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1241  Economy / Economics / Re: The Role of Education in Financial Literacy on: May 14, 2023, 01:26:17 PM
Actually, when it comes to fundamental financial literacy, it is more or less common sense. Here in my country, however, there is a growing demand that teachers, especially public school teachers, undergo financial literacy. That's basically because they seem to be the primary prey of loan sharks, investment scams, and all kinds of offers. Many of them fall to these schemes and are buried in loans.

I wonder why this is. They are educated people. I bet they must aware of basic money management, credit or loan management, responsible spending, saving, and so on. I guess this isn't about the lack of financial education anymore. It is more of financial self-discipline. It's more of overall awareness, of knowing how to distinguish risk and red flags, and not just in finance.

You make a good point that financial literacy alone may not be enough to prevent people from falling prey to scams and high-interest loans. Financial self-discipline and awareness are also critical factors in making sound financial decisions.
While basic financial literacy is important, it is also important to recognize that people's financial behaviors are influenced by a wide range of factors, including cultural norms, social pressures, and emotional responses to money. In some cases, people may be aware of sound financial principles but still struggle to implement them in practice due to these other factors.



Even if how high your educational attainment but if you get eaten by your greed and will not believe on other people says that this is scam still your education attainment is useless. Financial literacy is needed but it also need a accurate presentation so that people would realize the big risk about the actions they do especially when they are been greedy to seek for more profit or want to earn huge by doing nothing.

Also maybe its good to update those warning since people now dealing each other online so I guess good for those politician to write up new guidelines about scam and teach people to have critical thinking on each investment they wanna take.
1242  Other / Beginners & Help / Re: How I accumulate bitcoin as a newbie? on: May 14, 2023, 11:06:29 AM
My advice to accumulate bitcoin as a newbie would be to spend time researching and participating in forums etc and you will accumulate satoshis at the same time that you accumulate experience and knowledge. If you spend time learning you'll earn bitcoin one way or the other.
Thats also another options learn well and get your rank high and join signature. Theres no other way to get bitcoin without investment here aside from signature or join some raffle or free giveaway bitcoin here. But OPs talking about probably the investment part since he is asking if his gonna wait to go down. So my response is about dca instead.

No there are other options to earn bitcoin without spending any amount. And that are joining some free airdrops although this is not 100% sure that you can earn but at least you have a chance to gain for free if there is a legitimate platform will pay to its early bird users. Also there are jobs on this forum which pays btc so maybe he can hunt for a job for start if he want to accumulate bitcoins and use this for other investment which can generate us another profits.
1243  Economy / Gambling discussion / Re: [Boxing] Cas Nghitumbwa imero vs(May 13) on: May 13, 2023, 09:58:31 PM
Fillipus Nghitumbwa is 27 years old and has good potential, he is a rough diamond that if he is well polished can go very far


Yes he is, Casimero threw everything but the kitchen sink there were rounds where Casimero stops throwing punches because he couldn't figure out what combination of punches should he throw to knock Nghitumbwa out, Casimero resorted to holding in the latter rounds because of fatigue.
What we've seen here is  Nghitumbwa  is a tough guy who can take a punch and Casimero should have more tune fights before fighting for a world title he is out of the ring for too long before this fight so there was little bit of rust and fatigue easily caught up with him.
Casimero still managed to win though, I guess that moment when Casimero stop throwing punches saved him from this much, I agree that this is a total different fight from Casimero, but the result is still a win. He might be old already and that makes him slower but i think there’s still chance for him, he just need to train more and be active again. Fillipus is also a good boxer but its not enough to stay longer, he should have a better strategy.

He still manage to win since Nghitumbwa also lost his air, he got knock out by casimero and he didn't get great response im return. But todays fight expose Casimero's weakness since he's throwing a lot of power pumch and that make him weak and cannot able to respond heavily until late rounds he seems to be so tired and that is a huge hole to get defeated by his next opponent if he didn't work those things.

I guess he's far to win with Inoue if he show the same performance like this but let see for sure there's improvement eill happen if he face a fast and more dominant fighter.
1244  Economy / Gambling / Re: Looking for the best tipsters in the world on: May 13, 2023, 12:29:10 PM
Op's request made me fall out of my chair. 80% and 90% winrates? Hilarious. The best tipsters in the world usually have winrates in the range of 55% - 65% which makes sense considering everything.

