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1121  Economy / Trading Discussion / Re: What your opinion? on: April 05, 2023, 03:44:52 PM
I really was having this question in mind to ask if it will advisable for somebody who want to start up trying doing online investment and chooses trade as perfect for him or her. What will be your advice for such person as a beginner into online Invertement. I want to hear your opinions if it right or wrong despite it risk,so what your opinion or advise .
An investment is something that is invested in an asset or product and is held for a long period of time and sold at a time when the price of that product increases. And trading is a matter of frequently buying and selling a digital currency or a country's local currency as its price fluctuates. And it is only kept for a short time and sold again. But both investment and trading are very risky.  But trading is more risky than investment. So initially a person has to make a decision whether to invest or trade
1122  Economy / Gambling discussion / Re: Any casino site offer Ludo game? on: April 05, 2023, 11:44:39 AM
Physically if one plays LUDO without any bet and takes fun.  Then i don’t think it will not play any negative effect on kids and adults. Because it is a social and quality game.  But if it is played by someone with a bet then it is considered as a form of gambling.  In this case it can hurt kids. Because gambling is harmful to kids in all cases. Because when kids are addicted to gambling from a young age, they will not be able to quit gambling when they grow up
Why I raised the issue of possible addiction is for the fact that the ops topic borders around the possible inclusion of ludo into casinos and which will automatically monetize the game and since it will become most easy to play game, the chance of possible addiction becomes higher and this will also be evidence in the under age involvement into the gambling that may further expose them to other gambling games that I more addictive than Ludo.
Yes it is true that if Ludo game is placed on gambling site then kids will get addicted to it and they will start suffering financially from childhood and will not get rid of this addiction even when they grow up.

*Now the question is will there ever be the inclusion of ludo into casinos and will popular casinos allow this on their platform?
What kind of games they put on a casino site is up to them.  And every company also has a strong team that takes a decision collectively.  So if they think that Ludo will make their casino site more popular and for that the number of gamblers on their site may increase.  Then they can decide to shepherd Ludo to their site

*What are the possible gateways to avoid addiction if this development ever happens and going forward what measure of restriction should be applied to help underage kids against the negative effect of monetising gaming?
In this case casino sites should provide a warning for kids.  And every user should be asked the age to start gambling and kids under 18 should not be allowed to gamble. But if a kids tries to play casino by claiming to be above 18 by hiding his age then casino sites should not be blamed for it. The kid's guardians should be blamed for this.  It is their failure because they fail to monitor their kid's activities
1123  Economy / Economics / Re: Banks are a business, and you are the cash cow on: April 05, 2023, 11:30:01 AM
When we deposit our money in the bank, the bank lends our money to other customers and takes interest from it at a fixed percentage rate. But if we keep our money in the bank only as savings then the bank gives us only 1-2% APR. And if we keep it as FD then the bank gives us 5-6% interest and they cut income tax 10-15% from here.  And on the other hand banks provide loans to customers and charge interest ranging from 8-15%. And the bank deducts annual maintenance charges, debit/visa/master/credit card charges, sms charges and other charges from us. Banks are just being a middleman, doing business of billions of dollars yearly

