good luck dev i invested some 0.9 ETH in your ICO
 COOL! Thanks for support! |
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what is the advantage of the system compared to direct payment from the wallet of buyer to the wallet of seller?
In such a way payments are done like crypto - crypto. But nowadays merchants do not really have their assets in crypto. For instance, a merchant wants to receive fiat money while a customer wants to pay in crypto. If the payment is done like wallet-wallet, the merchant will have to go to exchange and convert it. To many manipulation and a lot of time spent. CopPay makes it all much easier |
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I did not find on the first page information about the minimum value of fees. And will the smart contract be made so that when there is shortage there will be a refund?
Are you talking about exchange fees during payments? or about ICO? |
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The buyer can use his wallet. For example, blockchain.info.
He does not need to install the client application CopPay. Do I understand it correctly?
yes, you're completely right. But in future we will develop CopPay wallet used to store, send and receive cryptocurrency |
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Still waiting for the reply about main concurrents
competitors?? I'm sure you know that now there are many payment system. Personally I may say Utrust or Bitpay. Recently Viso came to play. There are plenty others as well. the main features of CopPay that makes us different are that, firstly, we have no transaction fees for merchant and really small for customers; secondly, our terminals are installed completely free of charge. and also, we don't use cards, like some projects do. They allow you to use them only if you buying in USD or EUR plus you have to do many manipulations before performing an actual transaction. We are simply different;) From where buyers pay if you not use credit card wallet? Where is money? Or pay will make by cryptocurrencies from own wallet in your system? We will create a CopPay wallet in near future. As for now, customer uses his own wallet (for instance ethereum wallet), scans QR-code of the order and pays. |
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Important message from CopPay team: security measures during CopPay crowdsaleDear supporters! CopPay ICO starts very soon!. Whitelist sales begin today, on October 29, 2017. We kindly ask you to follow carefully security recommendations during the tokensale!! Please, read them attentively! https://goo.gl/D9zr5Y
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Let's imagine that the seller receives Fiat money to his Bank account.
What about the percentage that takes the exchange for the exchange cryptocurrency? Different exchanges take different commissions. And what about the commissions for transactions input and output to the exchange? It turns out that the seller will receive the Fiat money is smaller than he set the price.
Am i wrong?
The merchant doesn’t pay any fee for the customer’s crypto-to-fiat transaction at exchange. They receive the exact amount of local currency indicated in the price-tag |
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Is the whitelist closed? What is the minimum amount for participation?
no, you still have some time to do it!:) Don't miss a chance to contribute with 20% bonus!! https://coppay.io/whitelist |
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Still waiting for the reply about main concurrents
competitors?? I'm sure you know that now there are many payment system. Personally I may say Utrust or Bitpay. Recently Viso came to play. There are plenty others as well. the main features of CopPay that makes us different are that, firstly, we have no transaction fees for merchant and really small for customers; secondly, our terminals are installed completely free of charge. and also, we don't use cards, like some projects do. They allow you to use them only if you buying in USD or EUR plus you have to do many manipulations before performing an actual transaction. We are simply different;) |
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the system CopPay works independently of the beneficiary's Bank?
Merchant states his bank account in CopPay system in order to receive fiat at his account. As for the technology of the process let me consult with the team for further explanation |
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And so I studied the white paper.
1) 2% why such a big commission, with bank transfers the maximum commission is 1.5%?
2) How will tokens be used functionally in addition to purchases of paid services on the network and vouchers?
3) Which crypto-currencies at the initial stage are planned to implement?
4) Why do 45% of all tokens go to developers? (a bit too much in my opinion)
Hello! thanks for good questions! Let's look 1) are you talking about transaction fees or exchange commission? In CopPay there is no transaction fee at all (while in traditional banking they can be up to 7%). In CopPay there is 2% exchange commission paid by the buyer. But even in this case, for him it's more convenient to pay it, rather than convert money manually. It's very time-consuming to withdraw money (takes like a day) and moreover the rates on exchanges can be not so beneficial. As for us, we take world average exchange rate. 2) COP tokens are utility coins. That means they are used in the system. The things you've already mentioned are the most important ones. When we enter exchanges, it will be possible to use COP as a mean of payment for good and trade them as well. But as I've said, the main feature of COPs is utility 3) Right now CopPay supports BTC, ETH, Steem, Golos, Dash, XEM. Will work hard to add more cryptocurrencies to the list (especially those that are most used) 4) 43%, to be exact:) this funds will go to Core Team, Advisors and Rewards. The main part of these tokens (which is ~90%) will be reserved for the team in order to further develop the product, network and attract new investors. |
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Please check facebook link. I can go to the link. Is your page reported ?
