Bitcoin Forum

Background

Hi fellows, As we all know there are different zones in the Bitcoin market cycle, and those who fill their bags for a single cycle or take an interest in multi-cycle accumulation considering Bitcoin's future potential, just need to be aware of the market zones and effective acclamation strategies as here in this post I'm trying to express what I've learned in a couple of months about the Bitcoin's market cycle and by expressing my thoughts I would like to seek guidance from seniors that what they think about am I on right track or not.

Edit:Changed the Subject to testing the desired feedback scenarios, As I was expecting a discussion on the different strategies not praising the DCA.
Introduction to Bitcoin Cycle Zones


Taking market zone to be covered in the same post, I do acknowledge maximum of the fellows already know but for those newbies like me, it will be easy to understand. The Bitcoin market cycle is based on 4 significant zones, Accumulation, Distribution, Markup (Bull Run), and Markdown (Bear Market). Considering important factors, I will try to be more significant in strategies rather than putting redundant information.

Accumulation Zone & Strategies to Follow


First of all, starting from the accumulation zone, in this market zone, whales and investors accumulate Bitcoins taking the realized undervalued market price, In simple accumulation zone is the most suited zone to invest in Bitcoin where the market price of Bitcoin goes lower than the realized bitcoin price.

For the rest, I think the topic is getting lengthened..

In this particular zone, a few more prominent Strategies can be taken for effective Bitcoin accumulation.

Strict DCA: DCA is the most recognized accumulation strategy used by the Bit-coiners to fill up their bags, many different types of DCA exist but here in the accumulation zone investors should prefer the Strict DCA on a particular time span and specific amount on each interval. Smart people consciously use this zone to boost their returns with good decisions but a few newbies and other investors try to wait for the Bottom, which can lead to FOMO later on, by adopting DCA in this zone a much more effective investment can be made as no one can speculation bottom accurately.

Use Limit Buying Orders: You can use the limit order, prepare a long-term buying analysis, and place equal buying orders on the different market support levels, this will greatly help in the volatility, in the accumulation zone compared to the other zones volatility remains constant (Consolidating market), still in case it will help you in decent buying prices.

Try to Avoid FOMO: In the accumulation zone on the initial stage and ending stage of the zone most people fall into the FOMO, better to control their emotions, be conscious while making any decision as it will directly affect your accumulation process, take a close look on the market sentiments and plan accordingly your next buying range & capital of that range to be invested.

Prepare the Emergency Funds:


I was not aware of it firstly while exploring the forum, in the Buy&Hold with a discussion between seniors and JJG, still need to be more familiar with this strategy but what I've learned is this amount should be in the stable currency from which medium you can utilize it in any sort of unexpected market momentum. I'd like to ask here what seniors think about this.


Distribution Zone & Strategies to Follow


The distribution zone in the Bitcoin's market cycle is the profit booking zone for the short-term investors who accumulated Bitcoins earlier in the Bear market  & accumulation zone. Here the accumulation does matter for those who are expecting their entry in the market for  2 or 3 cycles or even more. Even in the distribution zone, these Bit coiners accumulate Bitcoins but at a lower rate. Most people don't prefer accumulation here but still, those who are dedicated to Bitcoin or any other narrative (to avoid inflation, Saving mode, etc) do accumulate Bitcoins.

Hybrid DCA: DCA can be an all-rounder for you if you are making entries for a longer period regardless of the market cycle, in the distribution zone you can accumulate by just making a few changes in the DCA, considering market sentiments and changing your interval accordingly the same thing can be done with the capital amount to be invested in the particular entry.

Use Bots: You can use the Bots with a tight range with your buying orders, It's quite similar to the limit orders but here while the market stays consistent and shows lower volatility Bots can really help in effective average buying.

Be Patient and Depends on TA:  In the distribution zone, all you need is patience, while taking regular entries control your emotions of greed and fear, do not fall into any traps, and take entries strictly to the Technical analysis to ensure efficient buying prices. Consider most of your entries in the correction times.

Markup & Markdown Zone & Strategies to Follow


In the markup and markdown zone, the whole game revolves around the sentiments, you need to be psychologically stronger and be confident with emotions. In both of these zones, volatility shows its game and tries to manipulate the weak hands and maximum of them really fall into their hands.

Fear & Greed Index: Market sentiments are important in these zones and fear and greed indicators can really help while considering the entry times. Fear and greed really help in the accumulation, especially in the Bear Zone, you can use it for your strategy analysis in the Bull Run as well.

