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121  Economy / Trading Discussion / Re: Do you still advised more buy and store? on: November 12, 2023, 02:57:48 PM
The first piece of advice, of course, is to first fulfill your responsibilities to your family. Whether it's basic needs or obligations like debt, handle those first. Investing in Bitcoin is more suitable for those who already have savings and no longer struggle to think about their basic needs. This way, emotions and psychology when owning Bitcoin can be better controlled, and every decision will be wiser.

Remember! Investing in Bitcoin isn't a matter of life and death, but it's an alternative means to safeguard your savings and protect their value. You don't have to force yourself to buy Bitcoin because what matters most is having a bit more financial flexibility first.
I agree with you, before choosing to invest in Bitcoin, it would be better for us to meet our own needs and also have funds for the emergency needs that we need so that when we have made an investment and have urgent needs, the investment we make will still stay safe and not be disturbed by our sudden needs. Without having financial advantages, we can be sure that we will not be able to make any investments, because if we cannot meet our own needs then it is not time for us to think about investing and it is also important for us to be able to meet our needs and then we can make investments.
122  Economy / Speculation / Re: Buy every dip! on: November 12, 2023, 02:04:59 PM
It's all about buying low and selling high, that is what investing in Crypto market is, you must follow the market prepare funds when there is a dip and set up a plan on what price you are going to sell it, sometimes it takes a lot of time or a long wait before you can sell, but it's worth it as long as the coin you are holding is good you just have to be patient and wait for the right time to sell.
That can't work all the time although it's the best ever, sometimes the price of bitcoin just continues to go up and you have the funds to buy, DCA can help you in that so you don't end up having to wait for months or years and that money stagnating from inflation. We can't predict the market so it's for the best that we adapt our strategies or just make more money in our jobs and save more extra money so we always have money when the price of bitcoin is low.
If we choose to use the DCA strategy in collecting Bitcoin, it will indeed be able to help us earn income if the price has increased. We can buy whatever according to our financial condition and keep buying it consistently to be able to make a profit when the price increases later.
It is very difficult to be able to make predictions and the predictions we make are in accordance with the conditions that occur in the market, yes I agree with you, using several strategies in collecting Bitcoin will certainly enable us to enjoy the benefits of what we do.
123  Economy / Economics / Re: Being rich = not looking at price tag on: November 12, 2023, 01:41:53 PM
All people look at prices, but the rich can afford to buy the things they like, even if they are really expensive. They enjoy buying something in expensive stores, simply because it emphasizes their status.

But there are also very rich people who do not need this, when they may not spend a lot of money on clothes or cars, but will spend it on some of their hobbies. People have different values, and some will want to show their status and their wealth, while others will not care and will be able to buy clothes in a regular store and their status will not bother them.
Those who have enough money will find it easier to get something they want without thinking about price and even most of those who have a lot of money will choose items that are expensive because they want goods with good quality.

Yes, there are some rich people who don't use expensive things because they see things that suit their needs and also don't use things they don't need. Of course people like this don't want to show that they have a lot of money because they prefer to live simply and This will really depend on a person's personality.
124  Economy / Economics / Re: "I saw my salary on a bottle of perfume today" on: November 12, 2023, 01:19:05 PM
The thing is there are some people who are already born rich and their lifestyle is to buy things that don't need to think about their price. And there are people who are wanna be rich just to look cool from others' judgment despite struggling with their financial status. You can literally afford that expensive perfume since it is the same value as your income, but if you think of your essential needs, bills, etc. do you think it's wise to buy an expensive perfume for the reason that you can afford it? Of course not, that's why I agree that you don't need to join the hype or copy someone's lifestyle that isn't even applicable to an average person's financial status. People's desires and wants are easy to attain almost everything in this world is anyone's dream, so it's better to think of your funds cause money can be spent easily.
Some people buy things without thinking about the price, it is certain that these people have achieved financial freedom and also for some people who want to look rich but they have an income that is only enough for the needs they need, it is certain that they will have difficulty in making ends meet. their needs because a lot of their income is spent on things they don't really need.

I agree with what you say, we don't have to imitate other people's lifestyles, we just need to do what feels comfortable for us. We don't have to force ourselves to follow other people if it doesn't have any benefits for us.
125  Economy / Economics / Re: How billionaires are really affecting the economy. on: November 12, 2023, 12:54:52 PM
When there are billionaires, one of the things they help our economy do is provide jobs to other people who are unemployed. Second, they also contribute a lot to paying taxes to the government.

