Beside cryptocurrencies, I would also invest in other currencies such as USD or EUR. Plus trying to read/learn about new perspective companies in my country so I would invest/support them. Would also invest in gold, but the only large amount and for the long term, since gold providing a small but stable profit.

To be honest, I think there always the right time to buy/invest in bitcoins, I'm still buying bitcoins part by part every week, as I told already in another topic, even with such situation around bitcoin and cryptocurrencies. And I believe that somewhere at 5,000$, panic will end, and till the end of 2018 we will see 10,000$ again.

To be honest, I think in future will be something like a symbiosis fiat and currency based on the blockchain, right after government will find the way how to regulate it, to create something own. And the government won't leave fiat, since this also has pluses, it's still more anonymously than any of cryptocurrency what we have already.

I don't think bitcoin's price drop to 1000$, I think panic will die somewhere at 5,000$ per BTC, because somewhere at this step, I plan to buy some bitcoins myself and did quick profit like I did last time, when bought for ~6000$ and sold for ~9300$, before this drop, because there more chances that bitcoin's price will back 9,000$ -10,000$ till end of this year.

I had same problems with my friends, they wanted to know how to make money with bounties and thought that they will earn money every day, but  after I explained, that joining in bounties it's like gambling, because now days hard to predict what will happen to project, will investors fully support or project will die because of not success ICO and all tokens will have no value. And after I  showed all minus and pluses, they started laughing and told me that I'm wasting my time. So, I decided to not share ways, how  I make money.

If I had such problems, I would talk with people from whom I took the money  and tried to explain my situation and even change our agreements to make it more friendly for myself (But I think, it's only possible, if you borrowed money from friends, like I always do), if not, then you should analyze all your spends, and look where you can save some and find another job.

I think many factors affects on the value of bitcoin, such as popularization, the situation around cryptocurrencies, as time showed to us once, even news bad or good can affect at bitcoin's value, so it not just demand and supply like everyone think.  And  I also think same factors also affect on the altcoins value.

Myself, I try to hold in same time altcoins and bitcoin, and even when I'm buying altcoins (which I do every week even in such time) I'm doing it  with my salary, without exchanging my bitcoins, because I still waiting on 15,000$ per bitcoin to out, and hope bitcoin will break this wall till end of 2018.

I don't think any problem, why the charity wouldn't accept bitcoins since right now bitcoin is most popular cryptocurrency what can be easily exchanged to fiat. And bitcoin also good as a way of giving money for charity without showing your name and do that anonymously.

Hard to say for sure, because of two sides moral and profitability/greed. Certainly by investing in a scam and waiting on others to put money in it to make a profit for yourself (and understanding, that your profit will be made from people's money, who will probably never get them back)  not makes you look better than the guy who created this scam, but from other side greed, because people who invested after you, don't really have difference with you, since they also waiting on others to put money to make profit from it, so it's something like scam the scammer imo.

I think the government should more invest in education, support small business, because right now the problems of my country are only,  that most educated professionals choice other countries because of low salaries and because of the not stable situation, it's hard to start a new business, and most of the people chose other countries to start new business.

Using this tool, I understood that I live in the cheapest place and I think, that now I shouldn't think, how to emigrate to another country and just find stable income online / offline  and just relax, because if this tool right, Rent Prices, Restaurant Prices, Groceries Prices are cheaper than in India, Indonesia and etc. Not even saying about Canada or US, because I getting difference  250% - 1300+%.

To be honest, I don't think, bitcoin will able to hit even 20,000$  till the end of this year, not even saying about 60,000$, because right now there no factors, what will or can boost bitcoin's price, hype, what was in end of 2017 - 2018 died and most of the people moving to alts. Myself, I believe, that bitcoin will back to 10,000 - 15000$  till the end of this year.

I feel you because I had the same problem as you, I had the regular job and in same time worked as mod at some crypto-based sites, and total earnings for being mod  bring like 70% of my official salary at regular job (which is not bad bonus), but then I started spending more and more time, and it's ended that I got fired from my job and after some months I lost my mod place because of one stupid situation. After some weeks, I found a new job and now trying to spend less time on crypto-earnings and do my best for my regular job.

I think, depends on what side to look, because from one side bitcoin has strong investors (holders), who won't exchange coins to alts and who interested to keep price increase, from another side hypothetically people can start massive buying alts, what will be based on good/bad news and  bitcoin's price will lose some %. But it will probably, never happen.

I think Apple won't accept bitcoins, even if their transaction speed will be acceptable for them, since Apple powerful company and even if they will need something like bitcoin, I'm more than sure, that they will just create own coin what will be working on own blockchain. And as I see, others think same.

It can be hacked, by I more than sure that always in this blame coin holders, because they using same passwords everywhere or using too easy passwords or using/downloading programs or scripts what strolling coins from them. So, I sure that wallets enough safe, big problem - the human factor and people's trust.

I think after 5 years, OP finally understood how wrong he was. In time (19.04.2013) when he wrote this post, bitcoin costed ~130+$, and his maximum was (16.12.2017) ~19500$. Yes, I agreed, use bitcoin as a payment method is haven't any sense, but use bitcoin as an kind of assets, will make you good profit, as time shows to us.

Myself, I think the Chinese language has more potential, than the Japanese language, since you Russian native speaker. And most Russian companies work with Chinna, be able to speak Russian and Chinese in the same time - will make you needed for tons Russian companies and Chinese factories.

Of course nice to see all new coins, what they will add, especially  Ripple (XRP), but it same time I agreed with you, yes, adding coins which are pegged to the US dollar like Tether (USDT) will resolve many of problems. But I think the main reason why they didn't it yet - that's legal part, since many of users asked them about it already.