money for you to touch up this venture and this is why people would really be redirecting into some possible options which they could be able to take since they do really lack of that financial capability which it is indeed the reality.

I prefer to directly buy property for investment. if you buy education from the capital you get. or allocating it for education, you will actually lose some of your capital there because direct practice will be more effective than just theory. The material obtained from education is only a few materials, but they will not experience things like losses and profits and also when you practice you will get education from your own experience.

Investing in good education is like investing for our future wealth. That will always be a word of wisdom most particularly at the time of our parents. However, the present time demands a more different life's perspective. If you want to improve and make remarkable changes in your life, then invest into something productive like landed properties as early as now. Education can wait and will always be possible with the different educational resources online, but this one opportunity to invest is just one of a lifetime opportunity so you have to grab it now before the chance has finally gone.

As I said earlier because in terms of investment, especially for property issues, it is not as easy as imagined because this requires capital and the income we have must have a good balance in order to continue to survive because if not then this will actually backfire on ourselves.
Maybe some people will say this is a risk but in my opinion this kind of risk can be minimized from the start if we know our condition whether we are able or not to be in property investment which requires a lot of money, if in the end we are not able then don't force yourself too much for that and you can focus on other investments that are smaller in scale.

In this case when we are really serious about being in property investment then I don't think you need to be too confused about how to start.
When you already feel capable of being in that field mentally and financially then you just have to learn what you have to do by looking for more knowledge about property and looking for a good scheme for the strategy you want to do in this investment. Initial planning always plays an important role in anything as well as in investment because when you already have a careful plan and the way you do it is right then it can lead you to a better direction.

Education can wait but the opportunity doesn't. This can be say about property, it can wait but the price doesn't.  Anyway, I am always inclined to choose education but in this kind of situation, there is no wrong answer, it all goes down to the preference of a person.  If the person does not want to gain more knowledge and wants to take profit from being idle, then property it is, if he has the funds to convert them to renting space, either for people to use or commercial place or parking space, it is profitable and may sustain the livings of the person as long as the place is in demand for renting.

I wouldn't say money is more important than a proper degree and a valuable education, but given the circumstances I would've chosen getting the opportunity to earn money first since that sets me up for success and when done right, might even insure me for my whole life. With that in mind that leaves education to the table, ready for picking whenever I choose to. Sometimes taking the more practical path is the best one and I know that people will say you could easily take education first and then get yourself a good job after, but I just can't pass up a great opportunity like this one.

So even though I consider myself an intellectual and a lifelong learner, I'd pick money over education for the meantime. Better to have money and no degree than have a degree while you're struggling to make ends meet.

OP's question is a question  of priority, for if you priotize knowledge so highly you would stop at nothing to attain it in the degrees required before all else like the buying of apartment etc.

I'll go for education, to be educated is to be armed mentally. An uneducated man that's fortunate to be rich is most likely cheated and shortchanged by those that are academically enlightened. Easily maneuvered and that can cause him to lose his wealth as he (uneducated) can sign off his properties to another without a grand understanding of what he's signing. But when you're educated and wealthy you are like an invincible entity, you can't be easily tossed

you could simply resolve that problem by having some people that knows about that field, when having yourself educated, there are most certainly many ways, like the thing you mentioned about signing off properties, you could literally make short research and you're set. attaining degree in this case personally from my opinion would be best after having property in which could generate passive income, hardly we can be financially independent if we don't try different ways than average people.
but i also think that there's nothing wrong with prioritizing education to that extent, each people have their own ideals and I think thats totally fine and in this regard, there could be many ways to gain success.

When I say educated people will take advantage it is those same people you think that knows so much about the field that will easily capitalize on your illiteracy to take advantage of the situation to double their profits from you.

If your opinion is to have acquire properties and thereafter advancing to get a degree education the idea is still not a bad one. Anyhow we flip it one must come before the other. It all depends on which we priotize the most.

Everyone has a different way of looking at this, but it would be better for us to look at our own potential, whether we are able to continue our education and complete it well or not, if indeed we are able to complete our education well and can use what we have learn during education. I think it is good to continue education, but if we don't like continuing education, there is no harm in investing in property because as far as I know, the property business can generate profits but it takes a long time. In achieving success, they do not go through it in the same way, but they do it persistently and consistently so that they achieve their goal of achieving success.