Buy Dips Aggressively: Dips are the opportunities, I would say buying dips alone can also be a good accumulation strategy in the Bear market even in the Bull run dips bring a lot of accumulation efficiently. Dips + DCA can be deadly  ;D accumulation combo in the bear trend. patience is the Key.

HODL: Hodl is a complete mind game, not only accumulation is important is more important to stick to it, and HODL should be your pure mindset while accumulating for even a single cycle or for the multicycle. I would recommend reading this thread to know more about the Hodl. HODL is purely a mental challenge  (https://bitcointalk.org/index.php?topic=5468668.0)

That's all I think, the topic is getting overlengthen.

To accumulate Bitcoin better, you must have good finance and good personal financial management for yourself, your family and your investment. Your investment should come to like your last priority because you and your family must survive, live well first.

If you have good job(s), good income, you can have more source of capital for investment after using part of your income for necessary expense and surely have money for emergency.

After you have fund, best strategy is Dollar Cost Averaging (DCA) with which you will make accumulation without emotion and you will be less affected by psychology cycle of market.

• Psychology of a market cycle (https://www.newtraderu.com/2021/07/28/psychology-of-a-market-cycle/).
• Dollar Cost Averaging Bitcoin (https://dcabtc.com/)

OP, you have done well to bring up this information here and it will really help newbies and those who haven't bought bitcoin yet. I will prefer the regular DCA method because this is the best way one can keep on accumulating more bitcoin, in order to increase his bitcoin portfolio gradually. DCA doesn't bother about the price of bitcoin at that moment either it is pumping or dumping because it is a continuous process and you are investing for a long period of time, maybe 8-10 years. Buying at the dip is also good but the disadvantage is that one have to wait till the price dips and at that time you might have spent the funds that you budgeted down for buying at the dip, which will lead to regrets at the end of the day. What matters is for you to have a proper plan of amount that you will assign for regular DCA based on your income. DCA approach is the best strategy for beginners, but if you have accumulated up to your target amount of bitcoin, then you can consider buying at the dip as a good strategy. Patience is the key to long term investment and DCA helps you accumulate with ease.

Simply stack Bitcoin if you have the means to do so.

I mean, paying yourself first, which includes setting aside a fixed amount of money to buy Bitcoin, works like a charm for me regardless of the market conditions. In my case, every time I win an art contest, receive my signature campaign payout, receive my monthly salary, or get paid for some freelance commissioned artworks, I make sure that every penny that fills my wallet automatically increases my Bitcoin stash.

No chart or any sort of noise. Just following a strict budgeting religiously.

Exactly right on point. It is my mindset when I started doing the DCA (dollar-cost averaging) mid-last year regardless of the market condition, cycle, etc. I honestly have less belief in “cycles” in which anything can change unexpectedly without warning.

This is why even if BTC went downhill last time, I was not concerned that much and I just kept on doing DCA. I always make sure that the money I’ve saved for family and emergency is my top priority and investments are at the very least in the priority list.

It is important about educating ourselves with the right mindset and approach when it comes to money management and financial situations regardless if we’re single or having our own families.  

You just said it all because most of the people who go Into DCA'ing doesn't really know they needs additional source of income to be able to withstand their family pressure and even though one must invest, it should be a moving business is there to take absolute care of the family and family needs to relief oneself from financial stress. Most times DCA'ing mostly good when there is a reserved funds which one can used for as backup funds to cover up every expenses without dipping hands into the investment during the DCA period.

We can always invest in bitcoin for any reason as far as we have the endurance to wait patiently to see the harvest of what we have invested come to pass, this now have to be under our own personal discretion to see if we are going for a particular aspect that warrant for such or not, some are short time traders and we know while others are long time investors who don't mind leaving their bitcoin for a longer period of time, they don't mind buying at any time since they know that it will take them time before they will be able to release.

First to accumulating Bitcoin you have to look at the benefits and the rewards, it's not profitable to accumulate Bitcoin and then lose it to scammers or hackers so you ought to protect your funds no matter the amount of Bitcoin you can afford.

Firstly you can buy Bitcoin from centralized and decentralized exchange but personally I choose to buy from decentralized exchange because it protects my anonymity and other benefits.
But below is a list if decentralized exchange and centralized exchanges
https://bitcointalk.org/index.php?topic=2906237.msg29885570#msg29885570

Also never leave your funds in an exchange that's why you need to have a personal wallet, I use cold storage wallet to save my Bitcoin because it's offline and more secured.