Banks have lots of money through this method, more like compound interest. They build estates and businesses with people's money and live in well furnished houses while their cash cow stays in a bad neighborhood. Banks have nothing to lose in compound interest, but customers suffer inflation from the money invested on compound interest. Money invested into compound interest 20 years ago yields huge profits now, but when the buying power is converted, the customer is left with no profit; due to inflation. Even the money lent to business owners open's door to collateral, which they get if the business or person doesn't pay their debts. It's a platform with lots of properties gained through customer's money. I've heard of people who are not able to claim their father's money from the bank, what happens to the deceased person's money?
Banks most of the time help people by keeping thousands of crores of people's money safe under them and the customer can withdraw it whenever they want.  Also if one does FD then he is also given 5-7% interest so it is normal that bank will charge compound interest from the person to whom they lend because they don't enjoy this interest alone they give almost 50% to their FD holders. On the other hand, a bank has to collateral of Billion of doller the central bank.  And they incur a lot of expenses including staff salaries and various other maintenance costs. So I don't think a bank has  too many unfair charges
Yes you may be right but running a bank is as difficult as it gets!  It is also easy to earn huge amount of money from there. Because the banks spend their own money only to keep collateral in the central bank.  And all other expenses are paid from the customer's  deposit.  So in this case the bank does not have to do business with their own money. And even though banks pay some percent interest to their customers, they earn huge profits. Again they often charge unfair charges from their customers sometime. so You can't say that banks never charge sometime unfair from the customer's 
1124  Economy / Gambling / Re: What sort of Weekly & Monthly Bonuses do Bitcointalk members want? on: April 05, 2023, 11:22:47 AM
I've never heard of this site before. I think the importance of signature campaigns can be understood from here. You have a very nice 4-letter domain, but you haven't done much about promotion.
You can define weekly free bets and spins to attract more users to the site. You can give this right to high-level ranks in the forum to prevent multi accounts. In the Games & Rounds section, you can open various prediction competition threads. Such campaigns usually attract the user to the site.
Bonus system is the next state because when the site gets high amount of traffic and organic users they can give bonus facility to keep the users for long time.  But when a new site enters the gambling marketing, its first task is to market its site very well.  and attract users. Signature campaigns help a lot in marketing a site in this regard. And that's why reputable casinos spend thousands of dollars to run long-time signature campaign  here. So if new sites run long time signature campaign  here with a big budget they might get a positive result.
1125  Economy / Gambling discussion / Re: Any casino site offer Ludo game? on: April 05, 2023, 11:13:23 AM

Yes, Ludo can be called a family game.  Because this game is played by some members of the family together in free time. When I was young I played a lot with my family members.  Especially when it rains and we stay indoors, this game of ludo comes in handy to pass the time.  And then we used to play paper ludo.  But nowadays everyone prefers to play Ludo through mobile with the development of Ludo software.  And paper ludo has almost disappeared.  So many people want to play it as gambling
But don't you think about it negative effect of kids who may be below 18 years and since the game is open to every member of the family will be exposed to it if it is played online and bet on.
But with the way new developments are coming a lot of players may prefer it on gambling sites, but it will definitely encourage under age gambling in the long run.
Physically if one plays LUDO without any bet and takes fun.  Then i don’t think it will not play any negative effect on kids and adults. Because it is a social and quality game.  But if it is played by someone with a bet then it is considered as a form of gambling.  In this case it can have a negative effect for kids. Because gambling is harmful to kids in all cases. Because when kids are addicted to gambling from a young age, they will not be able to quit gambling when they grow up
1126  Economy / Economics / Re: Could Bitcoin one day become the global reserve currency? on: April 02, 2023, 11:37:29 PM
Since Bitcoin is not under anyone's control, even though it is an investment asset, governments will not decide to make Bitcoin the global reserve currency. It is completely impossible. However, it may become widely used worldwide and be used as an alternative method of Bitcoin payment everywhere.  But it will take many more years to start globally.  But it can by no means be become the global reserve currency. it is totally impossible
1127  Other / Meta / Re: Tool for seeing members in ranks? on: April 02, 2023, 11:25:25 PM
Is there any handy tools to see individually how many legendary or hero or senior and all other members are in forum ?

DdmrDdmr's Merit Dashboard has it in a table for Forum ranks.
https://public.tableau.com/app/profile/ddmrddmr/viz/BitcointalkMeritDashboard/PersonalSummary
What the op asked for is not here.  It is only a chart of merit transactions. op wants to know how many members of which rank are there out of more then 3.5 Million  members in this forum so far. Which is hard to predict.  And no tools finds it too

