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121  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: May 06, 2024, 02:07:29 PM
Results of the 30th week of the Saudi Arabian League match between Al Nassr and Al Wehda. Al Nassr, who managed to achieve a landslide victory with a score of 6-0 over Al Wehda, is important for Cristiano Ronaldo and his friends. The additional three points ensured that Al Nassr postponed Al Hilal's title and continued to trail them. Al Nassr currently has 74 points from 30 matches, Al Hilal is perched at the top by collecting 83 points, they still have one game left. With a difference of 11 points, Al Hilal only needs to find one more win to lock in the title this season. It will be interesting for us to see who will win the title this season between two teams filled with star players.

This season of the Saudi Pro League is yet the most competitive and promising one with Al Hilal leading the table standing with a total point of 83, 29 matches played and 27 won and Al Nassr coming in as the second position on the table with 74 points, 30 matches played and 24 won. The difference in point between these two clubs are nine points which also implies that before Al Nassr can overtake Al Hilal in the table, they must have won 3 of their next matches whereas Al-Hilal will have to lose 3 of the same matches or more which is practically impossible because the season will come to an end after playing their 34th matches when both teams have an average of 4 to 5 matches left and which also suggest that Al-Hilal are already the Champions of this season of SPL.
122  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: May 05, 2024, 09:22:50 PM
Lukaku will never replace the position of Osimhen. Lukaku is talented player, he also can make many goals during the season. However, Lukaku is s typical of pure striker, he can't play well if Napoli has low quality of midfielders. Conte or another coach need to improve the wingers and midfielders of Napoli if they really want to sign Lukaku.

While Lukaku may be a good player to sign in place of Osimhen, Lukaku may really not be seen as a goal hunter like Osimhen is. Aside from being a finisher, Osimhen goes out to scout for goals and create more opportunity for the club unlike Lukaku would do. Getting a strong support base from the other side of the players like the midfield will assist Lukaku in his position to make more goals for the Napoli club. I hope the manager will be more strategic to understand this gap and work ahead of filling in the gaps.
123  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 05, 2024, 09:17:35 PM
Ahead of the second leg, Real Madrid got a breath of fresh air because they had succeeded in winning the domestic league and they only needed to focus on being able to get rid of Bayern Munich in the second leg. I think there is no reason for Real Madrid not to win and advance to the champions league final and that is a realistic target that they can achieve to get another trophy in this competition.

From the past history we have about these two teams, Real Madrid have always shown more capacity than Bayern Munich. Also looking at it from the point of the managers, I expected Ancelotti to more of advantage than the Bayern Munich manager because he has an experience with the both the Real Madrid and the Bayern Munich as their erstwhile manager on both capabilities. He should be able to grab the behavior of those teams and use that knowledge to favour Madrid the more. However, this doesn't truly matter in the scheme of things since when Ancelotti was in Bayern Munich, those players have move from Bayern now and there are new crops of players now.

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Bayern Munich will likely still be busy as they will be under a lot of pressure in playing the second leg at home to Real Madrid and on the other hand they will still try to finish in second place in the domestic league. Things will become complicated if Bayern Munich's targets disappear one by one this season and they will have to try harder if they want to turn things around against Real Madrid.

On the flip side, Bayern Munich can still get away with a win, since they were able to hold Madrid to a draw in the their last match, all they need to do on that day is to be more strategic and keep their eyes on the ball.
124  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 05, 2024, 07:57:44 PM
Girona displayed a wonderful performance yesterday that no one would expect from them because Barca is in a good form, or have they just declined in form recently? From one goal down Barca lost focus and got intimidated by Girona's game pattern in the second half after Lewnadoski scored the last goal for Baca in the last minutes of the first half. Girona was able to score three goals a d won the match achieving three points which gave them the opportunity to move up to second position, while Barca steps down from second position for Girona. A very porous defense was the problem and it needs to be fixed.