You can use this for educational tool about cool wallet setup.
https://electrum.readthedocs.io/en/latest/coldstorage.html

Security is very important, and how much or how to accumulate should not be complicated, always use yourself as the main subject you know what you can sustain a living with and what you can save up, so work with your income and as time goes you should grow.

This is actually the core point before one should go into bitcoin accumulation, the security of ones funds and this is done by the way you treat your wallet seeds phrases or keys. The key thing is setting this wallet up by yourself and not trusting third parties to do it for you even if it is some you trust. For someone going into a long term hodling the best thing should be the user of offline wallets like hardware wallets. Although it is a bit complicated but a multi sig wallet is one of the most secured with at least two co-signers, but this should be done on different to avoid a single point of failure associated with the use of master seed.

While considering the amount to invest, one should set out just an amount considerably you can lose. My take of at least 20% of your income is wise but one can go higher if they have the funds

Nothing beats a perfect trading when it comes to most effective Bitcoin accumulation, but the problem is the timing.  People never know when will be the next dip to buy Bitcoin and when will be the next surge to sell BTC and not get burn due to miscalculation

Instead,  more people go for hodl in order to save themselves from the troubles of daily volatility of Bitcoin market.  Aside from that long term holding also save investors from rigorous calculation an chart reading which at the end the prediction created is still not 100% to happen.

The simple solution we have in this scenario is DCA as OP mentioned already. Another thing to keep in mind is that we need to have basic knowledge about finance and money management. Your monthly expenses and how much money you are going to save in bitcoin need to be adjusted correctly. Because in case of any emergency you might need some extra money...You need to have a plan for how you will face this situation. Investing in bitcoin with monthly savings and selling it in an emergency can be a bad habit if you want to hold bitcoin for the long term.

Investment without a proper plan & strategy execution is worthless and inefficient. The time we spent a couple of months from April to October was the best accumulation zone entry, now from here the markup entry will start and many will lose patience and in FOMO they will hit their badly.

As OP mentioned in any zone patience is the key, well personally I do agree that DCA is an all-rounder but in the Distribution and Markup zone hybrid DCA type of strategy with lupms and sums can be more efficient. OP made a very good start in covering most of the strategies with their best fitting but due to the lack of experience, I think a couple of more things left over way a decent work done by OP I would like to call over a topic where I had discussed the accumulation.

☑ Things to keep in mind before accumulation of Bitcoin (https://bitcointalk.org/index.php?topic=5413303.msg60927021#msg60927021)

Besides that multi-cycle accumulation requires very detailed analysis before jumping into the accumulation, a couple of things must be taken into account if you are going in multi-cycle it is a multicycle for others for you consider it a single cycle of longer duration, where you'll get more back to back accumulation zones and never miss out this particular zone for a good accumulation. It can be even more efficient in buying compared to the Bear market.

Bitcoin Accumulation is dead simple if the simple dollar cost averaging strategy is employed. In the early days, the phrase "Buy low, sell high" resonated with the community. I don't see it being used much today but the key takeaway is to simply be patience and whenever the market presents an opportunity and there's a sell-off, the goal is to buy as much as your current budget allows. It's that simple in my opinion.

For users that want a more systematic approach that could lead to a slightly better result, then OP's content about market zones will come in handy.  Personally, I've made my mistakes in the past but right now, I try to live a very simple life.

I still believe we won't see the FOMO before the approval of the bitcoin ETF in the next year. If this prediction becomes true then we have a few months of accumulation zone and we might now see this level ever again in the future.


You can call it by a fancy name but all of them follow the basic DCA strategy which is buying bitcoin at regular intervals. Being consistent in your intervals is important because you need to make a habit of it. You can include a few more steps to make your investment efficient but the difference won't be too much.

First i thought accumulation is done for the long term holding. For example if i am accumulating btc then i will or shall have a plan to when i will book the profit. Generally I will say, I would hold btc for ath that comes after halving and that time depends and is not specified.

Now i need some clarifications from you that, you said, distribution zone is for booking profit from the accumulation that you had did but for the short term investors. But i would say anyone who have accumulated the BTC and are trying to book the profit in ath then they might not be considered as short term investors. Because they are at least holding the funds for 1 year and must be consider as holder (long term) I might be wrong here that's why i am asking you to please simplify it for me.