Anyone claiming higher winrates are lying or the sample size covered is pretty small. Improve your brainpower op!
The more experience one has, the less their win rate will be since one cannot have too much consistency in the long run and will surely have to face defeats as well along the way. You might be able to have a win rate of about 80 - 90% in the short run but as your bets start increasing, your win rate will start dropping somehow.

So looking for a person who would provide tips and has a win rate of 80 to 90% is nothing more than a dream, so it's better if a person tries to do their best themselves instead of looking for such numbers.

Only scammers would claim that they are really good on providing tips and they can generate then that 80% to 90% result. So instead of looking of those guys much better for a lone bettor to study how the league run. Also always follow the news since this could give us good insight to know which team have greater more chance to win. Rather than dreaming about there's one tipster that can make them rich.
1245  Bitcoin / Bitcoin Discussion / Re: Would you still do business with them? on: May 13, 2023, 10:32:24 AM
On May 8th the crypto community was greeted with the news that Cryptocurrency exchange Bittrex filed for bankruptcy. It was one of the biggest crypto exchanges to exist before Binance. It joins other crypto exchanges like FTX, platforms Celsius Network, Voyager Digital, Three Arrows Capital and BlockFi that filed for bankruptcy in 2022. Unlike FTX, Bittrex informed her customers to withdraw their funds before April 30th and even those who didn't would still be able to get their funds back in full.

If they can able to return 100%  funds of all of their costumers then why not? For announcing this it indicates that they don't have plan to scam their costumers so if they decide to go back on business then for sure I will trust them again since they don't do shady exit just like what other big exchange which turn scam. But its still people's preferences if they could trust them again since maybe there comeback is different so for this its good not to trust any of them and have vigilant consciousness to know the latest updates and other things going around them to avoid any scam issues.
1246  Economy / Gambling / Re: How does AI gambling sound? on: May 12, 2023, 01:46:30 PM
I think it's already possible, but the concept didn't really take off since most people aren't really interested in AI gambling and prefer traditional gambling(Offline and Online) which makes sense if you think about it.

Personally, I am interested in AI gambling primarily for the fun aspect using AR glasses instead of VR headsets.
Most people aren't that tech savvy yet or should we say most gamblers tend to follow the traditional way but for sure in the future many will flock to the more advanced technology while gambling. The thing with AR is that you can still enjoy of what's likely a more traditional one compare to VR and I think that's a great choice.

I feel like I can be cheated when I'm using VR lol cause you won't see your nearby surroundings unlike with AR, there could be some chance allowing your spatial awareness.

People are afraid to try new things so its expected that they will stick on traditional way for now. But if they see that a technology has been rise and this is been tested by many people for sure they will grab the chances to try this up. But if casino will adopt AI and VR thing for sure this will grab by people since many want to try new things and virtual reality world might catch interest to the people but we cannot expect AI will help gambler to win since casino will also do counteraction for their business not to get bankrupt.
1247  Economy / Service Discussion / Re: Dont receive password reset email from freebitco on: May 12, 2023, 12:23:45 PM
Hi -

I know i havent changed password on freebitco. May be my account is hacked so i try resetting it but never get reset email. Can anybody help?

user: reetupandey75


Why look for help here while there's no admin or mods are actively communicating anyone outside of their thread? Much better if you contact directly there support so that they can take some action on your account. Random people here cannot help your case but rather they can make those issue worst since instead they solve it they might scam your account and ask for another charge for fake helping to solve your account issues.
1248  Other / Beginners & Help / Re: Is buying merit parmited on: May 12, 2023, 10:34:34 AM
Honestly am new here and with my little time that i have spent in this forum i have observed,and i wanna ask the forum mate if that is posible because i saw it happening amonge the forum mate and the person that invade this platform for me,people in this forum who are connected in one way or the other are trading on their sendable merit not only the their sndable merit but orher way of trading on merit is going on in this forum,so my question is,is it good and permitted to do such on the forum,

No not ideal action to do and this is been discourage by many forum users then once you get caught buying some merits to other users here both of you seller and buyer will get a red trust.

If you think buying that because you want to join on a signature campaign well that's not really good since all your efforts and money will go to waste if you do that. Just rise up your merit organically since for sure you can learn a lot of things by frequently posting and researching here.