Girona did everyone proud with their outstanding performance over the giant Barcelona yesterday and I'm pretty sure even the Barca fans were marveled with the turnout of the match. There's nothing anyone could do about it and I'm not ready to blame anyone for the misfortune on Barcelona. Not the coach or the players. Only that they could have put more efforts but I'm sure that's all they could offer.

Girona is always a good team until they went down on their performance at a time during the heat of the season and now they seem to be back again, with their strong defeat over the elite club, Barcelona. I didn't expect this comeback but I'm sure their building their stamina against next season, hopefully. Kudos to the team.
125  Economy / Economics / Re: Take care of your money and learn to save. on: May 05, 2024, 06:54:05 PM
Saving money isn't as bad as wasting it from gambling or overspending to nonsense things. Saving alone might be a little tricky since we all know inflation will just eat it all. Saving for something like an emergency fund is much better but if you are wise enough you have to choose into investing it on future proof assets like Bitcoin, precious metals/gems and real estate. We should learn to have financial literacy before it's too late.

There two ways which I have tested and I think are quiet effective right now based on the current economy of the country which we are faced with today. First of it is money contribution, which is another way of saving money but through a non-legal method comprising of two or more people coming together to agree to contribute money with the intention of gathering a huge amount of money within the short period of time and giving it into the other, through a cycle.

This is effective for me, when I have a project at hand and I need to contribute to be able to get a chunk of the money through the method. As we do that, I am able to achieve bigger things with the resources at hand. Secondly, through physical and online investments. I've invested in shares with friends to sustain my income for bigger achievements and online investments through the DCA method of investment.
126  Local / Nigeria (Naija) / Re: Most P2P occured on WhatsApp, Telegram and everywhere on the streets on: May 05, 2024, 06:40:52 PM
I saw this news earlier today, and I was reading through it this morning. The figures, which are half a trillion dollars of speculation, might not be correct, but I see some sense in what he said, as I have also witnessed a lot of big trade being carried out before. 
 
I know of someone whom I helped purchase bitcoin earlier this day, maybe around February. This person acquired all his USDT through some WhatsApp group, where all they dealt with was purely P2P trade, and no transaction less than $1000 was carried out there. I don't know how they were able to build such trust within themselves, but a lot of money is flowing through that group. 
 

It is also noteworthy to mention that even before the introduction of Bitcoin p2p trades amongst WhatsApp group chats, the p2p transactions online began on one on one trades. I also remember back then when I used to offer p2p services for individuals, all I do then was to advertise it on my WhatsApp status to my audience and those interested or those who had friends who were interested would connect me with them and I will reach out to my school mate whom I transact with due to our relationship and the trust we've built between ourselves. I believe that's how it started for most people until people became more coordinated through creating of WhatsApp group chats to get more network of people who had the capability of taken bigger transactions and the whole business saw it's apex when the online centralized exchanges came to life.

So, this is not surprising that you could sell over a $1,000 worth of transaction through a Whatsapp group chat because if you looked at it broadly, most people who were on those platforms are most of the occasions, friends of friends who have created wide network to engage in those transactions with trust and guidelines. When Binance, was launched in Nigeria as the first crypto exchange providing the escrow services to the p2p traders, it became easier and faster to enroll a large pool of the traders onboard because there were already those platforms existing before the centralized exchanges came in.
127  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 04, 2024, 08:43:13 PM
Against a side like Girona it's really difficult to win especially if they keep pushing even when they are down. Barcelona are not a team who you can count on presently to maintain their lead and imagine how they lost total control of the game in the second half and I'm wondering if it's because they have players who are injured that we don't know about or it's just their lack of competition because it would have been understandable if they were still in the champions league but this one that they have nothing to fight for, at least win your games even though you won't be able to reach table toppers, Real Madrid.