And do you know something about A/D indicator because if you are talking about accumulation and distribution then a little talk will worth it but otherwise. I also not know about A/D indicator that much just trying to get some more idea from you.

PS: BTW a nice compilation, i really like your post and keep coming with such topics.

Regarding with good finance and have many passive income way seems not problem for accumulating bitcoin despite on market green or red, but difficult to manage with having trouble finance spend our salary for accumulating bitcoin exactly when higher price. Need stable of financial condition to get comfortable accumulate or invest in bitcoin what ever condition or market seems not problem when have much saving use for investing in bitcoin.
But your ideas is good and adopted well not only for investor with stable financial condition but also for every one still not get dependent with their financial condition and should manage well for accumulating bitcoin from their salary payment.

With your careful analysis, what I deduse is that, anyone who has taken out time to understand market trends and movements will be able to instinctively accumulate BTC with the determination and discipline to know the right percentage to invest and the percentage to keep aside.
A trader who knows when to set aside a portion of their gains from trading, will always have more to reinvest, paybills and save.

Also, anyone who invest in BTC as a passive income is sure to have another job that pays the bills and afford some necessities, otherwise as a single source of income, it might be difficult to save up or DCA when the market starts having its volatile moments.

That's true because you, having, only one means of income and wanting to save and buy Bitcoin from that same income will and can make you frustrated because it's from that same place and money that you will use to cater for the needs of your daily life.
An investment in Bitcoin is very good and lucrative but if it isn't well planed it will well lead to economic frustration and confusion because you actually can't save money and will not be willing to touch or use it when you are in need to handle the issue.

I fully agree with this. Although the OP's advice is not bad and he talks about DCA, what happens is that in a sophisticated way he also recommends accumulating more in the low phases of the market, which is fine but it also means to time the market.

As a summary, for those who don't have much of an idea and don't want too much trouble, just do strict DCA. For people with more experience and knowledge, the advice of the OP can be useful.

Strict DCA is the best. Just keep buying in any market condition. You shouldn’t modify your original investment plan though. For example, you decided to buy $200 worth of btc every week. You should do this no matter what the markets do. You shouldn’t buy more when the markets are down or buy less when the markets are up because that would be “timing the markets”. Remember, DCA isn’t about timing the markets. It is about being the market. If you do this for a long time, you will minimize your risk of losing money.

You may make more money if you go with the other route. (Timing the markets) But that requires financial education. You need to make the right guesses. DCA’ing is way easier and anybody can do it.

Every other thing with Bitcoin accumulation comes after a good source of income, if you are not financially stable, your Bitcoin accumulation will not be that effective, you will be sluggish about it because you are to also survive financially while buying Bitcoin, the best advice I can share with people is to find a good source of income first, how and when you will start buying Bitcoin comes after.

Some people get tired of accumulation after a while, maybe because it looks like the bull market isn't coming soon, a close friend is presently behaving in such a manner right now and I am the only one cheering him up to be strong, it seems most people are like this, they get tired along the way too quick.

Honestly, it's best to prepare yourself for the bear market before it even get started, make your money in the bull market and wait for the bear market, divide your money into three for three long years of possible bear market, and use those funds to DCA monthly as we gradually go through the bear season, things don't just get easy, you prepare for it.

The OP did good research and presentation on the various plans to accumulate Bitcoin as well as how to handle situations that might make one lose focus. But I like to keep it simple to avoid complications. For me, bitcoin accumulation is automatically embedded in my income. What that means is that when my income increases, it will affect my bitcoin holding but a reduction of my income will make me buy less. This is just my simple method because I don't have much idea about market analysis or the use of bots.  Looking at the market condition can also lead to FUD, this is why I don't pay much attention to it and just focus on my accumulation plans. My profit margin is not too high to avoid missing out. I will sell some part of my coins when it gets to my target and keep others for the next phase of my plans.

Emergencies funds are not that easy to prepare, because you must be making a lot of money to be able to put some funds aside for emergencies and still be able to take responsibility at home, this can be very demanding, so the best advice I can give anyone about Bitcoin accumulation is to get a good job, and make sure you cut your clothes to your size.

Just because your friend can buy or DCA with $100 every week into Bitcoin doesn't mean you must do the same thing, your friend's job might be paying a lot more than yours, and also the responsibility of your friend might be lower than yours, do not chase anyone when DCAing into Bitcoin.