It's hard to get accurate Rank data on all users. The Rank can change at any moment (when posts are made or deleted), and you'll have to check each profile to be sure. At 3.5 million profiles and 1 check per second, that takes 6 weeks. And by the time you're done, many user ranks have changed already.
Yes, someone's rank on the forum is constantly being up regularly. So it is now almost impossible to find out how many members there are of any rank among the 3.5M members. But AI bots can be the solution to this problem.  But who will develop this AI bot  Roll Eyes
1128  Alternate cryptocurrencies / Altcoin Discussion / Re: A crypto world without CEXs...How would it be? on: April 02, 2023, 11:10:41 PM
If major countries around the world decide to reject crypto/Blockchain tech sometime in the future, there's a high probability CEXs (centralized exchanges) will cease to exist. They will shut down their operations as crypto is declared "illegal" for mainstream use. Without an on/off ramp to/from the Fiat and crypto worlds, I wonder how would the industry survive?
Will a world without CEXs mark the end of crypto?
Without crypto the world will still survive but without technology the whole world is now stagnant.  Out of a world population of 8 billion, only about 420 million people use crypto.  Which is an average of 4.2% of the world population.
Crypto won't die without Cex but it will be severely affected. If all the cex were to stop today, maybe bitcoin could drop below $1k.  Because most people will think crypto is a scam then. And if liquidity is leveraged at sex, crypto will face near destruction. But it cannot be said that it will be completely destroyed
1129  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: April 02, 2023, 10:54:15 PM
It seems that many are surprised by the results of the Napoli vs AC milan match this time, especially those who are betting because Napoli are definitely the favorites especially playing at home.
Napoli dominated the game but AC Milan played very well and scored 4 goals against Napoli without replying, but I believe this is just Napoli's game and he will return to his best form when the two meet again in the Champions League later. And with a point difference that is very far from AC Milan, Napoli knows no other team can catch him, including AC Milan.
Napoli were humiliated as the host with 4 goals without reply and that really disappointed their supporters, but I think this defeat will be an important lesson for Napoli to be able to face Milan again in the UCL match later. no one knows how they will play in the UCL later because of course the atmosphere is definitely different playing in the league and in the UCL. BTW Napoli's defeat did not change their position at the top of the standings  Wink
What a great performance of Milan we saw today. It's really unthinkable.  Milan beating Napoli 4-0 was incredible.  Milan made the impossible possible today. Napoli have nothing to do but be embarrassed today. AC Milan now occupy the 3rd position and now their target is to overtake Lazio to move to the 2nd position. However, it is possible for Milan to overtake Lazio.  However, with Napoli still 20 points ahead, it is very difficult to overcome them. So even if Milan beat Napoli today, it is doubtful that Milan can overtake Napoli on points table.
1130  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: April 02, 2023, 10:43:38 PM
Half of the Manchester United vs Newcastle United match is already over but neither team has scored a goal yet. Both teams are almost equally strong and both teams are playing well but Newcastle United's ball control looks a bit better so they might be able to score a goals in the 2nd half but it is not guaranteed. However, the match may end 1-0 or there is a high possibility of a 0-0 draw. The match is quite enjoyable

To be honest Newcastle are shooting blanks while Manchester United haven't been able to get in position to try at all. Given their first half Newcastle has to lead but they haven't been able to score on those chances. I would say its a good game but given both team standards there should have been a goal from either of the team so I think it was a bit boring one for me but I expect things to spice up in the second half.

It looked like Manchester United played badly in the first half because in reality, Newcastle really got the better of the game in the first half. But unfortunately, every chance that Newcastle has still doesn't work to be converted into a goal or maybe, because Manchester United's defense can play well, of course it will make it difficult for Newcastle to score goals.
But in this match, Manchester United is not the favorite team, but still, because Manchester United has a better quality team squad, then Manchester United should be able to play with a better resistance in this match.
Man United played seriously but But they were weaker than Newcastle and could not resist them. Man United tried their best to do well but to no avail. Man United's next match is against Brentford.  They must do well on the day to stay in a good position on the points table.  Because Brentford is a much weaker team than them, this is their chance to score well and collect good points. It seems they can.  Because they have that confidence in themselves
1131  Economy / Economics / Re: Banks are a business, and you are the cash cow on: April 02, 2023, 04:59:58 PM
When we deposit our money in the bank, the bank lends our money to other customers and takes interest from it at a fixed percentage rate. But if we keep our money in the bank only as savings then the bank gives us only 1-2% APR. And if we keep it as FD then the bank gives us 5-6% interest and they cut income tax 10-15% from here.  And on the other hand banks provide loans to customers and charge interest ranging from 8-15%. And the bank deducts annual maintenance charges, debit/visa/master/credit card charges, sms charges and other charges from us. Banks are just being a middleman, doing business of billions of dollars yearly
1132  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: April 02, 2023, 04:49:29 PM
Lazio team had a great result today they have beaten monza comfortably in an away game these three points were important since it allowed them to solidify their second position and put a five points distance from inter team.
Lazio played well and won by 2-0 Against Monza it was not too bad score for Lazio. now playing Roma vs sampdoria almost 1st half time is over but nether team score any goal by any team yet. But i expect good score from Roma but they still not show good performance. i expect at least score 2-0 like Lazio vs Monza. As the 1st half game ends.  It can be done in 2nd half as well. others It will have a negative impact on Roma.
1133  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: April 02, 2023, 04:40:28 PM
The home team have had more shots and attempts on target than Manchester United. Newcastle have played so well and have created good chances especially one from Isak that was kept out by De Gea. Manchester United have been kept quiet in this first half, with Rashford well kept in his tracks. Manchester United need a goal to be able to cool down the pressure and the noise from the home team supporters.