If there are job opportunities after I finish my university coursework and earn my degree, I will definitely use the money to sponsor my education rather than use it to purchase an apartment or piece of land that I will be renting out to generate passive income. This is because I think that an education a degree can take someone to a stage where they can always earn a lot of money if there's opportunities, whereas apartments or land will only provide someone with a stable income, which I don't think is enough. I don't think someone will house or land investment and without high education with have the opportunities someone with education degree will have if to rate the opportunity, so with that I see education with degree as best to invest in than just setting a house or land investment.

I completely agree with your thoughts, education, knowledge, and qualifications are things that will help us achieve all our dreams if we know how to use them effectively. But the funny thing is that many people do not choose education or a university degree because they think that degrees are useless today.

That situation is happening a lot in my country, students use money and connections to buy degrees but with an empty brain. Then they become unemployed and start blaming education and degrees. They have never looked back at themselves as useless people, people with no knowledge, no experience and think that having a diploma means having knowledge. When you have a degree and experience, you will easily find a job with high income and owning valuable assets is just a matter of time.

I would say to acquire an apartment, house, or anything that would give you a passive income, because you can enroll yourself later in any school you can afford while managing your business at the same time, it's not that hard especially if you're really a hardworking one for your dreams to come true.


It depends to a person, but for me it makes me happy and contented knowing that I'm still alive, I have no enemies, I have a home and family. It's not about how much you have or what have you become, it's about who you really are and you're not pretending to be anyone just to please people and appreciating what God gives you in life.

As unfortunate as it is this is a common thing, I know many teenagers who are doing the same thing and then soon enough they will be either jobless or blaming the government for their current situation. It really needs to be shown just how important education is, even now that there are jobs that do not require much educational background, we all know that if we want to make it big we need to have the knowledge for it. No company will ever hire you if you have no background of what you are doing.

This is a delicate question but interesting, it is more philosophical. To have is better than not to have because from whatever way you look at it you need to survive and you don't need to survive at the expense of someone else as you will become a burden to that person and you won't be happy also. God should provide so that we can have and extend hand of gift to others. If you have you will enjoy your life but not to have means you can't feed, you live a misery life of unfulfillment and penury. But to balance them both is a good feeling.

This question may vary from different people because we have different beliefs and values in life. But for me, I would choose to allocate my funds to pay for education. As a person who puts high value in education, I believe that this is something that other people cannot take away from you and acquiring education lasts for a lifetime. Yes, we can argue that there are free courses out there and you can rely on different resources, but it's still different if you have your degree. It's like a passport in which leads you to a lot of opportunities.

This can also depend on your country. In our case, having education is a high of importance because most of the industries and job opportunities here requires you to have a degree, even jobs like baristas and service crews are expecting you to finish at least secondary school or even college. This is sad, but living in a developing country means you need to work twice as hard because there are less opportunities, especially for those people who doesn't have a degree or finish their school.

Now, we can also argue that most of successful people did not finish their college like Bill Gates and Steve Jobs. But the reality is, you're not Bill Gates nor Steve Jobs.

This is literally the question to every one of us as we grow with our lives. Some are blessed with good financial backgrounds some are not as good while some literally start from scratch. I think if it is the age of learning then it's better to spend money on education only. This is primarily based on us building the skills to survive in the real world. The only reason we should spend on education is knowledge, a career path, and destiny to reach the highest level in that field.

If we start spending money on properties then they will grow eventually and that can also have amazing returns. The question is, will they be enough to survive for the rest of our lives? I highly doubt there is any scheme that can make you that rich or gain you that much money.

I think one should never break the protocol. Get the perfect degree, have an amazing career path, friends, family gatherings, extra-curricular activities, and learn as you go. Money will definitely follow you in your footsteps. So invest in education!

What's even more funny is that they compare them to billionaires like Mark Zuckerberg or Steve Jobs, claiming that those people also don't have a college degree but can still become billionaires. But these lazy people forget one thing, they don't have a university degree, it's not that they don't have an education, they even study more than we think to be successful today. I really don't understand what these people are thinking when compared to the rare geniuses in this world. They constantly learn, constantly research, while today's youth do nothing and hope to become entrepreneurs without a degree. I come from a 3rd world country and I see this mindset spreading in these 3rd world countries.