Always remember that buying a merit is look like you are cheating on your exam or let's say that your lie on your self, even though buying merits is not permitted but if you do that then DT members here in forum will tag you a negative feed back and also those user who are selling Merits also got a Negative trust because it's abusing the merit system. We all know that Merit is a reward for those people who actually do a good job and contribute to this forum.  So no need to buy merits cause we will earn that through contributing.

Its something like that since they want to speed up the process and they don't like to experience hardship for getting those merits. And also buying merit is not really necessarily needed since if you have a lot of time can spend here you can research a lot of things also can add up what is lacking on the topics or new information to be share then for this provably he can earn merit from people who can find his post relevant or helpful.

Trying to shortcut the process is not really helpful in the long run since for sure you cannot learn anything for doing such nasty actions.
Yes you are right that mate and we are know that nothing is shortcut in this world all must go for hardship in order to be a successful. Like in our forum, we must contribute well to this community to gain more achievements like earning our merits and also achieving new ranks we must know that we will live this forum in a good way. Cause we are all know buying merits is not just bad act but a very bad act.

Some of those newbies want to shortcut because they see that there's signature campaign running which accept high ranking member, but they didn't realize that its not all about the rank and merit since they need to be more constructive on their post so that they will be notice by the managers and get accepted on their campaigns. If they make those things fast by cheating the system for sure they cannot contribute well on this forum and their bought merits will became useless since it will just expire once 120 days pass.
1249  Economy / Gambling discussion / Re: Another side of Sports betting you may not know about on: May 11, 2023, 01:59:17 PM
This is why athletes, players, and team members aren't allowed to make bets on the sports that they are a part of themselves. It removes the integrity on the sport because they're making it look like they're profiting off of each other and the incentive isn't to get better at the game or entertain people but rather just for the monetary gains. It also removes the people's trust on the league that the sport belongs to, which will reduce viewership and will surely affect the league in a lot of ways = may affect the gambling aspect of the sport as well.
But I believe that in reality many athletes, players and members of sports teams also participate in several bets because there are several cases that we can see about winning or losing bets made by players or team members in the sports industry even they will definitely bet on the team themselves if it is seen from the start they will win the game, it's just that the bets they make are hidden.
Betting cannot be avoided by anyone even though there are restrictions that regulate it.
Actually this can have a negative impact but somehow they want big money so the bet is still made.

Hard to get a proof regarding on this claims since in first place they are paid huge just to play the sport so provably participating on this kind of betting is not part of their concern. Maybe there are insiders are part of this and they give tips regarding on issues that's why other take this as good indicator to place their bets or not. Overall its hard to say that your claim is true but let see if there's a case like this will be expose since thi is really a big story revealed on the league.
1250  Other / Beginners & Help / Re: Is buying merit parmited on: May 11, 2023, 11:12:26 AM
Honestly am new here and with my little time that i have spent in this forum i have observed,and i wanna ask the forum mate if that is posible because i saw it happening amonge the forum mate and the person that invade this platform for me,people in this forum who are connected in one way or the other are trading on their sendable merit not only the their sndable merit but orher way of trading on merit is going on in this forum,so my question is,is it good and permitted to do such on the forum,

No not ideal action to do and this is been discourage by many forum users then once you get caught buying some merits to other users here both of you seller and buyer will get a red trust.

If you think buying that because you want to join on a signature campaign well that's not really good since all your efforts and money will go to waste if you do that. Just rise up your merit organically since for sure you can learn a lot of things by frequently posting and researching here.

Always remember that buying a merit is look like you are cheating on your exam or let's say that your lie on your self, even though buying merits is not permitted but if you do that then DT members here in forum will tag you a negative feed back and also those user who are selling Merits also got a Negative trust because it's abusing the merit system. We all know that Merit is a reward for those people who actually do a good job and contribute to this forum.  So no need to buy merits cause we will earn that through contributing.

Its something like that since they want to speed up the process and they don't like to experience hardship for getting those merits. And also buying merit is not really necessarily needed since if you have a lot of time can spend here you can research a lot of things also can add up what is lacking on the topics or new information to be share then for this provably he can earn merit from people who can find his post relevant or helpful.