I was proud of Girona today with their performance which is a major milestones for Girona against Barcelona. Thus, giving them 74 points and maintaining their second position with a point difference between them. With the wide margin given by the Real Madrid, they are already winners of this La Liga tournament. The match started well with Barcelona's first goal by Christensen in just 3 minutes, to our amazement, Girona immediately regained their stance with Dovbyk's come back in just a minute. Today's performance was indeed a show of greatness for Girona.
128  Local / Politics and society (Naija) / Re: Should homosexual be legalized in Nigeria. on: May 04, 2024, 07:21:51 AM

On the other hand homosexual is a taboo in our different communities here in Nigeria is a sin to God of the Christians and a sin to Allah of the Muslim.
Here in Nigeria homosexual is seen as an immoral act and majority of the people are saying no to it, here in Nigeria you see incident were gays and lesbians are been beaten when caught on the act.

Now should the majority say and what they think interfere with a person's sexual life.

Your thoughts.

Homosexuality might be a personal decision of individuals to make, but looking at the side effects of it, we must discourage the practice of such acts within our communities. Don't forget about the fact that homosexuality has not been criminalized by our constitution anyways.

Now, lets begin with health hazards it poses on those practicing homosexuality. Those who practice such homosexuality are prone to mental illness and have recorded high rates of anxiety, depression and substance abuse. Another risk it poses to people who practice it is majorly STIs, because of how they engage in sexual activities such as Anal and Oral sex, they are prone to contracting more chronic sexually transmitted diseases.

Another thing is the stigma they undergo from their communities, especially in Nigeria. Practicing homosexuality in Nigeria is an indictment to the person as the community will cruxify, judge and persecute such person from the society, which also goes to affect their mental health. Other risks include BBL and Liposuction surgeries they undergo and much more. Therefore , it is best to keep ourselves healthy and maintain our natural sexual lifestyle. No science has proven that a species of people are birthed as homosexuals. It is always a decision taken by those practicing it today.
129  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 04, 2024, 06:09:19 AM
Barcelona having one of the worst performances this season, losing El Clasico home and away to Real Madrid and this is certainly no good news for them. Barcelona board have to restrategized and put the team back together. I don't think Xavi Hernandez will leave Barcelona at the end of the season, we have alot going on already but we should also understand the current horrible form Barcelona found themselves. They've struggled to win matches and also losing vital chances of lifting major titles.

Now, let's analyze this from another angle, from the perspective of the managers handling both clubs and their managerial experiences. If you try to compare the experience of Carlo Ancelotti and that of Xavi Hernandez you will come to the realization that the former is more experienced than the latter by far, and will always bring his years of experience into the games they play in terms of strategy and player coordination as well as resilience and motivation to players.

Although we will all agree with the fact that Xavi Hernandez was a great player who made landmark of achievements during his years at as a Barca professional player, nevertheless, he had just started his managerial career in 2019 with a Qatari sports club called Al-Sadd before subsequently moving to Barcelona, his former club, in 2021 as their coach. Whereas, when you look at the career of Carlo Ancelotti, aside from being the present manager of the Real Madrid club, he was also a former Real Madrid manager between the year 2013 and 2015. He had started his career as a coach since 1992 as an assistant coach and 1995 as a head coach, spanning over two decades of experience as a manager of both clubs and national teams.

You definitely don't want to ignore these experiences when you factor it into the performance of both clubs at the El-Castillo challenge.
130  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 04, 2024, 05:47:02 AM
Sometimes the feeling of comfort that a coach has gained after giving a team a difficult struggle will always be difficult to let go of. So Xabi Alonso still wants to stay at Bayer Leverkusen in order to continue the extraordinary things that have happened this season for next season. Because if Bayer Leverkusen has been able to prove the toughness of a team, of course it wouldn't be wrong for Xabi Alonso to continue staying with that team and reject offers from other teams for his career next season.

I also have the same thoughts for Xabi Alonso especially as Bayer Leverkusen is currently giving good results at virtually all the fixtures they had. No manager will like to leave such promising club now especially that it has shown that his efforts have taken the club this far. But I think the top management of the club to decide, however, Xabi Alonso's wishes will be to fire on in the Champions league next season. Why I feel Xabi Alonso still have more season to stay back is because of how he has understood the first eleven players and the entire squad depth of the team.