Probably, your post is as good as to say that property is more valuable than getting quality education, and I definitely agree with this. What we need in life is to achieve daily survival, and with education alone, it won’t guarantee that we will live our lives comfortably. But if we chose both education and property, we can expect that what we will attain in the future is the bigger picture of our initial expectations. Unfortunately, only rich people can easily afford to obtain both.

Absolutely true. Education may not guarantee success, but it significantly enhances one's chances of achieving it. The inspirational stories of individuals like Bill Gates or other wealthy figures who didn't complete their education and still found success are remarkable. However, such paths are not to be emulated as long as you have sufficient resources to pursue education.

The seminars they conduct serve as motivation for those who couldn't complete their education due to various limitations. Bill Gates, in particular, serves as an example, demonstrating that for the less educated, there are still opportunities, albeit not abundant ones. With hard work and perseverance, positive outcomes can indeed follow.

As long as you have the means, maximize your self-improvement from within. Investing in oneself is a precious resource that comes with both a financial and time cost.

Property is more valuable in the long term but it's only applicable if you have the money to buy it or inherit it. Education gives you an edge mostly if you don't have the money to purchase a land and also inherit it. You also need a job to develop your land whether it's real estate that someone buys it or rent it or you'll make it a farm but you need to have capital on it for development.

Having both is best and I don't agree that just rich people can afford it. There are others working hard just to buy their own land doing multiple jobs and having multiple incomes even if they haven't gotten an education or even a degree so that they can invest in a land and rent it and receive a passive income.

For me, having a good quality of education can give you all the things you have mentioned later on. I am not saying that it will be limited only to those who have their degree at school, I am pertaining to the online courses that will be accepted worldwide. Honestly, my biggest investment is my education. My degree  in school did not help me to land a job but I enrolled in free and paid courses online and that helps me to get jobs that I wanted too.

Acquire some piece of land or apartments on which you could really be able to get somepassive income and then on the time that you are making money then this is the time that you would consider on taking up some education on which you would really be able to make yourself more better in terms about opportunities and the things that you would really be able to do. Money is almost everything and if you do have this then you could really do all the things that you do want because you do have the funds on doing so unlike on having none then you cant really do anything.Somewhat having a degree or education would really be giving out that
kind of advantage on the time that you are really that aware on how things been moving around and since you do have that intellect and awareness then its impossible that you wont really be able to know
on what you should gonna do.

I also have thoughts similar to what you said. Because I also think that we can get education slowly after we make money. Because for me seeking insight is not only limited to getting a bachelor's degree. But it's more than that. So strengthening our finances first is what must be prioritized. And considering the current global economic conditions. So we also have to prioritize the opportunity to earn money first. Because we have to survive when the economic crisis hits the world. I also understand the importance of education. It's just that the current economic situation has changed my priorities and my current perspective.

However, there must be a balance between them because otherwise the money we have earned will be wasted without being able to make it more useful without sufficient knowledge.
Everyone has different situations and conditions as well as priorities between finances and education.
But in my opinion, with educational knowledge we can get money, while if we have money we will not necessarily be able to get knowledge, these are two important things that must be had, regardless of which comes first.

This issue is difficult to answer because each person's values and priorities vary. There are others who reject existence as well,
and that is more significant.

Additionally, they place a higher value on people, experiences, and personal growth than they do on material stuff. Some people think that having something is more significant than not having it. Considering how much property and material goods it is worth.

Land and property? Sure, they're tangible assets, but let's not pretend they're the be-all and end-all. Bitcoin? Ether? The modern economy has been changed by these cryptos. Regarding education, I acknowledge that it offers advantages, but there are other ways to succeed. A number of the most prosperous individuals in the cryptocurrency field did not begin with degrees in technology or finance. Rather, they recognized the opportunity, assumed the risk, and are already experiencing the benefits. Indeed, a few of them may even be the owners of the flats in question, having paid for them with Bitcoin. Education is a tool, but it's not the only one, for that reason. The world is changing, and if you're too preoccupied with getting your certificate, you can end yourself falling behind

People who are educated and smart enough will always know how to take advantage of conditions to gain an advantage over some people who have no knowledge of something, but I don't want to call them illiterate people because that's too extreme. This is why those who do not have more knowledge must be willing to accept advice from people who have no interest in seeking profits in every situation so that they will not forever be taken advantage of by people who are smarter than them.