Trying to shortcut the process is not really helpful in the long run since for sure you cannot learn anything for doing such nasty actions.
1251  Economy / Gambling / Re: Bitcasino.io 🖤 #1 VIP Crypto Casino 💠 Come in and explore our new design ✨ on: May 11, 2023, 10:09:03 AM
~

I always use other’s achievements as motivation to keep me positive when gambling. Jealousy will just make people greedy on hitting higher win without thinking logically. I have a long weekends this Saturday and I’m planning to do a marathon slot games on my free time.

I hope that we both hit more than 1000x win and share it here again to inspire other user. Wink

-

What about you guys? What were your biggest wins without hitting free spins?
And what were your biggest wins with hitting free spins? They say the max win on Bitcasino Billion is 15,000.00 of your bet. Anyone was close to that?

Nice win. I don't have time to gamble this whole week because the transaction fee will deduct my bankroll with a huge chunk. The fee right now is around 3$ which I probably can accept to send transaction on casino. Good to see your post because I was reminded to check the fee today and surprised on how it become low compared before and the other day. I’m wondering if you paymthe 15$ to play today or ypumleave you balance in the casino?

I will give a feedback today once my deposit confirmed. Wish me luck! I really feel that I will hit big time today.

Yeah the current fees is creates huge upset since its hard to transact using bitcoin nowadays since its not convenient to use this due to  that problem. But I'm thinking to use the other options since Bitcasino also accept those stable coins like BUSD,USDT or even XRP which is quiet cheap and fast.

Other people can also explore the other options since there's TRON,litecoin,ADA and DOGE available.
1252  Other / Beginners & Help / Re: Is buying merit parmited on: May 10, 2023, 02:19:58 PM
Honestly am new here and with my little time that i have spent in this forum i have observed,and i wanna ask the forum mate if that is posible because i saw it happening amonge the forum mate and the person that invade this platform for me,people in this forum who are connected in one way or the other are trading on their sendable merit not only the their sndable merit but orher way of trading on merit is going on in this forum,so my question is,is it good and permitted to do such on the forum,

No not ideal action to do and this is been discourage by many forum users then once you get caught buying some merits to other users here both of you seller and buyer will get a red trust.

If you think buying that because you want to join on a signature campaign well that's not really good since all your efforts and money will go to waste if you do that. Just rise up your merit organically since for sure you can learn a lot of things by frequently posting and researching here.
1253  Alternate cryptocurrencies / Altcoin Discussion / Re: How Confident Are you With Altcoin In This Time on: May 10, 2023, 11:47:43 AM
We are still having a good day on market side since we can see a healthy movement of all altcoin. Maybe they remain to act like that since bitcoin still on good position, but I think that this good scene will continue since many speculates about the bull run that might possible to come.  Shitcoins rise up again and to many of them popping out of nowhere following the name of PEPE which is another shitcoin in the market. For now many are happy because they earn on this token but later on for sure they regret that they buy and catch its dump since for sure it will end up the same with other token became scam.
I think those type of shitcoins are the causes of the drops because there are a lot of people who join the hype and some of them are fast and they do it well but some of them are not that fast and they end up with a huge loss. This is why it is important to remember that we are in a market where things do not go that well and should not go that well neither.

 I believe that as long as people keep on losing money on shitcoins the top names like bitcoin will always be damaged and there is no way around it. I hope that it gets to be a lot better in the long run but we need to stop investing into those shitcoins before we can have a steady and healthy increase in the market.

Many think about the shitcoin season is now back since to many meme coin created back again since PEPE got a big pump recently, many want to risk on those shitcoin because they really hope to earn some huge profit the same of what PEPE token give to its early buyer. Newbie investor should realize that its very rare to spot the same performance as PEPE since most of the time those shitcoin copy its name is just another 1000% scam shitcoin.

But I don't think those shitcoins scams can affect bitcoin since those type of scamming are just temporary and it cannot really create big effects to bitcoin since even if those scammers dump there's always huge support will catch those dumps they made.
1254  Economy / Gambling / Re: Stake.com - The Leading Crypto Casino - 🦉 Drake, UFC, Everton Main Partner ⚽ 🥊 on: May 10, 2023, 10:26:36 AM
I got a bad impression about  casino Stake
I lost 15 deposits without ever withdrawing money

Is that why you created this https://www.gambler.casino/stake-suspected-scam/ ?


