the "news" has been saying India is banning bitcoin for nearly a year now and nothing has happened yet. not to mention that these types of news have gotten old already, they repeated it so many times for China that nobody cares about it anymore.
as for the 1.5 billion people, since they weren't trading on regular exchanges and were either trading OTC or in their own Indian exchanges, their existence in the market and their absence won't affect the price at all.

it is hard for me to decide whether this is an interesting idea or jut another shady business that plans on becoming a big bank like Coinbase!
you say it is decentralized and layer 2 and call it Pipeline but to me it seems like YOU receive the coins and YOU control the received coins and that "layer 2" network not the users. because that is the only way i can think of that you could settle the transactions on chain in "bulk" on a later date.

if there is a single purpose (like storage) then only one method should be used in my opinion. using more will only create more complications and won't give that much more security than you might think. for example as a long term storage you could just use 1 paper wallet and then make multiple backups of that wallet (encrypting all of them is encouraged).
having for example 5 different paper wallets means having to also backup or remember 5 different encryption keys, going through the process of creating a paper wallet which is time consuming and requires extra attention and spending is also hard as you have to send the change to new wallet.

but if the purpose is not just one, like both storage and spending. then multiple options should be used for obvious reasons. the same way you have a savings account and some cash in your back pocket, you could use a paper wallet for long term storage and a hot desktop or mobile wallet as that carry around money.

the problem with bitcoin price volatility stems from the small size of the market not the existence of speculators. and when i say "market" it is basically the handful centralized exchanges such as Coinbase, Kraken, Gemeni, Bitstamp and bitfinex where the price is decided. since these exchanges still have moderately small orderbooks with not enough bids and asks in them, whenever there is a surge in trades the price moves fast in one direction hence creating the volatility.
the solution would be to increase the size of these markets. it can be done with more adoption but also if these exchanges become more secure so that people feel safer trading and leaving open orders.

That is not news! that is technical analysis of someone on a TA website called tradingView!

you mean the same people who when price was in $3k range were saying price won't go up again and will instead drop to $1000?

i am not really a big fan of TA when it comes to bitcoin but at least this one is among the better ones although i still wouldn't count on it.

come back when you understand what premine means and the fact that bitcoin didn't have any.
https://www.google.com/search?q=what+is+premine


then feel free to create a cryptocurrency with an unlimited supply like thousands of others have done in the past 10 years! bitcoin's code is open and free to use/copy with its MIT license. see if anybody uses it...

this is a big hassle and if you miss a deadline some time in the future for being busy or forgetting or whatever, the funds will be sent and now you would have to contact that family member and beg for your money back! and that is if they have not lost their "empty" private key!
additionally if the server gets hacked, the hacker can broadcast the transaction just to be annoying and you will have the same problem.
and finally if you use locktime in that transaction (which is usually the suggestion) the bigger problem is that you have to keep accessing your cold storage on those intervals move the funds to invalidate the previous tx and create a new transaction with a new locktime.

actually the "war" against bitcoin has been going on for nearly as long as it existed it just grows in size and cost the bigger bitcoin gets. of course the market participants who want cheaper prices have always used it as an excuse to exaggerate and turn it into FUD and make a bigger profit but that doesn't mean it doesn't exist.
as for the US government and their war, the recent chatter seems more like a war against Facebook and their Libra rather than bitcoin. they don't want to let this company become a bank this easily and out of their control.

you can not call it a "crash" when price is still in the same range that it has been for more than a week. a "Crash" is only if price went below $9k and reached something like $7500 then you could start a topic and call it that. otherwise this is just the continuation of the same sideways action that we have been seeing ever since we hit the $13k top and it won't end for some more time as long as this accumulation phase is ongoing.

that will probably be the thing everyone eventually ends up doing but it is too late for these accounts because they are already flagged and restrictions are applied on them. changing IP address won't help those with established accounts that they had for years with thousands of contributions.
additionally there is this:

i hope this doesn't make these two semi clean boards turn into other boards with repeating answers and bad advice.

you can always use your seed or master keys to import the whole thing in the new wallet which will give you all of your private keys in the past and in the future so you can claim any forkcoins you want. obviously you have to empty that wallet and create a new bitcoin wallet to send your bitcoin balance to first.

OP's problem is with a single address while having its private keys. and you can always open an issue on Electrum's github repository asking them to add this feature. https://github.com/spesmilo/electrum/issues

we have been in a sideways market for a while now so 5% drop or rise is not a prediction, it is what has been happening all along in this period. anything bigger than that like 20% is a prediction and the past couple of days has showed that it is not happening and we are still in the same price range going up and down constantly.

my prediction is that this is going to continue for a while, long enough to discourage many investors and fill the pockets of accumulators. then the next FOMO period starts as soon as the breakout occurs and causes another shoot up in price just like what we had when we broke above $4k

as a general rule whenever your are rarely using some software (like Electrum or basically anything else) and then after a while you open it and encounter some problems, the first thing to do is to upgrade to the latest version*. the chances are the problem you are facing is already fixed in the new version.
in this case the problem was a bug in the network functions that could cause a crash of it, this was fixed and also used to force people to upgrade to new versions because the old versions had another bug that could be exploited by malicious servers and show them a misleading message such as a link to a malicious website hosting their malware disguised as real Electrum wallet.

* in case of Electrum make sure to verify the signature of the downloaded file before installing anything new.

i believe Electrum does not currently have the option to let you import a multi sig address which would require importing multiple private keys (2 in your case) and multiple public keys (3 in your case) or the redeem script. so by extension Electrum forks don't have that option either.

there is however a command that you could possibly use in your Electrum console called `createmultisig()`, it might help although i couldn't figure out how it works:
https://github.com/spesmilo/electrum/blob/f60f690ca944b9611a6cbf7b29a8a8aab5f13b21/electrum/commands.py#L297-L303

you can not trust the generated private key you must trust the centralized company that produced that tool you are using to generate the key unless the source code of it is open and you can verify whether it is running that source or not.
this is impossible to do with ATMs so you will never have the option to make sure. your only option is to either not use their paper wallets or move the funds right away to a secure key you generated.
for hardware wallets it is half possible, because their source code is open and you can review it but you can not (or at least i don't know of any way) verify that the device in your hand is running the same source code you just saw.

{removed to prevent deviation from main discussion}

in any case it is not a ban, it is a restriction to certain free features such as private repositories. you still can access GitHub, create (public) repositories, contribute,...

GitLab is also the same.

in any case the version-control "Git" has nothing to do with centralization, it is the "hosting" websites GitHub,... that are centralized. i don't think we can do anything about that.

if you do that to me you will also see my frustration because all i would see is yet another person who thinks of bitcoin the currency as a milking cow that is only there to magically give him more "fiat" profit...

the term "cash" refers to the physical form of money as in the piece of paper with a number on it that you can use as the medium of exchange. there is no trace when you use paper/physical cash to do a transaction.
what you are referring to is the digital form of money when you use banks, credit cards, online banking,... that leaves a trace.

you should always avoid using unknown wallets that haven't existed for long and are mostly shady. i did a quick search and i couldn't even find the source code of this wallet not to mention that i have never even heard the name!
remember that it is not just about them scamming you with malicious intent, it is about a new project having lots of bugs that can lead to money loss.