Buy and Hold based on how much you are earning, if you are earning less, then invest less in Bitcoin, you need to remember that surviving throughout the bearish market is tasking on its own and that's why you need to invest what you can only afford to lose, it's going to be a tough ride but if all you invest is money you won't be needing for the next few years, you will make it through peacefully.

Simply awesome way to go with the Bitcoin. I couldn’t agree more on the mentioned methods here because I am already following couple of them. First DCA is my favourite and secondly aggressive buying in the bear market is just best way to recover everything. I mean that’s the best point where we can boost our average purchase cost and thus can easily put me into even safe zone. This directly takes me closer to the profit window. However with the same strategy I am already living a good line with my portfolio above Break even point since I am holding most of the coins since last year and with various payments now and then I am automatically making DCA work for me. It’s definitely one vote up strategy.

Will it be most efficient at the end of the day, I really don't think so, Newbies can go for this strategy as they are not very experienced and they don't possess the lumps and sums. Why be dependent if you are capable of doing much better?


Haha... So my senior brother/sister you are in a very big misconception, the Bitcoin cycle is a reality and its proper analysis is very important because you won't be able to make any efficient decision without it.



Do consider that..  here we are not discussing the financial goals, it's purely about the Bitcoin accumulation, Everyone knows family is to be always your first priority, senior.


A very good point I was considering this point here but due to the length optimization I exclude this external factor. Anyway all you need to know about strategy is already there for the proper accumulation process as pre and after management, we can discuss later in any other topic.


First of all the 1-year hold and invest can't be considered a long-term investment it may fall into the semi-mid-term investment. Let me clarify but in the Bitcoin, a cycle lasts 4 years and in the cycle, the time span is not at all specific with any zone as any zone may last 2 years+ or any zone may last in a few months. booking profit on ATH cant be a long-term holding as a long-term.


Thanks for the appreciation pretty disappointed by the response on the thread as everyone seems to be discussing the DCA DCA & DCA nobody considering the discussion of the Zone specific strategies which were mentioned to be discussed as after this whole study before posting and in my post as well I did mention that DCA can be an allrounder but it is not at all efficient if it is justified that was used to be the purpose of this topic. Everyone posted hurry I think except for a few ones  (3 to 4) that they considered a redundant or typical topic. There were a few concerns which are not clarified. I was expecting a full-on debate on different strategies to obtain useful insights from seniors.

That it I will consider other replies in the next post.

Let's see what impact it brings in the new replies after changing the Subject title.

i was going through and stumble upon this thread which i really feel informative like Accumulation of Bitcoin is really good part if you are going for the big race and have set your goals to take ATH profit ...

Well, DCA is really interesting thing for the accumulation of bitcoin. I appreciate you for that you may have invest you quality time to compile this data And Secondly, You give the advice to avoid the FOMO which is really positive point in your Post. Most of the time people stuck in the FOMO trap and take sudden decision being emotional or in Hurry.

I also had created the thread over FOMO like how people can overcome this If you don't mid i'm mentioned it here....>>>A Guide for Cryptocurrency Newbies for Overcoming FOMO (https://bitcointalk.org/index.php?topic=5467606.msg62880768#msg62880768.html)



You also Point out this thing here even you learn it from here which is really good thing like we learn from each other experiences we had in our daily life. what you learn you share here with us. You had done your best part to emphasis to always be ready for the emergency fund  for those who are putting their all funds for the Bitcoin accumulation blindly. like, they don't spread out some of their money aside so that they will be able to use it in the emergency situation or whenever they need it.

At the end i would say OP, keep bringing here informative topics like this. Reading these kinda threads may help newbies to learn and groom their self at the same time. 

You have got a valid point, I honestly, did now know the terms, like semi mid term etc. I searched it on AI and asked about it and it says, mid-term investment is less than 3 years and long-term is longer than 5 years. I don't know if this information is accurate, but I am aware of the types of trading and also know how long a trader holds on his/her trades, and if that limit crosses I start to call it to hold. And that's a maximum of 1 year.

But I think I should check on it more because I need more confirmation to start accepting new knowledge because I was getting the wrong idea till now just by accepting the statements others made on the time period of trading and holding.

It's not your fault, sometimes it happens here, I mean I also made this mistake once, when I read the topic and a few lines of the post and interpreted it wrong and made a reply that was totally off-topic, but I think DCA talks are somehow relevant to your topic, I did not read all of the replies one by one made on this topic.

But, If you say so, then I think I can agree with you on it.