So, I'm pretty sure that he wouldn't mind to turn other juicy offers down to carry on with his career at Bayer Leverkusen the Bundesliga giants while he works towards recruiting stronger players to meet a competitive Champions league and Bundesliga of next season.
131  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: May 04, 2024, 05:29:40 AM
C.Ronaldo has even had a positive impact not only on Al-Nassr but also on football competitions in Saudi Arabia, especially in the SPL. And yes, at the Al-Nassr club, this player who is almost 40 years old is still the best. This is proven by remaining the top scorer there to date. Mane is good but he is not as sharp as C.Ronaldo.

I also heard the same rumors about everything you said. But let's see. And currently it's not just C.Ronaldo who is enjoying a peaking career in Saudi Arabia. but his son also did the same thing. He has even achieved several achievements there. So retiring there might indeed become a reality and no longer a rumor someday.


Cristiano Ronaldo has always shown mastery, in the art of football as a player since the start of his career up till today. Like it is known every player has their prime time to shine as a star including Cristiano Ronaldo and Lionel Messi, but for these two Guys, they've worked hard through out their career to keep the tempo on the highway throughout their career as players.

It seems like Cristiano Ronaldo is going to hang his boot in the SPL, likewise Messi, Benzema and a host of other star players that accepted the deals to play for these clubs, however, Cristiano Ronaldo will keep making histories anywhere he finds himself. I dont think they have much time left before they retired.
132  Local / Politics and society (Naija) / Re: Workers Salary Increases, Inflation at Upper Edge on: May 03, 2024, 09:24:46 PM
If federal government has said they have increased the minimum wage to a particular amount, Nigerians are very fond of manipulating the economy especially the marketers, they will sharply increase the price of things in the market and this will increase Nigeria inflation beyond control. I think this is just a temporary thing to ease down labour congress and not to be considered as official because what's by 25%? That's nonsense.

I won't also fall into this increase in minimum wage gimmick. It's all games to create public disturbance and drive away the attention of people from the real economic crisis and hardships people are forcefully made to undergo. The increase in minimum wage is ordinarily a laudable step taken by the government but it's implementation will probably take several months to be effected.

Secondly, owning to the fact that Nigerians are fond of taking advantage of any slight opportunity available to them to skyrocket prices of commodities, may as well increase the prices of food and other products in the shortest time to negatively align with the increment in the minimum wage. Let's not forget that, of the whole population of Civil Servants in Nigeria, there are less than 5% of their population.

What this sentence implies that if the price of things which are most probably going to rise in tandem with the increase of the minimum wage will only cause more damage to the masses especially if government doesn't provide measures to control prices and make do away with the hoarding of goods and opening other ways.
133  Economy / Economics / Re: Production of goods and services as an economic stimulant i on: May 03, 2024, 08:13:24 PM
It's basic economic principle that production of goods and services will lead to the creation of wealth and employment thereby translating to increase in the gross domestic product which translate to economic growth and stability

But unfortunately most African countries like Nigeria rely solely on importation of goods to meet the needs of her citizens, infact the situation is so bad that it's said even toothpick is been imported

As a Nigerian, I can confidently say that it's not a good situation we are currently facing with the level of importation over that of exportation, there is a serious need from the side of the government, to focus their attention more on the local products rather than the imported ones because the country have got thousands of businesses that have ventured into the production industry and are thriving in their own capacities. What government needs to do is to focus more on those local contents and products then maximize and scale up their production capacity through the provision of business funds, grants and loans, from one angle. As well as through the patronage of those products through large scale purchase of goods from the government. It is noteworthy to say that this cuts across all the industries in the country.