Manchester United can score with just one good chance, and knowing how many times they have done it, it is still very possible that they score first against Newcastle.
The dominance of the hosts still made it difficult for Manchester United to get scoring opportunities, while Newcastle continued to carry out attacks which made Dalot quite difficult to keep up with Maximin. So far the game has almost been controlled by Newcastle and if in the second half they play like this it is not impossible that Manchester United will conceded.
Half of the Manchester United vs Newcastle United match is already over but neither team has scored a goal yet. Both teams are almost equally strong and both teams are playing well but Newcastle United's ball control looks a bit better so they might be able to score a goals in the 2nd half but it is not guaranteed. However, the match may end 1-0 or there is a high possibility of a 0-0 draw.
I think Newcastle had a better performance than Man United in the first half. Despite the number of attacks that they built still failed to produce a goal but their attack looks more promising than Man United. It will be a tough match for Man United, without the presence of Casemiro and Eriksen, their midfield was completely helpless, and of course, that has an impact on their attack line which very rarely gets passing.
Yes, I see that too.  Newcastle players are controlling the ball very well and attacking to score but are not succeeding. But expect goals from them in the 2nd half.  But I'm worried if Newcastle can score in the 2nd half because Man United's players are very hardly resist the attacks against them. 2nd half started and player started playing, Newcastle have played well so far.  let's enjoy the 2nd half. 
1134  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: April 02, 2023, 04:28:46 PM
The home team have had more shots and attempts on target than Manchester United. Newcastle have played so well and have created good chances especially one from Isak that was kept out by De Gea. Manchester United have been kept quiet in this first half, with Rashford well kept in his tracks. Manchester United need a goal to be able to cool down the pressure and the noise from the home team supporters.

Manchester United can score with just one good chance, and knowing how many times they have done it, it is still very possible that they score first against Newcastle.
The dominance of the hosts still made it difficult for Manchester United to get scoring opportunities, while Newcastle continued to carry out attacks which made Dalot quite difficult to keep up with Maximin. So far the game has almost been controlled by Newcastle and if in the second half they play like this it is not impossible that Manchester United will conceded.
Half of the Manchester United vs Newcastle United match is already over but neither team has scored a goal yet. Both teams are almost equally strong and both teams are playing well but Newcastle United's ball control looks a bit better so they might be able to score a goals in the 2nd half but it is not guaranteed. However, the match may end 1-0 or there is a high possibility of a 0-0 draw. The match is quite enjoyable
1135  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: April 02, 2023, 04:22:36 PM
Wow, Real Madrid managed to win big with a score of 6-0 and what is even more surprising is that Benzema was able to score a hat-trick in the first half even in less than 10 minutes. As an old or senior player getting an achievement like this is of course still a good achievement, and it doesn't matter even if the opponent he faces is only a team that is in the lower zone.