And talking about the irrelevancy of the commentators, I think your topic is a broad one, I mean, it would be wise if you would talk about each of the zones in different topics, like a version or series. That would be wise and try to remain more relevant in your individual topics because that's how you will get relevant replies on your topics. Otherwise, members are really not in a very rush but except a few, and all they do is notice some mistake or correction, or if they have any idea about something that you have written in the post, they share those ideas and nothing else.

This forum is really great in this manner my friend, because I got to learn a lot about crypto and BTC, just by reading posts and replying to them. And the best part, where we learn more is when someone writes a word which is not in y mind's dictionary. I mean new to me. So, what I simply do is go to Google and search about it and read about it, and while reading it, I get to know about more terms. Is that not awesome?

And the accumulation and emergency funds are the terms, about which I get to be familiar with recently by jayjuangee. I can see you were also active there and the OP was too, I think from that topic we all get to know about this new information. I don't know if you have any experience, or if you are also like me. I would like to ask; did you make your first purchase of BTC till yet or not? Well, I am still making enough money but, in this inflation, I was able to make only $30 but saved in local currency. I hope to buy some BTC from the gladiator (our local community guy as he is making p2p) But for that, I will wait to see his legitimacy.

Oops, I was going 0ff-topic. The thing is, we should definitely have emergency funds otherwise we will be devastated, I recently made a reply to JJG, and you should read that, in my post history. You will get to know more if you will read all the replies we had.

This is truly an extensive explanation for both new members who are just starting their Bitcoin journey as well as those who have been there. It truly cover most of the discussion in various threads I have been following and it is good to see them all brought together under one thread.

I tend to favour long term HODL because I have found that more effective and comfortable for me, which also allows me to maximize profits. In other words, long-term HODL allows me to grow in wealth, and as you know, the feeling that you have aged for the future has a way of adding to longevity.

Considering the little time we have before next year's halving, I think anyone preparing for the anticipated bull run expected to start next year can combine the DCA method and instant execution at key price points. In this way, you would have injected a reasonable amount of money into Bitcoin before the price shifts to a new zone. I have seen a lot of discussion in favour of this approach, and that confirms it is an effective way of accumulating Bitcoin.

Dear the time span of all these short to long-term investments can vary from market to market or perspective to perspective, as you know here in the Bitcoin and crypto market a one-year investment is considered a mid-term investment. Information can be wrong or right here but what matters is the source and the point of view of explaining the cycle to the end. You can compare the interval between the stock market and Bitcoin to authenticate what I'm trying to say.

The Investment category falls under the total cycle timeline in your analysis if the cycle is 4 years 1 year is short term and 2-3 years is mid-term and 3-4 years is long term. So what matters is the total timeline of your analysis. Here in the Bitcoin market we generally consider every analysis of zones based on the 4-year cycle.


HODL can be really a good approach in both terms to maximize the returns and to avoid any FOMO and fear with market momentum, in other words a risk management proof strategy.

Even so, he can use Dual Investment. This strategy is easy to implement with no stress. Works more like DCA but the advanced version of it where you can set when to sell or buy automatically

Indeed, your views on Bitcoin accumulation and financial management throughout bull and bear markets are generally shared! First, supporting your friend during their Bitcoin accumulating scepticism is admirable; such moral support is crucial during crypto market turmoil. Division of funds and selectively DCA over possibly long bear markets shows insight and disciplined investing that many ignore.

The mental and emotional sides of investing, especially in a risky market like cryptocurrencies, must also be explored. A strong support network and ongoing knowledge-sharing sessions may help one cope with market unpredictability and psychological fatigue. Forums, discussions, and community events where people share experiences and strategies can strengthen one's determination and the crypto community's.

The best part in accumulating is actually when market is showing it is at a discount price. There I already use the strategy I have mentioned before to buy and then set when to sell. Honestly, there a several means to reduce stress in this market period

People often acknowledge that while the DCA is a good strategy, it might be best to just wait out the times of extreme volatility of the bull and the bear markets. I think it's enough to only wait out the rapid bull markets, as I see no issues with buying when it's going down.
I appreciate the detailed guide of the op with the tips for different zones, and surely some might be willing to upgrade their strategies to use some of those tips. However, a major advantage of the DCA is how simple it is, whereas this sort of guide makes it a much more elevated (and complicated) strategy because a person needs to identify the zones (which IMO are often identifiable only in hindsight, by the way) and follow specific zone-dependent guidelines.