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From the drugs her citizens take to take care of her sick citizens to the food that her population eats are all imported infact the economy is an import based economy that even the cruide oil that the country is naturally blessed with the country still import petroleum products like cooking gas, pms, kerosene etc is still been imported and is out of reach to the ordinary citizens

Let's just assume that some elements of governments always wants to take advantage of the system by neglecting or paying less attention to the locally produced goods and focus more on the imported ones because of the profits they make from that transaction cycle. Else, weve got local pharmaceutical companies like Fidson, Sygen, Emzor, Chi and other hundred companies. As per what I know, there are around 130 number of those companies across the country which the government can encourage through their programs and policies. As for the food production companies, they are countless and scattered across the length and breath of the state.

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Finally there can never be any meanfull economic growth with out improving your local content by mass production of goods which will reduce the import rate of any country there by leading to reduction in the prices of goods and services

Exactly, this is the best practices across the world especially for developed nations like USA, UK, China, Canada and so on. The federal and state governments, including local authorities of those nations work hard on focusing on the local contents and products made by their production companies across the country most of which are privately owned and the government assets.
134  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 02, 2024, 09:42:30 PM
I think you are underestimating Dortmund too much if you don't think there is a chance for them to qualify because for now the fact that Dortmund's aggregate is still superior and their performance is still quite good is proof that their chances are still big even if they face PSG.

Indeed, in the end the aggregate of 1 goal did not make them comfortable, but when they managed to keep up with PSG's game the same as in the first leg yesterday it would be enough to put them in the final.
Leg 2 for sure PSG will be the favorites to qualify for the final but they will face stronger pressure compared to Dortmund because for now Dortmund just need to maintain the aggregate advantage they already have but for PSG they have to try to score at least 2 goals or even more ( if Dortmund can score a goal in the 2nd leg) to get to the final.
And don't forget that this is a semi-final which will mean every club playing will do everything to get to the final, including Dortmund who will also do that.

The game between Dortmund and PSG has thought me not to underrated any club that has risen to this level of Semifinals even though one would ordinarily expect PSG to win over Dortmund or at least secure a draw, but it was both to no avail. 1 goal of aggregate is definitely a slim victory to walk away with, but if Dortmund can hold PSG to a draw in the next match, they are already guaranteed of the final against Real Madrid or Bayern Munich.

Real Madrid are also not so sure of their victory over Bayern Munich as both clubs will still maintain the same lineups and chosen a more defensive looking formation whilst Real Madrid is more interested in the striking than defensing
135  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 02, 2024, 09:30:54 PM
Bayern Leverkusen beat Roma 2-0. The unbeaten streak continues.
Leverkusen is playing really well, the team will probably win the cup here too. Xabi Alonso has put together a really high quality team, I hope it will continue like this.
Florian Wirtz scored a great goal again.
Xabi Alonso has been truly competitive this season with the Leverkusen team of players making their fans and management proud of their performance. Like AS Roma, any other team that got encountered with Leverkusen develops coldfeet of defeat, knowing fully well that they are meeting with the Bundesliga giants of the season.

AS Roma played today's game at home, hosting the Leverkusen in a defeat. How much more of when the Leverkusen are at home and when they're hosting Roma, they will mos probably face twice a defeat of what the Roma guys faced today. The second leg against Roma will be their last fixturing of the FA Cup this season and its obvious they are winning.
136  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 02, 2024, 09:22:02 PM
Honestly arsenal has make a great mistake in their previous match against Aston Villa that they allowed the Aston villa to defeated them, if not by now they will now they will know have any challenges. Nevertheless arsenal still have some chances in there remaining three matches. Because I know they will find all of the matches very easily to win even when people's where saying that Arsenal can only their match against Manchester united difficult, I don't agree with that I'm confidence that Arsenal will be the winner of the season.

