Bitcoin Forum

Economy => Lending => Topic started by: byt411 on July 02, 2014, 12:08:48 AM



Title: Offering Short-Term Loans!
Post by: byt411 on July 02, 2014, 12:08:48 AM
Offering Microloans up to 0.15BTC. Maximum term is 3 weeks.

Newbies: You must provide 130% value in collateral, and interest will be 3%/day.
Members: You must provide 125% value in collateral, and interest will be 2.5%/day.
Full Members: You must provide 120% value in collateral, and interest will be 2%/day.
Senior Members with trust: No collateral for loans up to 0.15BTC, and interest will be 1.5%/day.
Senior Members without trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 1%/day.
Hero Members: No collateral, Interest: 0.5%/day.

Of course, all of this is negotiable, and larger loan amounts can be provided if needed.


Title: Re: Offering Short-Term Loans!
Post by: monbux on July 02, 2014, 12:13:32 AM
The percentage of collateralshould not be determined by member level and activity... that's discrimination :P  the collateral amount should be determined by jow stable of a collateral the lender will receive.


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 02, 2014, 12:29:43 AM
The percentage of collateralshould not be determined by member level and activity... that's discrimination :P  the collateral amount should be determined by jow stable of a collateral the lender will receive.

Yeah, I know that, but it'd be less likely for a Senior Member to throw away their account for such a low amount, they'd be better off selling the account.
At least that's my opinion. When lending to newbies, I run a greater risk, so I ask for extra interest.


Title: Re: Offering Short-Term Loans!
Post by: Vod on July 02, 2014, 12:48:57 AM
Senior Members with trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 0.5%/day.
Senior Members without trust: No collateral for loans up to 0.15BTC, and interest will be 0.5%/day.

Isn't this backwards?  Wouldn't you give the senior member with trust more of a loan?


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 02, 2014, 12:51:11 AM
Senior Members with trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 0.5%/day.
Senior Members without trust: No collateral for loans up to 0.15BTC, and interest will be 0.5%/day.

Isn't this backwards?  Wouldn't you give the senior member with trust more of a loan?

Oh crap. Thanks vod, and yeah, that's the wrong way round.


Title: Re: Offering Short-Term Loans!
Post by: haploid23 on July 02, 2014, 02:32:02 AM
I see you don't loan to hero members. That's also discrimination  :P


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 02, 2014, 11:37:51 AM
I see you don't loan to hero members. That's also discrimination  :P

Fail again. I'll update that... -_-

A lot of accounts are bought/sold on here, so you gotta be careful who you loan to. A scammer could buy a senior account and then scam you out of a loan.

Yes, but scamming that little is stupid, Senior Member Accounts are worth much more.


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 02, 2014, 11:15:38 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)


Title: Re: Offering Short-Term Loans!
Post by: jaberwock on July 02, 2014, 11:31:44 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)

Thank you received!


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 11, 2014, 08:32:27 PM
Another Loan has been sent.

Amount: 0.4BTC
Period: 2 Days
Latest Repayment Date: 13th July, 2014
Interest: 1% Per Day
Loan Txid: https://blockchain.info/tx/3308fe67a86d04cd806d6537f622ece24c5ac4d28d1bd6b4bbcc369f8b1e85a9
To: cooldgamer (https://bitcointalk.org/index.php?action=profile;u=79720)

This is a special circumstance, and since I trust cooldgamer, such a loan with special circumstances was given.


Title: Re: Offering Short-Term Loans!
Post by: cooldgamer on July 11, 2014, 08:33:47 PM
Another Loan has been sent.

Amount: 0.4BTC
Period: 2 Days
Latest Repayment Date: 13th July, 2014
Interest: 1% Per Day
Loan Txid: https://blockchain.info/tx/3308fe67a86d04cd806d6537f622ece24c5ac4d28d1bd6b4bbcc369f8b1e85a9
To: cooldgamer (https://bitcointalk.org/index.php?action=profile;u=79720)

This is a special circumstance, and since I trust cooldgamer, such a loan with special circumstances was given.
Confirmed


Title: Re: Offering Short-Term Loans!
Post by: tins on July 13, 2014, 10:57:55 AM
Offering Microloans up to 0.15BTC. Maximum term is 3 weeks.

Newbies: You must provide 130% value in collateral, and interest will be 1.5%/day.
Members: You must provide 125% value in collateral, and interest will be 1%/day.
Full Members: You must provide 120% value in collateral, and interest will be 1%/day.
Senior Members with trust: No collateral for loans up to 0.15BTC, and interest will be 0.5%/day.
Senior Members without trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 0.5%/day.
Hero Members: No collateral, Interest: 0.25%/day.