Of course, they have many companies or businesses, and at the same time, those billionaire people also have foundations or charities. In short, they also help a lot of people, especially during calamities and other programs, because others are also building various livelihood programs and cooperatives, or something like that.
For those who have a lot of money, of course they have to use other people to be able to do what they cannot do themselves because very few people who have a lot of money do hard work, of course they ask other people to do the work for them. If they comply with the taxes imposed by the government on the wealth they own, this will also help with tax revenues and if they do not comply with taxes, of course this will not have any effect on the area's tax revenues.

Those who already have many businesses and the businesses they run will really help people around them to get jobs and this can help the economy of the environment where they live.
126  Economy / Economics / Re: Is academic pursues enough to get incomes? on: November 09, 2023, 08:50:41 AM
Academic pursues can make so many things easy for the degree holders in a particular countries that value degree, because they know what it takes for such students to achieve all those degrees than to do what will make the person to be rejoicing from the rest of his life and to encourage others that have the same hunger for such degree in the country. Anywhere degree holders feel like settle down to make income, they are well received base on that qualifications they have, because many organization knew that if you have such degrees holders in your company, your company will not remain the same, show that such companies will change positively at the moment. Those that dedicated their time to pursue such degree in the country, I don't think government will allow them to struggle to make income than to create some atmosphere where they will be receiving huge amount of income weekly or monthly.
Legally academic achievement is very important to achieve in order to fulfill the requirements for getting a job, but not only that, there are many other positive things that a person can obtain in the process of undergoing education, relationships, social relationships and other things that can be done. will have an impact on his efforts to earn income later.

But it is observed and always is the case, sometimes there are many people who are not lucky enough to get a higher education so they have to go through other paths.
Now we look at the averages and of course it is clear that the percentage of people who have an education tend to find it easier to earn an income, that's a fact.
127  Economy / Speculation / Re: Will it Hold? BTC Targets $40,000 on: November 09, 2023, 08:25:00 AM
Today the price of Bitcoin has risen again beyond $36K which is likely to go to $37K in the market, so there is a chance for Bitcoin to be at $40K this year if the current price increase continues. I was also quite surprised to see that Bitcoin was no longer difficult to increase this month when generally this year there is only more than a month left from now.
This doesn't happen like in previous years, there is a lot of speculation saying that the price of Bitcoin at the end of the year will experience a correction, but now what is happening is very surprising, after having stabilized during a drastic increase last month and now the price of Bitcoin is slowly starting to rise again, with what happened makes me even more optimistic that in the future this upward trend will continue, $40K this year is very close, and it is quite possible to happen.

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Now the increase seems to be faster and no longer difficult, I'm even confused as to why it continues to happen this month even though it has marked a price improvement that many people really want from previous months. Bitcoin holders should be quite happy about this price increase as the fruits of their patience have arrived and are clearly visible now.
That's right, this is a quite dangerous time for those who hold Bitcoin, with what is happening making Bitcoin holders more confident or what I mean by that is without any feeling of panic or anxiety about holding it longer.
I felt it myself, and now I have quite a lot of faith and hope for this to continue.
128  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 08, 2023, 08:44:44 AM
-snip

The fact that the match will be played in Madrid also strengthens Real Madrid's hand. They will definitely want to win this match to get out of the group. It is lucky for them that Bellingham's injury is not serious. Still, Ancelotti will know whether they will risk it or not.
Real Madrid advantage comes when playing at home even though Bellingham is injured but his injury is not serious and I think in today match it will be against Braga, Bellingham can appear in the match and if some people are still discussing about the draw against Rayo its not a big problem because it will have nothing to do with the performance in the UCL later because Ancelotti deliberately gave instructions to his team not to appear too strong in the previous match in order to maintain the quality of performance in the UCL later.
I don't think so, the unsatisfactory results against Rayo Vellacano cannot be separated from the poor performance of Rea Madrid's front line.
And I think Ancelotti will not differentiate his priorities between La Liga and UCl matches, in fact currently UCL has a large percentage of getting through the group phase while in La Liga there is fierce competition at the top of the standings.

Now what is in the spotlight is Real Madrid's front line which is playing very badly. Since the start of the season, the performance of Real Madrid's front line has always been covered up by Bellingham. In the UCL match against Braga, their mainstay player, Bellingham, is still in doubt about being able to play.
So if Bellingham is absent from this match it will clearly be a big loss for the Real Madrid team.