So indeed, Real Madrid is in fact still in good performance this season. But yes, Real Madrid is only unable to compete with Barcelona which can indeed be more consistent in La Liga, so even though there is still a chance, it will still be difficult for Real Madrid to overtake Barcelona.
Barcelona played the match with Elche and Barcelona won 0-4.  On the other hand, Real Madrid won 0-6 with Real Valladolia  Real Madrid's performance was excellent today. However, Real Madrid is still 12 points behind Barcelona.  Real Madrid can't get anywhere near Barcelona on points.  There is always a gap of over 10-12 points. Real Madrid are playing very well to the best of their abilities, but it is not paying off much.
1136  Other / Meta / Re: How did you enjoyed the Captcha on: April 02, 2023, 04:14:58 PM
I never mean to post this but I wanted to see and to know how we felt if actually this was implement to start being active to use.
Would you keep solving the Captcha to continue posting or you would have used @TryNinja hacked method to bypass it?
I understand how painful and annoying this seems to be while trying to solve the captcha game.
It was very hard.  I enjoyed it a lot but after spending a long time I was not able to remove the red tag from my post. I didn't use TryNinja's hack method because it was fun for 1 day so it was wise to enjoy it property without use any hack method.

Quote
Where you afraid when you first noticed the red flag?
It caught my eye when I woke up and stumbled upon the forum.  But then I see an announcement at the top of the forum and I visit it and see a topic by Theymos about captcha.  Instantly it occurred to me that it was April 1st. That's when I realized it was April Fools.  So I was not afraid of anything strange.  I enjoyed them
1137  Bitcoin / Bitcoin Discussion / Re: Do you withdraw bitcoin this week? on: April 02, 2023, 04:03:12 PM
I'm sured people who invest on bitcoin early March will likely get increase as of last month the price was lower compared to ending. Early March it around $23,400 but today is up to $28,600. I know impatient investors will grab the hot cake and run out of the fry pan Lol. But still hoping to use the fry pan again. This little pump shows the possibility of huge pump coming. If you're holding hold tiet and if you don't have and if wish to buy is still good ideas. Also if you withdraw is your money enjoy.
Due to financial problems I have to withdraw my bitcoins every week as I receive signature campaign payments every week.  I try to hold them and when I don't need the money I hold.  I lost my money gambling last week. So it becomes very difficult for me to hold bitcoins every time. But I am very happy to stay with Bitcoin.  I am very scared about my future  of not being able to accumulate bitcoins in this dip market. It's just my failure
1138  Other / Meta / Re: New CAPTCHA now required before posting on: April 01, 2023, 11:41:48 PM
It wouldn't be fair if I didn't put my own bird-piloting skills to the ultimate test before this is all over with. Wow, 99 coins had me sweating bullets! Grin


Go go go and hack game like google offline Dinosaur game and collect unlimited coin  Cheesy
You need 99 points means your account is going to be banned fuck man play play play fast and collect this fucking huge coin  Grin
A wonderful April Fool's celebration. thanks again Mr Theymos. You are truly a great man.
1139  Other / Meta / Re: whats going on BTT? on: April 01, 2023, 11:32:46 PM
Most assuredly, your "2" looks like a different font  Cheesy
Yes, it is manipulation of the editor  Cheesy

Is this another April fool?
How the hec am I having 572 Smerits?
Am no merit source and am yet to apply for one but, that's what am seeing up there 572 Smerits! I don't get how it's happening except, I was just made a merit source
I think you're joking for April Fools. I can't find the text characters in your screenshot matching the text characters in my account
your image

My Image :

Do you understand the difference between the two images?  I'm assuming you edited the image to fool us on April Fools' Day.  Grin
1140  Economy / Speculation / Re: Is buying BTC now, the best option ??? on: April 01, 2023, 11:02:49 PM
Snip
Since Bitcoin is the safest investment asset out of all cryptocurrency coins, investing in Bitcoin at Dip is always the best option.  Bitcoin price is still far down from its ATH so I don't think it would be a bad idea to invest in Bitcoin now. I consider it a potential investment for anyone who want to invest in Bitcoin. Bitcoin will make new ATH again but it may take a long time.  But the person who can hold his investment till then will be a high gainer. So you can definitely say that Bitcoin investment is the best option
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