Or the perception of threat to banks is not as great as you think.  When you can borrow with Bitcoin then the banks might be concerned.

The most significant thing is the indirect signal here, Barclays is open for crypto business.  Likley they will be accommodating on bank accounts relating to cryptocurrencies.  I read recently their management had made some favorable comments, this is evidence they meant it.

Nothing particularly surprising: IT-centric product is dominated by young nerd men using twitter, survey on internet found! Headline to grab attention, interesting none the less.

I think the over subscription will have surprised many and left them holding a lot less than they intended.  Thats a small issue but the way it was distributed is good.

What I have to comment on was really good was how contracts were executed, with distribution of tokens and refunds with in hours of the completion.  So many ICO take days or a week to send out tokens, this is an example of how it can and should be done.  It supposed to be automated remember?

There's quite a lot of privacy coins and a small market compared to the general cryptocurrency, so maybe no undervalued.

I doubt its going anywhere near the hard cap.  The sales indicator has been static all week and now removed.  I don't like coins hiding their progress as it implies its low.  I will probably stick to investment planned though, as the long term future is good.

Anyone know what exchanges Dether plans to list on?

If you wanted to keep tokens used in ecosystem and not have load of people selling, you'd not put it on exchange right?  Do you think they are not listing?  Its not mentioned at all in their Whitepaper.

Exactly this.  Saying there's a bubble is an observation that valuations have gone beyond reasonable or rational expectation. Its not a slur against bitcoin its applied to any market, housing, commodities, shares, bonds from time to time.

If people dont think an 10 increase with in a year was bubble, they have a questionable sense of value.

Some reasons Visa can handle so many transactions is because they are using a network of processors.  There is not a single super computer capturing and processing every payment, there are many systems across each country.  The vendor connects to their bank/payment processor, who records the transaction and transfers on the request for funds to the network.  Somewhere that is credited to the vendor, and your bank receives a notification to bill you.  Which happens at the end of the month, so the actual completed transaction time can be a month from this point of view (assume you pay the bill in full).  Really all VISA is doing is logging and message passing, lots of validation and secondary processes (billing, chargebacks) are happening "off chain".

Bitcoin by comparison is making complete payment between the two parties in one step as one process.  Doing this in 10 minutes is pretty incredible and with no debt/credit structures it must be completed within the window (with additional validation in confirmations, we should count at least one).

There's an irony here, bitcoin has created a decentralized data store but there is total reliance on that one store, through which every transaction must pass.  The size of the network does not change the process time, new nodes do not increase capacity.  Traditional banks have a perceived centralised model but the actual processing and handling of transactions are distributed, and as such can add systems and nodes to adjust to capacity requirements.

Long way of say, yes, Bitcoin has come scaling issues 

You dont realise a profit or loss until you sell something.  Profit for one investor means a cost for another, which may be a profit or loss in the future. If something has utility, then there may never be any loss, or a purchaser may evaluate their gain in ways other than simplistic $ profit/loss.  i.e., buying food, transportation or shelter.

Yes volatility is one of the problems to bitcoin adoption.  Thats largely because it doesnt currently have much use beyond exchange trading, so the value is determined by traders and their bots, rather than a wider economic system.  Its chicken and egg, its not accepted because its too volatile, it volatile because its not accepted.  

Acceptance with BitPay and similar are no solution, because the vendor does not keep the currency, its converted immediately to other local currency.  i.e. it goes straight to the exchanges.  In fact they are part of the problem because cheerleaders say Bitcoin is being accepted when it is not really.  When a company accepts actual bitcoin to their wallet, then uses that to pay their suppliers, thats when the real economic system begins to form.

Not really.  But many do because they have a misguided view of what government is and does.  They assume its purpose is to impose their economic will upon the people, when really they are passengers on the economic train trying to steer and control the speed of economy to benefit of all.  Government's principle function is to provide law, protection and stability to people's lives.  Bitcoin provides none of these.

Governments are not scared by bitcoin, some bitcoin evangelists want them to be so they can use bitcoin to advance their agenda of being anti-government.  Some governments are concerned about bitcoin influence and consequence, based on their instinct to be authoritarian in providing protection and stability.

Its because there are no fundementals on which to value bitcoin, so its value is based on sentiment and technical analysis.  As both news and charts are available to many, and its widely circulated that this support/resistance means a move to there, everyone piles in with the herd.

Because IPO's raise 10x or 100x more money?  And IPOs are for shares which give you equity - ownership - in business?  Unless the structure of ICO changes pretty fundamentally they are not going to be of serious interest to Wall Street.

What is the main function of investment banks?  Its putting the deal together, securing the funding from other banks and investors to pool together the bulk of the issue, along with underwriting.  This would still be needed in a system that run on Ethereum or other smart contract.  Smart contracts can automate issuance and increase access to funds for low capitalisation projects, but they wont replace those old networks of investors and lawyers.

And to the OP point, the regulations already exist!  That's why US (and some other) citizens are excluded from just about every ICO, as they are from many IPOs.  People have tried and succeeded to launch their dodgy fund raising before, some have failed, some have scammed, and rules and regulations exist.  Cryptocurrency isn't doing anything new, only changes how some things are done.

Wait and see.  No point speculating its a hack, if it is there will be evidence and they'll be panned for it, worse for lying.  So reserve judgement. 

Unlike McAfee, what does he know, where would he get such reports from? 

I had a similar problem.  Bad time in the dip this week but action needed.  Cut out the holdings that are small gains or losses.  They are the weak.  Dont keep "just in case they rise", because they'll be the ones to fall most next dip. You can always buy back in future if they hold firm and you still think they have a future.

I started reading expecting to feel sympathy, skimmed and had some wise words for you.... then i backed up a bit and re-read... you were out of college, living at home and had mommy looking after you so much to throw out your stuff?  I have no sympathy and some other wise words, Grow up and take responsibility for yourself.

So Refereum ditched the community.  Whats the point, why not just be up front and change this days or weeks ago?  

Could have been so positive:  Overwhelming interest... protect people... avoid KYC... spread the coins... so we'll sale to big investors and do give away to the community.  

Instead leave it right up until launch time.  Looks shoddy, and will disappoint and drive people away.  If this is example of management and marketing abilities, probably for the best as they will probably fail to deliver.

Proof they use bots to direct market?  Or evidence pink/green has any effect?

They offer API and good usability so will attract bots and pump groups, but they also offer massive volumes and tighter spread. take some rought with the smooth.

Well done them, they have a tax certifcate.  When they start serious development, only a couple of house keeping updates for a week. Chinese new year early?

Let it go.  Move on.  Put it behind you.  It was a scam, the leaders exited with the cash and no one sensible is going to trust the name again.  The best case scenario is the coin stays on some exchange as a zombie coin, to be pump & dumped periodically. The worst and much more likely case is it will fall to fractions of a penny, if the exchanges dont all delist first.