Good idea, but it is hard enough. bank ecosystem depends on partnership with other financial companies, but we know, that traditional banks don't like digital currencies.
dont forget about partnership between XRP and korean banks
there are a lot unfair thing in our life. but, at least, project allows to earn tokens by easy and typical movements. p.S. If i have popular twitter, I will say that it's unfair too.
in some campaign you get more stakes if you have more subscribers/followers