It is true that nothing can be predicted with certainty about market movements. Sometimes we find that the price of a particular coin goes up periodically after we sell our investments but when we buy a coin the price of that coin goes down again. Many people may sometimes think that the market is in the opposite direction of our investment, but this is not the case. If we take a good look, we will realize that the timing of our investment was wrong we did not invest at the right time. We have to have a lot of understanding about the market, besides having a lot of understanding about the market we have to wait for the right time when we can invest. Before investing we should have the idea that we must hold our investment for a long time. Whenever we hold our investment for a long period of time we will see that after a long time we have got a lot of good from our investment.

Most likely they need to adjust their position size - or at least maybe the amount that they are putting into bitcoin.. because maybe they put in too much in the beginning.. and sure they could also be in the negative if they front loaded at higher prices and then even if they continue to buy, they are not able to bring down their average cost per BTC below their current average cost per BTC.


Sometimes people conclude that they prepare for the bear season by selling, and sure, I am not really opposed for selling on the way up, but it can be a bit problematic to be selling on the way down.  And, another thing with selling is that frequently there are needs NOT to sell too much too soon.--- especially if you consider yourself to be in BTC accumulation phase, and maybe you don't really have a lot of bitcoin, so it would not even make a whole hell of a lot of sense to sell much of your BTC, especially if you are really early in your BTC accumulation phase.. .and only you (or each one of us) can determine much BTC that we believe that we need based on where we are at in life and other personal circumstances.

So DCA is fine but you can simply enhance it with

Step ladder down buys at an exchange

and step ladder up sells at an exchange.

Along with a dca cash reserve.


Step 1 set up 100usd a week dca
step 2 set up a -15,-20,-25,-30 % buy for 250 + 250 + 250 +250

Step 3 set up a sell off ladder at levels like 72k 88k 101K 125K

Step 4 stack some case reserves 50 a week dca

so in a year

you purchase 5200 usd in btc
you may buy lump or not 1000 usd cash for lump buy's
you may sell lump or not 0.04 btc for up sales
and 2600 cash

this plan calls for 7800 dca in a year and 1000 + 1000 for possible swing up or swing down

and at the end of each year re evaluate your next years setup.

Adjusting the position for each purchase for me will not be a big problem in accumulating Bitcoin. Because at each stage someone may not have an appropriate budget so their purchasing level is a little small but that is not a problem. Because from the initial investment stage they did not accumulate large amounts of bitcoin so it would not have a negative impact on the planning they had done. But if they commit large quantities in the initial stages of purchasing they will likely have to balance the budget accordingly at later levels and stabilize their planning at each stage.

But each person may have quite different ways of accumulating Bitcoin. It could be that they buy instantly in the early stages with large amounts and when the price falls they only have a small budget to accumulate Bitcoin. Which could be that in the course of their Bitcoin investment it becomes negative if you look at the estimated value they execute. But still it will not affect performance fatally enough if they continue to buy to be able to balance a structure in better planning in the years to come.

Well said JJG, I would never recommend a beginner to invest much at his initial level, reason being that, at that level the investor might not have the ability to make decisions using his knowledge rather than emotions, at least the person should apply DCA with smaller amount before graduating gradually to accumulate with higher figures. I will also recommend knowledge before diving into holding, and knowledge without application is as good as waisted efforts because, there is no need for learning at the first place if you'll  discard all that you've learnt when the time for applying them arrives, it's wise to ask experienced persons questions, so you'll learn from practical individuals rather than reading too many articles that has misleading solutions to your question.




Here is a post (https://www.reddit.com/r/Bitcoin/comments/16i0ati/i_used_to_have_20_btc_now_i_only_have_1_its/?utm_source=dlvr.it&utm_medium=twitter) I saw a month ago where a bitcoiner was advising other not to sell their coins the way he did.

https://talkimg.com/images/2023/09/18/6JBOq.png



I have seen cases where by people buy so much coin and within a short period, they came back selling them, not because they've achieved their goal but because they applied the wrong strategy at the wrong time. I am not a fan of accumulating with lump sum as it can easily tamper with your emotions, especially when you are a beginner.

This is extremely important as I can relate before. Always have extra funds, emergency funds. Because in the Bitcoin market, always expect the unexpected. I experienced this before when COVID-19 started, we saw a huge dump there, and everyone must remember it.
With I have no emergency funds, I nearly loaned money to someone just to buy cheap Bitcoins but it changed my mind, I know it's wrong to loan just to buy Bitcoin or any asset that is not guaranteed.

