New account (usually created within the last 3 months, plus or minus) ✔ Low-medium message count with vapid posts of little to no contributory value ✔ Straight out of Newbie mode right into Lending (requesting a loan of course) ✔
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time. Escrow can't even help, as paypal charge backs can come 6 months later!