A team's performance in the League will have an impact on its performance in the UCl, such as the current Barcelona team which has just experienced a humiliating defeat in the UCl against a weak team.
129  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: November 08, 2023, 08:22:56 AM
Leverkusen will gets easy match on week 11 Union Berlin and this season was very special for Union Berlin because finally they can able to playing at Champion league but i don't know why since Union Berlin playing at that competition they were unable to performing well for each matches and at Bundesliga Union Berlin last win was happened on August and since that month Union Berlin always be lose on champion league, DFB pokal and Bundesliga even against weak teams such as Heidenheim or Darmstadt they have to lose and in the last 5 matches in all competitions Union Berlin has poor records because they were unable to scores so these records makes me sure Leverkusen will be able to resumes their winning streak and possibly win with big scores from Union Berlin
The reason at Union Berlin is relatively simple. They are no longer a team. They have bought experienced players like Gosens, Bonucci and Volland this season. They were allowed to play immediately. Previously, they had always bought players who were not so well-known or had not played much. They built them up slowly and integrated them into the team. That was their philosophy. But this time everything is different (probably because of the Champions League). It is no longer a unit that has grown.
What happened to the Union Berlin team this season was unexpected, they are actually getting worse, regardless of what they do, but this team should be able to maintain its performance even though it has not improved compared to last season.
If you look at the last few matches, it is clear that this will be an easy match for Leverkusen, this is like two teams that have quite a significant difference in quality.
Leverkusen will play at home, I don't have the slightest doubt that Leverkusen will achieve an easy victory.
130  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 08, 2023, 08:05:20 AM
Borussia Dortmund uses its audience advantage very well in Germany. They have a great fan group. It was a difficult away game for Newcastle. They also had difficulties because of their injured players. They had a tough match at the weekend and this result was almost a given. With this result, Dortmund made us forget the Bayern defeat a little bit.
Newcastle does not have a strong mentality, especially with the intervention of Dortmund sportsmen who are quite fanatical, making Newcastle players unable to perform optimally.
Borussia Dortmund now has a big chance of qualifying for group F. In 2 consecutive matches, Borussia Dortmund managed to win against Newcastle, this indicates that Borussia Dortmund is more deserving of qualifying for the next round than Newcastle.

Only a few hours left before the game between Braga and Real Marid in Group C of the Champions League, there is a piece of bad news for Real Madrid about this match and it seems they still can't use their important and superstar player Jude Bellingham in this match against Braga. However, beating Braga with or without Bellingham because Braga is not a strong team but they probably can't use Bellingham.
Real Madrid relied on Bellingham and this played got injured, that's what I was saying even a few weeks ago. They really need to find a forward during the winter.


In the last match, Real Madrid failed to win against a bottom team in their domestic league without Jude Bellingham playing full time in the match and it was proven that Real Madrid's front line was not working effectively.
So far, only Jude Bellingham has been able to cover the gaps or poor performance of Real Madrid's front line players.
So in the match against Braga I think it is also possible that Real Madrid will not be able to score a goal, indeed in terms of the quality of these two teams it is clear that Real Madrid is superior, but without Jude Bellingham I really doubt Real Madrid.

131  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 08, 2023, 07:47:52 AM
Bookies were only making totenham's odds a bit higher compared with chelsea. That's a troublesome thing to choose which team that would be winning the game but there have been a lot of drama going on during the match.
Even maddison was still being jealous with chelsea. Many fans were clashing by saying the things to justify their opinions. As far as i have been watching EPL since i was kid and EPL has so many interesting thing to be watched like the drama between chelsea vs totenham.
It's caused by those clubs were rival. I don't even think the upcoming match will be as chaos as the match between chelsea vs totenham.

EPL becomes even more interesting with so many drama inside it. I can understand if the clash between a tema that has become a rival since a long time ago will always be ended with chaotic situation.
This is pretty much the same as when chelsea was facing arsenal.
This is what makes the Premier League even more interesting, I like what is happening, and the surprises that occur make the Premier League more popular with many people compared to other leagues.

However, I think that the victory achieved by Chelsea does not mean the beginning of their revival. In the next 4 consecutive matches, Chelsea will face other strong Premier League teams. The possibility of Chelsea winning and causing a surprise like they did at home to Tottenham is very likely. but the percentage is very small.
This weekend, Chelsea will face the current standings leaders, namely Manchester City, to be honest, even though Chelsea was very superior in the last match against Tottenham, in the next match against Man City I am very pessimistic that they will be able to get points.
132  Economy / Economics / Re: What is the right age for financial stability? on: November 07, 2023, 02:44:33 PM
Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.
It all depends on the person, there is definitely no difference between young or old when it comes to saving or investing, what is certain is that everything that starts well will reap satisfactory results in the future.
I think age is just a number regarding people's targets or achievements will vary, as well as financial stability, there are people who at a young age have achieved success from inheritance from their parents and there are also people who at an old age are still working hard to live.
We live on different lines, so there is no race for that.
133  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 07, 2023, 02:18:06 PM
Real Madrid attacked a lot but could not find any success. In particular, Real Madrid shot 22 total balls towards the goal post and Rayo shot 4 balls. In particular, I think Real Madrid have had this problem due to the absence of experienced strikers. And Real Madrid had the ball for most of the game but could not capitalize on it. And it was Real Madrid's failure to find scoring opportunities despite repeated corner kicks.
The same problem occurred from the start of this season, Ancelotti seemed to have no other choice in their front line, Vini and Rodrygo were not working optimally and it was clear that Real Madrid's front line was missing a striker who had good qualities like Benzema but they couldn't find a replacement so far.
In my opinion there is no other solution for Real Madrid other than bringing in a new striker.
What happened is clearly Ancelotti's fault, even though since the start of the season many people have criticized him about bringing in a striker to replace Benzem, but Anceloti still chuckles that his squad is capable, it's a shame what's happening now.