Of course, all of this is negotiable, and larger loan amounts can be provided if needed.



I'd like to borrow 0.1 btc. Get paid from Gaw sig payment on the 19th. (Plus have alts on mcxNOW, if need be) Will re-pay full amount plus any interest by then at the latest.

In short- tins borrows 0.1 btc today (7/13/2014) pay back .10352 (interst plus transaction fees) on or before 7/20/2014.

If accepted, send to my btc address: 17AQrNvKbvgYf67jbK5YzNMcyGLvXhjm2G

Thank you,
tins


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 13, 2014, 03:58:00 PM
Offering Microloans up to 0.15BTC. Maximum term is 3 weeks.

Newbies: You must provide 130% value in collateral, and interest will be 1.5%/day.
Members: You must provide 125% value in collateral, and interest will be 1%/day.
Full Members: You must provide 120% value in collateral, and interest will be 1%/day.
Senior Members with trust: No collateral for loans up to 0.15BTC, and interest will be 0.5%/day.
Senior Members without trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 0.5%/day.
Hero Members: No collateral, Interest: 0.25%/day.

Of course, all of this is negotiable, and larger loan amounts can be provided if needed.



I'd like to borrow 0.1 btc. Get paid from Gaw sig payment on the 19th. (Plus have alts on mcxNOW, if need be) Will re-pay full amount plus any interest by then at the latest.

In short- tins borrows 0.1 btc today (7/13/2014) pay back .10352 (interst plus transaction fees) on or before 7/20/2014.

If accepted, send to my btc address: 17AQrNvKbvgYf67jbK5YzNMcyGLvXhjm2G

Thank you,
tins

I can provide up to 0.07BTC, and up to 0.15BTC if you can provide 110% collateral.


Title: Re: Offering Short-Term Loans!
Post by: cooldgamer on July 13, 2014, 05:47:50 PM
Another Loan has been sent.

Amount: 0.4BTC
Period: 2 Days
Latest Repayment Date: 13th July, 2014
Interest: 1% Per Day
Loan Txid: https://blockchain.info/tx/3308fe67a86d04cd806d6537f622ece24c5ac4d28d1bd6b4bbcc369f8b1e85a9
To: cooldgamer (https://bitcointalk.org/index.php?action=profile;u=79720)

This is a special circumstance, and since I trust cooldgamer, such a loan with special circumstances was given.
Confirmed
Repaid: https://blockchain.info/tx/e3d856e2652b9468b1d09c788584307f18531c463ee83fa1a956b08334727058


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 13, 2014, 05:48:21 PM
Another Loan has been sent.

Amount: 0.4BTC
Period: 2 Days
Latest Repayment Date: 13th July, 2014
Interest: 1% Per Day
Loan Txid: https://blockchain.info/tx/3308fe67a86d04cd806d6537f622ece24c5ac4d28d1bd6b4bbcc369f8b1e85a9
To: cooldgamer (https://bitcointalk.org/index.php?action=profile;u=79720)

This is a special circumstance, and since I trust cooldgamer, such a loan with special circumstances was given.
Confirmed
Repaid: https://blockchain.info/tx/e3d856e2652b9468b1d09c788584307f18531c463ee83fa1a956b08334727058

Confirmed. Was a pleasure.


Title: Re: Offering Short-Term Loans!
Post by: tins on July 13, 2014, 10:35:49 PM
Offering Microloans up to 0.15BTC. Maximum term is 3 weeks.

Newbies: You must provide 130% value in collateral, and interest will be 1.5%/day.
Members: You must provide 125% value in collateral, and interest will be 1%/day.
Full Members: You must provide 120% value in collateral, and interest will be 1%/day.
Senior Members with trust: No collateral for loans up to 0.15BTC, and interest will be 0.5%/day.
Senior Members without trust: No collateral for loans up to 0.07BTC, 110% collateral for loans up to 0.15BTC. Interest: 0.5%/day.
Hero Members: No collateral, Interest: 0.25%/day.

Of course, all of this is negotiable, and larger loan amounts can be provided if needed.



I'd like to borrow 0.1 btc. Get paid from Gaw sig payment on the 19th. (Plus have alts on mcxNOW, if need be) Will re-pay full amount plus any interest by then at the latest.

In short- tins borrows 0.1 btc today (7/13/2014) pay back .10352 (interst plus transaction fees) on or before 7/20/2014.

If accepted, send to my btc address: 17AQrNvKbvgYf67jbK5YzNMcyGLvXhjm2G

Thank you,
tins

I can provide up to 0.07BTC, and up to 0.15BTC if you can provide 110% collateral.

Hi, Byt411, I appreciate the offer. I am taking up jeezy on a loan offer, since I have had 2 previous loans through him.
Once again, thanks you for your time.


