1) Please see page 42 of the whitepaper: https://cdn.cannasos.com/static/files/whitepaper.pdf

2) Even if banks begin to accept cash from cannabis companies, PerksCoin will still be able to be used in the transaction process and as a loyalty program. We, of course, are primarily focused on the cannabis industry, however, PerksCoin can and will be used in other industries as well. Just to give you an example, Pundi X - one of our partners - currently has 600+ locations using their POS. By 2020, they see 200,000 locations using Pundi X's POS. And that is not primarily in the U.S. or Canada and not primarily in the cannabis industry. That's 200,000 locations that PerksCoin will be used in all around the world.