I using Stake almost daily and never had any problem with deposit or withdrawing once.
By far the best sports betting site with crypto in my opinion.
So I can´t agree with you or your websites article.
But of course I cant speak for everyone, but for me as a softcore sports better i never had any problem.

Maybe they also need to look at situation on BTC congested network since maybe this is a cost of delay on why the deposited amount didn't show up. To many issues happening right now on BTC and this is not ideal coin to deposit on any platform. Also maybe he should contact the support to see the case and possible solve it since claiming something here cannot give any fast solutions since supports need to be reach out for them to notice that the said problem exist. Although sometimes there's a delay but we also consider the situation that their support receive a lot of message everyday.
1255  Alternate cryptocurrencies / Altcoin Discussion / Re: How Confident Are you With Altcoin In This Time on: May 09, 2023, 02:45:35 PM
In the current market conditions, altcoins have a higher potential for generating a greater return on investment (ROI) compared to Bitcoin. However, the choice of altcoin and the trading strategy employed will be crucial in determining the outcome. It's important to note that Bitcoin still holds significant influence over the overall market movement.
Although the market has declined slightly, the situation is still relatively good. While investing in altcoins has the potential for good returns, the potential for losses is also high. Investors must do good research before investing. But since Bitcoin has taken a bearish position, we should wait a little longer.
Those who are planning to take new trades can invest in several altcoins. PEPE Token has recently created a hype in the market as meme coin. You can also buy it but you have to be careful because as per the last 14 days the percentage has already increased by 583 percent so risk is much higher. There are also a few other coins among them Aptos is one another will make a good position in the future.

We are still having a good day on market side since we can see a healthy movement of all altcoin. Maybe they remain to act like that since bitcoin still on good position, but I think that this good scene will continue since many speculates about the bull run that might possible to come.  Shitcoins rise up again and to many of them popping out of nowhere following the name of PEPE which is another shitcoin in the market. For now many are happy because they earn on this token but later on for sure they regret that they buy and catch its dump since for sure it will end up the same with other token became scam.
1256  Economy / Gambling discussion / Re: How's your gambling experience right now? on: May 09, 2023, 12:35:13 PM
This is the time when you really appreciate the roles of altcoins in gambling. The likes of Dogecoin (Doge) and Litecoin (LTC) and stablecoins are great options especially when spending relatively small amounts for gambling. I feel like we are going back in time with this rising Bitcoin fees. We're moving backwards. We're brought back to the time when the strongest argument against Bitcoin is its fees. Now it is still the same, if not worse, thanks to Ordinals.
It looks like it's time to see altcoins being able to become popular again after the cost of bitcoin has skyrocketed. Maybe we will see a lot of altcoins on the list of every casino will grow because many gamblers are switching from using bitcoins for betting to preferring altcoins.

In this case, altcoins provide convenience for those who gamble because users can choose coins with transaction fees that are not too large. Yes, I also chose to use LTC or stablecoins to bet later after checking the bitcoin transaction fees.

Not a good idea to deal up with bitcoin since the fee is so high and we cannot be so sure the transaction speed since its also hard to get stuck while we really want to play the game immediately. Maybe its time to look for better alternative and litecoin is better option for this, they could also find other alts which offer more convenience to their user so that there will be no problem if the same issue with bitcoin will occur in future.
1257  Other / Beginners & Help / Re: It's nice to be back here. on: May 09, 2023, 11:10:04 AM
I stopped my crypto journey way back last year because of so many losses and got busy with my school works,  it was last year in February when I lost a huge amount of my money investing in altcoin and got rugged, I was depressed that time and sad because I lost a huge amount of money which makes me stop my crypto journey and just focus on my study.

Two weeks ago I saw my friend on Facebook posting such luxury and cars he already has and I know that person is into cryptocurrency so I know that he got all those things because of cryptocurrency that inspires me now to continue my crypto journey and I will start it with this forum as I know I can have a lot of lessons and advice here.

I just realized how risky cryptocurrency is, especially for those people who have not yet have good knowledge about it, I've learned from my mistakes last year and j am now here exploring again and will be careful this time.

Its good to rest since mental health is important and best decision to focus on school work before anything else. But what good thing happened here is you came back and for sure there's a lot of learnings you gain from past experiences you encounter so learn from that mistake to grow on crypto scene.