We can expect a lot from our investment but we must not forget that many things can happen in our life and by that, we must have extra, emergency funds like you said. We need them for what we don't expect but if it comes, we can solve unexpected situations well enough.

If we are not well prepare for unexpected situations, we will have very big trouble.

The massive dump shortly after World Health Organization announced that it is a pandemic and named it as Covid-19 in March 2020, is unexpected situation. Thank you for recalling it as a reminder for extra plans in our investment capital and general financial management.

Extra funds can help us living well enough through hardest time like many people lost their jobs during and after the pandemic.

I think that we are saying these kinds of things differently Makus because almost always, I recommend to almost everyone to get into bitcoin as soon as possible and don't delay and to establish some kind of a stake in bitcoin, and I don't recommend that people try to find any kind of a great entry point or that they wait and study the bitcoin matter.  From my point of view, they can study once they are already in, and surely bitcoin can be somewhat complicated, but there are still ways to start right away and get price exposure, but don't get so much price exposure that you are either gambling and/or not prepared fo rthe price to move in either direction, including potentially correcting 70% to 90% after the purchase.  Another thing that I say is that I am not responsible for whatever people choose to do. They can do what they want, and an overwhelming majority of the time people fail/refuse to act, and if I had known them for a long time, they might remember that they should have had listened to me many years earlier, but I still tend to repeat the same thing.. "get the fuck started." and if you are unsure about it, then just take a smaller position size, build your position size and/or learn about bitcoin since it is such a great thing to know about - including that if they have some level of price exposure, then they are going to be more likely to pay closer attention and perhaps to learn better, as compared with someone who does not have any bitcoin exposure.

Regarding a specific situation in which a person is regretting that s/he bought too much at an earlier time, then they might well have to consider what to do and if they are going to keep buying, stop buying or sell, and surely I hardly ever recommend to sell unless it is some kind of an emergency, then there are selling strategies too, in order to lessen some of the BTC price exposure, but most people do not have the problem of having too many bitcoin, an overwhelming majority of people have the problem (maybe even in the ballpark of 99% of the world's population) of not having enough bitcoin.... so if the overwhelming majority of folks have a problem that they do not have enough bitcoin, then most of the time selling is not a good solution, unless it is just to deal with some kind of a short term situation that they might have put themselves into if they had bought too many BTC in accordance to their own budget and to have not been prepared for BTC prices to either go down or sideways more than they expected, and perhaps for longer than they expected.


Yep.. I largely agree with the sentiment of the story in terms of describing that selling the BTC was the mistake, and generally people are likely going to figure out ways to manage their budgets, especially if they start to feel that they have a lot of value building up in bitcoin, and so selling is not necessarily a problem if you have figured out a kind of longer term plan, and surely the guy in the story had little to no plan to even be in a position to sell 95% of his bitcoin, instead maybe selling 5-20% might be more practical, but really if the guy is not in some kind of a BTC surplus situation, it makes little sense to sell very many bitcoin at all unless it is spend and replace and also figuring out how many BTC that he might need in a longer overview kind of a time horizon, which is not easy to do with bitcoin based on how great its volatility tends to be and is likely going to continue to be.


Lump sum would usually be a kind of advanced strategy for a person who already has a pretty diversified investment portfolio, other kinds of employment of lump sum are better to be supplemented by DCA and buying on dip... but hey, people can do what they like, including getting their lil selfies reckt because they invest too much at into BTC at once and they do not sufficiently/adequately prepare for BTC prices to move against them.

We must have a proper plan to store bitcoins in any situation. Bitcoins are difficult to accumulate under all circumstances without proper planning. If we want to deposit a certain amount of Bitcoins weekly or monthly then we must first create a weekly or monthly routine so that no matter how high the cost is or how high the demand is, we can deposit a certain amount weekly or monthly according to the routine. Storing Bitcoins is a very necessary task for every Bitcoin user. You have enough money if you plan properly with that money but you cannot use that money properly. You must deposit a portion of your weekly or monthly income into Bitcoin and you must assume that the amount of money you are depositing in Bitcoin is not your income, that is, the amount of money you are depositing in Bitcoin is going out of your money. We need to make it a habit to deposit bitcoins according to routine so that we can enrich our bitcoin investment by depositing certain amount of bitcoins every week or month.