In fact, both of them are not bad even if they are reversed according to one's taste and ability to prioritize them. Because there are also people who are more comfortable and able to prioritize education before they target the property they want in their life and I think that is not bad because basically both of these things are equally good and necessary. So whatever someone wants to prioritize will also end well except for basic education which is intended for early childhood.

I like your point as it shows how it is possible to acquire an education despite having limited money and finances there is a way to get an education through online courses offered by a lot of educational websites (I will leave a few links at the end of this reply for those who wanna try them). I have also subscribed to some online courses that helped me build my resume to apply to various jobs and positions. Hence, with this, I don't think we even need to make an actual permanent decision on which to choose as it is possible to have the best of both worlds despite having limited income. For example, you can invest in a property (or generally in any investments) and still give a bit of your time enrolling in a free online course (or even use a small amount from your limited budget to get a certificate).

List of online platforms offering free/paid (it's seriously cheap and they also offer big discounts/promos):
1. Coursera (https://www.coursera.org/collections/free-online-courses-finish-in-a-day?utm_source=gg&utm_medium=sem&utm_campaign=B2C_APAC__branded_FTCOF__arte-agency-Philippines&utm_content=B2C&campaignid=20520306230&adgroupid=153915958275&device=c&keyword=&matchtype=&network=g&devicemodel=&adpostion=&creativeid=672816129342&hide_mobile_promo&gclid=CjwKCAjw6p-oBhAYEiwAgg2PgiLObQvJzegPJfd5YdkuXKY_eHsMli8pk73prINFxCirS1-7yAL5HhoCulgQAvD_BwE\)

2. Udemy (https://www.udemy.com/?utm_source=adwords&utm_medium=udemyads&utm_campaign=Generic-Exact_la.EN_cc.ROW&utm_content=deal4584&utm_term=_._ag_86841139896_._ad_535632329484_._kw_online%20courses_._de_c_._dm__._pl__._ti_kwd-10605931_._li_9060943_._pd__._&matchtype=b&gclid=CjwKCAjw6p-oBhAYEiwAgg2PghBJM_YTMgF-9wW9-VM_-KR5xQkWzhp_8RFuj7kIx0osHWfF3-pgBBoCMP8QAvD_BwE)

3. Stanford Online (https://online.stanford.edu/free-courses)

4. Harvard University Online Courses (https://pll.harvard.edu/catalog/free)

5. edX (https://www.edx.org/)

Which is why education is still very important. Maybe at least experience college level if in case someone can't finish a degree. Nonetheless, there are still people who are able to become successful in their businesses even without a degree. Maybe it's the experience over the years that made them very good in a specific field although they are very limited when it comes to the things that are outside their sphere of experience.

Anyways, the question of either having an education or getting a property falls to the parents to choose. Otherwise, the kids that are about to enter college or not are still very young and immature to decide on things like this.

In 14 days we've said opinions. It's one question it's been answered so OP should've got enough after #207 replies. He should've locked the thread long time ago because it's being hit hard with signature spammers.

So true. There is indeed a risk in every step or choice we take. Included in this problem. Namely choosing to prioritize education or financial development. Because both are equally important in our lives. And as you said, education can actually bring in more money later in life. But spending our funds on education also has its own risks. Because not everyone who is highly educated can achieve success. Actually, it's a little confusing because both have their own good sides. So the choice will still be determined by our situation and conditions when this choice must be made. So whatever you choose between these two things. I think all of them are good choices. If it is in accordance with the most favorable conditions.

And as you said, there must be a balance in this matter. But sometimes situations make us have to choose one of them to make a priority.

Getting quality education is one step to achieve wealth in the future. But we know that it’s still far from reality to make it work. However, educating yourself about buying a property will eventually make your future bright and secured as long as you also know how to run your investment. For me, it’s more practical to invest first for your future, and just get quality education while you are in the middle of your investment.

Whatever the situation permits to happen to you, take the risk and grab the opportunity. It's understandable that many are saying that education is there no matter how old you are they're right.
It varies on what kind of person you are. Most parents will say to finish studies first so that you will have to get on your own if ever they're no longer around, they're also right.
But some do agrees that it's fine to do what you think is right and for sure many will grab that property if they all have the chance to take it.