I tried. Everything works fine for me. Could you check one more time, please? |
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How is the problem solved with expensive transactions? (eg bitcoin) This is important when making small purchases.
Transactions are not expensive and require minimum gas. CopPay is good for both small and big purchases If I have bitcoins and I want to buy gum with your service, how much will there be a commission for payment? Hey) What about my question?) If the transactions are really cheap it will be cool! Sorry for the delay with the answer. Probably missed it somehow. The transaction will cost like 1-5$ for bitcoin payments. that's why unfortunately for now BTC is not the best option to pay for something small and inexpensive like with 5 dollar price. |
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Very interesting and promising project with this business model. It seems to me that simplification of the issue of settlement between clients and traders among the population of the whole world will give an even greater impetus to the popularization of the cryptocurrencies and the decentralization of the world.
Thanks for the feedback. Appreciate it much! We completely agree with you! Our team believes that CopPay will help to build cryptocurrency infrastructure and make it easier for people and business to use and accept crypto;) |
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Have you any working shop with your pay terminal? May be in test mode or demo?
you read my mind  As like I understand it's not really a terminal in our conventional view. It's rather app. Am I wrong? I hear there are some business owner that wait for launch CopPay and ready to use it in their shops. May be team tell us a few words about it?  As for now, we have CopPay terminals installed in Lithuania, Belarus, Chile. and hold negotiations on installment with some businesses in EU countries |
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Have you any working shop with your pay terminal? May be in test mode or demo?
you read my mind As like I understand it's not really a terminal in our conventional view. It's rather app. Am I wrong? Well, you're absolutely right. CopPay payment gates (aka terminal) is an App that can be installed on any device like PC, mobile, tablet or incorporated in your web-site, for instance. Now you can test its alpha-version on coppay.eu and later it will be stored in CopPay cloud storage for download. |
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you write: "Zero transaction fee. Merchant does not pay commission for any cryptocurrency payment received from the client;"
How are you planning to make a profit?
Zero transaction fee is for merchant to receive crypto from clients. We have a small, 2% exchange fee for customers (but still for them it's more beneficial to pay this small fee rather and get the purchase fast and easily rather than exchange money himself- time-consuming and the rates can be not beneficial). so, the profit of CopPay will come from this 2% fee and paid additional services (such as CopPay wallet, Warrant receipt, bonuses program and etc.) The key point here is about economy of scale: we believe that the more merchants accept crypto, the more clients they'll get. |
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Does the team have experience in this sphere?
Indeed! CopPay co-founder Vladimir Serzhanovich, for instance, is a successful businessman and venture investor. Moreover, he founded blockchain laboratory Consensus Lab, the blockchain school, the blockchain hackathon, etc. our CTO, who works hard on our own blockchain, also participated in blockchain implementation in banking. As a co-founder and member of the board of directors we have Dr Ichak Adizez, a famous business guru. He. is founder and president of the Adizes Institute, based in Santa Barbara, California, an international consulting company that applies the Adizes Methodology for clients in the public and private sectors Also we a glad to have cool advisors: Garrett MacDonald (a great profi in bitcoin, blockchain), who created his million dollar startup just at 16 years old!! Jay Best - a leading expert in the cryptocurrency payments, who even was nominated Top Crypto Strategist UK 2017. we have more cool and experienced advisors, it's just too long to describe it here;)) recommend you to visit our web-site and read about them. Or follow us on LinkedIn as well. |
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Guys, great announcement for us all! CopPay picks up the pace for ICO and adds Dash and XEM!!! “Dash and XEM are in the TOP-10 list of cryptocurrencies with the largest volumes of trades. That’s why they have to be in our product portfolio and supported by our payment platform, “- says Ina Samovich, CEO CopPay. The introduction of Dash is the result of effective collaboration between CopPay and European Dash community. XEM appeared in CopPay payment gate as a result of successful negotiations with the NEM community at the World Blockchain Summit in Dubai, where our team had some meetings with potential advisors and investors. CopPay team managed to bring XEM into the list of accepted currencies literally overnight. Do you know how it's happened? https://youtu.be/M7WAfeEVG7A - Watch this amazing story;) And here is a post on Medium about it! https://goo.gl/MbQGSs Not bad. How many COP will be for NEM and DASH? Are fix it on ICO beginning? Or price will be change? Hello! actually it's not for ICO It about our virtual terminals. So that you can buy goods and services with Dash or XEM via CopPay. As for ICO, you can buy tokens with ETH and BTC Ok, I see. But question left - what is exchange rate for any currencies will be used? From where? How I can to see rate before pay? We'll take a world average exchange rate. |
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