Title: Re: Offering Short-Term Loans!
Post by: tins on July 14, 2014, 02:36:31 AM
byt411, I am not sure why my full message did not go through properly. I seemed to have come out jumbled.
Anyway, I apologize for wasting your time with the loan request, then going with someone else.
If you post your Dogecoin address, I will send you an apology tip.

-tine


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 14, 2014, 08:25:40 AM
byt411, I am not sure why my full message did not go through properly. I seemed to have come out jumbled.
Anyway, I apologize for wasting your time with the loan request, then going with someone else.
If you post your Dogecoin address, I will send you an apology tip.

-tine

No, no need, if you check the pm it was sent before you replied here.


Title: Re: Offering Short-Term Loans!
Post by: jaberwock on July 14, 2014, 02:00:16 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)

Hello, What is the repayment address?


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 14, 2014, 02:20:28 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)

Hello, What is the repayment address?

The repayment address is 1Cb2JZxh2R8UxLCuQofdNFm4qnSkga2YyU


Title: Re: Offering Short-Term Loans!
Post by: jaberwock on July 14, 2014, 03:16:15 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)

Hello, What is the repayment address?

The repayment address is 1Cb2JZxh2R8UxLCuQofdNFm4qnSkga2YyU

Payment sent! Thank You


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 14, 2014, 04:13:59 PM
A Loan has been sent.

Amount: 0.05BTC
Period: 9 Days
Repayment Date: 11th July, 2014
Repayment Amount: 0.05225BTC
Loan Txid: https://blockchain.info/tx/f4d537eda8b219e5424874020b27f708c67041ea8d62fcfcc17ebd50dab6aef3
To: jaberwock (https://bitcointalk.org/index.php?action=profile;u=119404)

Hello, What is the repayment address?

The repayment address is 1Cb2JZxh2R8UxLCuQofdNFm4qnSkga2YyU

Payment sent! Thank You
https://blockchain.info/tx/b36242d8ba3cb58a4094bf350c22a76b6763177603e1e19a1a919fd21652056e

Confirmed!
We had negotiated beforehand to delay the repayment a little, with additional interest.


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 14, 2014, 09:52:14 PM
A loan has been sent.

Amount: 0.15BTC
Period: 4 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.1532
Loan Txid: https://blockchain.info/tx/302f12942ff2bfe11815fb3dc76a43142401f7acc8d2739a332c7e3ccd4c3ccd
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in


Title: Re: Offering Short-Term Loans!
Post by: leancuisine on July 14, 2014, 09:53:27 PM
A loan has been sent.

Amount: 0.15BTC
Period: 4 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.1532
Loan Txid: https://blockchain.info/tx/302f12942ff2bfe11815fb3dc76a43142401f7acc8d2739a332c7e3ccd4c3ccd
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in
Confirmed, thanks.


Title: Re: Offering Short-Term Loans!
Post by: leancuisine on July 15, 2014, 04:55:21 AM
A loan has been sent.

Amount: 0.15BTC
Period: 4 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.1532
Loan Txid: https://blockchain.info/tx/302f12942ff2bfe11815fb3dc76a43142401f7acc8d2739a332c7e3ccd4c3ccd
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in

I managed to repay this loan 4 days early. ;)
Repayment of 0.1532 BTC sent. Transaction ID:


2a7a87fb68e8c063f7c86717c22d2d1694cf68f8982c46048379f89dfa63b554
 (https://blockchain.info/tx/2a7a87fb68e8c063f7c86717c22d2d1694cf68f8982c46048379f89dfa63b554)

Thanks for your loan.


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 15, 2014, 07:26:55 AM
A loan has been sent.

Amount: 0.15BTC
Period: 4 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.1532
Loan Txid: https://blockchain.info/tx/302f12942ff2bfe11815fb3dc76a43142401f7acc8d2739a332c7e3ccd4c3ccd
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in

I managed to repay this loan 4 days early. ;)
Repayment of 0.1532 BTC sent. Transaction ID:


2a7a87fb68e8c063f7c86717c22d2d1694cf68f8982c46048379f89dfa63b554
 (https://blockchain.info/tx/2a7a87fb68e8c063f7c86717c22d2d1694cf68f8982c46048379f89dfa63b554)

Thanks for your loan.

Thanks. I'm not at home right now, will give you the collateral once I get back.