Crypto is really a risky investment but there are methods we can use or apply to minimize the risk and we can also adopt the changes especially with the news to gain from it so maybe practice to control your emotion so that you will not caught up by bad decisions and can able to think good action according to what status of the market we are on.
1258  Economy / Gambling / Re: A reminder for gamblers to avoid FortuneJack (ongoing lawsuit, 120k usd stolen) on: May 07, 2023, 03:16:44 PM
For a gambling platform to have a lawsuit does not mean that the casino is not good for other gamblers to use and make bets. Lawsuit is a normal thing as this business may concern because I don't see anything wrong for a company to have a lawsuit or a matter in the court. Same thing happens when stake was taken to court and many were think of reducing the rate at which they make bets on the platform.

You're right and one thing I hate is seeing people spreading fear especially  about another ones business and i don't see any problem with gambling  on a casino platform that has a lawsuit and I think it is even more safer to gamble on those platforms because the casino wouldn't want to play any silly games not when the legal eyes of the court are already on them 🤔
The casino has a case in court and who knows if the case might even get to be in their favour but whatever the case might be, please I think this thread should be locked and ill talks shouldn't be spoken of another's effort and business.

I understand your reasoning but I don't fully agree with it. Of course that a lawsuit, until a decision is made by the judge, doesn't mean or prove guilty that casino and we shouldn't demonise it only because of that.

FortuneJack may be a better casino than many others who are less known and don't have any lawsuits yet. But it is indeed a red flag to be taken into account, just in case, so I don't think we should censor this debate as long as it is not shown to be deceitfully started by the OP.

Its like they are still innocent about that until they are proven guilty so maybe lets wait for the result on this case since if proven that FJ got defeated on the filed case then maybe OP's warning are so valid. But if not and we cannot see any case proceed then maybe this is another case of a certain people trolling up a casino since they want to destroy the reputation of casino which they not fair on their eyes. But we know FJ is reputable casino so I guess its up for the updates given before people believes on his claims about FJ.
1259  Economy / Trading Discussion / Re: Im trader new here but in the trading quite long Im looking for partners on: May 07, 2023, 10:47:03 AM
Every people are new to trading at the beginning,So they learn the trading and earn the knowledge.Then it will help them to earn some profit from their investment.Instead of seeking the partner for the trade,you can learn the trading by using the minimum deposit as the investment.If the market favours.You will earn good money from the trading.Trading is not the non profitable one,the most important one to learn trading with short period of time is essential one.Learn the trading using the candles of the trading chart.
OP I suggest to post some proofs and results of your trades as it is important in convincing people. You can't convince someone even a newbie if you only post some text explanations about proofs, Trading signals is about the results and if there are no results, The signal channel you are suppose to build will just turn out to be a group of aspiring traders with no growth or results. No one wants that.

Can't expect him to provide that since if he really have it then he will show the result since this is needed to convince people to try his service offered. But in reality on trading we don't really need other people to do same like favor for us since we can learn how to trade for ourselves. Only lazy people got victimize by those scams since they always believe that there's someone who can trade with their money or can give them accurate signal that can generate them some profits.
1260  Other / Beginners & Help / Re: How can a beginner fast learn and contribute to bitcoin forum on: May 06, 2023, 10:58:00 PM
Hello everyone I'm new here.
Please what are  the fastest ways to learn about bitcoin? and how can a software development student meaningfully contribute to the forum?
You cannot easily grasp all the information on hand if you are always in a rush. Learning has its own process and mostly takes a lot of time especially if you are still new in this kind of market. So never be in a hurry and just enjoy every new things that you are learning. And if you want to be a significant member and makes a good contribution in the forum, then learn more and honed your skills first and improve your forum experience, that way you will become a quality member in the forum. No need to focus on your own skill, develop a lot more so you can guarantee that other people will have a lot to benefit from you.

This is one of the reason why they commit mistakes because they want to make all of things especially searching for information more faster. They didn't want to spend more time to get more additional knowledge that's the reason some of the fall on false information which leads then to more uncomfortable situation. If he really want to contribute maybe he can post the information he see outside of this forum and post it here so that there's another new information to read by all forum users who's interested on such topics.
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