Lets get nuts!

This is the last, 5th wave off 9.77 low. Crazy vertical stuff, happens only once per years.

What else would you call it? (other than "circlejerk")

does the VIR calculation not take into account volume (sum(volume*rate) / sum(volume) or something)? How large was the loan taken at the insane rate?

loan 1 is 10 USD at 10% APY
loan 2 is 10 USD at 30% APY
loan 3 is 100 USD at 50% APY
VIR = 45%, ( 10 * 10% + 10 * 30% + 100 * 50% / (120)= 45% )

That one auto-renewed but the other ones just went to my lendable balance.

Yes it was taken, strange as it didn't show in the list.

It shows unfilled for me, but doesn't show in the list.  500 days the issue?


Unfilled credit demand/offers
#    Currency    Type    Amount    Rate (% per 365 days) *    Maximum lending time (days)    Placed    Auto-renew    Status    
22308    USD    Lend Limit    223.92    728.0%    365    2 minutes ago    Yes    active    Cancel   Will notify
22304    USD    Lend Limit    1.0    1000.0%    500    6 minutes ago    Yes    active    Cancel   Will notify

Unused borrowed funds
Currency    Amount    Rate (% per 365 days)    Expire in    Actions
USD    1.0    1000.0%    over 1 year    Close
Borrowed funds used in a margin position

Done

Unfilled credit demand/offers
No Active Offers

That's what I am saying isn't working.  I had 2 paid off about 30 min ago and they didn't auto-renew

Why wouldn't they auto-renew right after getting paid out when I can log back in and lend the money out immediately?

On a side note, my loans getting paid out are not renewing even if I have them set too.

Profit share loans would be better than VIR.

Is the average loan weight not a weighted average?  I just don't see how one stupid rate would make the average rate rise that high if it's waited?

loan 1 is 10 USD at 10% APY
loan 2 is 10 USD at 30% APY
loan 3 is 100 USD at 50% APY
VIR = 45%, ( 10 * 10% + 10 * 30% + 100 * 50% / (120)= 45% )

there is a loan offer
100      100000010.0%       700.0  

maybe someone has taken that accidentally. But I thought, the averaging would protect the VIR rates against such glitches?

      60    3610.0%    168.73    1
      60    4000.0%    1000.0    1
      60    14000.0%    40.9    1
      60    350010.0%    160.0    1
      60    750010.0%    100.0    1
      60    1000000.0%    0.18    

What shall I we do?

With this rates its just a question of minutes to run into a margin call!

At the moment I am doing nothing; my reasoning is that this must be a bug

Variable Interest Rate, current: 464414.96%