And because this makes Girona now comfortably at the top of the La Liga standings, this is truly a very strange sight to happen this season.
134  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 07, 2023, 01:47:08 PM
Actually Man City have better performed than Chelsea and looks difficult for beating City exactly they are on the top position, but did you watch last night match when Chelsea beating Tottenham Hotspur although as away match? many unpredictable result with Premier League matches and I don't think have surprise when Chelsea continue their winning trend for upcoming match to defeat Manchester City. Have many days left for taking rest with Chelsea not participants in Champion League seems have good chance than Manchester City will play on Champion League match tomorrow then few days later they will face Chelsea.

Looks interested if Chelsea can defeat another favorite teams as City and they will slowly move to higher position standing with their position still drop 10th place.
Chelsea's victory over Tottenham will certainly be a big motivation for them and this will increase the confidence of Chelsea players in facing the match against Manchester City. Even though they are in a slump, what must be remembered is that Chelsea is one of the top teams in the Premier League, so in the match against top teams should not underestimate Chelsea.

In terms of strength, Manchester City is better than Chelsea, everything is possible but I will bet on something that is realistic, regardless of the same surprise happening again as Chelsea did at Tottenham's home ground, but I think the percentage of Manchester City to win is very big.
135  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 07, 2023, 01:23:39 PM
Milan and PSG, Dortmund and Newcastle, really two very important games today. I hope Milan will try to beat PSG in this home game otherwise they will have no chance to continue playing in the Champions League this season. Also a lot will depend on the second game in this group, so yes, these are the most interesting games today.
The matches in Group F are always fierce because this group is inhabited by 4 teams who have good quality and fairly balanced strengths.
AC Milan really has to win this match, in fact I think this is the last chance for AC Milan if they want to qualify from the group phase.
With AC Milan's very high mentality when competing on the UCL stage, I think they will be more favored in this match, especially since the match will be played at AC Milan's home ground.
Even though it is risky, I do not hesitate to bet on AC Milan winning this match.

Dortmund vs Newcastle is also fierce, these two teams have almost the same strength, but due to Dortmund's big defeat in the last match against Bayern and the positive trend that Newcastle continues to show, I think this match will be for Newcastle to win.

The Lazio vs Feyernoord match is difficult to predict, Lazio is an inconsistent team, in terms of strength and advantage of playing at home Lazio should be able to win, but I am a little pessimistic about them.
136  Economy / Trading Discussion / Re: Trading can ruin you on: November 06, 2023, 03:12:00 PM
I think anything we do without sufficient knowledge and understanding will destroy us, including trading. Trading cannot be done playfully, I mean someone should not enter just to try because here is the risk of losing money. Let alone ordinary people, even professional people still have a great risk of losing in trading.
If we are a beginner, I do not recommend this at all, because many factors must be learned first and that takes time and process. I think many people have failed to understand trading when they were introduced to it, especially beginners who think it's something that will give them a quick profit.
So would you ban a beginner who wants to learn trading?
I don't think that's the problem. Trading is indeed risky, so it is important for anyone who wants to learn to trade to know how to trade, and that can minimize risks before starting to trade.
Trading must be followed with great responsibility. However, those who decide to trade must be prepared for losses. they must be financially strong. because trading is not possible to double our money in a short time. there is a risk of loss that we can incur.
Every risk will be worth it with all possible profits, if anyone is afraid of experiencing losses then he should stay away from trading and he will not gain anything.
It's true as you said, therefore we have to learn and really understand how to trade to minimize risk. Nowadays there are lots of people who have traded and some of them are successful, some are not, we just have to choose what we want and what we should do how to do it.
137  Economy / Speculation / Re: Impact of bitcoin price speculations on individual bitcoin holding on: November 06, 2023, 02:51:45 PM
No, he isn't asking for our prediction but he is asking about the impact of speculation. I think doesn't only mean our own speculation but also the others as well. Your speculation might be positive but what if the majority is negative? I guess that will still affect us negatively. Also, he isn't only talkin about the DCA strategy but others as well.