To be sincere, Arsenal slept off their feet for allowing Aston Villa to match them down when it would have been the opposite. Now, when Arsenal met with Manchester City, they also could not win over the city's and Arsenal's greatest nightmare right now is Manchester City not even the last 3 matches left for them including with Manchester United. Funnily enough Arsenal's wishes right now is to see the downfall of Manchester City in their subsequent matches against Wolves, Fulham, Tottenham, and West Ham and the only match that may be a bit difficult or at least looks like so for Manchester City will be against Tottenham Spurs which Chelsea scored two to nothing tonight. Arsenal must be really scared right now
137  Local / Nigeria (Naija) / Re: How Real-Time Naira-Dollar Exchange Rates on P2P Crypto Platforms Take dey Work? on: May 02, 2024, 06:38:26 PM

In the morning, the price of a naira to dollar fit be 1300 to 1 dollar and in the afternoon it may now have changed to 1350. Watching it happen in real time is so fascinating that I wonder how does this price movement mechanism happen.
Abi dem connect these P2P platforms to our Naija stock Exchange or some kind of forex market API? Abi which kind other method way dem dey use take determined and put update for the exchange rated. Abeg I assume say most of us dey use P2P platforms and if you sabi how this thing dey work, I go like make you enlighten me.



Well, the P2P marketplace did not start today and historically this practice can be traced by to over 25 years ago when someone posted a product online and had another person requested to buy the product at a reasonable price and that's what birthed e-bay platform today being one of the earliest platforms practicing the P2P model over the internet. Ever since, a lot of companies have delved into the P2P business including the car hailing businesses who used the platform to allow passengers book rides online from the available drivers within the vicinity.

This same model was brought into the online trading or exchange platforms where users with local currencies can make transactions with users who are in need of those currencies, and vice-versa. For example, I can decide to join the system of the sellers if I have enough capital to invest in the system and once verified as a seller, I can trade off my capitals with clients interested in buying local currencies from me. Then, I make one end of the peer while the other end of the peer is the buyer/client.

 The exchange platform in itself does not have anything to do in the transaction chain but to create the platform or system for both peers to connect and do business. This is also similar to how Uber, Bolt, Rida and other ride hailing apps create avenue between passengers and drivers. Every peer of the business chain have to log into the appreciate with their capitals before they can proceed to sell. As for buyers/clients, you just come into platform and buy by lodging in the funds to their account.

Then, this is why the exchange platforms have provided several terms and guidelines to ensure that our financial assets are safe as well as security for the platforms. eg. You don't release funds until you are sure to have received the funds in your provided account details, etc.
138  Economy / Economics / Re: Money and wealth is Energy know this first on: May 02, 2024, 05:51:31 PM
For me to be considered wealthy, I look at consistency.

I will consider myself wealth if I know I will have money in the next following days and months maybe even years. If my money or income is unstable and I only have it today then that for me is not wealth. Hence I should learn how to look for other options to make sure that I will not be deep in debt with no money under my name in the future.

This is what makes a difference between having money and being wealthy. When you have money, you are not yet considered wealthy but reffered to has someone that has money. Having money means when you have worked to make some money in return in a project or salary and that amount of money is not significant enough to have you spend it frequently as it can be exhausted within few days and you left with nothing to fall back on until another money comes to your pocket again. Whereas being wealthy means being able to cater for your needs and still having more funds to fall on the next days, weeks, months and years. It is having multiple streams of income being generated from one source or more. When you are wealthy you should be able to decipline yourself and work hard on sustaining the incomes without necessarily going into debts.
139  Economy / Reputation / Re: [v2][Self Moderated] In Merits, Count Down To Your Next Rank... on: May 02, 2024, 05:29:59 PM
My Countdown to Senior Member Rank
Number of Merit(s) left: 14
140  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 01, 2024, 09:59:24 PM
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On me, if Chelsea vs Tottenham should end in a draw then it is completely based on luck probably because they are home and would not want to disappoint the fans by losing. Despite anything being said, Tottenham are the favourite to win the game.

Right now as per the recent performance of both clubs, Tottenham has more football pitch capacity than the Chelsea club and I am quickly going to draw my instances from their match against Arsenal.

When Chelsea faced Arsenal in their last encounter, Arsenal trashed them up with 5 over 0 of the Chelsea but when Arsenal met with Tottenham,the Spurs were at least able to tightly played against Arsenal disallowing them to win some more.
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