There's no such thing about assurance or 100% guarantee or problem-free in this world, it might really be that reassuring that you would really be successful but doesnt mean that you wont really be experiencing problems. It isnt really that shocking that most people are really that choosing property over education because its been that easy to make money when you do have already that property and its something that not all would really be able to get or have even if they have finished their degree and this is why if we do speak about practicality then i wount really be having no doubt on getting that property over personal education.

It do agree on some words that you would really be able to get that education on the time that you do have money to spend on that if you are really that liking on having a degree but if you do see that its not necessary then you could really be able to expand your business making use of the profit or money that you do generate with your property and this is something that would really be that so
recommended if you do really want to expand your business and built up that financial freedom that we are really that hoping for.

I think both of these things will be equally good if we are able to carry them out well, but running a property business also requires expertise in this area so that we don't make mistakes in running it so that we experience things we don't want and if we don't really understand it, it will It's better if we need to study it or look for someone who can guide us in investing in this field.

Is your priority now real estate rather than education? Let's get one thing straight: Yes, there's no guaranteed path to success. The only thing certain is uncertainty

Even in a booming economy, real estate may yield quick profits, but what happens during a downturn in the economy? Can you predict market shifts? No! Education gives people the intelligence, fortitude, and flexibility to successfully negotiate the complicated world of banking and real estate, even while it may not ensure instant access to wealth. So, you'd skip the empowerment of knowledge for quick gains? Think about this: your education will be the one to guide you through the storm when the market crashes and you are left holding onto assets

Relying solely on property for success? Risky business. Expanding your enterprise without foundational knowledge? Even riskier. Think twice

Someone wants to pursue higher education in order to get a degree and diploma as a guide with the assumption that it will be easier to find work and have a career in the field they have studied in college. How many people have successfully completed their education with various degrees but still find it difficult to find work, the unemployment rate is increasing every year due to the ongoing inflation. Termination of employment is happening everywhere, job opportunities are becoming increasingly scarce due to the global economic downturn.

The best investment depends on each individual's tastes, now Bitcoin investment is the most popular for millennials. They are very aware that Bitcoin will continue to grow in the future with an increasingly high selling value. Being and having are two things that cannot be separated, when you become a reliable investor or entrepreneur, you can have everything you want, including buying apartments and houses that you can rent out to other people.

People think nowadays that having a diploma would help us get a job easier which is actually a bit unreal because these days, companies and employers look for experience and skills and not just on educational back ground. If I were to decide, I will choose both having a passive income while studying, why? Because it's hard to study these days if you don't have an income. It's better to secure our education while having a source of income than putting everything in one basket which might also cause us hardship in the future.
Better use the funds that we could only have once wisely. We can choose the path that we would want to take the smartest way.

For most people these are staggered questions, depending on the country you are in - you can often get student loans as you leave school in the 18-21 years old range, that will see you through university courses and should be some of the cheaper debt that you can find out there, although this is increasingly not the case. That means that you effectively fund your education through borrowed money and do not need to pay it in a lump sum, it is repaid over your whole life time in some cases, until you retire at 65 or pay it off earlier. Going to university, depending on the outcome can often gain you access to much higher salary jobs and you often end up taking stepping stones - rentals, to apartments, to houses but it is heavily dependent on the property market in your area.

Remember that there is a specific time for education once it passed will never come back. Person cannot obtain education all the time in life because the learning abilities decreases as age become more.

Both investment and education is must to live in situation like this therefore continue your education and also continue your investment because neither you education can disturb your investment not your investment can disturb your education.

Trading and education cannot be do at the same time because in both trading and education you have to work with focus therefore they cannot be achieved simultaneously.
If you are saying that first you will get education then it's also good but then the value of invested material will be so higher that it will not give you as higher profit as it gives you when you select this choice today.

State student loans are very good programs and despite the fact that they need to be repaid over a long period of time, they provide benefits. The interest on such a loan is very low and as you pay it off, inflation will make these payments less noticeable over time. Although I don't like loans, I have to agree that sometimes they can be useful, in this case it provides the opportunity to get a higher education, and this will give you a better future.

It is an advantage and there are companies that do value education because getting a diploma isn't easy. And from there, they'll have an idea that the applicant that's trying to ace a position in them have gone through a lot.

Although it is not guaranteed but it will help you get a call and job interview.

If it can be done to do both, much better choose that path.