DCA is continuous buying, so we may stop it for a while if we are not in the mood but other strategy such as all-in, can still be done since it is only being done rarely. In investing, it's important to be careful and invest only what you can afford to lose even if you are too confident because the market is still very unpredictable.
It all depends on each individual, for me the impact of Bitcoin speculation that is different from my speculation will have a big impact on the Bitcoin investment that I make, sometimes I make mistakes because of panic which I end up regretting.
Even though I have experienced it several times, it cannot be denied that different speculations have had a big impact on me, be it positive or negative.

Therefore, it is better to invest according to the knowledge we have or the confidence in the speculation we make. Everyone will certainly be careful in investing, but if knowledge is still minimal it will be very risky.
138  Economy / Economics / Re: Are You Sticking to Your Plan or Has Life Made You Pause or Modify It? on: November 06, 2023, 02:25:19 PM
For the community I want to know, has your investment plan always unfolded as expected or have unexpected events caused you to pause or modify your plan? Despite our best efforts there are instances where sticking rigorously to a plan becomes challenging due to the unpredictable nature of life.
So it would be better before we make an investment, we need to prepare savings for needs that we cannot foresee, so that we don't have to disturb the investment we make and if we have prepared the funds and also still need to use the funds we have invested, of course we can use it and try to reinvest at another opportunity and we must really have prepared funds to invest and also funds for emergency needs that we cannot foresee so as not to disrupt the investment we make.
If initially we have prepared well for investment, this does not mean that the investment will not be disturbed by other than the plans we have implemented.
There are several reasons that will disrupt investment so that it is possible to get out of the plans we have made at the beginning, in this life we don't know what will happen in the future, it's good if everything can be overcome with income from other sources but if market conditions are not according to what we expect psychologically our thinking will be disturbed and it will be possible to get out of the plan we have set at the beginning.
I think changing from the plan is a normal thing in an investment, even though it would be better for us to stick with it in order to achieve the goals we want.
139  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 06, 2023, 02:03:38 PM
Joao Felix has started to show some level of frustration after a drop in his performance recently. The last time he scored was in September and he has just managed to score three goals and recorded four assists in twelve games. He impressed Xavi and attracted praise from the fans in the early days in Blaugrana but his form has reduced. I am sure he would not be pleased that he was substituted but Xavi had to make a change to improve the attack because Barca needed a goal.
I noticed that Barcelona played differently in the last few matches and it wasn't just Joao Felix who had difficulty scoring goals, but the entire Barcelona team.
In my opinion, it's a little strange that Joao Felix was able to adapt quickly to the team very early in his arrival but his performance continued to decline, in my opinion there was something else wrong, not just because of Joao Felix's individual performance.

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Just because Real Madrid failed to win the game doesn't mean that they have lost attacking form. If you watch the game against Rayo Vallecano you will observe that Real Madrid attackers did all they could to get a goal but it turned out fruitless. It is true that they need a natural striker but they are no doing badly in terms of goalscoring. The have a coach that has the ability to utilize talents at his disposal to achieve success. Girona is just two points above Real Madrid, so they need to be consistent if they want to maintain the number one spot..
Real Madrid's front line problems have been going on since the start of the season, Vinicius whose performance has increasingly declined after recovering from injury and Rodrygo who has never shown his best performance.
I think there is no one else to blame except Real Madrid's front line and the team must immediately take action to bring in players.
140  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: November 06, 2023, 01:40:56 PM
I like his style of play very much because he resembles the old type of strikers of our childhood and youth and I think he is one of the most enjoyable footballers to watch. For some reason I get the same pleasure I get when I watch Henry. There are no strikers like that nowadays. Those who don't follow him don't know that he has a high level of assists as well as goal scoring skills. To tell the truth, but I think he would shine even more if he went to City or Real madrid. I was afraid that he would end his career at Tottenham. He made the right decision to go to Bayern.
No one doubts Harry Kane's quality, even since he was at Tottenham he has always been a mainstay in improving the team's performance.
And now Harry Kane has joined a better team and Harry Kane also gets full support from his teammates so he has more freedom in the front line and can score lots of goals, now Harry Kane has proven it and I think Harry Kane is lucky to join Bayern and also Bayern is lucky to have a player like Harry Kane.

In his first season, Harry Kane has shown quite a good performance and he is quite productive in scoring goals, I am sure this will not stop here.
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