Title: Re: Offering Short-Term Loans!
Post by: kabootar1234 on July 15, 2014, 08:07:49 AM
need 0.02 btc loan but i want to know what you need in colletral


Title: Re: Offering Short-Term Loans!
Post by: zolace on July 15, 2014, 08:30:00 AM
can you offer a loan to me for a week?  I have trade history here, thanks


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 15, 2014, 09:00:29 AM
need 0.02 btc loan but i want to know what you need in colletral

I accept altcoins with stable value, shares on Havelock Investments, Cryptostocks, etc.

can you offer a loan to me for a week?  I have trade history here, thanks

Amount, purpose, collateral?


Title: Re: Offering Short-Term Loans!
Post by: oanceacezar on July 15, 2014, 12:58:02 PM
need loan..


Title: Re: Offering Short-Term Loans!
Post by: x5ploit on July 15, 2014, 12:58:46 PM
Hello,

I would like to request a loan.

Loan amount: 0.0301BTC
Loan time: 2 days
Collateral: Nike.com 25$ gift card

Thank you!


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 15, 2014, 01:00:59 PM
need loan..

Amount, purpose, collateral?

Hello,

I would like to request a loan.

Loan amount: 0.0301BTC
Loan time: 2 days
Collateral: Nike.com 25$ gift card

Thank you!

Loan declined, since I can't sell it easily. Try in the digital goods or currency exchange section.


Title: Re: Offering Short-Term Loans!
Post by: jeezy on July 15, 2014, 01:10:30 PM
Hello,

I would like to request a loan.

Loan amount: 0.0301BTC
Loan time: 2 days
Collateral: Nike.com 25$ gift card

Thank you!

Loan declined, since I can't sell it easily. Try in the digital goods or currency exchange section.

He also PM'd me. Be careful.


Title: Re: Offering Short-Term Loans!
Post by: zolace on July 15, 2014, 05:45:08 PM
need 0.02 btc loan but i want to know what you need in colletral

I accept altcoins with stable value, shares on Havelock Investments, Cryptostocks, etc.

can you offer a loan to me for a week?  I have trade history here, thanks

Amount, purpose, collateral?

I have trade history and senior member looking for the non collateral loan since I only own bitcoins


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 15, 2014, 05:49:47 PM
need 0.02 btc loan but i want to know what you need in colletral

I accept altcoins with stable value, shares on Havelock Investments, Cryptostocks, etc.

can you offer a loan to me for a week?  I have trade history here, thanks

Amount, purpose, collateral?

I have trade history and senior member looking for the non collateral loan since I only own bitcoins

Okay. This is getting stupid.
Amount, purpose?


Title: Re: Offering Short-Term Loans!
Post by: zolace on July 15, 2014, 09:45:11 PM
need 0.02 btc loan but i want to know what you need in colletral

I accept altcoins with stable value, shares on Havelock Investments, Cryptostocks, etc.

can you offer a loan to me for a week?  I have trade history here, thanks

Amount, purpose, collateral?

I have trade history and senior member looking for the non collateral loan since I only own bitcoins

Okay. This is getting stupid.
Amount, purpose?

to be honest I have like .80 btc now and only wanna hold about .20 btc for a few days just in case I have to pay off a project I am coming into another .30btc in a few days.  So basically need this just in case the project finishes before I come into the .30 btc only need .20 btc, Thank you


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 16, 2014, 07:05:30 PM
I guess the answer is a noo then since you never sent me a response, thanks anyway.

Its a no, amount is too much, and you don't have much trust.
I'm currently flying right now, so I don't have a lot of time.


Title: Re: Offering Short-Term Loans!
Post by: leancuisine on July 18, 2014, 12:42:10 AM
Quote
Amount: 0.04BTC
Period: 2 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.04 + 1% interest
Loan Txid: https://blockchain.info/tx/79e5f96087c78e3f6414728d09493246a4c2ae05644f0067d1a30c8fb1ba9598
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in
Another loan repaid, 0.04051BTC. Transaction:

https://blockchain.info/tx/dabb4c4ff3eeb2385e143e565ecdc63a89f702e054edb17fc4bf110098ad49f2

Thanks! ;)


Title: Re: Offering Short-Term Loans!
Post by: byt411 on July 18, 2014, 02:34:27 AM
Quote
Amount: 0.04BTC
Period: 2 Days
Repayment Date: 18th July, 2014
Repayment Amount: 0.04 + 1% interest
Loan Txid: https://blockchain.info/tx/79e5f96087c78e3f6414728d09493246a4c2ae05644f0067d1a30c8fb1ba9598
To: leancuisine (https://bitcointalk.org/index.php?action=profile;u=143455)
Collateral: 0.43 Shares on Playt.in
Another loan repaid, 0.04051BTC. Transaction:

https://blockchain.info/tx/dabb4c4ff3eeb2385e143e565ecdc63a89f702e054edb17fc4bf110098ad49f2

Thanks! ;)


Yep. Thanks a bunch.