Bitcoin Forum

Economy => Lending => Topic started by: mmxxc on March 18, 2015, 01:47:57 PM



Title: hello
Post by: mmxxc on March 18, 2015, 01:47:57 PM
Hello. ;) Need loan 0.02198000, if u can please help, after 1 hour i send back.:)

ps. Sorry need only 0.00198000. Thanks,:)


Title: Re: hello
Post by: EcuaMobi on March 18, 2015, 01:54:52 PM
Hello. ;) Need loan 0.02198000, if u can please help, after 1 hour i send back.:)

ps. Sorry need only 0.00198000. Thanks,:)

You need a loan for one hour only? Why is that?
What collateral are you offering?


Title: Re: hello
Post by: mmxxc on March 18, 2015, 02:00:16 PM
What do you need? It is necessary simply to verify the account. I promise that within the hour money will back.


Title: Re: hello
Post by: EcuaMobi on March 18, 2015, 02:02:16 PM
What do you need? It is necessary simply to verify the account. I promise that within the hour money will back.

You need to provide something that can be easily sold for more than the amount you are asking for, that's a valid collateral.
If you have it then I can lend to you. Without that nobody will.


Title: Re: hello
Post by: redsn0w on March 18, 2015, 02:03:48 PM
What do you need? It is necessary simply to verify the account. I promise that within the hour money will back.

Have you read this sticky thread ?  The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK! (https://bitcointalk.org/index.php?topic=577765.0) :

Tl;dr:

"In general the amount lenders will be looking for is collateral equal to 110%-120% of the amount you are being loaned. Why is this? Well, first, they want to discourage you from running off with the funds. Collateral also needs to be something that can easily be sold, which brings me to my second point - your $500 worth of ink isn't going to cut it as collateral. Normally lenders will want things such as Altcoins or precious metals, although things that can be sent electronically are preferred.

A common question is why don't I just sell my collateral? Well the reasoning behind collateral is that you think it's going to appreciate in price or do not want to sell it, encouraging you to pay back the loan to have your collateral returned."